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Auto Loan Rates in Genoa, Ohio (OH) for June 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Genoa, Ohio. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: June 16, 2026

Current auto loan rates in Genoa, Ohio include YTR Community Federal Credit UnionYTR Community Federal Credit UnionA+5.0 ★Texas Ratio: 0.85% offering New Auto (2022-Newer) at 2.50%, United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.13% offering Auto Loan at 2.99%, Homeland Credit UnionHomeland Credit UnionA+5.0 ★Texas Ratio: 1.50% offering Auto Loans 2025-2026 at 3.99%, LAKEVIEWLAKEVIEWB+4.8 ★Texas Ratio: 0.59% offering New Auto 2026 at 3.99%, Middletown Area Schools Credit UnionMiddletown Area Schools Credit UnionA+5.0 ★Texas Ratio: 1.55% offering New Vehicle Loan at 4.00%. Auto loan rates as of June 16, 2026 according to verified data from MonitorBankRates.

Genoa borrowers have access to 47 lenders serving the Ohio area, with auto loan rates as low as 2.50% APR from YTR Community Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Genoa, Ohio. Auto Loan Rates Last Updated and Verified: June 16, 2026

Compare Auto Loan Rates Today in Genoa, Ohio & Surrounding Area

Jump to: All Auto Loans · New Auto · Used Auto

Genoa Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
2.50%
24 Months
View
▼
APR2.50%
Term24 Months
Last UpdatedJun 16, 2026
Details

Credit Score: 750+

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
2.75%
24 Months
View
▼
APR2.75%
Term24 Months
Last UpdatedJun 16, 2026
Details

Credit Score: 720-749

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Auto Loan
2.99%
36 months
View
▼
APR2.99%
Term36 months
Last UpdatedJun 16, 2026
Details

Limited-time offer. Rate requires autopay from a United checking account.

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
2.99%
Up to 36 Months
View
▼
APR2.99%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details

As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply. Vehicle Model Years: All Years. APR varies by state, as low as 2.99% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan.

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.00%
36 Months
View
▼
APR3.00%
Term36 Months
Last UpdatedJun 16, 2026
Details

Credit Score: 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.25%
48 Months
View
▼
APR3.25%
Term48 Months
Last UpdatedJun 16, 2026
Details

Credit Score: 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.50%
60 Months
View
▼
APR3.50%
Term60 Months
Last UpdatedJun 16, 2026
Details

Credit Score: 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020) - A++ 750+
3.50%
24 Months
View
▼
APR3.50%
Term24 Months
Last UpdatedJun 16, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
3.75%
Up to 48 Months
View
▼
APR3.75%
TermUp to 48 Months
Last UpdatedJun 16, 2026
Details

As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply. Vehicle Model Years: All Years. APR varies by state, as low as 2.99% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan.

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.75%
24 Months
View
▼
APR3.75%
Term24 Months
Last UpdatedJun 16, 2026
Details

Credit Score: 650-719

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020) - A+ 720-749
3.75%
24 Months
View
▼
APR3.75%
Term24 Months
Last UpdatedJun 16, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020) - A++ 750+
3.75%
36 Months
View
▼
APR3.75%
Term36 Months
Last UpdatedJun 16, 2026
Details

Homeland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
Auto Loans 2025-2026
3.99%
Up to 66 Months
View
▼
APR3.99%
TermUp to 66 Months
Last UpdatedJun 16, 2026
Details

LAKEVIEW
Institution Rating:
B+4.8 ★ Texas Ratio: 0.59%
New Auto 2026
3.99%
up to 48 months
View
▼
APR3.99%
Termup to 48 months
Last UpdatedJun 16, 2026
Details

As Low As; Effective as of January 12, 2026

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
4.00%
Up to 60 Months
View
▼
APR4.00%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details

As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply. Vehicle Model Years: All Years. APR varies by state, as low as 2.99% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan.

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedJun 16, 2026
Details

Credit Score: 650-719

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020) - A+ 720-749
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedJun 16, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020) - A++ 750+
4.00%
48 Months
View
▼
APR4.00%
Term48 Months
Last UpdatedJun 16, 2026
Details

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle Loan
4.00%
36 Months - 63 Months
View
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedJun 16, 2026
Details

As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.00%
36 Months - 63 Months
View
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedJun 16, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
4.14%
0 - 75 Months
View
▼
APR4.14%
Term0 - 75 Months
Last UpdatedJun 11, 2026
Details

As Low As; 2026 & Newer

All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
New Vehicles (Never Titled) 2025-2026 36 months Loan
4.25%
36 months
View
▼
APR4.25%
Term36 months
Last UpdatedJun 16, 2026
Details

As low as

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedJun 16, 2026
Details

Credit Score: 650-719

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020) - A+ 720-749
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedJun 16, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020) - A++ 750+
4.25%
60 Months
View
▼
APR4.25%
Term60 Months
Last UpdatedJun 16, 2026
Details

Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
New Auto Loan
4.29%
Up to 36 Months
View
▼
APR4.29%
TermUp to 36 Months
Last UpdatedJun 11, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Cars and Trucks Loan
4.30%
4 years
View
▼
APR4.30%
Term4 years
Last UpdatedJun 16, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Used Cars and Trucks Loan
4.30%
4 years
View
▼
APR4.30%
Term4 years
Last UpdatedJun 16, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Cars and Trucks Loan
4.39%
3 years
View
▼
APR4.39%
Term3 years
Last UpdatedJun 16, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Used Cars and Trucks Loan
4.39%
3 years
View
▼
APR4.39%
Term3 years
Last UpdatedJun 16, 2026
Details

As Low As

Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
Auto Loans
4.49%
Up to 36 months
View
▼
APR4.49%
TermUp to 36 months
Last UpdatedJun 16, 2026
Details

Vehicle Year: 2020 and newer

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Cars and Trucks Loan
4.49%
5 years
View
▼
APR4.49%
Term5 years
Last UpdatedJun 16, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Used Cars and Trucks Loan
4.49%
5 years
View
▼
APR4.49%
Term5 years
Last UpdatedJun 16, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer)
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedJun 16, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
4.50%
Up to 72 Months
View
▼
APR4.50%
TermUp to 72 Months
Last UpdatedJun 16, 2026
Details

As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply. Vehicle Model Years: 2020 or Newer. APR varies by state, as low as 2.99% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan.

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedJun 16, 2026
Details

Credit Score: 650-719

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017) - A++ 750+
4.50%
24 Months
View
▼
APR4.50%
Term24 Months
Last UpdatedJun 16, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020) - A+ 720-749
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedJun 16, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Cars & Trucks Loan
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedJun 16, 2026
Details

FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
New and Used Vehicles (up to 1 ton capacity) Loan
4.50%
36 months
View
▼
APR4.50%
Term36 months
Last UpdatedJun 16, 2026
Details

New: 100% financing; Used: 100% of NADA Avg. Retail

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle Loan
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedJun 16, 2026
Details

over $20,000; As Low As

Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
New Auto Loan
4.54%
37-48 Months
View
▼
APR4.54%
Term37-48 Months
Last UpdatedJun 11, 2026
Details

As Low As

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New Vehicle Financing
4.59%
36 Months
View
▼
APR4.59%
Term36 Months
Last UpdatedJun 16, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
4.59%
36 Months
View
▼
APR4.59%
Term36 Months
Last UpdatedJun 16, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
New Auto
4.64%
Up to 63 Months
View
▼
APR4.64%
TermUp to 63 Months
Last UpdatedJun 16, 2026
Details

LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
Vehicle Loan - 2023 - 2021
4.69%
36 months
View
▼
APR4.69%
Term36 months
Last UpdatedJun 16, 2026
Details

APR*

LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
Vehicle Loan - New - 2024
4.69%
36 months
View
▼
APR4.69%
Term36 months
Last UpdatedJun 16, 2026
Details

APR*

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
New Vehicle Loan
4.69%
36 Months
View
▼
APR4.69%
Term36 Months
Last UpdatedJun 16, 2026
Details

LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
Vehicle Loan - New - 2024
4.70%
60 months
View
▼
APR4.70%
Term60 months
Last UpdatedJun 16, 2026
Details

APR*

Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New/Used Automobile/Trucks/Vans
4.71%
36 Months
View
▼
APR4.71%
Term36 Months
Last UpdatedJun 16, 2026
Details

As low as 4.25%

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2026/2025/2024/2023

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2020
4.74%
36 - 48 months
View
▼
APR4.74%
Term36 - 48 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2020

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2021
4.74%
36 - 48 months
View
▼
APR4.74%
Term36 - 48 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2021

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2022
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2022

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2026/2025/2024/2023
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2026/2025/2024/2023

Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.85%
Used Auto Loan - Model Year 2021-2026*
4.74%
48 months
View
▼
APR4.74%
Term48 months
Last UpdatedJun 16, 2026
Details

As Low As; (1,2,4,5,6)

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
New Vehicle Loan
4.74%
24 Months
View
▼
APR4.74%
Term24 Months
Last UpdatedJun 16, 2026
Details

CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
New Vehicle Loan
4.74%
Up to 84 months
View
▼
APR4.74%
TermUp to 84 months
Last UpdatedJun 16, 2026
Details

As Low As

CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
Pre-Owned Vehicle Loan
4.74%
Up to 84 months
View
▼
APR4.74%
TermUp to 84 months
Last UpdatedJun 16, 2026
Details

As Low As

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.75%
84 Months
View
▼
APR4.75%
Term84 Months
Last UpdatedJun 16, 2026
Details

Credit Score: 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017) - A+ 720-749
4.75%
24 Months
View
▼
APR4.75%
Term24 Months
Last UpdatedJun 16, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017) - A++ 750+
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedJun 16, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020) - A 650-719
4.75%
24 Months
View
▼
APR4.75%
Term24 Months
Last UpdatedJun 16, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020) - A++ 750+
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedJun 16, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Cars & Trucks Loan
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedJun 16, 2026
Details

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedJun 16, 2026
Details

over $20,000; As Low As

CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★ Texas Ratio: 0.01%
AUTO LOAN (State of Ohio Title Registration) - New from Dealership
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedJun 16, 2026
Details

Year: 2026

LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
Vehicle Loan - 2023 - 2021
4.79%
48 months
View
▼
APR4.79%
Term48 months
Last UpdatedJun 16, 2026
Details

APR*

Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle Loan
4.82%
72 Months
View
▼
APR4.82%
Term72 Months
Last UpdatedJun 16, 2026
Details

As Low As; APR 4.82%**; $50 processing fee is included in the calculation of the APR.

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
New Vehicle Loan
4.83%
48 Months
View
▼
APR4.83%
Term48 Months
Last UpdatedJun 16, 2026
Details

Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New/Used Automobile/Trucks/Vans
4.85%
48 Months
View
▼
APR4.85%
Term48 Months
Last UpdatedJun 16, 2026
Details

As low as 4.50%

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New and Used Vehicles Model years 2026-2025-2024-2023 Up to 48 months Loan
4.89%
48 months
View
▼
APR4.89%
Term48 months
Last UpdatedJun 11, 2026
Details

LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
Vehicle Loan - New - 2024
4.89%
72 months
View
▼
APR4.89%
Term72 months
Last UpdatedJun 16, 2026
Details

APR*

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (4 yrs or newer)
4.89%
24 Months
View
▼
APR4.89%
Term24 Months
Last UpdatedJun 16, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (4 yrs or newer)
4.94%
36 Months
View
▼
APR4.94%
Term36 Months
Last UpdatedJun 16, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Cars and Trucks Loan
4.95%
6 years
View
▼
APR4.95%
Term6 years
Last UpdatedJun 16, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Used Cars and Trucks Loan
4.95%
6 years
View
▼
APR4.95%
Term6 years
Last UpdatedJun 16, 2026
Details

As Low As

Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.85%
Used Auto Loan - Model Year 2021-2026*
4.99%
60 months
View
▼
APR4.99%
Term60 months
Last UpdatedJun 16, 2026
Details

As Low As; (1,2,4,5,6)

AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
NEW & USED VEHICLE LOANS
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedJun 16, 2026
Details

As Low As

Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.59%
New Vehicle Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedJun 16, 2026
Details

Fixed; 5.404%

LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
Vehicle Loan - 2023 - 2021
4.99%
60 months
View
▼
APR4.99%
Term60 months
Last UpdatedJun 16, 2026
Details

APR*

Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
Auto Loans
4.99%
Up to 60 months
View
▼
APR4.99%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details

Vehicle Year: 2020 and newer

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer)
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedJun 16, 2026
Details

As Low As

Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Auto Loan
4.99%
Up to 72 Months
View
▼
APR4.99%
TermUp to 72 Months
Last UpdatedJun 16, 2026
Details

Rate includes 0.25% discount for automatic payment. Rates are subject to change without notice. Rates shown are for qualified borrowers.

Golden Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
Auto Loans (Offering clear title for other purposes)
4.99%
Contact us for details.
View
▼
APR4.99%
TermContact us for details.
Last UpdatedJun 16, 2026
Details

As low as; Interest rates are determined by the credit profile of the borrowing member and the terms and conditions of the loan request. No interest rate is finalized until a valid Loan Application has been submitted. The above rates are valid as of the date listed above, and subject to change without notice.

Golden Circle Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.20%
Auto Loans (Purchase or Refinance)
4.99%
Contact us for details.
View
▼
APR4.99%
TermContact us for details.
Last UpdatedJun 16, 2026
Details

As low as; Interest rates are determined by the credit profile of the borrowing member and the terms and conditions of the loan request. No interest rate is finalized until a valid Loan Application has been submitted. The above rates are valid as of the date listed above, and subject to change without notice.

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Used Auto
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedJun 16, 2026
Details

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle Loan
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedJun 16, 2026
Details

$25,000; As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedJun 16, 2026
Details

over $25,000; As Low As

L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.17%
New Vehicles (2025-2026) Loan
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedJun 16, 2026
Details

No Down Payment Required

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
5.00%
Up to 84 Months
View
▼
APR5.00%
TermUp to 84 Months
Last UpdatedJun 16, 2026
Details

As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply. Vehicle Model Years: 2022 or Newer. APR varies by state, as low as 2.99% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan.

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedJun 16, 2026
Details

Credit Score: 650-719

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedJun 16, 2026
Details

Credit Score: 750+

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017) - A+ 720-749
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedJun 16, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017) - A++ 750+
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedJun 16, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020) - A 650-719
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedJun 16, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020) - A+ 720-749
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedJun 16, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Cars & Trucks Loan
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedJun 16, 2026
Details

Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car Loans
5.00%
1-6 year loan
View
▼
APR5.00%
Term1-6 year loan
Last UpdatedJun 16, 2026
Details

CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★ Texas Ratio: 0.01%
AUTO LOAN (State of Ohio Title Registration) - Used
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedJun 16, 2026
Details

Year: 2025

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
New Vehicle Loan
5.02%
60 Months
View
▼
APR5.02%
Term60 Months
Last UpdatedJun 16, 2026
Details

Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New/Used Automobile/Trucks/Vans
5.04%
60 Months
View
▼
APR5.04%
Term60 Months
Last UpdatedJun 16, 2026
Details

As low as 4.75%

Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
New Auto Loan
5.04%
73-78 Months
View
▼
APR5.04%
Term73-78 Months
Last UpdatedJun 11, 2026
Details

As Low As

L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.17%
New Vehicles (2025-2026) Loan
5.05%
60 Months
View
▼
APR5.05%
Term60 Months
Last UpdatedJun 16, 2026
Details

No Down Payment Required

TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Autos & Trucks
5.08%
Up to 60 months
View
▼
APR5.08%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details

As Low As; 4.74% Rate

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New and Used Vehicles Model years 2026-2025-2024-2023 49 to 60 months Loan
5.09%
60 months
View
▼
APR5.09%
Term60 months
Last UpdatedJun 11, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (4 yrs or newer)
5.09%
48 Months
View
▼
APR5.09%
Term48 Months
Last UpdatedJun 16, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
New Vehicle Loan
5.12%
72 Months
View
▼
APR5.12%
Term72 Months
Last UpdatedJun 16, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
5.14%
0 - 75 Months
View
▼
APR5.14%
Term0 - 75 Months
Last UpdatedJun 11, 2026
Details

As Low As; 2023 - 2025*

Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
Used Auto Loan
5.14%
Up to 36 Months
View
▼
APR5.14%
TermUp to 36 Months
Last UpdatedJun 11, 2026
Details

As Low As

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
New Auto
5.14%
Up to 75 Months
View
▼
APR5.14%
TermUp to 75 Months
Last UpdatedJun 16, 2026
Details

L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.17%
New Vehicles (2025-2026) Loan
5.15%
72 Months
View
▼
APR5.15%
Term72 Months
Last UpdatedJun 16, 2026
Details

No Down Payment Required

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.19%
36 Months
View
▼
APR5.19%
Term36 Months
Last UpdatedJun 16, 2026
Details

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
Bright Auto Loans 1-75 month term
5.24%
75 Month
View
▼
APR5.24%
Term75 Month
Last UpdatedJun 16, 2026
Details

As Low As

Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
Auto Loans
5.24%
Up to 72 months
View
▼
APR5.24%
TermUp to 72 months
Last UpdatedJun 16, 2026
Details

Vehicle Year: 2020 and newer

Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Auto Loan
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedJun 16, 2026
Details

Rate includes 0.25% discount for automatic payment. Rates are subject to change without notice. Rates shown are for qualified borrowers.

Pathways Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.22%
New & Used Vehicle Loan
5.24%
up to 85-months
View
▼
APR5.24%
Termup to 85-months
Last UpdatedJun 16, 2026
Details

As Low As; Fast and local decision-making 100% financing available

Pathways Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.22%
New Auto Loans
5.24%
up to 85 months
View
▼
APR5.24%
Termup to 85 months
Last UpdatedJun 16, 2026
Details

Terms up to 85 months available

CLEARVIEW
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
36 Month Auto Loan
5.24%
36 Month
View
▼
APR5.24%
Term36 Month
Last UpdatedJun 16, 2026
Details

Rates as low as

All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
New Vehicles (Never Titled) 2025-2026 48-60 months Loan
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedJun 16, 2026
Details

As low as

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.25%
24 Months
View
▼
APR5.25%
Term24 Months
Last UpdatedJun 16, 2026
Details

Credit Score: 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017) - A+ 720-749
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedJun 16, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017) - A++ 750+
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedJun 16, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020) - A 650-719
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedJun 16, 2026
Details

Commodore Perry Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
New and Used Vehicle Loans
5.25%
Up to 35 months
View
▼
APR5.25%
TermUp to 35 months
Last UpdatedJun 16, 2026
Details

As low as; Any Year

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
New Auto Loans 2026 - 2027 6,000 Miles or Less
5.25%
1-60Months
View
▼
APR5.25%
Term1-60Months
Last UpdatedJun 16, 2026
Details

Credit Rating: A+

Homeland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
Auto Loans 2024-2026
5.25%
Up to 84 Months
View
▼
APR5.25%
TermUp to 84 Months
Last UpdatedJun 16, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Cars & Trucks Loan
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedJun 16, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Cars & Trucks Loan
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedJun 16, 2026
Details

TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Autos & Trucks
5.28%
61 to 72 Months
View
▼
APR5.28%
Term61 to 72 Months
Last UpdatedJun 16, 2026
Details

As Low As; 4.99% Rate; minimum $15,000

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New and Used Vehicles Model years 2026-2025-2024-2023 61 to 72 months Loan
5.29%
72 months
View
▼
APR5.29%
Term72 months
Last UpdatedJun 11, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New Vehicle Financing
5.29%
48 Months
View
▼
APR5.29%
Term48 Months
Last UpdatedJun 16, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.29%
48 Months
View
▼
APR5.29%
Term48 Months
Last UpdatedJun 16, 2026
Details

Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle Loans (2020 - 2025)
5.32%
60 Months
View
▼
APR5.32%
Term60 Months
Last UpdatedJun 16, 2026
Details

As Low As; APR 5.32**; $50 processing fee is included in the calculation of the APR.

TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Autos & Trucks
5.33%
Up to 60 Months
View
▼
APR5.33%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details

Year: 2022-2024

Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
Used Auto Loan
5.39%
61-72 Months
View
▼
APR5.39%
Term61-72 Months
Last UpdatedJun 11, 2026
Details

As Low As

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New Vehicle Financing
5.39%
60 Months
View
▼
APR5.39%
Term60 Months
Last UpdatedJun 16, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.39%
60 Months
View
▼
APR5.39%
Term60 Months
Last UpdatedJun 16, 2026
Details

ih Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.13%
New & Used Vehicles (Models 2023 & Newer) Loan
5.49%
63 mo.
View
▼
APR5.49%
Term63 mo.
Last UpdatedJun 11, 2026
Details

As Low As; Rates subject to change. The actual rate and payment amount will reflect a member's individual circumstance and credit score and may be higher than the rates above.

Abbey Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.57%
Vehicle Loan
5.49%
2022 or Newer
View
▼
APR5.49%
Term2022 or Newer
Last UpdatedJun 11, 2026
Details

Up to 63 Months

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New and Used Vehicles Model years 2026-2025-2024-2023 73 to 84 months Loan
5.49%
84 months
View
▼
APR5.49%
Term84 months
Last UpdatedJun 11, 2026
Details

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2019

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2018
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2018

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2019
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2019

Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.85%
Used Auto Loan - Model Year 2021-2026*
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedJun 16, 2026
Details

As Low As; (1,2,4,5,6)

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
Bright Auto Loans 1-75 month term
5.49%
75 Month
View
▼
APR5.49%
Term75 Month
Last UpdatedJun 16, 2026
Details

As Low As; Bright Auto Loans

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
Bright Auto Loans Used (2021-2026) 1-75 month term
5.49%
75 Month
View
▼
APR5.49%
Term75 Month
Last UpdatedJun 16, 2026
Details

As Low As; Used (2021-2026)

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
2023 Model Year Auto Loan
5.49%
36 months
View
▼
APR5.49%
Term36 months
Last UpdatedJun 16, 2026
Details

As Low As; Rate (APR as low as)

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
2024 Model Year Auto Loan
5.49%
36 months
View
▼
APR5.49%
Term36 months
Last UpdatedJun 16, 2026
Details

As Low As; Rate (APR as low as)

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
2025 Model Year Auto Loan
5.49%
36 months
View
▼
APR5.49%
Term36 months
Last UpdatedJun 16, 2026
Details

As Low As; Rate (APR as low as)

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
2026 Model Year Auto Loan
5.49%
36 months
View
▼
APR5.49%
Term36 months
Last UpdatedJun 16, 2026
Details

As Low As; Rate (APR as low as)

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Auto Loan
5.49%
up to 48 months
View
▼
APR5.49%
Termup to 48 months
Last UpdatedJun 16, 2026
Details

As Low As*

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedJun 16, 2026
Details

Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
Auto Loan
5.49%
Up to 84 months
View
▼
APR5.49%
TermUp to 84 months
Last UpdatedJun 16, 2026
Details

As Low As; Over 72 months add 0.5%

LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
Vehicle Loan - 2020 - 2016
5.49%
36 months
View
▼
APR5.49%
Term36 months
Last UpdatedJun 16, 2026
Details

APR*

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer)
5.49%
75 Months
View
▼
APR5.49%
Term75 Months
Last UpdatedJun 16, 2026
Details

As Low As

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.07%
New Vehicle - 2025 & 2026 Loan
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedJun 16, 2026
Details

As Low As

OUCU Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
New vehicles 2025 and newer Loan
5.49%
24 Months
View
▼
APR5.49%
Term24 Months
Last UpdatedJun 16, 2026
Details

Vehicle Loans Annual Percentage Rate (APR) as low as*; New vehicles 2025 and newer (current model year or prior model year with fewer than 15,000 miles)

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Used Auto
5.49%
Up to 75 Months
View
▼
APR5.49%
TermUp to 75 Months
Last UpdatedJun 16, 2026
Details

Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New/Used Automobile/Trucks/Vans
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedJun 16, 2026
Details

As low as 5.25%

All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
New Vehicles (Never Titled) 2025-2026 66 months Loan
5.50%
66 months
View
▼
APR5.50%
Term66 months
Last UpdatedJun 16, 2026
Details

As low as

All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
Used Vehicles 2022-2025 36 months Loan
5.50%
36 months
View
▼
APR5.50%
Term36 months
Last UpdatedJun 16, 2026
Details

As low as

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.50%
36 Months
View
▼
APR5.50%
Term36 Months
Last UpdatedJun 16, 2026
Details

Credit Score: 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017) - A+ 720-749
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedJun 16, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017) - A++ 750+
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedJun 16, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020) - A 650-719
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedJun 16, 2026
Details

Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 17.96%
New Auto
5.50%
Up to 84 Months
View
▼
APR5.50%
TermUp to 84 Months
Last UpdatedJun 16, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Cars & Trucks Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedJun 16, 2026
Details

FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
New and Used Vehicles (up to 1 ton capacity) Loan
5.50%
72 months
View
▼
APR5.50%
Term72 months
Last UpdatedJun 16, 2026
Details

New: 100% financing; Used: 100% of NADA Avg. Retail

Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Car Loans
5.50%
1-4 year loan
View
▼
APR5.50%
Term1-4 year loan
Last UpdatedJun 16, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (4 yrs or newer)
5.52%
60 Months
View
▼
APR5.52%
Term60 Months
Last UpdatedJun 16, 2026
Details

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Vehicles 2022 - 2021 Models (Loan Amounts of or Greater) - Up to 48 Months
5.59%
Up to 48 Months
View
▼
APR5.59%
TermUp to 48 Months
Last UpdatedJun 11, 2026
Details

$30,000

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New Vehicle Financing
5.59%
66 Months
View
▼
APR5.59%
Term66 Months
Last UpdatedJun 16, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.59%
66 Months
View
▼
APR5.59%
Term66 Months
Last UpdatedJun 16, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
2023 Model Year Auto Loan
5.60%
60 months
View
▼
APR5.60%
Term60 months
Last UpdatedJun 16, 2026
Details

As Low As; Rate (APR as low as)

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
2024 Model Year Auto Loan
5.60%
60 months
View
▼
APR5.60%
Term60 months
Last UpdatedJun 16, 2026
Details

As Low As; Rate (APR as low as)

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
2025 Model Year Auto Loan
5.60%
60 months
View
▼
APR5.60%
Term60 months
Last UpdatedJun 16, 2026
Details

As Low As; Rate (APR as low as)

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
2026 Model Year Auto Loan
5.60%
60 months
View
▼
APR5.60%
Term60 months
Last UpdatedJun 16, 2026
Details

As Low As; Rate (APR as low as)

Bridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.91%
2016 - 2025 Used Auto & Truck Models
5.61%
Up to 60 Months
View
▼
APR5.61%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details

ConnectMORE** Rates as Low as

Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
Auto Loan
5.61%
Up to 84 months*; Over 72 months add 0.50%*
View
▼
APR5.61%
TermUp to 84 months*; Over 72 months add 0.50%*
Last UpdatedJun 16, 2026
Details

As Low As; * Indicates rate as low as based on credit score. Annual Percentage Rate includes $75.00 processing fee. Rates and terms are determined by your credit qualifications.

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New Vehicle Financing
5.69%
72 Months
View
▼
APR5.69%
Term72 Months
Last UpdatedJun 16, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.69%
36 Months
View
▼
APR5.69%
Term36 Months
Last UpdatedJun 16, 2026
Details

Century Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Used Auto
5.71%
48 Months
View
▼
APR5.71%
Term48 Months
Last UpdatedJun 16, 2026
Details

As Low As; Used Auto Rate

Century Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Used Auto
5.73%
60 Months
View
▼
APR5.73%
Term60 Months
Last UpdatedJun 16, 2026
Details

As Low As; Used Auto Rate

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans
5.74%
60 months
View
▼
APR5.74%
Term60 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2017

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2016/Older
5.74%
48 months
View
▼
APR5.74%
Term48 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2016/Older

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2017
5.74%
60 months
View
▼
APR5.74%
Term60 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2017

Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.85%
Used Auto Loan - Model Year 2016-2020*
5.74%
48 months
View
▼
APR5.74%
Term48 months
Last UpdatedJun 16, 2026
Details

As Low As; (1,2,4,5,6)

Century Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Used Auto
5.74%
36 Months
View
▼
APR5.74%
Term36 Months
Last UpdatedJun 16, 2026
Details

As Low As; Used Auto Rate

Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
Used Vehicles Loan
5.74%
Up to 84 months
View
▼
APR5.74%
TermUp to 84 months
Last UpdatedJun 16, 2026
Details

2022 - 2024 Model Years - Up to 110% NADA Retail Value

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
Bright Auto Loans 1-51 month term
5.74%
51 Month
View
▼
APR5.74%
Term51 Month
Last UpdatedJun 16, 2026
Details

As Low As; Used (2020 & Older)

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
Bright Auto Loans 76-84 month term
5.74%
84 Month
View
▼
APR5.74%
Term84 Month
Last UpdatedJun 16, 2026
Details

As Low As

Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.81%
Auto Loan
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedJun 16, 2026
Details

Rate includes 0.25% discount for automatic payments. Rates are subject to change without notice. Rates shown are for qualified borrowers.

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.07%
Used Vehicles (2019-2020) Loan
5.74%
48 months
View
▼
APR5.74%
Term48 months
Last UpdatedJun 16, 2026
Details

As Low As

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.07%
Used Vehicles (2021-2023 & 2024 - less than K) Loan
5.74%
60 months
View
▼
APR5.74%
Term60 months
Last UpdatedJun 16, 2026
Details

$15; As Low As

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.07%
Used Vehicles Loan
5.74%
72 months
View
▼
APR5.74%
Term72 months
Last UpdatedJun 16, 2026
Details

As Low As

OUCU Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
New vehicles 2025 and newer Loan
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedJun 16, 2026
Details

Vehicle Loans Annual Percentage Rate (APR) as low as*; New vehicles 2025 and newer (current model year or prior model year with fewer than 15,000 miles)

All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
New Vehicles (Never Titled) 2025-2026 72 months Loan
5.75%
72 months
View
▼
APR5.75%
Term72 months
Last UpdatedJun 16, 2026
Details

As low as

All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
Used Vehicles 2022-2025 48-60 months Loan
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedJun 16, 2026
Details

As low as

Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
New Car Loan
5.75%
Up to 72 mo.
View
▼
APR5.75%
TermUp to 72 mo.
Last UpdatedJun 16, 2026
Details

As low as

Genoa New Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
2.50%
24 Months
View
▼
APR2.50%
Term24 Months
Last UpdatedJun 16, 2026
Details

Credit Score: 750+

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
2.75%
24 Months
View
▼
APR2.75%
Term24 Months
Last UpdatedJun 16, 2026
Details

Credit Score: 720-749

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
2.99%
Up to 36 Months
View
▼
APR2.99%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details

As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply. Vehicle Model Years: All Years. APR varies by state, as low as 2.99% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan.

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.00%
36 Months
View
▼
APR3.00%
Term36 Months
Last UpdatedJun 16, 2026
Details

Credit Score: 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.25%
48 Months
View
▼
APR3.25%
Term48 Months
Last UpdatedJun 16, 2026
Details

Credit Score: 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.50%
60 Months
View
▼
APR3.50%
Term60 Months
Last UpdatedJun 16, 2026
Details

Credit Score: 720-749

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
3.75%
Up to 48 Months
View
▼
APR3.75%
TermUp to 48 Months
Last UpdatedJun 16, 2026
Details

As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply. Vehicle Model Years: All Years. APR varies by state, as low as 2.99% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan.

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.75%
24 Months
View
▼
APR3.75%
Term24 Months
Last UpdatedJun 16, 2026
Details

Credit Score: 650-719

LAKEVIEW
Institution Rating:
B+4.8 ★ Texas Ratio: 0.59%
New Auto 2026
3.99%
up to 48 months
View
▼
APR3.99%
Termup to 48 months
Last UpdatedJun 16, 2026
Details

As Low As; Effective as of January 12, 2026

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
4.00%
Up to 60 Months
View
▼
APR4.00%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details

As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply. Vehicle Model Years: All Years. APR varies by state, as low as 2.99% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan.

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedJun 16, 2026
Details

Credit Score: 650-719

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle Loan
4.00%
36 Months - 63 Months
View
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedJun 16, 2026
Details

As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.00%
36 Months - 63 Months
View
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedJun 16, 2026
Details

As Low As

All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
New Vehicles (Never Titled) 2025-2026 36 months Loan
4.25%
36 months
View
▼
APR4.25%
Term36 months
Last UpdatedJun 16, 2026
Details

As low as

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedJun 16, 2026
Details

Credit Score: 650-719

Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
New Auto Loan
4.29%
Up to 36 Months
View
▼
APR4.29%
TermUp to 36 Months
Last UpdatedJun 11, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Cars and Trucks Loan
4.30%
4 years
View
▼
APR4.30%
Term4 years
Last UpdatedJun 16, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Cars and Trucks Loan
4.39%
3 years
View
▼
APR4.39%
Term3 years
Last UpdatedJun 16, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Cars and Trucks Loan
4.49%
5 years
View
▼
APR4.49%
Term5 years
Last UpdatedJun 16, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer)
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedJun 16, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
4.50%
Up to 72 Months
View
▼
APR4.50%
TermUp to 72 Months
Last UpdatedJun 16, 2026
Details

As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply. Vehicle Model Years: 2020 or Newer. APR varies by state, as low as 2.99% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan.

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedJun 16, 2026
Details

Credit Score: 650-719

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Cars & Trucks Loan
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedJun 16, 2026
Details

FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
New and Used Vehicles (up to 1 ton capacity) Loan
4.50%
36 months
View
▼
APR4.50%
Term36 months
Last UpdatedJun 16, 2026
Details

New: 100% financing; Used: 100% of NADA Avg. Retail

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle Loan
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedJun 16, 2026
Details

over $20,000; As Low As

Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
New Auto Loan
4.54%
37-48 Months
View
▼
APR4.54%
Term37-48 Months
Last UpdatedJun 11, 2026
Details

As Low As

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New Vehicle Financing
4.59%
36 Months
View
▼
APR4.59%
Term36 Months
Last UpdatedJun 16, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
New Auto
4.64%
Up to 63 Months
View
▼
APR4.64%
TermUp to 63 Months
Last UpdatedJun 16, 2026
Details

LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
Vehicle Loan - New - 2024
4.69%
36 months
View
▼
APR4.69%
Term36 months
Last UpdatedJun 16, 2026
Details

APR*

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
New Vehicle Loan
4.69%
36 Months
View
▼
APR4.69%
Term36 Months
Last UpdatedJun 16, 2026
Details

LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
Vehicle Loan - New - 2024
4.70%
60 months
View
▼
APR4.70%
Term60 months
Last UpdatedJun 16, 2026
Details

APR*

Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New/Used Automobile/Trucks/Vans
4.71%
36 Months
View
▼
APR4.71%
Term36 Months
Last UpdatedJun 16, 2026
Details

As low as 4.25%

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2026/2025/2024/2023

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2020
4.74%
36 - 48 months
View
▼
APR4.74%
Term36 - 48 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2020

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2021
4.74%
36 - 48 months
View
▼
APR4.74%
Term36 - 48 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2021

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2022
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2022

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2026/2025/2024/2023
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2026/2025/2024/2023

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
New Vehicle Loan
4.74%
24 Months
View
▼
APR4.74%
Term24 Months
Last UpdatedJun 16, 2026
Details

CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
New Vehicle Loan
4.74%
Up to 84 months
View
▼
APR4.74%
TermUp to 84 months
Last UpdatedJun 16, 2026
Details

As Low As

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.75%
84 Months
View
▼
APR4.75%
Term84 Months
Last UpdatedJun 16, 2026
Details

Credit Score: 720-749

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Cars & Trucks Loan
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedJun 16, 2026
Details

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedJun 16, 2026
Details

over $20,000; As Low As

CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★ Texas Ratio: 0.01%
AUTO LOAN (State of Ohio Title Registration) - New from Dealership
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedJun 16, 2026
Details

Year: 2026

Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle Loan
4.82%
72 Months
View
▼
APR4.82%
Term72 Months
Last UpdatedJun 16, 2026
Details

As Low As; APR 4.82%**; $50 processing fee is included in the calculation of the APR.

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
New Vehicle Loan
4.83%
48 Months
View
▼
APR4.83%
Term48 Months
Last UpdatedJun 16, 2026
Details

Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New/Used Automobile/Trucks/Vans
4.85%
48 Months
View
▼
APR4.85%
Term48 Months
Last UpdatedJun 16, 2026
Details

As low as 4.50%

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New and Used Vehicles Model years 2026-2025-2024-2023 Up to 48 months Loan
4.89%
48 months
View
▼
APR4.89%
Term48 months
Last UpdatedJun 11, 2026
Details

LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
Vehicle Loan - New - 2024
4.89%
72 months
View
▼
APR4.89%
Term72 months
Last UpdatedJun 16, 2026
Details

APR*

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (4 yrs or newer)
4.89%
24 Months
View
▼
APR4.89%
Term24 Months
Last UpdatedJun 16, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (4 yrs or newer)
4.94%
36 Months
View
▼
APR4.94%
Term36 Months
Last UpdatedJun 16, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Cars and Trucks Loan
4.95%
6 years
View
▼
APR4.95%
Term6 years
Last UpdatedJun 16, 2026
Details

As Low As

AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
NEW & USED VEHICLE LOANS
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedJun 16, 2026
Details

As Low As

Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.59%
New Vehicle Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedJun 16, 2026
Details

Fixed; 5.404%

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer)
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedJun 16, 2026
Details

As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle Loan
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedJun 16, 2026
Details

$25,000; As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedJun 16, 2026
Details

over $25,000; As Low As

L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.17%
New Vehicles (2025-2026) Loan
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedJun 16, 2026
Details

No Down Payment Required

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
5.00%
Up to 84 Months
View
▼
APR5.00%
TermUp to 84 Months
Last UpdatedJun 16, 2026
Details

As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply. Vehicle Model Years: 2022 or Newer. APR varies by state, as low as 2.99% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan.

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedJun 16, 2026
Details

Credit Score: 650-719

Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car Loans
5.00%
1-6 year loan
View
▼
APR5.00%
Term1-6 year loan
Last UpdatedJun 16, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
New Vehicle Loan
5.02%
60 Months
View
▼
APR5.02%
Term60 Months
Last UpdatedJun 16, 2026
Details

Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New/Used Automobile/Trucks/Vans
5.04%
60 Months
View
▼
APR5.04%
Term60 Months
Last UpdatedJun 16, 2026
Details

As low as 4.75%

Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
New Auto Loan
5.04%
73-78 Months
View
▼
APR5.04%
Term73-78 Months
Last UpdatedJun 11, 2026
Details

As Low As

L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.17%
New Vehicles (2025-2026) Loan
5.05%
60 Months
View
▼
APR5.05%
Term60 Months
Last UpdatedJun 16, 2026
Details

No Down Payment Required

TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Autos & Trucks
5.08%
Up to 60 months
View
▼
APR5.08%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details

As Low As; 4.74% Rate

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New and Used Vehicles Model years 2026-2025-2024-2023 49 to 60 months Loan
5.09%
60 months
View
▼
APR5.09%
Term60 months
Last UpdatedJun 11, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (4 yrs or newer)
5.09%
48 Months
View
▼
APR5.09%
Term48 Months
Last UpdatedJun 16, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
New Vehicle Loan
5.12%
72 Months
View
▼
APR5.12%
Term72 Months
Last UpdatedJun 16, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
New Auto
5.14%
Up to 75 Months
View
▼
APR5.14%
TermUp to 75 Months
Last UpdatedJun 16, 2026
Details

L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.17%
New Vehicles (2025-2026) Loan
5.15%
72 Months
View
▼
APR5.15%
Term72 Months
Last UpdatedJun 16, 2026
Details

No Down Payment Required

Pathways Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.22%
New & Used Vehicle Loan
5.24%
up to 85-months
View
▼
APR5.24%
Termup to 85-months
Last UpdatedJun 16, 2026
Details

As Low As; Fast and local decision-making 100% financing available

Pathways Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.22%
New Auto Loans
5.24%
up to 85 months
View
▼
APR5.24%
Termup to 85 months
Last UpdatedJun 16, 2026
Details

Terms up to 85 months available

All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
New Vehicles (Never Titled) 2025-2026 48-60 months Loan
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedJun 16, 2026
Details

As low as

Commodore Perry Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
New and Used Vehicle Loans
5.25%
Up to 35 months
View
▼
APR5.25%
TermUp to 35 months
Last UpdatedJun 16, 2026
Details

As low as; Any Year

Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
New Auto Loans 2026 - 2027 6,000 Miles or Less
5.25%
1-60Months
View
▼
APR5.25%
Term1-60Months
Last UpdatedJun 16, 2026
Details

Credit Rating: A+

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Cars & Trucks Loan
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedJun 16, 2026
Details

TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Autos & Trucks
5.28%
61 to 72 Months
View
▼
APR5.28%
Term61 to 72 Months
Last UpdatedJun 16, 2026
Details

As Low As; 4.99% Rate; minimum $15,000

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New and Used Vehicles Model years 2026-2025-2024-2023 61 to 72 months Loan
5.29%
72 months
View
▼
APR5.29%
Term72 months
Last UpdatedJun 11, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New Vehicle Financing
5.29%
48 Months
View
▼
APR5.29%
Term48 Months
Last UpdatedJun 16, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New Vehicle Financing
5.39%
60 Months
View
▼
APR5.39%
Term60 Months
Last UpdatedJun 16, 2026
Details

ih Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.13%
New & Used Vehicles (Models 2023 & Newer) Loan
5.49%
63 mo.
View
▼
APR5.49%
Term63 mo.
Last UpdatedJun 11, 2026
Details

As Low As; Rates subject to change. The actual rate and payment amount will reflect a member's individual circumstance and credit score and may be higher than the rates above.

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New and Used Vehicles Model years 2026-2025-2024-2023 73 to 84 months Loan
5.49%
84 months
View
▼
APR5.49%
Term84 months
Last UpdatedJun 11, 2026
Details

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2019

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2018
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2018

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2019
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2019

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer)
5.49%
75 Months
View
▼
APR5.49%
Term75 Months
Last UpdatedJun 16, 2026
Details

As Low As

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.07%
New Vehicle - 2025 & 2026 Loan
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedJun 16, 2026
Details

As Low As

OUCU Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
New vehicles 2025 and newer Loan
5.49%
24 Months
View
▼
APR5.49%
Term24 Months
Last UpdatedJun 16, 2026
Details

Vehicle Loans Annual Percentage Rate (APR) as low as*; New vehicles 2025 and newer (current model year or prior model year with fewer than 15,000 miles)

Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New/Used Automobile/Trucks/Vans
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedJun 16, 2026
Details

As low as 5.25%

All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
New Vehicles (Never Titled) 2025-2026 66 months Loan
5.50%
66 months
View
▼
APR5.50%
Term66 months
Last UpdatedJun 16, 2026
Details

As low as

Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 17.96%
New Auto
5.50%
Up to 84 Months
View
▼
APR5.50%
TermUp to 84 Months
Last UpdatedJun 16, 2026
Details

FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
New and Used Vehicles (up to 1 ton capacity) Loan
5.50%
72 months
View
▼
APR5.50%
Term72 months
Last UpdatedJun 16, 2026
Details

New: 100% financing; Used: 100% of NADA Avg. Retail

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (4 yrs or newer)
5.52%
60 Months
View
▼
APR5.52%
Term60 Months
Last UpdatedJun 16, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New Vehicle Financing
5.59%
66 Months
View
▼
APR5.59%
Term66 Months
Last UpdatedJun 16, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New Vehicle Financing
5.69%
72 Months
View
▼
APR5.69%
Term72 Months
Last UpdatedJun 16, 2026
Details

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans
5.74%
60 months
View
▼
APR5.74%
Term60 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2017

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2016/Older
5.74%
48 months
View
▼
APR5.74%
Term48 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2016/Older

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2017
5.74%
60 months
View
▼
APR5.74%
Term60 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2017

OUCU Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
New vehicles 2025 and newer Loan
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedJun 16, 2026
Details

Vehicle Loans Annual Percentage Rate (APR) as low as*; New vehicles 2025 and newer (current model year or prior model year with fewer than 15,000 miles)

All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
New Vehicles (Never Titled) 2025-2026 72 months Loan
5.75%
72 months
View
▼
APR5.75%
Term72 months
Last UpdatedJun 16, 2026
Details

As low as

Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.70%
New Car Loan
5.75%
Up to 72 mo.
View
▼
APR5.75%
TermUp to 72 mo.
Last UpdatedJun 16, 2026
Details

As low as

Genoa Used Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
2.99%
Up to 36 Months
View
▼
APR2.99%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details

As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply. Vehicle Model Years: All Years. APR varies by state, as low as 2.99% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan.

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020) - A++ 750+
3.50%
24 Months
View
▼
APR3.50%
Term24 Months
Last UpdatedJun 16, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
3.75%
Up to 48 Months
View
▼
APR3.75%
TermUp to 48 Months
Last UpdatedJun 16, 2026
Details

As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply. Vehicle Model Years: All Years. APR varies by state, as low as 2.99% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan.

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020) - A+ 720-749
3.75%
24 Months
View
▼
APR3.75%
Term24 Months
Last UpdatedJun 16, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020) - A++ 750+
3.75%
36 Months
View
▼
APR3.75%
Term36 Months
Last UpdatedJun 16, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
4.00%
Up to 60 Months
View
▼
APR4.00%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details

As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply. Vehicle Model Years: All Years. APR varies by state, as low as 2.99% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan.

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020) - A+ 720-749
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedJun 16, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020) - A++ 750+
4.00%
48 Months
View
▼
APR4.00%
Term48 Months
Last UpdatedJun 16, 2026
Details

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.00%
36 Months - 63 Months
View
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedJun 16, 2026
Details

As Low As

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020) - A+ 720-749
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedJun 16, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020) - A++ 750+
4.25%
60 Months
View
▼
APR4.25%
Term60 Months
Last UpdatedJun 16, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Used Cars and Trucks Loan
4.30%
4 years
View
▼
APR4.30%
Term4 years
Last UpdatedJun 16, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Used Cars and Trucks Loan
4.39%
3 years
View
▼
APR4.39%
Term3 years
Last UpdatedJun 16, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Used Cars and Trucks Loan
4.49%
5 years
View
▼
APR4.49%
Term5 years
Last UpdatedJun 16, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
4.50%
Up to 72 Months
View
▼
APR4.50%
TermUp to 72 Months
Last UpdatedJun 16, 2026
Details

As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply. Vehicle Model Years: 2020 or Newer. APR varies by state, as low as 2.99% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan.

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017) - A++ 750+
4.50%
24 Months
View
▼
APR4.50%
Term24 Months
Last UpdatedJun 16, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020) - A+ 720-749
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedJun 16, 2026
Details

FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
New and Used Vehicles (up to 1 ton capacity) Loan
4.50%
36 months
View
▼
APR4.50%
Term36 months
Last UpdatedJun 16, 2026
Details

New: 100% financing; Used: 100% of NADA Avg. Retail

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
4.59%
36 Months
View
▼
APR4.59%
Term36 Months
Last UpdatedJun 16, 2026
Details

Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New/Used Automobile/Trucks/Vans
4.71%
36 Months
View
▼
APR4.71%
Term36 Months
Last UpdatedJun 16, 2026
Details

As low as 4.25%

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2026/2025/2024/2023

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2020
4.74%
36 - 48 months
View
▼
APR4.74%
Term36 - 48 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2020

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2021
4.74%
36 - 48 months
View
▼
APR4.74%
Term36 - 48 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2021

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2022
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2022

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2026/2025/2024/2023
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2026/2025/2024/2023

Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.85%
Used Auto Loan - Model Year 2021-2026*
4.74%
48 months
View
▼
APR4.74%
Term48 months
Last UpdatedJun 16, 2026
Details

As Low As; (1,2,4,5,6)

CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
Pre-Owned Vehicle Loan
4.74%
Up to 84 months
View
▼
APR4.74%
TermUp to 84 months
Last UpdatedJun 16, 2026
Details

As Low As

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017) - A+ 720-749
4.75%
24 Months
View
▼
APR4.75%
Term24 Months
Last UpdatedJun 16, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017) - A++ 750+
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedJun 16, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020) - A 650-719
4.75%
24 Months
View
▼
APR4.75%
Term24 Months
Last UpdatedJun 16, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020) - A++ 750+
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedJun 16, 2026
Details

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedJun 16, 2026
Details

over $20,000; As Low As

Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New/Used Automobile/Trucks/Vans
4.85%
48 Months
View
▼
APR4.85%
Term48 Months
Last UpdatedJun 16, 2026
Details

As low as 4.50%

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New and Used Vehicles Model years 2026-2025-2024-2023 Up to 48 months Loan
4.89%
48 months
View
▼
APR4.89%
Term48 months
Last UpdatedJun 11, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (4 yrs or newer)
4.89%
24 Months
View
▼
APR4.89%
Term24 Months
Last UpdatedJun 16, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (4 yrs or newer)
4.94%
36 Months
View
▼
APR4.94%
Term36 Months
Last UpdatedJun 16, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Used Cars and Trucks Loan
4.95%
6 years
View
▼
APR4.95%
Term6 years
Last UpdatedJun 16, 2026
Details

As Low As

Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.85%
Used Auto Loan - Model Year 2021-2026*
4.99%
60 months
View
▼
APR4.99%
Term60 months
Last UpdatedJun 16, 2026
Details

As Low As; (1,2,4,5,6)

AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
NEW & USED VEHICLE LOANS
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedJun 16, 2026
Details

As Low As

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Used Auto
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedJun 16, 2026
Details

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer Loan
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedJun 16, 2026
Details

over $25,000; As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
5.00%
Up to 84 Months
View
▼
APR5.00%
TermUp to 84 Months
Last UpdatedJun 16, 2026
Details

As Low As; Rates shown include a 0.50% rate discount below the base APR for 80% loan to value, and a 0.25% rate discount for automatic payment from a United checking account. Some conditions apply. Vehicle Model Years: 2022 or Newer. APR varies by state, as low as 2.99% to as high as 18.00% APR (as high as 17.00% APR in Arkansas and Oklahoma) depending on credit performance, age of vehicle and terms of the loan.

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedJun 16, 2026
Details

Credit Score: 750+

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017) - A+ 720-749
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedJun 16, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017) - A++ 750+
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedJun 16, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020) - A 650-719
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedJun 16, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020) - A+ 720-749
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedJun 16, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Cars & Trucks Loan
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedJun 16, 2026
Details

CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★ Texas Ratio: 0.01%
AUTO LOAN (State of Ohio Title Registration) - Used
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedJun 16, 2026
Details

Year: 2025

Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New/Used Automobile/Trucks/Vans
5.04%
60 Months
View
▼
APR5.04%
Term60 Months
Last UpdatedJun 16, 2026
Details

As low as 4.75%

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New and Used Vehicles Model years 2026-2025-2024-2023 49 to 60 months Loan
5.09%
60 months
View
▼
APR5.09%
Term60 months
Last UpdatedJun 11, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (4 yrs or newer)
5.09%
48 Months
View
▼
APR5.09%
Term48 Months
Last UpdatedJun 16, 2026
Details

Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
Used Auto Loan
5.14%
Up to 36 Months
View
▼
APR5.14%
TermUp to 36 Months
Last UpdatedJun 11, 2026
Details

As Low As

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.19%
36 Months
View
▼
APR5.19%
Term36 Months
Last UpdatedJun 16, 2026
Details

Pathways Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.22%
New & Used Vehicle Loan
5.24%
up to 85-months
View
▼
APR5.24%
Termup to 85-months
Last UpdatedJun 16, 2026
Details

As Low As; Fast and local decision-making 100% financing available

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.25%
24 Months
View
▼
APR5.25%
Term24 Months
Last UpdatedJun 16, 2026
Details

Credit Score: 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017) - A+ 720-749
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedJun 16, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017) - A++ 750+
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedJun 16, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020) - A 650-719
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedJun 16, 2026
Details

Commodore Perry Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
New and Used Vehicle Loans
5.25%
Up to 35 months
View
▼
APR5.25%
TermUp to 35 months
Last UpdatedJun 16, 2026
Details

As low as; Any Year

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Cars & Trucks Loan
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedJun 16, 2026
Details

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New and Used Vehicles Model years 2026-2025-2024-2023 61 to 72 months Loan
5.29%
72 months
View
▼
APR5.29%
Term72 months
Last UpdatedJun 11, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.29%
48 Months
View
▼
APR5.29%
Term48 Months
Last UpdatedJun 16, 2026
Details

Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle Loans (2020 - 2025)
5.32%
60 Months
View
▼
APR5.32%
Term60 Months
Last UpdatedJun 16, 2026
Details

As Low As; APR 5.32**; $50 processing fee is included in the calculation of the APR.

TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Autos & Trucks
5.33%
Up to 60 Months
View
▼
APR5.33%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details

Year: 2022-2024

Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
Used Auto Loan
5.39%
61-72 Months
View
▼
APR5.39%
Term61-72 Months
Last UpdatedJun 11, 2026
Details

As Low As

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.39%
60 Months
View
▼
APR5.39%
Term60 Months
Last UpdatedJun 16, 2026
Details

ih Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.13%
New & Used Vehicles (Models 2023 & Newer) Loan
5.49%
63 mo.
View
▼
APR5.49%
Term63 mo.
Last UpdatedJun 11, 2026
Details

As Low As; Rates subject to change. The actual rate and payment amount will reflect a member's individual circumstance and credit score and may be higher than the rates above.

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New and Used Vehicles Model years 2026-2025-2024-2023 73 to 84 months Loan
5.49%
84 months
View
▼
APR5.49%
Term84 months
Last UpdatedJun 11, 2026
Details

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2019

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2018
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2018

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2019
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2019

Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.85%
Used Auto Loan - Model Year 2021-2026*
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedJun 16, 2026
Details

As Low As; (1,2,4,5,6)

Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
Bright Auto Loans Used (2021-2026) 1-75 month term
5.49%
75 Month
View
▼
APR5.49%
Term75 Month
Last UpdatedJun 16, 2026
Details

As Low As; Used (2021-2026)

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedJun 16, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Used Auto
5.49%
Up to 75 Months
View
▼
APR5.49%
TermUp to 75 Months
Last UpdatedJun 16, 2026
Details

Fremont Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.46%
New/Used Automobile/Trucks/Vans
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedJun 16, 2026
Details

As low as 5.25%

All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
Used Vehicles 2022-2025 36 months Loan
5.50%
36 months
View
▼
APR5.50%
Term36 months
Last UpdatedJun 16, 2026
Details

As low as

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.50%
36 Months
View
▼
APR5.50%
Term36 Months
Last UpdatedJun 16, 2026
Details

Credit Score: 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017) - A+ 720-749
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedJun 16, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017) - A++ 750+
5.50%
72 Months
View
▼
APR5.50%
Term72 Months
Last UpdatedJun 16, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020) - A 650-719
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedJun 16, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Cars & Trucks Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedJun 16, 2026
Details

FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
New and Used Vehicles (up to 1 ton capacity) Loan
5.50%
72 months
View
▼
APR5.50%
Term72 months
Last UpdatedJun 16, 2026
Details

New: 100% financing; Used: 100% of NADA Avg. Retail

Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Car Loans
5.50%
1-4 year loan
View
▼
APR5.50%
Term1-4 year loan
Last UpdatedJun 16, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used Vehicle Loan (4 yrs or newer)
5.52%
60 Months
View
▼
APR5.52%
Term60 Months
Last UpdatedJun 16, 2026
Details

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Vehicles 2022 - 2021 Models (Loan Amounts of or Greater) - Up to 48 Months
5.59%
Up to 48 Months
View
▼
APR5.59%
TermUp to 48 Months
Last UpdatedJun 11, 2026
Details

$30,000

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.59%
66 Months
View
▼
APR5.59%
Term66 Months
Last UpdatedJun 16, 2026
Details

Bridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.91%
2016 - 2025 Used Auto & Truck Models
5.61%
Up to 60 Months
View
▼
APR5.61%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details

ConnectMORE** Rates as Low as

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.69%
36 Months
View
▼
APR5.69%
Term36 Months
Last UpdatedJun 16, 2026
Details

Century Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Used Auto
5.71%
48 Months
View
▼
APR5.71%
Term48 Months
Last UpdatedJun 16, 2026
Details

As Low As; Used Auto Rate

Century Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Used Auto
5.73%
60 Months
View
▼
APR5.73%
Term60 Months
Last UpdatedJun 16, 2026
Details

As Low As; Used Auto Rate

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans
5.74%
60 months
View
▼
APR5.74%
Term60 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2017

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2016/Older
5.74%
48 months
View
▼
APR5.74%
Term48 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2016/Older

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2017
5.74%
60 months
View
▼
APR5.74%
Term60 months
Last UpdatedJun 16, 2026
Details

As Low As; Model Year: 2017

Unity Catholic Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.85%
Used Auto Loan - Model Year 2016-2020*
5.74%
48 months
View
▼
APR5.74%
Term48 months
Last UpdatedJun 16, 2026
Details

As Low As; (1,2,4,5,6)

Century Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
Used Auto
5.74%
36 Months
View
▼
APR5.74%
Term36 Months
Last UpdatedJun 16, 2026
Details

As Low As; Used Auto Rate

Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
Used Vehicles Loan
5.74%
Up to 84 months
View
▼
APR5.74%
TermUp to 84 months
Last UpdatedJun 16, 2026
Details

2022 - 2024 Model Years - Up to 110% NADA Retail Value

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.07%
Used Vehicles (2019-2020) Loan
5.74%
48 months
View
▼
APR5.74%
Term48 months
Last UpdatedJun 16, 2026
Details

As Low As

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.07%
Used Vehicles (2021-2023 & 2024 - less than K) Loan
5.74%
60 months
View
▼
APR5.74%
Term60 months
Last UpdatedJun 16, 2026
Details

$15; As Low As

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.07%
Used Vehicles Loan
5.74%
72 months
View
▼
APR5.74%
Term72 months
Last UpdatedJun 16, 2026
Details

As Low As

All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
Used Vehicles 2022-2025 48-60 months Loan
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedJun 16, 2026
Details

As low as

Genoa, OH Auto Loan Rate Trends

Compare local Genoa, OH auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Ohio Auto Trends →
New Auto Loan — OH Avg
5.725%
▲ 0.322 vs 7 days ago

Ohio new auto rates rose 0.322 points over the past 7 days to 5.725% APR.

Used Auto Loan — OH Avg
6.468%
▼ 0.199 vs 7 days ago

Ohio used auto rates fell 0.199 points over the past 7 days to 6.468% APR.

As of Jun 19, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Genoa, Ohio auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Genoa, Ohio directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Genoa, Ohio. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in OH.

Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.

Frequently Asked Questions about Auto Loans in Genoa, Ohio

How does my credit score affect my car loan rate in Ohio?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Genoa, Ohio with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Ohio *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Genoa, Ohio typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Genoa, Ohio?

Based on our current data, some of the lowest auto loan rates available in Genoa, Ohio include:
  • YTR Community Federal Credit Union: 2.50% (New Auto (2022-Newer))
  • United Federal Credit Union: 2.99% (Auto Loan)
  • Homeland Credit Union: 3.99% (Auto Loans 2025-2026)
  • LAKEVIEW: 3.99% (New Auto 2026)
  • Middletown Area Schools Credit Union: 4.00% (New Vehicle Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Genoa, Ohio. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 16, 2026

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