The best savings rates for Cincinnati, Ohio and the surrounding area include Wright-Patt Credit UnionWright-Patt Credit Union3 Enfield St, Cincinnati, OH 45218 1402A5.0 ★Texas Ratio: 7.66% Health Savings Aount at 7.00% APY, Kemba Credit UnionKemba Credit Union211 Northland Blvd, Cincinnati, OH 45246A5.0 ★Texas Ratio: 6.17% Ohio Homebuyer Plus Savings at 6.25% APY, Superior Credit UnionSuperior Credit Union49 WILLIAM HOWARD TAFT RD, CINCINNATI, OH 45219A+5.0 ★Texas Ratio: 0.36% Ohio Homebuyer Plus Savings Account at 6.00% APY, 1st National Bank OH1st National Bank OH9015 Fields Ertel Rd, Cincinnati, OH 45249A5.0 ★Texas Ratio: 9.28% Ohio Homebuyer Plus Savings Account at 6.00% APY, and CINCINNATI OHIO POLICECINCINNATI OHIO POLICE959 W 8th St, Cincinnati, OH 45203A5.0 ★Texas Ratio: 7.25% Youth Savings at 5.00% APY. Savings rates as of March 24, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Cincinnati, Ohio, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Cincinnati, Ohio (OH) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Cincinnati, Ohio and the surrounding area. Last Updated and Verified: March 24, 2026
Qualifying balance up to $1,000.00
APY = Annual Percentage Yield. Terms apply.
$500; Month
$500; Month
$500; Month
$500; Month
$500; Month
over current rate account is earning
Minimum of $5,000 not currently deposited at Huntington.
$100.00 to $2,499.99
Rate (effective 1/1/2026)
Rate (effective 1/1/2026)
Qualifying balance up to $25,000.00
Rate (effective 1/1/2026)
Rate (effective 1/1/2026)
$5.00 to $500.00
no interest is paid on balances less than $100.00
An interest-bearing savings account with unlimited deposits.
To avoid $8.00 quarterly fee
A variable rate, interest-bearing savings account with a low minimum balance required.
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Qualifying balance up to $9,999.99
Qualifying balance up to $1500.00
Qualifying balance up to $1500.00
Qualifying balance up to $1500.00
Compare local Cincinnati, OH savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Ohio high-yield savings rates rose 1.425 points this week to 2.833% APY, up from 1.409% last week.
Ohio standard savings rates fell 0.103 points this week to 0.597% APY, down from 0.701% last week.
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Cincinnati, Ohio directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Cincinnati, Ohio. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in OH.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.