Mortgage Lenders and Brokers in Lorain, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lorain, Ohio mortgage lenders include Huntington National BankHuntington National Bank4200 Oberlin Ave, Lorain, OH 44053A+5.0 ★Texas Ratio: 3.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association559 Broadway, Lorain, OH 44052A+5.0 ★Texas Ratio: 3.22%, Northwest BankNorthwest Bank3660 Oberlin Ave, Lorain, OH 44053A+5.0 ★Texas Ratio: 3.99%, Keybank National AssociationKeybank National Association7400 Oak Point Rd, Lorain, OH 44053A+5.0 ★Texas Ratio: 4.81%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2232 Fairless Dr, Lorain, OH 44055A+5.0 ★Texas Ratio: 3.68%, First Federal Savings & Loan Association of LorainFirst Federal Savings & Loan Association of Lorain3721 Oberlin Ave, Lorain, OH 44053, Third Federal Savings and LoanThird Federal Savings and Loan35592 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 2.32%, Citizens Bank, NACitizens Bank, NA2147 East Ave, Akron, OH 44314A+5.0 ★Texas Ratio: 5.44%, Dollar Bank, FSBDollar Bank, FSB1297 Center Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 5.29%, and PNC Bank N.A.PNC Bank N.A.35 Montrose West Ave, Akron, OH 44321A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lorain, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lorain are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lorain, Ohio
Market share is the lender's share of all home loans closed in Lorain, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lorain 4200 Oberlin Ave, Lorain, OH 44053 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, HELOC | 54 +64 HELOCs |
5.1% | 73.3% | $128,703 | View |
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1 office in Lorain 559 Broadway, Lorain, OH 44052 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, VA, HELOC | 38 +35 HELOCs |
3.6% | 75% | $141,842 | View |
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4 offices in Lorain 3660 Oberlin Ave, Lorain, OH 44053 A+5.0 ★Texas Ratio: 3.99% |
Conventional, HELOC | 15 +14 HELOCs |
1.4% | 66.7% | $77,000 | View |
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1 office in Lorain 7400 Oak Point Rd, Lorain, OH 44053 A+5.0 ★Texas Ratio: 4.81% |
Conventional, FHA, HELOC | 13 +3 HELOCs |
1.2% | 70% | $126,538 | View |
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2 offices in Lorain 2232 Fairless Dr, Lorain, OH 44055 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, VA, HELOC | 10 +1 HELOCs |
0.9% | 78.6% | $122,000 | View |
First Federal Savings & Loan Association of Lorain
3721 Oberlin Ave, Lorain, OH 44053 |
Conventional | 10 | 0.9% | 100% | $132,000 | |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 28 +40 HELOCs |
2.6% | 78.4% | $134,642 | View |
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2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, HELOC | 17 +17 HELOCs |
1.6% | 85% | $179,117 | View |
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1297 Center Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 5.29% |
Conventional, HELOC | 17 +5 HELOCs |
1.6% | 75% | $95,000 | View |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 6 +25 HELOCs |
0.6% | 75% | $161,666 | View |
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36839 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 4.66% |
Conventional | 6 | 0.6% | 100% | $151,666 | View |
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4380 Leavitt Rd, Lorain, OH 44053 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 5 +6 HELOCs |
0.5% | 42.9% | $113,000 | View |
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112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 4 +1 HELOCs |
0.4% | 80% | $102,500 | View |
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3296 W Market St, Akron, OH 44333 A+5.0 ★Texas Ratio: 1.62% |
Conventional, HELOC | 4 +1 HELOCs |
0.4% | 100% | $80,000 | View |
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1 N Hawkins Ave, Akron, OH 44313 D3.3 ★Texas Ratio: 35.11% |
FHA | 4 | 0.4% | 100% | $160,000 | View |
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5609 W Erie Ave, Lorain, OH 44053 1639 A+5.0 ★Texas Ratio: 3.42% |
Conventional | 4 | 0.4% | 100% | $92,500 | View |
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3451 Center Rd, Brunswick, OH 44212 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +1 HELOCs |
0.3% | 100% | $138,333 | View |
Union Savings Bank
1240 N Bridge Street, Chillicothe, OH 45601 |
Conventional | 2 | 0.2% | 50% | $275,000 | |
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2923 Smith Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 2 | 0.2% | 100% | $110,000 | View |
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529 N Cleveland Massillon Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 0.2% | 100% | $495,000 | View |
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1055 Sugarbush Dr, Ashland, OH 44805 A+5.0 ★Texas Ratio: 5.62% |
Conventional | 1 | 0.1% | 100% | $95,000 | View |
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310 W State St, Alliance, OH 44601 A+5.0 ★Texas Ratio: 5.45% |
VA | 1 | 0.1% | 100% | $335,000 | View |
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150 E Mound St, Columbus, OH 43215 A+5.0 ★Texas Ratio: 5.42% |
Conventional | 1 | 0.1% | 33.3% | $25,000 | View |
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1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
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4587 State Route 39, Berlin, OH 44610 A+5.0 ★Texas Ratio: 5.57% |
Conventional | 1 | 0.1% | 50% | $425,000 | View |
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1200 N Main St, Bowling Green, OH 43402 A+5.0 ★Texas Ratio: 4.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1240 E 9th St, Cleveland, OH 44199 A+5.0 ★Texas Ratio: 4.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 94 +9 HELOCs |
8.9% | 97.9% | $181,382 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, HELOC | 27 +2 HELOCs |
2.5% | 90% | $179,074 | |
Liberty Home Mortgage Corp
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Conventional, FHA | 12 | 1.1% | 92.3% | $120,833 | |
Union Capital Mortgage Corp
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Conventional, FHA | 6 | 0.6% | 100% | $196,666 | |
Nations Lending Corporation
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FHA | 2 | 0.2% | 100% | $125,000 | |
myCUmortgage
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FHA | 1 | 0.1% | 100% | $185,000 | |
Rapid Mortgage Company
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FHA | 1 | 0.1% | 100% | $245,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 132 | 12.5% | 85.6% | $136,439 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 62 +1 HELOCs |
5.8% | 83.1% | $190,645 | |
Ruoff Mortgage Company
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Conventional, FHA | 51 | 4.8% | 94.7% | $152,058 | |
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A5.0 ★Texas Ratio: 8.01% |
Conventional, FHA, VA | 45 | 4.2% | 95.7% | $171,000 | View |
Mortgage Research Center
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Conventional, FHA, VA | 30 | 2.8% | 85.7% | $200,333 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 24 | 2.3% | 69.4% | $170,416 | |
Howard Hanna Financial Services, Inc
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Conventional, FHA, VA | 23 | 2.2% | 95.8% | $201,086 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 22 | 2.1% | 64.7% | $350,909 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 19 +2 HELOCs |
1.8% | 66.7% | $146,578 | |
Fairway Independent Mort Corp
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Conventional, FHA | 17 | 1.6% | 100% | $126,176 | |
Freedom Mortgage Corporation
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FHA, VA | 12 | 1.1% | 81.2% | $193,333 | |
Newrez LLC
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Conventional, FHA, VA | 12 | 1.1% | 52.2% | $173,333 | |
Gvc Mortgage, Inc.
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Conventional, FHA, VA | 12 | 1.1% | 100% | $183,333 | |
Amerisave Mortgage Company
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Conventional, FHA | 11 | 1% | 50% | $114,090 | |
Nationstar Mortgage
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Conventional, FHA, VA | 11 | 1% | 78.6% | $130,454 | |
Royal United Mortgage LLC
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Conventional | 8 | 0.8% | 66.7% | $90,000 | |
Envoy Mortgage, Ltd
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Conventional, FHA | 8 | 0.8% | 90% | $161,250 | |
Equity Prime Mortgage LLC
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Conventional, FHA, VA | 8 | 0.8% | 88.9% | $215,000 | |
Your Home Financial LLC
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Conventional, FHA, VA | 8 | 0.8% | 80% | $203,750 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 8 | 0.8% | 88.9% | $178,750 | |
Zillow Home Loans, LLC
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Conventional, VA | 8 | 0.8% | 88.9% | $137,500 | |
Synergy One Lending, Inc.
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Conventional, FHA, VA | 7 | 0.7% | 100% | $190,714 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 7 | 0.7% | 100% | $139,285 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 6 +1 HELOCs |
0.6% | 54.5% | $180,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional, FHA | 6 | 0.6% | 54.5% | $166,666 | |
New American Funding, LLC.
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FHA | 6 | 0.6% | 75% | $180,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 5 | 0.5% | 62.5% | $177,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 4 | 0.4% | 100% | $132,500 | |
Movement Mortgage, LLC
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Conventional, FHA | 4 | 0.4% | 100% | $120,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA, VA | 4 | 0.4% | 66.7% | $152,500 | View |
Carrington Mortgage Services LLC
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Conventional, FHA | 4 | 0.4% | 77.8% | $130,000 | |
Goodleap, LLC
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Conventional, FHA, VA, HELOC | 3 +2 HELOCs |
0.3% | 75% | $128,333 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 0.3% | 75% | $165,000 | |
Primary Residential Mortgage, INC.
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Conventional, VA | 3 | 0.3% | 100% | $98,333 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 3 | 0.3% | 100% | $268,333 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 3 | 0.3% | 60% | $165,000 | |
Lower, LLC
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Conventional, FHA | 3 | 0.3% | 60% | $135,000 | |
Reliance First Capital, LLC
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Conventional, FHA | 3 | 0.3% | 100% | $148,333 | |
Village Capital & Investment
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FHA, VA | 3 | 0.3% | 80% | $218,333 | |
Primelending
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Conventional, FHA | 2 | 0.2% | 100% | $225,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 0.2% | 60% | $35,000 | |
Resicentral LLC
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FHA | 2 | 0.2% | 100% | $150,000 | |
HomeBridge Financial Services, Inc
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FHA, VA | 2 | 0.2% | 100% | $290,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional, FHA | 2 | 0.2% | 100% | $240,000 | |
Discover Bank
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Conventional | 2 | 0.2% | 22.2% | $80,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.2% | 100% | $190,000 | |
New Day Financial, LLC.
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VA | 2 | 0.2% | 28.6% | $115,000 | |
Nations Direct Mortgage, LLC
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Conventional, VA | 2 | 0.2% | 100% | $160,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.2% | 100% | $235,000 | View |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.2% | 100% | $140,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 2 | 0.2% | 100% | $65,000 | |
Top Flite Financial, Inc.
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Conventional, FHA | 2 | 0.2% | 100% | $150,000 | |
Southwest Funding LP
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FHA, VA | 2 | 0.2% | 100% | $130,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +5 HELOCs |
0.1% | 11.1% | $45,000 | |
Cmg Mortgage Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.1% | 50% | $85,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.1% | 100% | $85,000 | View |
Everett Financial, Inc.
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FHA | 1 | 0.1% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0.1% | 100% | $365,000 | View |
Kind Lending, LLC
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FHA | 1 | 0.1% | 100% | $155,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.1% | 100% | $125,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.1% | 100% | $325,000 | |
Coast One Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Obsidian Financial Services
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Conventional | 1 | 0.1% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 8.47% |
VA | 1 | 0.1% | 100% | $245,000 | View |
Bayshore Mortgage Funding
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FHA | 1 | 0.1% | 100% | $125,000 | |
Absolute Home Mortgage
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Conventional | 1 | 0.1% | 50% | $105,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.1% | 100% | $115,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.1% | 100% | $335,000 | |
Real Genius LLC
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Conventional | 1 | 0.1% | 50% | $65,000 | |
Nfm, Inc
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Conventional | 1 | 0.1% | 66.7% | $105,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.1% | 100% | $255,000 | View |
Beeline Loans, Inc.
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Conventional | 1 | 0.1% | 100% | $155,000 | |
BoxCar Mortgage, LLC
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VA | 1 | 0.1% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.1% | 100% | $115,000 | View |
Rogue Credit Union
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Conventional | 1 | 0.1% | 100% | $25,000 | |
Better Mortgage Corporation
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FHA | 1 | 0.1% | 50% | $215,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 0.1% | 100% | $55,000 | |
Endeavor Capital, LLC
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FHA | 1 | 0.1% | 50% | $185,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.1% | 100% | $295,000 | |
West Penn Financial Service Center, Inc.
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Conventional | 1 | 0.1% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.1% | 100% | $135,000 | View |
Texana Bank
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Conventional | 1 | 0.1% | 100% | $65,000 | |
Goprime Mortgage, Inc.
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VA | 1 | 0.1% | 100% | $265,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.1% | 100% | $155,000 | |
Figure Lending LLC
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HELOC | 0 +12 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lorain Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lorain, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Lorain? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lorain in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lorain, OH
Use these to narrow the list above. Each category shows how many Lorain, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Lorain, OH
Independent mortgage companies closed 73.6 percent of home loans in Lorain, Ohio in 2025, banks 25 percent and credit unions 1.4 percent. CrossCountry Mortgage, LLC was the largest mortgage company, Huntington National Bank the largest bank and Community Star Credit Union the largest credit union. Among lenders headquartered in Ohio, Huntington National Bank led with 54 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lorain, OH
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Lorain, Ohio with 54 loans, about 5.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lorain, Ohio, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 97.9 percent, against a 80.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
65 lenders closed FHA loans in Lorain, Ohio in 2025, led by CrossCountry Mortgage, LLC with 51. 39 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 11 credit unions closed home loans in Lorain, Ohio in 2025, alongside 79 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lorain, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lorain, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lorain. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
