Auto Loan Rates in Toledo, Ohio (OH) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Toledo, Ohio. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Toledo, Ohio include Cornerstone Community Financial Credit UnionCornerstone Community Financial Credit Union4400 Heatherdowns Blvd, Toledo, OH, 43614 3147A+5.0 ★Texas Ratio: 5.88% offering Auto Loan at 4.49%, University of Toledo Federal Credit UnionUniversity of Toledo Federal Credit Union5248 Hill Ave, Toledo, OH, 43615 5868A5.0 ★Texas Ratio: 7.83% offering 2016-2018 Automobiles at 4.99%, Superior Credit UnionSuperior Credit Union5642 Airport Hwy, Toledo, OH, 43615A+5.0 ★Texas Ratio: 0.36% offering Vehicle Loans - 2024 through 2026 Models at 5.29%, Toledo Fire Fighters Federal Credit UnionToledo Fire Fighters Federal Credit Union2800 W Laskey Rd, Toledo, OH, 43613 3248A+5.0 ★Texas Ratio: 1.20% offering Auto Loan at 5.49%, Toledo Urban Federal Credit UnionToledo Urban Federal Credit Union1441 Dorr St, Toledo, OH, 43607 3956B4.6 ★Texas Ratio: 19.87% offering New Auto at 5.50%.
Auto loan rates in Toledo, Ohio are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Toledo, Ohio. Auto Loan Rates Last Updated and Verified: March 20, 2026
Compare Auto Loan Rates Today in Toledo, Ohio & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
4400 Heatherdowns Blvd, Toledo, OH, 43614 3147
Auto Loan
4.49%
Up to 39
▼
APR4.49%
TermUp to 39
Last UpdatedMar 18, 2026
Details
As Low As; Minimum Loan Amount $4,000
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
4400 Heatherdowns Blvd, Toledo, OH, 43614 3147
Auto Loan
4.69%
40 - 64
▼
APR4.69%
Term40 - 64
Last UpdatedMar 18, 2026
Details
As Low As; Minimum Loan Amount $7,500
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
4400 Heatherdowns Blvd, Toledo, OH, 43614 3147
Auto Loan
4.89%
65 - 75
▼
APR4.89%
Term65 - 75
Last UpdatedMar 18, 2026
Details
As Low As; Minimum Loan Amount $10,000
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
2016-2018 Automobiles
4.99%
Up to 48 Months
▼
APR4.99%
TermUp to 48 Months
Last UpdatedMar 15, 2026
Details
As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
2019-2023 Automobiles
4.99%
Up to 60 Months
▼
APR4.99%
TermUp to 60 Months
Last UpdatedMar 15, 2026
Details
As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
2024 Automobiles
4.99%
Up to 72 Months
▼
APR4.99%
TermUp to 72 Months
Last UpdatedMar 15, 2026
Details
over $15,000; As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
2025 Automobiles
4.99%
Up to 84 Months
▼
APR4.99%
TermUp to 84 Months
Last UpdatedMar 15, 2026
Details
over $30,000; As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
2025-2026(new/untitled) Automobiles
4.99%
Up to 84 Months
▼
APR4.99%
TermUp to 84 Months
Last UpdatedMar 15, 2026
Details
As Low As
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
4400 Heatherdowns Blvd, Toledo, OH, 43614 3147
Auto Loan
4.99%
24 - 39
▼
APR4.99%
Term24 - 39
Last UpdatedMar 18, 2026
Details
As Low As; Minimum Loan Amount $4,000
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
4400 Heatherdowns Blvd, Toledo, OH, 43614 3147
Auto Loan
5.19%
76 - 88
▼
APR5.19%
Term76 - 88
Last UpdatedMar 18, 2026
Details
As Low As; Minimum Loan Amount $15,000
Superior Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
5642 Airport Hwy, Toledo, OH, 43615
Vehicle Loans - 2024 through 2026 Models
5.29%
Up To 60 Months
▼
APR5.29%
TermUp To 60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.20%
2800 W Laskey Rd, Toledo, OH, 43613 3248
Auto Loan
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As; Up to 84 months; Over 72 months add 0.5%
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
4400 Heatherdowns Blvd, Toledo, OH, 43614 3147
Auto Loan
5.49%
40 - 64
▼
APR5.49%
Term40 - 64
Last UpdatedMar 18, 2026
Details
As Low As; Minimum Loan Amount $7,500
Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.87%
1441 Dorr St, Toledo, OH, 43607 3956
New Auto
5.50%
Up to 84 Months
▼
APR5.50%
TermUp to 84 Months
Last UpdatedMar 15, 2026
Details
Superior Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
5642 Airport Hwy, Toledo, OH, 43615
Vehicle Loans - 2021 through 2023 Models
5.50%
Up To 48 Months
▼
APR5.50%
TermUp To 48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Superior Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
5642 Airport Hwy, Toledo, OH, 43615
Vehicle Loans - 2024 through 2026 Models
5.59%
66 Months
▼
APR5.59%
Term66 Months
Last UpdatedMar 15, 2026
Details
As Low As
Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.20%
2800 W Laskey Rd, Toledo, OH, 43613 3248
Auto Loan
5.61%
84 Months
▼
APR5.61%
Term84 Months
Last UpdatedMar 16, 2026
Details
As Low As; Up to 84 months*; Over 72 months add 0.50%*
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
4400 Heatherdowns Blvd, Toledo, OH, 43614 3147
Auto Loan
5.69%
89 - 120
▼
APR5.69%
Term89 - 120
Last UpdatedMar 18, 2026
Details
As Low As; Minimum Loan Amount $40,000
Superior Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
5642 Airport Hwy, Toledo, OH, 43615
Vehicle Loans - 2024 through 2026 Models
5.70%
72 Months
▼
APR5.70%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
Superior Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
5642 Airport Hwy, Toledo, OH, 43615
Vehicle Loans - 2021 through 2023 Models
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Directions Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.50%
3000 Tremainsville Rd, Toledo, OH, 43613
New & Used Vehicles
5.95%
Up to 84 Months
▼
APR5.95%
TermUp to 84 Months
Last UpdatedMar 16, 2026
Details
As Low As
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
4400 Heatherdowns Blvd, Toledo, OH, 43614 3147
Auto Loan
5.99%
121 - 180
▼
APR5.99%
Term121 - 180
Last UpdatedMar 18, 2026
Details
As Low As; Minimum Loan Amount $75,000
Superior Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
5642 Airport Hwy, Toledo, OH, 43615
Vehicle Loans - 2021 through 2023 Models
5.99%
72 Months**
▼
APR5.99%
Term72 Months**
Last UpdatedMar 15, 2026
Details
As Low As
Superior Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
5642 Airport Hwy, Toledo, OH, 43615
Vehicle Loans - 2024 through 2026 Models
5.99%
75 Months
▼
APR5.99%
Term75 Months
Last UpdatedMar 15, 2026
Details
As Low As
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
4400 Heatherdowns Blvd, Toledo, OH, 43614 3147
Auto Loan
6.09%
65 - 75
▼
APR6.09%
Term65 - 75
Last UpdatedMar 18, 2026
Details
As Low As; Minimum Loan Amount $10,000
Superior Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
5642 Airport Hwy, Toledo, OH, 43615
Vehicle Loans - 2024 through 2026 Models
6.25%
84 Months
▼
APR6.25%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
4400 Heatherdowns Blvd, Toledo, OH, 43614 3147
Auto Loan
6.49%
76 - 88
▼
APR6.49%
Term76 - 88
Last UpdatedMar 18, 2026
Details
As Low As; Minimum Loan Amount $15,000
Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.87%
1441 Dorr St, Toledo, OH, 43607 3956
Older and Specialty Autos
6.90%
Up to 84 Months
▼
APR6.90%
TermUp to 84 Months
Last UpdatedMar 15, 2026
Details
Superior Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
5642 Airport Hwy, Toledo, OH, 43615
Vehicle Loans - 2007 through 2020 Models
7.25%
Up To 48 Months
▼
APR7.25%
TermUp To 48 Months
Last UpdatedMar 15, 2026
Details
As Low As
Superior Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
5642 Airport Hwy, Toledo, OH, 43615
Vehicle Loans - 2007 through 2020 Models
7.50%
60 Months
▼
APR7.50%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
GLASS CITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1666 E Broadway St, Toledo, OH, 43605 3817
Specialty Vehicle Loans RV
9.96%
120 Months
▼
APR9.96%
Term120 Months
Last UpdatedMar 16, 2026
Details
As Low As
GLASS CITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.83%
1666 E Broadway St, Toledo, OH, 43605 3817
Specialty Vehicle Loans RV
10.07%
72 Months
▼
APR10.07%
Term72 Months
Last UpdatedMar 16, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
2.50%
24 Months
▼
APR2.50%
Term24 Months
Last UpdatedMar 15, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
2.75%
24 Months
▼
APR2.75%
Term24 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.00%
36 Months
▼
APR3.00%
Term36 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2026 & Newer
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.25%
48 Months
▼
APR3.25%
Term48 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.50%
60 Months
▼
APR3.50%
Term60 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedMar 15, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedMar 15, 2026
Details
A 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2026 & Newer
LAKEVIEW
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
2909 State Rd, Ashtabula, OH, 44004
New Auto 2026
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As; up to 48 months
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 15, 2026
Details
A 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
New Vehicle
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
▼
APR4.20%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
5269 E 104th St, Garfield Hts, OH, 44125 2407
New Vehicles (Never Titled) 2025-2026 36 months
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 15, 2026
Details
A 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
New Auto Loan
4.29%
Up to 36 Months
▼
APR4.29%
TermUp to 36 Months
Last UpdatedMar 13, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.45%
Up to 36 Months
▼
APR4.45%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
31 Hanna Pkwy, Coventry township, OH, 44319
New Cars 2026-2025
4.49%
42 Months
▼
APR4.49%
Term42 Months
Last UpdatedMar 20, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
3426 Cleveland Ave NW, Canton, OH, 44709 2747
Used Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details
Vehicle Year 2020 and newer
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
19775 State Route 739, Marysville, OH, 43040
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Homeland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
310 Caldwell St, Chillicothe, OH, 45601
Auto Loans 2025-2026
4.49%
Up to 66 Months
▼
APR4.49%
TermUp to 66 Months
Last UpdatedMar 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2023 - 2025*
Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
Auto Loan New & 2 years old
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
New & 2 years old Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
7367 York Rd, Parma, OH, 44130 5162
New Cars & Used Cars (2026 - 2025, 2024)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
Beacon Score 725+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 15, 2026
Details
A 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017)
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedMar 15, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2043 E Prospect Rd, Ashtabula, OH, 44004
New Cars & Trucks
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
575 White Pond Dr Ste E, Akron, OH, 44320 1184
New and Used Vehicles (up to 1 ton capacity)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As; -New1: 100% financing; -Used: 100% of NADA Avg. Retail; 1-7 years old
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
New Vehicle
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 20, 2026
Details
over $20,000; As Low As
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
New Auto Loan
4.54%
37-48 Months
▼
APR4.54%
Term37-48 Months
Last UpdatedMar 13, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
▼
APR4.55%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
1835 Sunset Blvd, Steubenville, OH, 43952
Auto Loan
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMar 16, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.60%
Up to 36 Months
▼
APR4.60%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
690 Schrock Rd, Columbus, OH, 43229 1123
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
▼
APR4.65%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
77 N Saint Clair St, Painesville, OH, 44077
Auto Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 20, 2026
Details
Model Year: New - 2024
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
77 N Saint Clair St, Painesville, OH, 44077
Auto Loan
4.70%
60 Months
▼
APR4.70%
Term60 Months
Last UpdatedMar 20, 2026
Details
Model Year: New - 2024
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
445 S Main St, Akron, OH, 44311 1056
Auto Loan
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMar 18, 2026
Details
As Low As
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH, 44714 2606
NEW Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedMar 17, 2026
Details
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
8500 Westport Dr, Mentor, OH, 44060
New Auto/Truck 2025- 2026
4.74%
48 Mo.
▼
APR4.74%
Term48 Mo.
Last UpdatedMar 18, 2026
Details
As Low As
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
3300 Stelzer Rd, Columbus, OH, 43219 3034
New Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As; 2025-2026 less than 5,000 miles
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
3300 Stelzer Rd, Columbus, OH, 43219 3034
Used Auto
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As; 2019-2025 and 2025-2026 with over 5,000 miles
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
201 N Vance St, Carey, OH, 43316 1038
New Vehicle Loan
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 84 months
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
201 N Vance St, Carey, OH, 43316 1038
Pre-Owned Vehicle Loan
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 84 months
CME Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.63%
150 E Mound St, Columbus, OH, 43215
Auto Loan
4.75%
Up to 48 months
▼
APR4.75%
TermUp to 48 months
Last UpdatedMar 16, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Used Auto Loan (vehicle year 2022 - 2026)
4.75%
3 Months
▼
APR4.75%
Term3 Months
Last UpdatedMar 17, 2026
Details
As Low As; APR*
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017)
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedMar 15, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedMar 15, 2026
Details
A 650-719
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2043 E Prospect Rd, Ashtabula, OH, 44004
New Cars & Trucks
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
over $20,000; As Low As
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
7420 Kilby Rd, Harrison, OH, 45030
New Vehicle Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As; APR 4.82%**
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
6108 State Rd, Parma, OH, 44134 3702
AUTO LOAN (State of Ohio Title Registration)
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 16, 2026
Details
2026; 72 Months (New from Dealership)
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
77 N Saint Clair St, Painesville, OH, 44077
Auto Loan
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedMar 20, 2026
Details
Model Year: 2023 - 2021
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
4.83%
48 Months
▼
APR4.83%
Term48 Months
Last UpdatedMar 17, 2026
Details
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
77 N Saint Clair St, Painesville, OH, 44077
Auto Loan
4.89%
72 Months
▼
APR4.89%
Term72 Months
Last UpdatedMar 20, 2026
Details
Model Year: New - 2024
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedMar 17, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH, 44647
Auto Loan 2020 & Newer
4.89%
Up to 60 Months
▼
APR4.89%
TermUp to 60 Months
Last UpdatedMar 20, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
Up to 48
▼
APR4.89%
TermUp to 48
Last UpdatedMar 15, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
17526 Madison Ave, Lakewood, OH, 44107
2025 & Newer Auto Loan
4.93%
72 Months
▼
APR4.93%
Term72 Months
Last UpdatedMar 20, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
▼
APR4.94%
Term36 Months
Last UpdatedMar 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
▼
APR4.95%
TermUp to 72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
17526 Madison Ave, Lakewood, OH, 44107
2024 & Newer Auto Loan
4.96%
72 Months
▼
APR4.96%
Term72 Months
Last UpdatedMar 20, 2026
Details
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH, 44714 2606
USED Auto Loans
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
6 S 2nd St, Hamilton, OH, 45011 2846
NEW & USED VEHICLE LOANS
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 16, 2026
Details
As Low As
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
77 N Saint Clair St, Painesville, OH, 44077
Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
Model Year: 2023 - 2021
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
31 Hanna Pkwy, Coventry township, OH, 44319
New Cars 2026-2025
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
3426 Cleveland Ave NW, Canton, OH, 44709 2747
Used Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 15, 2026
Details
Vehicle Year 2020 and newer
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
19775 State Route 739, Marysville, OH, 43040
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
6613 Maplewood Ave, Sylvania, OH, 43560
New Cars
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 15, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
690 Schrock Rd, Columbus, OH, 43229 1123
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
New Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 20, 2026
Details
$25,000; As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 20, 2026
Details
over $25,000; As Low As
L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.42%
155 Freedom Rd, Painesville, OH, 44077
New Vehicles (2025-2026)
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
Three Months Young or Never Titled; No Down Payment Required
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details
As Low As; APR - 2023 - 2025*
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Up to 48 months
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
8500 Westport Dr, Mentor, OH, 44060
New Auto/Truck 2025- 2026
4.99%
72 Mo.
▼
APR4.99%
Term72 Mo.
Last UpdatedMar 18, 2026
Details
As Low As
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
8500 Westport Dr, Mentor, OH, 44060
Used Auto/Truck 2022 - 2025
4.99%
48 Mo.
▼
APR4.99%
Term48 Mo.
Last UpdatedMar 18, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH, 44647
Auto Loan 2020 & Newer
4.99%
Up to 76 Months
▼
APR4.99%
TermUp to 76 Months
Last UpdatedMar 20, 2026
Details
As Low As
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
5800 State Rd, Parma, OH, 44134
New Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; up to 84 months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.00%
Up to 48 Months
▼
APR5.00%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
Dynamic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
900 E WAYNE ST, CELINA, OH, 45822
Vehicle Loans -2020through2022Models
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 16, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Used Auto Loan (vehicle year 2022 - 2026)
5.00%
5 Months
▼
APR5.00%
Term5 Months
Last UpdatedMar 17, 2026
Details
As Low As; APR*
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
7367 York Rd, Parma, OH, 44130 5162
Used Cars (Model Years 2023-2021)
5.00%
36-48 Months
▼
APR5.00%
Term36-48 Months
Last UpdatedMar 20, 2026
Details
Beacon Score 725+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 15, 2026
Details
A 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2016 & Older)
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedMar 15, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017)
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 15, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 15, 2026
Details
A 650-719
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2043 E Prospect Rd, Ashtabula, OH, 44004
Used Cars & Trucks
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1385 Andrews Ave, Lakewood, OH, 44107 2405
New Car Loans
5.00%
1-6
▼
APR5.00%
Term1-6
Last UpdatedMar 20, 2026
Details
1-6 year loan
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
6108 State Rd, Parma, OH, 44134 3702
AUTO LOAN (State of Ohio Title Registration)
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMar 16, 2026
Details
2025; 60 Months (Used)
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
5.02%
60 Months
▼
APR5.02%
Term60 Months
Last UpdatedMar 17, 2026
Details
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
17526 Madison Ave, Lakewood, OH, 44107
2021-2023 Auto Loan
5.04%
72 Months
▼
APR5.04%
Term72 Months
Last UpdatedMar 20, 2026
Details
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
New Auto Loan
5.04%
73-78 Months
▼
APR5.04%
Term73-78 Months
Last UpdatedMar 13, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.42%
155 Freedom Rd, Painesville, OH, 44077
New Vehicles (2025-2026)
5.05%
60 Months
▼
APR5.05%
Term60 Months
Last UpdatedMar 20, 2026
Details
Three Months Young or Never Titled; No Down Payment Required
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
New Autos & Trucks (2025-2026)
5.08%
60 Months
▼
APR5.08%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Used 4 yrs or newer Vehicle Loan
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedMar 17, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2026-2025-2024-2023
5.09%
49 to 60
▼
APR5.09%
Term49 to 60
Last UpdatedMar 15, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.10%
Up to 72 Months
▼
APR5.10%
TermUp to 72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
17526 Madison Ave, Lakewood, OH, 44107
2021-2023 Auto Loan
5.11%
60 Months
▼
APR5.11%
Term60 Months
Last UpdatedMar 20, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
5.12%
72 Months
▼
APR5.12%
Term72 Months
Last UpdatedMar 17, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
690 Schrock Rd, Columbus, OH, 43229 1123
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedMar 15, 2026
Details
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
Used Auto Loan
5.14%
Up to 36
▼
APR5.14%
TermUp to 36
Last UpdatedMar 13, 2026
Details
As Low As
L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.42%
155 Freedom Rd, Painesville, OH, 44077
New Vehicles (2025-2026)
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedMar 20, 2026
Details
Three Months Young or Never Titled; No Down Payment Required
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH, 45342
2023 & newer Auto Loans
5.15%
48 Month
▼
APR5.15%
Term48 Month
Last UpdatedMar 11, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.20%
72 Months
▼
APR5.20%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH, 44714 2606
NEW Auto Loans
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
3426 Cleveland Ave NW, Canton, OH, 44709 2747
Used Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 15, 2026
Details
Vehicle Year 2020 and newer
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
19775 State Route 739, Marysville, OH, 43040
Used Automobiles
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
6613 Maplewood Ave, Sylvania, OH, 43560
New Cars
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 15, 2026
Details
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
6613 Maplewood Ave, Sylvania, OH, 43560
Used Cars
5.24%
Up to 72 Months
▼
APR5.24%
TermUp to 72 Months
Last UpdatedMar 15, 2026
Details
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
7420 Kilby Rd, Harrison, OH, 45030
Used Vehicle Loans 2020 - 2025
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As; APR 5.32%**
Genesis Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
830 Bethesda Dr, Zanesville, OH, 43701 1895
New Cars
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
CME Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.63%
150 E Mound St, Columbus, OH, 43215
Auto Loan
5.25%
Up to 60 months
▼
APR5.25%
TermUp to 60 months
Last UpdatedMar 16, 2026
Details
As Low As
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
12773 STATE ROUTE 110, NAPOLEON, OH, 43545
New/Used Auto
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 18, 2026
Details
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
5269 E 104th St, Garfield Hts, OH, 44125 2407
New Vehicles (Never Titled) 2025-2026 48-60 months
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Used Auto Loan (vehicle year 2022 - 2026)
5.25%
6 Months
▼
APR5.25%
Term6 Months
Last UpdatedMar 17, 2026
Details
As Low As; APR*
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2016 & Older)
5.25%
24 Months
▼
APR5.25%
Term24 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017)
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 15, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 15, 2026
Details
A 650-719
Commodore Perry Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
1711 W FREMONT RD, PORT CLINTON, OH, 43452
New and Used Vehicle Loans
5.25%
Up to 35 months
▼
APR5.25%
TermUp to 35 months
Last UpdatedMar 18, 2026
Details
As Low As; Any Year
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less A+
5.25%
1-60
▼
APR5.25%
Term1-60
Last UpdatedMar 16, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2043 E Prospect Rd, Ashtabula, OH, 44004
New Cars & Trucks
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2043 E Prospect Rd, Ashtabula, OH, 44004
Used Cars & Trucks
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 18, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO A+
5.25%
66 Months
▼
APR5.25%
Term66 Months
Last UpdatedMar 20, 2026
Details
110% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO A+/ 110%
5.25%
66 Months
▼
APR5.25%
Term66 Months
Last UpdatedMar 20, 2026
Details
ERIE COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
3311 Tiffin Ave, Sandusky, OH, 44870 9752
New Auto Loan
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As; New (2025 - 2026)
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
New Autos & Trucks (2025-2026)
5.28%
72 Months
▼
APR5.28%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
1835 Sunset Blvd, Steubenville, OH, 43952
Auto Loan
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedMar 16, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2026-2025-2024-2023
5.29%
61 to 72
▼
APR5.29%
Term61 to 72
Last UpdatedMar 15, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
Used Autos & Trucks
5.33%
Up to 60
▼
APR5.33%
TermUp to 60
Last UpdatedMar 15, 2026
Details
As Low As; Year: 2022-2024
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
8770 N State Route 66, Defiance, OH, 43512 8254
Vehicle Loans - 2023-2026
5.34%
61-72
▼
APR5.34%
Term61-72
Last UpdatedMar 17, 2026
Details
100% Financing of J.D. Power Value APR based on $25,000 Loan and $250 fee
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
17526 Madison Ave, Lakewood, OH, 44107
2019-2020 Auto Loan
5.35%
60 Months
▼
APR5.35%
Term60 Months
Last UpdatedMar 20, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO A
5.35%
66 Months
▼
APR5.35%
Term66 Months
Last UpdatedMar 20, 2026
Details
105% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO A / 105%
5.35%
66 Months
▼
APR5.35%
Term66 Months
Last UpdatedMar 20, 2026
Details
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
1835 Sunset Blvd, Steubenville, OH, 43952
Auto Loan
5.39%
60 Months
▼
APR5.39%
Term60 Months
Last UpdatedMar 16, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As; Up to 63 months
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
Used Auto Loan
5.39%
61-72
▼
APR5.39%
Term61-72
Last UpdatedMar 13, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.40%
Up to 72 Months
▼
APR5.40%
TermUp to 72 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
8770 N State Route 66, Defiance, OH, 43512 8254
New Vehicle Loans
5.40%
60 Months
▼
APR5.40%
Term60 Months
Last UpdatedMar 17, 2026
Details
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
8770 N State Route 66, Defiance, OH, 43512 8254
Vehicle Loans - 2023-2026
5.40%
60 Months
▼
APR5.40%
Term60 Months
Last UpdatedMar 17, 2026
Details
100% Financing of J.D. Power Value APR based on $25,000 Loan and $250 fee
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
445 S Main St, Akron, OH, 44311 1056
Auto Loan
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMar 18, 2026
Details
As Low As
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH, 44714 2606
USED Auto Loans
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
77 N Saint Clair St, Painesville, OH, 44077
Auto Loan
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMar 20, 2026
Details
Model Year: 2020 - 2016
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
31 Hanna Pkwy, Coventry township, OH, 44319
New Cars 2026-2025
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 20, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
Members Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
4000 Luxottica Pl, Mason, OH, 45040
New Auto
5.49%
63 months
▼
APR5.49%
Term63 months
Last UpdatedMar 20, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
19775 State Route 739, Marysville, OH, 43040
New Automobiles (2025 and Newer)
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedMar 20, 2026
Details
As Low As
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
3955 W DUBLIN GRANVILLE RD, DUBLIN, OH, 43017
New Vehicle - 2025 & 2026
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
OUCU Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.65%
944 E State St, Athens, OH, 45701
New vehicles 2025 and newer
5.49%
24 Months
▼
APR5.49%
Term24 Months
Last UpdatedMar 15, 2026
Details
As Low As
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
1147 OLD STATE ROUTE 74, BATAVIA, OH, 45103
MODEL YEAR 2023 & NEWER Vehicle Loan
5.49%
63 Months
▼
APR5.49%
Term63 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 63 Months
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
2025-2026(new/untitled) Automobiles
4.99%
Up to 84 Months
▼
APR4.99%
TermUp to 84 Months
Last UpdatedMar 15, 2026
Details
As Low As
Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 19.87%
1441 Dorr St, Toledo, OH, 43607 3956
New Auto
5.50%
Up to 84 Months
▼
APR5.50%
TermUp to 84 Months
Last UpdatedMar 15, 2026
Details
Directions Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.50%
3000 Tremainsville Rd, Toledo, OH, 43613
New & Used Vehicles
5.95%
Up to 84 Months
▼
APR5.95%
TermUp to 84 Months
Last UpdatedMar 16, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
2.50%
24 Months
▼
APR2.50%
Term24 Months
Last UpdatedMar 15, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
2.75%
24 Months
▼
APR2.75%
Term24 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.00%
36 Months
▼
APR3.00%
Term36 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.25%
48 Months
▼
APR3.25%
Term48 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.50%
60 Months
▼
APR3.50%
Term60 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedMar 15, 2026
Details
A 650-719
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
LAKEVIEW
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
2909 State Rd, Ashtabula, OH, 44004
New Auto 2026
3.99%
48 Months
▼
APR3.99%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As; up to 48 months
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 15, 2026
Details
A 650-719
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
New Vehicle
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
▼
APR4.20%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
5269 E 104th St, Garfield Hts, OH, 44125 2407
New Vehicles (Never Titled) 2025-2026 36 months
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 15, 2026
Details
A 650-719
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
New Auto Loan
4.29%
Up to 36 Months
▼
APR4.29%
TermUp to 36 Months
Last UpdatedMar 13, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.45%
Up to 36 Months
▼
APR4.45%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
31 Hanna Pkwy, Coventry township, OH, 44319
New Cars 2026-2025
4.49%
42 Months
▼
APR4.49%
Term42 Months
Last UpdatedMar 20, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
19775 State Route 739, Marysville, OH, 43040
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As
Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
Auto Loan New & 2 years old
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
New & 2 years old Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
7367 York Rd, Parma, OH, 44130 5162
New Cars & Used Cars (2026 - 2025, 2024)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
Beacon Score 725+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 15, 2026
Details
A 650-719
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2043 E Prospect Rd, Ashtabula, OH, 44004
New Cars & Trucks
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
575 White Pond Dr Ste E, Akron, OH, 44320 1184
New and Used Vehicles (up to 1 ton capacity)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As; -New1: 100% financing; -Used: 100% of NADA Avg. Retail; 1-7 years old
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
New Vehicle
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMar 20, 2026
Details
over $20,000; As Low As
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
New Auto Loan
4.54%
37-48 Months
▼
APR4.54%
Term37-48 Months
Last UpdatedMar 13, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
▼
APR4.55%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.60%
Up to 36 Months
▼
APR4.60%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
690 Schrock Rd, Columbus, OH, 43229 1123
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
▼
APR4.65%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedMar 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH, 44714 2606
NEW Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedMar 17, 2026
Details
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
8500 Westport Dr, Mentor, OH, 44060
New Auto/Truck 2025- 2026
4.74%
48 Mo.
▼
APR4.74%
Term48 Mo.
Last UpdatedMar 18, 2026
Details
As Low As
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
3300 Stelzer Rd, Columbus, OH, 43219 3034
New Auto Loans
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As; 2025-2026 less than 5,000 miles
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
201 N Vance St, Carey, OH, 43316 1038
New Vehicle Loan
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 84 months
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2043 E Prospect Rd, Ashtabula, OH, 44004
New Cars & Trucks
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMar 18, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
over $20,000; As Low As
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
7420 Kilby Rd, Harrison, OH, 45030
New Vehicle Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As; APR 4.82%**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
4.83%
48 Months
▼
APR4.83%
Term48 Months
Last UpdatedMar 17, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedMar 17, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH, 44647
Auto Loan 2020 & Newer
4.89%
Up to 60 Months
▼
APR4.89%
TermUp to 60 Months
Last UpdatedMar 20, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
Up to 48
▼
APR4.89%
TermUp to 48
Last UpdatedMar 15, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
17526 Madison Ave, Lakewood, OH, 44107
2025 & Newer Auto Loan
4.93%
72 Months
▼
APR4.93%
Term72 Months
Last UpdatedMar 20, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
▼
APR4.94%
Term36 Months
Last UpdatedMar 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
▼
APR4.95%
TermUp to 72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
17526 Madison Ave, Lakewood, OH, 44107
2024 & Newer Auto Loan
4.96%
72 Months
▼
APR4.96%
Term72 Months
Last UpdatedMar 20, 2026
Details
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
6 S 2nd St, Hamilton, OH, 45011 2846
NEW & USED VEHICLE LOANS
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 16, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
31 Hanna Pkwy, Coventry township, OH, 44319
New Cars 2026-2025
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 20, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
19775 State Route 739, Marysville, OH, 43040
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
6613 Maplewood Ave, Sylvania, OH, 43560
New Cars
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMar 15, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
New Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 20, 2026
Details
$25,000; As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 20, 2026
Details
over $25,000; As Low As
L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.42%
155 Freedom Rd, Painesville, OH, 44077
New Vehicles (2025-2026)
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 20, 2026
Details
Three Months Young or Never Titled; No Down Payment Required
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Up to 48 months
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
8500 Westport Dr, Mentor, OH, 44060
New Auto/Truck 2025- 2026
4.99%
72 Mo.
▼
APR4.99%
Term72 Mo.
Last UpdatedMar 18, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH, 44647
Auto Loan 2020 & Newer
4.99%
Up to 76 Months
▼
APR4.99%
TermUp to 76 Months
Last UpdatedMar 20, 2026
Details
As Low As
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
5800 State Rd, Parma, OH, 44134
New Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; up to 84 months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.00%
Up to 48 Months
▼
APR5.00%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMar 15, 2026
Details
A 650-719
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1385 Andrews Ave, Lakewood, OH, 44107 2405
New Car Loans
5.00%
1-6
▼
APR5.00%
Term1-6
Last UpdatedMar 20, 2026
Details
1-6 year loan
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
5.02%
60 Months
▼
APR5.02%
Term60 Months
Last UpdatedMar 17, 2026
Details
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
New Auto Loan
5.04%
73-78 Months
▼
APR5.04%
Term73-78 Months
Last UpdatedMar 13, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.42%
155 Freedom Rd, Painesville, OH, 44077
New Vehicles (2025-2026)
5.05%
60 Months
▼
APR5.05%
Term60 Months
Last UpdatedMar 20, 2026
Details
Three Months Young or Never Titled; No Down Payment Required
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
New Autos & Trucks (2025-2026)
5.08%
60 Months
▼
APR5.08%
Term60 Months
Last UpdatedMar 15, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Used 4 yrs or newer Vehicle Loan
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedMar 17, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2026-2025-2024-2023
5.09%
49 to 60
▼
APR5.09%
Term49 to 60
Last UpdatedMar 15, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.10%
Up to 72 Months
▼
APR5.10%
TermUp to 72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
5.12%
72 Months
▼
APR5.12%
Term72 Months
Last UpdatedMar 17, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
690 Schrock Rd, Columbus, OH, 43229 1123
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedMar 15, 2026
Details
L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.42%
155 Freedom Rd, Painesville, OH, 44077
New Vehicles (2025-2026)
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedMar 20, 2026
Details
Three Months Young or Never Titled; No Down Payment Required
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH, 45342
2023 & newer Auto Loans
5.15%
48 Month
▼
APR5.15%
Term48 Month
Last UpdatedMar 11, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.20%
72 Months
▼
APR5.20%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH, 44714 2606
NEW Auto Loans
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
6613 Maplewood Ave, Sylvania, OH, 43560
New Cars
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedMar 15, 2026
Details
Genesis Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
830 Bethesda Dr, Zanesville, OH, 43701 1895
New Cars
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
12773 STATE ROUTE 110, NAPOLEON, OH, 43545
New/Used Auto
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 18, 2026
Details
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
5269 E 104th St, Garfield Hts, OH, 44125 2407
New Vehicles (Never Titled) 2025-2026 48-60 months
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Commodore Perry Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
1711 W FREMONT RD, PORT CLINTON, OH, 43452
New and Used Vehicle Loans
5.25%
Up to 35 months
▼
APR5.25%
TermUp to 35 months
Last UpdatedMar 18, 2026
Details
As Low As; Any Year
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
1228 Central Pkwy Ste 302, Cincinnati, OH, 45202
New Auto Loans 2026 - 2027 6,000 Miles or Less A+
5.25%
1-60
▼
APR5.25%
Term1-60
Last UpdatedMar 16, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2043 E Prospect Rd, Ashtabula, OH, 44004
New Cars & Trucks
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMar 18, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO A+
5.25%
66 Months
▼
APR5.25%
Term66 Months
Last UpdatedMar 20, 2026
Details
110% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO A+/ 110%
5.25%
66 Months
▼
APR5.25%
Term66 Months
Last UpdatedMar 20, 2026
Details
ERIE COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
3311 Tiffin Ave, Sandusky, OH, 44870 9752
New Auto Loan
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMar 13, 2026
Details
As Low As; New (2025 - 2026)
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
New Autos & Trucks (2025-2026)
5.28%
72 Months
▼
APR5.28%
Term72 Months
Last UpdatedMar 15, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2026-2025-2024-2023
5.29%
61 to 72
▼
APR5.29%
Term61 to 72
Last UpdatedMar 15, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO A
5.35%
66 Months
▼
APR5.35%
Term66 Months
Last UpdatedMar 20, 2026
Details
105% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
7221 Montgomery Rd, Cincinnati, OH, 45236
NEW AUTO A / 105%
5.35%
66 Months
▼
APR5.35%
Term66 Months
Last UpdatedMar 20, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As; Up to 63 months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.40%
Up to 72 Months
▼
APR5.40%
TermUp to 72 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
8770 N State Route 66, Defiance, OH, 43512 8254
New Vehicle Loans
5.40%
60 Months
▼
APR5.40%
Term60 Months
Last UpdatedMar 17, 2026
Details
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
31 Hanna Pkwy, Coventry township, OH, 44319
New Cars 2026-2025
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 20, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
Members Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
4000 Luxottica Pl, Mason, OH, 45040
New Auto
5.49%
63 months
▼
APR5.49%
Term63 months
Last UpdatedMar 20, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
19775 State Route 739, Marysville, OH, 43040
New Automobiles (2025 and Newer)
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedMar 20, 2026
Details
As Low As
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
3955 W DUBLIN GRANVILLE RD, DUBLIN, OH, 43017
New Vehicle - 2025 & 2026
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMar 20, 2026
Details
As Low As
OUCU Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.65%
944 E State St, Athens, OH, 45701
New vehicles 2025 and newer
5.49%
24 Months
▼
APR5.49%
Term24 Months
Last UpdatedMar 15, 2026
Details
As Low As
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.21%
1147 OLD STATE ROUTE 74, BATAVIA, OH, 45103
MODEL YEAR 2023 & NEWER Vehicle Loan
5.49%
63 Months
▼
APR5.49%
Term63 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 63 Months
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Directions Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.50%
3000 Tremainsville Rd, Toledo, OH, 43613
New & Used Vehicles
5.95%
Up to 84 Months
▼
APR5.95%
TermUp to 84 Months
Last UpdatedMar 16, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedMar 15, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMar 20, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
▼
APR4.20%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.45%
Up to 36 Months
▼
APR4.45%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
3426 Cleveland Ave NW, Canton, OH, 44709 2747
Used Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details
Vehicle Year 2020 and newer
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
7367 York Rd, Parma, OH, 44130 5162
New Cars & Used Cars (2026 - 2025, 2024)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 20, 2026
Details
Beacon Score 725+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017)
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedMar 15, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
575 White Pond Dr Ste E, Akron, OH, 44320 1184
New and Used Vehicles (up to 1 ton capacity)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As; -New1: 100% financing; -Used: 100% of NADA Avg. Retail; 1-7 years old
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
▼
APR4.55%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.60%
Up to 36 Months
▼
APR4.60%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
▼
APR4.65%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.70%
36 Months
▼
APR4.70%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As
Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
3300 Stelzer Rd, Columbus, OH, 43219 3034
Used Auto
4.74%
36 Months
▼
APR4.74%
Term36 Months
Last UpdatedMar 17, 2026
Details
As Low As; 2019-2025 and 2025-2026 with over 5,000 miles
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
201 N Vance St, Carey, OH, 43316 1038
Pre-Owned Vehicle Loan
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedMar 15, 2026
Details
As Low As; Up to 84 months
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Used Auto Loan (vehicle year 2022 - 2026)
4.75%
3 Months
▼
APR4.75%
Term3 Months
Last UpdatedMar 17, 2026
Details
As Low As; APR*
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017)
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedMar 15, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedMar 15, 2026
Details
A 650-719
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMar 20, 2026
Details
over $20,000; As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.80%
48 Months
▼
APR4.80%
Term48 Months
Last UpdatedMar 17, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedMar 17, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
Up to 48
▼
APR4.89%
TermUp to 48
Last UpdatedMar 15, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.90%
60 Months
▼
APR4.90%
Term60 Months
Last UpdatedMar 17, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
▼
APR4.94%
Term36 Months
Last UpdatedMar 17, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
▼
APR4.95%
TermUp to 72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH, 44714 2606
USED Auto Loans
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
6 S 2nd St, Hamilton, OH, 45011 2846
NEW & USED VEHICLE LOANS
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMar 16, 2026
Details
As Low As
Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
3426 Cleveland Ave NW, Canton, OH, 44709 2747
Used Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMar 15, 2026
Details
Vehicle Year 2020 and newer
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
690 Schrock Rd, Columbus, OH, 43229 1123
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 20, 2026
Details
over $25,000; As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMar 20, 2026
Details
As Low As; Up to 48 months
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
8500 Westport Dr, Mentor, OH, 44060
Used Auto/Truck 2022 - 2025
4.99%
48 Mo.
▼
APR4.99%
Term48 Mo.
Last UpdatedMar 18, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.00%
Up to 48 Months
▼
APR5.00%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: All Years**
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Used Auto Loan (vehicle year 2022 - 2026)
5.00%
5 Months
▼
APR5.00%
Term5 Months
Last UpdatedMar 17, 2026
Details
As Low As; APR*
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
7367 York Rd, Parma, OH, 44130 5162
Used Cars (Model Years 2023-2021)
5.00%
36-48 Months
▼
APR5.00%
Term36-48 Months
Last UpdatedMar 20, 2026
Details
Beacon Score 725+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2016 & Older)
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedMar 15, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017)
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 15, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 15, 2026
Details
A 650-719
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2043 E Prospect Rd, Ashtabula, OH, 44004
Used Cars & Trucks
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMar 18, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Used 4 yrs or newer Vehicle Loan
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedMar 17, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2026-2025-2024-2023
5.09%
49 to 60
▼
APR5.09%
Term49 to 60
Last UpdatedMar 15, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.10%
Up to 72 Months
▼
APR5.10%
TermUp to 72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
Used Auto Loan
5.14%
Up to 36
▼
APR5.14%
TermUp to 36
Last UpdatedMar 13, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.20%
72 Months
▼
APR5.20%
Term72 Months
Last UpdatedMar 17, 2026
Details
As Low As
Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
3426 Cleveland Ave NW, Canton, OH, 44709 2747
Used Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMar 15, 2026
Details
Vehicle Year 2020 and newer
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
19775 State Route 739, Marysville, OH, 43040
Used Automobiles
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMar 20, 2026
Details
As Low As
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
6613 Maplewood Ave, Sylvania, OH, 43560
Used Cars
5.24%
Up to 72 Months
▼
APR5.24%
TermUp to 72 Months
Last UpdatedMar 15, 2026
Details
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
7420 Kilby Rd, Harrison, OH, 45030
Used Vehicle Loans 2020 - 2025
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As; APR 5.32%**
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
12773 STATE ROUTE 110, NAPOLEON, OH, 43545
New/Used Auto
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMar 18, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Used Auto Loan (vehicle year 2022 - 2026)
5.25%
6 Months
▼
APR5.25%
Term6 Months
Last UpdatedMar 17, 2026
Details
As Low As; APR*
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2016 & Older)
5.25%
24 Months
▼
APR5.25%
Term24 Months
Last UpdatedMar 15, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017)
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 15, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 15, 2026
Details
A 650-719
Commodore Perry Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
1711 W FREMONT RD, PORT CLINTON, OH, 43452
New and Used Vehicle Loans
5.25%
Up to 35 months
▼
APR5.25%
TermUp to 35 months
Last UpdatedMar 18, 2026
Details
As Low As; Any Year
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2043 E Prospect Rd, Ashtabula, OH, 44004
Used Cars & Trucks
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMar 18, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2026-2025-2024-2023
5.29%
61 to 72
▼
APR5.29%
Term61 to 72
Last UpdatedMar 15, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
Used Autos & Trucks
5.33%
Up to 60
▼
APR5.33%
TermUp to 60
Last UpdatedMar 15, 2026
Details
As Low As; Year: 2022-2024
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedMar 20, 2026
Details
As Low As; Up to 63 months
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
Used Auto Loan
5.39%
61-72
▼
APR5.39%
Term61-72
Last UpdatedMar 13, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.40%
Up to 72 Months
▼
APR5.40%
TermUp to 72 Months
Last UpdatedMar 17, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH, 44714 2606
USED Auto Loans
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMar 18, 2026
Details
As Low As
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Frequently Asked Questions about Auto Loans in Toledo, Ohio
How does my credit score affect my car loan rate in Ohio?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Toledo, Ohio with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Ohio *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Toledo, Ohio typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Toledo, Ohio?
Based on our current data, some of the lowest auto loan rates available in Toledo, Ohio include:
- Cornerstone Community Financial Credit Union: 4.49% (Auto Loan)
- University of Toledo Federal Credit Union: 4.99% (2016-2018 Automobiles)
- Superior Credit Union: 5.29% (Vehicle Loans - 2024 through 2026 Models)
- Toledo Fire Fighters Federal Credit Union: 5.49% (Auto Loan)
- Toledo Urban Federal Credit Union: 5.50% (New Auto)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Toledo, Ohio. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 20, 2026
