Best Personal Loan Rates in Lorain, Ohio (OH) - March 2026
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Brian McKay
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Editorial Disclosure
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to Ohio borrowers. Note that your final approved personal loan rate will depend on your specific credit profile, loan amount, and loan term.
Current personal loan options available to borrowers in Lorain, Ohio include: Northwest Bank Warren, PANorthwest Bank Warren, PA457 Broadway, Lorain, OH, 44052A+5.0 ★Texas Ratio: 5.33% offering Equipment Term Loans at 5.99% APR, GenFed Financial Credit UnionGenFed Financial Credit Union5320 Oberlin Ave, Lorain, OH, 44053A+5.0 ★Texas Ratio: 4.29% offering Signature Loan at 7.49% APR, CLEVELAND SELFRELIANCECLEVELAND SELFRELIANCE3010 CHARLESTON AVE, LORAIN, OH, 44055A5.0 ★Texas Ratio: 6.34% offering PERSONAL LOAN LIMIT) at 8.75% APR, Achieve Credit UnionAchieve Credit Union4459 Oberlin Ave, Lorain, OH, 44053A+5.0 ★Texas Ratio: 4.26% offering Personal at 8.95% APR, and Community Star Credit UnionCommunity Star Credit Union5609 W Erie Ave, Lorain, OH, 44053 1639A+5.0 ★Texas Ratio: 4.07% offering Signature Loans at 9.39% APR.
Whether you need to consolidate high-interest debt, fund a home improvement project, or cover an unexpected expense, comparing personal loan rates across top-rated lenders in Lorain, Ohio can save you significantly over the life of your loan.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Lorain, Ohio.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Lorain, Ohio. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: March 21, 2026
Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Northwest Bank Warren, PA
Institution Rating:
A+5.0 ★Texas Ratio: 5.33%
457 Broadway, Lorain, OH, 44052
Equipment Term Loans
5.99%
▼
APR5.99%
Last UpdatedMarch 21, 2026
Details
Offer valid on equipment term loans only.. No lines of credit. Offer expires 4/15/2026. No refinancing of Northwest exisiting debt. SBA Loans and business credit cards are not eligible for promotional offer. All standard rates and terms apply. See bank for detials.
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
5320 Oberlin Ave, Lorain, OH, 44053
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 21, 2026
Details
As Low As
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
3010 CHARLESTON AVE, LORAIN, OH, 44055
PERSONAL LOAN LIMIT)
8.75%
▼
APR8.75%
Last UpdatedMarch 21, 2026
Details
$5,000
Achieve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
4459 Oberlin Ave, Lorain, OH, 44053
Personal
8.95%
▼
APR8.95%
Last UpdatedMarch 21, 2026
Details
As Low As
Achieve Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.26%
4459 Oberlin Ave, Lorain, OH, 44053
Personal / Vacation / Holiday Loan
8.95%
▼
APR8.95%
Last UpdatedMarch 21, 2026
Details
As Low As
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
5609 W Erie Ave, Lorain, OH, 44053 1639
Signature Loans
9.39%
▼
APR9.39%
Last UpdatedMarch 21, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
Second Lien Position Loans to $49,999
4.00%
▼
APR4.00%
Last UpdatedMarch 21, 2026
Details
$10,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
Second Lien Position Loans to $300,000
4.10%
▼
APR4.10%
Last UpdatedMarch 21, 2026
Details
$50,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
Second Lien Position Loans to $49,999
4.20%
▼
APR4.20%
Last UpdatedMarch 21, 2026
Details
$10,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
Second Lien Position Loans to $300,000
4.30%
▼
APR4.30%
Last UpdatedMarch 21, 2026
Details
$50,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
Second Lien Position Loans to $49,999
4.40%
▼
APR4.40%
Last UpdatedMarch 21, 2026
Details
$10,000
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Credit Builder Loan
4.50%
▼
APR4.50%
Last UpdatedMarch 21, 2026
Details
No additional details available.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
Second Lien Position Loans to $49,999
4.60%
▼
APR4.60%
Last UpdatedMarch 21, 2026
Details
$10,000
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Refinance Loan
4.64%
▼
APR4.64%
Last UpdatedMarch 21, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Medical Degree Refinance Loan
4.80%
▼
APR4.80%
Last UpdatedMarch 21, 2026
Details
As Low As
AurGroup Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.28%
8811 Holden Blvd, Fairfield, OH, 45014
Credit Builder Loan
5.02%
▼
APR5.02%
Last UpdatedMarch 21, 2026
Details
Based on the rate of 5.02% APR, the total interest paid would be $13.70 with a year term.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
Second Lien Position Loan to $300,000
5.24%
▼
APR5.24%
Last UpdatedMarch 21, 2026
Details
$50,000
Noteworthy Federal Credit Union
Institution Rating:
B-4.3 ★Texas Ratio: 23.16%
1900 Superior Ave Ste 126, Cleveland, OH, 44114 2128
Musical Instrument Loans
5.25%
▼
APR5.25%
Last UpdatedMarch 21, 2026
Details
As Low As
ERIE COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 2.05%
3311 Tiffin Ave, Sandusky, OH, 44870 9752
Share Loan/Certificate Loan
5.25%
▼
APR5.25%
Last UpdatedMarch 21, 2026
Details
As Low As; 2.00% over CD
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
115 Tommy Henrich Dr Nw, Massillon, OH, 44647
Medical Residency Refinance Loan - Fixed
5.45%
▼
APR5.45%
Last UpdatedMarch 21, 2026
Details
As Low As; 9.99%
Buckeye State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 6.00%
520 S Main St, Akron, OH, 44311
Equity Loan
5.50%
▼
APR5.50%
Last UpdatedMarch 21, 2026
Details
As Low As
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
115 Tommy Henrich Dr Nw, Massillon, OH, 44647
Medical Residency Refinance Loan - Variable
5.51%
▼
APR5.51%
Last UpdatedMarch 21, 2026
Details
As Low As; 10.31%APR
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
115 Tommy Henrich Dr Nw, Massillon, OH, 44647
Variable Rate Loan
5.51%
▼
APR5.51%
Last UpdatedMarch 21, 2026
Details
Your interest rate and monthly payments can fluctuate during the repayment period.
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
Second Lien Position Loan to $49,999
5.54%
▼
APR5.54%
Last UpdatedMarch 21, 2026
Details
$10,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
Second Lien Position Loan to $300,000
5.64%
▼
APR5.64%
Last UpdatedMarch 21, 2026
Details
$50,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
Second Lien Position Loan to $49,999
5.94%
▼
APR5.94%
Last UpdatedMarch 21, 2026
Details
$10,000
Millstream Area Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.56%
1007 Western Ave, Findlay, OH, 45840
Holiday Loan
5.95%
▼
APR5.95%
Last UpdatedMarch 21, 2026
Details
As Low As; November 1 - December 31; Open to all credit scores
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
355 W Monument Ave, Dayton, OH, 45402
Closed End Equity Loan Special
5.99%
▼
APR5.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
3300 Stelzer Rd, Columbus, OH, 43219 3034
Stock Loans - Single Pay
6.00%
▼
APR6.00%
Last UpdatedMarch 21, 2026
Details
As Low As
Pillar Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.95%
300 BARKS RD E, MARION, OH, 43302
Credit Builder Loan
6.00%
▼
APR6.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH, 44714 2606
Recreational Loan
6.24%
▼
APR6.24%
Last UpdatedMarch 21, 2026
Details
As Low As
ih Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
5000 Urbana Rd, Springfield, OH, 45502 9069
Equipment Loan Special
6.25%
▼
APR6.25%
Last UpdatedMarch 21, 2026
Details
Over $100,000
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
Vacant Land Loans
6.50%
▼
APR6.50%
Last UpdatedMarch 21, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
909 N Perry St, Ottawa, OH, 45875
Unsecured Loan
6.50%
▼
APR6.50%
Last UpdatedMarch 21, 2026
Details
As Low As
ih Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.59%
5000 Urbana Rd, Springfield, OH, 45502 9069
Equipment Loan Special
6.50%
▼
APR6.50%
Last UpdatedMarch 21, 2026
Details
Up to $100,000
USX
Institution Rating:
A+5.0 ★Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
Stock Pledge Loans
6.50%
▼
APR6.50%
Last UpdatedMarch 21, 2026
Details
Up to 75 % approved stocks
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
1800 Vine St, Cincinnati, OH, 45202
Signature Loan
6.70%
▼
APR6.70%
Last UpdatedMarch 21, 2026
Details
As Low As
CAREY POVERELLO
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
201 N Vance St, Carey, OH, 43316 1038
Pre-Owned Recreational Loan
6.74%
▼
APR6.74%
Last UpdatedMarch 21, 2026
Details
As Low As; Up to 84 months
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
355 W Monument Ave, Dayton, OH, 45402
Closed End Equity Loan
6.74%
▼
APR6.74%
Last UpdatedMarch 21, 2026
Details
No additional details available.
CAREY POVERELLO
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
201 N Vance St, Carey, OH, 43316 1038
New Recreational Loan
6.74%
▼
APR6.74%
Last UpdatedMarch 21, 2026
Details
As Low As; Up to 84 months
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
510 E Mound St, Columbus, OH, 43215 5539
Credit Builder Loan
6.75%
▼
APR6.75%
Last UpdatedMarch 21, 2026
Details
Maximum $2000; Variable Prime
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
Vacant Land Loans
6.75%
▼
APR6.75%
Last UpdatedMarch 21, 2026
Details
As Low As
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1506 N Fairfield Rd, Beavercreek, OH, 45432 2737
Motoryle Loans (2023 or Newer) Up to 63 Months
6.79%
▼
APR6.79%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details
As Low As
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
3300 Stelzer Rd, Columbus, OH, 43219 3034
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
31 Hanna Pkwy, Coventry township, OH, 44319
Signature 30
6.99%
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details
Up to 30 Months $5,000 limit
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
909 N Perry St, Ottawa, OH, 45875
Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details
As Low As
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
234 N Main St, Bryan, OH, 43506 1318
Unsecured Signature
6.99%
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details
As Low As:
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
Vacant Land Loans
7.00%
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
909 N Perry St, Ottawa, OH, 45875
Unsecured Loan
7.00%
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details
As Low As
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
3300 Stelzer Rd, Columbus, OH, 43219 3034
Stock Loans - Installment
7.00%
▼
APR7.00%
Last UpdatedMarch 21, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
909 N Perry St, Ottawa, OH, 45875
Loan
7.24%
▼
APR7.24%
Last UpdatedMarch 21, 2026
Details
As Low As
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
355 W Monument Ave, Dayton, OH, 45402
Closed End Equity Loan
7.24%
▼
APR7.24%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
909 N Perry St, Ottawa, OH, 45875
Unsecured Loan
7.25%
▼
APR7.25%
Last UpdatedMarch 21, 2026
Details
As Low As; terms to 60 months
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1506 N Fairfield Rd, Beavercreek, OH, 45432 2737
Motoryle Loans (2022 or Older) Up to 63 Months
7.29%
▼
APR7.29%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1506 N Fairfield Rd, Beavercreek, OH, 45432 2737
Motoryle Loans (2023 or Newer) 64-75 Months
7.29%
▼
APR7.29%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
14710 W Portage River South Rd, Elmore, OH, 43416
Personal Loan
7.45%
▼
APR7.45%
Last UpdatedMarch 21, 2026
Details
As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Medical Loan (Unsecured)
7.49%
▼
APR7.49%
Last UpdatedMarch 21, 2026
Details
$1000 minimum -Proof of expenses required, may be used for pet care and funeral expenses as well
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
909 N Perry St, Ottawa, OH, 45875
Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 21, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
909 N Perry St, Ottawa, OH, 45875
Unsecured Loan
7.50%
▼
APR7.50%
Last UpdatedMarch 21, 2026
Details
As Low As
Buckeye State Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 6.00%
520 S Main St, Akron, OH, 44311
Personal
7.50%
▼
APR7.50%
Last UpdatedMarch 21, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN A+
7.50%
▼
APR7.50%
Last UpdatedMarch 21, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN A
7.65%
▼
APR7.65%
Last UpdatedMarch 21, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
355 W Monument Ave, Dayton, OH, 45402
Closed End Equity Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
909 N Perry St, Ottawa, OH, 45875
Loan
7.74%
▼
APR7.74%
Last UpdatedMarch 21, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1627 Holland Rd, Maumee, OH, 43537
Professional Musician Instrument Loans 1-5 Year Fixed
7.74%
▼
APR7.74%
Last UpdatedMarch 21, 2026
Details
As Low As
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
727 Lime City Rd, Rossford, OH, 43460
Recreational Loans - New A+ 740+
7.75%
▼
APR7.75%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1506 N Fairfield Rd, Beavercreek, OH, 45432 2737
Motoryle Loans (2022 or Older) 64-75 Months
7.79%
▼
APR7.79%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1506 N Fairfield Rd, Beavercreek, OH, 45432 2737
Motoryle Loans (2023 or Newer) 76-84 Months
7.79%
▼
APR7.79%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN B
7.80%
▼
APR7.80%
Last UpdatedMarch 21, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
First Federal Community Bank N.A.
Institution Rating:
A+5.0 ★Texas Ratio: 1.04%
141 W Ohio Ave, Dover, OH, 44622
Loan of
7.98%
▼
APR7.98%
Last UpdatedMarch 21, 2026
Details
$8,000-$14,999; Based on a 5-year fixed rate loan of $10,000 and a credit score of 700
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
3300 Stelzer Rd, Columbus, OH, 43219 3034
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details
As Low As
Superior Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
1205 E Kibby St, Lima, OH, 45804
Recreational Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
355 W Monument Ave, Dayton, OH, 45402
Closed End Equity Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
3955 W DUBLIN GRANVILLE RD, DUBLIN, OH, 43017
Holiday Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
LorMet Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
2051 Cooper Foster Park Rd, Amherst, OH, 44001 1208
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details
As Low As; $10,000 maximum
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
727 Lime City Rd, Rossford, OH, 43460
Vacation Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1627 Holland Rd, Maumee, OH, 43537
Professional Musician Instrument Loans 6-10 Year Fixed
7.99%
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.82%
909 N Perry St, Ottawa, OH, 45875
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedMarch 21, 2026
Details
As Low As; terms to 120 months
Ohio Teamsters Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
6100 Rockside Woods Blvd N Ste 150, Independence, OH, 44131 2334
Unsecured Loan
8.00%
▼
APR8.00%
Last UpdatedMarch 21, 2026
Details
As Low As
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
8800 Cleveland Ave NW, North Canton, OH, 44720
G.O.O.D Loans
8.00%
▼
APR8.00%
Last UpdatedMarch 21, 2026
Details
As Low As; Credit score of 630 and above required
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
8800 Cleveland Ave NW, North Canton, OH, 44720
G.O.O.D Loans (Get Out Of Debt)
8.00%
▼
APR8.00%
Last UpdatedMarch 21, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Fixed Equity Rich Loan
8.02%
▼
APR8.02%
Last UpdatedMarch 21, 2026
Details
No additional details available.
General Electric Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Fixed Equity Rich Loan 10-year Fixed
8.02%
▼
APR8.02%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1627 Holland Rd, Maumee, OH, 43537
Professional Musician Instrument Loans 11-12 Year Fixed
8.24%
▼
APR8.24%
Last UpdatedMarch 21, 2026
Details
As Low As
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
727 Lime City Rd, Rossford, OH, 43460
Vacation Loan
8.24%
▼
APR8.24%
Last UpdatedMarch 21, 2026
Details
$4,000 max
Mahoning Valley Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.56%
15 Colonial Dr Ste 14, Youngstown, OH, 44505 2164
Unsecured Loans
8.25%
▼
APR8.25%
Last UpdatedMarch 21, 2026
Details
As Low As
Wiremens Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.47%
5800 State Rd, Parma, OH, 44134
Collateral Loans
8.25%
▼
APR8.25%
Last UpdatedMarch 21, 2026
Details
As Low As; up to 84 months
Wright-Patt Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.66%
1506 N Fairfield Rd, Beavercreek, OH, 45432 2737
Motoryle Loans (2022 or Older) 76-84 Months
8.29%
▼
APR8.29%
Last UpdatedMarch 21, 2026
Details
No additional details available.
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) Loans
8.42%
▼
APR8.42%
Last UpdatedMarch 21, 2026
Details
As Low As
BREWSTER
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
105 Wabash Ave S, Brewster, OH, 44613
Personal/Signature
8.45%
▼
APR8.45%
Last UpdatedMarch 21, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) Loans
8.48%
▼
APR8.48%
Last UpdatedMarch 21, 2026
Details
As Low As
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
355 W Monument Ave, Dayton, OH, 45402
Closed End Equity Loan
8.49%
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details
For general purpose loans of $1000 and greater
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
727 Lime City Rd, Rossford, OH, 43460
Vacation Loan
8.49%
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details
$4,000 max
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1627 Holland Rd, Maumee, OH, 43537
Professional Musician Instrument Loans 12/20 Non-Rollover Note
8.49%
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN A+
8.50%
▼
APR8.50%
Last UpdatedMarch 21, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) Loans
8.51%
▼
APR8.51%
Last UpdatedMarch 21, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) Loans
8.61%
▼
APR8.61%
Last UpdatedMarch 21, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1627 Holland Rd, Maumee, OH, 43537
Professional Musician Instrument Loans 12/25 Non-Rollover Note
8.62%
▼
APR8.62%
Last UpdatedMarch 21, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN A
8.65%
▼
APR8.65%
Last UpdatedMarch 21, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
CAREY POVERELLO
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
201 N Vance St, Carey, OH, 43316 1038
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 21, 2026
Details
As Low As; Up to 60 months and $20,000
Code Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 8.18%
355 W Monument Ave, Dayton, OH, 45402
Closed End Equity Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 21, 2026
Details
second mortgage only
Sun Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.22%
1627 Holland Rd, Maumee, OH, 43537
Professional Musician Instrument Loans 12/30 Non-Rollover Note
8.74%
▼
APR8.74%
Last UpdatedMarch 21, 2026
Details
As Low As
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
28251 Lorain Rd, North Olmsted, OH, 44070
Signature/Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 21, 2026
Details
As Low As; up to $35,000
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
31 Hanna Pkwy, Coventry township, OH, 44319
Other Unsecured Loans
8.75%
▼
APR8.75%
Last UpdatedMarch 21, 2026
Details
Up to 40 Months $10,000 limit
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
727 Lime City Rd, Rossford, OH, 43460
Recreational Loans - Used
8.75%
▼
APR8.75%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
1147 OLD STATE ROUTE 74, BATAVIA, OH, 45103
Signature Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 21, 2026
Details
As Low As
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3181 Larchmont Ave NE, Warren, OH, 44483 2435
Personal Loans
8.76%
▼
APR8.76%
Last UpdatedMarch 21, 2026
Details
As Low As
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3181 Larchmont Ave NE, Warren, OH, 44483 2435
Personal Loans
8.78%
▼
APR8.78%
Last UpdatedMarch 21, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN B
8.80%
▼
APR8.80%
Last UpdatedMarch 21, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3181 Larchmont Ave NE, Warren, OH, 44483 2435
Personal Loans
8.88%
▼
APR8.88%
Last UpdatedMarch 21, 2026
Details
As Low As
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3181 Larchmont Ave NE, Warren, OH, 44483 2435
Personal Loans
8.89%
▼
APR8.89%
Last UpdatedMarch 21, 2026
Details
As Low As
Falls Catholic Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.73%
33 Graham Rd, Cuyahoga Falls, OH, 44223
Unsecured Loans
8.95%
▼
APR8.95%
Last UpdatedMarch 21, 2026
Details
As Low As; APR - 9.392%
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3181 Larchmont Ave NE, Warren, OH, 44483 2435
Personal Loans
8.97%
▼
APR8.97%
Last UpdatedMarch 21, 2026
Details
As Low As
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3181 Larchmont Ave NE, Warren, OH, 44483 2435
Personal Loans
8.98%
▼
APR8.98%
Last UpdatedMarch 21, 2026
Details
As Low As
First Financial Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.48%
130 E Spring St, Saint Marys, OH, 45885
f1RST® Quick Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 21, 2026
Details
As Low As; Promotional rate as low as
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
760 Kinnear Rd, Columbus, OH, 43212 1488
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 21, 2026
Details
For general purpose loans of $1000 and greater
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.11%
3955 W DUBLIN GRANVILLE RD, DUBLIN, OH, 43017
Holiday Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Golden Circle Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.30%
4118 Lincoln Way E, Massillon, OH, 44646 3348
Unsecured Loans
8.99%
▼
APR8.99%
Last UpdatedMarch 21, 2026
Details
As Low As; *
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
3300 Stelzer Rd, Columbus, OH, 43219 3034
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 21, 2026
Details
As Low As
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
727 Lime City Rd, Rossford, OH, 43460
Recreational Loans - Used
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
DN Community Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.63%
3964 Fulton Dr NW, Canton, OH, 44718
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
As low as
Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★Texas Ratio: 19.87%
1441 Dorr St, Toledo, OH, 43607 3956
Holiday Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.27%
5269 E 104th St, Garfield Hts, OH, 44125 2407
12 month Holiday Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
As Low As
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
727 Lime City Rd, Rossford, OH, 43460
Recreational Loans - New A+ 740+
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
No additional details available.
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
Signature (Personal) Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
As Low As; Our signature loan is a personal loan with a fixed rate and fixed term. It can be used for anything - from auto repairs to paying for a vacation.
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
Signature
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN C
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3181 Larchmont Ave NE, Warren, OH, 44483 2435
Personal Loans
9.03%
▼
APR9.03%
Last UpdatedMarch 21, 2026
Details
As Low As
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3181 Larchmont Ave NE, Warren, OH, 44483 2435
Personal Loans
9.04%
▼
APR9.04%
Last UpdatedMarch 21, 2026
Details
As Low As
First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
605 Washington Blvd, Belpre, OH, 45714
Personal Loan
9.15%
▼
APR9.15%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
2800 W Laskey Rd, Toledo, OH, 43613 3248
Signature
9.15%
▼
APR9.15%
Last UpdatedMarch 21, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH, 44647
Bill Consolidation & Signature Loans
9.19%
▼
APR9.19%
Last UpdatedMarch 21, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.95%
17526 Madison Ave, Lakewood, OH, 44107
Personal Term Loan
9.20%
▼
APR9.20%
Last UpdatedMarch 21, 2026
Details
No additional details available.
ASHLAND COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1123 Sugarbush Dr, Ashland, OH, 44805
Debt Consolidation Loan Promo!
9.22%
▼
APR9.22%
Last UpdatedMarch 21, 2026
Details
As Low As
Security Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 15.54%
1001 S Reynolds Rd, Toledo, OH, 43615
Winter Loan
9.24%
▼
APR9.24%
Last UpdatedMarch 21, 2026
Details
Offer expires March 31, 2026.
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
727 Lime City Rd, Rossford, OH, 43460
Recreational Loans - Used
9.25%
▼
APR9.25%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH, 44647
Bill Consolidation & Signature Loans
9.39%
▼
APR9.39%
Last UpdatedMarch 21, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) Loans
9.42%
▼
APR9.42%
Last UpdatedMarch 21, 2026
Details
As Low As
WES Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
38024 2nd St, Willoughby, OH, 44094 6105
Signature
9.49%
▼
APR9.49%
Last UpdatedMarch 21, 2026
Details
Up to $15,000
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.88%
28543 Oregon Rd, Perrysburg, OH, 43551
Personal/Unsecured
9.49%
▼
APR9.49%
Last UpdatedMarch 21, 2026
Details
As Low As
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH, 44714 2606
Unsecured Loans
9.50%
▼
APR9.50%
Last UpdatedMarch 21, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH, 44647
Bill Consolidation & Signature Loans
9.69%
▼
APR9.69%
Last UpdatedMarch 21, 2026
Details
As Low As
First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
605 Washington Blvd, Belpre, OH, 45714
Personal Loan
9.70%
▼
APR9.70%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Quest Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
12837 US Highway 68, Kenton, OH, 43326
SIGNATURE LOAN
9.70%
▼
APR9.70%
Last UpdatedMarch 21, 2026
Details
Unsecured Loan, funds can be used for anything
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
6613 Maplewood Ave, Sylvania, OH, 43560
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMarch 21, 2026
Details
No additional details available.
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★Texas Ratio: 6.34%
3010 CHARLESTON AVE, LORAIN, OH, 44055
PERSONAL LOAN LIMIT)
8.75%
▼
APR8.75%
Last UpdatedMarch 21, 2026
Details
$5,000
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details
As Low As
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
3300 Stelzer Rd, Columbus, OH, 43219 3034
Personal Loan
6.99%
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details
As Low As
Materion Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.28%
14710 W Portage River South Rd, Elmore, OH, 43416
Personal Loan
7.45%
▼
APR7.45%
Last UpdatedMarch 21, 2026
Details
As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN A+
7.50%
▼
APR7.50%
Last UpdatedMarch 21, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN A
7.65%
▼
APR7.65%
Last UpdatedMarch 21, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN B
7.80%
▼
APR7.80%
Last UpdatedMarch 21, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
3300 Stelzer Rd, Columbus, OH, 43219 3034
Personal Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN A+
8.50%
▼
APR8.50%
Last UpdatedMarch 21, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN A
8.65%
▼
APR8.65%
Last UpdatedMarch 21, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
28251 Lorain Rd, North Olmsted, OH, 44070
Signature/Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 21, 2026
Details
As Low As; up to $35,000
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3181 Larchmont Ave NE, Warren, OH, 44483 2435
Personal Loans
8.76%
▼
APR8.76%
Last UpdatedMarch 21, 2026
Details
As Low As
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3181 Larchmont Ave NE, Warren, OH, 44483 2435
Personal Loans
8.78%
▼
APR8.78%
Last UpdatedMarch 21, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN B
8.80%
▼
APR8.80%
Last UpdatedMarch 21, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3181 Larchmont Ave NE, Warren, OH, 44483 2435
Personal Loans
8.88%
▼
APR8.88%
Last UpdatedMarch 21, 2026
Details
As Low As
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3181 Larchmont Ave NE, Warren, OH, 44483 2435
Personal Loans
8.89%
▼
APR8.89%
Last UpdatedMarch 21, 2026
Details
As Low As
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3181 Larchmont Ave NE, Warren, OH, 44483 2435
Personal Loans
8.97%
▼
APR8.97%
Last UpdatedMarch 21, 2026
Details
As Low As
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3181 Larchmont Ave NE, Warren, OH, 44483 2435
Personal Loans
8.98%
▼
APR8.98%
Last UpdatedMarch 21, 2026
Details
As Low As
BMI Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.43%
760 Kinnear Rd, Columbus, OH, 43212 1488
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.34%
3300 Stelzer Rd, Columbus, OH, 43219 3034
Personal Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 21, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Personal Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
As Low As
DN Community Federal Credit Union
Institution Rating:
A-5.0 ★Texas Ratio: 14.63%
3964 Fulton Dr NW, Canton, OH, 44718
Personal Loans
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
As low as
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
SHORT TERM PERSONAL LOAN C
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
Minimum Loan Amount $500; Terms up to 18 Mos.; Diamond Club*
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3181 Larchmont Ave NE, Warren, OH, 44483 2435
Personal Loans
9.03%
▼
APR9.03%
Last UpdatedMarch 21, 2026
Details
As Low As
Seven Seventeen Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.83%
3181 Larchmont Ave NE, Warren, OH, 44483 2435
Personal Loans
9.04%
▼
APR9.04%
Last UpdatedMarch 21, 2026
Details
As Low As
First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
605 Washington Blvd, Belpre, OH, 45714
Personal Loan
9.15%
▼
APR9.15%
Last UpdatedMarch 21, 2026
Details
No additional details available.
First Mutual Bank, FSB
Institution Rating:
A5.0 ★Texas Ratio: 8.08%
605 Washington Blvd, Belpre, OH, 45714
Personal Loan
9.70%
▼
APR9.70%
Last UpdatedMarch 21, 2026
Details
No additional details available.
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.84%
6613 Maplewood Ave, Sylvania, OH, 43560
Personal Loan
9.74%
▼
APR9.74%
Last UpdatedMarch 21, 2026
Details
No additional details available.
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
Christian Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.20%
8800 Cleveland Ave NW, North Canton, OH, 44720
G.O.O.D Loans (Get Out Of Debt)
8.00%
▼
APR8.00%
Last UpdatedMarch 21, 2026
Details
As Low As
ASHLAND COMMUNITY
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1123 Sugarbush Dr, Ashland, OH, 44805
Debt Consolidation Loan Promo!
9.22%
▼
APR9.22%
Last UpdatedMarch 21, 2026
Details
As Low As
Education First Credit Union Inc
Institution Rating:
A5.0 ★Texas Ratio: 11.85%
510 E Mound St, Columbus, OH, 43215 5539
Debt Consolidation
9.99%
▼
APR9.99%
Last UpdatedMarch 21, 2026
Details
As Low As; $1,000-$2,499
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH, 43230
Debt Consolidation Loan
10.44%
▼
APR10.44%
Last UpdatedMarch 21, 2026
Details
As Low As; Pay Off Those High Interest Credit Cards!
Pathways Financial Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.58%
5665 N Hamilton Rd, Columbus, OH, 43230
Debt Consolidation Loan
11.19%
▼
APR11.19%
Last UpdatedMarch 21, 2026
Details
As Low As; Pay Off Those High Interest Credit Cards!
Nickel Steel Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.24%
1067 s main st, lima, OH, 45804 2043
SIGNATURE LOAN (debt/remodel/personal)
11.50%
▼
APR11.50%
Last UpdatedMarch 21, 2026
Details
As Low As
State Highway Patrol Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.39%
1900 Polaris Pkwy Ste 400, Columbus, OH, 43240 4035
Debt Restructure Loan
11.59%
▼
APR11.59%
Last UpdatedMarch 21, 2026
Details
As Low As
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
727 Lime City Rd, Rossford, OH, 43460
Debt Consolidation Loan
14.50%
▼
APR14.50%
Last UpdatedMarch 21, 2026
Details
$10,000 max
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
727 Lime City Rd, Rossford, OH, 43460
Debt Consolidation Loan
14.75%
▼
APR14.75%
Last UpdatedMarch 21, 2026
Details
$10,000 max
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
727 Lime City Rd, Rossford, OH, 43460
Debt Consolidation Loan
15.00%
▼
APR15.00%
Last UpdatedMarch 21, 2026
Details
$10,000 max
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
727 Lime City Rd, Rossford, OH, 43460
Debt Consolidation Loan
17.00%
▼
APR17.00%
Last UpdatedMarch 21, 2026
Details
$10,000 max
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
727 Lime City Rd, Rossford, OH, 43460
Debt Consolidation Loan
19.00%
▼
APR19.00%
Last UpdatedMarch 21, 2026
Details
$10,000 max
Eight Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.02%
727 Lime City Rd, Rossford, OH, 43460
Debt Consolidation Loan
21.00%
▼
APR21.00%
Last UpdatedMarch 21, 2026
Details
$10,000 max
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Source: Verified Personal Loan Rate Data provided by MonitorBankRates
Institution
Loan Product
APR
Profile
GenFed Financial Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.29%
5320 Oberlin Ave, Lorain, OH, 44053
Signature Loan
7.49%
▼
APR7.49%
Last UpdatedMarch 21, 2026
Details
As Low As
Community Star Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.07%
5609 W Erie Ave, Lorain, OH, 44053 1639
Signature Loans
9.39%
▼
APR9.39%
Last UpdatedMarch 21, 2026
Details
As Low As
TruPartner Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.65%
1800 Vine St, Cincinnati, OH, 45202
Signature Loan
6.70%
▼
APR6.70%
Last UpdatedMarch 21, 2026
Details
As Low As
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 0.72%
234 N Main St, Bryan, OH, 43506 1318
Unsecured Signature
6.99%
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details
As Low As:
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.02%
31 Hanna Pkwy, Coventry township, OH, 44319
Signature 30
6.99%
▼
APR6.99%
Last UpdatedMarch 21, 2026
Details
Up to 30 Months $5,000 limit
LorMet Community Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.08%
2051 Cooper Foster Park Rd, Amherst, OH, 44001 1208
Signature Loan
7.99%
▼
APR7.99%
Last UpdatedMarch 21, 2026
Details
As Low As; $10,000 maximum
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) Loans
8.42%
▼
APR8.42%
Last UpdatedMarch 21, 2026
Details
As Low As
BREWSTER
Institution Rating:
A+5.0 ★Texas Ratio: 0.36%
105 Wabash Ave S, Brewster, OH, 44613
Personal/Signature
8.45%
▼
APR8.45%
Last UpdatedMarch 21, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) Loans
8.48%
▼
APR8.48%
Last UpdatedMarch 21, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature Loan
8.49%
▼
APR8.49%
Last UpdatedMarch 21, 2026
Details
For general purpose loans of $1000 and greater
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) Loans
8.51%
▼
APR8.51%
Last UpdatedMarch 21, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) Loans
8.61%
▼
APR8.61%
Last UpdatedMarch 21, 2026
Details
As Low As
Century Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
28251 Lorain Rd, North Olmsted, OH, 44070
Signature/Personal Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 21, 2026
Details
As Low As; up to $35,000
CAREY POVERELLO
Institution Rating:
A+5.0 ★Texas Ratio: 1.33%
201 N Vance St, Carey, OH, 43316 1038
Signature Loan
8.74%
▼
APR8.74%
Last UpdatedMarch 21, 2026
Details
As Low As; Up to 60 months and $20,000
Sharefax Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
1147 OLD STATE ROUTE 74, BATAVIA, OH, 45103
Signature Loan
8.75%
▼
APR8.75%
Last UpdatedMarch 21, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.34%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Signature Loan
8.99%
▼
APR8.99%
Last UpdatedMarch 21, 2026
Details
For general purpose loans of $1000 and greater
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
Signature
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
Signature (Personal) Loan
9.00%
▼
APR9.00%
Last UpdatedMarch 21, 2026
Details
As Low As; Our signature loan is a personal loan with a fixed rate and fixed term. It can be used for anything - from auto repairs to paying for a vacation.
Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.20%
2800 W Laskey Rd, Toledo, OH, 43613 3248
Signature
9.15%
▼
APR9.15%
Last UpdatedMarch 21, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH, 44647
Bill Consolidation & Signature Loans
9.19%
▼
APR9.19%
Last UpdatedMarch 21, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH, 44647
Bill Consolidation & Signature Loans
9.39%
▼
APR9.39%
Last UpdatedMarch 21, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
Signature (Personal) Loans
9.42%
▼
APR9.42%
Last UpdatedMarch 21, 2026
Details
As Low As
WES Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.32%
38024 2nd St, Willoughby, OH, 44094 6105
Signature
9.49%
▼
APR9.49%
Last UpdatedMarch 21, 2026
Details
Up to $15,000
Friends And Family Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH, 44647
Bill Consolidation & Signature Loans
9.69%
▼
APR9.69%
Last UpdatedMarch 21, 2026
Details
As Low As
Quest Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 6.31%
12837 US Highway 68, Kenton, OH, 43326
SIGNATURE LOAN
9.70%
▼
APR9.70%
Last UpdatedMarch 21, 2026
Details
Unsecured Loan, funds can be used for anything
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No home improvement personal loan rates found in Lorain, OH currently.
Frequently Asked Questions
What credit score do I need for a personal loan in Ohio?
Most lenders in Lorain, Ohio require a minimum credit score of 620 for approval, but borrowers with scores of 720 or higher will qualify for the most competitive APRs. Credit unions in Ohio often have more flexible requirements than traditional banks.
What is the difference between secured and unsecured personal loans?
Unsecured personal loans in Lorain, Ohio require no collateral and are approved based on your creditworthiness alone. Secured loans are backed by an asset (such as savings or a vehicle) and typically offer lower interest rates. If you default on a secured loan, the lender may seize the collateral.
Can I use a personal loan for debt consolidation in Ohio?
Yes. Debt consolidation is one of the most common uses of personal loans in Lorain, Ohio. By rolling multiple high-interest debts (credit cards, medical bills) into a single personal loan with a lower APR, you can reduce your total interest costs and simplify repayment.
Are credit unions or banks better for personal loans in Lorain, Ohio?
Credit unions in Lorain, Ohio often offer lower APRs and more flexible underwriting than traditional banks because they are member-owned and not-for-profit. However, you must meet membership eligibility requirements. Banks may offer faster approvals and larger loan amounts.
What are the best personal loan rates in Lorain, Ohio?
- Northwest Bank Warren, PA: 5.99% (Equipment Term Loans)
- GenFed Financial Credit Union: 7.49% (Signature Loan)
- CLEVELAND SELFRELIANCE: 8.75% (PERSONAL LOAN LIMIT))
- Achieve Credit Union: 8.95% (Personal)
- Community Star Credit Union: 9.39% (Signature Loans)
Personal Loan Rates reflect actual verified offers from banks and credit unions actively lending in Lorain, Ohio. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 21, 2026.
Personal Loan Calculators
