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Best Personal Loan Rates in Garrettsville, Ohio (OH) - April 2026

Current personal loan options available to borrowers in Garrettsville, Ohio include: USXUSXA+5.0 ★Texas Ratio: 5.49% offering Second Lien Position Loans to $49,999 at 4.00% APR, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Credit Builder Loan at 4.50% APR, Minerva Area Federal Credit UnionMinerva Area Federal Credit UnionA+5.0 ★Texas Ratio: 3.76% offering Loans at 4.99% APR, AurGroup Credit UnionAurGroup Credit UnionA+5.0 ★Texas Ratio: 1.28% offering Credit Builder Loan at 5.02% APR, and ERIE COMMUNITYERIE COMMUNITYA+5.0 ★Texas Ratio: 2.05% offering Share Loan/Certificate Loan at 5.25% APR. Personal loan rates as of April 5, 2026 according to verified data from MonitorBankRates.

Garrettsville borrowers have access to 67 lenders serving the Ohio area, with personal loan rates as low as 4.00% APR from USX. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.

We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Garrettsville, Ohio.

Personal loan rates reflect recent market quotes and representative offers available to borrowers in Garrettsville, Ohio. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: April 5, 2026

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.00%
APR4.00%
Last UpdatedApril 5, 2026
Details

$10,000

USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $300,000
4.10%
APR4.10%
Last UpdatedApril 5, 2026
Details

$50,000

USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.20%
APR4.20%
Last UpdatedApril 5, 2026
Details

$10,000

USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $300,000
4.30%
APR4.30%
Last UpdatedApril 5, 2026
Details

$50,000

USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.40%
APR4.40%
Last UpdatedApril 5, 2026
Details

$10,000

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Credit Builder Loan
4.50%
APR4.50%
Last UpdatedApril 5, 2026
Details

No additional details available.

USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loans to $49,999
4.60%
APR4.60%
Last UpdatedApril 5, 2026
Details

$10,000

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Refinance Loan
4.64%
APR4.64%
Last UpdatedApril 5, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Medical Degree Refinance Loan
4.80%
APR4.80%
Last UpdatedApril 5, 2026
Details

As Low As

Minerva Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.76%
Loans
4.99%
APR4.99%
Last UpdatedApril 5, 2026
Details

As Low As; APR - Annual Percentage Rate. Rates Subject To Change Without Notice.

AurGroup Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Credit Builder Loan
5.02%
APR5.02%
Last UpdatedApril 5, 2026
Details

Based on the rate of 5.02% APR, the total interest paid would be $13.70 with a year term.

USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loan to $300,000
5.24%
APR5.24%
Last UpdatedApril 5, 2026
Details

$50,000

ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
Share Loan/Certificate Loan
5.25%
APR5.25%
Last UpdatedApril 5, 2026
Details

As Low As; 2.00% over CD

Noteworthy Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.16%
MUSICAL INSTRUMENT LOANS
5.25%
APR5.25%
Last UpdatedApril 5, 2026
Details

As Low As

Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Medical Residency Refinance Loan
5.45%
APR5.45%
Last UpdatedApril 5, 2026
Details

Fixed rates

Buckeye State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 6.00%
Equity Loan
5.50%
APR5.50%
Last UpdatedApril 5, 2026
Details

As Low As

Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Medical Residency Refinance Loan
5.51%
APR5.51%
Last UpdatedApril 5, 2026
Details

Variable rates

Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
Variable Rate Loan
5.51%
APR5.51%
Last UpdatedApril 5, 2026
Details

Your interest rate and monthly payments can fluctuate during the repayment period.

USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loan to $49,999
5.54%
APR5.54%
Last UpdatedApril 5, 2026
Details

$10,000

USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loan to $300,000
5.64%
APR5.64%
Last UpdatedApril 5, 2026
Details

$50,000

USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Second Lien Position Loan to $49,999
5.94%
APR5.94%
Last UpdatedApril 5, 2026
Details

$10,000

Millstream Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
Holiday Loan
5.95%
APR5.95%
Last UpdatedApril 5, 2026
Details

As Low As; November 1 - December 31; Open to all credit scores

Chivaho Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
Here for you loan
5.99%
APR5.99%
Last UpdatedApril 5, 2026
Details

As Low As

Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
Closed End Equity Loan Special
5.99%
APR5.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

Northwest Bank Warren, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
Equipment Term Loans
5.99%
APR5.99%
Last UpdatedApril 5, 2026
Details

Offer valid on equipment term loans only. No lines of credit. Offer expires 4/15/2026. No refinancing of Northwest exisiting debt. SBA Loans and business credit cards are not eligible for promotional offer. All standard rates and terms apply. See bank for detials.

Pillar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.95%
Credit Builder Loan
6.00%
APR6.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Recreational Loan
6.24%
APR6.24%
Last UpdatedApril 5, 2026
Details

As Low As

ih Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
Equipment Loan Special
6.25%
APR6.25%
Last UpdatedApril 5, 2026
Details

Over $100,000

ih Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
Equipment Loan Special
6.50%
APR6.50%
Last UpdatedApril 5, 2026
Details

Up to $100,000

TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Vacant Land Loans
6.50%
APR6.50%
Last UpdatedApril 5, 2026
Details

As Low As

USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Stock Pledge Loans
6.50%
APR6.50%
Last UpdatedApril 5, 2026
Details

Up to 75 % approved stocks

Osgood Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
Traditional Construction Loan
6.68%
APR6.68%
Last UpdatedApril 5, 2026
Details

No additional details available.

TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
Signature Loan
6.70%
APR6.70%
Last UpdatedApril 5, 2026
Details

As Low As

CAREY POVERELLO
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Pre-Owned Recreational Loan
6.74%
APR6.74%
Last UpdatedApril 5, 2026
Details

As Low As; Up to 84 months

CAREY POVERELLO
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
New Recreational Loan
6.74%
APR6.74%
Last UpdatedApril 5, 2026
Details

As Low As; Up to 84 months

Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
Closed End Equity Loan
6.74%
APR6.74%
Last UpdatedApril 5, 2026
Details

No additional details available.

Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Credit Builder Loan
6.75%
APR6.75%
Last UpdatedApril 5, 2026
Details

Maximum $2000

TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Vacant Land Loans
6.75%
APR6.75%
Last UpdatedApril 5, 2026
Details

As Low As

Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
Motoryle Loans (2023 or Newer) Up to 63 Months
6.79%
APR6.79%
Last UpdatedApril 5, 2026
Details

No additional details available.

Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
6.89%
APR6.89%
Last UpdatedApril 5, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Personal Loan
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Loan
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

As Low As

Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Unsecured Signature
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

As Low As:

Promedica Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.28%
Your Style Loans
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

As Low As; Interest rates as low as 6.99% APR* for the entire term of the loan

Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Signature 30
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

Up to 30 Months $5,000 limit

TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Vacant Land Loans
7.00%
APR7.00%
Last UpdatedApril 5, 2026
Details

As Low As

Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
Closed End Equity Loan
7.24%
APR7.24%
Last UpdatedApril 5, 2026
Details

No additional details available.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Loan
7.24%
APR7.24%
Last UpdatedApril 5, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Unsecured Loan
7.25%
APR7.25%
Last UpdatedApril 5, 2026
Details

As Low As

Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
Motoryle Loans (2022 or Older) Up to 63 Months
7.29%
APR7.29%
Last UpdatedApril 5, 2026
Details

No additional details available.

Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
Motoryle Loans (2023 or Newer) 64-75 Months
7.29%
APR7.29%
Last UpdatedApril 5, 2026
Details

No additional details available.

Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
Personal Loan
7.45%
APR7.45%
Last UpdatedApril 5, 2026
Details

As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Loan
7.49%
APR7.49%
Last UpdatedApril 5, 2026
Details

As Low As

GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Signature Loan
7.49%
APR7.49%
Last UpdatedApril 5, 2026
Details

As Low As

Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Medical Loan (Unsecured)
7.49%
APR7.49%
Last UpdatedApril 5, 2026
Details

$1000 minimum -Proof of expenses required, may be used for pet care and funeral expenses as well

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Professional Musician Instrument Loans
7.49%
APR7.49%
Last UpdatedApril 5, 2026
Details

As Low As

Buckeye State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 6.00%
Personal
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

As Low As

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A+
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Unsecured Loan
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

As Low As

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A
7.65%
APR7.65%
Last UpdatedApril 5, 2026
Details

Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Loan
7.74%
APR7.74%
Last UpdatedApril 5, 2026
Details

As Low As

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Professional Musician Instrument Loans
7.74%
APR7.74%
Last UpdatedApril 5, 2026
Details

As Low As

Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
Closed End Equity Loan
7.74%
APR7.74%
Last UpdatedApril 5, 2026
Details

No additional details available.

Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Recreational Loans - New A+ 740+
7.75%
APR7.75%
Last UpdatedApril 5, 2026
Details

No additional details available.

Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
Motoryle Loans (2022 or Older) 64-75 Months
7.79%
APR7.79%
Last UpdatedApril 5, 2026
Details

No additional details available.

Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
Motoryle Loans (2023 or Newer) 76-84 Months
7.79%
APR7.79%
Last UpdatedApril 5, 2026
Details

No additional details available.

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN B
7.80%
APR7.80%
Last UpdatedApril 5, 2026
Details

Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*

First Federal Community Bank N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
Loan of
7.98%
APR7.98%
Last UpdatedApril 5, 2026
Details

$8,000-$14,999; Based on a 5-year fixed rate loan of $10,000 and a credit score of 700

Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
Recreational Loan
7.99%
APR7.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Loan
7.99%
APR7.99%
Last UpdatedApril 5, 2026
Details

As Low As

Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
Personal/Signature Loan
7.99%
APR7.99%
Last UpdatedApril 5, 2026
Details

As Low As

Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Vacation Loan
7.99%
APR7.99%
Last UpdatedApril 5, 2026
Details

$4,000 max

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Professional Musician Instrument Loans
7.99%
APR7.99%
Last UpdatedApril 5, 2026
Details

As Low As

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Holiday Loan
7.99%
APR7.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

LorMet Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
Signature Loan
7.99%
APR7.99%
Last UpdatedApril 5, 2026
Details

As Low As; $10,000 maximum

Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
Closed End Equity Loan
7.99%
APR7.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
G.O.O.D Loans
8.00%
APR8.00%
Last UpdatedApril 5, 2026
Details

As Low As; Credit score of 630 and above required

Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
G.O.O.D Loans (Get Out Of Debt)
8.00%
APR8.00%
Last UpdatedApril 5, 2026
Details

As Low As

Ohio Teamsters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
Unsecured Loan
8.00%
APR8.00%
Last UpdatedApril 5, 2026
Details

As Low As

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
Unsecured Loan
8.00%
APR8.00%
Last UpdatedApril 5, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Fixed Equity Rich Loan 10-year Fixed
8.02%
APR8.02%
Last UpdatedApril 5, 2026
Details

No additional details available.

General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Fixed Equity Rich Loan
8.02%
APR8.02%
Last UpdatedApril 5, 2026
Details

No additional details available.

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Professional Musician Instrument Loans
8.24%
APR8.24%
Last UpdatedApril 5, 2026
Details

As Low As

Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Vacation Loan
8.24%
APR8.24%
Last UpdatedApril 5, 2026
Details

$4,000 max

Wiremens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
Collateral Loans
8.25%
APR8.25%
Last UpdatedApril 5, 2026
Details

As Low As; up to 84 months

Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
Motoryle Loans (2022 or Older) 76-84 Months
8.29%
APR8.29%
Last UpdatedApril 5, 2026
Details

No additional details available.

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Professional Musician Instrument Loans
8.37%
APR8.37%
Last UpdatedApril 5, 2026
Details

As Low As

TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.42%
APR8.42%
Last UpdatedApril 5, 2026
Details

As Low As

BREWSTER
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
Personal/Signature
8.45%
APR8.45%
Last UpdatedApril 5, 2026
Details

As Low As

TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.48%
APR8.48%
Last UpdatedApril 5, 2026
Details

As Low As

Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Vacation Loan
8.49%
APR8.49%
Last UpdatedApril 5, 2026
Details

$4,000 max

Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
Professional Musician Instrument Loans
8.49%
APR8.49%
Last UpdatedApril 5, 2026
Details

As Low As

Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Signature Loan
8.49%
APR8.49%
Last UpdatedApril 5, 2026
Details

For general purpose loans of $1000 and greater

Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
Closed End Equity Loan
8.49%
APR8.49%
Last UpdatedApril 5, 2026
Details

No additional details available.

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A+
8.50%
APR8.50%
Last UpdatedApril 5, 2026
Details

Minimum Loan Amount $500; Terms up to 18 Mos.

TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.51%
APR8.51%
Last UpdatedApril 5, 2026
Details

As Low As

TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.61%
APR8.61%
Last UpdatedApril 5, 2026
Details

As Low As

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A
8.65%
APR8.65%
Last UpdatedApril 5, 2026
Details

Minimum Loan Amount $500; Terms up to 18 Mos.

Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Signature/Personal Loan
8.74%
APR8.74%
Last UpdatedApril 5, 2026
Details

As Low As; up to $35,000

Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
Closed End Equity Loan
8.74%
APR8.74%
Last UpdatedApril 5, 2026
Details

second mortgage only

CAREY POVERELLO
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Signature Loan
8.74%
APR8.74%
Last UpdatedApril 5, 2026
Details

As Low As; Up to 60 months and $20,000

Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Recreational Loans - Used
8.75%
APR8.75%
Last UpdatedApril 5, 2026
Details

No additional details available.

Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Other Unsecured Loans
8.75%
APR8.75%
Last UpdatedApril 5, 2026
Details

Up to 40 Months $10,000 limit

CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
PERSONAL LOAN LIMIT)
8.75%
APR8.75%
Last UpdatedApril 5, 2026
Details

$5,000

Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Signature Loan
8.75%
APR8.75%
Last UpdatedApril 5, 2026
Details

As Low As

Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
8.76%
APR8.76%
Last UpdatedApril 5, 2026
Details

As Low As

Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
8.78%
APR8.78%
Last UpdatedApril 5, 2026
Details

As Low As

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN B
8.80%
APR8.80%
Last UpdatedApril 5, 2026
Details

Minimum Loan Amount $500; Terms up to 18 Mos.

Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
8.88%
APR8.88%
Last UpdatedApril 5, 2026
Details

As Low As

Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
8.89%
APR8.89%
Last UpdatedApril 5, 2026
Details

As Low As

Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
Unsecured Loans
8.95%
APR8.95%
Last UpdatedApril 5, 2026
Details

As Low As; APR - 9.392%

Achieve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
Personal / Vacation / Holiday Loan
8.95%
APR8.95%
Last UpdatedApril 5, 2026
Details

As Low As

Achieve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
Personal
8.95%
APR8.95%
Last UpdatedApril 5, 2026
Details

As Low As

Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
8.97%
APR8.97%
Last UpdatedApril 5, 2026
Details

As Low As

Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
8.98%
APR8.98%
Last UpdatedApril 5, 2026
Details

As Low As

First Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
f1RST® Quick Loan
8.99%
APR8.99%
Last UpdatedApril 5, 2026
Details

As Low As

Golden Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
Unsecured Loans
8.99%
APR8.99%
Last UpdatedApril 5, 2026
Details

As Low As; *

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
Holiday Loan
8.99%
APR8.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Signature Loan
8.99%
APR8.99%
Last UpdatedApril 5, 2026
Details

For general purpose loans of $1000 and greater

BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
Debt Consolidation
8.99%
APR8.99%
Last UpdatedApril 5, 2026
Details

As Low As

BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
Personal Loan
8.99%
APR8.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
Signature (Personal) Loan
9.00%
APR9.00%
Last UpdatedApril 5, 2026
Details

As Low As; Borrow up to $25,000; Terms up to 60 months; Credit Life/Disability Insurance available; Debt consolidation

Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Recreational Loans - Used
9.00%
APR9.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Recreational Loans - New A+ 740+
9.00%
APR9.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

All Saints Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
12 month Holiday Loan
9.00%
APR9.00%
Last UpdatedApril 5, 2026
Details

As Low As

University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
Signature
9.00%
APR9.00%
Last UpdatedApril 5, 2026
Details

As Low As

Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.87%
Holiday Loan
9.00%
APR9.00%
Last UpdatedApril 5, 2026
Details

No additional details available.

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN C
9.00%
APR9.00%
Last UpdatedApril 5, 2026
Details

Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*

DN Community Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.63%
Personal Loans
9.00%
APR9.00%
Last UpdatedApril 5, 2026
Details

As low as

Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
9.03%
APR9.03%
Last UpdatedApril 5, 2026
Details

As Low As

Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
9.04%
APR9.04%
Last UpdatedApril 5, 2026
Details

As Low As

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
Personal Loan
9.15%
APR9.15%
Last UpdatedApril 5, 2026
Details

No additional details available.

Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
Signature
9.15%
APR9.15%
Last UpdatedApril 5, 2026
Details

As Low As

Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.19%
APR9.19%
Last UpdatedApril 5, 2026
Details

As Low As

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
Personal Term Loan
9.20%
APR9.20%
Last UpdatedApril 5, 2026
Details

No additional details available.

ASHLAND COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Debt Consolidation Loan Promo!
9.22%
APR9.22%
Last UpdatedApril 5, 2026
Details

As Low As

Security Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
Winter Loan
9.24%
APR9.24%
Last UpdatedApril 5, 2026
Details

Offer expires March 31, 2026.

Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Recreational Loans - Used
9.25%
APR9.25%
Last UpdatedApril 5, 2026
Details

No additional details available.

Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.39%
APR9.39%
Last UpdatedApril 5, 2026
Details

As Low As

Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
Signature Loans
9.39%
APR9.39%
Last UpdatedApril 5, 2026
Details

As Low As

TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
9.42%
APR9.42%
Last UpdatedApril 5, 2026
Details

As Low As

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.88%
Personal/Unsecured
9.49%
APR9.49%
Last UpdatedApril 5, 2026
Details

As Low As

WES Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
Signature
9.49%
APR9.49%
Last UpdatedApril 5, 2026
Details

Up to $15,000

Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
Unsecured Loans
9.50%
APR9.50%
Last UpdatedApril 5, 2026
Details

As Low As

Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.69%
APR9.69%
Last UpdatedApril 5, 2026
Details

As Low As

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
Personal Loan
9.70%
APR9.70%
Last UpdatedApril 5, 2026
Details

No additional details available.

USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Personal/Signature Loans
9.74%
APR9.74%
Last UpdatedApril 5, 2026
Details

No additional details available.

Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Personal Loan
9.74%
APR9.74%
Last UpdatedApril 5, 2026
Details

No additional details available.

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans
9.75%
APR9.75%
Last UpdatedApril 5, 2026
Details

Up to $2,500

General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Signature Loans
9.75%
APR9.75%
Last UpdatedApril 5, 2026
Details

As Low As

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
Personal Loan
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

As Low As

Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
Personal Loan
7.45%
APR7.45%
Last UpdatedApril 5, 2026
Details

As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A+
7.50%
APR7.50%
Last UpdatedApril 5, 2026
Details

Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A
7.65%
APR7.65%
Last UpdatedApril 5, 2026
Details

Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN B
7.80%
APR7.80%
Last UpdatedApril 5, 2026
Details

Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
Personal Loan
7.99%
APR7.99%
Last UpdatedApril 5, 2026
Details

As Low As

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A+
8.50%
APR8.50%
Last UpdatedApril 5, 2026
Details

Minimum Loan Amount $500; Terms up to 18 Mos.

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN A
8.65%
APR8.65%
Last UpdatedApril 5, 2026
Details

Minimum Loan Amount $500; Terms up to 18 Mos.

Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Signature/Personal Loan
8.74%
APR8.74%
Last UpdatedApril 5, 2026
Details

As Low As; up to $35,000

CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
PERSONAL LOAN LIMIT)
8.75%
APR8.75%
Last UpdatedApril 5, 2026
Details

$5,000

Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
8.76%
APR8.76%
Last UpdatedApril 5, 2026
Details

As Low As

Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
8.78%
APR8.78%
Last UpdatedApril 5, 2026
Details

As Low As

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN B
8.80%
APR8.80%
Last UpdatedApril 5, 2026
Details

Minimum Loan Amount $500; Terms up to 18 Mos.

Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
8.88%
APR8.88%
Last UpdatedApril 5, 2026
Details

As Low As

Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
8.89%
APR8.89%
Last UpdatedApril 5, 2026
Details

As Low As

Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
8.97%
APR8.97%
Last UpdatedApril 5, 2026
Details

As Low As

Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
8.98%
APR8.98%
Last UpdatedApril 5, 2026
Details

As Low As

BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
Personal Loan
8.99%
APR8.99%
Last UpdatedApril 5, 2026
Details

No additional details available.

DN Community Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.63%
Personal Loans
9.00%
APR9.00%
Last UpdatedApril 5, 2026
Details

As low as

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
SHORT TERM PERSONAL LOAN C
9.00%
APR9.00%
Last UpdatedApril 5, 2026
Details

Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*

Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
9.03%
APR9.03%
Last UpdatedApril 5, 2026
Details

As Low As

Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
Personal Loans
9.04%
APR9.04%
Last UpdatedApril 5, 2026
Details

As Low As

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
Personal Loan
9.15%
APR9.15%
Last UpdatedApril 5, 2026
Details

No additional details available.

First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
Personal Loan
9.70%
APR9.70%
Last UpdatedApril 5, 2026
Details

No additional details available.

Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
Personal Loan
9.74%
APR9.74%
Last UpdatedApril 5, 2026
Details

No additional details available.

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
G.O.O.D Loans (Get Out Of Debt)
8.00%
APR8.00%
Last UpdatedApril 5, 2026
Details

As Low As

BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
Debt Consolidation
8.99%
APR8.99%
Last UpdatedApril 5, 2026
Details

As Low As

ASHLAND COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
Debt Consolidation Loan Promo!
9.22%
APR9.22%
Last UpdatedApril 5, 2026
Details

As Low As

Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Debt Consolidation
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

$1,000-$2,499; As Low As

Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
Debt Consolidation and over
9.99%
APR9.99%
Last UpdatedApril 5, 2026
Details

$7,500; As Low As

Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
Debt Consolidation Loan
10.44%
APR10.44%
Last UpdatedApril 5, 2026
Details

As Low As; Pay Off Those High Interest Credit Cards!

Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
Debt Consolidation Loan
11.19%
APR11.19%
Last UpdatedApril 5, 2026
Details

As Low As; Pay Off Those High Interest Credit Cards!

State Highway Patrol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
Debt Restructure Loan
11.59%
APR11.59%
Last UpdatedApril 5, 2026
Details

As Low As

Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Debt Consolidation Loan
14.50%
APR14.50%
Last UpdatedApril 5, 2026
Details

$10,000 max

Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Debt Consolidation Loan
14.75%
APR14.75%
Last UpdatedApril 5, 2026
Details

$10,000 max

Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Debt Consolidation Loan
15.00%
APR15.00%
Last UpdatedApril 5, 2026
Details

$10,000 max

Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Debt Consolidation Loan
17.00%
APR17.00%
Last UpdatedApril 5, 2026
Details

$10,000 max

Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Debt Consolidation Loan
19.00%
APR19.00%
Last UpdatedApril 5, 2026
Details

$10,000 max

Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
Debt Consolidation Loan
21.00%
APR21.00%
Last UpdatedApril 5, 2026
Details

$10,000 max

Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
Signature Loan
6.70%
APR6.70%
Last UpdatedApril 5, 2026
Details

As Low As

Education Personnel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.81%
Signature Loans
6.89%
APR6.89%
Last UpdatedApril 5, 2026
Details

As Low As

Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
Unsecured Signature
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

As Low As:

Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
Signature 30
6.99%
APR6.99%
Last UpdatedApril 5, 2026
Details

Up to 30 Months $5,000 limit

GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
Signature Loan
7.49%
APR7.49%
Last UpdatedApril 5, 2026
Details

As Low As

LorMet Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
Signature Loan
7.99%
APR7.99%
Last UpdatedApril 5, 2026
Details

As Low As; $10,000 maximum

Integrity Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.77%
Personal/Signature Loan
7.99%
APR7.99%
Last UpdatedApril 5, 2026
Details

As Low As

TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.42%
APR8.42%
Last UpdatedApril 5, 2026
Details

As Low As

BREWSTER
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
Personal/Signature
8.45%
APR8.45%
Last UpdatedApril 5, 2026
Details

As Low As

TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.48%
APR8.48%
Last UpdatedApril 5, 2026
Details

As Low As

Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Signature Loan
8.49%
APR8.49%
Last UpdatedApril 5, 2026
Details

For general purpose loans of $1000 and greater

TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.51%
APR8.51%
Last UpdatedApril 5, 2026
Details

As Low As

TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
8.61%
APR8.61%
Last UpdatedApril 5, 2026
Details

As Low As

CAREY POVERELLO
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
Signature Loan
8.74%
APR8.74%
Last UpdatedApril 5, 2026
Details

As Low As; Up to 60 months and $20,000

Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Signature/Personal Loan
8.74%
APR8.74%
Last UpdatedApril 5, 2026
Details

As Low As; up to $35,000

Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
Signature Loan
8.75%
APR8.75%
Last UpdatedApril 5, 2026
Details

As Low As

Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
Signature Loan
8.99%
APR8.99%
Last UpdatedApril 5, 2026
Details

For general purpose loans of $1000 and greater

University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
Signature
9.00%
APR9.00%
Last UpdatedApril 5, 2026
Details

As Low As

University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
Signature (Personal) Loan
9.00%
APR9.00%
Last UpdatedApril 5, 2026
Details

As Low As; Borrow up to $25,000; Terms up to 60 months; Credit Life/Disability Insurance available; Debt consolidation

Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
Signature
9.15%
APR9.15%
Last UpdatedApril 5, 2026
Details

As Low As

Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.19%
APR9.19%
Last UpdatedApril 5, 2026
Details

As Low As

Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.39%
APR9.39%
Last UpdatedApril 5, 2026
Details

As Low As

Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
Signature Loans
9.39%
APR9.39%
Last UpdatedApril 5, 2026
Details

As Low As

TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
Signature (Personal) Loans
9.42%
APR9.42%
Last UpdatedApril 5, 2026
Details

As Low As

WES Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
Signature
9.49%
APR9.49%
Last UpdatedApril 5, 2026
Details

Up to $15,000

Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
Bill Consolidation & Signature Loans
9.69%
APR9.69%
Last UpdatedApril 5, 2026
Details

As Low As

USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
Personal/Signature Loans
9.74%
APR9.74%
Last UpdatedApril 5, 2026
Details

No additional details available.

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.99%
Signature Loans
9.75%
APR9.75%
Last UpdatedApril 5, 2026
Details

Up to $2,500

General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
Signature Loans
9.75%
APR9.75%
Last UpdatedApril 5, 2026
Details

As Low As

No home improvement personal loan rates found in Garrettsville, OH currently.

Garrettsville, OH Personal Loan Rate Trends

Compare local Garrettsville, OH personal loan rates against the statewide average

Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Ohio Personal Loan Trends →
Personal Loan — OH Avg
11.389%

Ohio personal loan rates currently average 11.389% APR.

Signature Loan — OH Avg
11.863%

Ohio signature loan rates currently average 11.863% APR.

As of Apr 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions

What credit score do I need for a personal loan in Ohio?

Most lenders in Garrettsville, Ohio require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Ohio often have more flexible requirements than traditional banks.

What is the difference between secured and unsecured personal loans?

Unsecured personal loans in Garrettsville, Ohio require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.

Can I use a personal loan for debt consolidation in Ohio?

Yes. Debt consolidation is one of the most common uses of personal loans in Garrettsville, Ohio. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.

Are credit unions or banks better for personal loans in Garrettsville, Ohio?

Credit unions in Garrettsville, Ohio often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.

What are the best personal loan rates in Garrettsville, Ohio?

  • USX: 4.00% (Second Lien Position Loans to $49,999)
  • Baxter Credit Union: 4.50% (Credit Builder Loan)
  • Minerva Area Federal Credit Union: 4.99% (Loans)
  • AurGroup Credit Union: 5.02% (Credit Builder Loan)
  • ERIE COMMUNITY: 5.25% (Share Loan/Certificate Loan)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Garrettsville, Ohio. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 5, 2026.