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Greenville National Bank Rates & Review September 2026

Greenville National Bank's 15 Year Fixed Rate Mortgage rates are at 6.38%, Equipment/Farm Implement Loans - 48 Months rates are at 6.62%, 10/1 Year Adjustable Rate Mortgage rates are at 6.50%, 5 Year Adjustable Rate Mortgage rates are at 6.25%, 3 Year Adjustable Rate Mortgage rates are at 6.00%. Greenville National Bank's Auto Loan Rates are as low as 7.13%. MonitorBankRates evaluates the financial stability of Greenville National Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.92%. Rates last updated and verified on 09/16/2026.

Greenville National Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greenville National Bank? Share your experience about Greenville National Bank by leaving a review below, or read customer reviews before you decide to use Greenville National Bank.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.92%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Greenville National Bank
446 S Broadway St
Greenville, OH 45331
https://www.bankgnb.bank
Member FDIC

Greenville National Bank Mortgage Rates

Product Rate Points APR Term View More
15 Year Fixed Rate Mortgage 6.38% 0.000% 6.54% 15 Year Fixed Rate
No additional details.
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
10/1 Year Adjustable Rate Mortgage 6.50% 0.000% 6.65% 10
Details Term: 10/1 Year Adjustable Rate
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
5 Year Adjustable Rate Mortgage 6.25% 0.000% 6.80% 5 Year
Details Term: 5 Year Adjustable Rate
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
3 Year Adjustable Rate Mortgage 6.00% 0.000% 6.84% 3 Year
Details Term: 3 Year Adjustable Rate
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
30 Year Fixed Rate Mortgage 7.00% 0.000% 7.11% 30 Year Fixed Rate
No additional details.
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%

Greenville National Bank Auto Loan Rates

Product Rate Points APR Term View More
Auto/Light Trucks - 2023 & Newer 5.99% - 7.13% 60 Months Maximum
No additional details.
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
Auto/Light Trucks - 2023 & Newer 6.29% - 7.22% 75 Months Maximum
No additional details.
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
Auto/Light Trucks - 2022-2020 5.99% - 7.39% 48 Months Maximum
No additional details.
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
Auto/Light Trucks - 2023 & Newer 5.99% - 7.39% 48 Months Maximum
No additional details.
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
Auto/Light Trucks - 2022-2020 6.49% - 7.42% 75 Months Maximum
No additional details.
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
Auto/Light Trucks - 2022-2020 6.29% - 7.43% 60 Months Maximum
No additional details.
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
Auto/Light Trucks - 2019 - 2017 6.59% - 7.52% 75 Months Maximum
No additional details.
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
Auto/Light Trucks - 2016 - OLDER 6.19% - 7.59% 48 Months Maximum
No additional details.
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
Auto/Light Trucks - 2019 - 2017 6.19% - 7.59% 48 Months Maximum
No additional details.
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
Auto/Light Trucks - 2019 - 2017 6.49% - 7.64% 60 Months Maximum
No additional details.
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
Auto/Light Trucks - 2016 - OLDER 6.69% - 7.84% 60 Months Maximum
No additional details.
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
Auto/Light Trucks - 2023 & Newer 7.09% - 7.93% 85 Months Maximum
No additional details.
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
Auto/Light Trucks - 2016 - OLDER 7.09% - 8.03% 75 Months Maximum
No additional details.
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%

Greenville National Bank RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Motorcycles & ATVs - 48 Months Maximum Loan 8.39% 9.82% 48 Months Maximum
Details Rate: 8.99%
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
Motorcycles & ATVs - 75 Months Maximum Loan 8.99% 9.95% 75 Months Maximum
Details Rate: 8.39%
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
Motorcycles & ATVs - 48 Months Maximum Loan 9.29% 10.73% 48 Months Maximum
Details Rate: 9.79%
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
RV/Boat/Travel Trailer/Trailers - 120 Months Maximum Loan 9.29% 10.75% 120 Months Maximum
Details Rate: 9.29%; APR: 10.745%; Pmt/Mo: $257.22
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
RV/Boat/Travel Trailer/Trailers - 48 Months Maximum Loan 9.29% 10.75% 48 Months Maximum
Details Rate: 9.29%; APR: 10.745%; Pmt/Mo: $257.22
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
RV/Boat/Travel Trailer/Trailers - 75 Months Maximum Loan 9.29% 10.75% 75 Months Maximum
Details Rate: 9.29%; APR: 10.745%; Pmt/Mo: $257.22
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
RV/Boat/Travel Trailer/Trailers - 96 Months Maximum Loan 9.29% 10.75% 96 Months Maximum
Details Rate: 9.29%; APR: 10.745%; Pmt/Mo: $257.22
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
Motorcycles & ATVs - 75 Months Maximum Loan 9.79% 10.76% 75 Months Maximum
Details Rate: 9.29%
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
RV/Boat/Travel Trailer/Trailers - 120 Months Maximum Loan 10.19% 11.18% 120 Months Maximum
Details Rate: 10.19%; APR: 11.177%; Pmt/Mo: $185.88
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
RV/Boat/Travel Trailer/Trailers - 48 Months Maximum Loan 10.19% 11.18% 48 Months Maximum
Details Rate: 10.19%; APR: 11.177%; Pmt/Mo: $185.88
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
RV/Boat/Travel Trailer/Trailers - 75 Months Maximum Loan 10.19% 11.18% 75 Months Maximum
Details Rate: 10.19%; APR: 11.177%; Pmt/Mo: $185.88
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
RV/Boat/Travel Trailer/Trailers - 96 Months Maximum Loan 10.19% 11.18% 96 Months Maximum
Details Rate: 10.19%; APR: 11.177%; Pmt/Mo: $185.88
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
RV/Boat/Travel Trailer/Trailers - 120 Months Maximum Loan 11.69% 12.51% 120 Months Maximum
Details Rate: 11.69%; APR: 12.513%; Pmt/Mo: $165.36
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
RV/Boat/Travel Trailer/Trailers - 48 Months Maximum Loan 11.69% 12.51% 48 Months Maximum
Details Rate: 11.69%; APR: 12.513%; Pmt/Mo: $165.36
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
RV/Boat/Travel Trailer/Trailers - 75 Months Maximum Loan 11.69% 12.51% 75 Months Maximum
Details Rate: 11.69%; APR: 12.513%; Pmt/Mo: $165.36
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
RV/Boat/Travel Trailer/Trailers - 96 Months Maximum Loan 11.69% 12.51% 96 Months Maximum
Details Rate: 11.69%; APR: 12.513%; Pmt/Mo: $165.36
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
RV/Boat/Travel Trailer/Trailers - 120 Months Maximum Loan 12.69% 13.40% 120 Months Maximum
Details Rate: 12.69%; APR: 13.397%; Pmt/Mo: $151.66
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
RV/Boat/Travel Trailer/Trailers - 48 Months Maximum Loan 12.69% 13.40% 48 Months Maximum
Details Rate: 12.69%; APR: 13.397%; Pmt/Mo: $151.66
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
RV/Boat/Travel Trailer/Trailers - 75 Months Maximum Loan 12.69% 13.40% 75 Months Maximum
Details Rate: 12.69%; APR: 13.397%; Pmt/Mo: $151.66
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
RV/Boat/Travel Trailer/Trailers - 96 Months Maximum Loan 12.69% 13.40% 96 Months Maximum
Details Rate: 12.69%; APR: 13.397%; Pmt/Mo: $151.66
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%

Greenville National Bank Other Rates

Product Rate Points APY/APR Term View More
4-Year Annual Variable Line of Credit 6.75% - 6.75% 4-Year
Details 3-Year Treasury + 2.75% Margin; 4.000% Floor Rate
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
4-Year Fixed Line of Credit 7.25% - 7.25% 4-Year
Details N/A
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
All Other Loans 13.59% - 14.81% 60 Months Maximum
Details Pmt/Mo: $236.92
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
Equipment/Farm Implement Loans - 48 Months 6.63% - 6.63% 48 Months
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
Equipment/Farm Implement Loans - 48 Months 7.13% - 7.13% 48 Months
Details Less than $100,000
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
Equipment/Farm Implement Loans - 60 - 72 Months 7.38% - 7.38% 72 Months
Details Less than $100,000
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%
Equipment/Farm Implement Loans - 60 - 84 Months 6.88% - 6.88% 84 Months
Last Updated 09/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.92%

Financial Health History

Greenville National Bank’s Texas Ratio fell from 2.19% in Q3 2023 to 0.92% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.7% 2.0★ 1.5% 3.0★ 2.2% 4.0★ 3% 5.0★ Healthy zone – entire history below the 15% limit 2.19% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.92% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$641M0.92%5.0A+
March 31, 2026$648M0.60%5.0A+
December 31, 2025$623M0.51%5.0A+
September 30, 2025$617M0.51%5.0A+
June 30, 2025$611M0.91%5.0A+
March 31, 2025$626M0.57%5.0A+
December 31, 2024$606M0.53%5.0A+
September 30, 2024$612M1.42%5.0A+
June 30, 2024$586M1.65%5.0A+
March 31, 2024$580M1.75%5.0A+
December 31, 2023$570M1.98%5.0A+
September 30, 2023$567M2.19%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Greenville National Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Greenville National Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Greenville National Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Greenville National Bank
Bank Holding Company GREENVILLE NATIONAL BCORP
Address 446 S Broadway St, Greenville, OH 45331  ·  Darke
FDIC Certificate # 13703
Established 19340117
FDIC Insurance Date 19340117
Domestic Offices 10
Total Branches 10
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.92%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.6820%
Return on Equity (ROE) 13.8000%
Non-Performing Loans (NPL) 0.03%
Total Assets $641,498,000
Total Deposits $541,490,000
Equity Capital $80,018,000
Net Income $5,362,000
Headquarters Greenville
Total Branches and Offices 10
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Greenville National Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://www.monitorbankrates.com/banks/greenville-national-bank-rates-review-13703">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for Greenville National Bank
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Frequently Asked Questions About Greenville National Bank

How many branches does Greenville National Bank operate?

Greenville National Bank currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Greenville National Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greenville National Bank provides members with tools to manage their accounts and build a solid financial history.

Does Greenville National Bank offer online and mobile banking?

Most modern institutions like Greenville National Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankgnb.bank.