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CINCINNATI OHIO POLICE Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 3, 2026
CINCINNATI OHIO POLICE's Y-12 CD rates are at 5.00%, 1 Year CD rates are at 3.70%, 1 yr. rates are at 3.70%, 18 mo. rates are at 3.65%, 18 Month CD rates are at 3.65%. CINCINNATI OHIO POLICE's savings rates are at 0.05%. CINCINNATI OHIO POLICE's money market rates are at 1.90%. CINCINNATI OHIO POLICE's 30-Year FHA Loan rates are at 6.25%, 30-Year VA Loan rates are at 6.25%, 15-Year Conventional Loan rates are at 6.25%, 15-Year FHA Loan rates are at 6.25%, 15-Year VA Loan rates are at 6.25%. CINCINNATI OHIO POLICE's Personal Loan Rates are at 10.99%. MonitorBankRates evaluates the financial stability of CINCINNATI OHIO POLICE with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.13%. Rates last updated and verified on 09/03/2026. CINCINNATI OHIO POLICE money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CINCINNATI OHIO POLICE? Share your experience about CINCINNATI OHIO POLICE by leaving a review below, or read customer reviews before you decide to use CINCINNATI OHIO POLICE. CINCINNATI OHIO POLICE
Cincinnati Ohio Police FCU 959 W 8th St
http://www.copfcu.com Cincinnati, OH 45203 
CINCINNATI OHIO POLICE CD Rates
CINCINNATI OHIO POLICE Savings Rates
CINCINNATI OHIO POLICE Money Market Rates
CINCINNATI OHIO POLICE Checking Rates
CINCINNATI OHIO POLICE Mortgage Rates
CINCINNATI OHIO POLICE Home Equity & HELOC
CINCINNATI OHIO POLICE Auto Loan Rates
CINCINNATI OHIO POLICE Student Loan Rates
CINCINNATI OHIO POLICE Credit Card Rates
CINCINNATI OHIO POLICE Personal Loan Rates
Financial Health HistoryCINCINNATI OHIO POLICE’s Texas Ratio rose from 2.07% in Q2 2023 to 7.13% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the amber line marks the 15% level a credit union must stay under to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy threshold
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for CINCINNATI OHIO POLICE is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather CINCINNATI OHIO POLICE rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with CINCINNATI OHIO POLICE's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
CINCINNATI OHIO POLICE
Website
http://www.copfcu.com
Address
959 W 8th St,
Cincinnati, OH 45203
Phone
513-381-2677
Fax
513-381-3010
President
Mark Brown
CEO
Kathy Haas
Full-Time Employees
30
Part-Time Employees
4
Branch Locations
6
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.13%
Return on Assets (ROA)
0.1986%
Return on Equity (ROE)
1.7542%
Non-Performing Loans Ratio (NPL)
1.48%
Total Assets
185,987,253
Total Amount of Shares and Deposits
162,811,375
Total Shares and Deposits < 1 Year
150,643,268
Total Shares and Deposits 1 3 Years
11,039,421
Total Shares and Deposits > 3 Years
1,128,687
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,647,861
Total Uninsured Shares and Deposits > $250K (F+J)
4,647,861
Total Insured Shares and Deposits > $250K (item 17 less item K)
158,163,514
Total Interest Expense (Sum of items 6 8)
638,316
Share Certificates
1,318
Number of Accounts for Share Drafts
6,393
IRA KEOGH Accounts
797
Number of Accounts for Regular Shares
13,221
All other shares
1,485
Money Market Shares
1,517
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
18,559,135
Total Liabilities
165,093,465
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for CINCINNATI OHIO POLICE yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
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Frequently Asked Questions About CINCINNATI OHIO POLICEHow many branches does CINCINNATI OHIO POLICE operate?CINCINNATI OHIO POLICE currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join CINCINNATI OHIO POLICE?Yes, to access services at CINCINNATI OHIO POLICE, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, CINCINNATI OHIO POLICE does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, CINCINNATI OHIO POLICE provides members with tools to manage their accounts and build a solid financial history. Does CINCINNATI OHIO POLICE offer online and mobile banking?Most modern institutions like CINCINNATI OHIO POLICE provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.copfcu.com. Current CINCINNATI OHIO POLICE Rates
Retrieved from our database of financial products. Rates subject to change.
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