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Greater Cleveland Community Credit Union

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Greater Cleveland Community Credit Union Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greater Cleveland Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 10, 2026

Greater Cleveland Community Credit Union's Personal Loan Rates are at 3.99%. MonitorBankRates evaluates the financial stability of Greater Cleveland Community Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.04%. Rates last updated and verified on 09/10/2026.

Greater Cleveland Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greater Cleveland Community Credit Union? Share your experience about Greater Cleveland Community Credit Union by leaving a review below, or read customer reviews before you decide to use Greater Cleveland Community Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 94/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

11.04%

Excellent Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

Greater Cleveland Community Credit Union
Greater Cleveland Community Credit Union

601 Lakeside Ave E Rm 3
Cleveland, OH 44114-1015

https://www.greaterclevcu.com

Greater Cleveland Community Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loans	-	-	3.99%	84 months
Details As Low As; on passenger vehicles. Members can purchase optional loan protection products like Extended Warranty Repair Coverage, GAP insurance, and Credit Life Insurance to further reduce the loan interest rate. These products provide financial protection in case of accidents, theft, mechanical repairs and other unforeseen circumstances. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.04%

Greater Cleveland Community Credit Union Credit Card Rates

Product	Rate	APR
Elite/Platinum Mastercard	-	9.99%
Details Fixed interest rates; Credit limit up to $10,000.00; Earn points on every purchase along with exclusive rewards and discounts. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.04%
Secured Mastercard	-	9.99%
Details Fixed interest rates; No credit underwriting or income verification; No annual fee; Credit limit up to $10,000.00; Earn points on every purchase along with exclusive rewards and discounts. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.04%
Standard Mastercard	-	12.99%
Details Fixed interest rates; Credit limit up to $10,000.00; Earn points on every purchase along with exclusive rewards and discounts. Last Updated 09/03/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.04%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Greater Cleveland Community Credit Union’s Texas Ratio rose from 7.86% in Q2 2023 to 11.04% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$9M	11.04%	5.0	A
December 31, 2025	$9M	10.92%	5.0	A
September 30, 2025	$10M	9.57%	5.0	A
June 30, 2025	$10M	5.59%	5.0	A+
March 31, 2025	$9M	9.89%	5.0	A
December 31, 2024	$10M	16.83%	4.9	A-
September 30, 2024	$10M	14.87%	5.0	A-
June 30, 2024	$9M	11.43%	5.0	A
March 31, 2024	$9M	8.28%	5.0	A
December 31, 2023	$9M	12.01%	5.0	A
September 30, 2023	$9M	12.89%	5.0	A
June 30, 2023	$10M	7.86%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Greater Cleveland Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Greater Cleveland Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Greater Cleveland Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Greater Cleveland Community Credit Union

Website https://www.greaterclevcu.com

Address 601 Lakeside Ave E Rm 3, Cleveland, OH 44114-1015

Phone 216-664-2217

Fax 216-664-4375

President Greg Perryman

CEO Steven Sims

Full-Time Employees 6

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (94/100)

Texas Ratio

11.04%

Return on Assets (ROA)

0.0078%

Return on Equity (ROE)

0.0391%

Non-Performing Loans Ratio (NPL)

4.12%

Total Assets

9,137,435

Total Amount of Shares and Deposits

7,295,673

Total Shares and Deposits < 1 Year

6,442,271

Total Shares and Deposits 1 3 Years

423,384

Total Shares and Deposits > 3 Years

430,018

Total Uninsured Shares and Deposits > $250K (F+J)

251,008

Total Insured Shares and Deposits > $250K (item 17 less item K)

7,044,665

Total Interest Expense (Sum of items 6 8)

17,279

Share Certificates

Number of Accounts for Share Drafts

1,384

IRA KEOGH Accounts

Number of Accounts for Regular Shares

3,339

All other shares

Non Member Deposits

Money Market Shares

134

Net Income (unless the amount is already included in Undivided Earnings)

711

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

1,268,574

Total Liabilities

7,320,979

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Greater Cleveland Community Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
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</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Greater Cleveland Community Credit Union

How many branches does Greater Cleveland Community Credit Union operate?

Greater Cleveland Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Greater Cleveland Community Credit Union?

Yes, to access services at Greater Cleveland Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Greater Cleveland Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greater Cleveland Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Greater Cleveland Community Credit Union offer online and mobile banking?

Most modern institutions like Greater Cleveland Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.greaterclevcu.com.