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CD Rates West Chester, Ohio (OH) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | CD Rates Last Updated and Verified: April 8, 2026

Current West Chester, Ohio CD rates include Telhio Credit UnionTelhio Credit Union8249 Market Place Dr, West Chester, OH 45069A5.0 ★Texas Ratio: 13.81% offering 24-Month CD at 4.00% APY, Republic Bank & Trust CompanyRepublic Bank & Trust Company9110 W Chester Towne Ctr, West Chester, OH 45069A+5.0 ★Texas Ratio: 0.00% offering IRA - Individual Retirement Accounts 6-Month at 4.00% APY, USB Union Savings BankUSB Union Savings Bank7615 Voice Of America Centre Dr, West Chester, OH 45069A+5.0 ★Texas Ratio: 1.66% offering 60 MONTH CD at 0.60% APY, GLASS CITYGLASS CITYA+5.0 ★Texas Ratio: 2.83% offering 12 Month Youth CD at 5.00% APY, and Third Federal Savings and LoanThird Federal Savings and LoanA+5.0 ★Texas Ratio: 1.96% offering 6 Month Bonus CD at 4.75% APY. CD rates as of April 8, 2026 according to verified data from MonitorBankRates.

West Chester has 15 local institutions in our database, with CD rates as high as 4.00% APY from Telhio Credit Union at 8249 Market Place Dr, West Chester, OH 45069. Use the tables below to compare all available CD terms and offers, including options from institutions serving the broader Ohio area. Rates are continually updated — we recommend checking back frequently.

The Annual Percentage Yields (APYs) displayed reflect actual verified offers from top-rated institutions. Rates are subject to change at the institution's discretion without notice and may depend on your initial funding amount. A substantial penalty may be imposed for early withdrawal, which could reduce earnings on the account. CD Rates Last Updated and Verified: April 8, 2026

Compare Best CD Rates in West Chester, Ohio & the Surrounding Area

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Community Savings Bank Bethel, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
3 Month *Special* Certificates of Deposits & Individual Retirement Accounts (IRAs)
$25,000
4.00%
View
▼
Rate3.94%
Min Deposit$25,000
Min Balance—
UpdatedApr 8, 2026
Details

Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Certificates of Deposit 3 Month
$0
3.91%
View
▼
Rate3.85%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.

Savings Bank Circleville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.76%
3-MONTH CD
$0
3.56%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
3-Month Certificate
$0
3.55%
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
3 Month Certificate KEMBA Advantage
$500
3.50%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

S&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
3 Month CD
$1,000
3.25%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
90 Day Certificate
$0
3.15%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Fairfield Federal S&L of Lancaster
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
3 Month Certificate Account
$500
3.04%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

A penalty may be imposed for early withdrawal.

CINCINNATI OHIO POLICE
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
3 mo. Certificate
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
IRA/ESA Share Certificates 3 Month TruBenefits
$0
2.85%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
3 Month Certificate
$500
2.78%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Regular Certificates 3 Month
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
3 Month Share Certificate
$0
2.30%
View
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

The Baltic State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
3 Month CD
$500
2.15%
View
▼
Rate2.13%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
IRA 3 Month
$0
2.02%
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
3 Month / IRA Certificates
$0
2.00%
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Hancock Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.23%
3 Month Certificate
$500
1.50%
View
▼
Rate1.49%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
3 Month Certificate
$500
1.01%
View
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Cardinal Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
3 Month Certificate
$500
1.00%
View
▼
Rate1.00%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
Certificate of Deposit 3 month
$0
0.75%
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
3-month term Standard CDs
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
Share Certificate of Deposit (CD) 90 day
$0
0.50%
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Standard Certificates 3 Month
$0
0.35%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Sutton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
90 Day Tiered Certificate of Deposits/IRA's
$0
0.15%
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Fort Jennings State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
Certificate 3 Month
$0
0.05%
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

The Union Bank Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
90 Day Board CD
$500
0.03%
View
▼
Rate0.03%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
9110 W Chester Towne Ctr, West Chester, OH 45069
IRA - Individual Retirement Accounts 6-Month
$1,000
4.00%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
7615 Voice Of America Centre Dr, West Chester, OH 45069
6 MONTH CD
$0
0.25%
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
6 Month Bonus CD
$500
4.75%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Month 1 APY

LCE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
6 Month Share Certificate
$0
4.16%
View
▼
Rate4.10%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
6 Month Certificate
$100,000
4.10%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 8, 2026
Details

DOVER PHILA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificate
$0
4.08%
View
▼
Rate4.00%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

The Baltic State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
6 Month CD
$500
3.92%
View
▼
Rate3.85%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
6 Month CD
$500
3.90%
View
▼
Rate3.84%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
Share Certificate of Deposit (CD) 6 month
$0
3.80%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
6 Month Regular/IRA Share Certificate
$1,000
3.77%
View
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Community Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
6 Month Certificates of Deposit
$1,000
3.75%
View
▼
Rate3.68%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Fort Jennings State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
Certificate 6 Month
$0
3.71%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
IRA 6 Month
$0
3.70%
View
▼
Rate3.65%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
Share and IRA Jumbo Certificates 6 Mo.
$0
3.64%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Monroe Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
6 Month Special Certificate of Deposit
$1,000
3.60%
View
▼
Rate3.55%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Fairfield Federal S&L of Lancaster
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
6 Month Certificate Account
$500
3.56%
View
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

A penalty may be imposed for early withdrawal.

The Peoples S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
6 Month Certificate of Deposit
$2,500
3.55%
View
▼
Rate3.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 8, 2026
Details

A penalty will be imposed for early withdrawal.

Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Certificates of Deposit 6 Month
$0
3.53%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.

Ohio Teamsters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
6 Month IRA Certificates
$0
3.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
IRA & HSA Certificates 6 Month Gold
$0
3.45%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

National Cooperative Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.04%
6 Month Impact Certificate of Deposit
$2,500
3.36%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 8, 2026
Details

Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
6 Month Certificate
$0
3.35%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

State Highway Patrol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
6 Month Share Certificate
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Genesis Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
6 Month Share Certificates
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Everest Federal Credit Union
Institution Rating:
F1.5 ★Texas Ratio: 57.24%
6-Month CD
$0
3.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
6 Month Share Certificate
$0
3.20%
View
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Everence Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.68%
6 month Certificate
$500
3.15%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Peoples Savings Bank Urbana OH
Institution Rating:
A5.0 ★Texas Ratio: 9.20%
6 Month IRA Certificate
$500
3.05%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
6 Month Certificate
$500
3.04%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
6-Month IRA Certificate
$0
3.03%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
IRA/ESA Share Certificates 6 Month TruAdvantage
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
DreamMaker Youth Term-Share Certificate 6 Month Certificate
$0
2.49%
View
▼
Rate2.46%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
Certificate of Deposit 6 month
$0
2.42%
View
▼
Rate2.40%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
6 Month Certificate
$500
2.00%
View
▼
Rate1.99%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Hancock Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.23%
6 Month Certificate
$500
1.75%
View
▼
Rate1.74%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
6 Month Certificate
$500
1.50%
View
▼
Rate1.50%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
6-month term Standard CDs
$0
1.35%
View
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
6 Month Certificate
$500
1.26%
View
▼
Rate1.25%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
6 Month Certificate
$500
1.25%
View
▼
Rate1.24%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

$500 minimum balance required. This annual percentage yield is fixed for the entire term of the certificate.

Bay Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
6 MONTH IRA CERT
$0
1.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Conneaut Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
6 Month Certificate of Deposit
$1,000
0.99%
View
▼
Rate0.99%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Personal Product APY

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 6 Month
$500
0.90%
View
▼
Rate0.90%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Community Savings Bank Bethel, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
6 Month Certificates of Deposits & Individual Retirement Accounts (IRAs)
$5,000
0.75%
View
▼
Rate0.75%
Min Deposit$5,000
Min Balance—
UpdatedApr 8, 2026
Details

Faith Community United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
Certificates of Deposits, minimum deposit 6 Month
$500
0.65%
View
▼
Rate0.65%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

$500; Penalties for early withdrawal may apply.

BREWSTER
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
6 Month CD
$0
0.50%
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

BFG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
6 Month Share & IRA Certificate
$500
0.30%
View
▼
Rate0.30%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Miami Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.31%
6 Month Certificate of Deposit
$0
0.15%
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

First Fed Delta
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
182 Day (6 Month) CDs & IRAs
$1,000
0.07%
View
▼
Rate0.07%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

The Union Bank Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
6 Month Board CD
$500
0.05%
View
▼
Rate0.05%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

BSE Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.10%
6 Month Share Certificates
$0
0.02%
View
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
9110 W Chester Towne Ctr, West Chester, OH 45069
IRA - Individual Retirement Accounts 12-Month
$1,000
1.25%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
7615 Voice Of America Centre Dr, West Chester, OH 45069
12 MONTH CD
$0
0.35%
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

GLASS CITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.83%
12 Month Youth CD
$100
5.00%
View
▼
Rate4.91%
Min Deposit$100
Min Balance—
UpdatedApr 8, 2026
Details

Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
12 Month Certificate
$500
4.50%
View
▼
Rate4.43%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
12 Month Certificate
$100,000
4.45%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 8, 2026
Details

Fasson Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
12 Month Maturity Certificate Accounts
$1,000
4.25%
View
▼
Rate4.25%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

United Midwest Savings Bank
Institution Rating:
A5.0 ★Texas Ratio: 7.26%
12 Month CD
$0
4.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
12-Month IRA Certificate
$0
3.93%
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

LCE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
12 Month Share Certificate
$0
3.85%
View
▼
Rate3.80%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
Diamond Club Certificates 1 Year
$300
3.82%
View
▼
Rate3.75%
Min Deposit$300
Min Balance—
UpdatedApr 8, 2026
Details

Minimum Deposit $300. Dividends Paid Monthly

Community Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
12 Month Certificates of Deposit
$1,000
3.80%
View
▼
Rate3.73%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
12 Month Regular/IRA Share Certificate
$1,000
3.76%
View
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
IRA 1 Year
$0
3.75%
View
▼
Rate3.70%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
12-Month Certificate
$0
3.70%
View
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
12 month Term Share Certificate
$0
3.65%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
IRA Certificates 12 Month
$0
3.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Peoples Savings Bank Urbana OH
Institution Rating:
A5.0 ★Texas Ratio: 9.20%
12 Month CD
$500
3.56%
View
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
12 Month Certificate
$0
3.55%
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

First National Bank in New Bremen
Institution Rating:
A+5.0 ★Texas Ratio: 0.41%
12 Month CD
$500
3.51%
View
▼
Rate3.45%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
12 Month / IRA Certificates
$0
3.50%
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Genesis Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
12 Month Share Certificates
$0
3.49%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

The Citizens Bank Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
12 Month IRA
$0
3.47%
View
▼
Rate3.43%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
1-Year Jumbo Certificate
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
Share and IRA Jumbo Certificates 12 Mo.
$0
3.43%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
12 Month Certificate KEMBA Advantage
$500
3.40%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Stark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
Growth Certificate (Less than 1 Year
$0
3.39%
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

$10,000

Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
1 Year Rising Rate CD
$0
3.35%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Fairfield Federal S&L of Lancaster
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
12 Month Certificate Account
$500
3.30%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

A penalty may be imposed for early withdrawal.

Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
12-Month Certificate
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Everest Federal Credit Union
Institution Rating:
F1.5 ★Texas Ratio: 57.24%
12-Month CD
$0
3.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
12 Month Share Certificate
$0
3.24%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Farmers & Merchants State Bank Archbold, OH
Institution Rating:
A5.0 ★Texas Ratio: 6.88%
12 Month Fixed IRA
$0
3.20%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

First Federal S&L Newark, OH
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
12 Month CD ++
$500
3.18%
View
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

National Cooperative Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.04%
12 Month Impact Certificate of Deposit
$2,500
3.15%
View
▼
Rate—
Min Deposit$2,500
Min Balance—
UpdatedApr 8, 2026
Details

First Fed Delta
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
12 Month CDs & IRAs
$1,000
3.04%
View
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Sorg Bay West Federal Credit Union
Institution Rating:
F1.0 ★Texas Ratio: 66.41%
Certificate of Deposit 12 Month
$1,000
3.03%
View
▼
Rate3.00%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Austin Capital Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.43%
Certificates of Deposit 12 Month
$0
3.00%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

minimum balance of $1,000 is required for all CDs, and an early withdrawal penalty will apply for all CDs not held to maturity.

TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
IRA/ESA Share Certificates 12 Month TruBenefits
$0
2.85%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Conneaut Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
12 Month Certificate of Deposit
$1,000
2.73%
View
▼
Rate2.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Personal Product APY

Fahey Banking Company
Institution Rating:
A-5.0 ★Texas Ratio: 15.41%
1-Year CD Special
$5,000
2.50%
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 8, 2026
Details

New Funds Only

FNB of McConnelsville
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
12 Month Certificate of Deposit
$500
2.43%
View
▼
Rate2.40%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
12 Month Certificate
$500
2.25%
View
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Versailles S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
12 Month Certificate
$0
2.22%
View
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
IRA Certificates 12 Month
$0
2.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
12 Month Certificate
$500
1.82%
View
▼
Rate1.80%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Faith Community United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
Certificates of Deposits, minimum deposit 1 year
$500
1.76%
View
▼
Rate1.75%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

$500; Penalties for early withdrawal may apply.

United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
12 Month Liquid Certificate
$2,500
1.60%
View
▼
Rate1.59%
Min Deposit$2,500
Min Balance—
UpdatedApr 8, 2026
Details

Bonus rate of 0.10% APY when the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account with an average monthly balance of at least $1.00. A penalty may be charged for early withdrawal. Rates may change after account is opened. Fees may reduce earnings on the account.

First Ohio Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
12 MO CERTIFICATE
$500
1.50%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
12-month term Standard CDs
$0
1.40%
View
▼
Rate1.39%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

BREWSTER
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
12 Month CD
$0
1.26%
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
9110 W Chester Towne Ctr, West Chester, OH 45069
IRA - Individual Retirement Accounts 18-Month
$1,000
2.65%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
7615 Voice Of America Centre Dr, West Chester, OH 45069
18 MONTH CD
$0
0.45%
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
18 Month Certificate
$100,000
4.35%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 8, 2026
Details

Ohio Valley Bank Co.
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
18 Month Certificate of Deposit
$5,000
3.85%
View
▼
Rate3.78%
Min Deposit$5,000
Min Balance—
UpdatedApr 8, 2026
Details

Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
Certificate of Deposit 18 month
$0
3.80%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

CME Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.63%
Share Certificates & IRA Certificates 18-month bump
$50,000
3.79%
View
▼
Rate3.73%
Min Deposit$50,000
Min Balance—
UpdatedApr 8, 2026
Details

Over $50,000

Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
18 Month Regular/IRA Share Certificate
$1,000
3.76%
View
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Bridge Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.02%
18 Month CD
$500
3.75%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

The Baltic State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
18 Month CD
$500
3.70%
View
▼
Rate3.64%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

DOVER PHILA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificate
$0
3.67%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
IRA Certificates 18 Month
$500
3.66%
View
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Minimum deposit of $500 required.

L.E.O Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.42%
18 Month Share Certificate
$500
3.65%
View
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
18-Month IRA Certificate
$0
3.64%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
18 Month Fixed IRA
$0
3.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
18 Month Certificate
$500
3.56%
View
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Atomic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.50%
18-Month Certificate
$1,000
3.55%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Genesis Employees Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
18 Month Share Certificates
$0
3.54%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
IRA Share Certificates 18 Month
$0
3.50%
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

CINCINNATI OHIO POLICE
Institution Rating:
A5.0 ★Texas Ratio: 7.25%
18 mo. Certificate
$0
3.45%
View
▼
Rate3.40%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Monroe Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
18 Month Certificate of Deposit
$1,000
3.40%
View
▼
Rate3.36%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
Share and IRA Certificates 18 Mo.
$0
3.35%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
18-month term
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
18 Month Share Certificate
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

First Federal S&L Newark, OH
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
18 Month CD
$500
3.28%
View
▼
Rate3.25%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Community Savings Bank Bethel, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
18 Month Certificates of Deposits & Individual Retirement Accounts (IRAs)
$5,000
3.25%
View
▼
Rate3.21%
Min Deposit$5,000
Min Balance—
UpdatedApr 8, 2026
Details

Peoples Savings Bank Urbana OH
Institution Rating:
A5.0 ★Texas Ratio: 9.20%
18 Month CD
$500
3.05%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Fairfield Federal S&L of Lancaster
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
18 Month Certificate Account
$500
3.04%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

A penalty may be imposed for early withdrawal.

LCE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
18 Month Share Certificate
$0
3.03%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Fort Jennings State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
Certificate 18 Month
$0
3.00%
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
IRA/ESA Share Certificates 18 Month TruBenefits
$0
2.85%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

FNB of Pandora
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
Variable Rate Retirement Accounts (IRAs 18 Month)
$100
2.78%
View
▼
Rate2.75%
Min Deposit$100
Min Balance—
UpdatedApr 8, 2026
Details

Ohio Teamsters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
18 Month Certificate
$0
2.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

ih Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
18 month certificate
$0
2.73%
View
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
Share Certificate of Deposit (CD) 18 month
$0
2.52%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Cardinal Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
18 Month Certificate
$500
2.50%
View
▼
Rate2.47%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

FNB of McConnelsville
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
18 Month Certificate of Deposit
$500
2.43%
View
▼
Rate2.40%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Community Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
18 Month Certificates of Deposit
$1,000
2.25%
View
▼
Rate2.23%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
18 Month / IRA Certificates
$0
2.00%
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
18 Month Certificate
$500
1.92%
View
▼
Rate1.90%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
18 Month Certificate & IRA Certificate
$500
1.70%
View
▼
Rate1.69%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

$500 minimum balance required. This annual percentage yield is fixed for the entire term of the certificate.

The Peoples Bank Co.
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
18 Month CD/IRA
$500
1.46%
View
▼
Rate1.45%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

$5,000 or greater deposit

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
18-Month CD
$0
1.20%
View
▼
Rate1.20%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Home SB of Wapakoneta
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificate of Deposit
$500
0.95%
View
▼
Rate0.95%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

BFG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
18 Month Share & IRA Certificate
$500
0.50%
View
▼
Rate0.50%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Sutton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
18 Month Certificate of Deposits/IRA's
$0
0.40%
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Versailles S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
18 Month Certificate
$0
0.30%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Equitable S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
18 Month Certificates of Deposit (CDs)
$500
0.20%
View
▼
Rate0.20%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

First Fed Delta
Institution Rating:
A+5.0 ★Texas Ratio: 0.93%
18 Month CDs & IRAs
$1,000
0.15%
View
▼
Rate0.15%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

The Union Bank Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.71%
18 Month Board CD
$500
0.10%
View
▼
Rate0.10%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Telhio Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 13.81%
8249 Market Place Dr, West Chester, OH 45069
24-Month CD
$0
4.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
9110 W Chester Towne Ctr, West Chester, OH 45069
IRA - Individual Retirement Accounts 24-Month
$1,000
2.75%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
7615 Voice Of America Centre Dr, West Chester, OH 45069
24 MONTH CD
$0
0.50%
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
24 Month Certificate
$100,000
4.15%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 8, 2026
Details

Peoples First Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month IRA (Variable)
$100
4.02%
View
▼
Rate3.94%
Min Deposit$100
Min Balance—
UpdatedApr 8, 2026
Details

Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
24-Month IRA Certificate
$0
3.80%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
24 Month Regular/IRA Share Certificate
$1,000
3.76%
View
▼
Rate3.70%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
24 Month Fixed IRA
$0
3.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

More Than $100,000

Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
IRA Certificates 24 Month
$500
3.71%
View
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Minimum deposit of $500 required.

The Baltic State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
24 Month CD
$500
3.70%
View
▼
Rate3.64%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

DOVER PHILA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Certificate
$0
3.67%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 24 Month Add-On
$500
3.65%
View
▼
Rate3.59%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
IRA Certificates 24 Month
$0
3.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
24 Month Certificate
$500
3.56%
View
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

The Peoples S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Certificate of Deposit
$500
3.55%
View
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

A penalty will be imposed for early withdrawal.

PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
IRA 2 Year
$0
3.50%
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
IRA Share Certificates 24 Month
$0
3.45%
View
▼
Rate3.39%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
Share and IRA Jumbo Certificates 24 Mo.
$0
3.42%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Monroe Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
2 Year Certificate of Deposit
$1,000
3.40%
View
▼
Rate3.36%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
24 Month Share Certificate
$0
3.34%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
24 Month Certificate of Deposit (IRA)
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Stark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
Growth Certificate (Less than 2 Year
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

$10,000

S&T Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.35%
2 Year CD
$500
3.25%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

First Federal S&L Newark, OH
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
24 Month CD ++
$500
3.18%
View
▼
Rate3.15%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

State Highway Patrol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
24 Month Share Certificate
$0
3.14%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Fort Jennings State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.46%
Certificate 24 Month
$0
3.10%
View
▼
Rate3.06%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
24 Month Certificate
$0
3.05%
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
24-Month Certificate
$0
3.04%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
Certificate of Deposit 24 month
$0
3.03%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
24 Month Certificate
$500
3.00%
View
▼
Rate2.97%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Hamler State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.82%
2 Year Certificates of Deposit
$0
2.90%
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
IRA/ESA Share Certificates 24 Month TruBenefits
$0
2.85%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

ih Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
24 month certificate
$0
2.84%
View
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Peoples Savings Bank Urbana OH
Institution Rating:
A5.0 ★Texas Ratio: 9.20%
24 Month CD
$500
2.79%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Fairfield Federal S&L of Lancaster
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
24 Month Certificate Account
$500
2.78%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

A penalty may be imposed for early withdrawal.

FNB of McConnelsville
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
IRA 24 Month Fixed Rate
$250
2.69%
View
▼
Rate2.65%
Min Deposit$250
Min Balance—
UpdatedApr 8, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
24-month term Standard CDs
$0
2.60%
View
▼
Rate2.57%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Versailles S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Certificate
$0
2.57%
View
▼
Rate2.55%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Members Choice Credit Union Greenville, OH
Institution Rating:
A+5.0 ★Texas Ratio: 2.29%
Share Certificate of Deposit (CD) 24 month
$0
2.52%
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
24 Month Certificate
$25,000
2.50%
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 8, 2026
Details

Cardinal Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
24 Month Certificate
$500
2.25%
View
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Faith Community United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
Certificates of Deposits, minimum deposit 2 year
$500
2.22%
View
▼
Rate2.20%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

$500; Penalties for early withdrawal may apply.

The Citizens Bank Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
24 Month IRA
$0
2.21%
View
▼
Rate2.19%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

First Ohio Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
24 MO CERTIFICATE
$500
2.00%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

BFG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
24 Month Share & IRA Certificate
$10,000
1.90%
View
▼
Rate1.89%
Min Deposit$10,000
Min Balance—
UpdatedApr 8, 2026
Details

Harvest Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.43%
24 Month Certificate & IRA Certificate
$500
1.75%
View
▼
Rate1.74%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

$500 minimum balance required. This annual percentage yield is fixed for the entire term of the certificate.

Bay Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
24 MONTH IRA CERT
$0
1.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Home SB of Wapakoneta
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
24 Month Certificate of Deposit
$500
1.31%
View
▼
Rate1.30%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
24-Month CD
$0
1.25%
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Sutton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
24 Month Certificate of Deposits/IRA's
$0
0.45%
View
▼
Rate0.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
9110 W Chester Towne Ctr, West Chester, OH 45069
IRA - Individual Retirement Accounts 36-Month
$1,000
3.50%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
7615 Voice Of America Centre Dr, West Chester, OH 45069
36 MONTH CD
$0
0.50%
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
36 Month Certificate
$100,000
4.00%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 8, 2026
Details

Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
36 Month Freedom Regular/IRA Share Certificate
$5,000
3.82%
View
▼
Rate3.75%
Min Deposit$5,000
Min Balance—
UpdatedApr 8, 2026
Details

Educational Community Alliance Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
36-Month IRA Certificate
$0
3.80%
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Scott Associates Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.31%
IRA Certificates 36 Month
$500
3.76%
View
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Minimum deposit of $500 required.

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 36 Month
$1,000
3.75%
View
▼
Rate3.69%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
Jumbo Certificates+ 36 month
$50,000
3.70%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 8, 2026
Details

Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
36 Month Certificate
$500
3.66%
View
▼
Rate3.60%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
IRA Certificates 36 Month
$0
3.65%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
36 month Savings Certificates
$1,000
3.61%
View
▼
Rate3.56%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Hancock Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.23%
36 Month Share Certificate
$0
3.60%
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
Term Share (3 Year)
$0
3.55%
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
36 Month Certificate KEMBA Advantage
$500
3.40%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

DOVER PHILA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Certificate
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
IRA 3 Year
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Everest Federal Credit Union
Institution Rating:
F1.5 ★Texas Ratio: 57.24%
36-Month CD
$0
3.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
36 Month Variable Rate Certificate of Deposit (IRA)
$0
3.15%
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

State Highway Patrol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
36 Month Share Certificate
$0
3.14%
View
▼
Rate3.10%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
Certificate of Deposit 36 month
$0
3.08%
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

The Peoples S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Certificate of Deposit
$500
3.03%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

A penalty will be imposed for early withdrawal.

Third Federal Savings and Loan
Institution Rating:
A+5.0 ★Texas Ratio: 1.96%
3 Year Rising Rate CD
$0
3.00%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Peoples Savings Bank Urbana OH
Institution Rating:
A5.0 ★Texas Ratio: 9.20%
36 Month IRA Certificate
$500
2.90%
View
▼
Rate2.86%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
IRA/ESA Share Certificates 36 Month TruBenefits
$0
2.85%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
3-Year Bump Certificate
$0
2.80%
View
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

LCE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
36 Month Share Certificate
$0
2.78%
View
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
36-month term Standard CDs
$0
2.75%
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

FNB of McConnelsville
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
IRA 36 Month Fixed Rate
$250
2.69%
View
▼
Rate2.65%
Min Deposit$250
Min Balance—
UpdatedApr 8, 2026
Details

USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
36 Month Certificate
$25,000
2.60%
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 8, 2026
Details

The Peoples Bank Co.
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
36 Month CD/IRA
$500
2.52%
View
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

$5,000 or greater deposit

The Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.15%
36 month Share Certificates (CD's)
$1,000
2.50%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Dividends paid at maturity

Faith Community United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
Certificates of Deposits, minimum deposit 3 year
$500
2.32%
View
▼
Rate2.30%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

$500; Penalties for early withdrawal may apply.

First Ohio Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
36 MO CERTIFICATE
$500
2.25%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
36 Month Certificate
$500
2.02%
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.35%
36 Month Bump Up Certificate
$500
2.00%
View
▼
Rate1.99%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

APY with Bonus Rate: 2.10%

BFG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
36 Month Share & IRA Certificate
$10,000
1.75%
View
▼
Rate1.74%
Min Deposit$10,000
Min Balance—
UpdatedApr 8, 2026
Details

FNB of Pandora
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
Term - 36-Month
$1,000
1.66%
View
▼
Rate1.65%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Relationship Bump-up Interest Rate

The Citizens Bank Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
36 Month IRA
$0
1.64%
View
▼
Rate1.63%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

The Baltic State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
36 Month CD
$500
1.51%
View
▼
Rate1.50%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
36-Month CD
$0
1.35%
View
▼
Rate1.35%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Versailles S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
36 Month Certificate
$0
0.75%
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Sutton Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.52%
36 Month Certificate of Deposits/IRA's
$0
0.55%
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Cincinnatus S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
36 Month Certificate
$0
0.40%
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Mercer Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
36 Month CD
$0
0.30%
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Equitable S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
36 Month Certificates of Deposit (CDs)
$500
0.25%
View
▼
Rate0.25%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Conneaut Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.23%
36 Month Certificate of Deposit
$1,000
0.20%
View
▼
Rate0.20%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Relationship Bonus APY

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
9110 W Chester Towne Ctr, West Chester, OH 45069
IRA - Individual Retirement Accounts 48-Month
$1,000
3.65%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
7615 Voice Of America Centre Dr, West Chester, OH 45069
48 MONTH CD
$0
0.55%
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
48 Month Certificate
$500
4.00%
View
▼
Rate3.94%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
48 Month Certificate
$100,000
3.95%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 8, 2026
Details

Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
48 Month Regular/IRA Share Certificate
$1,000
3.82%
View
▼
Rate3.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 48 Month
$1,000
3.80%
View
▼
Rate3.74%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Atrium Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
48 Month Share Certificate
$1,000
3.75%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
48 Month Certificate
$500
3.71%
View
▼
Rate3.65%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Hancock Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.23%
48 Month Certificate
$500
3.70%
View
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
48 month Savings Certificates
$1,000
3.61%
View
▼
Rate3.56%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
Term Share (4 Year)
$0
3.60%
View
▼
Rate3.55%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
48 Month Certificate/IRA
$0
3.55%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
IRA Certificates 48 Month
$0
3.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
Share and IRA Jumbo Certificates 48 Mo.
$0
3.46%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
48 Month Certificate KEMBA Advantage
$500
3.45%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
Jumbo Certificates+ 48 month
$50,000
3.40%
View
▼
Rate—
Min Deposit$50,000
Min Balance—
UpdatedApr 8, 2026
Details

The Peoples S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Certificate of Deposit
$500
3.39%
View
▼
Rate3.35%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

A penalty will be imposed for early withdrawal.

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
IRA Share Certificates 48 Month
$0
3.35%
View
▼
Rate3.29%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

DOVER PHILA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Certificate
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
IRA 4 Year
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Everest Federal Credit Union
Institution Rating:
F1.5 ★Texas Ratio: 57.24%
48-Month CD
$0
3.25%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
48 Month Share Certificate
$0
3.20%
View
▼
Rate3.16%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Eaton Family Credit Union
Institution Rating:
A-4.9 ★Texas Ratio: 16.33%
Certificate of Deposit 48 month
$0
3.18%
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
IRA/ESA Share Certificates 48 Month TruBenefits
$0
3.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

State Highway Patrol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
48 Month Share Certificate
$0
3.09%
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
4 Year Term Share
$0
3.04%
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Monroe Federal S&L
Institution Rating:
A5.0 ★Texas Ratio: 8.37%
4 Year Certificate of Deposit
$1,000
3.00%
View
▼
Rate2.97%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

The Peoples Bank Co.
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
48 Month CD/IRA
$500
2.98%
View
▼
Rate2.95%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

$5,000 or greater deposit

Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
48 Month Certificate
$0
2.95%
View
▼
Rate2.91%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
48-month term Standard CDs
$0
2.90%
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Faith Community United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
Certificates of Deposits, minimum deposit 4 year
$500
2.78%
View
▼
Rate2.75%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

$500; Penalties for early withdrawal may apply.

The Citizens Bank Company
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
48 Month IRA
$0
2.71%
View
▼
Rate2.68%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

FNB of McConnelsville
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
IRA 48 Month Fixed Rate
$250
2.69%
View
▼
Rate2.65%
Min Deposit$250
Min Balance—
UpdatedApr 8, 2026
Details

USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
48 Month Certificate
$25,000
2.60%
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 8, 2026
Details

Peoples Savings Bank Urbana OH
Institution Rating:
A5.0 ★Texas Ratio: 9.20%
48 Month CD
$500
2.53%
View
▼
Rate2.50%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

First Ohio Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
48 MO CERTIFICATE
$500
2.50%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Cardinal Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
48 Month Certificate
$500
2.25%
View
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Bay Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
48 MONTH IRA CERT
$0
2.20%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
48 Month Certificate
$500
2.07%
View
▼
Rate2.05%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Fairfield Federal S&L of Lancaster
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
48 Month Certificate Account
$500
2.02%
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

A penalty may be imposed for early withdrawal.

First Federal S&L Newark, OH
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
4 Year CD
$500
2.01%
View
▼
Rate2.00%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Community Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
48 Month Certificates of Deposit
$1,000
2.00%
View
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Home SB of Wapakoneta
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Certificate of Deposit
$500
1.96%
View
▼
Rate1.95%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Ohio State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48-month Certificates of Deposit
$0
1.85%
View
▼
Rate1.83%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

BFG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
48 Month Share & IRA Certificate
$10,000
1.80%
View
▼
Rate1.79%
Min Deposit$10,000
Min Balance—
UpdatedApr 8, 2026
Details

FNB of Pandora
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
Term - 48-Month
$1,000
1.76%
View
▼
Rate1.75%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Ohio Teamsters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
48 Month Certificate
$0
1.75%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

The Baltic State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
48 Month CD
$500
1.51%
View
▼
Rate1.50%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
48-Month CD
$0
1.45%
View
▼
Rate1.45%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Versailles S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
48 Month Certificate
$0
0.85%
View
▼
Rate0.85%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Source: Verified CD Rate Data provided by MonitorBankRates
Institution
Product
Min Deposit
APY
Profile
Republic Bank & Trust Company
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
9110 W Chester Towne Ctr, West Chester, OH 45069
IRA - Individual Retirement Accounts 60-Month
$1,000
3.50%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Set aside money for retirement with our flexible CD options. All rates are Annual Percentage Yields.

USB Union Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.66%
7615 Voice Of America Centre Dr, West Chester, OH 45069
60 MONTH CD
$0
0.60%
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
60 Month Certificate
$500
4.25%
View
▼
Rate4.18%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
60 Month Certificate
$100,000
4.00%
View
▼
Rate—
Min Deposit$100,000
Min Balance—
UpdatedApr 8, 2026
Details

Fremont Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.63%
60 Month Regular/IRA Share Certificate
$1,000
3.87%
View
▼
Rate3.80%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
IRA Certificates 60 Month
$1,000
3.85%
View
▼
Rate3.78%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Directions Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.50%
60 Month Certificate
$500
3.76%
View
▼
Rate3.70%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Atrium Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.39%
60 Month Share Certificate
$1,000
3.75%
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Hancock Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.23%
60 Month Certificate
$500
3.70%
View
▼
Rate3.63%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
60 month Savings Certificates
$1,000
3.66%
View
▼
Rate3.61%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.46%
IRA Share Certificate (5 Year)
$0
3.65%
View
▼
Rate3.60%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
60 Month Certificate/IRA
$0
3.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

The Peoples S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month Certificate of Deposit
$500
3.55%
View
▼
Rate3.50%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

A penalty will be imposed for early withdrawal.

Homeland Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
Share and IRA Jumbo Certificates 60 Mo.
$0
3.52%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Kemba Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.84%
60 Month Certificate KEMBA Advantage
$500
3.45%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Vacationland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.39%
60 month Certificates
$500
3.40%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

LCE Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.16%
60 Month Share Certificate
$0
3.35%
View
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

DOVER PHILA
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month Certificate
$0
3.30%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

PSE Credit Union Inc
Institution Rating:
A+5.0 ★Texas Ratio: 4.41%
IRA 5 Year
$0
3.29%
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Community Savings Bank Bethel, OH
Institution Rating:
A+5.0 ★Texas Ratio: 0.99%
60 Month Certificates of Deposits & Individual Retirement Accounts (IRAs)
$5,000
3.25%
View
▼
Rate3.20%
Min Deposit$5,000
Min Balance—
UpdatedApr 8, 2026
Details

BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
60 Month Share Certificate
$0
3.24%
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
60 Month Variable Rate Certificate of Deposit (IRA)
$0
3.15%
View
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

The Peoples Bank Co.
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
60 Month CD/IRA
$500
3.14%
View
▼
Rate3.10%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

$5,000 or greater deposit

TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
IRA/ESA Share Certificates 60 Month TruBenefits
$0
3.10%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

ih Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
60 month certificate
$0
3.09%
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
5-Year Certificate
$0
3.05%
View
▼
Rate3.01%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Faith Community United Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.40%
Certificates of Deposits, minimum deposit 5 year
$500
3.03%
View
▼
Rate3.00%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

$500; Penalties for early withdrawal may apply.

First Ohio Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.61%
60 MO CERTIFICATE
$500
3.00%
View
▼
Rate—
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
60 Month Certificate
$0
2.90%
View
▼
Rate2.86%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
60-month term Regular CDs
$0
2.84%
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Stark Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.98%
Growth Certificate (Less than 5 Year
$0
2.83%
View
▼
Rate2.80%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

$10,000

USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
60 Month Certificate
$25,000
2.70%
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 8, 2026
Details

FNB of McConnelsville
Institution Rating:
A+5.0 ★Texas Ratio: 5.48%
IRA 60 Month Fixed Rate
$250
2.69%
View
▼
Rate2.65%
Min Deposit$250
Min Balance—
UpdatedApr 8, 2026
Details

Bay Area Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.97%
60 MONTH IRA CERT
$0
2.60%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Osgood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
Certificate of Deposit 48-60 Month CD
$1,000
2.53%
View
▼
Rate2.50%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Three Rivers Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.18%
60 Month / IRA Certificates
$0
2.50%
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

FNB of Pandora
Institution Rating:
A+5.0 ★Texas Ratio: 4.15%
Term - 60-Month
$1,000
2.43%
View
▼
Rate2.40%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

Relationship Bump-up Interest Rate

Hopewell Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.75%
60 Month Certificate
$500
2.32%
View
▼
Rate2.30%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Home SB of Wapakoneta
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
60 Month Certificate of Deposit
$500
2.27%
View
▼
Rate2.25%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Cardinal Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 7.29%
60 Month Certificate
$500
2.25%
View
▼
Rate2.23%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Community Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
60 Month Certificates of Deposit
$1,000
2.00%
View
▼
Rate1.98%
Min Deposit$1,000
Min Balance—
UpdatedApr 8, 2026
Details

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
60-Month CD
$0
1.56%
View
▼
Rate1.55%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

The Baltic State Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
60 Month CD
$500
1.51%
View
▼
Rate1.50%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Ohio Teamsters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
60 Month Certificate
$0
1.50%
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

First Federal S&L Newark, OH
Institution Rating:
A+5.0 ★Texas Ratio: 4.25%
5 Year CD
$500
1.35%
View
▼
Rate1.35%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Fairfield Federal S&L of Lancaster
Institution Rating:
A+5.0 ★Texas Ratio: 3.53%
60 MONTH FIXED IRA ACCOUNT
$100
1.00%
View
▼
Rate1.00%
Min Deposit$100
Min Balance—
UpdatedApr 8, 2026
Details

BFG Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.45%
60 Month Share & IRA Certificate
$500
0.80%
View
▼
Rate0.80%
Min Deposit$500
Min Balance—
UpdatedApr 8, 2026
Details

Cincinnatus S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
60 Month Certificate
$0
0.65%
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Mercer Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.73%
60 Month CD
$0
0.55%
View
▼
Rate0.55%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Equitable S&L Co.
Institution Rating:
A+5.0 ★Texas Ratio: 4.23%
Roth IRA (60 month) Certificates of Deposit (CDs)
$50
0.50%
View
▼
Rate0.50%
Min Deposit$50
Min Balance—
UpdatedApr 8, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The “Min Deposit” indicates the minimum amount required to earn the stated APY.

Banks and Credit Unions: If you identify an incorrect rate or wish to request removal from MonitorBankRates.com, please contact us here.

West Chester, OH CD Rate Trends

Compare local West Chester, OH CD rate quotes against the statewide average

Daily CD rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Ohio CD Trends →
12-Month CD — OH Avg
1.803%
▲ 0.884 vs 7 days ago

Ohio 12-month CD rates rose 0.884 points over the past 7 days to 1.803% APY.

6-Month CD — OH Avg
2.366%
▼ 0.197 vs 7 days ago

Ohio 6-month CD rates fell 0.197 points over the past 7 days to 2.366% APY.

As of Apr 8, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about CD Rates in West Chester, Ohio

Are CD rates in West Chester, Ohio FDIC insured?

Yes, most established banks in West Chester, Ohio are insured by the FDIC up to $250,000 per depositor. Credit unions carry equivalent protection through the NCUA.

Do I have to pay state taxes on CD interest in West Chester, Ohio?

Yes, interest earned on CDs is generally taxable income at both the federal and state levels. We recommend consulting a local tax professional regarding your specific obligations in West Chester, Ohio.

Can I withdraw my money early from a CD?

You can, but most institutions charge an Early Withdrawal Penalty — typically a number of months of interest (e.g., 3 or 6 months). The exact amount varies by institution and CD term.

What is the difference between a Jumbo CD and a regular CD?

Jumbo CDs require a higher minimum deposit — traditionally $100,000 or more. In exchange, banks in West Chester, Ohio may offer slightly higher APYs compared to standard CDs.

Are fixed-rate CDs better than variable-rate CDs?

Fixed-rate CDs lock in your APY for the full term, protecting you if rates drop. Variable-rate CDs allow your rate to rise with the market but may start with a lower initial yield.

What is a CD ladder?

A CD ladder involves opening multiple CDs with staggered maturity dates — for example 3-month, 6-month, 1-year, and 2-year. As each matures, you reinvest at the longest term, maximizing yield while maintaining regular access to a portion of your savings.

Best CD rates in West Chester, Ohio?

Here are recent top rates found for this area:
  • Telhio Credit Union: 4.00% APY (24-Month CD)
  • Republic Bank & Trust Company: 4.00% APY (IRA - Individual Retirement Accounts 6-Month)
  • USB Union Savings Bank: 0.60% APY (60 MONTH CD)
  • GLASS CITY: 5.00% APY (12 Month Youth CD)
  • Third Federal Savings and Loan: 4.75% APY (6 Month Bonus CD)
  • Materion Federal Credit Union: 4.50% APY (12 Month Certificate)
  • Pathways Financial Credit Union: 4.45% APY (12 Month Certificate)
  • Fasson Employees Federal Credit Union: 4.25% APY (12 Month Maturity Certificate Accounts)
  • LCE Federal Credit Union: 4.16% APY (6 Month Share Certificate)
  • DOVER PHILA: 4.08% APY (6 Month Certificate)
Rates reflect recent verified offers available in West Chester, Ohio. Last Updated: April 8, 2026

CD Calculators

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Methodology & Data Sources

Direct-Sourced & Verified CD Rate Data: We aggregate certificate of deposit (CD) rates for West Chester, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling data straight from the institutions' own digital properties and manually verifying yields daily, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in West Chester, Ohio. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to high-yield CDs from large national institutions available to savers in OH.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update CD rates daily. Because yields can fluctuate rapidly, every CD product listed features its own specific “last updated” date for full transparency.

Disclaimer: Interest rates are variable and subject to change without notice. Verify current offers directly with the institution's official website. Last Updated and Verified: April 8, 2026

West Chester, Ohio Rates & Resources

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