Auto Loan Rates in Oregon, Ohio (OH) for May 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Oregon, Ohio. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
Current auto loan rates in Oregon, Ohio include Sun Federal Credit UnionSun Federal Credit Union1917 Pickle Rd, Oregon, OH, 43616A5.0 ★Texas Ratio: 9.22% offering New (<10K miles) 1-75 month term Bright Auto Loans at 5.24%, Bay Area Credit UnionBay Area Credit Union4202 Navarre Ave, Oregon, OH, 43616 3562A+5.0 ★Texas Ratio: 2.97% offering NEW VEHICLE LOAN at 5.25%, YTR Community Federal Credit UnionYTR Community Federal Credit UnionA+5.0 ★Texas Ratio: 0.85% offering New Auto (2022-Newer) at 2.50%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.35% offering Fixed Rate New & Used Auto Loans at 3.50%. Auto loan rates as of May 7, 2026 according to verified data from MonitorBankRates.
Oregon has 2 local institutions in our database, with auto loan rates as low as 5.24% APR from Sun Federal Credit Union at 1917 Pickle Rd, Oregon, OH, 43616. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Oregon, Ohio. Auto Loan Rates Last Updated and Verified: May 7, 2026
Compare Auto Loan Rates Today in Oregon, Ohio & Surrounding Area
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1917 Pickle Rd, Oregon, OH, 43616
New (<10K miles) 1-75 month term Bright Auto Loans
5.24%
75 Month
▼
APR5.24%
Term75 Month
Last UpdatedMay 6, 2026
Details
As Low As
Bay Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
4202 Navarre Ave, Oregon, OH, 43616 3562
NEW VEHICLE LOAN
5.25%
60 M
▼
APR5.25%
Term60 M
Last UpdatedMay 2, 2026
Details
APPLY TODAY FOR A NEW AUTO LOAN
Bay Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
4202 Navarre Ave, Oregon, OH, 43616 3562
USED VEHICLE LOAN
5.25%
60 M
▼
APR5.25%
Term60 M
Last UpdatedMay 2, 2026
Details
APPLY TODAY FOR A USED AUTO LOAN
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1917 Pickle Rd, Oregon, OH, 43616
Used (2021-2026) 1-75 month term Bright Auto Loans
5.49%
75 Month
▼
APR5.49%
Term75 Month
Last UpdatedMay 6, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1917 Pickle Rd, Oregon, OH, 43616
Bright Auto Loans Used (2020 & Older) 1-51 month term
5.74%
51 Month
▼
APR5.74%
Term51 Month
Last UpdatedMay 6, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1917 Pickle Rd, Oregon, OH, 43616
New (<10K miles) 76-84 month term Bright Auto Loans
5.74%
84 Month
▼
APR5.74%
Term84 Month
Last UpdatedMay 6, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1917 Pickle Rd, Oregon, OH, 43616
Used (2021-2026) 76-84 month term Bright Auto Loans
5.99%
84 Month
▼
APR5.99%
Term84 Month
Last UpdatedMay 6, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1917 Pickle Rd, Oregon, OH, 43616
Bright Auto Loans Used (2020 & Older) 52-60 month term
6.24%
60 Month
▼
APR6.24%
Term60 Month
Last UpdatedMay 6, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
2.50%
24 Months
▼
APR2.50%
Term24 Months
Last UpdatedMay 7, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
2.75%
24 Months
▼
APR2.75%
Term24 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.00%
36 Months
▼
APR3.00%
Term36 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2026 & Newer
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.25%
48 Months
▼
APR3.25%
Term48 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.50%
60 Months
▼
APR3.50%
Term60 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedMay 7, 2026
Details
A++ 750+
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedMay 7, 2026
Details
A 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2026 & Newer
APR3.99%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As; up to 48 months
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.00%
36 Months - 63 Months
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedMay 2, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.00%
36 Months - 63 Months
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedMay 2, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMay 7, 2026
Details
A 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Auto Loan 2020 & Newer
4.24%
Up to 60 Months
▼
APR4.24%
TermUp to 60 Months
Last UpdatedMay 2, 2026
Details
As Low As
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Vehicles (Never Titled) 2025-2026 36 months
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMay 7, 2026
Details
A 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
New Auto Loan
4.29%
Up to 36 Months
▼
APR4.29%
TermUp to 36 Months
Last UpdatedMay 2, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.30%
4 years
▼
APR4.30%
Term4 years
Last UpdatedMay 7, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.30%
4 years
▼
APR4.30%
Term4 years
Last UpdatedMay 7, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.39%
3 years
▼
APR4.39%
Term3 years
Last UpdatedMay 7, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.39%
3 years
▼
APR4.39%
Term3 years
Last UpdatedMay 7, 2026
Details
As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2023 - 2025*
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loan
4.49%
Up to 39
▼
APR4.49%
TermUp to 39
Last UpdatedMay 2, 2026
Details
As Low As; Minimum Loan Amount $4,000
Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Auto Loan 2020 & Newer
4.49%
Up to 76 Months
▼
APR4.49%
TermUp to 76 Months
Last UpdatedMay 2, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Cars 2026-2025
4.49%
42 Months
▼
APR4.49%
Term42 Months
Last UpdatedMay 7, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
Auto Loans
4.49%
36 Months
▼
APR4.49%
Term36 Months
Last UpdatedMay 7, 2026
Details
2020 and newer
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.49%
5 years
▼
APR4.49%
Term5 years
Last UpdatedMay 7, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.49%
5 years
▼
APR4.49%
Term5 years
Last UpdatedMay 7, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 2, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 2, 2026
Details
over $20,000; As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2020 or Newer**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 7, 2026
Details
A 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedMay 7, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
New Auto Loan
4.54%
37-48 Months
▼
APR4.54%
Term37-48 Months
Last UpdatedMay 2, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMay 6, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loan
4.69%
40 - 64
▼
APR4.69%
Term40 - 64
Last UpdatedMay 2, 2026
Details
As Low As; Minimum Loan Amount $7,500
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Vehicle Loan
4.69%
36 months
▼
APR4.69%
Term36 months
Last UpdatedMay 7, 2026
Details
Model Year: New - 2024
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Vehicle Loan
4.70%
60 months
▼
APR4.70%
Term60 months
Last UpdatedMay 7, 2026
Details
Model Year: New - 2024
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
New Vehicle Loan
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedMay 2, 2026
Details
As Low As; Up to 84 months
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
Pre-Owned Vehicle Loan
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedMay 2, 2026
Details
As Low As; Up to 84 months
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As; Model Year: 2026/2025/2024/2023
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2020
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedMay 6, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2021
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedMay 6, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2022
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2026/2025/2024/2023
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
New Vehicle Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR 4.82%**
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMay 2, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 2, 2026
Details
over $20,000; As Low As
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
AUTO LOAN (State of Ohio Title Registration)
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 2, 2026
Details
2026; 72 Months (New from Dealership)
CME Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.63%
Auto Loan
4.75%
Up to 48 months
▼
APR4.75%
TermUp to 48 months
Last UpdatedMay 6, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedMay 7, 2026
Details
A 650-719
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Vehicle Loan
4.79%
48 months
▼
APR4.79%
Term48 months
Last UpdatedMay 7, 2026
Details
Model Year: 2023 - 2021
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loan
4.89%
65 - 75
▼
APR4.89%
Term65 - 75
Last UpdatedMay 2, 2026
Details
As Low As; Minimum Loan Amount $10,000
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
Up to 48
▼
APR4.89%
TermUp to 48
Last UpdatedMay 2, 2026
Details
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Vehicle Loan
4.89%
72 months
▼
APR4.89%
Term72 months
Last UpdatedMay 7, 2026
Details
Model Year: New - 2024
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Autos 2025 & Newer
4.93%
72 Months
▼
APR4.93%
Term72 Months
Last UpdatedMay 2, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.95%
6 years
▼
APR4.95%
Term6 years
Last UpdatedMay 7, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.95%
6 years
▼
APR4.95%
Term6 years
Last UpdatedMay 7, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2024 & Newer
4.96%
up to 72 Months
▼
APR4.96%
Termup to 72 Months
Last UpdatedMay 2, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 2, 2026
Details
$25,000; As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 2, 2026
Details
over $25,000; As Low As
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMay 2, 2026
Details
As Low As; APR - 2023 - 2025*
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As; Up to 48 months
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loan
4.99%
24 - 39
▼
APR4.99%
Term24 - 39
Last UpdatedMay 2, 2026
Details
As Low As; Minimum Loan Amount $4,000
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 2, 2026
Details
As Low As; up to 84 months
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
NEW & USED VEHICLE LOANS
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Vehicle Loan
4.99%
60 months
▼
APR4.99%
Term60 months
Last UpdatedMay 7, 2026
Details
Model Year: 2023 - 2021
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Cars 2026-2025
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
Auto Loans
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details
2020 and newer
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
2016-2018 Automobiles
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
2019-2023 Automobiles
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details
As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
2024 Automobiles
4.99%
72 Months
▼
APR4.99%
Term72 Months
Last UpdatedMay 7, 2026
Details
over $15,000; As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
2025 Automobiles
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 7, 2026
Details
over $30,000; As Low As
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
2025-2026(new/untitled) Automobiles
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 7, 2026
Details
As Low As
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Cars & Trucks
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 2, 2026
Details
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car Loans
5.00%
1-6 year loan
▼
APR5.00%
Term1-6 year loan
Last UpdatedMay 2, 2026
Details
CLEVELAND SELFRELIANCE
Institution Rating:
A5.0 ★ Texas Ratio: 6.34%
AUTO LOAN (State of Ohio Title Registration)
5.00%
60 Months
▼
APR5.00%
Term60 Months
Last UpdatedMay 2, 2026
Details
2025; 60 Months (Used)
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2022 or Newer
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMay 7, 2026
Details
A 650-719
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedMay 7, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 7, 2026
Details
A 650-719
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2021-2023
5.04%
up to 72 Months
▼
APR5.04%
Termup to 72 Months
Last UpdatedMay 2, 2026
Details
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
New Auto Loan
5.04%
73-78 Months
▼
APR5.04%
Term73-78 Months
Last UpdatedMay 2, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Autos & Trucks (2025-2026)
5.08%
60 Months
▼
APR5.08%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.09%
49 to 60
▼
APR5.09%
Term49 to 60
Last UpdatedMay 2, 2026
Details
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2021-2023
5.11%
up to 60 Months
▼
APR5.11%
Termup to 60 Months
Last UpdatedMay 2, 2026
Details
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Used Auto Loan
5.14%
Up to 36 Months
▼
APR5.14%
TermUp to 36 Months
Last UpdatedMay 2, 2026
Details
As Low As
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
2023 & newer Auto Loans
5.15%
48 Month
▼
APR5.15%
Term48 Month
Last UpdatedMay 2, 2026
Details
As Low As
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loan
5.19%
76 - 88
▼
APR5.19%
Term76 - 88
Last UpdatedMay 2, 2026
Details
As Low As; Minimum Loan Amount $15,000
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.19%
36 Months
▼
APR5.19%
Term36 Months
Last UpdatedMay 6, 2026
Details
Genesis Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
New Cars
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 9, 2026
Details
As Low As
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
Used Vehicle Loans 2020 - 2025
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR 5.32%**
Stark Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.98%
Auto Loans
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedMay 7, 2026
Details
2020 and newer
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMay 7, 2026
Details
As Low As
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMay 2, 2026
Details
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Cars & Trucks
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMay 2, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
New Auto A+
5.25%
66 Months
▼
APR5.25%
Term66 Months
Last UpdatedMay 2, 2026
Details
110% LTV
ERIE COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
New Auto Loan (2025 - 2026)
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
CME Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.63%
Auto Loan
5.25%
Up to 60 months
▼
APR5.25%
TermUp to 60 months
Last UpdatedMay 6, 2026
Details
As Low As
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Used Auto Loan
5.25%
72 months
▼
APR5.25%
Term72 months
Last UpdatedMay 6, 2026
Details
As Low As
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Vehicles (Never Titled) 2025-2026 48-60 months
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.25%
24 Months
▼
APR5.25%
Term24 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMay 7, 2026
Details
A 650-719
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Autos & Trucks (2025-2026)
5.28%
72 Months
▼
APR5.28%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.29%
61 to 72
▼
APR5.29%
Term61 to 72
Last UpdatedMay 2, 2026
Details
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedMay 6, 2026
Details
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Used Autos & Trucks
5.33%
60 Months
▼
APR5.33%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2022-2024
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2019-2020
5.35%
up to 60 Months
▼
APR5.35%
Termup to 60 Months
Last UpdatedMay 2, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
New Auto A
5.35%
66 Months
▼
APR5.35%
Term66 Months
Last UpdatedMay 2, 2026
Details
105% LTV
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedMay 2, 2026
Details
As Low As; Up to 63 months
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Used Auto Loan
5.39%
61-72 Months
▼
APR5.39%
Term61-72 Months
Last UpdatedMay 2, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.39%
60 Months
▼
APR5.39%
Term60 Months
Last UpdatedMay 6, 2026
Details
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
New Vehicle Loans
5.40%
60 Months
▼
APR5.40%
Term60 Months
Last UpdatedMay 6, 2026
Details
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
New Vehicle - 2025 & 2026
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
OUCU Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.65%
New vehicles 2025 and newer
5.49%
24 Months
▼
APR5.49%
Term24 Months
Last UpdatedMay 2, 2026
Details
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loan
5.49%
40 - 64
▼
APR5.49%
Term40 - 64
Last UpdatedMay 2, 2026
Details
As Low As; Minimum Loan Amount $7,500
Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Auto Loan 2023 & Newer
5.49%
77 to 84 Months
▼
APR5.49%
Term77 to 84 Months
Last UpdatedMay 2, 2026
Details
As Low As
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used Vehicle 1-3 years old
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 2, 2026
Details
As Low As; up to 84 months
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used Vehicle 4-5 years old
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As; up to 72 months
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used Vehicle 6-7 years old
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 2, 2026
Details
As Low As; up to 60 months
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used Vehicle 8-plus years
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As; up to 48 months
ih Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.59%
New & Used Vehicles (Models 2023 & Newer)
5.49%
63 Months
▼
APR5.49%
Term63 Months
Last UpdatedMay 2, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.49%
73 to 84
▼
APR5.49%
Term73 to 84
Last UpdatedMay 2, 2026
Details
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As; Model Year: 2019
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2018
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2019
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 6, 2026
Details
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Used Vehicles
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 6, 2026
Details
2022 - 2024 Model Years - -Up to 110% NADA Retail Value
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.49%
36 Months
▼
APR5.49%
Term36 Months
Last UpdatedMay 6, 2026
Details
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Vehicle Loan
5.49%
36 months
▼
APR5.49%
Term36 months
Last UpdatedMay 7, 2026
Details
Model Year: 2020 - 2016
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Cars 2026-2025
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMay 7, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedMay 7, 2026
Details
As Low As
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Cars & Trucks
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 2, 2026
Details
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Car Loans
5.50%
1-4 year loan
▼
APR5.50%
Term1-4 year loan
Last UpdatedMay 2, 2026
Details
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2019-2020
5.50%
up to 48 Months
▼
APR5.50%
Termup to 48 Months
Last UpdatedMay 2, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
New Auto B
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedMay 2, 2026
Details
100% LTV
ERIE COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
Used Auto Loan (2021 - 2024)
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
CME Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.63%
Auto Loan
5.50%
Up to 72 months
▼
APR5.50%
TermUp to 72 months
Last UpdatedMay 6, 2026
Details
As Low As
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Vehicles (Never Titled) 2025-2026 66 months
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedMay 6, 2026
Details
As Low As
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Used Vehicles 2022-2025 36 months
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 7, 2026
Details
A 650-719
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
Used Vehicles 2022 - 2021 Models
5.59%
Up to 48
▼
APR5.59%
TermUp to 48
Last UpdatedMay 2, 2026
Details
Loan Amounts of $30,000 or Greater
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.59%
66 Months
▼
APR5.59%
Term66 Months
Last UpdatedMay 6, 2026
Details
Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Auto Loan
5.60%
60 Months
▼
APR5.60%
Term60 Months
Last UpdatedMay 6, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
2016 - 2025 Used Auto & Truck Models
5.61%
Up to 60 Months
▼
APR5.61%
TermUp to 60 Months
Last UpdatedMay 2, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
New Auto C
5.65%
66 Months
▼
APR5.65%
Term66 Months
Last UpdatedMay 2, 2026
Details
100% LTV
Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Auto Loan
5.69%
89 - 120
▼
APR5.69%
Term89 - 120
Last UpdatedMay 2, 2026
Details
As Low As; Minimum Loan Amount $40,000
FIRELANDS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New/Used Automobiles / Trucks / Vans
5.69%
36 Months
▼
APR5.69%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.69%
36 Months
▼
APR5.69%
Term36 Months
Last UpdatedMay 6, 2026
Details
Associated School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
New & Used Auto 2024 & Newer Model Years
5.72%
84 Months
▼
APR5.72%
Term84 Months
Last UpdatedMay 2, 2026
Details
As Low As
Genesis Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
Used Cars
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedApr 9, 2026
Details
As Low As
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Used Vehicles
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Used Vehicles (2019-2020)
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Used Vehicles (2021-2023 & 2024 - less than K)
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedApr 18, 2026
Details
$15; As Low As
OUCU Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.65%
New vehicles 2025 and newer
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 2, 2026
Details
Associated School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
New & Used Auto 2024 & Newer Model Years
5.74%
66 Months
▼
APR5.74%
Term66 Months
Last UpdatedMay 2, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As; Model Year: 2017
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2016/Older
5.74%
48 months
▼
APR5.74%
Term48 months
Last UpdatedMay 6, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2017
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
ERIE COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
New Auto Loan (2025 - 2026)
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As
ERIE COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
Used Auto Loan (2021 - 2024)
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As
CME Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.63%
Auto Loan
5.75%
Up to 84 months
▼
APR5.75%
TermUp to 84 months
Last UpdatedMay 6, 2026
Details
As Low As
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Vehicles (Never Titled) 2025-2026 72 months
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Used Vehicles 2022-2025 48-60 months
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New Car
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
5.75%
24 Months
▼
APR5.75%
Term24 Months
Last UpdatedMay 7, 2026
Details
B 620-649
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.75%
24 Months
▼
APR5.75%
Term24 Months
Last UpdatedMay 7, 2026
Details
A 650-719
Associated School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
New & Used Auto 2024 & Newer Model Years
5.76%
72 Months
▼
APR5.76%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Used Autos & Trucks
5.78%
72 Months
▼
APR5.78%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2022-2024
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.79%
75 Months
▼
APR5.79%
Term75 Months
Last UpdatedMay 2, 2026
Details
As Low As; 64 to 75 months
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
Used Vehicles 2022 - 2021 Models
5.79%
49 to 60
▼
APR5.79%
Term49 to 60
Last UpdatedMay 2, 2026
Details
Loan Amounts of $30,000 or Greater
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.79%
48 Months
▼
APR5.79%
Term48 Months
Last UpdatedMay 6, 2026
Details
Associated School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
New & Used Auto 2024 & Newer Model Years
5.81%
60 Months
▼
APR5.81%
Term60 Months
Last UpdatedMay 2, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
5.89%
63 Months
▼
APR5.89%
Term63 Months
Last UpdatedMay 2, 2026
Details
As Low As; Up to 63 months
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.89%
60 Months
▼
APR5.89%
Term60 Months
Last UpdatedMay 6, 2026
Details
LCE Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.16%
Vehicle Loan
5.89%
48 months
▼
APR5.89%
Term48 months
Last UpdatedMay 7, 2026
Details
Model Year: 2020 - 2016
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1917 Pickle Rd, Oregon, OH, 43616
New (<10K miles) 1-75 month term Bright Auto Loans
5.24%
75 Month
▼
APR5.24%
Term75 Month
Last UpdatedMay 6, 2026
Details
As Low As
Bay Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
4202 Navarre Ave, Oregon, OH, 43616 3562
NEW VEHICLE LOAN
5.25%
60 M
▼
APR5.25%
Term60 M
Last UpdatedMay 2, 2026
Details
APPLY TODAY FOR A NEW AUTO LOAN
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1917 Pickle Rd, Oregon, OH, 43616
New (<10K miles) 76-84 month term Bright Auto Loans
5.74%
84 Month
▼
APR5.74%
Term84 Month
Last UpdatedMay 6, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
2.50%
24 Months
▼
APR2.50%
Term24 Months
Last UpdatedMay 7, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
2.75%
24 Months
▼
APR2.75%
Term24 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.00%
36 Months
▼
APR3.00%
Term36 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.25%
48 Months
▼
APR3.25%
Term48 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.50%
60 Months
▼
APR3.50%
Term60 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedMay 7, 2026
Details
A 650-719
APR3.99%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As; up to 48 months
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.00%
36 Months - 63 Months
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedMay 2, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.00%
36 Months - 63 Months
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedMay 2, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMay 7, 2026
Details
A 650-719
Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Auto Loan 2020 & Newer
4.24%
Up to 60 Months
▼
APR4.24%
TermUp to 60 Months
Last UpdatedMay 2, 2026
Details
As Low As
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Vehicles (Never Titled) 2025-2026 36 months
4.25%
36 Months
▼
APR4.25%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMay 7, 2026
Details
A 650-719
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
New Auto Loan
4.29%
Up to 36 Months
▼
APR4.29%
TermUp to 36 Months
Last UpdatedMay 2, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.30%
4 years
▼
APR4.30%
Term4 years
Last UpdatedMay 7, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.39%
3 years
▼
APR4.39%
Term3 years
Last UpdatedMay 7, 2026
Details
As Low As
Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Auto Loan 2020 & Newer
4.49%
Up to 76 Months
▼
APR4.49%
TermUp to 76 Months
Last UpdatedMay 2, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Cars 2026-2025
4.49%
42 Months
▼
APR4.49%
Term42 Months
Last UpdatedMay 7, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.49%
5 years
▼
APR4.49%
Term5 years
Last UpdatedMay 7, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.49%
48 Months
▼
APR4.49%
Term48 Months
Last UpdatedMay 7, 2026
Details
As Low As
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
4.50%
36 Months
▼
APR4.50%
Term36 Months
Last UpdatedMay 2, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 2, 2026
Details
over $20,000; As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2020 or Newer**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 7, 2026
Details
A 650-719
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
New Auto Loan
4.54%
37-48 Months
▼
APR4.54%
Term37-48 Months
Last UpdatedMay 2, 2026
Details
As Low As
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
New Vehicle Loan
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedMay 2, 2026
Details
As Low As; Up to 84 months
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As; Model Year: 2026/2025/2024/2023
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2020
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedMay 6, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2021
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedMay 6, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2022
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2026/2025/2024/2023
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
New Vehicle Loan
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR 4.82%**
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
4.75%
48 Months
▼
APR4.75%
Term48 Months
Last UpdatedMay 2, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 2, 2026
Details
over $20,000; As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
4.75%
84 Months
▼
APR4.75%
Term84 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
Up to 48
▼
APR4.89%
TermUp to 48
Last UpdatedMay 2, 2026
Details
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Autos 2025 & Newer
4.93%
72 Months
▼
APR4.93%
Term72 Months
Last UpdatedMay 2, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
New Cars and Trucks
4.95%
6 years
▼
APR4.95%
Term6 years
Last UpdatedMay 7, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2024 & Newer
4.96%
up to 72 Months
▼
APR4.96%
Termup to 72 Months
Last UpdatedMay 2, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
New Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 2, 2026
Details
$25,000; As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 2, 2026
Details
over $25,000; As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As; Up to 48 months
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
New Vehicle
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 2, 2026
Details
As Low As; up to 84 months
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
NEW & USED VEHICLE LOANS
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Cars 2026-2025
4.99%
60 Months
▼
APR4.99%
Term60 Months
Last UpdatedMay 7, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
University of Toledo Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.83%
2025-2026(new/untitled) Automobiles
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 7, 2026
Details
As Low As
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
4.99%
66 Months
▼
APR4.99%
Term66 Months
Last UpdatedMay 7, 2026
Details
As Low As
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New Car Loans
5.00%
1-6 year loan
▼
APR5.00%
Term1-6 year loan
Last UpdatedMay 2, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2022 or Newer
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
5.00%
72 Months
▼
APR5.00%
Term72 Months
Last UpdatedMay 7, 2026
Details
A 650-719
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
New Auto Loan
5.04%
73-78 Months
▼
APR5.04%
Term73-78 Months
Last UpdatedMay 2, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Autos & Trucks (2025-2026)
5.08%
60 Months
▼
APR5.08%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.09%
49 to 60
▼
APR5.09%
Term49 to 60
Last UpdatedMay 2, 2026
Details
River Valley Credit Union Miamisburg, OH
Institution Rating:
A+5.0 ★ Texas Ratio: 3.99%
2023 & newer Auto Loans
5.15%
48 Month
▼
APR5.15%
Term48 Month
Last UpdatedMay 2, 2026
Details
As Low As
Genesis Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
New Cars
5.24%
72 Months
▼
APR5.24%
Term72 Months
Last UpdatedApr 9, 2026
Details
As Low As
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
New Cars & Trucks
5.25%
72 Months
▼
APR5.25%
Term72 Months
Last UpdatedMay 2, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
New Auto A+
5.25%
66 Months
▼
APR5.25%
Term66 Months
Last UpdatedMay 2, 2026
Details
110% LTV
ERIE COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
New Auto Loan (2025 - 2026)
5.25%
36 Months
▼
APR5.25%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Vehicles (Never Titled) 2025-2026 48-60 months
5.25%
60 Months
▼
APR5.25%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
New Autos & Trucks (2025-2026)
5.28%
72 Months
▼
APR5.28%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.29%
61 to 72
▼
APR5.29%
Term61 to 72
Last UpdatedMay 2, 2026
Details
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
New Auto A
5.35%
66 Months
▼
APR5.35%
Term66 Months
Last UpdatedMay 2, 2026
Details
105% LTV
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedMay 2, 2026
Details
As Low As; Up to 63 months
Midwest Community Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.16%
New Vehicle Loans
5.40%
60 Months
▼
APR5.40%
Term60 Months
Last UpdatedMay 6, 2026
Details
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
New Vehicle - 2025 & 2026
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
OUCU Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.65%
New vehicles 2025 and newer
5.49%
24 Months
▼
APR5.49%
Term24 Months
Last UpdatedMay 2, 2026
Details
Friends And Family Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.11%
Auto Loan 2023 & Newer
5.49%
77 to 84 Months
▼
APR5.49%
Term77 to 84 Months
Last UpdatedMay 2, 2026
Details
As Low As
ih Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.59%
New & Used Vehicles (Models 2023 & Newer)
5.49%
63 Months
▼
APR5.49%
Term63 Months
Last UpdatedMay 2, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.49%
73 to 84
▼
APR5.49%
Term73 to 84
Last UpdatedMay 2, 2026
Details
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As; Model Year: 2019
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2018
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2019
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
Firestone Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
New Cars 2026-2025
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMay 7, 2026
Details
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
New Automobiles (2025 and Newer)
5.49%
75 Months
▼
APR5.49%
Term75 Months
Last UpdatedMay 7, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
New Auto B
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedMay 2, 2026
Details
100% LTV
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Vehicles (Never Titled) 2025-2026 66 months
5.50%
66 Months
▼
APR5.50%
Term66 Months
Last UpdatedMay 6, 2026
Details
As Low As
Greater Cincinnati School Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
New Auto C
5.65%
66 Months
▼
APR5.65%
Term66 Months
Last UpdatedMay 2, 2026
Details
100% LTV
FIRELANDS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New/Used Automobiles / Trucks / Vans
5.69%
36 Months
▼
APR5.69%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
Associated School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
New & Used Auto 2024 & Newer Model Years
5.72%
84 Months
▼
APR5.72%
Term84 Months
Last UpdatedMay 2, 2026
Details
As Low As
OUCU Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.65%
New vehicles 2025 and newer
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedMay 2, 2026
Details
Associated School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
New & Used Auto 2024 & Newer Model Years
5.74%
66 Months
▼
APR5.74%
Term66 Months
Last UpdatedMay 2, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As; Model Year: 2017
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2016/Older
5.74%
48 months
▼
APR5.74%
Term48 months
Last UpdatedMay 6, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2017
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
ERIE COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
New Auto Loan (2025 - 2026)
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
New Vehicles (Never Titled) 2025-2026 72 months
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
Northwestern Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.72%
New Car
5.75%
72 Months
▼
APR5.75%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
New Auto (2022-Newer)
5.75%
24 Months
▼
APR5.75%
Term24 Months
Last UpdatedMay 7, 2026
Details
B 620-649
Associated School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
New & Used Auto 2024 & Newer Model Years
5.76%
72 Months
▼
APR5.76%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.79%
75 Months
▼
APR5.79%
Term75 Months
Last UpdatedMay 2, 2026
Details
As Low As; 64 to 75 months
Associated School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
New & Used Auto 2024 & Newer Model Years
5.81%
60 Months
▼
APR5.81%
Term60 Months
Last UpdatedMay 2, 2026
Details
As Low As
Powered by
MonitorBankRates
Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Bay Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.97%
4202 Navarre Ave, Oregon, OH, 43616 3562
USED VEHICLE LOAN
5.25%
60 M
▼
APR5.25%
Term60 M
Last UpdatedMay 2, 2026
Details
APPLY TODAY FOR A USED AUTO LOAN
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1917 Pickle Rd, Oregon, OH, 43616
Used (2021-2026) 1-75 month term Bright Auto Loans
5.49%
75 Month
▼
APR5.49%
Term75 Month
Last UpdatedMay 6, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1917 Pickle Rd, Oregon, OH, 43616
Bright Auto Loans Used (2020 & Older) 1-51 month term
5.74%
51 Month
▼
APR5.74%
Term51 Month
Last UpdatedMay 6, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1917 Pickle Rd, Oregon, OH, 43616
Used (2021-2026) 76-84 month term Bright Auto Loans
5.99%
84 Month
▼
APR5.99%
Term84 Month
Last UpdatedMay 6, 2026
Details
As Low As
Sun Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.22%
1917 Pickle Rd, Oregon, OH, 43616
Bright Auto Loans Used (2020 & Older) 52-60 month term
6.24%
60 Month
▼
APR6.24%
Term60 Month
Last UpdatedMay 6, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.50%
36 Months
▼
APR3.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
3.50%
24 Months
▼
APR3.50%
Term24 Months
Last UpdatedMay 7, 2026
Details
A++ 750+
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
3.75%
48 Months
▼
APR3.75%
Term48 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
3.75%
24 Months
▼
APR3.75%
Term24 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.00%
36 Months - 63 Months
▼
APR4.00%
Term36 Months - 63 Months
Last UpdatedMay 2, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.00%
60 Months
▼
APR4.00%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; All Years**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.00%
36 Months
▼
APR4.00%
Term36 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.25%
48 Months
▼
APR4.25%
Term48 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.30%
4 years
▼
APR4.30%
Term4 years
Last UpdatedMay 7, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.39%
3 years
▼
APR4.39%
Term3 years
Last UpdatedMay 7, 2026
Details
As Low As
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.49%
5 years
▼
APR4.49%
Term5 years
Last UpdatedMay 7, 2026
Details
As Low As
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
4.50%
72 Months
▼
APR4.50%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2020 or Newer**
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
4.50%
24 Months
▼
APR4.50%
Term24 Months
Last UpdatedMay 7, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.50%
60 Months
▼
APR4.50%
Term60 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
4.59%
36 Months
▼
APR4.59%
Term36 Months
Last UpdatedMay 6, 2026
Details
CAREY POVERELLO
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
Pre-Owned Vehicle Loan
4.74%
84 Months
▼
APR4.74%
Term84 Months
Last UpdatedMay 2, 2026
Details
As Low As; Up to 84 months
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As; Model Year: 2026/2025/2024/2023
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2020
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedMay 6, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2021
4.74%
36 - 48 months
▼
APR4.74%
Term36 - 48 months
Last UpdatedMay 6, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2022
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2026/2025/2024/2023
4.74%
36 months
▼
APR4.74%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.75%
72 Months
▼
APR4.75%
Term72 Months
Last UpdatedMay 2, 2026
Details
over $20,000; As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
4.75%
24 Months
▼
APR4.75%
Term24 Months
Last UpdatedMay 7, 2026
Details
A 650-719
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
4.89%
Up to 48
▼
APR4.89%
TermUp to 48
Last UpdatedMay 2, 2026
Details
Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Used Cars and Trucks
4.95%
6 years
▼
APR4.95%
Term6 years
Last UpdatedMay 7, 2026
Details
As Low As
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2024 & Newer
4.96%
up to 72 Months
▼
APR4.96%
Termup to 72 Months
Last UpdatedMay 2, 2026
Details
Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
Used Vehicle 2023 or newer
4.99%
84 Months
▼
APR4.99%
Term84 Months
Last UpdatedMay 2, 2026
Details
over $25,000; As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
4.99%
48 Months
▼
APR4.99%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As; Up to 48 months
AllWealth Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
NEW & USED VEHICLE LOANS
4.99%
36 months
▼
APR4.99%
Term36 months
Last UpdatedMay 6, 2026
Details
As Low As
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Cars & Trucks
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 2, 2026
Details
United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Fixed Rate New & Used Auto Loans
5.00%
84 Months
▼
APR5.00%
Term84 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2022 or Newer
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.00%
24 Months
▼
APR5.00%
Term24 Months
Last UpdatedMay 7, 2026
Details
A++ 750+
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.00%
36 Months
▼
APR5.00%
Term36 Months
Last UpdatedMay 7, 2026
Details
A 650-719
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2021-2023
5.04%
up to 72 Months
▼
APR5.04%
Termup to 72 Months
Last UpdatedMay 2, 2026
Details
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.09%
49 to 60
▼
APR5.09%
Term49 to 60
Last UpdatedMay 2, 2026
Details
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2021-2023
5.11%
up to 60 Months
▼
APR5.11%
Termup to 60 Months
Last UpdatedMay 2, 2026
Details
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Used Auto Loan
5.14%
Up to 36 Months
▼
APR5.14%
TermUp to 36 Months
Last UpdatedMay 2, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.19%
36 Months
▼
APR5.19%
Term36 Months
Last UpdatedMay 6, 2026
Details
Cincinnati Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.38%
Used Vehicle Loans 2020 - 2025
5.24%
60 Months
▼
APR5.24%
Term60 Months
Last UpdatedApr 19, 2026
Details
As Low As; APR 5.32%**
Honda Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.85%
Used Automobiles
5.24%
66 Months
▼
APR5.24%
Term66 Months
Last UpdatedMay 7, 2026
Details
As Low As
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Cars & Trucks
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMay 2, 2026
Details
Integrity Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.77%
Used Auto Loan
5.25%
72 months
▼
APR5.25%
Term72 months
Last UpdatedMay 6, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.25%
24 Months
▼
APR5.25%
Term24 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.25%
48 Months
▼
APR5.25%
Term48 Months
Last UpdatedMay 7, 2026
Details
A 650-719
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.29%
61 to 72
▼
APR5.29%
Term61 to 72
Last UpdatedMay 2, 2026
Details
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.29%
48 Months
▼
APR5.29%
Term48 Months
Last UpdatedMay 6, 2026
Details
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Used Autos & Trucks
5.33%
60 Months
▼
APR5.33%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2022-2024
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2019-2020
5.35%
up to 60 Months
▼
APR5.35%
Termup to 60 Months
Last UpdatedMay 2, 2026
Details
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.39%
63 Months
▼
APR5.39%
Term63 Months
Last UpdatedMay 2, 2026
Details
As Low As; Up to 63 months
Emerald Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
Used Auto Loan
5.39%
61-72 Months
▼
APR5.39%
Term61-72 Months
Last UpdatedMay 2, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.39%
60 Months
▼
APR5.39%
Term60 Months
Last UpdatedMay 6, 2026
Details
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used Vehicle 1-3 years old
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 2, 2026
Details
As Low As; up to 84 months
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used Vehicle 4-5 years old
5.49%
72 Months
▼
APR5.49%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As; up to 72 months
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used Vehicle 6-7 years old
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 2, 2026
Details
As Low As; up to 60 months
Wiremens Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
Used Vehicle 8-plus years
5.49%
48 Months
▼
APR5.49%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As; up to 48 months
ih Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.59%
New & Used Vehicles (Models 2023 & Newer)
5.49%
63 Months
▼
APR5.49%
Term63 Months
Last UpdatedMay 2, 2026
Details
As Low As
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
New and Used Vehicles Model years 2026-2025-2024-2023
5.49%
73 to 84
▼
APR5.49%
Term73 to 84
Last UpdatedMay 2, 2026
Details
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As; Model Year: 2019
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2018
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2019
5.49%
60 months
▼
APR5.49%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.49%
60 Months
▼
APR5.49%
Term60 Months
Last UpdatedMay 6, 2026
Details
Cincinnati Interagency Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
Used Vehicles
5.49%
84 Months
▼
APR5.49%
Term84 Months
Last UpdatedMay 6, 2026
Details
2022 - 2024 Model Years - -Up to 110% NADA Retail Value
Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.25%
Used Cars & Trucks
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 2, 2026
Details
Latvian Cleveland Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Used Car Loans
5.50%
1-4 year loan
▼
APR5.50%
Term1-4 year loan
Last UpdatedMay 2, 2026
Details
Ohio Educational Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
Used Autos 2019-2020
5.50%
up to 48 Months
▼
APR5.50%
Termup to 48 Months
Last UpdatedMay 2, 2026
Details
ERIE COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
Used Auto Loan (2021 - 2024)
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Used Vehicles 2022-2025 36 months
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 6, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.50%
36 Months
▼
APR5.50%
Term36 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2021-2020)
5.50%
60 Months
▼
APR5.50%
Term60 Months
Last UpdatedMay 7, 2026
Details
A 650-719
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
Used Vehicles 2022 - 2021 Models
5.59%
Up to 48
▼
APR5.59%
TermUp to 48
Last UpdatedMay 2, 2026
Details
Loan Amounts of $30,000 or Greater
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.59%
66 Months
▼
APR5.59%
Term66 Months
Last UpdatedMay 6, 2026
Details
Bridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
2016 - 2025 Used Auto & Truck Models
5.61%
Up to 60 Months
▼
APR5.61%
TermUp to 60 Months
Last UpdatedMay 2, 2026
Details
As Low As
FIRELANDS
Institution Rating:
A+5.0 ★ Texas Ratio: 1.80%
New/Used Automobiles / Trucks / Vans
5.69%
36 Months
▼
APR5.69%
Term36 Months
Last UpdatedMay 2, 2026
Details
As Low As
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.69%
36 Months
▼
APR5.69%
Term36 Months
Last UpdatedMay 6, 2026
Details
Associated School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
New & Used Auto 2024 & Newer Model Years
5.72%
84 Months
▼
APR5.72%
Term84 Months
Last UpdatedMay 2, 2026
Details
As Low As
Genesis Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.83%
Used Cars
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedApr 9, 2026
Details
As Low As
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Used Vehicles
5.74%
72 Months
▼
APR5.74%
Term72 Months
Last UpdatedApr 18, 2026
Details
As Low As
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Used Vehicles (2019-2020)
5.74%
48 Months
▼
APR5.74%
Term48 Months
Last UpdatedApr 18, 2026
Details
As Low As
Ohio Healthcare Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Used Vehicles (2021-2023 & 2024 - less than K)
5.74%
60 Months
▼
APR5.74%
Term60 Months
Last UpdatedApr 18, 2026
Details
$15; As Low As
Associated School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
New & Used Auto 2024 & Newer Model Years
5.74%
66 Months
▼
APR5.74%
Term66 Months
Last UpdatedMay 2, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As; Model Year: 2017
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2016/Older
5.74%
48 months
▼
APR5.74%
Term48 months
Last UpdatedMay 6, 2026
Details
As Low As
BFG Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.45%
New and Used Auto Loans 2017
5.74%
60 months
▼
APR5.74%
Term60 months
Last UpdatedMay 6, 2026
Details
As Low As
ERIE COMMUNITY
Institution Rating:
A+5.0 ★ Texas Ratio: 2.05%
Used Auto Loan (2021 - 2024)
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMay 2, 2026
Details
As Low As
All Saints Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.27%
Used Vehicles 2022-2025 48-60 months
5.75%
60 Months
▼
APR5.75%
Term60 Months
Last UpdatedMay 6, 2026
Details
As Low As
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2016 & Older)
5.75%
48 Months
▼
APR5.75%
Term48 Months
Last UpdatedMay 7, 2026
Details
A+ 720-749
YTR Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.85%
Used Auto (2019-2017)
5.75%
24 Months
▼
APR5.75%
Term24 Months
Last UpdatedMay 7, 2026
Details
A 650-719
Associated School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
New & Used Auto 2024 & Newer Model Years
5.76%
72 Months
▼
APR5.76%
Term72 Months
Last UpdatedMay 2, 2026
Details
As Low As
TrueCore Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.61%
Used Autos & Trucks
5.78%
72 Months
▼
APR5.78%
Term72 Months
Last UpdatedMay 6, 2026
Details
As Low As; 2022-2024
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
New/Used Cars, 2023 and newer models
5.79%
75 Months
▼
APR5.79%
Term75 Months
Last UpdatedMay 2, 2026
Details
As Low As; 64 to 75 months
USX
Institution Rating:
A+5.0 ★ Texas Ratio: 5.49%
Used Vehicles 2022 - 2021 Models
5.79%
49 to 60
▼
APR5.79%
Term49 to 60
Last UpdatedMay 2, 2026
Details
Loan Amounts of $30,000 or Greater
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.79%
48 Months
▼
APR5.79%
Term48 Months
Last UpdatedMay 6, 2026
Details
Associated School Employees Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
New & Used Auto 2024 & Newer Model Years
5.81%
60 Months
▼
APR5.81%
Term60 Months
Last UpdatedMay 2, 2026
Details
As Low As
General Electric Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.74%
Used Cars, 2019 through 2022 models
5.89%
63 Months
▼
APR5.89%
Term63 Months
Last UpdatedMay 2, 2026
Details
As Low As; Up to 63 months
First Choice America Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.54%
Used Vehicle Financing
5.89%
60 Months
▼
APR5.89%
Term60 Months
Last UpdatedMay 6, 2026
Details
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MonitorBankRates
Oregon, OH Auto Loan Rate Trends
Compare local Oregon, OH auto loan rates against the statewide average
Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New Auto Loan — OH Avg
5.825%
▲ 0.007 vs 7 days ago
Ohio new auto rates rose 0.007 points over the past 7 days to 5.825% APR.
Used Auto Loan — OH Avg
6.658%
▼ 0.053 vs 7 days ago
Ohio used auto rates fell 0.053 points over the past 7 days to 6.658% APR.
As of May 7, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Frequently Asked Questions about Auto Loans in Oregon, Ohio
How does my credit score affect my car loan rate in Ohio?
Your credit score is the biggest factor determining your auto loan APR. Borrowers in Oregon, Ohio with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.
Is it better to finance through a dealership or a bank?
It is highly recommended to get pre-approved through a local bank or credit union in Ohio *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.
What is the difference between New and Used Auto Loan rates?
Lenders in Oregon, Ohio typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.
How long should my auto loan term be?
While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.
What are the best Auto Loan rates in Oregon, Ohio?
Based on our current data, some of the lowest auto loan rates available in Oregon, Ohio include:
- Sun Federal Credit Union: 5.24% (New (<10K miles) 1-75 month term Bright Auto Loans)
- Bay Area Credit Union: 5.25% (NEW VEHICLE LOAN)
- YTR Community Federal Credit Union: 2.50% (New Auto (2022-Newer))
- Baxter Credit Union: 3.24% (Auto Loans)
- United Federal Credit Union: 3.50% (Fixed Rate New & Used Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Oregon, Ohio. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: May 7, 2026
Rate Assistant
MonitorBankRates.com · Live Data
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