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Greenville National Bank Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 26, 2026
Greenville National Bank's Certificate - 1 Year rates are at 3.60%, Certificate - 2 Years rates are at 2.60%, Certificate - 5 Years rates are at 0.50%, Certificate - 4 Years rates are at 0.35%, Certificate - 46-Month rates are at 0.35%. Greenville National Bank's money market rates are at 1.25%. Greenville National Bank's checking rates are as high as 0.05%. Greenville National Bank's Mortgage Loan - 15 Year Fixed Rate rates are at 6.75%, Mortgage Loan - 10/1 Year Adjustable Rate rates are at 7.00%, Mortgage Loan - 3 Year Adjustable Rate rates are at 6.50%, Mortgage Loan - 5 Year Adjustable Rate rates are at 6.75%, Mortgage Loan - 30 Year Fixed Rate rates are at 7.375%. Greenville National Bank's Auto Loan Rates are as low as 7.129%. Greenville National Bank's CD rates are 67% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Greenville National Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.92%. Rates last updated and verified on 10/26/2026.
Greenville National Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greenville National Bank? Share your experience about Greenville National Bank by leaving a review below, or read customer reviews before you decide to use Greenville National Bank.
Greenville National Bank has earned an overall safety grade of A+ (Exceptional, Score: 100/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective FDIC regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Greenville National Bank has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
0.92%
ExcellentLower than avg
Greenville National Bank Texas Ratio
Greenville National Bank's Texas Ratio is 0.92%, which is considered excellent and is lower than the national average of 5.85%.
Greenville National Bank has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
2.19% to 0.92% over 12 quarters, improvingFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this bank has improved and is now very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.
Greenville National Bank CD Rates
Product
Rate
APY
Term
View More
Certificate - 1 Year
3.54%
3.60%
1 Year
Min Deposit$1,000
DetailsGNB Special
Last Updated10/26/2026
Rate History
No change since Oct 21, 2026 · 3.60% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Certificate - 2 Years
2.57%
2.60%
2 Years
Min Deposit$1,000
DetailsGNB Special
Last Updated10/26/2026
Rate History
No change since Oct 21, 2026 · 2.60% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Certificate - 5 Years
0.50%
0.50%
5 Years
Min Deposit$1,000
Last Updated10/26/2026
Rate History
No change since Oct 21, 2026 · 0.50% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Certificate - 4 Years
0.35%
0.35%
4 Years
Min Deposit$1,000
Last Updated10/26/2026
Rate History
No change since Oct 21, 2026 · 0.35% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Certificate - 46 month
0.35%
0.35%
46 Months
Min Deposit$1,000
Last Updated10/26/2026
Rate History
No change since Oct 7, 2026 · 0.35% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Certificate - 3 Years
0.30%
0.30%
3 Years
Min Deposit$1,000
Last Updated10/26/2026
Rate History
No change since Oct 21, 2026 · 0.30% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Certificate - 33 month
0.30%
0.30%
33 Months
Min Deposit$1,000
Last Updated10/26/2026
Rate History
No change since Oct 7, 2026 · 0.30% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Certificate - 30 month
0.25%
0.25%
30 Months
Min Deposit$1,000
Last Updated10/26/2026
Rate History
No change since Oct 7, 2026 · 0.25% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Certificate - 16 month
0.20%
0.20%
16 Months
Min Deposit$1,000
Last Updated10/26/2026
Rate History
No change since Oct 7, 2026 · 0.20% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Certificate - 18 month
0.20%
0.20%
18 Months
Min Deposit$1,000
Last Updated10/26/2026
Rate History
No change since Oct 7, 2026 · 0.20% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Certificate - 21 month
0.20%
0.20%
21 Months
Min Deposit$1,000
Last Updated10/26/2026
Rate History
No change since Oct 7, 2026 · 0.20% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Certificate - 11 month
0.15%
0.15%
11 Months
Min Deposit$1,000
Last Updated10/26/2026
Rate History
No change since Oct 7, 2026 · 0.15% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Certificate - 9 month
0.10%
0.10%
9 Months
Min Deposit$1,000
Last Updated10/26/2026
Rate History
No change since Oct 7, 2026 · 0.10% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Certificate - 5 month
0.05%
0.05%
5 Months
Min Deposit$1,000
Last Updated10/26/2026
Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Certificate - 6 month
0.05%
0.05%
6 Months
Min Deposit$1,000
Last Updated10/26/2026
Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Certificate - 8 month
0.05%
0.05%
8 Months
Min Deposit$1,000
Last Updated10/26/2026
Rate History
No change since Oct 7, 2026 · 0.05% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Certificate - 90 Days
0.05%
0.05%
90 Days
Min Deposit$1,000
Last Updated10/26/2026
Rate History
No change since Oct 21, 2026 · 0.05% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Greenville National Bank Savings Rates
Product
Rate
APY
View More
Christmas Club
1.00%
1.00%
Min Deposit$1
Last Updated10/26/2026
Rate History
No change since Oct 21, 2026 · 1.00% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Greenville National Bank Money Market Rates
Product
Rate
APY
View More
Premier Money Market (Personal)
1.24%
1.25%
Min Balance$200,000
DetailsTier 1; Minimum Balance to Obtain APY: $200,000
Last Updated10/26/2026
Rate History
No change since Sep 27, 2026 · 1.25% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Premier Money Market (Personal)
1.00%
1.00%
Min Balance$100,000
DetailsTier 2; Minimum Balance to Obtain APY: $100,000
Last Updated10/26/2026
Rate History
No change since Sep 27, 2026 · 1.00% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Premier Money Market (Personal)
0.75%
0.75%
Min Balance$50,000
DetailsTier 3; Minimum Balance to Obtain APY: $50,000
Last Updated10/26/2026
Rate History
No change since Sep 27, 2026 · 0.75% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Premier Money Market (Personal)
0.30%
0.30%
Min Deposit$5,000
Min Balance$5,000
DetailsTier 5; Minimum Balance to Obtain APY: $5,000
Last Updated10/26/2026
Rate History
No change since Sep 27, 2026 · 0.30% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Greenville National Bank Business Money Market Rates
Product
Rate
APY
View More
Premier Money Market (Business)
1.24%
1.25%
Min Balance$250,000
DetailsTier 1; Minimum Balance to Obtain APY: $250,000
Last Updated10/26/2026
Rate History
No change since Sep 27, 2026 · 1.25% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Premier Money Market (Business)
0.50%
0.50%
Min Deposit$25,000
Min Balance$25,000
DetailsTier 4; Minimum Balance to Obtain APY: $25,000
Last Updated10/26/2026
Rate History
No change since Sep 27, 2026 · 0.50% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Greenville National Bank Checking Rates
Product
Rate
APY
View More
Checking+
0.05%
0.05%
Min Deposit$50
Min Balance$750
Last Updated10/26/2026
Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Performance Checking
0.05%
0.05%
Min Deposit$1,000
Min Balance$1,000
Last Updated10/26/2026
Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Greenville National Bank Mortgage Rates
Product
Rate
Points
APR
Term
View More
Mortgage Loan - 15 Year Fixed Rate
6.75%
0.000%
6.921%
No additional details.
Last Updated10/26/2026
Rate History
No change since Oct 21, 2026 · 6.92% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Mortgage Loan - 10/1 Year Adjustable Rate
7.00%
0.000%
7.024%
No additional details.
Last Updated10/26/2026
Rate History
No change since Oct 21, 2026 · 7.02% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Mortgage Loan - 3 Year Adjustable Rate
6.50%
0.000%
7.066%
No additional details.
Last Updated10/26/2026
Rate History
No change since Oct 21, 2026 · 7.07% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Mortgage Loan - 5 Year Adjustable Rate
6.75%
0.000%
7.078%
No additional details.
Last Updated10/26/2026
Rate History
No change since Oct 21, 2026 · 7.08% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Mortgage Loan - 30 Year Fixed Rate
7.375%
0.000%
7.484%
No additional details.
Last Updated10/26/2026
Rate History
No change since Oct 21, 2026 · 7.48% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Greenville National Bank Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Auto/Light Trucks
5.99%
-
7.129%
60 Months Maximum
DetailsModel Year: 2023 & Newer; Pmt/Mo: $198.62; Credit score 760+; APR and payment calculated at maximum term, $10,000 loan with $275 processing fee
Last Updated10/26/2026
Rate History
No change since Oct 7, 2026 · 7.13% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Auto/Light Trucks
6.29%
-
7.221%
75 Months Maximum
DetailsModel Year: 2023 & Newer; Pmt/Mo: $166.07; Credit score 760+; APR and payment calculated at maximum term, $10,000 loan with $275 processing fee
Last Updated10/26/2026
Rate History
No change since Oct 7, 2026 · 7.22% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Auto/Light Trucks
5.99%
-
7.393%
48 Months Maximum
DetailsModel Year: 2023 & Newer; Pmt/Mo: $241.29; Credit score 760+; APR and payment calculated at maximum term, $10,000 loan with $275 processing fee
Last Updated10/26/2026
Rate History
No change since Oct 7, 2026 · 7.39% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Auto/Light Trucks
6.49%
-
7.423%
75 Months Maximum
DetailsModel Year: 2022-2020; Pmt/Mo: $167.05; Credit score 760+; APR and payment calculated at maximum term, $10,000 loan with $275 processing fee
Last Updated10/26/2026
Rate History
No change since Oct 7, 2026 · 7.42% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Auto/Light Trucks
6.29%
-
7.433%
60 Months Maximum
DetailsModel Year: 2022-2020; Pmt/Mo: $200.26; Credit score 760+; APR and payment calculated at maximum term, $10,000 loan with $275 processing fee
Last Updated10/26/2026
Rate History
No change since Oct 7, 2026 · 7.43% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Auto/Light Trucks
6.59%
-
7.524%
75 Months Maximum
DetailsModel Year: 2019 - 2017; Pmt/Mo: $167.54; Credit score 760+; APR and payment calculated at maximum term, $10,000 loan with $275 processing fee
Last Updated10/26/2026
Rate History
No change since Oct 7, 2026 · 7.52% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Auto/Light Trucks
6.19%
-
7.594%
48 Months Maximum
DetailsModel Year: 2019 - 2017; Pmt/Mo: $242.23; Credit score 760+; APR and payment calculated at maximum term, $10,000 loan with $275 processing fee
Last Updated10/26/2026
Rate History
No change since Oct 7, 2026 · 7.59% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Auto/Light Trucks
6.49%
-
7.635%
60 Months Maximum
DetailsModel Year: 2019 - 2017; Pmt/Mo: $201.02; Credit score 760+; APR and payment calculated at maximum term, $10,000 loan with $275 processing fee
Last Updated10/26/2026
Rate History
No change since Oct 7, 2026 · 7.64% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Auto/Light Trucks
6.69%
-
7.838%
60 Months Maximum
DetailsModel Year: 2016 - Older; Pmt/Mo: $201.99; Credit score 760+; APR and payment calculated at maximum term, $10,000 loan with $275 processing fee
Last Updated10/26/2026
Rate History
No change since Oct 7, 2026 · 7.84% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Auto/Light Trucks
7.09%
-
7.931%
85 Months Maximum
DetailsModel Year: 2023 & Newer; Pmt/Mo: $154.15; Credit score 760+; APR and payment calculated at maximum term, $10,000 loan with $275 processing fee
Last Updated10/26/2026
Rate History
No change since Oct 7, 2026 · 7.93% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Auto/Light Trucks
7.09%
-
8.031%
75 Months Maximum
DetailsModel Year: 2016 - Older; Pmt/Mo: $170.02; Credit score 760+; APR and payment calculated at maximum term, $10,000 loan with $275 processing fee
Last Updated10/26/2026
Rate History
No change since Oct 7, 2026 · 8.03% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Greenville National Bank RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Motorcycles & ATVs - 2023 & Newer Loan
8.39%
9.822%
48 Months Maximum
DetailsModel Year: 2023 & Newer; Pmt/Mo: $252.77; APR and payment calculated at maximum terms listed, loan amount of $10,000 with a $275 loan processing fee, first payment in 30 days; based on credit score 730+; rates may be higher based on credit scores and vehicle mileage
Last Updated10/26/2026
Rate History
No change since Oct 21, 2026 · 9.82% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Motorcycles & ATVs - 2023 & Newer Loan
8.99%
9.953%
75 Months Maximum
DetailsModel Year: 2023 & Newer; Pmt/Mo: $179.61; APR and payment calculated at maximum terms listed, loan amount of $10,000 with a $275 loan processing fee, first payment in 30 days; based on credit score 730+; rates may be higher based on credit scores and vehicle mileage
Last Updated10/26/2026
Rate History
No change since Oct 21, 2026 · 9.95% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Motorcycles & ATVs - 2022 & Older Loan
9.29%
10.733%
48 Months Maximum
DetailsModel Year: 2022 & Older; Pmt/Mo: $257.16; APR and payment calculated at maximum terms listed, loan amount of $10,000 with a $275 loan processing fee, first payment in 30 days; based on credit score 730+; rates may be higher based on credit scores and vehicle mileage
Last Updated10/26/2026
Rate History
No change since Oct 21, 2026 · 10.73% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
RV/Boat/Travel Trailer/Trailers Loan
9.29%
10.745%
48 Months Maximum
DetailsYear: Any Model Year; Pmt/Mo: $257.22; Credit score 730+; APR and payment based on $10,000 loan with $275 loan processing fee
Last Updated10/26/2026
Rate History
No change since Sep 24, 2026 · 10.75% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Motorcycles & ATVs - 2022 & Older Loan
9.79%
10.764%
75 Months Maximum
DetailsModel Year: 2022 & Older; Pmt/Mo: $183.75; APR and payment calculated at maximum terms listed, loan amount of $10,000 with a $275 loan processing fee, first payment in 30 days; based on credit score 730+; rates may be higher based on credit scores and vehicle mileage
Last Updated10/26/2026
Rate History
No change since Oct 21, 2026 · 10.76% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
RV/Boat/Travel Trailer/Trailers Loan
10.19%
11.177%
75 Months Maximum
DetailsYear: Any Model Year; Pmt/Mo: $185.88; Credit score 730+; APR and payment based on $10,000 loan with $275 loan processing fee
Last Updated10/26/2026
Rate History
No change since Sep 24, 2026 · 11.18% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
RV/Boat/Travel Trailer/Trailers Loan
11.69%
12.513%
96 Months Maximum
DetailsYear: Any Model Year; Pmt/Mo: $165.36; Credit score 730+; APR and payment based on $10,000 loan with $275 loan processing fee
Last Updated10/26/2026
Rate History
No change since Sep 24, 2026 · 12.51% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
RV/Boat/Travel Trailer/Trailers Loan
12.69%
13.397%
120 Months Maximum
DetailsYear: Any Model Year; Pmt/Mo: $151.66; Credit score 730+; APR and payment based on $10,000 loan with $275 loan processing fee
Last Updated10/26/2026
Rate History
No change since Sep 24, 2026 · 13.40% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
RV/Boat/Travel Trailer/Trailers - All Other Loans
13.59%
14.813%
60 Months Maximum
DetailsPmt/Mo: $236.92; Credit score 730+; APR and payment based on $10,000 loan with $275 loan processing fee
Last Updated10/26/2026
Rate History
No change since Oct 21, 2026 · 14.81% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Greenville National Bank Other Rates
Product
Rate
Points
APY/APR
Term
View More
Commercial Loans - 4-Year Annual Variable Line of Credit
No change since Oct 21, 2026 · 7.25% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Commercial Loans - 4-Year Fixed Line of Credit
7.75%
-
7.75%
Last Updated10/26/2026
Rate History
No change since Oct 21, 2026 · 7.75% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Commercial Loans - Daily Variable
7.25%
-
7.25%
DetailsPrime + 0.250%; 4.000% Floor Rate
Last Updated10/26/2026
Rate History
No change since Oct 21, 2026 · 7.25% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Commercial Loans - GNB Base Rate 1 - 2 Year Fixed
8.50%
-
8.50%
1-2 years
Last Updated10/26/2026
Rate History
No change since Oct 21, 2026 · 8.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Commercial Loans - GNB Base Rate 2 Year Fixed
11.50%
-
11.50%
2 Year
Details$1,000 - $4,999
Last Updated10/26/2026
Rate History
No change since Oct 21, 2026 · 11.50% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Equipment/Farm Implement Loans
7.375%
-
7.375%
48 Months
DetailsLoan amount: $100,000 and up
Last Updated10/26/2026
Rate History
No change since Sep 24, 2026 · 7.38% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Equipment/Farm Implement Loans
7.625%
-
7.625%
60 - 84 Months
DetailsLoan amount: $100,000 and up
Last Updated10/26/2026
Rate History
1 change since Sep 24, 2026 · 7.13% → 7.63% ▲ 0.50 pts · high 7.63% / low 7.13%
Oct 21, 20267.63%▲ from 7.13%
Sep 24, 20267.13%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Equipment/Farm Implement Loans
7.625%
-
7.625%
48 Months
Details$100,000; Less than $100,000
Last Updated10/26/2026
Rate History
1 change since Sep 24, 2026 · 7.38% → 7.63% ▲ 0.25 pts · high 7.63% / low 7.38%
Oct 21, 20267.63%▲ from 7.38%
Sep 24, 20267.38%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Equipment/Farm Implement Loans
7.875%
-
7.875%
60 - 72 Months
Details$100,000; Less than $100,000
Last Updated10/26/2026
Rate History
1 change since Sep 24, 2026 · 7.63% → 7.88% ▲ 0.25 pts · high 7.88% / low 7.63%
Oct 21, 20267.88%▲ from 7.63%
Sep 24, 20267.63%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
M Ore Interest
-
-
1.50%
Min Deposit$50
DetailsQualifications Required; Qualifying balance up to $10,000.00; Nationwide ATM Fee refund up to $20 per cycle; ATM-processed transactions do not apply toward rewards
Last Updated10/26/2026
Rate History
No change since Oct 26, 2026 · 1.50% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
More Interest
1.49%
-
1.50%
Min Deposit$50
DetailsQualifying top tier; base tier of 0.03% APY applies if requirements not met; qualifications not stated in source
Last Updated10/26/2026
Rate History
No change since Sep 24, 2026 · 1.50% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.92%
Financial Health History
Greenville National Bank’s Texas Ratio fell from 2.19% in Q3 2023 to 0.92% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$641M
0.92%
5.0
A+
March 31, 2026
$648M
0.60%
5.0
A+
December 31, 2025
$623M
0.51%
5.0
A+
September 30, 2025
$617M
0.51%
5.0
A+
June 30, 2025
$611M
0.91%
5.0
A+
March 31, 2025
$626M
0.57%
5.0
A+
December 31, 2024
$606M
0.53%
5.0
A+
September 30, 2024
$612M
1.42%
5.0
A+
June 30, 2024
$586M
1.65%
5.0
A+
March 31, 2024
$580M
1.75%
5.0
A+
December 31, 2023
$570M
1.98%
5.0
A+
September 30, 2023
$567M
2.19%
5.0
A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating:
Our rating for Greenville National Bank is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather Greenville National Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Greenville National Bank's official website for the most current offers and terms.
Address
446 S Broadway St,
Greenville, OH 45331 · Darke
Bank Holding CompanyGREENVILLE NATIONAL BCORP
FDIC Certificate #13703
RegulatorOCC
EstablishedJanuary 17, 1934
FDIC Insurance DateJanuary 17, 1934
Domestic Offices10
Total Branches10
FDIC Insured✓ Yes, up to $250,000 per depositor
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.92%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
1.6820%
Return on Equity (ROE)
13.8000%
Non-Performing Loans Ratio (NPL)
0.03%
Total Assets
$641,498,000
Total Deposits
$541,490,000
Equity Capital
$80,018,000
Net Income
$5,362,000
Headquarters
Greenville
Total Branches and Offices
10
Source: FDIC — Last Updated June 30, 2026
2026 MBR Health & Safety Badge
Greenville National Bank earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Greenville National Bank
Frequently Asked Questions About Greenville National Bank
Does Greenville National Bank offer CDs?
Yes. Greenville National Bank current CD rates include its Certificate - 1 Year at 3.60% APY, its Certificate - 2 Years at 2.60% APY and its Certificate - 5 Years at 0.50% APY, verified by MonitorBankRates as of October 26, 2026.
Are CDs from Greenville National Bank FDIC insured?
Yes. Greenville National Bank is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.
What is the highest CD rate at Greenville National Bank?
The highest Greenville National Bank CD rate is its Certificate - 1 Year at 3.60% APY, verified by MonitorBankRates as of October 26, 2026.
What CD terms does Greenville National Bank offer?
Greenville National Bank CD rates are 3.60% APY for a 12 month CD, 0.20% APY for an 18 month CD, 2.60% APY for a 2 year CD, 0.30% APY for a 3 year CD, 0.35% APY for a 46 month CD, 0.35% APY for a 4 year CD and 0.50% APY for a 5 year CD, verified by MonitorBankRates as of October 26, 2026. The institution may offer other terms or specials that are not listed here, so check with Greenville National Bank for its full lineup.
What is the highest money market rate at Greenville National Bank?
The highest Greenville National Bank money market rate is its Premier Money Market (Business) at 1.25% APY, verified by MonitorBankRates as of October 26, 2026.
What is the highest checking rate at Greenville National Bank?
The highest Greenville National Bank checking rate is its Checking+ at 0.05% APY, verified by MonitorBankRates as of October 26, 2026.
What is the lowest 30 year fixed mortgage rate at Greenville National Bank?
The lowest Greenville National Bank 30 year fixed mortgage rate is its Mortgage Loan - 30 Year Fixed Rate at 7.375%, verified by MonitorBankRates as of October 26, 2026. Greenville National Bank mortgage rates are 7.375% for a 30 year mortgage, 6.75% for a 15 year mortgage, 6.75% for a 5 year mortgage, 6.50% for a 3 year mortgage and 7.00% for a 1 year mortgage.
What is the lowest auto loan rate at Greenville National Bank?
The lowest Greenville National Bank auto loan rate is its Auto/Light Trucks at 5.99%, verified by MonitorBankRates as of October 26, 2026.
How many branches does Greenville National Bank operate?
Greenville National Bank currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, Greenville National Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Greenville National Bank provides members with tools to manage their accounts and build a solid financial history.
Does Greenville National Bank offer online and mobile banking?
Most modern institutions like Greenville National Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankgnb.bank.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do Greenville National Bank rates compare?
Greenville National Bank's CD rates are 67% lower than the MonitorBankRates national average, and it has an A+ health rating. Greenville National Bank's top rates are its Certificate - 1 Year at 3.60% APY, its Premier Money Market (Business) at 1.25% APY, its Checking+ at 0.05% APY, its Mortgage Loan - 3 Year Adjustable Rate at 6.50% and its Auto/Light Trucks at 7.129% APR, verified by MonitorBankRates on October 26, 2026.
Current Greenville National Bank Rates
12-Month CD0.15%
18-Month CD0.20%
24-Month CD2.60%
36-Month CD0.30%
48-Month CD0.35%
60-Month CD0.50%
MMA1.25%
Retrieved from our database of financial products. Rates subject to change.