Current auto loan rates in Edison, Ohio include YTR Community Federal Credit UnionYTR Community Federal Credit Union134 3rd St, Tiltonsville, OH, 43963A+5.0 ★Texas Ratio: 0.85% offering New Auto (2022-Newer) at 2.50%, Baxter Credit UnionBaxter Credit Union7000 Cardinal Pl, Dublin, OH, 43017 1091A5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, United Federal Credit UnionUnited Federal Credit Union116 Eastlawn Dr, Marion, OH, 43302A+5.0 ★Texas Ratio: 3.35% offering Fixed Rate New & Used Auto Loans at 3.95%, LAKEVIEWLAKEVIEW2909 State Rd, Ashtabula, OH, 44004B+4.8 ★Texas Ratio: 17.17% offering New Auto 2026 at 3.99%, Middletown Area Schools Credit UnionMiddletown Area Schools Credit Union1730 Central Ave, Middletown, OH, 45044 4140A+5.0 ★Texas Ratio: 1.59% offering New Vehicle at 4.00%.
Auto loan rates in Edison, Ohio are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.
We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.
Auto loan rates reflect recent market quotes and representative offers available to borrowers in Edison, Ohio. Auto Loan Rates Last Updated and Verified: March 20, 2026
A++ 750+
A+ 720-749
A+ 720-749
As Low As; APR - 2026 & Newer
A+ 720-749
A+ 720-749
A++ 750+
A 650-719
A+ 720-749
As Low As; Vehicle Model Years: All Years**
As Low As; up to 48 months
As Low As; APR - 2026 & Newer
A 650-719
A+ 720-749
As Low As
As Low As
As Low As; Vehicle Model Years: All Years**
As Low As; Vehicle Model Years: All Years**
As Low As; Vehicle Model Years: All Years**
A 650-719
A+ 720-749
As Low As
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As Low As; Vehicle Model Years: All Years**
As Low As; Vehicle Model Years: All Years**
As Low As
Vehicle Year 2020 and newer
As Low As; APR - 2023 - 2025*
As Low As; Minimum Loan Amount $4,000
As Low As
As Low As
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
As Low As
A 650-719
A+ 720-749
As Low As
As Low As; -New1: 100% financing; -Used: 100% of NADA Avg. Retail; 1-7 years old
Beacon Score 725+
over $20,000; As Low As
As Low As
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As Low As
As Low As; Minimum Loan Amount $7,500
Model Year: New - 2024
As Low As
Model Year: New - 2024
As Low As; Up to 84 months
As Low As; Up to 84 months
As Low As; 2025-2026 less than 5,000 miles
As Low As; 2019-2025 and 2025-2026 with over 5,000 miles
As Low As
As Low As
As Low As
A+ 720-749
A 650-719
2026; 72 Months (New from Dealership)
As Low As
As Low As; APR*
As Low As
As Low As; APR 4.82%**
over $20,000; As Low As
Model Year: 2023 - 2021
As Low As
As Low As; Minimum Loan Amount $10,000
As Low As
Model Year: New - 2024
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Vehicle Year 2020 and newer
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over $15,000; As Low As
over $30,000; As Low As
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As Low As
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As Low As; Minimum Loan Amount $4,000
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Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
As Low As
As Low As; Up to 48 months
As Low As
Model Year: 2023 - 2021
Three Months Young or Never Titled; No Down Payment Required
$25,000; As Low As
over $25,000; As Low As
A 650-719
A++ 750+
A 650-719
2025; 60 Months (Used)
As Low As
As Low As; APR*
As Low As; Vehicle Model Years: All Years**
As Low As
Beacon Score 725+
1-6 year loan
As Low As
As Low As; Vehicle Model Years: 2022 or Newer
Three Months Young or Never Titled; No Down Payment Required
As Low As
As Low As
As Low As
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Three Months Young or Never Titled; No Down Payment Required
As Low As; Minimum Loan Amount $15,000
As Low As
Vehicle Year 2020 and newer
As Low As; APR 5.32%**
As Low As
As Low As
As Low As
As Low As; New (2025 - 2026)
A+ 720-749
A 650-719
As Low As
As Low As; APR*
As Low As
As Low As
As Low As; Any Year
110% LTV
As Low As
As Low As
As Low As; Vehicle Model Years: 2022 or Newer
As Low As; Year: 2022-2024
100% Financing of J.D. Power Value APR based on $25,000 Loan and $250 fee
105% LTV
As Low As
As Low As; Up to 63 months
As Low As; Vehicle Model Years: 2020 or Newer**
100% Financing of J.D. Power Value APR based on $25,000 Loan and $250 fee
As Low As
As Low As; Up to 63 Months
As Low As; up to 84 months
As Low As; up to 72 months
As Low As; up to 60 months
As Low As; up to 48 months
As Low As; Up to 84 months; Over 72 months add 0.5%
As Low As; Less than 5 years old
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As Low As; Minimum Loan Amount $7,500
As Low As
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Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
As Low As
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Model Year: 2020 - 2016
As Low As
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As Low As; Used (2021 - 2024)
As Low As
A+ 720-749
A 650-719
No Down Payment
As Low As
A++ 750+
A+ 720-749
A+ 720-749
A+ 720-749
A+ 720-749
A 650-719
As Low As; Vehicle Model Years: All Years**
As Low As; up to 48 months
A 650-719
As Low As
As Low As
As Low As; Vehicle Model Years: All Years**
As Low As; Vehicle Model Years: All Years**
As Low As; Vehicle Model Years: All Years**
A 650-719
As Low As
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As Low As; Vehicle Model Years: All Years**
As Low As
As Low As
As Low As
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
As Low As
A 650-719
As Low As
As Low As; -New1: 100% financing; -Used: 100% of NADA Avg. Retail; 1-7 years old
Beacon Score 725+
over $20,000; As Low As
As Low As
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As Low As
As Low As; Up to 84 months
As Low As; 2025-2026 less than 5,000 miles
As Low As
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A+ 720-749
As Low As
As Low As; APR 4.82%**
over $20,000; As Low As
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As Low As
As Low As; up to 84 months
As Low As
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Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
As Low As
As Low As; Up to 48 months
As Low As
Three Months Young or Never Titled; No Down Payment Required
$25,000; As Low As
over $25,000; As Low As
A 650-719
As Low As; Vehicle Model Years: All Years**
1-6 year loan
As Low As
As Low As; Vehicle Model Years: 2022 or Newer
Three Months Young or Never Titled; No Down Payment Required
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Three Months Young or Never Titled; No Down Payment Required
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As Low As; New (2025 - 2026)
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110% LTV
As Low As
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105% LTV
As Low As; Up to 63 months
As Low As; Vehicle Model Years: 2020 or Newer**
As Low As
As Low As; Up to 63 Months
As Low As
As Low As
Prior Year & Current Year (untitled) Models-Limited to purchase price. Copy of purchase order required. $75,000 limit.
As Low As
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As Low As
No Down Payment
A++ 750+
A+ 720-749
As Low As; Vehicle Model Years: All Years**
A+ 720-749
As Low As
As Low As; Vehicle Model Years: All Years**
As Low As; Vehicle Model Years: All Years**
As Low As; Vehicle Model Years: All Years**
A+ 720-749
As Low As; Vehicle Model Years: All Years**
As Low As; Vehicle Model Years: All Years**
As Low As
Vehicle Year 2020 and newer
A+ 720-749
As Low As; -New1: 100% financing; -Used: 100% of NADA Avg. Retail; 1-7 years old
Beacon Score 725+
As Low As
As Low As
As Low As
As Low As
As Low As; Up to 84 months
As Low As; 2019-2025 and 2025-2026 with over 5,000 miles
A 650-719
As Low As; APR*
over $20,000; As Low As
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Vehicle Year 2020 and newer
As Low As
As Low As
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As Low As; Up to 48 months
over $25,000; As Low As
A++ 750+
A 650-719
As Low As; APR*
As Low As; Vehicle Model Years: All Years**
As Low As
Beacon Score 725+
As Low As; Vehicle Model Years: 2022 or Newer
As Low As
As Low As
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Vehicle Year 2020 and newer
As Low As; APR 5.32%**
As Low As
A+ 720-749
A 650-719
As Low As; APR*
As Low As; Any Year
As Low As; Vehicle Model Years: 2022 or Newer
As Low As; Year: 2022-2024
As Low As
As Low As; Up to 63 months
As Low As; Vehicle Model Years: 2020 or Newer**
As Low As; up to 84 months
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As Low As; up to 48 months
As Low As
As Low As
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As Low As; Used (2021 - 2024)
A+ 720-749
A 650-719