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  5. iAdvertiser Disclosure
    Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Auto Loan Rates in Cleveland, Ohio (OH) for March 2026

Current auto loan rates in Cleveland, Ohio include Faith Community United Credit UnionFaith Community United Credit Union3550 e 93RD ST, cleveland, OH, 44105 1644A5.0 ★Texas Ratio: 10.40% offering Auto Loan New & 2 years old at 4.49%, Cardinal Credit Union IncCardinal Credit Union Inc1220 Som Center Rd Unit A, Cleveland, OH, 44124 2002A5.0 ★Texas Ratio: 7.29% offering New Auto/Truck 2025- 2026 at 4.74%, Ukrainian Federal Credit UnionUkrainian Federal Credit Union5602 State Rd, Cleveland, OH, 44134A5.0 ★Texas Ratio: 10.45% offering Used Auto Loan (vehicle year 2022 - 2026) at 4.75%, Ohio Educational Credit UnionOhio Educational Credit Union2921 Community College Ave, Cleveland, OH, 44115A+5.0 ★Texas Ratio: 0.95% offering 2025 & Newer Auto Loan at 4.93%, BSE Credit UnionBSE Credit Union19249 Bagley Rd, Cleveland, OH, 44130 3315A+5.0 ★Texas Ratio: 0.10% offering New Vehicle (2026 & 2025 never titled) at 7.49%.

Auto loan rates in Cleveland, Ohio are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.

We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Cleveland, Ohio. Auto Loan Rates Last Updated and Verified: March 20, 2026

Compare Auto Loan Rates Today in Cleveland, Ohio & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
Auto Loan New & 2 years old
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
New & 2 years old Auto Loan
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
1220 Som Center Rd Unit A, Cleveland, OH, 44124 2002
New Auto/Truck 2025- 2026
4.74%
48 Mo.
APR4.74%
Term48 Mo.
Last UpdatedMar 18, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Used Auto Loan (vehicle year 2022 - 2026)
4.75%
3 Months
APR4.75%
Term3 Months
Last UpdatedMar 17, 2026
Details

As Low As; APR*

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
2921 Community College Ave, Cleveland, OH, 44115
2025 & Newer Auto Loan
4.93%
72 Months
APR4.93%
Term72 Months
Last UpdatedMar 20, 2026
Details

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
2921 Community College Ave, Cleveland, OH, 44115
2024 & Newer Auto Loan
4.96%
72 Months
APR4.96%
Term72 Months
Last UpdatedMar 20, 2026
Details

Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
1220 Som Center Rd Unit A, Cleveland, OH, 44124 2002
New Auto/Truck 2025- 2026
4.99%
72 Mo.
APR4.99%
Term72 Mo.
Last UpdatedMar 18, 2026
Details

As Low As

Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
1220 Som Center Rd Unit A, Cleveland, OH, 44124 2002
Used Auto/Truck 2022 - 2025
4.99%
48 Mo.
APR4.99%
Term48 Mo.
Last UpdatedMar 18, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Used Auto Loan (vehicle year 2022 - 2026)
5.00%
5 Months
APR5.00%
Term5 Months
Last UpdatedMar 17, 2026
Details

As Low As; APR*

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
2921 Community College Ave, Cleveland, OH, 44115
2021-2023 Auto Loan
5.04%
72 Months
APR5.04%
Term72 Months
Last UpdatedMar 20, 2026
Details

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
2921 Community College Ave, Cleveland, OH, 44115
2021-2023 Auto Loan
5.11%
60 Months
APR5.11%
Term60 Months
Last UpdatedMar 20, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Used Auto Loan (vehicle year 2022 - 2026)
5.25%
6 Months
APR5.25%
Term6 Months
Last UpdatedMar 17, 2026
Details

As Low As; APR*

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
2921 Community College Ave, Cleveland, OH, 44115
2019-2020 Auto Loan
5.35%
60 Months
APR5.35%
Term60 Months
Last UpdatedMar 20, 2026
Details

Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
1220 Som Center Rd Unit A, Cleveland, OH, 44124 2002
Used Auto/Truck 2022 - 2025
5.49%
72 Mo.
APR5.49%
Term72 Mo.
Last UpdatedMar 18, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
Auto Loan New & 2 years old
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
New & 2 years old Auto Loan
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
New Auto Loan (vehicle year 2025 - 2026)
5.50%
3 Months
APR5.50%
Term3 Months
Last UpdatedMar 17, 2026
Details

As Low As; 4.50%

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
2921 Community College Ave, Cleveland, OH, 44115
2019-2020 Auto Loan
5.50%
48 Months
APR5.50%
Term48 Months
Last UpdatedMar 20, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
New Auto Loan (vehicle year 2025 - 2026)
5.75%
5 Months
APR5.75%
Term5 Months
Last UpdatedMar 17, 2026
Details

As Low As; 4.75%

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
2921 Community College Ave, Cleveland, OH, 44115
2025 & Newer Auto Loan
5.91%
84 Months
APR5.91%
Term84 Months
Last UpdatedMar 20, 2026
Details

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
2921 Community College Ave, Cleveland, OH, 44115
2024 & Newer Auto Loan
5.93%
84 Months
APR5.93%
Term84 Months
Last UpdatedMar 20, 2026
Details

Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
1220 Som Center Rd Unit A, Cleveland, OH, 44124 2002
Used Auto/Truck 2017-2021
5.99%
48 Mo.
APR5.99%
Term48 Mo.
Last UpdatedMar 18, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
3-4 years old Auto Loan
5.99%
36 Months
APR5.99%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
Auto Loan 3-4 years old
5.99%
36 Months
APR5.99%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
Auto Loan New & 2 years old
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
New & 2 years old Auto Loan
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
New Auto Loan (vehicle year 2025 - 2026)
6.00%
6 Months
APR6.00%
Term6 Months
Last UpdatedMar 17, 2026
Details

As Low As; 5.00%

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
2921 Community College Ave, Cleveland, OH, 44115
New Auto - 2025 & Newer
6.05%
72 Months
APR6.05%
Term72 Months
Last UpdatedMar 20, 2026
Details

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
2921 Community College Ave, Cleveland, OH, 44115
Used Auto - 2024 & Newer
6.05%
72 Months
APR6.05%
Term72 Months
Last UpdatedMar 20, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
New Auto Loan (vehicle year 2025 - 2026)
6.25%
7 Months
APR6.25%
Term7 Months
Last UpdatedMar 17, 2026
Details

As Low As; 5.25%

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
2921 Community College Ave, Cleveland, OH, 44115
Used Auto - 2021-2023
6.26%
60 Months
APR6.26%
Term60 Months
Last UpdatedMar 20, 2026
Details

Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
1220 Som Center Rd Unit A, Cleveland, OH, 44124 2002
New Auto/Truck 2025- 2026
6.49%
84 Mo.
APR6.49%
Term84 Mo.
Last UpdatedMar 18, 2026
Details

As Low As

Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
1220 Som Center Rd Unit A, Cleveland, OH, 44124 2002
Used Auto/Truck 2017-2021
6.49%
72 Mo.
APR6.49%
Term72 Mo.
Last UpdatedMar 18, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
3-4 years old Auto Loan
6.49%
60 Months
APR6.49%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
Auto Loan 3-4 years old
6.49%
60 Months
APR6.49%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
Auto Loan New & 2 years old
6.49%
84 Months
APR6.49%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
New & 2 years old Auto Loan
6.49%
84 Months
APR6.49%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
2921 Community College Ave, Cleveland, OH, 44115
Used Auto - 2019-2020
6.50%
48 Months
APR6.50%
Term48 Months
Last UpdatedMar 20, 2026
Details

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
2921 Community College Ave, Cleveland, OH, 44115
2017-2018 Auto Loan
6.69%
48 Months
APR6.69%
Term48 Months
Last UpdatedMar 20, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Used Vehicles 2019-2025
7.25%
4 Months
APR7.25%
Term4 Months
Last UpdatedMar 17, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
3-4 years old Auto Loan
7.49%
72 Months
APR7.49%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
5-6 years old Auto Loan
7.49%
36 Months
APR7.49%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
Auto Loan 3-4 years old
7.49%
72 Months
APR7.49%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
Auto Loan 5-6 years old
7.49%
36 Months
APR7.49%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

BSE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
19249 Bagley Rd, Cleveland, OH, 44130 3315
New Vehicle (2026 & 2025 never titled)
7.49%
72 Months
APR7.49%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As; Can go to 84 months but rate increases 1%

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
New Vehicles
7.50%
2 Months
APR7.50%
Term2 Months
Last UpdatedMar 17, 2026
Details

As Low As; 6.500%

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Used Vehicles 2017-2018
7.50%
3 Months
APR7.50%
Term3 Months
Last UpdatedMar 17, 2026
Details

As Low As

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
2921 Community College Ave, Cleveland, OH, 44115
Used Auto - 2017-2018
7.70%
48 Months
APR7.70%
Term48 Months
Last UpdatedMar 20, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
New Vehicles
7.75%
4 Months
APR7.75%
Term4 Months
Last UpdatedMar 17, 2026
Details

As Low As; 6.750%

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
2921 Community College Ave, Cleveland, OH, 44115
2016 & Older Auto Loan
7.89%
48 Months
APR7.89%
Term48 Months
Last UpdatedMar 20, 2026
Details

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
5-6 years old Auto Loan
7.99%
60 Months
APR7.99%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
Auto Loan 5-6 years old
7.99%
60 Months
APR7.99%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
New Vehicles
8.00%
5 Months
APR8.00%
Term5 Months
Last UpdatedMar 17, 2026
Details

As Low As; 7.000%

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
New Vehicles
8.25%
6 Months
APR8.25%
Term6 Months
Last UpdatedMar 17, 2026
Details

As Low As; 7.250%

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Used Vehicles
8.25%
3 Months
APR8.25%
Term3 Months
Last UpdatedMar 17, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
3-4 years old Auto Loan
8.49%
84 Months
APR8.49%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
Auto Loan 3-4 years old
8.49%
84 Months
APR8.49%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

BSE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
19249 Bagley Rd, Cleveland, OH, 44130 3315
Used Vehicle (2025, 2024, 2023, 2022, 2021)
8.49%
72 Months
APR8.49%
Term72 Months
Last UpdatedMar 18, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Used Vehicles
8.50%
4 Months
APR8.50%
Term4 Months
Last UpdatedMar 17, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Used Vehicles
8.75%
5 Months
APR8.75%
Term5 Months
Last UpdatedMar 17, 2026
Details

As Low As

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
2921 Community College Ave, Cleveland, OH, 44115
Used Auto - 2016 & Older
8.90%
48 Months
APR8.90%
Term48 Months
Last UpdatedMar 20, 2026
Details

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
5-6 years old Auto Loan
8.99%
72 Months
APR8.99%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
7-8 years old Auto Loan
8.99%
36 Months
APR8.99%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
Auto Loan 5-6 years old
8.99%
72 Months
APR8.99%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
Auto Loan 7-8 years old
8.99%
36 Months
APR8.99%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
7-8 years old Auto Loan
9.49%
60 Months
APR9.49%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
Auto Loan 7-8 years old
9.49%
60 Months
APR9.49%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Used Vehicles 2015-2016
9.50%
2 Months
APR9.50%
Term2 Months
Last UpdatedMar 17, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
7-8 years old Auto Loan
10.49%
72 Months
APR10.49%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
Auto Loan 7-8 years old
10.49%
72 Months
APR10.49%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

BSE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
19249 Bagley Rd, Cleveland, OH, 44130 3315
Used Vehicle (2020, 2019, 2018, 2017, 2016)
10.49%
60 Months
APR10.49%
Term60 Months
Last UpdatedMar 18, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Used Vehicles
10.50%
2 Months
APR10.50%
Term2 Months
Last UpdatedMar 17, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Used Vehicles
10.75%
3 Months
APR10.75%
Term3 Months
Last UpdatedMar 17, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Used Vehicles
11.00%
4 Months
APR11.00%
Term4 Months
Last UpdatedMar 17, 2026
Details

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
9-10 years old Auto Loan
11.49%
36 Months
APR11.49%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
Auto Loan 9-10 years old
11.49%
36 Months
APR11.49%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

BSE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
19249 Bagley Rd, Cleveland, OH, 44130 3315
Used Vehicle (2015 and older )
11.49%
48 Months
APR11.49%
Term48 Months
Last UpdatedMar 18, 2026
Details

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
9-10 years old Auto Loan
12.99%
60 Months
APR12.99%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
Auto Loan 9-10 years old
12.99%
60 Months
APR12.99%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
2.50%
24 Months
APR2.50%
Term24 Months
Last UpdatedMar 15, 2026
Details

A++ 750+

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
2.75%
24 Months
APR2.75%
Term24 Months
Last UpdatedMar 15, 2026
Details

A+ 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.00%
36 Months
APR3.00%
Term36 Months
Last UpdatedMar 15, 2026
Details

A+ 720-749

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Auto Loans
3.24%
Auto Buying Service
APR3.24%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2026 & Newer

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.25%
48 Months
APR3.25%
Term48 Months
Last UpdatedMar 15, 2026
Details

A+ 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.50%
60 Months
APR3.50%
Term60 Months
Last UpdatedMar 15, 2026
Details

A+ 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
3.50%
24 Months
APR3.50%
Term24 Months
Last UpdatedMar 15, 2026
Details

A++ 750+

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.75%
24 Months
APR3.75%
Term24 Months
Last UpdatedMar 15, 2026
Details

A 650-719

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
3.75%
24 Months
APR3.75%
Term24 Months
Last UpdatedMar 15, 2026
Details

A+ 720-749

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
APR3.95%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Auto Loans
3.99%
0 - 75 Months
APR3.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2026 & Newer

LAKEVIEW
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
2909 State Rd, Ashtabula, OH, 44004
New Auto 2026
3.99%
48 Months
APR3.99%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As; up to 48 months

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMar 15, 2026
Details

A 650-719

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMar 15, 2026
Details

A+ 720-749

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
New Vehicle
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
APR4.05%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
APR4.15%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
APR4.20%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
5269 E 104th St, Garfield Hts, OH, 44125 2407
New Vehicles (Never Titled) 2025-2026 36 months
4.25%
36 Months
APR4.25%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.25%
48 Months
APR4.25%
Term48 Months
Last UpdatedMar 15, 2026
Details

A 650-719

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.25%
48 Months
APR4.25%
Term48 Months
Last UpdatedMar 15, 2026
Details

A+ 720-749

Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
New Auto Loan
4.29%
Up to 36 Months
APR4.29%
TermUp to 36 Months
Last UpdatedMar 13, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
APR4.30%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
APR4.40%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.45%
Up to 36 Months
APR4.45%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details

As Low As

Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
31 Hanna Pkwy, Coventry township, OH, 44319
New Cars 2026-2025
4.49%
42 Months
APR4.49%
Term42 Months
Last UpdatedMar 20, 2026
Details

Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.

Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
3426 Cleveland Ave NW, Canton, OH, 44709 2747
Used Auto Loan
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details

Vehicle Year 2020 and newer

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
19775 State Route 739, Marysville, OH, 43040
New Automobiles (2025 and Newer)
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Homeland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
310 Caldwell St, Chillicothe, OH, 45601
Auto Loans 2025-2026
4.49%
Up to 66 Months
APR4.49%
TermUp to 66 Months
Last UpdatedMar 20, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Auto Loans
4.49%
Auto Buying Service
APR4.49%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2023 - 2025*

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
28543 Oregon Rd, Perrysburg, OH, 43551
Auto Loan
4.49%
Up to 39
APR4.49%
TermUp to 39
Last UpdatedMar 18, 2026
Details

As Low As; Minimum Loan Amount $4,000

Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
7367 York Rd, Parma, OH, 44130 5162
New Cars & Used Cars (2026 - 2025, 2024)
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedMar 20, 2026
Details

Beacon Score 725+

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.50%
60 Months
APR4.50%
Term60 Months
Last UpdatedMar 15, 2026
Details

A 650-719

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017)
4.50%
24 Months
APR4.50%
Term24 Months
Last UpdatedMar 15, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.50%
60 Months
APR4.50%
Term60 Months
Last UpdatedMar 15, 2026
Details

A+ 720-749

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2043 E Prospect Rd, Ashtabula, OH, 44004
New Cars & Trucks
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
575 White Pond Dr Ste E, Akron, OH, 44320 1184
New and Used Vehicles (up to 1 ton capacity)
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As; -New1: 100% financing; -Used: 100% of NADA Avg. Retail; 1-7 years old

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
New Vehicle
4.50%
72 Months
APR4.50%
Term72 Months
Last UpdatedMar 20, 2026
Details

over $20,000; As Low As

Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
New Auto Loan
4.54%
37-48 Months
APR4.54%
Term37-48 Months
Last UpdatedMar 13, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
APR4.55%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details

As Low As

First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
1835 Sunset Blvd, Steubenville, OH, 43952
Auto Loan
4.59%
36 Months
APR4.59%
Term36 Months
Last UpdatedMar 16, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.60%
Up to 36 Months
APR4.60%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details

As Low As

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
690 Schrock Rd, Columbus, OH, 43229 1123
New Auto
4.64%
Up to 63 Months
APR4.64%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
APR4.65%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details

As Low As

LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
77 N Saint Clair St, Painesville, OH, 44077
Auto Loan
4.69%
36 Months
APR4.69%
Term36 Months
Last UpdatedMar 20, 2026
Details

Model Year: New - 2024

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
4.69%
36 Months
APR4.69%
Term36 Months
Last UpdatedMar 17, 2026
Details

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
28543 Oregon Rd, Perrysburg, OH, 43551
Auto Loan
4.69%
40 - 64
APR4.69%
Term40 - 64
Last UpdatedMar 18, 2026
Details

As Low As; Minimum Loan Amount $7,500

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.70%
36 Months
APR4.70%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As

LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
77 N Saint Clair St, Painesville, OH, 44077
Auto Loan
4.70%
60 Months
APR4.70%
Term60 Months
Last UpdatedMar 20, 2026
Details

Model Year: New - 2024

BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
445 S Main St, Akron, OH, 44311 1056
Auto Loan
4.74%
36 months
APR4.74%
Term36 months
Last UpdatedMar 18, 2026
Details

As Low As

Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH, 44714 2606
NEW Auto Loans
4.74%
36 Months
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
4.74%
24 Months
APR4.74%
Term24 Months
Last UpdatedMar 17, 2026
Details

Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
3300 Stelzer Rd, Columbus, OH, 43219 3034
New Auto Loans
4.74%
36 Months
APR4.74%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As; 2025-2026 less than 5,000 miles

Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
3300 Stelzer Rd, Columbus, OH, 43219 3034
Used Auto
4.74%
36 Months
APR4.74%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As; 2019-2025 and 2025-2026 with over 5,000 miles

CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
201 N Vance St, Carey, OH, 43316 1038
New Vehicle Loan
4.74%
84 Months
APR4.74%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As; Up to 84 months

CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
201 N Vance St, Carey, OH, 43316 1038
Pre-Owned Vehicle Loan
4.74%
84 Months
APR4.74%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As; Up to 84 months

CME Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.63%
150 E Mound St, Columbus, OH, 43215
Auto Loan
4.75%
Up to 48 months
APR4.75%
TermUp to 48 months
Last UpdatedMar 16, 2026
Details

As Low As

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.75%
84 Months
APR4.75%
Term84 Months
Last UpdatedMar 15, 2026
Details

A+ 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017)
4.75%
24 Months
APR4.75%
Term24 Months
Last UpdatedMar 15, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.75%
24 Months
APR4.75%
Term24 Months
Last UpdatedMar 15, 2026
Details

A 650-719

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2043 E Prospect Rd, Ashtabula, OH, 44004
New Cars & Trucks
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.75%
72 Months
APR4.75%
Term72 Months
Last UpdatedMar 20, 2026
Details

over $20,000; As Low As

Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
7420 Kilby Rd, Harrison, OH, 45030
New Vehicle Loan
4.75%
72 Months
APR4.75%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As; APR 4.82%**

CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
6108 State Rd, Parma, OH, 44134 3702
AUTO LOAN (State of Ohio Title Registration)
4.75%
72 Months
APR4.75%
Term72 Months
Last UpdatedMar 16, 2026
Details

2026; 72 Months (New from Dealership)

LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
77 N Saint Clair St, Painesville, OH, 44077
Auto Loan
4.79%
48 Months
APR4.79%
Term48 Months
Last UpdatedMar 20, 2026
Details

Model Year: 2023 - 2021

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.80%
48 Months
APR4.80%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
4.83%
48 Months
APR4.83%
Term48 Months
Last UpdatedMar 17, 2026
Details

LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
77 N Saint Clair St, Painesville, OH, 44077
Auto Loan
4.89%
72 Months
APR4.89%
Term72 Months
Last UpdatedMar 20, 2026
Details

Model Year: New - 2024

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
APR4.89%
Term24 Months
Last UpdatedMar 17, 2026
Details

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
28543 Oregon Rd, Perrysburg, OH, 43551
Auto Loan
4.89%
65 - 75
APR4.89%
Term65 - 75
Last UpdatedMar 18, 2026
Details

As Low As; Minimum Loan Amount $10,000

Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH, 44647
Auto Loan 2020 & Newer
4.89%
Up to 60 Months
APR4.89%
TermUp to 60 Months
Last UpdatedMar 20, 2026
Details

As Low As

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
Up to 48
APR4.89%
TermUp to 48
Last UpdatedMar 15, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.90%
60 Months
APR4.90%
Term60 Months
Last UpdatedMar 17, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
APR4.94%
Term36 Months
Last UpdatedMar 17, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
APR4.95%
TermUp to 72 Months
Last UpdatedMar 17, 2026
Details

As Low As

Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH, 44714 2606
USED Auto Loans
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
6 S 2nd St, Hamilton, OH, 45011 2846
NEW & USED VEHICLE LOANS
4.99%
36 months
APR4.99%
Term36 months
Last UpdatedMar 16, 2026
Details

As Low As

LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
77 N Saint Clair St, Painesville, OH, 44077
Auto Loan
4.99%
60 Months
APR4.99%
Term60 Months
Last UpdatedMar 20, 2026
Details

Model Year: 2023 - 2021

Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
31 Hanna Pkwy, Coventry township, OH, 44319
New Cars 2026-2025
4.99%
60 Months
APR4.99%
Term60 Months
Last UpdatedMar 20, 2026
Details

Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.

Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
3426 Cleveland Ave NW, Canton, OH, 44709 2747
Used Auto Loan
4.99%
60 Months
APR4.99%
Term60 Months
Last UpdatedMar 15, 2026
Details

Vehicle Year 2020 and newer

University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
2016-2018 Automobiles
4.99%
Up to 48 Months
APR4.99%
TermUp to 48 Months
Last UpdatedMar 15, 2026
Details

As Low As

University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
2019-2023 Automobiles
4.99%
Up to 60 Months
APR4.99%
TermUp to 60 Months
Last UpdatedMar 15, 2026
Details

As Low As

University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
2024 Automobiles
4.99%
Up to 72 Months
APR4.99%
TermUp to 72 Months
Last UpdatedMar 15, 2026
Details

over $15,000; As Low As

University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
2025 Automobiles
4.99%
Up to 84 Months
APR4.99%
TermUp to 84 Months
Last UpdatedMar 15, 2026
Details

over $30,000; As Low As

University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
2025-2026(new/untitled) Automobiles
4.99%
Up to 84 Months
APR4.99%
TermUp to 84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
19775 State Route 739, Marysville, OH, 43040
New Automobiles (2025 and Newer)
4.99%
66 Months
APR4.99%
Term66 Months
Last UpdatedMar 20, 2026
Details

As Low As

Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
6613 Maplewood Ave, Sylvania, OH, 43560
New Cars
4.99%
72 Months
APR4.99%
Term72 Months
Last UpdatedMar 15, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
690 Schrock Rd, Columbus, OH, 43229 1123
Used Auto1
4.99%
Up to 63 Months
APR4.99%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
New Vehicle
4.99%
84 Months
APR4.99%
Term84 Months
Last UpdatedMar 20, 2026
Details

$25,000; As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.99%
84 Months
APR4.99%
Term84 Months
Last UpdatedMar 20, 2026
Details

over $25,000; As Low As

L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.42%
155 Freedom Rd, Painesville, OH, 44077
New Vehicles (2025-2026)
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedMar 20, 2026
Details

Three Months Young or Never Titled; No Down Payment Required

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
7000 Cardinal Pl, Dublin, OH, 43017 1091
Auto Loans
4.99%
0 - 75 Months
APR4.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2023 - 2025*

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
4.99%
48 Months
APR4.99%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Up to 48 months

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
28543 Oregon Rd, Perrysburg, OH, 43551
Auto Loan
4.99%
24 - 39
APR4.99%
Term24 - 39
Last UpdatedMar 18, 2026
Details

As Low As; Minimum Loan Amount $4,000

Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH, 44647
Auto Loan 2020 & Newer
4.99%
Up to 76 Months
APR4.99%
TermUp to 76 Months
Last UpdatedMar 20, 2026
Details

As Low As

Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
5800 State Rd, Parma, OH, 44134
New Vehicle
4.99%
84 Months
APR4.99%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As; up to 84 months

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.00%
Up to 48 Months
APR5.00%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

Dynamic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.94%
900 E WAYNE ST, CELINA, OH, 45822
Vehicle Loans -2020through2022Models
5.00%
60 Months
APR5.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

As Low As

Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
7367 York Rd, Parma, OH, 44130 5162
Used Cars (Model Years 2023-2021)
5.00%
36-48 Months
APR5.00%
Term36-48 Months
Last UpdatedMar 20, 2026
Details

Beacon Score 725+

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedMar 15, 2026
Details

A 650-719

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2016 & Older)
5.00%
24 Months
APR5.00%
Term24 Months
Last UpdatedMar 15, 2026
Details

A++ 750+

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017)
5.00%
36 Months
APR5.00%
Term36 Months
Last UpdatedMar 15, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
5.00%
36 Months
APR5.00%
Term36 Months
Last UpdatedMar 15, 2026
Details

A 650-719

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2043 E Prospect Rd, Ashtabula, OH, 44004
Used Cars & Trucks
5.00%
36 Months
APR5.00%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1385 Andrews Ave, Lakewood, OH, 44107 2405
New Car Loans
5.00%
1-6
APR5.00%
Term1-6
Last UpdatedMar 20, 2026
Details

1-6 year loan

CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
6108 State Rd, Parma, OH, 44134 3702
AUTO LOAN (State of Ohio Title Registration)
5.00%
60 Months
APR5.00%
Term60 Months
Last UpdatedMar 16, 2026
Details

2025; 60 Months (Used)

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
5.02%
60 Months
APR5.02%
Term60 Months
Last UpdatedMar 17, 2026
Details

Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
New Auto Loan
5.04%
73-78 Months
APR5.04%
Term73-78 Months
Last UpdatedMar 13, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
APR5.05%
TermUp to 84 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.42%
155 Freedom Rd, Painesville, OH, 44077
New Vehicles (2025-2026)
5.05%
60 Months
APR5.05%
Term60 Months
Last UpdatedMar 20, 2026
Details

Three Months Young or Never Titled; No Down Payment Required

TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
New Autos & Trucks (2025-2026)
5.08%
60 Months
APR5.08%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Used 4 yrs or newer Vehicle Loan
5.09%
48 Months
APR5.09%
Term48 Months
Last UpdatedMar 17, 2026
Details

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2026-2025-2024-2023
5.09%
49 to 60
APR5.09%
Term49 to 60
Last UpdatedMar 15, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.10%
Up to 72 Months
APR5.10%
TermUp to 72 Months
Last UpdatedMar 17, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
5.12%
72 Months
APR5.12%
Term72 Months
Last UpdatedMar 17, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
690 Schrock Rd, Columbus, OH, 43229 1123
New Auto
5.14%
Up to 75 Months
APR5.14%
TermUp to 75 Months
Last UpdatedMar 15, 2026
Details

Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
Used Auto Loan
5.14%
Up to 36
APR5.14%
TermUp to 36
Last UpdatedMar 13, 2026
Details

As Low As

L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.42%
155 Freedom Rd, Painesville, OH, 44077
New Vehicles (2025-2026)
5.15%
72 Months
APR5.15%
Term72 Months
Last UpdatedMar 20, 2026
Details

Three Months Young or Never Titled; No Down Payment Required

River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH, 45342
2023 & newer Auto Loans
5.15%
48 Month
APR5.15%
Term48 Month
Last UpdatedMar 11, 2026
Details

As Low As

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
28543 Oregon Rd, Perrysburg, OH, 43551
Auto Loan
5.19%
76 - 88
APR5.19%
Term76 - 88
Last UpdatedMar 18, 2026
Details

As Low As; Minimum Loan Amount $15,000

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
Auto Loan New & 2 years old
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
New & 2 years old Auto Loan
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
1220 Som Center Rd Unit A, Cleveland, OH, 44124 2002
New Auto/Truck 2025- 2026
4.74%
48 Mo.
APR4.74%
Term48 Mo.
Last UpdatedMar 18, 2026
Details

As Low As

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
2921 Community College Ave, Cleveland, OH, 44115
2025 & Newer Auto Loan
4.93%
72 Months
APR4.93%
Term72 Months
Last UpdatedMar 20, 2026
Details

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
2921 Community College Ave, Cleveland, OH, 44115
2024 & Newer Auto Loan
4.96%
72 Months
APR4.96%
Term72 Months
Last UpdatedMar 20, 2026
Details

Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
1220 Som Center Rd Unit A, Cleveland, OH, 44124 2002
New Auto/Truck 2025- 2026
4.99%
72 Mo.
APR4.99%
Term72 Mo.
Last UpdatedMar 18, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
Auto Loan New & 2 years old
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
New & 2 years old Auto Loan
5.49%
60 Months
APR5.49%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
New Auto Loan (vehicle year 2025 - 2026)
5.50%
3 Months
APR5.50%
Term3 Months
Last UpdatedMar 17, 2026
Details

As Low As; 4.50%

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
New Auto Loan (vehicle year 2025 - 2026)
5.75%
5 Months
APR5.75%
Term5 Months
Last UpdatedMar 17, 2026
Details

As Low As; 4.75%

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
2921 Community College Ave, Cleveland, OH, 44115
2025 & Newer Auto Loan
5.91%
84 Months
APR5.91%
Term84 Months
Last UpdatedMar 20, 2026
Details

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
2921 Community College Ave, Cleveland, OH, 44115
2024 & Newer Auto Loan
5.93%
84 Months
APR5.93%
Term84 Months
Last UpdatedMar 20, 2026
Details

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
Auto Loan New & 2 years old
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
New & 2 years old Auto Loan
5.99%
72 Months
APR5.99%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
New Auto Loan (vehicle year 2025 - 2026)
6.00%
6 Months
APR6.00%
Term6 Months
Last UpdatedMar 17, 2026
Details

As Low As; 5.00%

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
2921 Community College Ave, Cleveland, OH, 44115
New Auto - 2025 & Newer
6.05%
72 Months
APR6.05%
Term72 Months
Last UpdatedMar 20, 2026
Details

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
2921 Community College Ave, Cleveland, OH, 44115
Used Auto - 2024 & Newer
6.05%
72 Months
APR6.05%
Term72 Months
Last UpdatedMar 20, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
New Auto Loan (vehicle year 2025 - 2026)
6.25%
7 Months
APR6.25%
Term7 Months
Last UpdatedMar 17, 2026
Details

As Low As; 5.25%

Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
1220 Som Center Rd Unit A, Cleveland, OH, 44124 2002
New Auto/Truck 2025- 2026
6.49%
84 Mo.
APR6.49%
Term84 Mo.
Last UpdatedMar 18, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
Auto Loan New & 2 years old
6.49%
84 Months
APR6.49%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Faith Community United Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.40%
3550 e 93RD ST, cleveland, OH, 44105 1644
New & 2 years old Auto Loan
6.49%
84 Months
APR6.49%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

BSE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
19249 Bagley Rd, Cleveland, OH, 44130 3315
New Vehicle (2026 & 2025 never titled)
7.49%
72 Months
APR7.49%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As; Can go to 84 months but rate increases 1%

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
New Vehicles
7.50%
2 Months
APR7.50%
Term2 Months
Last UpdatedMar 17, 2026
Details

As Low As; 6.500%

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
New Vehicles
7.75%
4 Months
APR7.75%
Term4 Months
Last UpdatedMar 17, 2026
Details

As Low As; 6.750%

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
New Vehicles
8.00%
5 Months
APR8.00%
Term5 Months
Last UpdatedMar 17, 2026
Details

As Low As; 7.000%

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
New Vehicles
8.25%
6 Months
APR8.25%
Term6 Months
Last UpdatedMar 17, 2026
Details

As Low As; 7.250%

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
2.50%
24 Months
APR2.50%
Term24 Months
Last UpdatedMar 15, 2026
Details

A++ 750+

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
2.75%
24 Months
APR2.75%
Term24 Months
Last UpdatedMar 15, 2026
Details

A+ 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.00%
36 Months
APR3.00%
Term36 Months
Last UpdatedMar 15, 2026
Details

A+ 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.25%
48 Months
APR3.25%
Term48 Months
Last UpdatedMar 15, 2026
Details

A+ 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.50%
60 Months
APR3.50%
Term60 Months
Last UpdatedMar 15, 2026
Details

A+ 720-749

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
3.75%
24 Months
APR3.75%
Term24 Months
Last UpdatedMar 15, 2026
Details

A 650-719

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
APR3.95%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

LAKEVIEW
Institution Rating:
B+4.8 ★ Texas Ratio: 17.17%
2909 State Rd, Ashtabula, OH, 44004
New Auto 2026
3.99%
48 Months
APR3.99%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As; up to 48 months

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMar 15, 2026
Details

A 650-719

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
New Vehicle
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
APR4.05%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
APR4.15%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
APR4.20%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
5269 E 104th St, Garfield Hts, OH, 44125 2407
New Vehicles (Never Titled) 2025-2026 36 months
4.25%
36 Months
APR4.25%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.25%
48 Months
APR4.25%
Term48 Months
Last UpdatedMar 15, 2026
Details

A 650-719

Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
New Auto Loan
4.29%
Up to 36 Months
APR4.29%
TermUp to 36 Months
Last UpdatedMar 13, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
APR4.30%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
APR4.40%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.45%
Up to 36 Months
APR4.45%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details

As Low As

Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
31 Hanna Pkwy, Coventry township, OH, 44319
New Cars 2026-2025
4.49%
42 Months
APR4.49%
Term42 Months
Last UpdatedMar 20, 2026
Details

Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
19775 State Route 739, Marysville, OH, 43040
New Automobiles (2025 and Newer)
4.49%
48 Months
APR4.49%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
7367 York Rd, Parma, OH, 44130 5162
New Cars & Used Cars (2026 - 2025, 2024)
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedMar 20, 2026
Details

Beacon Score 725+

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.50%
60 Months
APR4.50%
Term60 Months
Last UpdatedMar 15, 2026
Details

A 650-719

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2043 E Prospect Rd, Ashtabula, OH, 44004
New Cars & Trucks
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
575 White Pond Dr Ste E, Akron, OH, 44320 1184
New and Used Vehicles (up to 1 ton capacity)
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As; -New1: 100% financing; -Used: 100% of NADA Avg. Retail; 1-7 years old

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
New Vehicle
4.50%
72 Months
APR4.50%
Term72 Months
Last UpdatedMar 20, 2026
Details

over $20,000; As Low As

Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
New Auto Loan
4.54%
37-48 Months
APR4.54%
Term37-48 Months
Last UpdatedMar 13, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
APR4.55%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.60%
Up to 36 Months
APR4.60%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details

As Low As

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
690 Schrock Rd, Columbus, OH, 43229 1123
New Auto
4.64%
Up to 63 Months
APR4.64%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
APR4.65%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
4.69%
36 Months
APR4.69%
Term36 Months
Last UpdatedMar 17, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.70%
36 Months
APR4.70%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As

Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH, 44714 2606
NEW Auto Loans
4.74%
36 Months
APR4.74%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
4.74%
24 Months
APR4.74%
Term24 Months
Last UpdatedMar 17, 2026
Details

Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
3300 Stelzer Rd, Columbus, OH, 43219 3034
New Auto Loans
4.74%
36 Months
APR4.74%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As; 2025-2026 less than 5,000 miles

CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
201 N Vance St, Carey, OH, 43316 1038
New Vehicle Loan
4.74%
84 Months
APR4.74%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As; Up to 84 months

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
4.75%
84 Months
APR4.75%
Term84 Months
Last UpdatedMar 15, 2026
Details

A+ 720-749

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2043 E Prospect Rd, Ashtabula, OH, 44004
New Cars & Trucks
4.75%
48 Months
APR4.75%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.75%
72 Months
APR4.75%
Term72 Months
Last UpdatedMar 20, 2026
Details

over $20,000; As Low As

Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
7420 Kilby Rd, Harrison, OH, 45030
New Vehicle Loan
4.75%
72 Months
APR4.75%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As; APR 4.82%**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.80%
48 Months
APR4.80%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
4.83%
48 Months
APR4.83%
Term48 Months
Last UpdatedMar 17, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
APR4.89%
Term24 Months
Last UpdatedMar 17, 2026
Details

Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH, 44647
Auto Loan 2020 & Newer
4.89%
Up to 60 Months
APR4.89%
TermUp to 60 Months
Last UpdatedMar 20, 2026
Details

As Low As

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
Up to 48
APR4.89%
TermUp to 48
Last UpdatedMar 15, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.90%
60 Months
APR4.90%
Term60 Months
Last UpdatedMar 17, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
APR4.94%
Term36 Months
Last UpdatedMar 17, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
APR4.95%
TermUp to 72 Months
Last UpdatedMar 17, 2026
Details

As Low As

AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
6 S 2nd St, Hamilton, OH, 45011 2846
NEW & USED VEHICLE LOANS
4.99%
36 months
APR4.99%
Term36 months
Last UpdatedMar 16, 2026
Details

As Low As

Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
31 Hanna Pkwy, Coventry township, OH, 44319
New Cars 2026-2025
4.99%
60 Months
APR4.99%
Term60 Months
Last UpdatedMar 20, 2026
Details

Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.

University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
5248 Hill Ave, Toledo, OH, 43615 5868
2025-2026(new/untitled) Automobiles
4.99%
Up to 84 Months
APR4.99%
TermUp to 84 Months
Last UpdatedMar 15, 2026
Details

As Low As

Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
19775 State Route 739, Marysville, OH, 43040
New Automobiles (2025 and Newer)
4.99%
66 Months
APR4.99%
Term66 Months
Last UpdatedMar 20, 2026
Details

As Low As

Sylvania Area Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
6613 Maplewood Ave, Sylvania, OH, 43560
New Cars
4.99%
72 Months
APR4.99%
Term72 Months
Last UpdatedMar 15, 2026
Details

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
New Vehicle
4.99%
84 Months
APR4.99%
Term84 Months
Last UpdatedMar 20, 2026
Details

$25,000; As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.99%
84 Months
APR4.99%
Term84 Months
Last UpdatedMar 20, 2026
Details

over $25,000; As Low As

L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.42%
155 Freedom Rd, Painesville, OH, 44077
New Vehicles (2025-2026)
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedMar 20, 2026
Details

Three Months Young or Never Titled; No Down Payment Required

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
4.99%
48 Months
APR4.99%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Up to 48 months

Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
46 Federal Ave NW, Massillon, OH, 44647
Auto Loan 2020 & Newer
4.99%
Up to 76 Months
APR4.99%
TermUp to 76 Months
Last UpdatedMar 20, 2026
Details

As Low As

Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
5800 State Rd, Parma, OH, 44134
New Vehicle
4.99%
84 Months
APR4.99%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As; up to 84 months

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.00%
Up to 48 Months
APR5.00%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
New Auto (2022-Newer)
5.00%
72 Months
APR5.00%
Term72 Months
Last UpdatedMar 15, 2026
Details

A 650-719

Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1385 Andrews Ave, Lakewood, OH, 44107 2405
New Car Loans
5.00%
1-6
APR5.00%
Term1-6
Last UpdatedMar 20, 2026
Details

1-6 year loan

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
5.02%
60 Months
APR5.02%
Term60 Months
Last UpdatedMar 17, 2026
Details

Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
New Auto Loan
5.04%
73-78 Months
APR5.04%
Term73-78 Months
Last UpdatedMar 13, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
APR5.05%
TermUp to 84 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.42%
155 Freedom Rd, Painesville, OH, 44077
New Vehicles (2025-2026)
5.05%
60 Months
APR5.05%
Term60 Months
Last UpdatedMar 20, 2026
Details

Three Months Young or Never Titled; No Down Payment Required

TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
215 Deo Dr, newark, OH, 43055 3048
New Autos & Trucks (2025-2026)
5.08%
60 Months
APR5.08%
Term60 Months
Last UpdatedMar 15, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Used 4 yrs or newer Vehicle Loan
5.09%
48 Months
APR5.09%
Term48 Months
Last UpdatedMar 17, 2026
Details

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2026-2025-2024-2023
5.09%
49 to 60
APR5.09%
Term49 to 60
Last UpdatedMar 15, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.10%
Up to 72 Months
APR5.10%
TermUp to 72 Months
Last UpdatedMar 17, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
New Vehicle Loan
5.12%
72 Months
APR5.12%
Term72 Months
Last UpdatedMar 17, 2026
Details

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
690 Schrock Rd, Columbus, OH, 43229 1123
New Auto
5.14%
Up to 75 Months
APR5.14%
TermUp to 75 Months
Last UpdatedMar 15, 2026
Details

L.E.O Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.42%
155 Freedom Rd, Painesville, OH, 44077
New Vehicles (2025-2026)
5.15%
72 Months
APR5.15%
Term72 Months
Last UpdatedMar 20, 2026
Details

Three Months Young or Never Titled; No Down Payment Required

River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
505 Earl Blvd, Miamisburg, OH, 45342
2023 & newer Auto Loans
5.15%
48 Month
APR5.15%
Term48 Month
Last UpdatedMar 11, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Used Auto Loan (vehicle year 2022 - 2026)
4.75%
3 Months
APR4.75%
Term3 Months
Last UpdatedMar 17, 2026
Details

As Low As; APR*

Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
1220 Som Center Rd Unit A, Cleveland, OH, 44124 2002
Used Auto/Truck 2022 - 2025
4.99%
48 Mo.
APR4.99%
Term48 Mo.
Last UpdatedMar 18, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Used Auto Loan (vehicle year 2022 - 2026)
5.00%
5 Months
APR5.00%
Term5 Months
Last UpdatedMar 17, 2026
Details

As Low As; APR*

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Used Auto Loan (vehicle year 2022 - 2026)
5.25%
6 Months
APR5.25%
Term6 Months
Last UpdatedMar 17, 2026
Details

As Low As; APR*

Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
1220 Som Center Rd Unit A, Cleveland, OH, 44124 2002
Used Auto/Truck 2022 - 2025
5.49%
72 Mo.
APR5.49%
Term72 Mo.
Last UpdatedMar 18, 2026
Details

As Low As

Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
1220 Som Center Rd Unit A, Cleveland, OH, 44124 2002
Used Auto/Truck 2017-2021
5.99%
48 Mo.
APR5.99%
Term48 Mo.
Last UpdatedMar 18, 2026
Details

As Low As

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
2921 Community College Ave, Cleveland, OH, 44115
Used Auto - 2024 & Newer
6.05%
72 Months
APR6.05%
Term72 Months
Last UpdatedMar 20, 2026
Details

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
2921 Community College Ave, Cleveland, OH, 44115
Used Auto - 2021-2023
6.26%
60 Months
APR6.26%
Term60 Months
Last UpdatedMar 20, 2026
Details

Cardinal Credit Union Inc
Institution Rating:
A5.0 ★ Texas Ratio: 7.29%
1220 Som Center Rd Unit A, Cleveland, OH, 44124 2002
Used Auto/Truck 2017-2021
6.49%
72 Mo.
APR6.49%
Term72 Mo.
Last UpdatedMar 18, 2026
Details

As Low As

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
2921 Community College Ave, Cleveland, OH, 44115
Used Auto - 2019-2020
6.50%
48 Months
APR6.50%
Term48 Months
Last UpdatedMar 20, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Used Vehicles 2019-2025
7.25%
4 Months
APR7.25%
Term4 Months
Last UpdatedMar 17, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Used Vehicles 2017-2018
7.50%
3 Months
APR7.50%
Term3 Months
Last UpdatedMar 17, 2026
Details

As Low As

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
2921 Community College Ave, Cleveland, OH, 44115
Used Auto - 2017-2018
7.70%
48 Months
APR7.70%
Term48 Months
Last UpdatedMar 20, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Used Vehicles
8.25%
3 Months
APR8.25%
Term3 Months
Last UpdatedMar 17, 2026
Details

As Low As

BSE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
19249 Bagley Rd, Cleveland, OH, 44130 3315
Used Vehicle (2025, 2024, 2023, 2022, 2021)
8.49%
72 Months
APR8.49%
Term72 Months
Last UpdatedMar 18, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Used Vehicles
8.50%
4 Months
APR8.50%
Term4 Months
Last UpdatedMar 17, 2026
Details

As Low As

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Used Vehicles
8.75%
5 Months
APR8.75%
Term5 Months
Last UpdatedMar 17, 2026
Details

As Low As

Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
2921 Community College Ave, Cleveland, OH, 44115
Used Auto - 2016 & Older
8.90%
48 Months
APR8.90%
Term48 Months
Last UpdatedMar 20, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Used Vehicles 2015-2016
9.50%
2 Months
APR9.50%
Term2 Months
Last UpdatedMar 17, 2026
Details

As Low As

BSE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
19249 Bagley Rd, Cleveland, OH, 44130 3315
Used Vehicle (2020, 2019, 2018, 2017, 2016)
10.49%
60 Months
APR10.49%
Term60 Months
Last UpdatedMar 18, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Used Vehicles
10.50%
2 Months
APR10.50%
Term2 Months
Last UpdatedMar 17, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Used Vehicles
10.75%
3 Months
APR10.75%
Term3 Months
Last UpdatedMar 17, 2026
Details

Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
5602 State Rd, Cleveland, OH, 44134
Used Vehicles
11.00%
4 Months
APR11.00%
Term4 Months
Last UpdatedMar 17, 2026
Details

BSE Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
19249 Bagley Rd, Cleveland, OH, 44130 3315
Used Vehicle (2015 and older )
11.49%
48 Months
APR11.49%
Term48 Months
Last UpdatedMar 18, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
3.50%
24 Months
APR3.50%
Term24 Months
Last UpdatedMar 15, 2026
Details

A++ 750+

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
3.75%
24 Months
APR3.75%
Term24 Months
Last UpdatedMar 15, 2026
Details

A+ 720-749

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
3.95%
Up to 36 Months
APR3.95%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMar 15, 2026
Details

A+ 720-749

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.05%
Up to 48 Months
APR4.05%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.15%
Up to 60 Months
APR4.15%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.20%
Up to 36 Months
APR4.20%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.25%
48 Months
APR4.25%
Term48 Months
Last UpdatedMar 15, 2026
Details

A+ 720-749

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.30%
Up to 48 Months
APR4.30%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.40%
Up to 60 Months
APR4.40%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.45%
Up to 36 Months
APR4.45%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details

As Low As

Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
3426 Cleveland Ave NW, Canton, OH, 44709 2747
Used Auto Loan
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedMar 15, 2026
Details

Vehicle Year 2020 and newer

Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
7367 York Rd, Parma, OH, 44130 5162
New Cars & Used Cars (2026 - 2025, 2024)
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedMar 20, 2026
Details

Beacon Score 725+

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017)
4.50%
24 Months
APR4.50%
Term24 Months
Last UpdatedMar 15, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.50%
60 Months
APR4.50%
Term60 Months
Last UpdatedMar 15, 2026
Details

A+ 720-749

FirstEnergy Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
575 White Pond Dr Ste E, Akron, OH, 44320 1184
New and Used Vehicles (up to 1 ton capacity)
4.50%
36 Months
APR4.50%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As; -New1: 100% financing; -Used: 100% of NADA Avg. Retail; 1-7 years old

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.55%
Up to 48 Months
APR4.55%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.60%
Up to 36 Months
APR4.60%
TermUp to 36 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.65%
Up to 60 Months
APR4.65%
TermUp to 60 Months
Last UpdatedMar 17, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.70%
36 Months
APR4.70%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As

Abbott Laboratories Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
3300 Stelzer Rd, Columbus, OH, 43219 3034
Used Auto
4.74%
36 Months
APR4.74%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As; 2019-2025 and 2025-2026 with over 5,000 miles

CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
201 N Vance St, Carey, OH, 43316 1038
Pre-Owned Vehicle Loan
4.74%
84 Months
APR4.74%
Term84 Months
Last UpdatedMar 15, 2026
Details

As Low As; Up to 84 months

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017)
4.75%
24 Months
APR4.75%
Term24 Months
Last UpdatedMar 15, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
4.75%
24 Months
APR4.75%
Term24 Months
Last UpdatedMar 15, 2026
Details

A 650-719

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.75%
72 Months
APR4.75%
Term72 Months
Last UpdatedMar 20, 2026
Details

over $20,000; As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.80%
48 Months
APR4.80%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Used 4 yrs or newer Vehicle Loan
4.89%
24 Months
APR4.89%
Term24 Months
Last UpdatedMar 17, 2026
Details

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
Up to 48
APR4.89%
TermUp to 48
Last UpdatedMar 15, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.90%
60 Months
APR4.90%
Term60 Months
Last UpdatedMar 17, 2026
Details

As Low As

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Used 4 yrs or newer Vehicle Loan
4.94%
36 Months
APR4.94%
Term36 Months
Last UpdatedMar 17, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
4.95%
Up to 72 Months
APR4.95%
TermUp to 72 Months
Last UpdatedMar 17, 2026
Details

As Low As

Canton School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.60%
1380 Market Ave N, Canton, OH, 44714 2606
USED Auto Loans
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
6 S 2nd St, Hamilton, OH, 45011 2846
NEW & USED VEHICLE LOANS
4.99%
36 months
APR4.99%
Term36 months
Last UpdatedMar 16, 2026
Details

As Low As

Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
3426 Cleveland Ave NW, Canton, OH, 44709 2747
Used Auto Loan
4.99%
60 Months
APR4.99%
Term60 Months
Last UpdatedMar 15, 2026
Details

Vehicle Year 2020 and newer

Together Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
690 Schrock Rd, Columbus, OH, 43229 1123
Used Auto1
4.99%
Up to 63 Months
APR4.99%
TermUp to 63 Months
Last UpdatedMar 15, 2026
Details

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
1730 Central Ave, Middletown, OH, 45044 4140
Used Vehicle 2023 or newer
4.99%
84 Months
APR4.99%
Term84 Months
Last UpdatedMar 20, 2026
Details

over $25,000; As Low As

General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
10485 Reading Rd, Cincinnati, OH, 45241 2523
New/Used Cars, 2023 and newer models
4.99%
48 Months
APR4.99%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As; Up to 48 months

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.00%
Up to 48 Months
APR5.00%
TermUp to 48 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: All Years**

Holy Family Parma Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.42%
7367 York Rd, Parma, OH, 44130 5162
Used Cars (Model Years 2023-2021)
5.00%
36-48 Months
APR5.00%
Term36-48 Months
Last UpdatedMar 20, 2026
Details

Beacon Score 725+

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2016 & Older)
5.00%
24 Months
APR5.00%
Term24 Months
Last UpdatedMar 15, 2026
Details

A++ 750+

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2019-2017)
5.00%
36 Months
APR5.00%
Term36 Months
Last UpdatedMar 15, 2026
Details

YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
134 3rd St, Tiltonsville, OH, 43963
Used Auto (2021-2020)
5.00%
36 Months
APR5.00%
Term36 Months
Last UpdatedMar 15, 2026
Details

A 650-719

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
2043 E Prospect Rd, Ashtabula, OH, 44004
Used Cars & Trucks
5.00%
36 Months
APR5.00%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.05%
Up to 84 Months
APR5.05%
TermUp to 84 Months
Last UpdatedMar 17, 2026
Details

As Low As; Vehicle Model Years: 2022 or Newer

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
403 Main St, Belpre, OH, 45714 1615
Used 4 yrs or newer Vehicle Loan
5.09%
48 Months
APR5.09%
Term48 Months
Last UpdatedMar 17, 2026
Details

USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
539 S Main St, Findlay, OH, 45840
New and Used Vehicles Model years 2026-2025-2024-2023
5.09%
49 to 60
APR5.09%
Term49 to 60
Last UpdatedMar 15, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
116 Eastlawn Dr, Marion, OH, 43302
Fixed Rate New & Used Auto Loans
5.10%
Up to 72 Months
APR5.10%
TermUp to 72 Months
Last UpdatedMar 17, 2026
Details

As Low As

Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
13201 GRANGER RD STE 1, GARFIELD HTS, OH, 44125
Used Auto Loan
5.14%
Up to 36
APR5.14%
TermUp to 36
Last UpdatedMar 13, 2026
Details

As Low As

Frequently Asked Questions about Auto Loans in Cleveland, Ohio

How does my credit score affect my car loan rate in Ohio?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Cleveland, Ohio with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Ohio *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Cleveland, Ohio typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Cleveland, Ohio?

Based on our current data, some of the lowest auto loan rates available in Cleveland, Ohio include:
  • Faith Community United Credit Union: 4.49% (Auto Loan New & 2 years old)
  • Cardinal Credit Union Inc: 4.74% (New Auto/Truck 2025- 2026)
  • Ukrainian Federal Credit Union: 4.75% (Used Auto Loan (vehicle year 2022 - 2026))
  • Ohio Educational Credit Union: 4.93% (2025 & Newer Auto Loan)
  • BSE Credit Union: 7.49% (New Vehicle (2026 & 2025 never titled))
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Cleveland, Ohio. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 20, 2026