Best Money Market Rates in West Chester, Ohio - May 2026
Brian McKay
Brian McKay
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Current West Chester, Ohio and the surrounding area money market deposit account rates include The Huntington National BankThe Huntington National Bank7634 Cox Ln, West Chester, OH 45069A+5.0 ★Texas Ratio: 4.60% High-Yield Money Market at 3.20% APY, Kemba Credit UnionKemba Credit Union8763 Union Centre Blvd, West Chester, OH 45069A5.0 ★Texas Ratio: 5.93% Money Market at 3.00% APY, USB Union Savings BankUSB Union Savings Bank7615 Voice Of America Centre Dr, West Chester, OH 45069A+5.0 ★Texas Ratio: 1.66% Boost Money Market Account at 1.51% APY, AurGroup Credit UnionAurGroup Credit Union7560 Cox Ln, West Chester, OH 45069A+5.0 ★Texas Ratio: 1.24% AurMoney Market Account at 1.50% APY, and Telhio Credit UnionTelhio Credit Union8249 Market Place Dr, West Chester, OH 45069A5.0 ★Texas Ratio: 13.21% Money Market at 1.21% APY. Money market rates as of May 29, 2026 according to verified data from MonitorBankRates.
West Chester has 5 local institutions in our database, with money market rates as high as 3.20% APY from The Huntington National Bank at 7634 Cox Ln, West Chester, OH 45069. Use the table below to compare all available offers, including options from institutions serving the broader Ohio area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in West Chester, Ohio and surrounding area. Last Updated and Verified: May 29, 2026
Compare the Best Money Market Rates Today in West Chester, Ohio & the Surrounding Area
Minimum of **$25,000** not currently deposited at Huntington.
$100,000+
$50,000 - $99,999.99
$10,000 - $49,999.99
The special rate of up to 4.00% APY is available only on new Money Market Special accounts opened on or after 5/1/2026 and applies for the first 6 months following account opening. After 6 months, the account will automatically convert to a standard Elevate Money Market account and earn standard Elevate Money Market rates thereafter. A minimum opening balance of $15,000 is required. Members who currently have, or previously had in the last 12 months, any opened money market account at United are not eligible for this offer. Fees may reduce earnings. Rates may change after account is opened.
Qualifying balance up to $1,000.00
Qualifying balance up to $1,000.00
7
7
Qualifications Required: the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; a combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; one direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; active enrollment in e-statements; Bonus rate
With a minimum of $25k new money
New money only
$15,000+
New money only
With a minimum of $25k new money
Qualifications Required: the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; a combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; one direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; active enrollment in e-statements; Bonus rate
Qualifications Required: the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; a combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; one direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; active enrollment in e-statements; Bonus rate
$250,000
$25,000 & Over
ON BALANCES $500,000+
TRS | RA | VRA
New deposit required to open this account.
$500,000 - $2,499,999
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
West Chester, OH Money Market Rate Trends
Compare local West Chester, OH money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Ohio high-yield MMA rates fell 0.321 points over the past 7 days to 3.053% APY.
Ohio standard MMA rates rose 0.062 points over the past 7 days to 0.720% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our West Chester, Ohio money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for West Chester, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in West Chester, Ohio. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in OH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in West Chester, Ohio
What is a Money Market Account (MMA)?
Are Money Market accounts in West Chester, Ohio safe?
How often do MMA rates change in West Chester, Ohio?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in West Chester, Ohio?
Best Money Market Rates in West Chester, Ohio
- The Huntington National Bank
High-Yield Money Market — 3.20% APY - Kemba Credit Union
Money Market — 3.00% APY - USB Union Savings Bank
Boost Money Market Account — 1.51% APY - AurGroup Credit Union
AurMoney Market Account — 1.50% APY - Telhio Credit Union
Money Market — 1.21% APY
