Mortgage Lenders and Brokers in Garrettsville, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Garrettsville, Ohio mortgage lenders include Huntington National BankHuntington National Bank10787 North St, Garrettsville, OH 44231A+5.0 ★Texas Ratio: 3.66%, Farmers National BankFarmers National Bank310 W State St, Alliance, OH 44601A+5.0 ★Texas Ratio: 5.45%, Portage Community BankPortage Community Bank140 Portage Trl, Cuyahoga Falls, OH 44221A+5.0 ★Texas Ratio: 1.98%, Seven Seventeen Credit UnionSeven Seventeen Credit Union6460 Mahoning Ave, Austintown, OH 44515 2008A5.0 ★Texas Ratio: 7.64%, Fifth Third Bank, National AssociationFifth Third Bank, National Association1308 North Reynolds Rd, Adams Township, OH 43615A+5.0 ★Texas Ratio: 3.22%, Third Federal Savings and LoanThird Federal Savings and Loan35592 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 2.32%, First Federal S&L of LakewoodFirst Federal S&L of Lakewood36839 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 4.66%, First Commonwealth BankFirst Commonwealth Bank4200 Park Ave, Ashtabula, OH 44004A+5.0 ★Texas Ratio: 3.82%, Citizens Bank, NACitizens Bank, NA2147 East Ave, Akron, OH 44314A+5.0 ★Texas Ratio: 5.44%, and Century FCUCentury FCU1240 E 9th St, Cleveland, OH 44199A+5.0 ★Texas Ratio: 4.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Garrettsville, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Garrettsville are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Garrettsville, Ohio
Market share is the lender's share of all home loans closed in Garrettsville, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Garrettsville 10787 North St, Garrettsville, OH 44231 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 4 +22 HELOCs |
3.6% | 66.7% | $190,000 | View |
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1 office in Garrettsville 310 W State St, Alliance, OH 44601 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.9% | 100% | $195,000 | View |
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140 Portage Trl, Cuyahoga Falls, OH 44221 A+5.0 ★Texas Ratio: 1.98% |
Conventional, FHA | 8 | 7.3% | 100% | $332,500 | View |
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6460 Mahoning Ave, Austintown, OH 44515 2008 A5.0 ★Texas Ratio: 7.64% |
Conventional, HELOC | 3 +2 HELOCs |
2.7% | 100% | $111,666 | View |
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1308 North Reynolds Rd, Adams Township, OH 43615 A+5.0 ★Texas Ratio: 3.22% |
Conventional, VA | 3 | 2.7% | 100% | $188,333 | View |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 2 +1 HELOCs |
1.8% | 50% | $205,000 | View |
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36839 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 4.66% |
Conventional | 2 | 1.8% | 100% | $465,000 | View |
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4200 Park Ave, Ashtabula, OH 44004 A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.9% | 100% | $195,000 | View |
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2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1240 E 9th St, Cleveland, OH 44199 A+5.0 ★Texas Ratio: 4.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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3296 W Market St, Akron, OH 44333 A+5.0 ★Texas Ratio: 1.62% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
The Middlefield Banking Company
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Conventional | 35 | 31.8% | 87.5% | $152,714 | |
CrossCountry Mortgage, LLC
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Conventional | 4 | 3.6% | 80% | $330,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 3 | 2.7% | 100% | $251,666 | |
West Penn Financial Service Center, Inc.
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Conventional, USDA | 4 | 3.6% | 100% | $210,000 | |
Farm Credit Mid-America, Aca
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Conventional | 4 | 3.6% | 100% | $245,000 | |
United Wholesale Mortgage
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Conventional, VA, Jumbo, HELOC | 3 +1 HELOCs |
2.7% | 60% | $661,666 | |
Rocket Mortgage
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Conventional, FHA | 3 | 2.7% | 66.7% | $248,333 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 2.7% | 100% | $255,000 | |
Ruoff Mortgage Company
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Conventional, FHA | 2 | 1.8% | 66.7% | $175,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 1.8% | 100% | $295,000 | |
Lower, LLC
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FHA | 2 | 1.8% | 100% | $210,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 2 | 1.8% | 100% | $165,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +2 HELOCs |
0.9% | 100% | $325,000 | |
EMM Loans LLC
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FHA | 1 | 0.9% | 100% | $235,000 | |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.9% | 100% | $365,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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USDA | 1 | 0.9% | 100% | $275,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.9% | 66.7% | $65,000 | |
Resicentral LLC
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Conventional | 1 | 0.9% | 100% | $285,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 0.9% | 100% | $95,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.9% | 100% | $185,000 | |
Discover Bank
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Conventional | 1 | 0.9% | 100% | $35,000 | |
Click n' Close, Inc.
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Conventional | 1 | 0.9% | 100% | $225,000 | |
Nfm, Inc
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Conventional | 1 | 0.9% | 100% | $185,000 | |
Provident Funding Associates
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Conventional | 1 | 0.9% | 100% | $245,000 | |
Mortgage Research Center
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VA | 1 | 0.9% | 50% | $265,000 | |
Florida Capital Bank, N.A
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Conventional | 1 | 0.9% | 100% | $145,000 | |
Fairway Independent Mort Corp
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VA | 1 | 0.9% | 100% | $455,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.9% | 50% | $55,000 | |
Reliance First Capital, LLC
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VA | 1 | 0.9% | 100% | $225,000 | |
Geneva Financial LLC
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FHA | 1 | 0.9% | 100% | $235,000 | |
Tammac Holdings Corporation
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Conventional | 1 | 0.9% | 33.3% | $55,000 | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
loanDepot.com LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Garrettsville Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Garrettsville, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Garrettsville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Garrettsville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Garrettsville, OH
Use these to narrow the list above. Each category shows how many Garrettsville, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Garrettsville, OH
Independent mortgage companies closed 41.8 percent of home loans in Garrettsville, Ohio in 2025, banks 54.5 percent and credit unions 3.6 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Huntington National Bank the largest bank and Seven Seventeen Credit Union the largest credit union. Among lenders headquartered in Ohio, Huntington National Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Garrettsville, OH
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Garrettsville, Ohio with 4 loans, about 3.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Garrettsville, Ohio in 2025, led by Rocket Mortgage with 2. 9 lenders closed VA loans, led by Freedom Mortgage Corporation, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 4 credit unions closed home loans in Garrettsville, Ohio in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Garrettsville, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Garrettsville, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Garrettsville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
