Best Personal Loan Rates in Miamisburg, Ohio - July 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Miamisburg, Ohio include: River Valley Credit Union Miamisburg, OHRiver Valley Credit Union Miamisburg, OH505 Earl Blvd, Miamisburg, OH, 45342A+5.0 ★Texas Ratio: 3.77% offering 2023 & newer Loan at 5.07% APR, Firefighters And Company Federal Credit UnionFirefighters And Company Federal Credit Union170 Monarch Ln, Miamisburg, OH, 45342 3638A5.0 ★Texas Ratio: 9.45% offering Personal Loans maximum term 60 months at 9.90% APR, USB Union Savings BankUSB Union Savings Bank20 Prestige Plaza Dr, Miamisburg, OH, 45342A+5.0 ★Texas Ratio: 1.66% offering Personal Loan (with Credit Score <740) at 11.99% APR, USXUSXA+5.0 ★Texas Ratio: 1.67% offering Loans to $49,999 - 7 Year at 4.00% APR, and Holy Family Parma Federal Credit UnionHoly Family Parma Federal Credit UnionA+5.0 ★Texas Ratio: 2.32% offering All Loans at 4.00% APR. Personal loan rates as of July 11, 2026 according to verified data from MonitorBankRates.
Miamisburg has 3 local institutions in our database, with personal loan rates as low as 5.07% APR from River Valley Credit Union Miamisburg, OH at 505 Earl Blvd, Miamisburg, OH, 45342. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Miamisburg, Ohio.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Miamisburg, Ohio. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: July 11, 2026
Miamisburg Personal Loan Rates
As Low As; 4.74%
As Low As; As Low As
up to $25,000,; As Low As
As Low As
Credit Builder Loan-10% fixed rate/using FFCOCU funds for pledge
Maximum Loan: $15,000
Maximum Loan: $25,000
As low as
$10,000
Beacon Score: 725+
$10,000
$10,000
Beacon Score: 725+
Beacon Score: 725+
Rate: Prime - 1.0%
No additional details available.
As Low As
As Low As
Annual Percentage Rate (upon approved credit) as low as:
over $30,000; APR*
As Low As; Model Year
APR*
over $15,000; APR*
APR*
APR*
Beacon Score: 725+
As Low As; APR*
As Low As; Model Year
No additional details available.
As Low As; Rates as of April 1, 2026. Up to 100% of average NADA retail value.
As Low As; Rates subject to change without notice.
APR* as low as
Used APR: 6.39%
As Low As; Model Year
As Low As; Bright Auto Loans
APR* as low as
As Low As. Rates subject to change at any time. As low as rates include all available member loan discounts.
Beacon Score: 725+
Beacon Score: 675 - 724
Beacon Score: 675 - 724
As Low As; Used (2021-2026)
As Low As
Beacon Score: 725+
Beacon Score: 725+
APR* as low as
APR* as low as
UP TO 85% LTV
As Low As; Used (2020 & Older)
$30; As Low As; Bright Auto Loans
As Low As; Model Year
Beacon Score: 675 - 724
APR* as low as
APR* as low as
As Low As
No additional details available.
No additional details available.
$30; As Low As; Used (2021-2026)
APR* as low as
APR* as low as
Beacon Score: 725+
Rate: Prime - 0.5%
APR* as low as
As Low As
Used APR: 7.39%
As Low As; Model Year
As Low As; Used (2020 & Older)
Beacon Score: 675 - 724
APR* as low as
APR* as low as
Up to 75 % approved stocks
As Low As
Beacon Score: 625 - 674
Beacon Score: 625 - 674
As Low As; Minimum Loan Amount: $5,000
No additional details available.
No additional details available.
No additional details available.
As Low As
No additional details available.
No additional details available.
As low as
Rates As Low As
Rates As Low As
As Low As
Beacon Score: 675 - 724
Beacon Score: 675 - 724
Rate: Prime
APR* as low as
As Low As; i.e., Farm Equipment, trailer, lawn tractors, skid steers, bobcats
$5,000 limit
As low as; ($8,500 Maximum)
As Low As; APR
APR* as low as
APR* as low as
As Low As; Minimum Loan Amount: $7,000
As Low As
Beacon Score: 625 - 674
under $10,000
As Low As
As Low As
No additional details available.
No additional details available.
No additional details available.
As Low As; APR
Includes dirt bikes, motorcycles (under 500cc), personal watercrafts, ATVs and snowmobiles. Rate is based on credit history. Rate shown is offered to members with excellent credit. Interest rate may increase based on current credit history. Rate may also vary based on age of collateral and term of loan.
As Low As; *2
As Low As; Rates as of April 1, 2026. Up to 100% of average NADA retail value.
Variable Rate. 1.5% of amount borrowed per month. Cannot exceed 80% of loan to value $100,000 maximum - 1st lien pledged only. $50,000 maximum- 2nd lien pledged
under $10,000
As Low As; APR
Beacon Score: 675 - 724
As Low As
Rates subject to change at any time. As low as rates include all available member loan discounts.
As Low As; Effective 07/01/26. Rates based on Diamond Club Rate Discount.
Beacon Score: 625 - 674
under $10,000
As Low As; APR
No additional details available.
As Low As
Rates include all possible discounts.
under $10,000
As low as
Beacon Score: 625 - 674
No additional details available.
As Low As; Click Here
As Low As; *1
Used APR: 8.99%
under $10,000
As Low As; APR
Beacon Score: 625 - 674
Maximum loan amount of $10,000. Credit score of 630 and above required.
As Low As
No down payment required
Annual Percentage Rates as low as...
No additional details available.
$10,000
under $10,000
under $10,000
Beacon Score: 625 - 674
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
As Low As
No additional details available.
As low as
Diamond Club*: 7.50%
As Low As
As Low As
No down payment required
$10,000
Diamond Club*: 7.65%
As Low As; up to $35,000
Miamisburg Personal Loan Rates
up to $25,000,; As Low As
Maximum Loan: $15,000
Maximum Loan: $25,000
Rates subject to change at any time. As low as rates include all available member loan discounts.
As Low As; Effective 07/01/26. Rates based on Diamond Club Rate Discount.
As Low As; Click Here
As Low As
As low as
Diamond Club*: 7.50%
Diamond Club*: 7.65%
As Low As; up to $35,000
Miamisburg Debt Consolidation Loan Rates
Rates as of 12/10/2024
Miamisburg Signature Loan Rates
As low as
$5,000 limit
As low as; ($8,500 Maximum)
No additional details available.
No additional details available.
As low as
As Low As; *1
As Low As
As Low As
As Low As
No additional details available.
As Low As
As Low As
As Low As; up to $35,000
Miamisburg, OH Personal Loan Rate Trends
Compare local Miamisburg, OH personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Ohio personal loan rates rose 0.073 points over the past 7 days to 11.235% APR.
Ohio signature loan rates fell 0.254 points over the past 7 days to 10.835% APR.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Miamisburg, Ohio personal loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Personal Loan Rate Data: We aggregate personal loan rates for Miamisburg, Ohio directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the institutions’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available personal loan products in Miamisburg, Ohio. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national lenders available to borrowers in OH.
Regularly Updated APRs: Our rate updaters verify and update personal loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Personal loan APRs shown typically represent “as low as” rates for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, and loan amount.
Frequently Asked Questions
What credit score do I need for a personal loan in Ohio?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Ohio?
Are credit unions or banks better for personal loans in Miamisburg, Ohio?
What are the best personal loan rates in Miamisburg, Ohio?
- River Valley Credit Union Miamisburg, OH: 5.07% (2023 & newer Loan)
- Firefighters And Company Federal Credit Union: 9.90% (Personal Loans maximum term 60 months)
- USB Union Savings Bank: 11.99% (Personal Loan (with Credit Score <740))
- USX: 4.00% (Loans to $49,999 - 7 Year)
- Holy Family Parma Federal Credit Union: 4.00% (All Loans)
Personal Loan Calculators
