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 Whitewater Community Credit Union Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 2, 2026
Whitewater Community Credit Union's CD (CD) 24 Month Term rates are at 3.55%, CD (CD) 18 Month Term rates are at 3.29%, CD (CD) 12 Month Term rates are at 3.03%, CD (CD) 6 Month Term rates are at 2.78%. Whitewater Community Credit Union's savings rates are at 0.05%. Whitewater Community Credit Union's Personal Loan Rates are at 9.49%. MonitorBankRates evaluates the financial stability of Whitewater Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.34%. Rates were last updated on 05/02/2026. Whitewater Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Whitewater Community Credit Union? Share your experience about Whitewater Community Credit Union by leaving a review below, or read customer reviews before you decide to use Whitewater Community Credit Union. Whitewater Community Credit Union
Main 1157 Harrison Ave
https://www.whitewaterccu.org harrison, OH 45030 
Whitewater Community Credit Union CD Rates
Whitewater Community Credit Union Savings Rates
Whitewater Community Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Whitewater Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Whitewater Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Whitewater Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Whitewater Community Credit Union
Website
https://www.whitewaterccu.org
Address
1157 Harrison Ave,
harrison, OH 45030
Phone
513-202-1306
Fax
513-202-1309
President
Stephanie Broderick Steffee
CEO
Jenny Bowling
Full-Time Employees
4
Part-Time Employees
0
Branch Locations
3
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.34%
Return on Assets (ROA)
0.6690%
Return on Equity (ROE)
6.5246%
Non-Performing Loans Ratio (NPL)
0.18%
Total Assets
11,229,834
Total Amount of Shares and Deposits
10,061,189
Total Shares and Deposits < 1 Year
9,991,977
Total Shares and Deposits 1 3 Years
69,212
Total Insured Shares and Deposits > $250K (item 17 less item K)
10,061,189
Total Interest Expense (Sum of items 6 8)
64,789
Share Certificates
74
Number of Accounts for Share Drafts
847
IRA KEOGH Accounts
35
Number of Accounts for Regular Shares
1,792
Net Income (unless the amount is already included in Undivided Earnings)
77,376
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
97,742
Total Liabilities
10,078,438
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Whitewater Community Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Whitewater Community Credit Union
Frequently Asked Questions About Whitewater Community Credit UnionIs Whitewater Community Credit Union a safe place to deposit money?Yes, Whitewater Community Credit Union is considered a safe financial institution. With a Texas Ratio of 1.3379410732711%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Whitewater Community Credit Union operate?Whitewater Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Whitewater Community Credit Union?Yes, to access services at Whitewater Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Whitewater Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Whitewater Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Whitewater Community Credit Union offer online and mobile banking?Most modern institutions like Whitewater Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.whitewaterccu.org. Current Whitewater Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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