Auto Loan Rates in Fredericksburg, Ohio (OH) for May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Fredericksburg, Ohio. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Fredericksburg, Ohio include YTR Community Federal Credit UnionYTR Community Federal Credit UnionA+5.0 ★Texas Ratio: 0.85% offering New Auto (2022-Newer) at 2.50%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.04% offering Auto Loans at 3.24%, United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.13% offering Fixed Rate New & Used Auto Loans at 3.50%, LAKEVIEWLAKEVIEWB+4.8 ★Texas Ratio: 0.59% offering New Auto 2026 at 3.99%, Middletown Area Schools Credit UnionMiddletown Area Schools Credit UnionA+5.0 ★Texas Ratio: 1.55% offering New Vehicle at 4.00%. Auto loan rates as of May 29, 2026 according to verified data from MonitorBankRates.
Fredericksburg borrowers have access to 51 lenders serving the Ohio area, with auto loan rates as low as 2.50% APR from YTR Community Federal Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Fredericksburg, Ohio. Auto Loan Rates Last Updated and Verified: May 29, 2026
Compare Auto Loan Rates Today in Fredericksburg, Ohio & Surrounding Area
Fredericksburg Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
2.50%
24 Months
▼
APR2.50%
Term24 Months
Last UpdatedMay 22, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
2.75%
36 Months
▼
APR2.75%
Term36 Months
Last UpdatedMay 22, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.00%
48 Months
▼
APR3.00%
Term48 Months
Last UpdatedMay 22, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMay 20, 2026
Details
As Low As; APR - 2026 & Newer
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.25%
60 Months
▼
APR3.25%
Term60 Months
Last UpdatedMay 22, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.50%
72 Months
▼
APR3.50%
Term72 Months
Last UpdatedMay 22, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedMay 22, 2026
Details
A++ 750+
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As; All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedMay 22, 2026
Details
A+ 720-749
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMay 29, 2026
Details
As Low As; All Years**
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMay 20, 2026
Details
As Low As; APR - 2026 & Newer
APR3.99%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As; up to 48 months
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMay 18, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMay 18, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMay 22, 2026
Details
A+ 720-749
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 29, 2026
Details
As Low As; All Years**
Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Auto Loan 2020 & Newer
4.24%
Up to 60 Months
▼
APR4.24%
TermUp to 60 Months
Last UpdatedMay 20, 2026
Details
As Low As
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
New Vehicles (Never Titled) 2025-2026 36 months Loan
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMay 22, 2026
Details
A+ 720-749
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
New Auto Loan
4.29%
Up to 36 Months
▼
APR4.29%
TermUp to 36 Months
Last UpdatedMay 20, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Cars and Trucks Loan
4.30%
4 years
▼
APR4.30%
Term4 years
Last UpdatedMay 22, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Used Cars and Trucks Loan
4.30%
4 years
▼
APR4.30%
Term4 years
Last UpdatedMay 22, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Cars and Trucks Loan
4.39%
3 years
▼
APR4.39%
Term3 years
Last UpdatedMay 22, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Used Cars and Trucks Loan
4.39%
3 years
▼
APR4.39%
Term3 years
Last UpdatedMay 22, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMay 20, 2026
Details
As Low As; APR - 2023 - 2025*
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Auto Loans - New & Used
4.49%
Up to 39 Months
▼
APR4.49%
TermUp to 39 Months
Last UpdatedMay 20, 2026
Details
As Low As; Minimum Loan Amount $4,000
Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Auto Loan 2020 & Newer
4.49%
Up to 76 Months
▼
APR4.49%
TermUp to 76 Months
Last UpdatedMay 20, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
New Cars 2026-2025 Loan
4.49%
42 Months
▼
APR4.49%
Term42 Months
Last UpdatedMay 22, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
Auto Loans
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 22, 2026
Details
2020 and newer
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Cars and Trucks Loan
4.49%
5 years
▼
APR4.49%
Term5 years
Last UpdatedMay 22, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Used Cars and Trucks Loan
4.49%
5 years
▼
APR4.49%
Term5 years
Last UpdatedMay 22, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 18, 2026
Details
over $20,000; As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.50%
84 Months
▼
APR4.50%
Term84 Months
Last UpdatedMay 22, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedMay 22, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 22, 2026
Details
A+ 720-749
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Cars & Trucks Loan
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
New and Used Vehicles (up to 1 ton capacity) Loan
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As; -New1: 100% financing; -Used: 100% of NADA Avg. Retail; 1-7 years old
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 29, 2026
Details
As Low As; 2020 or Newer**
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Used Auto Loan
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 29, 2026
Details
Beacon Score 725+
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
New Auto Loan
4.54%
37-48 Months
▼
APR4.54%
Term37-48 Months
Last UpdatedMay 20, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMay 17, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMay 18, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Auto Loans - New & Used
4.69%
40 - 64 Months
▼
APR4.69%
Term40 - 64 Months
Last UpdatedMay 20, 2026
Details
As Low As; Minimum Loan Amount $7,500
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
Vehicle Loan 2023 - 2021
4.69%
36 months
▼
APR4.69%
Term36 months
Last UpdatedMay 22, 2026
Details
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
Vehicle Loan New - 2024
4.69%
36 months
▼
APR4.69%
Term36 months
Last UpdatedMay 22, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
New Vehicle Loan
4.69%
36 Mos.
▼
APR4.69%
Term36 Mos.
Last UpdatedMay 23, 2026
Details
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
Vehicle Loan New - 2024
4.70%
60 months
▼
APR4.70%
Term60 months
Last UpdatedMay 22, 2026
Details
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
New Vehicle Loan
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedMay 20, 2026
Details
As Low As; Up to 84 months
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
Pre-Owned Vehicle Loan
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedMay 20, 2026
Details
As Low As; Up to 84 months
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMay 21, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2020
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedMay 21, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2021
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedMay 21, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2022
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMay 21, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2026/2025/2024/2023
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMay 21, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
New Vehicle Loan
4.74%
24 Mos.
▼
APR4.74%
Term24 Mos.
Last UpdatedMay 23, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 18, 2026
Details
over $20,000; As Low As
CME Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.12%
Auto Loan
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMay 21, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedMay 22, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedMay 22, 2026
Details
A 650-719
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Cars & Trucks Loan
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★ Texas Ratio: 0.01%
AUTO LOAN (State of Ohio Title Registration)
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 23, 2026
Details
2026; 72 Months (New from Dealership)
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
Vehicle Loan 2023 - 2021
4.79%
48 months
▼
APR4.79%
Term48 months
Last UpdatedMay 22, 2026
Details
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle Loan
4.82%
72 Months
▼
APR4.82%
Term72 Months
Last UpdatedMay 20, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
New Vehicle Loan
4.83%
48 Mos.
▼
APR4.83%
Term48 Mos.
Last UpdatedMay 23, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Auto Loans - New & Used
4.89%
65 - 75 Months
▼
APR4.89%
Term65 - 75 Months
Last UpdatedMay 20, 2026
Details
As Low As; Minimum Loan Amount $10,000
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
Up to 48
▼
APR4.89%
TermUp to 48
Last UpdatedMay 20, 2026
Details
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
Vehicle Loan New - 2024
4.89%
72 months
▼
APR4.89%
Term72 months
Last UpdatedMay 22, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used 4 yrs or newer Vehicle Loan
4.89%
24 Mos.
▼
APR4.89%
Term24 Mos.
Last UpdatedMay 23, 2026
Details
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
New Autos 2025 & Newer
4.93%
72 Months
▼
APR4.93%
Term72 Months
Last UpdatedMay 20, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used 4 yrs or newer Vehicle Loan
4.94%
36 Mos.
▼
APR4.94%
Term36 Mos.
Last UpdatedMay 23, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Cars and Trucks Loan
4.95%
6 years
▼
APR4.95%
Term6 years
Last UpdatedMay 22, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Used Cars and Trucks Loan
4.95%
6 years
▼
APR4.95%
Term6 years
Last UpdatedMay 22, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
Used Autos 2024 & Newer
4.96%
up to 72 Months
▼
APR4.96%
Termup to 72 Months
Last UpdatedMay 20, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMay 18, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 18, 2026
Details
$25,000; As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 18, 2026
Details
over $25,000; As Low As
L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.17%
New Vehicles (2025-2026)
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 20, 2026
Details
Three Months Young or Never Titled; No Down Payment Required
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMay 20, 2026
Details
As Low As; APR - 2023 - 2025*
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
New/Used Cars, 2023 and newer models
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 20, 2026
Details
As Low As; Up to 48 months
APR4.99%
Term72 Months
Last UpdatedMay 20, 2026
Details
As Low As
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
New Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 20, 2026
Details
As Low As; up to 84 months
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
Vehicle Loan 2023 - 2021
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedMay 22, 2026
Details
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
New Cars 2026-2025 Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 22, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 22, 2026
Details
2020 and newer
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.66%
2016-2018 Automobiles
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.66%
2019-2023 Automobiles
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.66%
2024 Automobiles
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 22, 2026
Details
over $15,000; As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.66%
2025 Automobiles
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 22, 2026
Details
over $30,000; As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.66%
2025-2026(new/untitled) Automobiles
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 22, 2026
Details
As Low As
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
NEW & USED VEHICLE LOANS
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMay 29, 2026
Details
As Low As
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car Loans
5.00%
1-6 year
▼
APR5.00%
Term1-6 year
Last UpdatedMay 18, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedMay 22, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 22, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 22, 2026
Details
A 650-719
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Cars & Trucks Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★ Texas Ratio: 0.01%
AUTO LOAN (State of Ohio Title Registration)
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 23, 2026
Details
2025; 60 Months (Used)
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMay 29, 2026
Details
As Low As; 2022 or Newer
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
New Vehicle Loan
5.02%
60 Mos.
▼
APR5.02%
Term60 Mos.
Last UpdatedMay 23, 2026
Details
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
Used Autos 2021-2023
5.04%
up to 72 Months
▼
APR5.04%
Termup to 72 Months
Last UpdatedMay 20, 2026
Details
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
New Auto Loan
5.04%
73-78 Months
▼
APR5.04%
Term73-78 Months
Last UpdatedMay 20, 2026
Details
As Low As
L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.17%
New Vehicles (2025-2026)
5.05%
60 Months
▼
APR5.05%
Term60 Months
Last UpdatedMay 20, 2026
Details
Three Months Young or Never Titled; No Down Payment Required
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Autos & Trucks (2025-2026)
5.08%
60 Months
▼
APR5.08%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New and Used Vehicles Model years 2026-2025-2024-2023
5.09%
49 to 60
▼
APR5.09%
Term49 to 60
Last UpdatedMay 20, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used 4 yrs or newer Vehicle Loan
5.09%
48 Mos.
▼
APR5.09%
Term48 Mos.
Last UpdatedMay 23, 2026
Details
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
Used Autos 2021-2023
5.11%
up to 60 Months
▼
APR5.11%
Termup to 60 Months
Last UpdatedMay 20, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
New Vehicle Loan
5.12%
72 Mos.
▼
APR5.12%
Term72 Mos.
Last UpdatedMay 23, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedMay 18, 2026
Details
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
Used Auto Loan
5.14%
Up to 36
▼
APR5.14%
TermUp to 36
Last UpdatedMay 20, 2026
Details
As Low As
L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.17%
New Vehicles (2025-2026)
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedMay 20, 2026
Details
Three Months Young or Never Titled; No Down Payment Required
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
2023 & newer Auto Loans
5.15%
48 Month
▼
APR5.15%
Term48 Month
Last UpdatedMay 20, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.19%
36 Months
▼
APR5.19%
Term36 Months
Last UpdatedMay 17, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Auto Loans - New & Used
5.19%
76 - 88 Months
▼
APR5.19%
Term76 - 88 Months
Last UpdatedMay 20, 2026
Details
As Low As; Minimum Loan Amount $15,000
Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.82%
Auto Loans
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 22, 2026
Details
2020 and newer
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
Used Automobiles (2021 - 2024)
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMay 22, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
New (<10K miles) 1-75 month term Bright Auto Loans
5.24%
75 Month
▼
APR5.24%
Term75 Month
Last UpdatedMay 29, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
New Bright Auto Loan
5.24%
1-75
▼
APR5.24%
Term1-75
Last UpdatedMay 29, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto A+
5.25%
66 Months
▼
APR5.25%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 110% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
NEW AUTO A+/ 110%
5.25%
66 Months
▼
APR5.25%
Term66 Months
Last UpdatedMay 12, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.12%
Auto Loan
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 21, 2026
Details
As Low As
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
New Vehicles (Never Titled) 2025-2026 48-60 months Loan
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.25%
24 Months
▼
APR5.25%
Term24 Months
Last UpdatedMay 22, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMay 22, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMay 22, 2026
Details
A 650-719
Commodore Perry Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
New and Used Vehicle Loans
5.25%
Up to 35 months
▼
APR5.25%
TermUp to 35 months
Last UpdatedMay 22, 2026
Details
As Low As; Any Year
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
New Auto Loans 2026 - 2027 6,000 Miles or Less A+
5.25%
1-60
▼
APR5.25%
Term1-60
Last UpdatedMay 22, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Cars & Trucks Loan
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Cars & Trucks Loan
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As
ERIE COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 7.53%
New Auto Loan (2025 - 2026)
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Autos & Trucks (2025-2026)
5.28%
72 Months
▼
APR5.28%
Term72 Months
Last UpdatedMay 22, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedMay 17, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New and Used Vehicles Model years 2026-2025-2024-2023
5.29%
61 to 72
▼
APR5.29%
Term61 to 72
Last UpdatedMay 20, 2026
Details
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle Loans 2020 - 2025
5.32%
60 Months
▼
APR5.32%
Term60 Months
Last UpdatedMay 20, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Autos & Trucks
5.33%
60 Months
▼
APR5.33%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As; 2022-2024
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto A
5.35%
66 Months
▼
APR5.35%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
NEW AUTO A / 105%
5.35%
66 Months
▼
APR5.35%
Term66 Months
Last UpdatedMay 12, 2026
Details
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
Used Autos 2019-2020
5.35%
up to 60 Months
▼
APR5.35%
Termup to 60 Months
Last UpdatedMay 20, 2026
Details
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.39%
60 Months
▼
APR5.39%
Term60 Months
Last UpdatedMay 17, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
New/Used Cars, 2023 and newer models
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedMay 20, 2026
Details
As Low As; Up to 63 months
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
Used Auto Loan
5.39%
61-72
▼
APR5.39%
Term61-72
Last UpdatedMay 20, 2026
Details
As Low As
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
MODEL YEAR 2023 & NEWER Vehicle Loans
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedMay 23, 2026
Details
As Low As
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.59%
New Vehicle Loans
5.40%
60 Months
▼
APR5.40%
Term60 Months
Last UpdatedMay 29, 2026
Details
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 17, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Used Auto1
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedMay 18, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New and Used Vehicles Model years 2026-2025-2024-2023
5.49%
73 to 84
▼
APR5.49%
Term73 to 84
Last UpdatedMay 20, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Auto Loan 2023 & Newer
5.49%
77 to 84 Months
▼
APR5.49%
Term77 to 84 Months
Last UpdatedMay 20, 2026
Details
As Low As
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Used Vehicle 1-3 years old
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 20, 2026
Details
As Low As; up to 84 months
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Used Vehicle 4-5 years old
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMay 20, 2026
Details
As Low As; up to 72 months
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Used Vehicle 6-7 years old
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 20, 2026
Details
As Low As; up to 60 months
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Used Vehicle 8 years or older
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMay 20, 2026
Details
As Low As; up to 48 months
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Used Vehicle 8-plus years
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMay 20, 2026
Details
As Low As; up to 48 months
ih Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.13%
New & Used Vehicles (Models 2023 & Newer)
5.49%
63 Months
▼
APR5.49%
Term63 Months
Last UpdatedMay 20, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMay 21, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2018
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMay 21, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2019
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMay 21, 2026
Details
As Low As
Toledo Fire Fighters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.19%
Auto Loan
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As; Up to 84 months; Over 72 months add 0.5%
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
Vehicle Loan 2020 - 2016
5.49%
36 months
▼
APR5.49%
Term36 months
Last UpdatedMay 22, 2026
Details
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
New Cars 2026-2025 Loan
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMay 22, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer)
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedMay 22, 2026
Details
As Low As
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.07%
New Vehicle - 2025 & 2026 Loan
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMay 22, 2026
Details
As Low As
OUCU Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
New vehicles 2025 and newer Loan
5.49%
24 Months
▼
APR5.49%
Term24 Months
Last UpdatedMay 23, 2026
Details
As Low As; (current model year or prior model year with fewer than 15,000 miles)
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
Used Vehicles Loan
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 29, 2026
Details
2022 - 2024 Model Years - -Up to 110% NADA Retail Value
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
New Vehicle Loan
5.49%
1-75
▼
APR5.49%
Term1-75
Last UpdatedMay 29, 2026
Details
As Low As
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
Auto Loan
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMay 29, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto B
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
NEW AUTO B / 100%
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedMay 12, 2026
Details
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Car Loans
5.50%
1-4 year
▼
APR5.50%
Term1-4 year
Last UpdatedMay 18, 2026
Details
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
Used Autos 2019-2020
5.50%
up to 48 Months
▼
APR5.50%
Termup to 48 Months
Last UpdatedMay 20, 2026
Details
CME Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.12%
Auto Loan
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMay 21, 2026
Details
As Low As
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
New Vehicles (Never Titled) 2025-2026 66 months Loan
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedMay 22, 2026
Details
As Low As
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
Used Vehicles 2022-2025 36 months Loan
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 22, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 22, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 22, 2026
Details
A 650-719
Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 17.96%
New Auto
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMay 22, 2026
Details
Term Limits: Up to 84 Months
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Cars & Trucks Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
New and Used Vehicles (up to 1 ton capacity) Loan
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As; 1-3 years old
ERIE COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 7.53%
Used Auto Loan (2021 - 2024)
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Used Auto Loan
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 29, 2026
Details
Beacon Score 675 - 724
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used 4 yrs or newer Vehicle Loan
5.52%
60 Mos.
▼
APR5.52%
Term60 Mos.
Last UpdatedMay 23, 2026
Details
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.59%
66 Months
▼
APR5.59%
Term66 Months
Last UpdatedMay 17, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Vehicles 2022 - 2021 Models
5.59%
Up to 48
▼
APR5.59%
TermUp to 48
Last UpdatedMay 20, 2026
Details
Loan Amounts of $30,000 or Greater
Bridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.91%
2016 - 2025 Used Auto & Truck Models
5.61%
60 Months
▼
APR5.61%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As; ConnectMORE** Rates
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto C
5.65%
66 Months
▼
APR5.65%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
NEW AUTO C / 100%
5.65%
66 Months
▼
APR5.65%
Term66 Months
Last UpdatedMay 12, 2026
Details
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.69%
36 Months
▼
APR5.69%
Term36 Months
Last UpdatedMay 17, 2026
Details
Associated School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Auto
5.72%
84 Months
▼
APR5.72%
Term84 Months
Last UpdatedMay 20, 2026
Details
As Low As; 2024 & Newer Model Years
Associated School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Auto
5.74%
66 Months
▼
APR5.74%
Term66 Months
Last UpdatedMay 20, 2026
Details
As Low As; 2024 & Newer Model Years
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedMay 21, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2016/Older
5.74%
48 months
▼
APR5.74%
Term48 months
Last UpdatedMay 21, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2017
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedMay 21, 2026
Details
As Low As
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.07%
Used Vehicles (2019-2020) Loan
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.07%
Used Vehicles (2021-2023 & 2024 - less than K) Loan
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedMay 22, 2026
Details
$15; As Low As
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.07%
Used Vehicles Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 22, 2026
Details
As Low As
OUCU Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
New vehicles 2025 and newer Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As; (current model year or prior model year with fewer than 15,000 miles)
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
New (<10K miles) 76-84 month term Bright Auto Loans
5.74%
84 Month
▼
APR5.74%
Term84 Month
Last UpdatedMay 29, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
New Bright Auto Loan
5.74%
76-84
▼
APR5.74%
Term76-84
Last UpdatedMay 29, 2026
Details
As Low As
CME Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.12%
Auto Loan
5.75%
84 Months
▼
APR5.75%
Term84 Months
Last UpdatedMay 21, 2026
Details
As Low As
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
New Vehicles (Never Titled) 2025-2026 72 months Loan
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMay 22, 2026
Details
As Low As
Powered by
MonitorBankRates
Fredericksburg New Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
2.50%
24 Months
▼
APR2.50%
Term24 Months
Last UpdatedMay 22, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
2.75%
36 Months
▼
APR2.75%
Term36 Months
Last UpdatedMay 22, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.00%
48 Months
▼
APR3.00%
Term48 Months
Last UpdatedMay 22, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.25%
60 Months
▼
APR3.25%
Term60 Months
Last UpdatedMay 22, 2026
Details
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.50%
72 Months
▼
APR3.50%
Term72 Months
Last UpdatedMay 22, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As; All Years**
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMay 29, 2026
Details
As Low As; All Years**
APR3.99%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As; up to 48 months
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMay 18, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMay 18, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 29, 2026
Details
As Low As; All Years**
Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Auto Loan 2020 & Newer
4.24%
Up to 60 Months
▼
APR4.24%
TermUp to 60 Months
Last UpdatedMay 20, 2026
Details
As Low As
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
New Vehicles (Never Titled) 2025-2026 36 months Loan
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
New Auto Loan
4.29%
Up to 36 Months
▼
APR4.29%
TermUp to 36 Months
Last UpdatedMay 20, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Cars and Trucks Loan
4.30%
4 years
▼
APR4.30%
Term4 years
Last UpdatedMay 22, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Cars and Trucks Loan
4.39%
3 years
▼
APR4.39%
Term3 years
Last UpdatedMay 22, 2026
Details
As Low As
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Auto Loans - New & Used
4.49%
Up to 39 Months
▼
APR4.49%
TermUp to 39 Months
Last UpdatedMay 20, 2026
Details
As Low As; Minimum Loan Amount $4,000
Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Auto Loan 2020 & Newer
4.49%
Up to 76 Months
▼
APR4.49%
TermUp to 76 Months
Last UpdatedMay 20, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
New Cars 2026-2025 Loan
4.49%
42 Months
▼
APR4.49%
Term42 Months
Last UpdatedMay 22, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Cars and Trucks Loan
4.49%
5 years
▼
APR4.49%
Term5 years
Last UpdatedMay 22, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 18, 2026
Details
over $20,000; As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.50%
84 Months
▼
APR4.50%
Term84 Months
Last UpdatedMay 22, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Cars & Trucks Loan
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
New and Used Vehicles (up to 1 ton capacity) Loan
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As; -New1: 100% financing; -Used: 100% of NADA Avg. Retail; 1-7 years old
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 29, 2026
Details
As Low As; 2020 or Newer**
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
New Auto Loan
4.54%
37-48 Months
▼
APR4.54%
Term37-48 Months
Last UpdatedMay 20, 2026
Details
As Low As
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
New Auto
4.64%
Up to 63 Months
▼
APR4.64%
TermUp to 63 Months
Last UpdatedMay 18, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Auto Loans - New & Used
4.69%
40 - 64 Months
▼
APR4.69%
Term40 - 64 Months
Last UpdatedMay 20, 2026
Details
As Low As; Minimum Loan Amount $7,500
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
Vehicle Loan New - 2024
4.69%
36 months
▼
APR4.69%
Term36 months
Last UpdatedMay 22, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
New Vehicle Loan
4.69%
36 Mos.
▼
APR4.69%
Term36 Mos.
Last UpdatedMay 23, 2026
Details
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
Vehicle Loan New - 2024
4.70%
60 months
▼
APR4.70%
Term60 months
Last UpdatedMay 22, 2026
Details
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
New Vehicle Loan
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedMay 20, 2026
Details
As Low As; Up to 84 months
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMay 21, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2020
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedMay 21, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2021
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedMay 21, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2022
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMay 21, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2026/2025/2024/2023
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMay 21, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
New Vehicle Loan
4.74%
24 Mos.
▼
APR4.74%
Term24 Mos.
Last UpdatedMay 23, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 18, 2026
Details
over $20,000; As Low As
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Cars & Trucks Loan
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
New Vehicle Loan
4.82%
72 Months
▼
APR4.82%
Term72 Months
Last UpdatedMay 20, 2026
Details
As Low As
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
New Vehicle Loan
4.83%
48 Mos.
▼
APR4.83%
Term48 Mos.
Last UpdatedMay 23, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Auto Loans - New & Used
4.89%
65 - 75 Months
▼
APR4.89%
Term65 - 75 Months
Last UpdatedMay 20, 2026
Details
As Low As; Minimum Loan Amount $10,000
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
Up to 48
▼
APR4.89%
TermUp to 48
Last UpdatedMay 20, 2026
Details
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.00%
Vehicle Loan New - 2024
4.89%
72 months
▼
APR4.89%
Term72 months
Last UpdatedMay 22, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used 4 yrs or newer Vehicle Loan
4.89%
24 Mos.
▼
APR4.89%
Term24 Mos.
Last UpdatedMay 23, 2026
Details
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
New Autos 2025 & Newer
4.93%
72 Months
▼
APR4.93%
Term72 Months
Last UpdatedMay 20, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used 4 yrs or newer Vehicle Loan
4.94%
36 Mos.
▼
APR4.94%
Term36 Mos.
Last UpdatedMay 23, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
New Cars and Trucks Loan
4.95%
6 years
▼
APR4.95%
Term6 years
Last UpdatedMay 22, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
Used Autos 2024 & Newer
4.96%
up to 72 Months
▼
APR4.96%
Termup to 72 Months
Last UpdatedMay 20, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
New Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 18, 2026
Details
$25,000; As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 18, 2026
Details
over $25,000; As Low As
L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.17%
New Vehicles (2025-2026)
4.99%
36 Months
▼
APR4.99%
Term36 Months
Last UpdatedMay 20, 2026
Details
Three Months Young or Never Titled; No Down Payment Required
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
New/Used Cars, 2023 and newer models
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 20, 2026
Details
As Low As; Up to 48 months
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
New Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 20, 2026
Details
As Low As; up to 84 months
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
New Cars 2026-2025 Loan
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 22, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.66%
2025-2026(new/untitled) Automobiles
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 22, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 22, 2026
Details
As Low As
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
NEW & USED VEHICLE LOANS
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMay 29, 2026
Details
As Low As
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car Loans
5.00%
1-6 year
▼
APR5.00%
Term1-6 year
Last UpdatedMay 18, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMay 29, 2026
Details
As Low As; 2022 or Newer
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
New Vehicle Loan
5.02%
60 Mos.
▼
APR5.02%
Term60 Mos.
Last UpdatedMay 23, 2026
Details
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
New Auto Loan
5.04%
73-78 Months
▼
APR5.04%
Term73-78 Months
Last UpdatedMay 20, 2026
Details
As Low As
L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.17%
New Vehicles (2025-2026)
5.05%
60 Months
▼
APR5.05%
Term60 Months
Last UpdatedMay 20, 2026
Details
Three Months Young or Never Titled; No Down Payment Required
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Autos & Trucks (2025-2026)
5.08%
60 Months
▼
APR5.08%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New and Used Vehicles Model years 2026-2025-2024-2023
5.09%
49 to 60
▼
APR5.09%
Term49 to 60
Last UpdatedMay 20, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used 4 yrs or newer Vehicle Loan
5.09%
48 Mos.
▼
APR5.09%
Term48 Mos.
Last UpdatedMay 23, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
New Vehicle Loan
5.12%
72 Mos.
▼
APR5.12%
Term72 Mos.
Last UpdatedMay 23, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
New Auto
5.14%
Up to 75 Months
▼
APR5.14%
TermUp to 75 Months
Last UpdatedMay 18, 2026
Details
L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.17%
New Vehicles (2025-2026)
5.15%
72 Months
▼
APR5.15%
Term72 Months
Last UpdatedMay 20, 2026
Details
Three Months Young or Never Titled; No Down Payment Required
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.77%
2023 & newer Auto Loans
5.15%
48 Month
▼
APR5.15%
Term48 Month
Last UpdatedMay 20, 2026
Details
As Low As
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Auto Loans - New & Used
5.19%
76 - 88 Months
▼
APR5.19%
Term76 - 88 Months
Last UpdatedMay 20, 2026
Details
As Low As; Minimum Loan Amount $15,000
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
New (<10K miles) 1-75 month term Bright Auto Loans
5.24%
75 Month
▼
APR5.24%
Term75 Month
Last UpdatedMay 29, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
New Bright Auto Loan
5.24%
1-75
▼
APR5.24%
Term1-75
Last UpdatedMay 29, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto A+
5.25%
66 Months
▼
APR5.25%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 110% LTV
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
NEW AUTO A+/ 110%
5.25%
66 Months
▼
APR5.25%
Term66 Months
Last UpdatedMay 12, 2026
Details
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
New Vehicles (Never Titled) 2025-2026 48-60 months Loan
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As
Commodore Perry Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
New and Used Vehicle Loans
5.25%
Up to 35 months
▼
APR5.25%
TermUp to 35 months
Last UpdatedMay 22, 2026
Details
As Low As; Any Year
Local Union 392 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
New Auto Loans 2026 - 2027 6,000 Miles or Less A+
5.25%
1-60
▼
APR5.25%
Term1-60
Last UpdatedMay 22, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
New Cars & Trucks Loan
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As
ERIE COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 7.53%
New Auto Loan (2025 - 2026)
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
New Autos & Trucks (2025-2026)
5.28%
72 Months
▼
APR5.28%
Term72 Months
Last UpdatedMay 22, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New and Used Vehicles Model years 2026-2025-2024-2023
5.29%
61 to 72
▼
APR5.29%
Term61 to 72
Last UpdatedMay 20, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto A
5.35%
66 Months
▼
APR5.35%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
NEW AUTO A / 105%
5.35%
66 Months
▼
APR5.35%
Term66 Months
Last UpdatedMay 12, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
New/Used Cars, 2023 and newer models
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedMay 20, 2026
Details
As Low As; Up to 63 months
Sharefax Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
MODEL YEAR 2023 & NEWER Vehicle Loans
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedMay 23, 2026
Details
As Low As
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.59%
New Vehicle Loans
5.40%
60 Months
▼
APR5.40%
Term60 Months
Last UpdatedMay 29, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New and Used Vehicles Model years 2026-2025-2024-2023
5.49%
73 to 84
▼
APR5.49%
Term73 to 84
Last UpdatedMay 20, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.10%
Auto Loan 2023 & Newer
5.49%
77 to 84 Months
▼
APR5.49%
Term77 to 84 Months
Last UpdatedMay 20, 2026
Details
As Low As
ih Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.13%
New & Used Vehicles (Models 2023 & Newer)
5.49%
63 Months
▼
APR5.49%
Term63 Months
Last UpdatedMay 20, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMay 21, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2018
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMay 21, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2019
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMay 21, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.00%
New Cars 2026-2025 Loan
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMay 22, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
New Automobiles (2025 and Newer)
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedMay 22, 2026
Details
As Low As
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.07%
New Vehicle - 2025 & 2026 Loan
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMay 22, 2026
Details
As Low As
OUCU Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
New vehicles 2025 and newer Loan
5.49%
24 Months
▼
APR5.49%
Term24 Months
Last UpdatedMay 23, 2026
Details
As Low As; (current model year or prior model year with fewer than 15,000 miles)
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
New Vehicle Loan
5.49%
1-75
▼
APR5.49%
Term1-75
Last UpdatedMay 29, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto B
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
NEW AUTO B / 100%
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedMay 12, 2026
Details
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
New Vehicles (Never Titled) 2025-2026 66 months Loan
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedMay 22, 2026
Details
As Low As
Toledo Urban Federal Credit Union
Institution Rating:
B4.6 ★ Texas Ratio: 17.96%
New Auto
5.50%
84 Months
▼
APR5.50%
Term84 Months
Last UpdatedMay 22, 2026
Details
Term Limits: Up to 84 Months
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
New and Used Vehicles (up to 1 ton capacity) Loan
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As; 1-3 years old
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used 4 yrs or newer Vehicle Loan
5.52%
60 Mos.
▼
APR5.52%
Term60 Mos.
Last UpdatedMay 23, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
New Auto C
5.65%
66 Months
▼
APR5.65%
Term66 Months
Last UpdatedMay 12, 2026
Details
up to 66 mos
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
NEW AUTO C / 100%
5.65%
66 Months
▼
APR5.65%
Term66 Months
Last UpdatedMay 12, 2026
Details
Associated School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Auto
5.72%
84 Months
▼
APR5.72%
Term84 Months
Last UpdatedMay 20, 2026
Details
As Low As; 2024 & Newer Model Years
Associated School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Auto
5.74%
66 Months
▼
APR5.74%
Term66 Months
Last UpdatedMay 20, 2026
Details
As Low As; 2024 & Newer Model Years
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedMay 21, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2016/Older
5.74%
48 months
▼
APR5.74%
Term48 months
Last UpdatedMay 21, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2017
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedMay 21, 2026
Details
As Low As
OUCU Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.18%
New vehicles 2025 and newer Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As; (current model year or prior model year with fewer than 15,000 miles)
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
New (<10K miles) 76-84 month term Bright Auto Loans
5.74%
84 Month
▼
APR5.74%
Term84 Month
Last UpdatedMay 29, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.76%
New Bright Auto Loan
5.74%
76-84
▼
APR5.74%
Term76-84
Last UpdatedMay 29, 2026
Details
As Low As
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
New Vehicles (Never Titled) 2025-2026 72 months Loan
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMay 22, 2026
Details
As Low As
Powered by
MonitorBankRates
Fredericksburg Used Auto Auto Loan Rates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedMay 22, 2026
Details
A++ 750+
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 29, 2026
Details
As Low As; All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedMay 22, 2026
Details
A+ 720-749
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMay 29, 2026
Details
As Low As; All Years**
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMay 18, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMay 22, 2026
Details
A+ 720-749
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 29, 2026
Details
As Low As; All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMay 22, 2026
Details
A+ 720-749
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Used Cars and Trucks Loan
4.30%
4 years
▼
APR4.30%
Term4 years
Last UpdatedMay 22, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Used Cars and Trucks Loan
4.39%
3 years
▼
APR4.39%
Term3 years
Last UpdatedMay 22, 2026
Details
As Low As
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Auto Loans - New & Used
4.49%
Up to 39 Months
▼
APR4.49%
TermUp to 39 Months
Last UpdatedMay 20, 2026
Details
As Low As; Minimum Loan Amount $4,000
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Used Cars and Trucks Loan
4.49%
5 years
▼
APR4.49%
Term5 years
Last UpdatedMay 22, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedMay 22, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 22, 2026
Details
A+ 720-749
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
New and Used Vehicles (up to 1 ton capacity) Loan
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As; -New1: 100% financing; -Used: 100% of NADA Avg. Retail; 1-7 years old
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 29, 2026
Details
As Low As; 2020 or Newer**
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Used Auto Loan
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 29, 2026
Details
Beacon Score 725+
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMay 17, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Auto Loans - New & Used
4.69%
40 - 64 Months
▼
APR4.69%
Term40 - 64 Months
Last UpdatedMay 20, 2026
Details
As Low As; Minimum Loan Amount $7,500
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 0.57%
Pre-Owned Vehicle Loan
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedMay 20, 2026
Details
As Low As; Up to 84 months
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMay 21, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2020
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedMay 21, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2021
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedMay 21, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2022
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMay 21, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2026/2025/2024/2023
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMay 21, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 18, 2026
Details
over $20,000; As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedMay 22, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedMay 22, 2026
Details
A 650-719
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Auto Loans - New & Used
4.89%
65 - 75 Months
▼
APR4.89%
Term65 - 75 Months
Last UpdatedMay 20, 2026
Details
As Low As; Minimum Loan Amount $10,000
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
Up to 48
▼
APR4.89%
TermUp to 48
Last UpdatedMay 20, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used 4 yrs or newer Vehicle Loan
4.89%
24 Mos.
▼
APR4.89%
Term24 Mos.
Last UpdatedMay 23, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used 4 yrs or newer Vehicle Loan
4.94%
36 Mos.
▼
APR4.94%
Term36 Mos.
Last UpdatedMay 23, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Used Cars and Trucks Loan
4.95%
6 years
▼
APR4.95%
Term6 years
Last UpdatedMay 22, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
Used Autos 2024 & Newer
4.96%
up to 72 Months
▼
APR4.96%
Termup to 72 Months
Last UpdatedMay 20, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Used Auto1
4.99%
Up to 63 Months
▼
APR4.99%
TermUp to 63 Months
Last UpdatedMay 18, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Used Vehicle 2023 or newer
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 18, 2026
Details
over $25,000; As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
New/Used Cars, 2023 and newer models
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 20, 2026
Details
As Low As; Up to 48 months
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
NEW & USED VEHICLE LOANS
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMay 29, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedMay 22, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 22, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 22, 2026
Details
A 650-719
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Cars & Trucks Loan
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Fixed Rate New & Used Auto Loans
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMay 29, 2026
Details
As Low As; 2022 or Newer
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
Used Autos 2021-2023
5.04%
up to 72 Months
▼
APR5.04%
Termup to 72 Months
Last UpdatedMay 20, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New and Used Vehicles Model years 2026-2025-2024-2023
5.09%
49 to 60
▼
APR5.09%
Term49 to 60
Last UpdatedMay 20, 2026
Details
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used 4 yrs or newer Vehicle Loan
5.09%
48 Mos.
▼
APR5.09%
Term48 Mos.
Last UpdatedMay 23, 2026
Details
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
Used Autos 2021-2023
5.11%
up to 60 Months
▼
APR5.11%
Termup to 60 Months
Last UpdatedMay 20, 2026
Details
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
Used Auto Loan
5.14%
Up to 36
▼
APR5.14%
TermUp to 36
Last UpdatedMay 20, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.19%
36 Months
▼
APR5.19%
Term36 Months
Last UpdatedMay 17, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.53%
Auto Loans - New & Used
5.19%
76 - 88 Months
▼
APR5.19%
Term76 - 88 Months
Last UpdatedMay 20, 2026
Details
As Low As; Minimum Loan Amount $15,000
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.72%
Used Automobiles (2021 - 2024)
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMay 22, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.25%
24 Months
▼
APR5.25%
Term24 Months
Last UpdatedMay 22, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMay 22, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMay 22, 2026
Details
A 650-719
Commodore Perry Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.06%
New and Used Vehicle Loans
5.25%
Up to 35 months
▼
APR5.25%
TermUp to 35 months
Last UpdatedMay 22, 2026
Details
As Low As; Any Year
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Cars & Trucks Loan
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMay 23, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedMay 17, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New and Used Vehicles Model years 2026-2025-2024-2023
5.29%
61 to 72
▼
APR5.29%
Term61 to 72
Last UpdatedMay 20, 2026
Details
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.23%
Used Vehicle Loans 2020 - 2025
5.32%
60 Months
▼
APR5.32%
Term60 Months
Last UpdatedMay 20, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.50%
Used Autos & Trucks
5.33%
60 Months
▼
APR5.33%
Term60 Months
Last UpdatedMay 22, 2026
Details
As Low As; 2022-2024
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
Used Autos 2019-2020
5.35%
up to 60 Months
▼
APR5.35%
Termup to 60 Months
Last UpdatedMay 20, 2026
Details
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.39%
60 Months
▼
APR5.39%
Term60 Months
Last UpdatedMay 17, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.82%
New/Used Cars, 2023 and newer models
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedMay 20, 2026
Details
As Low As; Up to 63 months
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.23%
Used Auto Loan
5.39%
61-72
▼
APR5.39%
Term61-72
Last UpdatedMay 20, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 17, 2026
Details
Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.30%
Used Auto1
5.49%
Up to 75 Months
▼
APR5.49%
TermUp to 75 Months
Last UpdatedMay 18, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
New and Used Vehicles Model years 2026-2025-2024-2023
5.49%
73 to 84
▼
APR5.49%
Term73 to 84
Last UpdatedMay 20, 2026
Details
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Used Vehicle 1-3 years old
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 20, 2026
Details
As Low As; up to 84 months
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Used Vehicle 4-5 years old
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMay 20, 2026
Details
As Low As; up to 72 months
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Used Vehicle 6-7 years old
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 20, 2026
Details
As Low As; up to 60 months
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Used Vehicle 8 years or older
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMay 20, 2026
Details
As Low As; up to 48 months
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
Used Vehicle 8-plus years
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMay 20, 2026
Details
As Low As; up to 48 months
ih Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.13%
New & Used Vehicles (Models 2023 & Newer)
5.49%
63 Months
▼
APR5.49%
Term63 Months
Last UpdatedMay 20, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMay 21, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2018
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMay 21, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2019
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMay 21, 2026
Details
As Low As
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.15%
Used Vehicles Loan
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 29, 2026
Details
2022 - 2024 Model Years - -Up to 110% NADA Retail Value
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Car Loans
5.50%
1-4 year
▼
APR5.50%
Term1-4 year
Last UpdatedMay 18, 2026
Details
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.89%
Used Autos 2019-2020
5.50%
up to 48 Months
▼
APR5.50%
Termup to 48 Months
Last UpdatedMay 20, 2026
Details
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.25%
Used Vehicles 2022-2025 36 months Loan
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 22, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 22, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 22, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 22, 2026
Details
A 650-719
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.15%
Used Cars & Trucks Loan
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As
FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
New and Used Vehicles (up to 1 ton capacity) Loan
5.50%
72 Months
▼
APR5.50%
Term72 Months
Last UpdatedMay 23, 2026
Details
As Low As; 1-3 years old
ERIE COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 7.53%
Used Auto Loan (2021 - 2024)
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 23, 2026
Details
As Low As
Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.32%
Used Auto Loan
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 29, 2026
Details
Beacon Score 675 - 724
Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.59%
Used 4 yrs or newer Vehicle Loan
5.52%
60 Mos.
▼
APR5.52%
Term60 Mos.
Last UpdatedMay 23, 2026
Details
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.59%
66 Months
▼
APR5.59%
Term66 Months
Last UpdatedMay 17, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Used Vehicles 2022 - 2021 Models
5.59%
Up to 48
▼
APR5.59%
TermUp to 48
Last UpdatedMay 20, 2026
Details
Loan Amounts of $30,000 or Greater
Bridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.91%
2016 - 2025 Used Auto & Truck Models
5.61%
60 Months
▼
APR5.61%
Term60 Months
Last UpdatedMay 23, 2026
Details
As Low As; ConnectMORE** Rates
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Used Vehicle Financing
5.69%
36 Months
▼
APR5.69%
Term36 Months
Last UpdatedMay 17, 2026
Details
Associated School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Auto
5.72%
84 Months
▼
APR5.72%
Term84 Months
Last UpdatedMay 20, 2026
Details
As Low As; 2024 & Newer Model Years
Associated School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.71%
New & Used Auto
5.74%
66 Months
▼
APR5.74%
Term66 Months
Last UpdatedMay 20, 2026
Details
As Low As; 2024 & Newer Model Years
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedMay 21, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2016/Older
5.74%
48 months
▼
APR5.74%
Term48 months
Last UpdatedMay 21, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
New and Used Auto Loans 2017
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedMay 21, 2026
Details
As Low As
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.07%
Used Vehicles (2019-2020) Loan
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedMay 22, 2026
Details
As Low As
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.07%
Used Vehicles (2021-2023 & 2024 - less than K) Loan
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedMay 22, 2026
Details
$15; As Low As
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.07%
Used Vehicles Loan
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 22, 2026
Details
As Low As
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MonitorBankRates
Fredericksburg, OH Auto Loan Rate Trends
Compare local Fredericksburg, OH auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — OH Avg
5.592%
▼ 0.122 vs 7 days ago
Ohio new auto rates fell 0.122 points over the past 7 days to 5.592% APR.
Used Auto Loan — OH Avg
6.640%
▲ 0.023 vs 7 days ago
Ohio used auto rates rose 0.023 points over the past 7 days to 6.640% APR.
As of May 29, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Fredericksburg, Ohio auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Fredericksburg, Ohio directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Fredericksburg, Ohio. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in OH.
Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.
Frequently Asked Questions about Auto Loans in Fredericksburg, Ohio
How does my credit score affect my car loan rate in Ohio?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Fredericksburg, Ohio with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Ohio *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Fredericksburg, Ohio typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Fredericksburg, Ohio?
Based on our current data, some of the lowest auto loan rates available in Fredericksburg, Ohio include:
- YTR Community Federal Credit Union: 2.50% (New Auto (2022-Newer))
- Baxter Credit Union: 3.24% (Auto Loans)
- United Federal Credit Union: 3.50% (Fixed Rate New & Used Auto Loans)
- LAKEVIEW: 3.99% (New Auto 2026)
- Middletown Area Schools Credit Union: 4.00% (New Vehicle)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Fredericksburg, Ohio. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 29, 2026
Fredericksburg, Ohio Rates & Resources
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