Mortgage Lenders and Brokers in Miamisburg, Ohio
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Miamisburg, Ohio mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association120 Alexandersville Rd, Miamisburg, OH 45342A+5.0 ★Texas Ratio: 3.22%, US Bank, N.A.US Bank, N.A.515 E Central Ave, Miamisburg, OH 45342A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA210 S Heincke Rd, Miamisburg, OH 45342A+5.0 ★Texas Ratio: 3.68%, River Valley Credit UnionRiver Valley Credit Union505 Earl Blvd, Miamisburg, OH 45342A+5.0 ★Texas Ratio: 2.96%, Civista BankCivista Bank9700 Springboro Pike, Miamisburg, OH 45342A+5.0 ★Texas Ratio: 4.72%, Wright Patt Credit Union IncWright Patt Credit Union Inc1506 N Fairfield Rd, Beavercreek, OH 45432 2737A5.0 ★Texas Ratio: 6.22%, Union Savings BankUnion Savings Bank20 Prestige Plaza Dr, Miamisburg, OH 45342, Huntington National BankHuntington National Bank3421 Ridgewood Rd, Akron, OH 44333A+5.0 ★Texas Ratio: 3.66%, Day Air Credit UnionDay Air Credit Union2089 Dayton Xenia Rd, Beavercreek, OH 45434 7156A+5.0 ★Texas Ratio: 4.81%, and Third Federal Savings and LoanThird Federal Savings and Loan35592 Detroit Rd, Avon, OH 44011A+5.0 ★Texas Ratio: 2.32%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Miamisburg, Ohio in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Miamisburg are listed first, then lenders elsewhere in Ohio, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Miamisburg, Ohio
Market share is the lender's share of all home loans closed in Miamisburg, Ohio. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Miamisburg 120 Alexandersville Rd, Miamisburg, OH 45342 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 19 +45 HELOCs |
2.6% | 79.2% | $134,473 | View |
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1 office in Miamisburg 515 E Central Ave, Miamisburg, OH 45342 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 15 +6 HELOCs |
2.1% | 75% | $208,333 | View |
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1 office in Miamisburg 210 S Heincke Rd, Miamisburg, OH 45342 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 10 | 1.4% | 100% | $253,000 | View |
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505 Earl Blvd, Miamisburg, OH 45342 A+5.0 ★Texas Ratio: 2.96% |
Conventional | 8 | 1.1% | 80% | $97,500 | View |
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1 office in Miamisburg 9700 Springboro Pike, Miamisburg, OH 45342 A+5.0 ★Texas Ratio: 4.72% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
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1506 N Fairfield Rd, Beavercreek, OH 45432 2737 A5.0 ★Texas Ratio: 6.22% |
Conventional, VA, HELOC | 68 +45 HELOCs |
9.4% | 85.9% | $181,764 | View |
Union Savings Bank
20 Prestige Plaza Dr, Miamisburg, OH 45342 |
Conventional, FHA, VA, HELOC | 67 +20 HELOCs |
9.2% | 100% | $266,343 | |
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3421 Ridgewood Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 30 +11 HELOCs |
4.1% | 93.8% | $230,000 | View |
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2089 Dayton Xenia Rd, Beavercreek, OH 45434 7156 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 22 +3 HELOCs |
3% | 88% | $179,545 | View |
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35592 Detroit Rd, Avon, OH 44011 A+5.0 ★Texas Ratio: 2.32% |
Conventional | 4 | 0.6% | 50% | $145,000 | View |
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★ 1.7 stars, 3 reviews 35 Montrose West Ave, Akron, OH 44321 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +11 HELOCs |
0.4% | 100% | $141,666 | View |
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2950 Miamisburg Centerville Rd, Miamisburg, OH 45342 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 3 | 0.4% | 100% | $208,333 | View |
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112 E Liberty St, Arlington, OH 45814 A+5.0 ★Texas Ratio: 3.87% |
Conventional, FHA, HELOC | 2 +3 HELOCs |
0.3% | 66.7% | $150,000 | View |
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238 State St, Bettsville, OH 44815 A+4.8 ★Texas Ratio: 1.69% |
Conventional | 2 | 0.3% | 100% | $105,000 | View |
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2923 Smith Rd, Akron, OH 44333 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 1 +7 HELOCs |
0.1% | 100% | $175,000 | View |
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9900 Springboro Pike, Miamisburg, OH 45342 4536 A+5.0 ★Texas Ratio: 5.33% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $355,000 | View |
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101 E Main St, Bainbridge, OH 45612 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
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7740 Paragon Rd, Dayton, OH 45459 A+5.0 ★Texas Ratio: 1.33% |
Conventional | 1 | 0.1% | 100% | $85,000 | View |
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100 S Main St, Ansonia, OH 45303 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 1 | 0.1% | 100% | $205,000 | View |
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158 E Cuyahoga Falls Ave, Akron, OH 44310 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
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1095 S Main St, Centerville, OH 45458 A+5.0 ★Texas Ratio: 4.63% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
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251 Washington Jackson Rd, Eaton, OH 45320 A+5.0 ★Texas Ratio: 2.86% |
Conventional | 1 | 0.1% | 100% | $75,000 | View |
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1719 W Ohio Pike, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.96% |
VA | 1 | 0.1% | 100% | $265,000 | View |
New Carlisle Federal Savings Bank
400 N Main St, New Carlisle, OH 45344 |
Conventional | 1 | 0.1% | 100% | $235,000 | |
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★ 1 stars, 1 review 10300 Alliance Rd, Cincinnati, OH 45242 A+5.0 ★Texas Ratio: 5.55% |
FHA | 1 | 0.1% | 100% | $135,000 | View |
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8530 N Dixie Dr, Dayton, OH 45414 A+5.0 ★Texas Ratio: 0.90% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
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39 Oak St, Amelia, OH 45102 A+5.0 ★Texas Ratio: 0.82% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
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2147 East Ave, Akron, OH 44314 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1135 W Ohio Pike, Amelia, OH 45102 1240 A+5.0 ★Texas Ratio: 3.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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11370 Reed Hartman Hwy, Blue Ash, OH 45241 A5.0 ★Texas Ratio: 6.06% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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4916 National Rd, Clayton, OH 45315 A+5.0 ★Texas Ratio: 4.49% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
M/I Financial. LLC
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Conventional, FHA, VA | 37 | 5.1% | 100% | $386,891 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 18 +1 HELOCs |
2.5% | 100% | $246,111 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 10 | 1.4% | 90.9% | $273,000 | |
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A5.0 ★Texas Ratio: 7.47% |
Conventional | 3 | 0.4% | 100% | $168,333 | View |
3rd Street Financial Corp
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Conventional, VA | 2 | 0.3% | 100% | $310,000 | |
Equity Resources Inc
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Conventional | 1 | 0.1% | 100% | $185,000 | |
myCUmortgage
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FHA | 1 | 0.1% | 100% | $465,000 | |
T2 Financial LLC
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Conventional | 1 | 0.1% | 100% | $255,000 | |
Rapid Mortgage Company
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VA | 1 | 0.1% | 100% | $325,000 | |
Liberty Home Mortgage Corp
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FHA | 1 | 0.1% | 100% | $385,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 52 | 7.2% | 90% | $218,269 | |
Nvr Mortgage Finance, Inc.
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Conventional, FHA, VA | 46 | 6.3% | 80.7% | $376,304 | |
Das Acquisition Company, LLC
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Conventional, FHA, VA, Jumbo | 25 | 3.4% | 100% | $254,600 | |
Mortgage Research Center
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VA | 22 | 3% | 76.7% | $254,090 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 19 | 2.6% | 95.2% | $274,473 | |
Primelending
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Conventional, FHA, VA | 15 | 2.1% | 94.1% | $207,666 | |
Freedom Mortgage Corporation
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FHA, VA | 14 | 1.9% | 94.1% | $182,142 | |
Triad Financial Services, Inc.
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Conventional | 13 | 1.8% | 36.5% | $62,692 | |
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A+5.0 ★Texas Ratio: 0.38% |
Conventional, FHA, VA | 9 | 1.2% | 100% | $196,111 | View |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 9 | 1.2% | 100% | $321,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 1.1% | 76.9% | $260,000 | |
Nationstar Mortgage
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Conventional, FHA, VA | 8 | 1.1% | 100% | $263,750 | |
New American Funding, LLC.
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Conventional, FHA, VA | 8 | 1.1% | 88.9% | $253,750 | |
loanDepot.com LLC
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Conventional, FHA | 7 | 1% | 70% | $155,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 7 | 1% | 100% | $206,428 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 6 | 0.8% | 100% | $228,333 | |
Amerisave Mortgage Company
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Conventional | 6 | 0.8% | 50% | $75,000 | |
21St Mortgage
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Conventional | 6 | 0.8% | 60% | $91,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +1 HELOCs |
0.7% | 100% | $303,000 | |
Newrez LLC
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Conventional, VA | 4 | 0.6% | 80% | $247,500 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 4 | 0.6% | 100% | $260,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, VA | 4 | 0.6% | 80% | $140,000 | View |
New Day Financial, LLC.
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VA | 4 | 0.6% | 71.4% | $292,500 | |
Better Mortgage Corporation
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Conventional, FHA | 4 | 0.6% | 80% | $222,500 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 4 | 0.6% | 100% | $135,000 | View |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA, VA | 4 | 0.6% | 100% | $242,500 | |
Guild Mortgage Company
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Conventional, FHA, VA | 3 | 0.4% | 100% | $281,666 | |
Carrington Mortgage Services LLC
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FHA, VA | 3 | 0.4% | 57.1% | $301,666 | |
Polaris Home Funding Corp.
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Conventional, FHA | 2 | 0.3% | 100% | $220,000 | |
Residential Wholesale Mortgage
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Conventional, FHA | 2 | 0.3% | 100% | $275,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 2 | 0.3% | 100% | $300,000 | View |
Goodleap, LLC
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Conventional, VA | 2 | 0.3% | 66.7% | $235,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.3% | 66.7% | $185,000 | |
Synergy One Lending, Inc.
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Conventional | 2 | 0.3% | 100% | $225,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.3% | 100% | $135,000 | |
VanDyk Mortgage Corporation
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Conventional, FHA | 2 | 0.3% | 100% | $290,000 | |
American Financing Corporation
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FHA | 2 | 0.3% | 50% | $175,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.3% | 100% | $85,000 | |
American Pacific Mortgage Corporation
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Conventional, VA | 2 | 0.3% | 100% | $275,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.3% | 66.7% | $260,000 | View |
Spring Eq, LLC
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Conventional | 2 | 0.3% | 50% | $75,000 | |
Leaderone Financial Corp.
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Conventional | 2 | 0.3% | 66.7% | $275,000 | |
Tomo Mortgage LLC
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Conventional | 2 | 0.3% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 8.01% |
FHA | 1 | 0.1% | 100% | $195,000 | View |
Ruoff Mortgage Company
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Conventional | 1 | 0.1% | 100% | $205,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.1% | 100% | $235,000 | |
Zippy Loans, LLC
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Conventional | 1 | 0.1% | 50% | $85,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $255,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.1% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 9.61% |
Conventional | 1 | 0.1% | 100% | $545,000 | View |
Envoy Mortgage, Ltd
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FHA | 1 | 0.1% | 100% | $265,000 | |
Nbkc Bank
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VA | 1 | 0.1% | 100% | $415,000 | |
Howard Hanna Financial Services, Inc
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FHA | 1 | 0.1% | 100% | $215,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $95,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.1% | 100% | $255,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 0.1% | 50% | $265,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.1% | 100% | $185,000 | View |
Cmg Mortgage Inc
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Conventional | 1 | 0.1% | 100% | $215,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Greenwood Credit Union
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Conventional | 1 | 0.1% | 100% | $45,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.1% | 100% | $205,000 | |
Nfm, Inc
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Conventional | 1 | 0.1% | 100% | $95,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.1% | 33.3% | $135,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.1% | 50% | $145,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
FHA | 1 | 0.1% | 100% | $105,000 | View |
BoxCar Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Direct Mortgage Loans, LLC
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Conventional | 1 | 0.1% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 100% | $225,000 | View |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.1% | 100% | $255,000 | |
Veritas Funding, LLC
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VA | 1 | 0.1% | 100% | $385,000 | |
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A5.0 ★Texas Ratio: 11.97% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.1% | 100% | $255,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.1% | 50% | $145,000 | |
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A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.1% | 100% | $315,000 | View |
Geneva Financial LLC
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Conventional | 1 | 0.1% | 100% | $315,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.1% | 100% | $395,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.1% | 100% | $295,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Genisys Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Movement Mortgage, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Corning Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Miamisburg Mortgage Rate Trends
Daily average mortgage rates for Ohio compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Miamisburg, Ohio
Looking for mortgage lenders near me or mortgage brokers near me in Miamisburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Miamisburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Miamisburg, OH
Use these to narrow the list above. Each category shows how many Miamisburg, OH lenders fit and what that kind of lender is usually best for.
Who Lends in Miamisburg, OH
Independent mortgage companies closed 56.1 percent of home loans in Miamisburg, Ohio in 2025, banks 28.4 percent and credit unions 15.4 percent. M/I Financial. LLC was the largest mortgage company, Fifth Third Bank, National Association the largest bank and River Valley Credit Union the largest credit union. Among lenders headquartered in Ohio, Fifth Third Bank, National Association led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Ohio. State real property conveyance fee of $1 per $1,000 plus a permissive county fee of up to $3 per $1,000, for a total of up to $4 per $1,000 (0.4 percent), customarily paid by the seller; no mortgage recording tax.
More Ohio Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Miamisburg, OH
By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in Miamisburg, Ohio with 19 loans, about 2.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Miamisburg, Ohio, Union Savings Bank approved the highest share of completed applications in 2025 at 100 percent, against a 82.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
45 lenders closed FHA loans in Miamisburg, Ohio in 2025, led by M/I Financial. LLC with 17. 37 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 16 credit unions closed home loans in Miamisburg, Ohio in 2025, alongside 75 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Miamisburg, Ohio during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Miamisburg, Ohio for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Miamisburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
