Best Money Market Rates in West Chester, Ohio (OH) - April 2026
Brian McKay
Brian McKay
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Current West Chester, Ohio and the surrounding area money market rates include United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.35% Money Market Special at 4.00% APY, Commodore Perry Federal Credit UnionCommodore Perry Federal Credit UnionA+5.0 ★Texas Ratio: 4.36% Flagship Money Market Account at 4.00% APY, The Huntington National BankThe Huntington National Bank7634 Cox Ln, West Chester, OH 45069A+5.0 ★Texas Ratio: 4.60% Huntington Relationship Money Market at 3.82% APY, First Bank of Central OhioFirst Bank of Central OhioA+5.0 ★Texas Ratio: 0.00% Platinum Money Market at 3.80% APY, and Firefighters And Company Federal Credit UnionFirefighters And Company Federal Credit UnionA5.0 ★Texas Ratio: 9.99% Money Market, HSA and IRA at 3.79% APY. Money market rates as of April 11, 2026 according to verified data from MonitorBankRates.
West Chester has 6 local institutions in our database, with money market rates as high as 3.82% APY from The Huntington National Bank at 7634 Cox Ln, West Chester, OH 45069. Use the table below to compare all available offers, including options from institutions serving the broader Ohio area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in West Chester, Ohio and surrounding area. Last Updated and Verified: April 11, 2026
Compare the Best Money Market Rates Today in West Chester, Ohio & the Surrounding Area
Minimum of $25,000 not currently deposited at Huntington.
Minimum of $25,000 not currently deposited at Huntington.
Intro rate expires: 6 months
New money only
New money only
7
Maximize the interest you earn!
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Advantage members earn 3.75% APY1 until 2027, everyday rate earned is 2.75% APY, nearly 5x the National Average; A minimum balance of $5,000 is required to earn stated APY, with a $1,000,000 maximum; New money required, with exceptions2; Earn stated dividend rate until December 31, 2026
To be eligible for the promotional Annual Percentage Yield (APY) of 3.60% you must open a new Relationship Money Market account between April 3, 2026 and May 14, 2026. The primary or joint owner on the Relationship Money Market must also be a primary or joint owner on an existing or new personal checking account (excludes Health Savings Accounts) to be eligible for the promotional interest rate. The promotional interest rate is not available for businesses, institutions or public funds. APY of 3.60% and interest rate of 3.54% is accurate as of April 3, 2026. A minimum opening deposit of $25,000 in new money must be deposited in the Money Market account to receive the promotional interest rate. New Money is defined as money that has not been on deposit in any First Commonwealth Bank account within the last 30 days. The minimum amount required to obtain the APY is $0.01. The qualifying Money Market account will earn the promotional interest rate for three months from the account opening date. After the promotional period has ended the interest rate and APY for this product may change at the Bank's discretion. After the promotional period, the Relationship Money Market account will earn Relationship Rates when the primary or joint owner on the Relationship Money Market is also a primary or joint owner on a Hometown Checking Premium account. Rates vary by location. For example, the APYs for Relationship Rates for Zip Code 15701 are: 0.20% for $0.01 to $19,999.99; 0.30% for $20,000-$49,999.99; 0.40% for $50,000-$99,999.99; 0.50% $100,000-$249,999.99; 0.50% for $250,000-$1,999,999.99; 0.50% for $2,000,000+. Rate and APY may change after the account is opened. Refer to the Relationship Money Market account terms, visit fcbanking.com or call us at 800.711.BANK (2265) for, current Relationship and Non-Relationship rates and qualification requirement to earn Relationship Rates after the promotional period. Fees could reduce earnings on the account.
Relationship Bonus
180-Day Promo Rate | $10,000 Min. Balance
$15,000+ Intro rate
$15,000+
Minimum $250,000
Advantage members earn 3.75% APY1 until 2027, everyday rate earned is 2.75% APY, nearly 5x the National Average; A minimum balance of $5,000 is required to earn stated APY, with a $1,000,000 maximum; New money required, with exceptions2; Earn stated dividend rate until December 31, 2026
Minimum $100,000
ON BALANCES $500,000+
KEMBA Advantage APY
As HIGH as; Rates effective as of February 1, 2026 .
Relationship Bonus
TRS | RA | VRA
$500,000 - $2,499,999
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
West Chester, OH Money Market Rate Trends
Compare local West Chester, OH money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Ohio high-yield MMA rates rose 0.071 points over the past 7 days to 2.525% APY.
Ohio standard MMA rates fell 0.046 points over the past 7 days to 1.698% APY.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for West Chester, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in West Chester, Ohio. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in OH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in West Chester, Ohio
What is a Money Market Account (MMA)?
Are Money Market accounts in West Chester, Ohio safe?
How often do MMA rates change in West Chester, Ohio?
Can I write checks from a Money Market Account?
Best Money Market Rates in West Chester, Ohio
- United Federal Credit Union
Money Market Special — 4.00% APY - Commodore Perry Federal Credit Union
Flagship Money Market Account — 4.00% APY - The Huntington National Bank
Huntington Relationship Money Market — 3.82% APY - First Bank of Central Ohio
Platinum Money Market — 3.80% APY - Firefighters And Company Federal Credit Union
Money Market, HSA and IRA — 3.79% APY
