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Greater Cleveland Community Credit Union Rates & Review October 2026

Greater Cleveland Community Credit Union's 12 Month CD of Deposit (CD's) rates are at 0.10%, 18 Month CD of Deposit (CD's) rates are at 0.10%, 24 Month CD of Deposit (CD's) rates are at 0.10%, 36 Month CD of Deposit (CD's) rates are at 0.10%, 48 Month CD of Deposit (CD's) rates are at 0.10%. Greater Cleveland Community Credit Union's checking rates are as high as 0.01%. Greater Cleveland Community Credit Union's Credit Card Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Greater Cleveland Community Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.26%. Rates last updated and verified on 10/22/2026.

Greater Cleveland Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Greater Cleveland Community Credit Union? Share your experience about Greater Cleveland Community Credit Union by leaving a review below, or read customer reviews before you decide to use Greater Cleveland Community Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
9.26%
Excellent Higher than avg
Health Trend ?
Improving 12 quarters
Full history ›
Greater Cleveland Community Credit Union
Greater Cleveland Community Credit Union
601 Lakeside Ave E Rm 3
Cleveland, OH 44114-1015
https://www.greaterclevcu.com
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Greater Cleveland Community Credit Union CD Rates

Product Rate APY Term View More
12 Month Certificate of Deposit (CD's) 0.10% 0.10% 12 months
Details Substantial penalty for early withdrawals. Investments automatically renewable at rates in effect at time of maturity.
Last Updated 10/22/2026
Rate History
No change since Oct 22, 2026 · 0.10% APY
0.00%0.30%0.60%Oct 22, 2026: 0.10% APYOct 22, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.26%
18 Month Certificate of Deposit (CD's) 0.10% 0.10% 18 months
Details Substantial penalty for early withdrawals. Investments automatically renewable at rates in effect at time of maturity.
Last Updated 10/22/2026
Rate History
No change since Oct 22, 2026 · 0.10% APY
0.00%0.30%0.60%Oct 22, 2026: 0.10% APYOct 22, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.26%
24 Month Certificate of Deposit (CD's) 0.10% 0.10% 24 months
Details Substantial penalty for early withdrawals. Investments automatically renewable at rates in effect at time of maturity.
Last Updated 10/22/2026
Rate History
No change since Oct 22, 2026 · 0.10% APY
0.00%0.30%0.60%Oct 22, 2026: 0.10% APYOct 22, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.26%
36 Month Certificate of Deposit (CD's) 0.10% 0.10% 36 months
Details With 1 bump; Substantial penalty for early withdrawals. Investments automatically renewable at rates in effect at time of maturity.
Last Updated 10/22/2026
Rate History
No change since Oct 22, 2026 · 0.10% APY
0.00%0.30%0.60%Oct 22, 2026: 0.10% APYOct 22, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.26%
48 Month Certificate of Deposit (CD's) 0.10% 0.10% 48 months
Details With 2 bumps; Substantial penalty for early withdrawals. Investments automatically renewable at rates in effect at time of maturity.
Last Updated 10/22/2026
Rate History
No change since Oct 22, 2026 · 0.10% APY
0.00%0.30%0.60%Oct 22, 2026: 0.10% APYOct 22, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.26%
6 Month Certificate of Deposit (CD's) 0.10% 0.10% 6 months
Details Substantial penalty for early withdrawals. Investments automatically renewable at rates in effect at time of maturity.
Last Updated 10/22/2026
Rate History
No change since Oct 22, 2026 · 0.10% APY
0.00%0.30%0.60%Oct 22, 2026: 0.10% APYOct 22, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.26%
60 Month Certificate of Deposit (CD's) 0.10% 0.10% 60 months
Details With 3 bumps; Substantial penalty for early withdrawals. Investments automatically renewable at rates in effect at time of maturity.
Last Updated 10/22/2026
Rate History
No change since Oct 22, 2026 · 0.10% APY
0.00%0.30%0.60%Oct 22, 2026: 0.10% APYOct 22, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.26%

Greater Cleveland Community Credit Union Savings Rates

Product Rate APY View More
Christmas Club Account 0.05% 0.05%
Details Share Saving Rates
Last Updated 10/22/2026
Rate History
No change since Oct 22, 2026 · 0.05% APY
0.00%0.28%0.55%Oct 22, 2026: 0.05% APYOct 22, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.26%
Regular Share/Saving Account 0.05% 0.05%
Details Share Saving Rates
Last Updated 10/22/2026
Rate History
No change since Oct 22, 2026 · 0.05% APY
0.00%0.28%0.55%Oct 22, 2026: 0.05% APYOct 22, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.26%
Vacation Club Account 0.05% 0.05%
Details Share Saving Rates
Last Updated 10/22/2026
Rate History
No change since Oct 22, 2026 · 0.05% APY
0.00%0.28%0.55%Oct 22, 2026: 0.05% APYOct 22, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.26%

Greater Cleveland Community Credit Union Checking Rates

Product Rate APY View More
Share Draft/Checking Account 0.01% 0.01%
Details Share Saving Rates
Last Updated 10/22/2026
Rate History
No change since Oct 22, 2026 · 0.01% APY
0.00%0.26%0.51%Oct 22, 2026: 0.01% APYOct 22, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.26%

Greater Cleveland Community Credit Union Credit Card Rates

Product Rate APR View More
Elite/Platinum Mastercard - 9.99%
Details As Low As; Unsecured card with fixed rates; Members with top-tier credit
Last Updated 10/22/2026
Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 10 times
9.49%9.99%10.49%Sep 14, 2026: 9.99% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.26%
Secured Mastercard - 9.99%
Details Low fixed rate; No annual fee; No credit underwriting or income verification
Last Updated 10/22/2026
Rate History
No change since Sep 14, 2026 · 9.99% APR · checked 10 times
9.49%9.99%10.49%Sep 14, 2026: 9.99% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.26%
Standard Mastercard - 12.99%
Details As Low As; Starting at; Unsecured card
Last Updated 10/22/2026
Rate History
No change since Sep 14, 2026 · 12.99% APR · checked 10 times
12.49%12.99%13.49%Sep 14, 2026: 12.99% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.26%

Greater Cleveland Community Credit Union Other Rates

Product Rate Points APY/APR Term View More
Flex Loan - - 17.99% 30 Days
Details Term: 30-day repayment term; Fixed rate; up to $600; renewable monthly at Credit Union's discretion; $25 transaction fee per renewal; available only to members enrolled in Direct Deposit or Payroll Deduction
Last Updated 10/22/2026
Rate History
No change since Sep 14, 2026 · 17.99% APR · checked 10 times
17.49%17.99%18.49%Sep 14, 2026: 17.99% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.26%
Holiday Loan - - 17.99% 12 months
Details Fixed rate; up to $2,500; applications accepted October 1 through December 24
Last Updated 10/22/2026
Rate History
No change since Sep 14, 2026 · 17.99% APR · checked 10 times
17.49%17.99%18.49%Sep 14, 2026: 17.99% APRSep 14, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.26%
IRA Saving Account 0.10% - 0.10%
Details Share Saving Rates
Last Updated 10/22/2026
Rate History
No change since Oct 22, 2026 · 0.10% APY
0.00%0.30%0.60%Oct 22, 2026: 0.10% APYOct 22, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.26%
Second Saving Account 0.05% - 0.05%
Details Share Saving Rates
Last Updated 10/22/2026
Rate History
No change since Oct 22, 2026 · 0.05% APY
0.00%0.28%0.55%Oct 22, 2026: 0.05% APYOct 22, 2026Oct 25, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 9.26%

Financial Health History

Greater Cleveland Community Credit Union’s Texas Ratio fell from 12.89% in Q3 2023 to 9.26% in Q2 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 6% 2.0★ 11% 3.0★ 17% 4.0★ 23% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 12.89% A Q3 2023 A Q4 2023 A Q1 2024 A Q2 2024 A- Q3 2024 A- Q4 2024 A Q1 2025 A+ Q2 2025 A Q3 2025 A Q4 2025 A Q1 2026 9.26% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$9M9.26%5.0A
March 31, 2026$9M11.04%5.0A
December 31, 2025$9M10.92%5.0A
September 30, 2025$10M9.57%5.0A
June 30, 2025$10M5.59%5.0A+
March 31, 2025$9M9.89%5.0A
December 31, 2024$10M16.83%4.9A-
September 30, 2024$10M14.87%5.0A-
June 30, 2024$9M11.43%5.0A
March 31, 2024$9M8.28%5.0A
December 31, 2023$9M12.01%5.0A
September 30, 2023$9M12.89%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Greater Cleveland Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Greater Cleveland Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Greater Cleveland Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Greater Cleveland Community Credit Union
Address 601 Lakeside Ave E Rm 3, Cleveland, OH 44114-1015
Phone 216-664-2217
Fax 216-664-4375
President Greg Perryman
CEO Steven Sims
Full-Time Employees 6
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.26%
Return on Assets (ROA)
0.0219%
Return on Equity (ROE)
0.1071%
Non-Performing Loans Ratio (NPL)
3.27%
Total Assets
8,874,228
Total Amount of Shares and Deposits
7,093,924
Total Shares and Deposits < 1 Year
6,456,363
Total Shares and Deposits 1 3 Years
187,714
Total Shares and Deposits > 3 Years
449,847
Total Uninsured Shares and Deposits > $250K (F+J)
690
Total Insured Shares and Deposits > $250K (item 17 less item K)
7,093,234
Total Interest Expense (Sum of items 6 8)
34,091
Share Certificates
63
Number of Accounts for Share Drafts
1,249
IRA KEOGH Accounts
8
Number of Accounts for Regular Shares
2,196
All other shares
25
Non Member Deposits
2
Money Market Shares
122
Net Income (unless the amount is already included in Undivided Earnings)
1,946
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
750,944
Total Liabilities
7,056,537
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Greater Cleveland Community Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/greater-cleveland-community-credit-union-rates-review-66860">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Greater Cleveland Community Credit Union

Does Greater Cleveland Community Credit Union offer CDs?

Yes. Greater Cleveland Community Credit Union offers share certificates (CDs) with fixed interest rates across multiple term lengths. Its current CD rates, verified by MonitorBankRates, are listed on this page.

Are CDs from Greater Cleveland Community Credit Union NCUA insured?

Yes. Greater Cleveland Community Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Greater Cleveland Community Credit Union?

The highest CD rate MonitorBankRates has verified for Greater Cleveland Community Credit Union is 0.10% APY on its 12 Month CD of Deposit (CD's), as of October 22, 2026.

What CD terms does Greater Cleveland Community Credit Union offer?

The Greater Cleveland Community Credit Union CD terms we track include 12 month, 18 month, 2 year, 3 year, 4 year and 5 year terms. The institution may offer other terms or specials that are not listed here, so check with Greater Cleveland Community Credit Union for its full lineup.

What is the highest checking rate at Greater Cleveland Community Credit Union?

The highest checking rate MonitorBankRates has verified for Greater Cleveland Community Credit Union is 0.01% APY on its Share Draft/Checking Account, as of October 22, 2026.

What is the lowest credit card APR at Greater Cleveland Community Credit Union?

The lowest credit card rate MonitorBankRates has verified for Greater Cleveland Community Credit Union is 9.99% APR on its Elite/Platinum Mastercard Credit Card, as of October 22, 2026.

How many branches does Greater Cleveland Community Credit Union operate?

Greater Cleveland Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Greater Cleveland Community Credit Union?

Yes, to access services at Greater Cleveland Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Greater Cleveland Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Greater Cleveland Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Greater Cleveland Community Credit Union offer online and mobile banking?

Most modern institutions like Greater Cleveland Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.greaterclevcu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Greater Cleveland Community Credit Union rates compare?

Greater Cleveland Community Credit Union's top rates are 0.10% APY on its 12 Month CD of Deposit (CD's), 0.01% APY on checking and credit cards from 9.99% APR, verified by MonitorBankRates on October 22, 2026. To compare Greater Cleveland Community Credit Union with the top rates nationwide, see our best CD rates, best checking rates and best credit card rates, updated daily from banks and credit unions across the country.

Current Greater Cleveland Community Credit Union Rates

  • 12-Month CD0.10%
  • 18-Month CD0.10%
  • 24-Month CD0.10%
  • 60-Month CD0.10%
Retrieved from our database of financial products. Rates subject to change.