Auto Loan Rates in Fredericksburg, Ohio (OH) for April 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Fredericksburg, Ohio. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Fredericksburg, Ohio include YTR Community Federal Credit UnionYTR Community Federal Credit UnionA+5.0 ★Texas Ratio: 0.85% offering New Auto (2022-Newer) at 2.50%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans 2026 & Newer at 3.24%, United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.35% offering Fixed Rate New & Used Auto Loans at 3.70%, Canton School Employees Federal Credit UnionCanton School Employees Federal Credit UnionA+5.0 ★Texas Ratio: 3.60% offering New & Used Auto Loan at 3.99%, LAKEVIEWLAKEVIEWB+4.8 ★Texas Ratio: 17.17% offering New Auto 2026 at 3.99%. Auto loan rates as of April 9, 2026 according to verified data from MonitorBankRates.
Fredericksburg borrowers have access to 56 lenders serving the Ohio area, with auto loan rates as low as 2.50% APR from YTR Community Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Fredericksburg, Ohio. Auto Loan Rates Last Updated and Verified: April 9, 2026
Compare Auto Loan Rates Today in Fredericksburg, Ohio & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
2.50%
24 Months
▼
APR2.50%
Term24 Months
Last UpdatedApr 5, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
2.75%
24 Months
▼
APR2.75%
Term24 Months
Last UpdatedApr 5, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.00%
36 Months
▼
APR3.00%
Term36 Months
Last UpdatedApr 5, 2026
Details
A+ 720-749
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 8, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.25%
48 Months
▼
APR3.25%
Term48 Months
Last UpdatedApr 5, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.50%
60 Months
▼
APR3.50%
Term60 Months
Last UpdatedApr 5, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedApr 5, 2026
Details
A++ 750+
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.70%
Up to 36 Months
▼
APR3.70%
TermUp to 36 Months
Last UpdatedApr 4, 2026
Details
As Low As; Vehicle Model Years: All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedApr 5, 2026
Details
A 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedApr 5, 2026
Details
A+ 720-749
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.80%
Up to 48 Months
▼
APR3.80%
TermUp to 48 Months
Last UpdatedApr 4, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.90%
Up to 60 Months
▼
APR3.90%
TermUp to 60 Months
Last UpdatedApr 4, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 4, 2026
Details
As Low As; Vehicle Model Years: All Years**
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
New & Used Auto Loan
3.99%
72 Months
▼
APR3.99%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As; up to 72 Months; NO Application Fee. NO Early Payoff Penalty. NO Whacky Fees.
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details
As Low As; APR - 2026 & Newer
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details
As Low As
APR3.99%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As; up to 48 months
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedApr 5, 2026
Details
A 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedApr 5, 2026
Details
A+ 720-749
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.00%
36 Months - 63 Months
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedApr 6, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.00%
36 Months - 63 Months
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedApr 6, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 4, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 4, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 72 Months
▼
APR4.20%
TermUp to 72 Months
Last UpdatedApr 4, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Vehicles (Never Titled) 2025-2026 36 months
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedApr 4, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedApr 5, 2026
Details
A 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedApr 5, 2026
Details
A+ 720-749
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
New Auto Loan
4.29%
Up to 36 Months
▼
APR4.29%
TermUp to 36 Months
Last UpdatedMar 26, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 4, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 4, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 4, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
4.49%
72 Months
▼
APR4.49%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As; Up to 72 months
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Cars 2026-2025
4.49%
42 Months
▼
APR4.49%
Term42 Months
Last UpdatedApr 5, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedApr 5, 2026
Details
2020 and newer
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Auto Rate
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 5, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Vehicle Loan
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
Homeland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
Auto Loans 2025-2026
4.49%
Up to 66 Months
▼
APR4.49%
TermUp to 66 Months
Last UpdatedApr 6, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2023 - 2025
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedApr 8, 2026
Details
As Low As
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loan
4.49%
Up to 39 Months
▼
APR4.49%
TermUp to 39 Months
Last UpdatedApr 9, 2026
Details
As Low As; Minimum Loan Amount $4,000
Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Auto Loan New & 2 years old
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
New & 2 years old Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
LOAN SPECIAL! Auto Loan 2020 & Newer
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 26, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars & Used Cars (2026 - 2025, 2024) 36 Months
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 4, 2026
Details
Beacon Score 725+
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars & Used Cars (2026 - 2025, 2024) 48 Months
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedApr 4, 2026
Details
Beacon Score 725+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 5, 2026
Details
A 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedApr 5, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 5, 2026
Details
A+ 720-749
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 6, 2026
Details
As Low As
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
New and Used Vehicles (up to 1 ton capacity)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 6, 2026
Details
As Low As; -New1: 100% financing; -Used: 100% of NADA Avg. Retail; 1-7 years old
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedApr 6, 2026
Details
over $20,000; As Low As
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
New Auto Loan
4.54%
37-48 Months
▼
APR4.54%
Term37-48 Months
Last UpdatedMar 26, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
▼
APR4.55%
TermUp to 48 Months
Last UpdatedApr 4, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Auto Loan
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedApr 4, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedApr 6, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
▼
APR4.65%
TermUp to 60 Months
Last UpdatedApr 4, 2026
Details
As Low As
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedApr 5, 2026
Details
Model Year: New - 2024
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedApr 6, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loan
4.69%
40 - 64 Months
▼
APR4.69%
Term40 - 64 Months
Last UpdatedApr 9, 2026
Details
As Low As; Minimum Loan Amount $7,500
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 4, 2026
Details
As Low As
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
4.70%
60 Months
▼
APR4.70%
Term60 Months
Last UpdatedApr 5, 2026
Details
Model Year: New - 2024
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2020
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedApr 4, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2021
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedApr 4, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2022
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedApr 4, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2026/2025/2024/2023
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedApr 4, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedApr 6, 2026
Details
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
New Vehicles
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As; Model Years: 2024 and Newer; - Term of 72 months or less*
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
New Vehicles (Model Years: 2024 and Newer)
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As; - Term of 72 months or less*
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
Used Vehicles
4.74%
66 Months
▼
APR4.74%
Term66 Months
Last UpdatedApr 8, 2026
Details
As Low As; Model Years: 2022 and Newer; - Term of 66 months or less*
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
Used Vehicles (Model Years: 2017-2019)
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As; - Term of 48 months or less*
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
Used Vehicles (Model Years: 2020-2021)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As; - Term of 60 months or less*
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
Used Vehicles (Model Years: 2022 and Newer)
4.74%
66 Months
▼
APR4.74%
Term66 Months
Last UpdatedApr 8, 2026
Details
As Low As; - Term of 66 months or less*
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
New Auto/Truck 2025- 2026
4.74%
48 Mo.
▼
APR4.74%
Term48 Mo.
Last UpdatedApr 9, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
LOAN SPECIAL! Auto Loan 2020 & Newer
4.74%
76 Months
▼
APR4.74%
Term76 Months
Last UpdatedMar 26, 2026
Details
As Low As
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
New Vehicle Loan
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As; Up to 84 months
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
Pre-Owned Vehicle Loan
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As; Up to 84 months
CME Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.63%
Auto Loan
4.75%
Up to 48 months
▼
APR4.75%
TermUp to 48 months
Last UpdatedApr 4, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedApr 5, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedApr 5, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedApr 5, 2026
Details
A 650-719
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 6, 2026
Details
over $20,000; As Low As
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
New Vehicle Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
AUTO LOAN (State of Ohio Title Registration)
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 2, 2026
Details
2026; 72 Months (New from Dealership)
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
4.79%
48 Months
▼
APR4.79%
Term48 Months
Last UpdatedApr 5, 2026
Details
Model Year: 2023 - 2021
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.80%
Up to 84 Months
▼
APR4.80%
TermUp to 84 Months
Last UpdatedApr 4, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.83%
48 Months
▼
APR4.83%
Term48 Months
Last UpdatedApr 6, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
60 Months
▼
APR4.85%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
4.89%
72 Months
▼
APR4.89%
Term72 Months
Last UpdatedApr 5, 2026
Details
Model Year: New - 2024
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedApr 6, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loan
4.89%
65 - 75 Months
▼
APR4.89%
Term65 - 75 Months
Last UpdatedApr 9, 2026
Details
As Low As; Minimum Loan Amount $10,000
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMar 29, 2026
Details
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Autos 2025 & Newer
4.93%
up to 72
▼
APR4.93%
Termup to 72
Last UpdatedMar 28, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
▼
APR4.94%
Term36 Months
Last UpdatedApr 6, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
▼
APR4.95%
TermUp to 72 Months
Last UpdatedApr 4, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2024 & Newer
4.96%
up to 72 Months
▼
APR4.96%
Termup to 72 Months
Last UpdatedMar 28, 2026
Details
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New/Used Auto
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 4, 2026
Details
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
NEW & USED VEHICLE LOANS
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedApr 4, 2026
Details
As Low As
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 5, 2026
Details
Model Year: 2023 - 2021
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Cars 2026-2025
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 5, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
Auto Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 5, 2026
Details
2020 and newer
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
2016-2018 Automobiles
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
2019-2023 Automobiles
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 5, 2026
Details
As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
2024 Automobiles
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 5, 2026
Details
over $15,000; As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
2025 Automobiles
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 5, 2026
Details
over $30,000; As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
2025-2026(new/untitled) Automobiles
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Vehicle Loan
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedApr 5, 2026
Details
As Low As
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
New Cars
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 5, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 6, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 6, 2026
Details
$25,000; As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 6, 2026
Details
over $25,000; As Low As
L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.42%
New Vehicles (2025-2026)
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
Three Months Young or Never Titled; No Down Payment Required
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details
As Low As; APR - 2023 - 2025*
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2023 - 2025
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
4.99%
76 - 84 Months
▼
APR4.99%
Term76 - 84 Months
Last UpdatedApr 8, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 9, 2026
Details
As Low As; Up to 48 months
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loan
4.99%
24 - 39
▼
APR4.99%
Term24 - 39
Last UpdatedApr 9, 2026
Details
As Low As; Minimum Loan Amount $4,000
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
New Auto/Truck 2025- 2026
4.99%
72 Mo.
▼
APR4.99%
Term72 Mo.
Last UpdatedApr 9, 2026
Details
As Low As
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
Used Auto/Truck 2022 - 2025
4.99%
48 Mo.
▼
APR4.99%
Term48 Mo.
Last UpdatedApr 9, 2026
Details
As Low As
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 29, 2026
Details
As Low As; up to 84 months
Dynamic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
Vehicle Loans -2020through2022Models
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Used Cars (Model Years 2023-2021)
5.00%
36-48 Months
▼
APR5.00%
Term36-48 Months
Last UpdatedApr 4, 2026
Details
Beacon Score 725+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 5, 2026
Details
A 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedApr 5, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 5, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 5, 2026
Details
A 650-719
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Cars & Trucks
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 6, 2026
Details
As Low As
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car Loans
5.00%
1-6
▼
APR5.00%
Term1-6
Last UpdatedApr 6, 2026
Details
1-6 year loan
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
AUTO LOAN (State of Ohio Title Registration)
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedApr 2, 2026
Details
2025; 60 Months (Used)
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
5.02%
60 Months
▼
APR5.02%
Term60 Months
Last UpdatedApr 6, 2026
Details
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2021-2023
5.04%
up to 72 Months
▼
APR5.04%
Termup to 72 Months
Last UpdatedMar 28, 2026
Details
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
New Auto Loan
5.04%
73-78 Months
▼
APR5.04%
Term73-78 Months
Last UpdatedMar 26, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 4, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.42%
New Vehicles (2025-2026)
5.05%
60 Months
▼
APR5.05%
Term60 Months
Last UpdatedApr 8, 2026
Details
Three Months Young or Never Titled; No Down Payment Required
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Autos & Trucks (2025-2026)
5.08%
60 Months
▼
APR5.08%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedApr 6, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.09%
60 Months
▼
APR5.09%
Term60 Months
Last UpdatedMar 29, 2026
Details
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2021-2023
5.11%
up to 60 Months
▼
APR5.11%
Termup to 60 Months
Last UpdatedMar 28, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
5.12%
72 Months
▼
APR5.12%
Term72 Months
Last UpdatedApr 6, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedApr 6, 2026
Details
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Used Auto Loan
5.14%
Up to 36 Months
▼
APR5.14%
TermUp to 36 Months
Last UpdatedMar 26, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As
L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.42%
New Vehicles (2025-2026)
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedApr 8, 2026
Details
Three Months Young or Never Titled; No Down Payment Required
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
2023 & newer Auto Loans
5.15%
48 Month
▼
APR5.15%
Term48 Month
Last UpdatedMar 28, 2026
Details
As Low As
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loan
5.19%
76 - 88 Months
▼
APR5.19%
Term76 - 88 Months
Last UpdatedApr 9, 2026
Details
As Low As; Minimum Loan Amount $15,000
Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 5, 2026
Details
2020 and newer
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Vehicle Loan
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedApr 5, 2026
Details
As Low As
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
New Cars
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 5, 2026
Details
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Used Cars
5.24%
Up to 72 Months
▼
APR5.24%
TermUp to 72 Months
Last UpdatedApr 5, 2026
Details
Cleveland Police Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
New and Used Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As; 1st Time Car Buyer Program: Rates as low as 5.24% for 72 months. Qualifications apply.
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
New Vehicles
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As; Model Years: 2024 and Newer; - Term of 73 to 84 months*
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
New Vehicles (Model Years: 2024 and Newer)
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As; - Term of 73 to 84 months*
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
Used Vehicles
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As; Model Years: 2022 and Newer; - Term of 67 to 72 months*
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
Used Vehicles (Model Years: 2017-2019)
5.24%
54 Months
▼
APR5.24%
Term54 Months
Last UpdatedApr 8, 2026
Details
As Low As; - Term of 49 to 54 months*
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
Used Vehicles (Model Years: 2020-2021)
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedApr 8, 2026
Details
As Low As; - Term of 61 to 66 months*
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
Used Vehicles (Model Years: 2022 and Newer)
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As; - Term of 67 to 72 months*
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
Used Vehicle Loans 2020 - 2025
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Genesis Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
New Cars
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 9, 2026
Details
As Low As
CME Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.63%
Auto Loan
5.25%
Up to 60 months
▼
APR5.25%
TermUp to 60 months
Last UpdatedApr 4, 2026
Details
As Low As
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Used Auto Loan
5.25%
72 months
▼
APR5.25%
Term72 months
Last UpdatedApr 4, 2026
Details
As Low As; 2022 - 2020
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Vehicles (Never Titled) 2025-2026 48-60 months
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.25%
24 Months
▼
APR5.25%
Term24 Months
Last UpdatedApr 5, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedApr 5, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedApr 5, 2026
Details
A 650-719
Commodore Perry Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
New and Used Vehicle Loans
5.25%
Up to 35 months
▼
APR5.25%
TermUp to 35 months
Last UpdatedApr 5, 2026
Details
As Low As; Any Year
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
New Auto Loans 2026 - 2027 6,000 Miles or Less A+
5.25%
1-60
▼
APR5.25%
Term1-60
Last UpdatedApr 6, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Cars & Trucks
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedApr 6, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
NEW AUTO A+
5.25%
66 Months
▼
APR5.25%
Term66 Months
Last UpdatedMar 26, 2026
Details
110% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
NEW AUTO A+/ 110%
5.25%
66 Months
▼
APR5.25%
Term66 Months
Last UpdatedMar 26, 2026
Details
ERIE COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
New Auto Loan (2025 - 2026)
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Autos & Trucks (2025-2026)
5.28%
72 Months
▼
APR5.28%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Auto Loan
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedApr 4, 2026
Details
Superior Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
Vehicle Loans - 2024 through 2026 Models
5.29%
Up To 60 Months
▼
APR5.29%
TermUp To 60 Months
Last UpdatedApr 9, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedMar 29, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 4, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Used Autos & Trucks
5.33%
60 Months
▼
APR5.33%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As; 2022-2024
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
Vehicle Loans - 2023-2026
5.34%
61-72
▼
APR5.34%
Term61-72
Last UpdatedApr 4, 2026
Details
100% Financing of J.D. Power Value APR based on $25,000 Loan and $250 fee
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2019-2020
5.35%
up to 60 Months
▼
APR5.35%
Termup to 60 Months
Last UpdatedMar 28, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
NEW AUTO A
5.35%
66 Months
▼
APR5.35%
Term66 Months
Last UpdatedMar 26, 2026
Details
105% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
NEW AUTO A / 105%
5.35%
66 Months
▼
APR5.35%
Term66 Months
Last UpdatedMar 26, 2026
Details
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Auto Loan
5.39%
60 Months
▼
APR5.39%
Term60 Months
Last UpdatedApr 4, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedApr 9, 2026
Details
As Low As; Up to 63 months
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Used Auto Loan
5.39%
61-72 Months
▼
APR5.39%
Term61-72 Months
Last UpdatedMar 26, 2026
Details
As Low As
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
New Vehicle Loans
5.40%
60 Months
▼
APR5.40%
Term60 Months
Last UpdatedApr 4, 2026
Details
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
Vehicle Loans - 2023-2026
5.40%
60 Months
▼
APR5.40%
Term60 Months
Last UpdatedApr 4, 2026
Details
100% Financing of J.D. Power Value APR based on $25,000 Loan and $250 fee
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2018
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedApr 4, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2019
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedApr 4, 2026
Details
As Low As
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New/Used Auto
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 4, 2026
Details
Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.20%
Auto Loan
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 4, 2026
Details
As Low As; Up to 84 months; Over 72 months add 0.5%
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Used Vehicles
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 4, 2026
Details
2022 - 2024 Model Years - -Up to 110% NADA Retail Value
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Auto Loan
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedApr 5, 2026
Details
Model Year: 2020 - 2016
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Cars 2026-2025
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 5, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
Members Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto
5.49%
63 Months
▼
APR5.49%
Term63 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Vehicle Loan
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedApr 5, 2026
Details
As Low As
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
New Vehicle - 2025 & 2026
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
2.50%
24 Months
▼
APR2.50%
Term24 Months
Last UpdatedApr 5, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
2.75%
24 Months
▼
APR2.75%
Term24 Months
Last UpdatedApr 5, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.00%
36 Months
▼
APR3.00%
Term36 Months
Last UpdatedApr 5, 2026
Details
A+ 720-749
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 8, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.25%
48 Months
▼
APR3.25%
Term48 Months
Last UpdatedApr 5, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.50%
60 Months
▼
APR3.50%
Term60 Months
Last UpdatedApr 5, 2026
Details
A+ 720-749
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.70%
Up to 36 Months
▼
APR3.70%
TermUp to 36 Months
Last UpdatedApr 4, 2026
Details
As Low As; Vehicle Model Years: All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedApr 5, 2026
Details
A 650-719
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.80%
Up to 48 Months
▼
APR3.80%
TermUp to 48 Months
Last UpdatedApr 4, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.90%
Up to 60 Months
▼
APR3.90%
TermUp to 60 Months
Last UpdatedApr 4, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 4, 2026
Details
As Low As; Vehicle Model Years: All Years**
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
New & Used Auto Loan
3.99%
72 Months
▼
APR3.99%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As; up to 72 Months; NO Application Fee. NO Early Payoff Penalty. NO Whacky Fees.
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details
As Low As
APR3.99%
Term48 Months
Last UpdatedMar 24, 2026
Details
As Low As; up to 48 months
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedApr 5, 2026
Details
A 650-719
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.00%
36 Months - 63 Months
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedApr 6, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.00%
36 Months - 63 Months
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedApr 6, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 4, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 4, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 72 Months
▼
APR4.20%
TermUp to 72 Months
Last UpdatedApr 4, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Vehicles (Never Titled) 2025-2026 36 months
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedApr 4, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedApr 5, 2026
Details
A 650-719
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
New Auto Loan
4.29%
Up to 36 Months
▼
APR4.29%
TermUp to 36 Months
Last UpdatedMar 26, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 4, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 4, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 4, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Cars 2026-2025
4.49%
42 Months
▼
APR4.49%
Term42 Months
Last UpdatedApr 5, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Auto Rate
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 5, 2026
Details
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedApr 5, 2026
Details
As Low As
Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
Auto Loan New & 2 years old
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
New & 2 years old Auto Loan
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
LOAN SPECIAL! Auto Loan 2020 & Newer
4.49%
60 Months
▼
APR4.49%
Term60 Months
Last UpdatedMar 26, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars & Used Cars (2026 - 2025, 2024) 36 Months
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 4, 2026
Details
Beacon Score 725+
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars & Used Cars (2026 - 2025, 2024) 48 Months
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedApr 4, 2026
Details
Beacon Score 725+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 5, 2026
Details
A 650-719
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 6, 2026
Details
As Low As
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
New and Used Vehicles (up to 1 ton capacity)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 6, 2026
Details
As Low As; -New1: 100% financing; -Used: 100% of NADA Avg. Retail; 1-7 years old
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedApr 6, 2026
Details
over $20,000; As Low As
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
New Auto Loan
4.54%
37-48 Months
▼
APR4.54%
Term37-48 Months
Last UpdatedMar 26, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
▼
APR4.55%
TermUp to 48 Months
Last UpdatedApr 4, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedApr 6, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
▼
APR4.65%
TermUp to 60 Months
Last UpdatedApr 4, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.69%
36 Months
▼
APR4.69%
Term36 Months
Last UpdatedApr 6, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 4, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2020
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedApr 4, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2021
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedApr 4, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2022
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedApr 4, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2026/2025/2024/2023
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedApr 4, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.74%
24 Months
▼
APR4.74%
Term24 Months
Last UpdatedApr 6, 2026
Details
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
New Vehicles
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As; Model Years: 2024 and Newer; - Term of 72 months or less*
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
New Vehicles (Model Years: 2024 and Newer)
4.74%
72 Months
▼
APR4.74%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As; - Term of 72 months or less*
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
Used Vehicles (Model Years: 2022 and Newer)
4.74%
66 Months
▼
APR4.74%
Term66 Months
Last UpdatedApr 8, 2026
Details
As Low As; - Term of 66 months or less*
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
New Auto/Truck 2025- 2026
4.74%
48 Mo.
▼
APR4.74%
Term48 Mo.
Last UpdatedApr 9, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
LOAN SPECIAL! Auto Loan 2020 & Newer
4.74%
76 Months
▼
APR4.74%
Term76 Months
Last UpdatedMar 26, 2026
Details
As Low As
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
New Vehicle Loan
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As; Up to 84 months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedApr 5, 2026
Details
A+ 720-749
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 6, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 6, 2026
Details
over $20,000; As Low As
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
New Vehicle Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.80%
Up to 84 Months
▼
APR4.80%
TermUp to 84 Months
Last UpdatedApr 4, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
4.83%
48 Months
▼
APR4.83%
Term48 Months
Last UpdatedApr 6, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
60 Months
▼
APR4.85%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedApr 6, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMar 29, 2026
Details
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Autos 2025 & Newer
4.93%
up to 72
▼
APR4.93%
Termup to 72
Last UpdatedMar 28, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
▼
APR4.94%
Term36 Months
Last UpdatedApr 6, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
▼
APR4.95%
TermUp to 72 Months
Last UpdatedApr 4, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2024 & Newer
4.96%
up to 72 Months
▼
APR4.96%
Termup to 72 Months
Last UpdatedMar 28, 2026
Details
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New/Used Auto
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 4, 2026
Details
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
NEW & USED VEHICLE LOANS
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedApr 4, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Cars 2026-2025
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 5, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
2025-2026(new/untitled) Automobiles
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedApr 5, 2026
Details
As Low As
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
New Cars
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedApr 5, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 6, 2026
Details
$25,000; As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 6, 2026
Details
over $25,000; As Low As
L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.42%
New Vehicles (2025-2026)
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedApr 8, 2026
Details
Three Months Young or Never Titled; No Down Payment Required
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
4.99%
76 - 84 Months
▼
APR4.99%
Term76 - 84 Months
Last UpdatedApr 8, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 9, 2026
Details
As Low As; Up to 48 months
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
New Auto/Truck 2025- 2026
4.99%
72 Mo.
▼
APR4.99%
Term72 Mo.
Last UpdatedApr 9, 2026
Details
As Low As
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMar 29, 2026
Details
As Low As; up to 84 months
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedApr 5, 2026
Details
A 650-719
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car Loans
5.00%
1-6
▼
APR5.00%
Term1-6
Last UpdatedApr 6, 2026
Details
1-6 year loan
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
5.02%
60 Months
▼
APR5.02%
Term60 Months
Last UpdatedApr 6, 2026
Details
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
New Auto Loan
5.04%
73-78 Months
▼
APR5.04%
Term73-78 Months
Last UpdatedMar 26, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 4, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.42%
New Vehicles (2025-2026)
5.05%
60 Months
▼
APR5.05%
Term60 Months
Last UpdatedApr 8, 2026
Details
Three Months Young or Never Titled; No Down Payment Required
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Autos & Trucks (2025-2026)
5.08%
60 Months
▼
APR5.08%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedApr 6, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.09%
60 Months
▼
APR5.09%
Term60 Months
Last UpdatedMar 29, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
New Vehicle Loan
5.12%
72 Months
▼
APR5.12%
Term72 Months
Last UpdatedApr 6, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedApr 6, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As
L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.42%
New Vehicles (2025-2026)
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedApr 8, 2026
Details
Three Months Young or Never Titled; No Down Payment Required
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
2023 & newer Auto Loans
5.15%
48 Month
▼
APR5.15%
Term48 Month
Last UpdatedMar 28, 2026
Details
As Low As
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
New Cars
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 5, 2026
Details
Cleveland Police Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
New and Used Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As; 1st Time Car Buyer Program: Rates as low as 5.24% for 72 months. Qualifications apply.
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
New Vehicles
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As; Model Years: 2024 and Newer; - Term of 73 to 84 months*
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
New Vehicles (Model Years: 2024 and Newer)
5.24%
84 Months
▼
APR5.24%
Term84 Months
Last UpdatedApr 8, 2026
Details
As Low As; - Term of 73 to 84 months*
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
Used Vehicles (Model Years: 2022 and Newer)
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As; - Term of 67 to 72 months*
Genesis Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
New Cars
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 9, 2026
Details
As Low As
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Vehicles (Never Titled) 2025-2026 48-60 months
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
Commodore Perry Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
New and Used Vehicle Loans
5.25%
Up to 35 months
▼
APR5.25%
TermUp to 35 months
Last UpdatedApr 5, 2026
Details
As Low As; Any Year
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.65%
New Auto Loans 2026 - 2027 6,000 Miles or Less A+
5.25%
1-60
▼
APR5.25%
Term1-60
Last UpdatedApr 6, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
NEW AUTO A+
5.25%
66 Months
▼
APR5.25%
Term66 Months
Last UpdatedMar 26, 2026
Details
110% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
NEW AUTO A+/ 110%
5.25%
66 Months
▼
APR5.25%
Term66 Months
Last UpdatedMar 26, 2026
Details
ERIE COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
New Auto Loan (2025 - 2026)
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMar 26, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Autos & Trucks (2025-2026)
5.28%
72 Months
▼
APR5.28%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedMar 29, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 4, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
NEW AUTO A
5.35%
66 Months
▼
APR5.35%
Term66 Months
Last UpdatedMar 26, 2026
Details
105% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
NEW AUTO A / 105%
5.35%
66 Months
▼
APR5.35%
Term66 Months
Last UpdatedMar 26, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedApr 9, 2026
Details
As Low As; Up to 63 months
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
New Vehicle Loans
5.40%
60 Months
▼
APR5.40%
Term60 Months
Last UpdatedApr 4, 2026
Details
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2018
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedApr 4, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2019
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedApr 4, 2026
Details
As Low As
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New/Used Auto
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 4, 2026
Details
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Cars 2026-2025
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 5, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
Members Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New Auto
5.49%
63 Months
▼
APR5.49%
Term63 Months
Last UpdatedApr 5, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedApr 5, 2026
Details
As Low As
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
New Vehicle - 2025 & 2026
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedApr 5, 2026
Details
A++ 750+
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.70%
Up to 36 Months
▼
APR3.70%
TermUp to 36 Months
Last UpdatedApr 4, 2026
Details
As Low As; Vehicle Model Years: All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedApr 5, 2026
Details
A+ 720-749
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.80%
Up to 48 Months
▼
APR3.80%
TermUp to 48 Months
Last UpdatedApr 4, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.90%
Up to 60 Months
▼
APR3.90%
TermUp to 60 Months
Last UpdatedApr 4, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
▼
APR3.95%
TermUp to 36 Months
Last UpdatedApr 4, 2026
Details
As Low As; Vehicle Model Years: All Years**
Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
New & Used Auto Loan
3.99%
72 Months
▼
APR3.99%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As; up to 72 Months; NO Application Fee. NO Early Payoff Penalty. NO Whacky Fees.
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedApr 5, 2026
Details
A+ 720-749
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.00%
36 Months - 63 Months
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedApr 6, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
▼
APR4.05%
TermUp to 48 Months
Last UpdatedApr 4, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
▼
APR4.15%
TermUp to 60 Months
Last UpdatedApr 4, 2026
Details
As Low As; Vehicle Model Years: All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.20%
Up to 72 Months
▼
APR4.20%
TermUp to 72 Months
Last UpdatedApr 4, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedApr 5, 2026
Details
A+ 720-749
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
▼
APR4.30%
TermUp to 48 Months
Last UpdatedApr 4, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
▼
APR4.40%
TermUp to 60 Months
Last UpdatedApr 4, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.45%
Up to 72 Months
▼
APR4.45%
TermUp to 72 Months
Last UpdatedApr 4, 2026
Details
As Low As; Vehicle Model Years: 2020 or Newer**
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars & Used Cars (2026 - 2025, 2024) 36 Months
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 4, 2026
Details
Beacon Score 725+
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
New Cars & Used Cars (2026 - 2025, 2024) 48 Months
4.50%
48 Months
▼
APR4.50%
Term48 Months
Last UpdatedApr 4, 2026
Details
Beacon Score 725+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedApr 5, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedApr 5, 2026
Details
A+ 720-749
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
New and Used Vehicles (up to 1 ton capacity)
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedApr 6, 2026
Details
As Low As; -New1: 100% financing; -Used: 100% of NADA Avg. Retail; 1-7 years old
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
▼
APR4.55%
TermUp to 48 Months
Last UpdatedApr 4, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
▼
APR4.65%
TermUp to 60 Months
Last UpdatedApr 4, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.70%
Up to 72 Months
▼
APR4.70%
TermUp to 72 Months
Last UpdatedApr 4, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2020
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedApr 4, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2021
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedApr 4, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2022
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedApr 4, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2026/2025/2024/2023
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedApr 4, 2026
Details
As Low As
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
Used Vehicles
4.74%
66 Months
▼
APR4.74%
Term66 Months
Last UpdatedApr 8, 2026
Details
As Low As; Model Years: 2022 and Newer; - Term of 66 months or less*
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
Used Vehicles (Model Years: 2017-2019)
4.74%
48 Months
▼
APR4.74%
Term48 Months
Last UpdatedApr 8, 2026
Details
As Low As; - Term of 48 months or less*
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
Used Vehicles (Model Years: 2020-2021)
4.74%
60 Months
▼
APR4.74%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As; - Term of 60 months or less*
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
Used Vehicles (Model Years: 2022 and Newer)
4.74%
66 Months
▼
APR4.74%
Term66 Months
Last UpdatedApr 8, 2026
Details
As Low As; - Term of 66 months or less*
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
Pre-Owned Vehicle Loan
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedMar 28, 2026
Details
As Low As; Up to 84 months
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedApr 4, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedApr 5, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedApr 5, 2026
Details
A 650-719
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 6, 2026
Details
over $20,000; As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.80%
Up to 84 Months
▼
APR4.80%
TermUp to 84 Months
Last UpdatedApr 4, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.85%
60 Months
▼
APR4.85%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
▼
APR4.89%
Term24 Months
Last UpdatedApr 6, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
48 Months
▼
APR4.89%
Term48 Months
Last UpdatedMar 29, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
▼
APR4.94%
Term36 Months
Last UpdatedApr 6, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
▼
APR4.95%
TermUp to 72 Months
Last UpdatedApr 4, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2024 & Newer
4.96%
up to 72 Months
▼
APR4.96%
Termup to 72 Months
Last UpdatedMar 28, 2026
Details
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New/Used Auto
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedApr 4, 2026
Details
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
NEW & USED VEHICLE LOANS
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedApr 4, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 6, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedApr 6, 2026
Details
over $25,000; As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedApr 9, 2026
Details
As Low As; Up to 48 months
Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
Used Auto/Truck 2022 - 2025
4.99%
48 Mo.
▼
APR4.99%
Term48 Mo.
Last UpdatedApr 9, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
Used Cars (Model Years 2023-2021)
5.00%
36-48 Months
▼
APR5.00%
Term36-48 Months
Last UpdatedApr 4, 2026
Details
Beacon Score 725+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedApr 5, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 5, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 5, 2026
Details
A 650-719
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Cars & Trucks
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedApr 6, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2021-2023
5.04%
up to 72 Months
▼
APR5.04%
Termup to 72 Months
Last UpdatedMar 28, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
▼
APR5.05%
TermUp to 84 Months
Last UpdatedApr 4, 2026
Details
As Low As; Vehicle Model Years: 2022 or Newer
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Used 4 yrs or newer Vehicle Loan
5.09%
48 Months
▼
APR5.09%
Term48 Months
Last UpdatedApr 6, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.09%
60 Months
▼
APR5.09%
Term60 Months
Last UpdatedMar 29, 2026
Details
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2021-2023
5.11%
up to 60 Months
▼
APR5.11%
Termup to 60 Months
Last UpdatedMar 28, 2026
Details
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Used Auto Loan
5.14%
Up to 36 Months
▼
APR5.14%
TermUp to 36 Months
Last UpdatedMar 26, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedApr 4, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedApr 5, 2026
Details
As Low As
Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
Used Cars
5.24%
Up to 72 Months
▼
APR5.24%
TermUp to 72 Months
Last UpdatedApr 5, 2026
Details
Cleveland Police Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
New and Used Auto Loan
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 6, 2026
Details
As Low As; 1st Time Car Buyer Program: Rates as low as 5.24% for 72 months. Qualifications apply.
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
Used Vehicles
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As; Model Years: 2022 and Newer; - Term of 67 to 72 months*
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
Used Vehicles (Model Years: 2017-2019)
5.24%
54 Months
▼
APR5.24%
Term54 Months
Last UpdatedApr 8, 2026
Details
As Low As; - Term of 49 to 54 months*
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
Used Vehicles (Model Years: 2020-2021)
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedApr 8, 2026
Details
As Low As; - Term of 61 to 66 months*
Champion Credit Union Toledo, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
Used Vehicles (Model Years: 2022 and Newer)
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 8, 2026
Details
As Low As; - Term of 67 to 72 months*
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
Used Vehicle Loans 2020 - 2025
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 8, 2026
Details
As Low As
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Used Auto Loan
5.25%
72 months
▼
APR5.25%
Term72 months
Last UpdatedApr 4, 2026
Details
As Low As; 2022 - 2020
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.25%
24 Months
▼
APR5.25%
Term24 Months
Last UpdatedApr 5, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedApr 5, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedApr 5, 2026
Details
A 650-719
Commodore Perry Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.36%
New and Used Vehicle Loans
5.25%
Up to 35 months
▼
APR5.25%
TermUp to 35 months
Last UpdatedApr 5, 2026
Details
As Low As; Any Year
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Cars & Trucks
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedApr 6, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.29%
72 Months
▼
APR5.29%
Term72 Months
Last UpdatedMar 29, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.30%
Up to 84 Months
▼
APR5.30%
TermUp to 84 Months
Last UpdatedApr 4, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Used Autos & Trucks
5.33%
60 Months
▼
APR5.33%
Term60 Months
Last UpdatedApr 4, 2026
Details
As Low As; 2022-2024
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2019-2020
5.35%
up to 60 Months
▼
APR5.35%
Termup to 60 Months
Last UpdatedMar 28, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedApr 9, 2026
Details
As Low As; Up to 63 months
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Used Auto Loan
5.39%
61-72 Months
▼
APR5.39%
Term61-72 Months
Last UpdatedMar 26, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2018
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedApr 4, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2019
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedApr 4, 2026
Details
As Low As
Campbell Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.21%
New/Used Auto
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 4, 2026
Details
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Used Vehicles
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedApr 4, 2026
Details
2022 - 2024 Model Years - -Up to 110% NADA Retail Value
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MonitorBankRates
Fredericksburg, OH Auto Loan Rate Trends
Compare local Fredericksburg, OH auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — OH Avg
5.783%
▼ 0.194 vs 7 days ago
Ohio new auto rates fell 0.194 points over the past 7 days to 5.783% APR.
Used Auto Loan — OH Avg
6.619%
▼ 0.248 vs 7 days ago
Ohio used auto rates fell 0.248 points over the past 7 days to 6.619% APR.
As of Apr 10, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Fredericksburg, Ohio
How does my credit score affect my car loan rate in Ohio?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Fredericksburg, Ohio with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Ohio *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Fredericksburg, Ohio typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Fredericksburg, Ohio?
Based on our current data, some of the lowest auto loan rates available in Fredericksburg, Ohio include:
- YTR Community Federal Credit Union: 2.50% (New Auto (2022-Newer))
- Baxter Credit Union: 3.24% (Auto Loans 2026 & Newer)
- United Federal Credit Union: 3.70% (Fixed Rate New & Used Auto Loans)
- Canton School Employees Federal Credit Union: 3.99% (New & Used Auto Loan)
- LAKEVIEW: 3.99% (New Auto 2026)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Fredericksburg, Ohio. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 9, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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