MonitorBankRates
☰
  1. Home
  2. ›
  3. Auto Loans
  4. ›
  5. Ohio
  6. ›
  7. Toledo
  8. iAdvertiser Disclosure
    Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Auto Loan Rates in Toledo, Ohio (OH) for May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
  • Automated Online Rate Data Aggregation
  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
  • Bank & Credit Union Star Ratings
  • Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Toledo, Ohio. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: May 2, 2026

Current auto loan rates in Toledo, Ohio include Cornerstone Community Financial Credit UnionCornerstone Community Financial Credit Union4400 Heatherdowns Blvd, Toledo, OH, 43614 3147A+5.0 ★Texas Ratio: 5.88% offering Auto Loan at 4.49%, University of Toledo Federal Credit UnionUniversity of Toledo Federal Credit Union5248 Hill Ave, Toledo, OH, 43615 5868A5.0 ★Texas Ratio: 7.83% offering 2016-2018 Automobiles at 4.99%, Toledo Fire Fighters Federal Credit UnionToledo Fire Fighters Federal Credit Union2800 W Laskey Rd, Toledo, OH, 43613 3248A+5.0 ★Texas Ratio: 1.20% offering Auto Loan at 5.49%, GLASS CITYGLASS CITY1666 E Broadway St, Toledo, OH, 43605 3817A+5.0 ★Texas Ratio: 2.83% offering Specialty Vehicle Loans RV at 9.50%, YTR Community Federal Credit UnionYTR Community Federal Credit UnionA+5.0 ★Texas Ratio: 0.85% offering New Auto (2022-Newer) at 2.50%. Auto loan rates as of May 2, 2026 according to verified data from MonitorBankRates.

Toledo has 4 local institutions in our database, with auto loan rates as low as 4.49% APR from Cornerstone Community Financial Credit Union at 4400 Heatherdowns Blvd, Toledo, OH, 43614 3147. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Toledo, Ohio. Auto Loan Rates Last Updated and Verified: May 2, 2026

Compare Auto Loan Rates Today in Toledo, Ohio & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
4400 Heatherdowns Blvd, Toledo, OH, 43614 3147
Auto Loan
4.49%
Up to 39
View
▼
APR4.49%
TermUp to 39
Last UpdatedMay 2, 2026
Details

As Low As; Minimum Loan Amount $4,000

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
4400 Heatherdowns Blvd, Toledo, OH, 43614 3147
Auto Loan
4.69%
40 - 64
View
▼
APR4.69%
Term40 - 64
Last UpdatedMay 2, 2026
Details

As Low As; Minimum Loan Amount $7,500

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
4400 Heatherdowns Blvd, Toledo, OH, 43614 3147
Auto Loan
4.89%
65 - 75
View
▼
APR4.89%
Term65 - 75
Last UpdatedMay 2, 2026
Details

As Low As; Minimum Loan Amount $10,000

University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
2016-2018 Automobiles
4.99%
Up to 48 Months
View
▼
APR4.99%
TermUp to 48 Months
Last UpdatedApr 18, 2026
Details

As Low As

University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
2019-2023 Automobiles
4.99%
Up to 60 Months
View
▼
APR4.99%
TermUp to 60 Months
Last UpdatedApr 18, 2026
Details

As Low As

University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
2024 Automobiles
4.99%
Up to 72 Months
View
▼
APR4.99%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

over $15,000; As Low As

University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
2025 Automobiles
4.99%
Up to 84 Months
View
▼
APR4.99%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

over $30,000; As Low As

University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
2025-2026(new/untitled) Automobiles
4.99%
Up to 84 Months
View
▼
APR4.99%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

As Low As

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
4400 Heatherdowns Blvd, Toledo, OH, 43614 3147
Auto Loan
4.99%
24 - 39
View
▼
APR4.99%
Term24 - 39
Last UpdatedMay 2, 2026
Details

As Low As; Minimum Loan Amount $4,000

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
4400 Heatherdowns Blvd, Toledo, OH, 43614 3147
Auto Loan
5.19%
76 - 88
View
▼
APR5.19%
Term76 - 88
Last UpdatedMay 2, 2026
Details

As Low As; Minimum Loan Amount $15,000

Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.20%
2800 W Laskey Rd, Toledo, OH, 43613 3248
Auto Loan
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 17, 2026
Details

As Low As; Up to 84 months; Over 72 months add 0.5%

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
4400 Heatherdowns Blvd, Toledo, OH, 43614 3147
Auto Loan
5.49%
40 - 64
View
▼
APR5.49%
Term40 - 64
Last UpdatedMay 2, 2026
Details

As Low As; Minimum Loan Amount $7,500

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
4400 Heatherdowns Blvd, Toledo, OH, 43614 3147
Auto Loan
5.69%
89 - 120
View
▼
APR5.69%
Term89 - 120
Last UpdatedMay 2, 2026
Details

As Low As; Minimum Loan Amount $40,000

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
4400 Heatherdowns Blvd, Toledo, OH, 43614 3147
Auto Loan
5.99%
121 - 180
View
▼
APR5.99%
Term121 - 180
Last UpdatedMay 2, 2026
Details

As Low As; Minimum Loan Amount $75,000

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
4400 Heatherdowns Blvd, Toledo, OH, 43614 3147
Auto Loan
6.09%
65 - 75
View
▼
APR6.09%
Term65 - 75
Last UpdatedMay 2, 2026
Details

As Low As; Minimum Loan Amount $10,000

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
4400 Heatherdowns Blvd, Toledo, OH, 43614 3147
Auto Loan
6.49%
76 - 88
View
▼
APR6.49%
Term76 - 88
Last UpdatedMay 2, 2026
Details

As Low As; Minimum Loan Amount $15,000

GLASS CITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1666 E Broadway St, Toledo, OH, 43605 3817
Specialty Vehicle Loans RV
9.50%
120 Months
View
▼
APR9.50%
Term120 Months
Last UpdatedMay 2, 2026
Details

As Low As

GLASS CITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1666 E Broadway St, Toledo, OH, 43605 3817
Specialty Vehicle Loans RV
9.64%
72 Months
View
▼
APR9.64%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
2.50%
24 Months
View
▼
APR2.50%
Term24 Months
Last UpdatedApr 18, 2026
Details

A++ 750+

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
2.75%
24 Months
View
▼
APR2.75%
Term24 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.00%
36 Months
View
▼
APR3.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2026 & Newer

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.25%
48 Months
View
▼
APR3.25%
Term48 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.50%
60 Months
View
▼
APR3.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
3.50%
24 Months
View
▼
APR3.50%
Term24 Months
Last UpdatedApr 18, 2026
Details

A++ 750+

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.75%
24 Months
View
▼
APR3.75%
Term24 Months
Last UpdatedApr 18, 2026
Details

A 650-719

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
3.75%
24 Months
View
▼
APR3.75%
Term24 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
View
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2026 & Newer

LAKEVIEW
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
New Auto 2026
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As; up to 48 months

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

A 650-719

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.00%
36 Months - 63 Months
View
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedMay 2, 2026
Details

As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.00%
36 Months - 63 Months
View
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedMay 2, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
View
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
View
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
View
▼
APR4.20%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details

Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Auto Loan 2020 & Newer
4.24%
Up to 60 Months
View
▼
APR4.24%
TermUp to 60 Months
Last UpdatedMay 2, 2026
Details

As Low As

All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Vehicles (Never Titled) 2025-2026 36 months
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedApr 18, 2026
Details

A 650-719

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
New Auto Loan
4.29%
Up to 36 Months
View
▼
APR4.29%
TermUp to 36 Months
Last UpdatedMay 2, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.30%
4 years
View
▼
APR4.30%
Term4 years
Last UpdatedApr 18, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.30%
4 years
View
▼
APR4.30%
Term4 years
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
View
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.39%
3 years
View
▼
APR4.39%
Term3 years
Last UpdatedApr 18, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.39%
3 years
View
▼
APR4.39%
Term3 years
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
View
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
View
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.49%
5 years
View
▼
APR4.49%
Term5 years
Last UpdatedApr 18, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.49%
5 years
View
▼
APR4.49%
Term5 years
Last UpdatedApr 18, 2026
Details

As Low As

Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Cars
4.49%
42 months
View
▼
APR4.49%
Term42 months
Last UpdatedApr 26, 2026
Details

Prior Year & Current Year Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2023 - 2025*

Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Auto Loan 2020 & Newer
4.49%
Up to 76 Months
View
▼
APR4.49%
TermUp to 76 Months
Last UpdatedMay 2, 2026
Details

As Low As

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

A 650-719

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
4.50%
24 Months
View
▼
APR4.50%
Term24 Months
Last UpdatedApr 18, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 2, 2026
Details

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMay 2, 2026
Details

over $20,000; As Low As

Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
New Auto Loan
4.54%
37-48 Months
View
▼
APR4.54%
Term37-48 Months
Last UpdatedMay 2, 2026
Details

As Low As

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Auto Loan
4.59%
36 Months
View
▼
APR4.59%
Term36 Months
Last UpdatedApr 17, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 36 Months
View
▼
APR4.65%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
View
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedApr 17, 2026
Details

As Low As; Model Year: 2026/2025/2024/2023

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2020
4.74%
36 - 48 months
View
▼
APR4.74%
Term36 - 48 months
Last UpdatedApr 17, 2026
Details

As Low As

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2021
4.74%
36 - 48 months
View
▼
APR4.74%
Term36 - 48 months
Last UpdatedApr 17, 2026
Details

As Low As

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2022
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedApr 17, 2026
Details

As Low As

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2026/2025/2024/2023
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedApr 17, 2026
Details

As Low As

CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
New Vehicle Loan
4.74%
84 Months
View
▼
APR4.74%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As; Up to 84 months

CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
Pre-Owned Vehicle Loan
4.74%
84 Months
View
▼
APR4.74%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As; Up to 84 months

CME Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.63%
Auto Loan
4.75%
Up to 48 months
View
▼
APR4.75%
TermUp to 48 months
Last UpdatedApr 17, 2026
Details

As Low As

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.75%
84 Months
View
▼
APR4.75%
Term84 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
4.75%
24 Months
View
▼
APR4.75%
Term24 Months
Last UpdatedApr 18, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.75%
24 Months
View
▼
APR4.75%
Term24 Months
Last UpdatedApr 18, 2026
Details

A 650-719

Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
New Vehicle Loan
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR 4.82%**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
Up to 48 Months
View
▼
APR4.75%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 2, 2026
Details

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMay 2, 2026
Details

over $20,000; As Low As

CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
AUTO LOAN (State of Ohio Title Registration)
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMay 2, 2026
Details

2026; 72 Months (New from Dealership)

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
Up to 60 Months
View
▼
APR4.85%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
Up to 48
View
▼
APR4.89%
TermUp to 48
Last UpdatedMay 2, 2026
Details

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Autos 2025 & Newer
4.93%
72 Months
View
▼
APR4.93%
Term72 Months
Last UpdatedMay 2, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.95%
6 years
View
▼
APR4.95%
Term6 years
Last UpdatedApr 18, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.95%
6 years
View
▼
APR4.95%
Term6 years
Last UpdatedApr 18, 2026
Details

As Low As

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2024 & Newer
4.96%
up to 72 Months
View
▼
APR4.96%
Termup to 72 Months
Last UpdatedMay 2, 2026
Details

Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
New Cars
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 18, 2026
Details

AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
NEW & USED VEHICLE LOANS
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedApr 25, 2026
Details

As Low As; 36 months

Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
New Vehicle Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 25, 2026
Details

as low as

Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Cars
4.99%
60 months
View
▼
APR4.99%
Term60 months
Last UpdatedApr 26, 2026
Details

Prior Year & Current Year Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMay 2, 2026
Details

$25,000; As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMay 2, 2026
Details

over $25,000; As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMay 2, 2026
Details

As Low As; APR - 2023 - 2025*

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As; Up to 48 months

Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Vehicle
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As; up to 84 months

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedApr 18, 2026
Details

A 650-719

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedApr 18, 2026
Details

A++ 750+

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

A 650-719

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Cars & Trucks
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedMay 2, 2026
Details

Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car Loans
5.00%
1-6 year loan
View
▼
APR5.00%
Term1-6 year loan
Last UpdatedMay 2, 2026
Details

CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
AUTO LOAN (State of Ohio Title Registration)
5.00%
60 Months
View
▼
APR5.00%
Term60 Months
Last UpdatedMay 2, 2026
Details

2025; 60 Months (Used)

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2021-2023
5.04%
up to 72 Months
View
▼
APR5.04%
Termup to 72 Months
Last UpdatedMay 2, 2026
Details

Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
New Auto Loan
5.04%
73-78 Months
View
▼
APR5.04%
Term73-78 Months
Last UpdatedMay 2, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
View
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Autos & Trucks (2025-2026)
5.08%
60 Months
View
▼
APR5.08%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.09%
49 to 60
View
▼
APR5.09%
Term49 to 60
Last UpdatedMay 2, 2026
Details

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2021-2023
5.11%
up to 60 Months
View
▼
APR5.11%
Termup to 60 Months
Last UpdatedMay 2, 2026
Details

Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Used Auto Loan
5.14%
Up to 36 Months
View
▼
APR5.14%
TermUp to 36 Months
Last UpdatedMay 2, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
Up to 72 Months
View
▼
APR5.15%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details

River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
2023 & newer Auto Loans
5.15%
48 Month
View
▼
APR5.15%
Term48 Month
Last UpdatedMay 2, 2026
Details

As Low As

Genesis Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
New Cars
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 9, 2026
Details

As Low As

Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
New Cars
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 18, 2026
Details

Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Used Cars
5.24%
Up to 72 Months
View
▼
APR5.24%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
Used Vehicle Loans 2020 - 2025
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR 5.32%**

CME Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.63%
Auto Loan
5.25%
Up to 60 months
View
▼
APR5.25%
TermUp to 60 months
Last UpdatedApr 17, 2026
Details

As Low As

Integrity Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Used Auto Loan
5.25%
72 months
View
▼
APR5.25%
Term72 months
Last UpdatedApr 17, 2026
Details

As Low As; 2022 - 2020

All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Vehicles (Never Titled) 2025-2026 48-60 months
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.25%
24 Months
View
▼
APR5.25%
Term24 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedApr 18, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedApr 18, 2026
Details

A 650-719

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 2, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Cars & Trucks
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedMay 2, 2026
Details

Bay Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLE LOAN
5.25%
60 M
View
▼
APR5.25%
Term60 M
Last UpdatedMay 2, 2026
Details

APPLY TODAY FOR A NEW AUTO LOAN

Bay Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLE LOAN
5.25%
60 M
View
▼
APR5.25%
Term60 M
Last UpdatedMay 2, 2026
Details

APPLY TODAY FOR A USED AUTO LOAN

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
New Auto A+
5.25%
66 Months
View
▼
APR5.25%
Term66 Months
Last UpdatedMay 2, 2026
Details

110% LTV

ERIE COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
New Auto Loan (2025 - 2026)
5.25%
36 Months
View
▼
APR5.25%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Autos & Trucks (2025-2026)
5.28%
72 Months
View
▼
APR5.28%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Auto Loan
5.29%
48 Months
View
▼
APR5.29%
Term48 Months
Last UpdatedApr 17, 2026
Details

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.29%
61 to 72
View
▼
APR5.29%
Term61 to 72
Last UpdatedMay 2, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
View
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Used Autos & Trucks
5.33%
Up to 60
View
▼
APR5.33%
TermUp to 60
Last UpdatedApr 17, 2026
Details

As Low As; Year: 2022-2024

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2019-2020
5.35%
up to 60 Months
View
▼
APR5.35%
Termup to 60 Months
Last UpdatedMay 2, 2026
Details

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
New Auto A
5.35%
66 Months
View
▼
APR5.35%
Term66 Months
Last UpdatedMay 2, 2026
Details

105% LTV

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Auto Loan
5.39%
60 Months
View
▼
APR5.39%
Term60 Months
Last UpdatedApr 17, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.39%
63 Months
View
▼
APR5.39%
Term63 Months
Last UpdatedMay 2, 2026
Details

As Low As; Up to 63 months

Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Used Auto Loan
5.39%
61-72 Months
View
▼
APR5.39%
Term61-72 Months
Last UpdatedMay 2, 2026
Details

As Low As

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As; Model Year: 2019

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2018
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2019
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
New Vehicle - 2025 & 2026
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Used Vehicles
5.49%
Up to 84 months
View
▼
APR5.49%
TermUp to 84 months
Last UpdatedApr 25, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.49%
up to 72 months
View
▼
APR5.49%
Termup to 72 months
Last UpdatedApr 25, 2026
Details

As Low As; 5.49% Auto Loan up to 72 months*

Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Cars
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedApr 26, 2026
Details

Prior Year & Current Year Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.

OUCU Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.65%
New vehicles 2025 and newer
5.49%
24 Months
View
▼
APR5.49%
Term24 Months
Last UpdatedMay 2, 2026
Details

Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Auto Loan 2023 & Newer
5.49%
77 to 84 Months
View
▼
APR5.49%
Term77 to 84 Months
Last UpdatedMay 2, 2026
Details

As Low As

Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used Vehicle 1-3 years old
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As; up to 84 months

Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used Vehicle 4-5 years old
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As; up to 72 months

Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used Vehicle 6-7 years old
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMay 2, 2026
Details

As Low As; up to 60 months

Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used Vehicle 8-plus years
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As; up to 48 months

ih Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.59%
New & Used Vehicles (Models 2023 & Newer)
5.49%
63 Months
View
▼
APR5.49%
Term63 Months
Last UpdatedMay 2, 2026
Details

As Low As

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.49%
73 to 84
View
▼
APR5.49%
Term73 to 84
Last UpdatedMay 2, 2026
Details

CME Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.63%
Auto Loan
5.50%
Up to 72 months
View
▼
APR5.50%
TermUp to 72 months
Last UpdatedApr 17, 2026
Details

As Low As

All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Vehicles (Never Titled) 2025-2026 66 months
5.50%
66 Months
View
▼
APR5.50%
Term66 Months
Last UpdatedApr 17, 2026
Details

As Low As

All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Used Vehicles 2022-2025 36 months
5.50%
36 Months
View
▼
APR5.50%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.50%
36 Months
View
▼
APR5.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

A 650-719

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Cars & Trucks
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMay 2, 2026
Details

Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Car Loans
5.50%
1-4 year loan
View
▼
APR5.50%
Term1-4 year loan
Last UpdatedMay 2, 2026
Details

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2019-2020
5.50%
up to 48 Months
View
▼
APR5.50%
Termup to 48 Months
Last UpdatedMay 2, 2026
Details

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
New Auto B
5.50%
66 Months
View
▼
APR5.50%
Term66 Months
Last UpdatedMay 2, 2026
Details

100% LTV

ERIE COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
Used Auto Loan (2021 - 2024)
5.50%
36 Months
View
▼
APR5.50%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
View
▼
APR5.55%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Auto Loan
5.59%
66 Months
View
▼
APR5.59%
Term66 Months
Last UpdatedApr 17, 2026
Details

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
Used Vehicles 2022 - 2021 Models
5.59%
Up to 48
View
▼
APR5.59%
TermUp to 48
Last UpdatedMay 2, 2026
Details

Loan Amounts of $30,000 or Greater

Bridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
2016 - 2025 Used Auto & Truck Models
5.61%
Up to 60 Months
View
▼
APR5.61%
TermUp to 60 Months
Last UpdatedMay 2, 2026
Details

As Low As

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
New Auto C
5.65%
66 Months
View
▼
APR5.65%
Term66 Months
Last UpdatedMay 2, 2026
Details

100% LTV

FIRELANDS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New/Used Automobiles / Trucks / Vans
5.69%
36 Months
View
▼
APR5.69%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

Associated School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
New & Used Auto 2024 & Newer Model Years
5.72%
84 Months
View
▼
APR5.72%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As

Genesis Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
Used Cars
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedApr 9, 2026
Details

As Low As

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
5.74%
60 months
View
▼
APR5.74%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As; Model Year: 2017

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2016/Older
5.74%
48 months
View
▼
APR5.74%
Term48 months
Last UpdatedApr 17, 2026
Details

As Low As

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2017
5.74%
60 months
View
▼
APR5.74%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Used Cars
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Used Vehicles
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Used Vehicles (2019-2020)
5.74%
48 Months
View
▼
APR5.74%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Used Vehicles (2021-2023 & 2024 - less than K)
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 18, 2026
Details

$15; As Low As

OUCU Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.65%
New vehicles 2025 and newer
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedMay 2, 2026
Details

Associated School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
New & Used Auto 2024 & Newer Model Years
5.74%
66 Months
View
▼
APR5.74%
Term66 Months
Last UpdatedMay 2, 2026
Details

As Low As

CME Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.63%
Auto Loan
5.75%
Up to 84 months
View
▼
APR5.75%
TermUp to 84 months
Last UpdatedApr 17, 2026
Details

As Low As

All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Vehicles (Never Titled) 2025-2026 72 months
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As

All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Used Vehicles 2022-2025 48-60 months
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
5.75%
24 Months
View
▼
APR5.75%
Term24 Months
Last UpdatedApr 18, 2026
Details

B 620-649

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.75%
24 Months
View
▼
APR5.75%
Term24 Months
Last UpdatedApr 18, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.75%
Up to 84 Months
View
▼
APR5.75%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New Car
5.75%
Up to 72 mo.
View
▼
APR5.75%
TermUp to 72 mo.
Last UpdatedApr 25, 2026
Details

As Low As

ERIE COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
New Auto Loan (2025 - 2026)
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

ERIE COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
Used Auto Loan (2021 - 2024)
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

Associated School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
New & Used Auto 2024 & Newer Model Years
5.76%
72 Months
View
▼
APR5.76%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Used Autos & Trucks
5.78%
61 to 72
View
▼
APR5.78%
Term61 to 72
Last UpdatedApr 17, 2026
Details

As Low As; Year: 2022-2024

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.79%
75 Months
View
▼
APR5.79%
Term75 Months
Last UpdatedMay 2, 2026
Details

As Low As; 64 to 75 months

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
Used Vehicles 2022 - 2021 Models
5.79%
49 to 60
View
▼
APR5.79%
Term49 to 60
Last UpdatedMay 2, 2026
Details

Loan Amounts of $30,000 or Greater

Associated School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
New & Used Auto 2024 & Newer Model Years
5.81%
60 Months
View
▼
APR5.81%
Term60 Months
Last UpdatedMay 2, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
5.89%
63 Months
View
▼
APR5.89%
Term63 Months
Last UpdatedMay 2, 2026
Details

As Low As; Up to 63 months

Sorg Bay West Federal Credit Union
Institution Rating:
F1.0 ★ Texas Ratio: 66.41%
New Vehicle Loan
5.90%
48 Months
View
▼
APR5.90%
Term48 Months
Last UpdatedApr 25, 2026
Details

As Low As; New Vehicle Loan Rates

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Autos 2025 & Newer
5.91%
84 Months
View
▼
APR5.91%
Term84 Months
Last UpdatedMay 2, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
5.93%
7 years
View
▼
APR5.93%
Term7 years
Last UpdatedApr 18, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
5.93%
7 years
View
▼
APR5.93%
Term7 years
Last UpdatedApr 18, 2026
Details

As Low As

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2024 & Newer
5.93%
73-84 Months
View
▼
APR5.93%
Term73-84 Months
Last UpdatedMay 2, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
2025-2026(new/untitled) Automobiles
4.99%
Up to 84 Months
View
▼
APR4.99%
TermUp to 84 Months
Last UpdatedApr 18, 2026
Details

As Low As

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
2.50%
24 Months
View
▼
APR2.50%
Term24 Months
Last UpdatedApr 18, 2026
Details

A++ 750+

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
2.75%
24 Months
View
▼
APR2.75%
Term24 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.00%
36 Months
View
▼
APR3.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.25%
48 Months
View
▼
APR3.25%
Term48 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.50%
60 Months
View
▼
APR3.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.75%
24 Months
View
▼
APR3.75%
Term24 Months
Last UpdatedApr 18, 2026
Details

A 650-719

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
View
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details

LAKEVIEW
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
New Auto 2026
3.99%
48 Months
View
▼
APR3.99%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As; up to 48 months

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

A 650-719

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.00%
36 Months - 63 Months
View
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedMay 2, 2026
Details

As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.00%
36 Months - 63 Months
View
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedMay 2, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
View
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
View
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
View
▼
APR4.20%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details

Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Auto Loan 2020 & Newer
4.24%
Up to 60 Months
View
▼
APR4.24%
TermUp to 60 Months
Last UpdatedMay 2, 2026
Details

As Low As

All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Vehicles (Never Titled) 2025-2026 36 months
4.25%
36 Months
View
▼
APR4.25%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedApr 18, 2026
Details

A 650-719

Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
New Auto Loan
4.29%
Up to 36 Months
View
▼
APR4.29%
TermUp to 36 Months
Last UpdatedMay 2, 2026
Details

As Low As

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.30%
4 years
View
▼
APR4.30%
Term4 years
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
View
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.39%
3 years
View
▼
APR4.39%
Term3 years
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
View
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
View
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.49%
5 years
View
▼
APR4.49%
Term5 years
Last UpdatedApr 18, 2026
Details

As Low As

Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Cars
4.49%
42 months
View
▼
APR4.49%
Term42 months
Last UpdatedApr 26, 2026
Details

Prior Year & Current Year Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.

Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Auto Loan 2020 & Newer
4.49%
Up to 76 Months
View
▼
APR4.49%
TermUp to 76 Months
Last UpdatedMay 2, 2026
Details

As Low As

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

A 650-719

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedMay 2, 2026
Details

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.50%
72 Months
View
▼
APR4.50%
Term72 Months
Last UpdatedMay 2, 2026
Details

over $20,000; As Low As

Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
New Auto Loan
4.54%
37-48 Months
View
▼
APR4.54%
Term37-48 Months
Last UpdatedMay 2, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 36 Months
View
▼
APR4.65%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
View
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedApr 17, 2026
Details

As Low As; Model Year: 2026/2025/2024/2023

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2020
4.74%
36 - 48 months
View
▼
APR4.74%
Term36 - 48 months
Last UpdatedApr 17, 2026
Details

As Low As

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2021
4.74%
36 - 48 months
View
▼
APR4.74%
Term36 - 48 months
Last UpdatedApr 17, 2026
Details

As Low As

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2022
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedApr 17, 2026
Details

As Low As

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2026/2025/2024/2023
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedApr 17, 2026
Details

As Low As

CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
New Vehicle Loan
4.74%
84 Months
View
▼
APR4.74%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As; Up to 84 months

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.75%
84 Months
View
▼
APR4.75%
Term84 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
New Vehicle Loan
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR 4.82%**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
Up to 48 Months
View
▼
APR4.75%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
4.75%
48 Months
View
▼
APR4.75%
Term48 Months
Last UpdatedMay 2, 2026
Details

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMay 2, 2026
Details

over $20,000; As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
Up to 60 Months
View
▼
APR4.85%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
Up to 48
View
▼
APR4.89%
TermUp to 48
Last UpdatedMay 2, 2026
Details

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Autos 2025 & Newer
4.93%
72 Months
View
▼
APR4.93%
Term72 Months
Last UpdatedMay 2, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.95%
6 years
View
▼
APR4.95%
Term6 years
Last UpdatedApr 18, 2026
Details

As Low As

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2024 & Newer
4.96%
up to 72 Months
View
▼
APR4.96%
Termup to 72 Months
Last UpdatedMay 2, 2026
Details

Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
New Cars
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 18, 2026
Details

AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
NEW & USED VEHICLE LOANS
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedApr 25, 2026
Details

As Low As; 36 months

Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
New Vehicle Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 25, 2026
Details

as low as

Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Cars
4.99%
60 months
View
▼
APR4.99%
Term60 months
Last UpdatedApr 26, 2026
Details

Prior Year & Current Year Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMay 2, 2026
Details

$25,000; As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMay 2, 2026
Details

over $25,000; As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As; Up to 48 months

Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Vehicle
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As; up to 84 months

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedApr 18, 2026
Details

A 650-719

Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car Loans
5.00%
1-6 year loan
View
▼
APR5.00%
Term1-6 year loan
Last UpdatedMay 2, 2026
Details

Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
New Auto Loan
5.04%
73-78 Months
View
▼
APR5.04%
Term73-78 Months
Last UpdatedMay 2, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
View
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Autos & Trucks (2025-2026)
5.08%
60 Months
View
▼
APR5.08%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.09%
49 to 60
View
▼
APR5.09%
Term49 to 60
Last UpdatedMay 2, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
Up to 72 Months
View
▼
APR5.15%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details

River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
2023 & newer Auto Loans
5.15%
48 Month
View
▼
APR5.15%
Term48 Month
Last UpdatedMay 2, 2026
Details

As Low As

Genesis Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
New Cars
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 9, 2026
Details

As Low As

Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
New Cars
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 18, 2026
Details

All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Vehicles (Never Titled) 2025-2026 48-60 months
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
5.25%
72 Months
View
▼
APR5.25%
Term72 Months
Last UpdatedMay 2, 2026
Details

Bay Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
NEW VEHICLE LOAN
5.25%
60 M
View
▼
APR5.25%
Term60 M
Last UpdatedMay 2, 2026
Details

APPLY TODAY FOR A NEW AUTO LOAN

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
New Auto A+
5.25%
66 Months
View
▼
APR5.25%
Term66 Months
Last UpdatedMay 2, 2026
Details

110% LTV

ERIE COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
New Auto Loan (2025 - 2026)
5.25%
36 Months
View
▼
APR5.25%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Autos & Trucks (2025-2026)
5.28%
72 Months
View
▼
APR5.28%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.29%
61 to 72
View
▼
APR5.29%
Term61 to 72
Last UpdatedMay 2, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
View
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
New Auto A
5.35%
66 Months
View
▼
APR5.35%
Term66 Months
Last UpdatedMay 2, 2026
Details

105% LTV

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.39%
63 Months
View
▼
APR5.39%
Term63 Months
Last UpdatedMay 2, 2026
Details

As Low As; Up to 63 months

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As; Model Year: 2019

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2018
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2019
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
New Vehicle - 2025 & 2026
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Cars
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedApr 26, 2026
Details

Prior Year & Current Year Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.

OUCU Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.65%
New vehicles 2025 and newer
5.49%
24 Months
View
▼
APR5.49%
Term24 Months
Last UpdatedMay 2, 2026
Details

Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Auto Loan 2023 & Newer
5.49%
77 to 84 Months
View
▼
APR5.49%
Term77 to 84 Months
Last UpdatedMay 2, 2026
Details

As Low As

ih Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.59%
New & Used Vehicles (Models 2023 & Newer)
5.49%
63 Months
View
▼
APR5.49%
Term63 Months
Last UpdatedMay 2, 2026
Details

As Low As

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.49%
73 to 84
View
▼
APR5.49%
Term73 to 84
Last UpdatedMay 2, 2026
Details

All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Vehicles (Never Titled) 2025-2026 66 months
5.50%
66 Months
View
▼
APR5.50%
Term66 Months
Last UpdatedApr 17, 2026
Details

As Low As

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
New Auto B
5.50%
66 Months
View
▼
APR5.50%
Term66 Months
Last UpdatedMay 2, 2026
Details

100% LTV

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
View
▼
APR5.55%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
New Auto C
5.65%
66 Months
View
▼
APR5.65%
Term66 Months
Last UpdatedMay 2, 2026
Details

100% LTV

FIRELANDS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New/Used Automobiles / Trucks / Vans
5.69%
36 Months
View
▼
APR5.69%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

Associated School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
New & Used Auto 2024 & Newer Model Years
5.72%
84 Months
View
▼
APR5.72%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
5.74%
60 months
View
▼
APR5.74%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As; Model Year: 2017

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2016/Older
5.74%
48 months
View
▼
APR5.74%
Term48 months
Last UpdatedApr 17, 2026
Details

As Low As

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2017
5.74%
60 months
View
▼
APR5.74%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

OUCU Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.65%
New vehicles 2025 and newer
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedMay 2, 2026
Details

Associated School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
New & Used Auto 2024 & Newer Model Years
5.74%
66 Months
View
▼
APR5.74%
Term66 Months
Last UpdatedMay 2, 2026
Details

As Low As

All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Vehicles (Never Titled) 2025-2026 72 months
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedApr 17, 2026
Details

As Low As

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
5.75%
24 Months
View
▼
APR5.75%
Term24 Months
Last UpdatedApr 18, 2026
Details

B 620-649

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.75%
Up to 84 Months
View
▼
APR5.75%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New Car
5.75%
Up to 72 mo.
View
▼
APR5.75%
TermUp to 72 mo.
Last UpdatedApr 25, 2026
Details

As Low As

ERIE COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
New Auto Loan (2025 - 2026)
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

Associated School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
New & Used Auto 2024 & Newer Model Years
5.76%
72 Months
View
▼
APR5.76%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.79%
75 Months
View
▼
APR5.79%
Term75 Months
Last UpdatedMay 2, 2026
Details

As Low As; 64 to 75 months

Associated School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
New & Used Auto 2024 & Newer Model Years
5.81%
60 Months
View
▼
APR5.81%
Term60 Months
Last UpdatedMay 2, 2026
Details

As Low As

Sorg Bay West Federal Credit Union
Institution Rating:
F1.0 ★ Texas Ratio: 66.41%
New Vehicle Loan
5.90%
48 Months
View
▼
APR5.90%
Term48 Months
Last UpdatedApr 25, 2026
Details

As Low As; New Vehicle Loan Rates

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Autos 2025 & Newer
5.91%
84 Months
View
▼
APR5.91%
Term84 Months
Last UpdatedMay 2, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
5.93%
7 years
View
▼
APR5.93%
Term7 years
Last UpdatedApr 18, 2026
Details

As Low As

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2024 & Newer
5.93%
73-84 Months
View
▼
APR5.93%
Term73-84 Months
Last UpdatedMay 2, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
3.50%
24 Months
View
▼
APR3.50%
Term24 Months
Last UpdatedApr 18, 2026
Details

A++ 750+

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
3.75%
24 Months
View
▼
APR3.75%
Term24 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
View
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.00%
36 Months
View
▼
APR4.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.00%
36 Months - 63 Months
View
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedMay 2, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
View
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
View
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
View
▼
APR4.20%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.25%
48 Months
View
▼
APR4.25%
Term48 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.30%
4 years
View
▼
APR4.30%
Term4 years
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
View
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.39%
3 years
View
▼
APR4.39%
Term3 years
Last UpdatedApr 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
View
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
View
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.49%
5 years
View
▼
APR4.49%
Term5 years
Last UpdatedApr 18, 2026
Details

As Low As

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
4.50%
24 Months
View
▼
APR4.50%
Term24 Months
Last UpdatedApr 18, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.50%
60 Months
View
▼
APR4.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 36 Months
View
▼
APR4.65%
TermUp to 36 Months
Last UpdatedApr 25, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
View
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedApr 17, 2026
Details

As Low As; Model Year: 2026/2025/2024/2023

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2020
4.74%
36 - 48 months
View
▼
APR4.74%
Term36 - 48 months
Last UpdatedApr 17, 2026
Details

As Low As

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2021
4.74%
36 - 48 months
View
▼
APR4.74%
Term36 - 48 months
Last UpdatedApr 17, 2026
Details

As Low As

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2022
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedApr 17, 2026
Details

As Low As

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2026/2025/2024/2023
4.74%
36 months
View
▼
APR4.74%
Term36 months
Last UpdatedApr 17, 2026
Details

As Low As

CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
Pre-Owned Vehicle Loan
4.74%
84 Months
View
▼
APR4.74%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As; Up to 84 months

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
4.75%
24 Months
View
▼
APR4.75%
Term24 Months
Last UpdatedApr 18, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.75%
24 Months
View
▼
APR4.75%
Term24 Months
Last UpdatedApr 18, 2026
Details

A 650-719

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
Up to 48 Months
View
▼
APR4.75%
TermUp to 48 Months
Last UpdatedApr 25, 2026
Details

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.75%
72 Months
View
▼
APR4.75%
Term72 Months
Last UpdatedMay 2, 2026
Details

over $20,000; As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
Up to 60 Months
View
▼
APR4.85%
TermUp to 60 Months
Last UpdatedApr 25, 2026
Details

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
Up to 48
View
▼
APR4.89%
TermUp to 48
Last UpdatedMay 2, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.95%
6 years
View
▼
APR4.95%
Term6 years
Last UpdatedApr 18, 2026
Details

As Low As

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2024 & Newer
4.96%
up to 72 Months
View
▼
APR4.96%
Termup to 72 Months
Last UpdatedMay 2, 2026
Details

AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
NEW & USED VEHICLE LOANS
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedApr 25, 2026
Details

As Low As; 36 months

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.99%
84 Months
View
▼
APR4.99%
Term84 Months
Last UpdatedMay 2, 2026
Details

over $25,000; As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As; Up to 48 months

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedApr 18, 2026
Details

A++ 750+

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedApr 18, 2026
Details

A 650-719

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Cars & Trucks
5.00%
36 Months
View
▼
APR5.00%
Term36 Months
Last UpdatedMay 2, 2026
Details

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2021-2023
5.04%
up to 72 Months
View
▼
APR5.04%
Termup to 72 Months
Last UpdatedMay 2, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
View
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.09%
49 to 60
View
▼
APR5.09%
Term49 to 60
Last UpdatedMay 2, 2026
Details

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2021-2023
5.11%
up to 60 Months
View
▼
APR5.11%
Termup to 60 Months
Last UpdatedMay 2, 2026
Details

Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Used Auto Loan
5.14%
Up to 36 Months
View
▼
APR5.14%
TermUp to 36 Months
Last UpdatedMay 2, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
Up to 72 Months
View
▼
APR5.15%
TermUp to 72 Months
Last UpdatedApr 25, 2026
Details

Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Used Cars
5.24%
Up to 72 Months
View
▼
APR5.24%
TermUp to 72 Months
Last UpdatedApr 18, 2026
Details

Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
Used Vehicle Loans 2020 - 2025
5.24%
60 Months
View
▼
APR5.24%
Term60 Months
Last UpdatedApr 19, 2026
Details

As Low As; APR 5.32%**

Integrity Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Used Auto Loan
5.25%
72 months
View
▼
APR5.25%
Term72 months
Last UpdatedApr 17, 2026
Details

As Low As; 2022 - 2020

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.25%
24 Months
View
▼
APR5.25%
Term24 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedApr 18, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedApr 18, 2026
Details

A 650-719

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Cars & Trucks
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedMay 2, 2026
Details

Bay Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
USED VEHICLE LOAN
5.25%
60 M
View
▼
APR5.25%
Term60 M
Last UpdatedMay 2, 2026
Details

APPLY TODAY FOR A USED AUTO LOAN

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.29%
61 to 72
View
▼
APR5.29%
Term61 to 72
Last UpdatedMay 2, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
View
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Used Autos & Trucks
5.33%
Up to 60
View
▼
APR5.33%
TermUp to 60
Last UpdatedApr 17, 2026
Details

As Low As; Year: 2022-2024

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2019-2020
5.35%
up to 60 Months
View
▼
APR5.35%
Termup to 60 Months
Last UpdatedMay 2, 2026
Details

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.39%
63 Months
View
▼
APR5.39%
Term63 Months
Last UpdatedMay 2, 2026
Details

As Low As; Up to 63 months

Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Used Auto Loan
5.39%
61-72 Months
View
▼
APR5.39%
Term61-72 Months
Last UpdatedMay 2, 2026
Details

As Low As

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As; Model Year: 2019

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2018
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2019
5.49%
60 months
View
▼
APR5.49%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Used Vehicles
5.49%
Up to 84 months
View
▼
APR5.49%
TermUp to 84 months
Last UpdatedApr 25, 2026
Details

Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used Vehicle 1-3 years old
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As; up to 84 months

Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used Vehicle 4-5 years old
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As; up to 72 months

Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used Vehicle 6-7 years old
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMay 2, 2026
Details

As Low As; up to 60 months

Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used Vehicle 8-plus years
5.49%
48 Months
View
▼
APR5.49%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As; up to 48 months

ih Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.59%
New & Used Vehicles (Models 2023 & Newer)
5.49%
63 Months
View
▼
APR5.49%
Term63 Months
Last UpdatedMay 2, 2026
Details

As Low As

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.49%
73 to 84
View
▼
APR5.49%
Term73 to 84
Last UpdatedMay 2, 2026
Details

All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Used Vehicles 2022-2025 36 months
5.50%
36 Months
View
▼
APR5.50%
Term36 Months
Last UpdatedApr 17, 2026
Details

As Low As

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.50%
36 Months
View
▼
APR5.50%
Term36 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 18, 2026
Details

A 650-719

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Cars & Trucks
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedMay 2, 2026
Details

Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Car Loans
5.50%
1-4 year loan
View
▼
APR5.50%
Term1-4 year loan
Last UpdatedMay 2, 2026
Details

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2019-2020
5.50%
up to 48 Months
View
▼
APR5.50%
Termup to 48 Months
Last UpdatedMay 2, 2026
Details

ERIE COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
Used Auto Loan (2021 - 2024)
5.50%
36 Months
View
▼
APR5.50%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.55%
Up to 84 Months
View
▼
APR5.55%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
Used Vehicles 2022 - 2021 Models
5.59%
Up to 48
View
▼
APR5.59%
TermUp to 48
Last UpdatedMay 2, 2026
Details

Loan Amounts of $30,000 or Greater

Bridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
2016 - 2025 Used Auto & Truck Models
5.61%
Up to 60 Months
View
▼
APR5.61%
TermUp to 60 Months
Last UpdatedMay 2, 2026
Details

As Low As

FIRELANDS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New/Used Automobiles / Trucks / Vans
5.69%
36 Months
View
▼
APR5.69%
Term36 Months
Last UpdatedMay 2, 2026
Details

As Low As

Associated School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
New & Used Auto 2024 & Newer Model Years
5.72%
84 Months
View
▼
APR5.72%
Term84 Months
Last UpdatedMay 2, 2026
Details

As Low As

Genesis Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
Used Cars
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedApr 9, 2026
Details

As Low As

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
5.74%
60 months
View
▼
APR5.74%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As; Model Year: 2017

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2016/Older
5.74%
48 months
View
▼
APR5.74%
Term48 months
Last UpdatedApr 17, 2026
Details

As Low As

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2017
5.74%
60 months
View
▼
APR5.74%
Term60 months
Last UpdatedApr 17, 2026
Details

As Low As

Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Used Cars
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 18, 2026
Details

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Used Vehicles
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedApr 18, 2026
Details

As Low As

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Used Vehicles (2019-2020)
5.74%
48 Months
View
▼
APR5.74%
Term48 Months
Last UpdatedApr 18, 2026
Details

As Low As

Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Used Vehicles (2021-2023 & 2024 - less than K)
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 18, 2026
Details

$15; As Low As

Associated School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
New & Used Auto 2024 & Newer Model Years
5.74%
66 Months
View
▼
APR5.74%
Term66 Months
Last UpdatedMay 2, 2026
Details

As Low As

All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Used Vehicles 2022-2025 48-60 months
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedApr 17, 2026
Details

As Low As

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedApr 18, 2026
Details

A+ 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.75%
24 Months
View
▼
APR5.75%
Term24 Months
Last UpdatedApr 18, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.75%
Up to 84 Months
View
▼
APR5.75%
TermUp to 84 Months
Last UpdatedApr 25, 2026
Details

ERIE COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
Used Auto Loan (2021 - 2024)
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedMay 2, 2026
Details

As Low As

Associated School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
New & Used Auto 2024 & Newer Model Years
5.76%
72 Months
View
▼
APR5.76%
Term72 Months
Last UpdatedMay 2, 2026
Details

As Low As

TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Used Autos & Trucks
5.78%
61 to 72
View
▼
APR5.78%
Term61 to 72
Last UpdatedApr 17, 2026
Details

As Low As; Year: 2022-2024

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.79%
75 Months
View
▼
APR5.79%
Term75 Months
Last UpdatedMay 2, 2026
Details

As Low As; 64 to 75 months

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
Used Vehicles 2022 - 2021 Models
5.79%
49 to 60
View
▼
APR5.79%
Term49 to 60
Last UpdatedMay 2, 2026
Details

Loan Amounts of $30,000 or Greater

Associated School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
New & Used Auto 2024 & Newer Model Years
5.81%
60 Months
View
▼
APR5.81%
Term60 Months
Last UpdatedMay 2, 2026
Details

As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
5.89%
63 Months
View
▼
APR5.89%
Term63 Months
Last UpdatedMay 2, 2026
Details

As Low As; Up to 63 months

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
5.93%
7 years
View
▼
APR5.93%
Term7 years
Last UpdatedApr 18, 2026
Details

As Low As

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2024 & Newer
5.93%
73-84 Months
View
▼
APR5.93%
Term73-84 Months
Last UpdatedMay 2, 2026
Details

Toledo, OH Auto Loan Rate Trends

Compare local Toledo, OH auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Ohio Auto Trends →
New Auto Loan — OH Avg
5.820%
▲ 0.003 vs 7 days ago

Ohio new auto rates rose 0.003 points over the past 7 days to 5.820% APR.

Used Auto Loan — OH Avg
6.665%
▼ 0.046 vs 7 days ago

Ohio used auto rates fell 0.046 points over the past 7 days to 6.665% APR.

As of May 5, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Toledo, Ohio

How does my credit score affect my car loan rate in Ohio?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Toledo, Ohio with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Ohio *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Toledo, Ohio typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Toledo, Ohio?

Based on our current data, some of the lowest auto loan rates available in Toledo, Ohio include:
  • Cornerstone Community Financial Credit Union: 4.49% (Auto Loan)
  • University of Toledo Federal Credit Union: 4.99% (2016-2018 Automobiles)
  • Toledo Fire Fighters Federal Credit Union: 5.49% (Auto Loan)
  • GLASS CITY: 9.50% (Specialty Vehicle Loans RV)
  • YTR Community Federal Credit Union: 2.50% (New Auto (2022-Newer))
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Toledo, Ohio. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 2, 2026

Toledo, Ohio Rates & Resources

$
Toledo, Ohio CD Rates
$
Toledo, Ohio Savings Rates
$
Toledo, Ohio Money Market Rates
$
Toledo, Ohio Mortgage Rates
$
Toledo, Ohio Checking Account Rates
$
Toledo, Ohio Personal Loan Rates