Best Personal Loan Rates in Elyria, Ohio (OH) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current personal loan options available to borrowers in Elyria, Ohio include: LorMet Community Federal Credit UnionLorMet Community Federal Credit Union230 E Broad St, Elyria, OH, 44035 6432A+5.0 ★Texas Ratio: 1.08% offering Signature Loan maximum) at 7.99% APR, Achieve Credit UnionAchieve Credit Union340 Griswold Rd, Elyria, OH, 44035A+5.0 ★Texas Ratio: 4.26% offering Personal at 8.95% APR, Community Star Credit UnionCommunity Star Credit Union832 Cleveland St, Elyria, OH, 44035 4141A+5.0 ★Texas Ratio: 4.07% offering Signature Loans at 9.39% APR, Acme Federal Credit UnionAcme Federal Credit Union520 Ternes Ln, Elyria, OH, 44035A+5.0 ★Texas Ratio: 1.12% offering Personal Loan at 12.00% APR, and USXUSXA+5.0 ★Texas Ratio: 5.49% offering Second Lien Position Loans to $49,999 at 4.00% APR. Personal loan rates as of May 6, 2026 according to verified data from MonitorBankRates.
Elyria has 4 local institutions in our database, with personal loan rates as low as 7.99% APR from LorMet Community Federal Credit Union at 230 E Broad St, Elyria, OH, 44035 6432. Use the tabs below to compare all available personal loan types. Rates are continually updated — we recommend checking back frequently.
We empower borrowers with transparent, proprietary financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently borrow from a stable, highly-rated institution in Elyria, Ohio.
Personal loan rates reflect recent market quotes and representative offers available to borrowers in Elyria, Ohio. Rates shown are typically “as low as” APRs for borrowers with excellent credit. Your final approved rate will depend on your credit history, credit score, income, and loan amount. Personal Loan Rates Last Updated and Verified: May 6, 2026
$10,000; As Low As
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$10,000
No additional details available.
$50,000
$10,000
$50,000
$10,000
No additional details available.
$10,000
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$50,000
As Low As; 2.00% over CD
Rates starting at 5.25% Annual Percentage Rate
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$10,000
$50,000
$10,000
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Up to 75 % approved stocks
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Maximum $2000
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$5,000 limit
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As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
$1000 minimum -Proof of expenses required, may be used for pet care and funeral expenses as well
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$8,000-$14,999; Based on a 5-year fixed rate loan of $10,000 and a credit score of 700
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No additional details available.
No additional details available.
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As Low As; up to 84 months
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For general purpose loans of $1000 and greater
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
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Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
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As Low As; Up to 60 months and $20,000
$10,000 limit
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
As Low As; APR - 9.392%
For general purpose loans of $1000 and greater
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As Low As; Contact us for details.
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As Low As; Credit Life/Disability Insurance available; Debt consolidation
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No additional details available.
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No additional details available.
Beacon Score: 725+; Maximum Amount: $1,500
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No additional details available.
up to $10,000; As Low As; 9.85%apr*
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No additional details available.
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up to $25,000,; As Low As
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As Low As; 36 months, 2 year draw
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As Low As; APR - 10.311%
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As Low As; $1,000-$2,499 / up to 24 months
*2 -For general purpose loans of $1000 and greater
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$7,500; As Low As
$1,000-$2,499; As Low As
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Credit Score: 730 +
A++ Credit Score (750+); Up to $3,000
Based upon credit rating
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
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No additional details available.
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No additional details available.
over $1,000.00
Beacon Score: 675 - 724; Maximum Amount: $1,000
Rates shown are for scores 720 or higher - $75 Loan Processing Fee. Rates are subject to change at any time. All loan interest rate questions should be referred to the Loan Department
As Low As; Quick and convenient financing with trusted financial partners.; Your loan is local, meaning your money stays right here in our central Ohio communities.
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No additional details available.
As Low As; Great Rates! Flexible Terms! Available 24/7!
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No additional details available.
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Rates shown are for scores 720 or higher - $75 Loan Processing Fee. Rates are subject to change at any time. All loan interest rate questions should be referred to the Loan Department
No additional details available.
No additional details available.
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As Low As; Rates effective July 1st, 2024. A $150 doc prep fee applies. Rates are subject to change without notice. All rates and terms subject to credit approval. Additional discounts may be available. APR = Annual Percentage Rate. Example: A $10,000 personal loan would have a payment of $257.38 for 48 months with disclosed APR.
Rates shown are for scores 720 or higher - $75 Loan Processing Fee. Rates are subject to change at any time. All loan interest rate questions should be referred to the Loan Department
As Low As; up to 60 months
No additional details available.
As Low As; APR - 11.244%
No additional details available.
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No additional details available.
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Up to $15,000; As low as; Rate based on Credit Performance
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No additional details available.
($6,000.00 maximum)
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Credit Score: 680 - 729 +
Credit Score: 730 +
A+ Credit Score (720-749); Up to $3,000
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As Low As; Monthly installments of $120.78 based on $5,000.00 loan amount over 48 months.
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Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
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Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
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No additional details available.
up to $10,000; As Low As; 9.85%apr*
No additional details available.
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up to $25,000,; As Low As
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As Low As; $1,000-$2,499 / up to 24 months
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Minimum Loan Amount $500; Terms up to 18 Mos.; Rate Discount : Automatic Debit(a) -0.25% APR Eligible
Based upon credit rating
No additional details available.
Rates shown are for scores 720 or higher - $75 Loan Processing Fee. Rates are subject to change at any time. All loan interest rate questions should be referred to the Loan Department
As Low As; Quick and convenient financing with trusted financial partners.; Your loan is local, meaning your money stays right here in our central Ohio communities.
No additional details available.
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As Low As
Rates shown are for scores 720 or higher - $75 Loan Processing Fee. Rates are subject to change at any time. All loan interest rate questions should be referred to the Loan Department
No additional details available.
No additional details available.
As Low As
As Low As; Rates effective July 1st, 2024. A $150 doc prep fee applies. Rates are subject to change without notice. All rates and terms subject to credit approval. Additional discounts may be available. APR = Annual Percentage Rate. Example: A $10,000 personal loan would have a payment of $257.38 for 48 months with disclosed APR.
Rates shown are for scores 720 or higher - $75 Loan Processing Fee. Rates are subject to change at any time. All loan interest rate questions should be referred to the Loan Department
No additional details available.
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Up to $15,000; As low as; Rate based on Credit Performance
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$1,000-$2,499; As Low As
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$5,000 limit
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For general purpose loans of $1000 and greater
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As Low As; Up to 60 months and $20,000
For general purpose loans of $1000 and greater
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As Low As; Credit Life/Disability Insurance available; Debt consolidation
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Beacon Score: 725+; Maximum Amount: $1,500
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No additional details available.
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As Low As; up to 36 months
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*2 -For general purpose loans of $1000 and greater
Credit Score: 730 +
A++ Credit Score (750+); Up to $3,000
Based upon credit rating
Beacon Score: 675 - 724; Maximum Amount: $1,000
As Low As
No additional details available.
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As Low As; Great Rates! Flexible Terms! Available 24/7!
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No additional details available.
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($6,000.00 maximum)
Credit Score: 680 - 729 +
Credit Score: 730 +
A+ Credit Score (720-749); Up to $3,000
Elyria, OH Personal Loan Rate Trends
Compare local Elyria, OH personal loan rates against the statewide average
Daily personal loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Ohio personal loan rates rose 0.111 points over the past 7 days to 11.097% APR.
Ohio signature loan rates rose 0.174 points over the past 7 days to 11.154% APR.
Frequently Asked Questions
What credit score do I need for a personal loan in Ohio?
What is the difference between secured and unsecured personal loans?
Can I use a personal loan for debt consolidation in Ohio?
Are credit unions or banks better for personal loans in Elyria, Ohio?
What are the best personal loan rates in Elyria, Ohio?
- LorMet Community Federal Credit Union: 7.99% (Signature Loan maximum))
- Achieve Credit Union: 8.95% (Personal)
- Community Star Credit Union: 9.39% (Signature Loans)
- Acme Federal Credit Union: 12.00% (Personal Loan)
- USX: 4.00% (Second Lien Position Loans to $49,999)
Personal Loan Calculators
