Auto Loan Rates in Cincinnati, Ohio (OH) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Cincinnati, Ohio. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Cincinnati, Ohio include General Electric Credit UnionGeneral Electric Credit Union10485 Reading Rd, Cincinnati, OH, 45241 2523A5.0 ★Texas Ratio: 7.74% offering New/Used Cars, 2023 and newer models at 4.99%, Local Union 392 Federal Credit UnionLocal Union 392 Federal Credit Union1228 Central Pkwy Ste 302, Cincinnati, OH, 45202A+5.0 ★Texas Ratio: 1.65% offering New Auto Loans 2026 - 2027 6,000 Miles or Less A+ at 5.25%, Greater Cincinnati School Credit UnionGreater Cincinnati School Credit Union7221 Montgomery Rd, Cincinnati, OH, 45236A+5.0 ★Texas Ratio: 3.80% offering NEW AUTO A+ at 5.25%, Superior Credit UnionSuperior Credit Union49 WILLIAM HOWARD TAFT RD, CINCINNATI, OH, 45219A+5.0 ★Texas Ratio: 0.36% offering Vehicle Loans - 2024 through 2026 Models at 5.29%, Sharefax Credit UnionSharefax Credit Union10590 READING RD, CINCINNATI, OH, 45241A+5.0 ★Texas Ratio: 4.21% offering MODEL YEAR 2023 & NEWER Vehicle Loan at 5.49%.
Auto loan rates in Cincinnati, Ohio are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Cincinnati, Ohio. Auto Loan Rates Last Updated and Verified: March 20, 2026
Compare Auto Loan Rates Today in Cincinnati, Ohio & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Up to 48 months
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less A+
5.25%
1-60
▼
APR5.25%
Term1-60
Last UpdatedMar 16, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO A+
5.25%
66 Months
▼
APR5.25%
Term66 Months
Last UpdatedMar 20, 2026
Details
110% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO A+/ 110%
5.25%
66 Months
▼
APR5.25%
Term66 Months
Last UpdatedMar 20, 2026
Details
Superior Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
49 WILLIAM HOWARD TAFT RD, CINCINNATI, OH, 45219
Vehicle Loans - 2024 through 2026 Models
5.29%
Up To 60 Months
▼
APR5.29%
TermUp To 60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO A
5.35%
66 Months
▼
APR5.35%
Term66 Months
Last UpdatedMar 20, 2026
Details
105% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO A / 105%
5.35%
66 Months
▼
APR5.35%
Term66 Months
Last UpdatedMar 20, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As; Up to 63 months
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
10590 READING RD, CINCINNATI, OH, 45241
MODEL YEAR 2023 & NEWER Vehicle Loan
5.49%
63 Months
▼
APR5.49%
Term63 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 63 Months
TruPartner Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.65%
1800 Vine St, Cincinnati, OH, 45202
Auto Loan
5.49%
66 Months
▼
APR5.49%
Term66 Months
Last UpdatedMar 17, 2026
Details
As Low As; Less than 5 years old
Superior Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
49 WILLIAM HOWARD TAFT RD, CINCINNATI, OH, 45219
Vehicle Loans - 2021 through 2023 Models
5.50%
Up To 48 Months
▼
APR5.50%
TermUp To 48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO B
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedMar 20, 2026
Details
100% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO B / 100%
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedMar 20, 2026
Details
Superior Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
49 WILLIAM HOWARD TAFT RD, CINCINNATI, OH, 45219
Vehicle Loans - 2024 through 2026 Models
5.59%
66 Months
▼
APR5.59%
Term66 Months
Last UpdatedMar 15, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO C
5.65%
66 Months
▼
APR5.65%
Term66 Months
Last UpdatedMar 20, 2026
Details
100% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO C / 100%
5.65%
66 Months
▼
APR5.65%
Term66 Months
Last UpdatedMar 20, 2026
Details
Superior Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
49 WILLIAM HOWARD TAFT RD, CINCINNATI, OH, 45219
Vehicle Loans - 2024 through 2026 Models
5.70%
72 Months
▼
APR5.70%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Used Vehicles
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 16, 2026
Details
2022 - 2024 Model Years - -Up to 110% NADA Retail Value
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less A
5.75%
1-60
▼
APR5.75%
Term1-60
Last UpdatedMar 16, 2026
Details
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less A+
5.75%
61-84
▼
APR5.75%
Term61-84
Last UpdatedMar 16, 2026
Details
Superior Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
49 WILLIAM HOWARD TAFT RD, CINCINNATI, OH, 45219
Vehicle Loans - 2021 through 2023 Models
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
5.79%
75 Months
▼
APR5.79%
Term75 Months
Last UpdatedMar 20, 2026
Details
As Low As; 64 to 75 months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2019 through 2022 models
5.89%
63 Months
▼
APR5.89%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As; Up to 63 months
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
10590 READING RD, CINCINNATI, OH, 45241
MODEL YEAR 2023 & NEWER Vehicle Loan
5.99%
75 Months
▼
APR5.99%
Term75 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 75 Months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Superior Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
49 WILLIAM HOWARD TAFT RD, CINCINNATI, OH, 45219
Vehicle Loans - 2021 through 2023 Models
5.99%
72 Months**
▼
APR5.99%
Term72 Months**
Last UpdatedMar 15, 2026
Details
As Low As
Superior Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
49 WILLIAM HOWARD TAFT RD, CINCINNATI, OH, 45219
Vehicle Loans - 2024 through 2026 Models
5.99%
75 Months
▼
APR5.99%
Term75 Months
Last UpdatedMar 15, 2026
Details
As Low As
TruPartner Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.65%
1800 Vine St, Cincinnati, OH, 45202
Auto Loan
5.99%
75 Months
▼
APR5.99%
Term75 Months
Last UpdatedMar 17, 2026
Details
As Low As; Less than 5 years old
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
10590 READING RD, CINCINNATI, OH, 45241
MODEL YEAR 2020-2022 Vehicle Loan
6.14%
63 Months
▼
APR6.14%
Term63 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 63 Months
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less A
6.25%
61-84
▼
APR6.25%
Term61-84
Last UpdatedMar 16, 2026
Details
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less B
6.25%
1-60
▼
APR6.25%
Term1-60
Last UpdatedMar 16, 2026
Details
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Used Vehicles 2018 - 2026 6,001 Miles or More
6.25%
1-72
▼
APR6.25%
Term1-72
Last UpdatedMar 16, 2026
Details
Superior Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
49 WILLIAM HOWARD TAFT RD, CINCINNATI, OH, 45219
Vehicle Loans - 2024 through 2026 Models
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO A+
6.25%
66 Months
▼
APR6.25%
Term66 Months
Last UpdatedMar 20, 2026
Details
110% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO A+/ 110%
6.25%
66 Months
▼
APR6.25%
Term66 Months
Last UpdatedMar 20, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2019 through 2022 models
6.29%
75 Months
▼
APR6.29%
Term75 Months
Last UpdatedMar 20, 2026
Details
As Low As; 64 to 75 months
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO A
6.35%
66 Months
▼
APR6.35%
Term66 Months
Last UpdatedMar 20, 2026
Details
105% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO A / 105%
6.35%
66 Months
▼
APR6.35%
Term66 Months
Last UpdatedMar 20, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
6.39%
49 to 63
▼
APR6.39%
Term49 to 63
Last UpdatedMar 20, 2026
Details
As Low As
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
10590 READING RD, CINCINNATI, OH, 45241
MODEL YEAR 2019 and Older Vehicle Loan
6.44%
63 Months
▼
APR6.44%
Term63 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 63 Months
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Used Vehicles
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMar 16, 2026
Details
2019-2021 -Model Years -Up to 110% NADA Retail Value
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; 76 to 84 months**
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
3333 Burnet Ave, Cincinnati, OH, 45229 3026
New Autos
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedMar 18, 2026
Details
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
3333 Burnet Ave, Cincinnati, OH, 45229 3026
Used Autos 1 to 2 years old
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedMar 18, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO B
6.50%
66 Months
▼
APR6.50%
Term66 Months
Last UpdatedMar 20, 2026
Details
100% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO B / 100%
6.50%
66 Months
▼
APR6.50%
Term66 Months
Last UpdatedMar 20, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
10590 READING RD, CINCINNATI, OH, 45241
MODEL YEAR 2020-2022 Vehicle Loan
6.54%
75 Months
▼
APR6.54%
Term75 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 75 Months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2018 and older models
6.54%
63 Months
▼
APR6.54%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As; Up to 63 months
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO C
6.65%
66 Months
▼
APR6.65%
Term66 Months
Last UpdatedMar 20, 2026
Details
100% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO C / 100%
6.65%
66 Months
▼
APR6.65%
Term66 Months
Last UpdatedMar 20, 2026
Details
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
3333 Burnet Ave, Cincinnati, OH, 45229 3026
Used Autos 3 to 5 years old
6.70%
66 Months
▼
APR6.70%
Term66 Months
Last UpdatedMar 18, 2026
Details
TruPartner Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.65%
1800 Vine St, Cincinnati, OH, 45202
Auto Loan
6.74%
66 Months
▼
APR6.74%
Term66 Months
Last UpdatedMar 17, 2026
Details
As Low As; 5-10 years old
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less B
6.75%
61-84
▼
APR6.75%
Term61-84
Last UpdatedMar 16, 2026
Details
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Used Vehicles 2018 - 2026 6,001 Miles or More
6.75%
1-72
▼
APR6.75%
Term1-72
Last UpdatedMar 16, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
6.79%
64 to 75
▼
APR6.79%
Term64 to 75
Last UpdatedMar 20, 2026
Details
As Low As
Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
New Cars, Trucks and Vans (2022 and Newer) - Up to 75 Months
6.85%
75 Months
▼
APR6.85%
Term75 Months
Last UpdatedMar 13, 2026
Details
As Low As; loan minimum $15,000
Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
New Cars, Trucks and Vans (2022 and Newer) - Up to 48 Months
6.89%
48 Months
▼
APR6.89%
Term48 Months
Last UpdatedMar 13, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2019 through 2022 models
6.89%
63 Months
▼
APR6.89%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
3333 Burnet Ave, Cincinnati, OH, 45229 3026
Used Autos 6 years old
6.95%
54 Months
▼
APR6.95%
Term54 Months
Last UpdatedMar 18, 2026
Details
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Used Vehicles
6.98%
60 Months
▼
APR6.98%
Term60 Months
Last UpdatedMar 16, 2026
Details
2018 & Older - -Up to 110% NADA Retail Value
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
10590 READING RD, CINCINNATI, OH, 45241
MODEL YEAR 2016 - 2019 Vehicle Loan
6.99%
75 Months
▼
APR6.99%
Term75 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 75 Months
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
10590 READING RD, CINCINNATI, OH, 45241
MODEL YEAR 2023 & NEWER Vehicle Loan
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 84 Months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2019 through 2022 models
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; 76 to 84 months**
TruPartner Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.65%
1800 Vine St, Cincinnati, OH, 45202
Auto Loan
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMar 17, 2026
Details
As Low As; Less than 5 years old
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2018 and older models
7.04%
75 Months
▼
APR7.04%
Term75 Months
Last UpdatedMar 20, 2026
Details
As Low As; 64 to 75 months***
Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
New Cars, Trucks and Vans (2022 and Newer) - Up to 63 Months
7.08%
63 Months
▼
APR7.08%
Term63 Months
Last UpdatedMar 13, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO D
7.15%
66 Months
▼
APR7.15%
Term66 Months
Last UpdatedMar 20, 2026
Details
95% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO D / 95%
7.15%
66 Months
▼
APR7.15%
Term66 Months
Last UpdatedMar 20, 2026
Details
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
3333 Burnet Ave, Cincinnati, OH, 45229 3026
Used Autos 7 years old
7.20%
36 Months
▼
APR7.20%
Term36 Months
Last UpdatedMar 18, 2026
Details
TruPartner Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.65%
1800 Vine St, Cincinnati, OH, 45202
Auto Loan
7.24%
48 Months
▼
APR7.24%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As; 11-24 years old
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Used Vehicles 2018 - 2026 6,001 Miles or More
7.25%
1-72
▼
APR7.25%
Term1-72
Last UpdatedMar 16, 2026
Details
Superior Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
49 WILLIAM HOWARD TAFT RD, CINCINNATI, OH, 45219
Vehicle Loans - 2007 through 2020 Models
7.25%
Up To 48 Months
▼
APR7.25%
TermUp To 48 Months
Last UpdatedMar 15, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2019 through 2022 models
7.29%
64 to 75
▼
APR7.29%
Term64 to 75
Last UpdatedMar 20, 2026
Details
As Low As
Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
New Cars, Trucks and Vans (2022 and Newer) - Up to 84 Months
7.32%
84 Months
▼
APR7.32%
Term84 Months
Last UpdatedMar 13, 2026
Details
As Low As; loan minimum $25,000
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
7.49%
76 to 84
▼
APR7.49%
Term76 to 84
Last UpdatedMar 20, 2026
Details
As Low As
Superior Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
49 WILLIAM HOWARD TAFT RD, CINCINNATI, OH, 45219
Vehicle Loans - 2007 through 2020 Models
7.50%
60 Months
▼
APR7.50%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2018 and older models
7.54%
63 Months
▼
APR7.54%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Used Vehicles 2018 - 2026 6,001 Miles or More
7.75%
72-84
▼
APR7.75%
Term72-84
Last UpdatedMar 16, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO E
7.75%
66 Months
▼
APR7.75%
Term66 Months
Last UpdatedMar 20, 2026
Details
90% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO E / 90%
7.75%
66 Months
▼
APR7.75%
Term66 Months
Last UpdatedMar 20, 2026
Details
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
10590 READING RD, CINCINNATI, OH, 45241
MODEL YEAR 2020-2022 Vehicle Loan
7.99%
84 Months
▼
APR7.99%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 84 Months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2019 through 2022 models
7.99%
76 to 84
▼
APR7.99%
Term76 to 84
Last UpdatedMar 20, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2018 and older models
8.04%
64 to 75
▼
APR8.04%
Term64 to 75
Last UpdatedMar 20, 2026
Details
As Low As
Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
Used Cars, Trucks and Vans 2018-2021 - Up to 75 Months
8.11%
75 Months
▼
APR8.11%
Term75 Months
Last UpdatedMar 13, 2026
Details
As Low As; ($15,000 loan minimum for 61-75 mos.)
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO D
8.15%
66 Months
▼
APR8.15%
Term66 Months
Last UpdatedMar 20, 2026
Details
95% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO D / 95%
8.15%
66 Months
▼
APR8.15%
Term66 Months
Last UpdatedMar 20, 2026
Details
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less C
8.25%
1-60
▼
APR8.25%
Term1-60
Last UpdatedMar 16, 2026
Details
Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
Used Cars, Trucks and Vans 2014-2017 - Up to 75 Months
8.36%
75 Months
▼
APR8.36%
Term75 Months
Last UpdatedMar 13, 2026
Details
As Low As; ($15,000 loan minimum for 61-75 months)
Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
Used Cars, Trucks and Vans 2018-2021 - Up to 84 Months
8.58%
84 Months
▼
APR8.58%
Term84 Months
Last UpdatedMar 13, 2026
Details
As Low As; (loan minimum is $25,000)
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO E
8.75%
66 Months
▼
APR8.75%
Term66 Months
Last UpdatedMar 20, 2026
Details
90% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO E / 90%
8.75%
66 Months
▼
APR8.75%
Term66 Months
Last UpdatedMar 20, 2026
Details
Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
Used Cars, Trucks and Vans 2014-2017 - Up to 84 Months
8.83%
84 Months
▼
APR8.83%
Term84 Months
Last UpdatedMar 13, 2026
Details
As Low As; (loan minimum is $25,000)
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO Second Chance
9.00%
66 Months
▼
APR9.00%
Term66 Months
Last UpdatedMar 20, 2026
Details
90% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO Second Chance / 90%
9.00%
66 Months
▼
APR9.00%
Term66 Months
Last UpdatedMar 20, 2026
Details
Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
Used Cars, Trucks and Vans 2013 and older - Up to 63 Months
9.10%
63 Months
▼
APR9.10%
Term63 Months
Last UpdatedMar 13, 2026
Details
As Low As
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Used Vehicles 2018 - 2026 6,001 Miles or More
9.25%
1-72
▼
APR9.25%
Term1-72
Last UpdatedMar 16, 2026
Details
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less C
9.75%
61-84
▼
APR9.75%
Term61-84
Last UpdatedMar 16, 2026
Details
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Used Vehicles 2018 - 2026 6,001 Miles or More
9.75%
72-84
▼
APR9.75%
Term72-84
Last UpdatedMar 16, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO Second Chance
10.00%
66 Months
▼
APR10.00%
Term66 Months
Last UpdatedMar 20, 2026
Details
90% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO Second Chance / 90%
10.00%
66 Months
▼
APR10.00%
Term66 Months
Last UpdatedMar 20, 2026
Details
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less D
10.75%
1-60
▼
APR10.75%
Term1-60
Last UpdatedMar 16, 2026
Details
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less D
11.25%
61-84
▼
APR11.25%
Term61-84
Last UpdatedMar 16, 2026
Details
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Used Vehicles 2018 - 2026 6,001 Miles or More
11.75%
1-72
▼
APR11.75%
Term1-72
Last UpdatedMar 16, 2026
Details
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Used Vehicles 2018 - 2026 6,001 Miles or More
12.25%
72-84
▼
APR12.25%
Term72-84
Last UpdatedMar 16, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
2.50%
24 Months
▼
APR2.50%
Term24 Months
Last UpdatedMar 15, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
2.75%
24 Months
▼
APR2.75%
Term24 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.00%
36 Months
▼
APR3.00%
Term36 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2026 & Newer
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.25%
48 Months
▼
APR3.25%
Term48 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.50%
60 Months
▼
APR3.50%
Term60 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedMar 15, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedMar 15, 2026
Details
A 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2026 & Newer
LAKEVIEW
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
2909 State Rd, Ashtabula, OH, 44004
New Auto 2026
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As; up to 48 months
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 15, 2026
Details
A 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
New Vehicle
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
▼
APR4.20%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
5269 E 104th St, Garfield Hts, OH, 44125 2407
New Vehicles (Never Titled) 2025-2026 36 months
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 15, 2026
Details
A 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
New Auto Loan
4.29%
Up to 36 Months
▼
APR4.29%
TermUp to 36 Months
Last UpdatedMar 13, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.45%
Up to 36 Months
▼
APR4.45%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
31 Hanna Pkwy, Coventry township, OH, 44319
New Cars 2026-2025
4.49%
42 Months
▼
APR4.49%
Term42 Months
Last UpdatedMar 20, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
3426 Cleveland Ave NW, Canton, OH, 44709 2747
Used Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details
Vehicle Year 2020 and newer
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
19775 State Route 739, Marysville, OH, 43040
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Homeland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
310 Caldwell St, Chillicothe, OH, 45601
Auto Loans 2025-2026
4.49%
Up to 66 Months
▼
APR4.49%
TermUp to 66 Months
Last UpdatedMar 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2023 - 2025*
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
28543 Oregon Rd, Perrysburg, OH, 43551
Auto Loan
4.49%
Up to 39
▼
APR4.49%
TermUp to 39
Last UpdatedMar 18, 2026
Details
As Low As; Minimum Loan Amount $4,000
Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
Auto Loan New & 2 years old
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
New & 2 years old Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
7367 York Rd, Parma, OH, 44130 5162
New Cars & Used Cars (2026 - 2025, 2024)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
Beacon Score 725+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 15, 2026
Details
A 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017)
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedMar 15, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2043 E Prospect Rd, Ashtabula, OH, 44004
New Cars & Trucks
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
575 White Pond Dr Ste E, Akron, OH, 44320 1184
New and Used Vehicles (up to 1 ton capacity)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As; -New1: 100% financing; -Used: 100% of NADA Avg. Retail; 1-7 years old
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
New Vehicle
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 20, 2026
Details
over $20,000; As Low As
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
New Auto Loan
4.54%
37-48 Months
▼
APR4.54%
Term37-48 Months
Last UpdatedMar 13, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
▼
APR4.55%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
1835 Sunset Blvd, Steubenville, OH, 43952
Auto Loan
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMar 16, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.60%
Up to 36 Months
▼
APR4.60%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
690 Schrock Rd, Columbus, OH, 43229 1123
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
▼
APR4.65%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
77 N Saint Clair St, Painesville, OH, 44077
Auto Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 20, 2026
Details
Model Year: New - 2024
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 17, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
28543 Oregon Rd, Perrysburg, OH, 43551
Auto Loan
4.69%
40 - 64
▼
APR4.69%
Term40 - 64
Last UpdatedMar 18, 2026
Details
As Low As; Minimum Loan Amount $7,500
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
77 N Saint Clair St, Painesville, OH, 44077
Auto Loan
4.70%
60 Months
▼
APR4.70%
Term60 Months
Last UpdatedMar 20, 2026
Details
Model Year: New - 2024
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
445 S Main St, Akron, OH, 44311 1056
Auto Loan
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMar 18, 2026
Details
As Low As
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH, 44714 2606
NEW Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedMar 17, 2026
Details
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
8500 Westport Dr, Mentor, OH, 44060
New Auto/Truck 2025- 2026
4.74%
48 Mo.
▼
APR4.74%
Term48 Mo.
Last UpdatedMar 18, 2026
Details
As Low As
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
3300 Stelzer Rd, Columbus, OH, 43219 3034
New Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As; 2025-2026 less than 5,000 miles
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
3300 Stelzer Rd, Columbus, OH, 43219 3034
Used Auto
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As; 2019-2025 and 2025-2026 with over 5,000 miles
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
201 N Vance St, Carey, OH, 43316 1038
New Vehicle Loan
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 84 months
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
201 N Vance St, Carey, OH, 43316 1038
Pre-Owned Vehicle Loan
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 84 months
CME Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.63%
150 E Mound St, Columbus, OH, 43215
Auto Loan
4.75%
Up to 48 months
▼
APR4.75%
TermUp to 48 months
Last UpdatedMar 16, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Used Auto Loan (vehicle year 2022 - 2026)
4.75%
3 Months
▼
APR4.75%
Term3 Months
Last UpdatedMar 17, 2026
Details
As Low As; APR*
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017)
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedMar 15, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedMar 15, 2026
Details
A 650-719
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2043 E Prospect Rd, Ashtabula, OH, 44004
New Cars & Trucks
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
over $20,000; As Low As
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
7420 Kilby Rd, Harrison, OH, 45030
New Vehicle Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As; APR 4.82%**
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
6108 State Rd, Parma, OH, 44134 3702
AUTO LOAN (State of Ohio Title Registration)
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 16, 2026
Details
2026; 72 Months (New from Dealership)
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
77 N Saint Clair St, Painesville, OH, 44077
Auto Loan
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedMar 20, 2026
Details
Model Year: 2023 - 2021
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
4.83%
48 Months
▼
APR4.83%
Term48 Months
Last UpdatedMar 17, 2026
Details
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
77 N Saint Clair St, Painesville, OH, 44077
Auto Loan
4.89%
72 Months
▼
APR4.89%
Term72 Months
Last UpdatedMar 20, 2026
Details
Model Year: New - 2024
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedMar 17, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
28543 Oregon Rd, Perrysburg, OH, 43551
Auto Loan
4.89%
65 - 75
▼
APR4.89%
Term65 - 75
Last UpdatedMar 18, 2026
Details
As Low As; Minimum Loan Amount $10,000
Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH, 44647
Auto Loan 2020 & Newer
4.89%
Up to 60 Months
▼
APR4.89%
TermUp to 60 Months
Last UpdatedMar 20, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
Up to 48
▼
APR4.89%
TermUp to 48
Last UpdatedMar 15, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
17526 Madison Ave, Lakewood, OH, 44107
2025 & Newer Auto Loan
4.93%
72 Months
▼
APR4.93%
Term72 Months
Last UpdatedMar 20, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
▼
APR4.94%
Term36 Months
Last UpdatedMar 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
▼
APR4.95%
TermUp to 72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
17526 Madison Ave, Lakewood, OH, 44107
2024 & Newer Auto Loan
4.96%
72 Months
▼
APR4.96%
Term72 Months
Last UpdatedMar 20, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH, 44714 2606
USED Auto Loans
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
6 S 2nd St, Hamilton, OH, 45011 2846
NEW & USED VEHICLE LOANS
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 16, 2026
Details
As Low As
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
77 N Saint Clair St, Painesville, OH, 44077
Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
Model Year: 2023 - 2021
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
31 Hanna Pkwy, Coventry township, OH, 44319
New Cars 2026-2025
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
3426 Cleveland Ave NW, Canton, OH, 44709 2747
Used Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 15, 2026
Details
Vehicle Year 2020 and newer
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
2016-2018 Automobiles
4.99%
Up to 48 Months
▼
APR4.99%
TermUp to 48 Months
Last UpdatedMar 15, 2026
Details
As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
2019-2023 Automobiles
4.99%
Up to 60 Months
▼
APR4.99%
TermUp to 60 Months
Last UpdatedMar 15, 2026
Details
As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
2024 Automobiles
4.99%
Up to 72 Months
▼
APR4.99%
TermUp to 72 Months
Last UpdatedMar 15, 2026
Details
over $15,000; As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
2025 Automobiles
4.99%
Up to 84 Months
▼
APR4.99%
TermUp to 84 Months
Last UpdatedMar 15, 2026
Details
over $30,000; As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
2025-2026(new/untitled) Automobiles
4.99%
Up to 84 Months
▼
APR4.99%
TermUp to 84 Months
Last UpdatedMar 15, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
19775 State Route 739, Marysville, OH, 43040
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
6613 Maplewood Ave, Sylvania, OH, 43560
New Cars
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 15, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
690 Schrock Rd, Columbus, OH, 43229 1123
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
New Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 20, 2026
Details
$25,000; As Low As
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MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Up to 48 months
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less A+
5.25%
1-60
▼
APR5.25%
Term1-60
Last UpdatedMar 16, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO A+
5.25%
66 Months
▼
APR5.25%
Term66 Months
Last UpdatedMar 20, 2026
Details
110% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO A+/ 110%
5.25%
66 Months
▼
APR5.25%
Term66 Months
Last UpdatedMar 20, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO A
5.35%
66 Months
▼
APR5.35%
Term66 Months
Last UpdatedMar 20, 2026
Details
105% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO A / 105%
5.35%
66 Months
▼
APR5.35%
Term66 Months
Last UpdatedMar 20, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As; Up to 63 months
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
10590 READING RD, CINCINNATI, OH, 45241
MODEL YEAR 2023 & NEWER Vehicle Loan
5.49%
63 Months
▼
APR5.49%
Term63 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 63 Months
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO B
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedMar 20, 2026
Details
100% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO B / 100%
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedMar 20, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO C
5.65%
66 Months
▼
APR5.65%
Term66 Months
Last UpdatedMar 20, 2026
Details
100% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO C / 100%
5.65%
66 Months
▼
APR5.65%
Term66 Months
Last UpdatedMar 20, 2026
Details
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less A
5.75%
1-60
▼
APR5.75%
Term1-60
Last UpdatedMar 16, 2026
Details
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less A+
5.75%
61-84
▼
APR5.75%
Term61-84
Last UpdatedMar 16, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
5.79%
75 Months
▼
APR5.79%
Term75 Months
Last UpdatedMar 20, 2026
Details
As Low As; 64 to 75 months
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
10590 READING RD, CINCINNATI, OH, 45241
MODEL YEAR 2023 & NEWER Vehicle Loan
5.99%
75 Months
▼
APR5.99%
Term75 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 75 Months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less A
6.25%
61-84
▼
APR6.25%
Term61-84
Last UpdatedMar 16, 2026
Details
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less B
6.25%
1-60
▼
APR6.25%
Term1-60
Last UpdatedMar 16, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
6.39%
49 to 63
▼
APR6.39%
Term49 to 63
Last UpdatedMar 20, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; 76 to 84 months**
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
3333 Burnet Ave, Cincinnati, OH, 45229 3026
New Autos
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedMar 18, 2026
Details
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less B
6.75%
61-84
▼
APR6.75%
Term61-84
Last UpdatedMar 16, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
6.79%
64 to 75
▼
APR6.79%
Term64 to 75
Last UpdatedMar 20, 2026
Details
As Low As
Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
New Cars, Trucks and Vans (2022 and Newer) - Up to 75 Months
6.85%
75 Months
▼
APR6.85%
Term75 Months
Last UpdatedMar 13, 2026
Details
As Low As; loan minimum $15,000
Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
New Cars, Trucks and Vans (2022 and Newer) - Up to 48 Months
6.89%
48 Months
▼
APR6.89%
Term48 Months
Last UpdatedMar 13, 2026
Details
As Low As
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
10590 READING RD, CINCINNATI, OH, 45241
MODEL YEAR 2023 & NEWER Vehicle Loan
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 84 Months
Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
New Cars, Trucks and Vans (2022 and Newer) - Up to 63 Months
7.08%
63 Months
▼
APR7.08%
Term63 Months
Last UpdatedMar 13, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO D
7.15%
66 Months
▼
APR7.15%
Term66 Months
Last UpdatedMar 20, 2026
Details
95% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO D / 95%
7.15%
66 Months
▼
APR7.15%
Term66 Months
Last UpdatedMar 20, 2026
Details
Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
New Cars, Trucks and Vans (2022 and Newer) - Up to 84 Months
7.32%
84 Months
▼
APR7.32%
Term84 Months
Last UpdatedMar 13, 2026
Details
As Low As; loan minimum $25,000
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
7.49%
76 to 84
▼
APR7.49%
Term76 to 84
Last UpdatedMar 20, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO E
7.75%
66 Months
▼
APR7.75%
Term66 Months
Last UpdatedMar 20, 2026
Details
90% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO E / 90%
7.75%
66 Months
▼
APR7.75%
Term66 Months
Last UpdatedMar 20, 2026
Details
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less C
8.25%
1-60
▼
APR8.25%
Term1-60
Last UpdatedMar 16, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO Second Chance
9.00%
66 Months
▼
APR9.00%
Term66 Months
Last UpdatedMar 20, 2026
Details
90% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO Second Chance / 90%
9.00%
66 Months
▼
APR9.00%
Term66 Months
Last UpdatedMar 20, 2026
Details
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less C
9.75%
61-84
▼
APR9.75%
Term61-84
Last UpdatedMar 16, 2026
Details
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less D
10.75%
1-60
▼
APR10.75%
Term1-60
Last UpdatedMar 16, 2026
Details
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less D
11.25%
61-84
▼
APR11.25%
Term61-84
Last UpdatedMar 16, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
2.50%
24 Months
▼
APR2.50%
Term24 Months
Last UpdatedMar 15, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
2.75%
24 Months
▼
APR2.75%
Term24 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.00%
36 Months
▼
APR3.00%
Term36 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.25%
48 Months
▼
APR3.25%
Term48 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.50%
60 Months
▼
APR3.50%
Term60 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedMar 15, 2026
Details
A 650-719
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
LAKEVIEW
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
2909 State Rd, Ashtabula, OH, 44004
New Auto 2026
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As; up to 48 months
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 15, 2026
Details
A 650-719
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
New Vehicle
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
▼
APR4.20%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
5269 E 104th St, Garfield Hts, OH, 44125 2407
New Vehicles (Never Titled) 2025-2026 36 months
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 15, 2026
Details
A 650-719
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
New Auto Loan
4.29%
Up to 36 Months
▼
APR4.29%
TermUp to 36 Months
Last UpdatedMar 13, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.45%
Up to 36 Months
▼
APR4.45%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
31 Hanna Pkwy, Coventry township, OH, 44319
New Cars 2026-2025
4.49%
42 Months
▼
APR4.49%
Term42 Months
Last UpdatedMar 20, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
19775 State Route 739, Marysville, OH, 43040
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
Auto Loan New & 2 years old
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
New & 2 years old Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
7367 York Rd, Parma, OH, 44130 5162
New Cars & Used Cars (2026 - 2025, 2024)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
Beacon Score 725+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 15, 2026
Details
A 650-719
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2043 E Prospect Rd, Ashtabula, OH, 44004
New Cars & Trucks
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
575 White Pond Dr Ste E, Akron, OH, 44320 1184
New and Used Vehicles (up to 1 ton capacity)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As; -New1: 100% financing; -Used: 100% of NADA Avg. Retail; 1-7 years old
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
New Vehicle
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 20, 2026
Details
over $20,000; As Low As
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
New Auto Loan
4.54%
37-48 Months
▼
APR4.54%
Term37-48 Months
Last UpdatedMar 13, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
▼
APR4.55%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.60%
Up to 36 Months
▼
APR4.60%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
690 Schrock Rd, Columbus, OH, 43229 1123
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
▼
APR4.65%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH, 44714 2606
NEW Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedMar 17, 2026
Details
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
8500 Westport Dr, Mentor, OH, 44060
New Auto/Truck 2025- 2026
4.74%
48 Mo.
▼
APR4.74%
Term48 Mo.
Last UpdatedMar 18, 2026
Details
As Low As
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
3300 Stelzer Rd, Columbus, OH, 43219 3034
New Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As; 2025-2026 less than 5,000 miles
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
201 N Vance St, Carey, OH, 43316 1038
New Vehicle Loan
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 84 months
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2043 E Prospect Rd, Ashtabula, OH, 44004
New Cars & Trucks
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
over $20,000; As Low As
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
7420 Kilby Rd, Harrison, OH, 45030
New Vehicle Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As; APR 4.82%**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
4.83%
48 Months
▼
APR4.83%
Term48 Months
Last UpdatedMar 17, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedMar 17, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH, 44647
Auto Loan 2020 & Newer
4.89%
Up to 60 Months
▼
APR4.89%
TermUp to 60 Months
Last UpdatedMar 20, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
Up to 48
▼
APR4.89%
TermUp to 48
Last UpdatedMar 15, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
17526 Madison Ave, Lakewood, OH, 44107
2025 & Newer Auto Loan
4.93%
72 Months
▼
APR4.93%
Term72 Months
Last UpdatedMar 20, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
▼
APR4.94%
Term36 Months
Last UpdatedMar 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
▼
APR4.95%
TermUp to 72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
17526 Madison Ave, Lakewood, OH, 44107
2024 & Newer Auto Loan
4.96%
72 Months
▼
APR4.96%
Term72 Months
Last UpdatedMar 20, 2026
Details
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
6 S 2nd St, Hamilton, OH, 45011 2846
NEW & USED VEHICLE LOANS
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 16, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
31 Hanna Pkwy, Coventry township, OH, 44319
New Cars 2026-2025
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
2025-2026(new/untitled) Automobiles
4.99%
Up to 84 Months
▼
APR4.99%
TermUp to 84 Months
Last UpdatedMar 15, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
19775 State Route 739, Marysville, OH, 43040
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
6613 Maplewood Ave, Sylvania, OH, 43560
New Cars
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 15, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
New Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 20, 2026
Details
$25,000; As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Up to 48 months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As; Up to 63 months
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Used Vehicles
5.74%
84 Months
▼
APR5.74%
Term84 Months
Last UpdatedMar 16, 2026
Details
2022 - 2024 Model Years - -Up to 110% NADA Retail Value
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
5.79%
75 Months
▼
APR5.79%
Term75 Months
Last UpdatedMar 20, 2026
Details
As Low As; 64 to 75 months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2019 through 2022 models
5.89%
63 Months
▼
APR5.89%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As; Up to 63 months
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
5.99%
48 Months
▼
APR5.99%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Used Vehicles 2018 - 2026 6,001 Miles or More
6.25%
1-72
▼
APR6.25%
Term1-72
Last UpdatedMar 16, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO A+
6.25%
66 Months
▼
APR6.25%
Term66 Months
Last UpdatedMar 20, 2026
Details
110% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO A+/ 110%
6.25%
66 Months
▼
APR6.25%
Term66 Months
Last UpdatedMar 20, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2019 through 2022 models
6.29%
75 Months
▼
APR6.29%
Term75 Months
Last UpdatedMar 20, 2026
Details
As Low As; 64 to 75 months
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO A
6.35%
66 Months
▼
APR6.35%
Term66 Months
Last UpdatedMar 20, 2026
Details
105% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO A / 105%
6.35%
66 Months
▼
APR6.35%
Term66 Months
Last UpdatedMar 20, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
6.39%
49 to 63
▼
APR6.39%
Term49 to 63
Last UpdatedMar 20, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Used Vehicles
6.49%
72 Months
▼
APR6.49%
Term72 Months
Last UpdatedMar 16, 2026
Details
2019-2021 -Model Years -Up to 110% NADA Retail Value
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
6.49%
84 Months
▼
APR6.49%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; 76 to 84 months**
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
3333 Burnet Ave, Cincinnati, OH, 45229 3026
Used Autos 1 to 2 years old
6.50%
72 Months
▼
APR6.50%
Term72 Months
Last UpdatedMar 18, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO B
6.50%
66 Months
▼
APR6.50%
Term66 Months
Last UpdatedMar 20, 2026
Details
100% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO B / 100%
6.50%
66 Months
▼
APR6.50%
Term66 Months
Last UpdatedMar 20, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2018 and older models
6.54%
63 Months
▼
APR6.54%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As; Up to 63 months
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO C
6.65%
66 Months
▼
APR6.65%
Term66 Months
Last UpdatedMar 20, 2026
Details
100% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO C / 100%
6.65%
66 Months
▼
APR6.65%
Term66 Months
Last UpdatedMar 20, 2026
Details
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
3333 Burnet Ave, Cincinnati, OH, 45229 3026
Used Autos 3 to 5 years old
6.70%
66 Months
▼
APR6.70%
Term66 Months
Last UpdatedMar 18, 2026
Details
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Used Vehicles 2018 - 2026 6,001 Miles or More
6.75%
1-72
▼
APR6.75%
Term1-72
Last UpdatedMar 16, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
6.79%
64 to 75
▼
APR6.79%
Term64 to 75
Last UpdatedMar 20, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2019 through 2022 models
6.89%
63 Months
▼
APR6.89%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
3333 Burnet Ave, Cincinnati, OH, 45229 3026
Used Autos 6 years old
6.95%
54 Months
▼
APR6.95%
Term54 Months
Last UpdatedMar 18, 2026
Details
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
26 Martin Luther King Dr W, Cincinnati, OH, 45220 2242
Used Vehicles
6.98%
60 Months
▼
APR6.98%
Term60 Months
Last UpdatedMar 16, 2026
Details
2018 & Older - -Up to 110% NADA Retail Value
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2019 through 2022 models
6.99%
84 Months
▼
APR6.99%
Term84 Months
Last UpdatedMar 20, 2026
Details
As Low As; 76 to 84 months**
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2018 and older models
7.04%
75 Months
▼
APR7.04%
Term75 Months
Last UpdatedMar 20, 2026
Details
As Low As; 64 to 75 months***
Childrens Medical Center Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
3333 Burnet Ave, Cincinnati, OH, 45229 3026
Used Autos 7 years old
7.20%
36 Months
▼
APR7.20%
Term36 Months
Last UpdatedMar 18, 2026
Details
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Used Vehicles 2018 - 2026 6,001 Miles or More
7.25%
1-72
▼
APR7.25%
Term1-72
Last UpdatedMar 16, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2019 through 2022 models
7.29%
64 to 75
▼
APR7.29%
Term64 to 75
Last UpdatedMar 20, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
7.49%
76 to 84
▼
APR7.49%
Term76 to 84
Last UpdatedMar 20, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2018 and older models
7.54%
63 Months
▼
APR7.54%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Used Vehicles 2018 - 2026 6,001 Miles or More
7.75%
72-84
▼
APR7.75%
Term72-84
Last UpdatedMar 16, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2019 through 2022 models
7.99%
76 to 84
▼
APR7.99%
Term76 to 84
Last UpdatedMar 20, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
Used Cars, 2018 and older models
8.04%
64 to 75
▼
APR8.04%
Term64 to 75
Last UpdatedMar 20, 2026
Details
As Low As
Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
Used Cars, Trucks and Vans 2018-2021 - Up to 75 Months
8.11%
75 Months
▼
APR8.11%
Term75 Months
Last UpdatedMar 13, 2026
Details
As Low As; ($15,000 loan minimum for 61-75 mos.)
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO D
8.15%
66 Months
▼
APR8.15%
Term66 Months
Last UpdatedMar 20, 2026
Details
95% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO D / 95%
8.15%
66 Months
▼
APR8.15%
Term66 Months
Last UpdatedMar 20, 2026
Details
Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
Used Cars, Trucks and Vans 2014-2017 - Up to 75 Months
8.36%
75 Months
▼
APR8.36%
Term75 Months
Last UpdatedMar 13, 2026
Details
As Low As; ($15,000 loan minimum for 61-75 months)
Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
Used Cars, Trucks and Vans 2018-2021 - Up to 84 Months
8.58%
84 Months
▼
APR8.58%
Term84 Months
Last UpdatedMar 13, 2026
Details
As Low As; (loan minimum is $25,000)
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO E
8.75%
66 Months
▼
APR8.75%
Term66 Months
Last UpdatedMar 20, 2026
Details
90% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO E / 90%
8.75%
66 Months
▼
APR8.75%
Term66 Months
Last UpdatedMar 20, 2026
Details
Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
Used Cars, Trucks and Vans 2014-2017 - Up to 84 Months
8.83%
84 Months
▼
APR8.83%
Term84 Months
Last UpdatedMar 13, 2026
Details
As Low As; (loan minimum is $25,000)
Emery Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.95%
7890 E Kemper Rd, Cincinnati, OH, 45249 1656
Used Cars, Trucks and Vans 2013 and older - Up to 63 Months
9.10%
63 Months
▼
APR9.10%
Term63 Months
Last UpdatedMar 13, 2026
Details
As Low As
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Used Vehicles 2018 - 2026 6,001 Miles or More
9.25%
1-72
▼
APR9.25%
Term1-72
Last UpdatedMar 16, 2026
Details
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Used Vehicles 2018 - 2026 6,001 Miles or More
9.75%
72-84
▼
APR9.75%
Term72-84
Last UpdatedMar 16, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO Second Chance
10.00%
66 Months
▼
APR10.00%
Term66 Months
Last UpdatedMar 20, 2026
Details
90% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
USED AUTO Second Chance / 90%
10.00%
66 Months
▼
APR10.00%
Term66 Months
Last UpdatedMar 20, 2026
Details
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Used Vehicles 2018 - 2026 6,001 Miles or More
11.75%
1-72
▼
APR11.75%
Term1-72
Last UpdatedMar 16, 2026
Details
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
Used Vehicles 2018 - 2026 6,001 Miles or More
12.25%
72-84
▼
APR12.25%
Term72-84
Last UpdatedMar 16, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedMar 15, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
▼
APR4.20%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.45%
Up to 36 Months
▼
APR4.45%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
3426 Cleveland Ave NW, Canton, OH, 44709 2747
Used Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details
Vehicle Year 2020 and newer
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
7367 York Rd, Parma, OH, 44130 5162
New Cars & Used Cars (2026 - 2025, 2024)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
Beacon Score 725+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017)
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedMar 15, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
575 White Pond Dr Ste E, Akron, OH, 44320 1184
New and Used Vehicles (up to 1 ton capacity)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As; -New1: 100% financing; -Used: 100% of NADA Avg. Retail; 1-7 years old
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
▼
APR4.55%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.60%
Up to 36 Months
▼
APR4.60%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
▼
APR4.65%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
3300 Stelzer Rd, Columbus, OH, 43219 3034
Used Auto
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As; 2019-2025 and 2025-2026 with over 5,000 miles
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
201 N Vance St, Carey, OH, 43316 1038
Pre-Owned Vehicle Loan
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 84 months
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Used Auto Loan (vehicle year 2022 - 2026)
4.75%
3 Months
▼
APR4.75%
Term3 Months
Last UpdatedMar 17, 2026
Details
As Low As; APR*
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017)
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedMar 15, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedMar 15, 2026
Details
A 650-719
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
over $20,000; As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedMar 17, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
Up to 48
▼
APR4.89%
TermUp to 48
Last UpdatedMar 15, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
▼
APR4.94%
Term36 Months
Last UpdatedMar 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
▼
APR4.95%
TermUp to 72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH, 44714 2606
USED Auto Loans
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
6 S 2nd St, Hamilton, OH, 45011 2846
NEW & USED VEHICLE LOANS
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 16, 2026
Details
As Low As
Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
3426 Cleveland Ave NW, Canton, OH, 44709 2747
Used Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 15, 2026
Details
Vehicle Year 2020 and newer
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
690 Schrock Rd, Columbus, OH, 43229 1123
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
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Frequently Asked Questions about Auto Loans in Cincinnati, Ohio
How does my credit score affect my car loan rate in Ohio?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Cincinnati, Ohio with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Ohio *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Cincinnati, Ohio typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Cincinnati, Ohio?
Based on our current data, some of the lowest auto loan rates available in Cincinnati, Ohio include:
- General Electric Credit Union: 4.99% (New/Used Cars, 2023 and newer models)
- Local Union 392 Federal Credit Union: 5.25% (New Auto Loans 2026 - 2027 6,000 Miles or Less A+)
- Greater Cincinnati School Credit Union: 5.25% (NEW AUTO A+)
- Superior Credit Union: 5.29% (Vehicle Loans - 2024 through 2026 Models)
- Sharefax Credit Union: 5.49% (MODEL YEAR 2023 & NEWER Vehicle Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Cincinnati, Ohio. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 20, 2026
