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Auto Loan Rates in Massachusetts (MA) for June 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Massachusetts. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: June 16, 2026

Current auto loan rates in Massachusetts include St Anthony Of Padua Federal Credit UnionSt Anthony Of Padua Federal Credit Union806 Bedford St, Fall River, MA, 02723A+5.0 ★Texas Ratio: 5.37% offering Used Auto Loans - with 15% down at 3.10%, American Airlines Federal Credit UnionAmerican Airlines Federal Credit UnionLogan International Airport, East Boston, MA, 02128A+5.0 ★Texas Ratio: 2.51% offering New Auto at 3.34%, TEWKSBURYTEWKSBURY752 Main St, Tewksbury, MA, 01876A+5.0 ★Texas Ratio: 1.91% offering New & Used Vehicle Loans at 3.79%, Chelsea Employees Federal Credit UnionChelsea Employees Federal Credit Union311 Chestnut St, Chelsea, MA, 02150A+5.0 ★Texas Ratio: 3.30% offering New Autos at 3.99%, PIONEER VALLEYPIONEER VALLEY246 Brookdale Dr, Springfield, MA, 01104A+5.0 ★Texas Ratio: 3.22% offering Vehicle Loan at 3.99%. Auto loan rates as of June 16, 2026 according to verified data from MonitorBankRates.

Use the tabs below to compare auto loan rates across Massachusetts side-by-side. Massachusetts auto loan rates currently start as low as 3.10% APR from St Anthony Of Padua Federal Credit Union at 806 Bedford St, Fall River, MA, 02723. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Massachusetts. Auto Loan Rates Last Updated and Verified: June 16, 2026

Compare Auto Loan Rates Today in Massachusetts

Jump to: All Auto Loans · New Auto · Used Auto

Massachusetts Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
806 Bedford St, Fall River, MA, 02723
Used Auto Loans - with 15% down
3.10%
Maximum term to 36 months
View
▼
APR3.10%
TermMaximum term to 36 months
Last UpdatedJun 16, 2026
Details

As Low As; Payment Per $1000: $29.13

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Logan International Airport, East Boston, MA, 02128
New Auto
3.34%
Up to 36 Months
View
▼
APR3.34%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details

As low as

TEWKSBURY
Institution Rating:
A+5.0 ★ Texas Ratio: 1.91%
752 Main St, Tewksbury, MA, 01876
New & Used Vehicle Loans
3.79%
36 to 84 months
View
▼
APR3.79%
Term36 to 84 months
Last UpdatedJun 16, 2026
Details

As Low As; Fixed; Terms from 36 to 84 months with Direct Deposit

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Logan International Airport, East Boston, MA, 02128
Used Auto
3.84%
Up to 36 Months
View
▼
APR3.84%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details

As low as

Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
311 Chestnut St, Chelsea, MA, 02150
New Autos
3.99%
72 Months
View
▼
APR3.99%
Term72 Months
Last UpdatedJun 16, 2026
Details

90% Financing

Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
311 Chestnut St, Chelsea, MA, 02150
Used Autos 2025 - 2026
3.99%
72 Months
View
▼
APR3.99%
Term72 Months
Last UpdatedJun 16, 2026
Details

90% Financing

PIONEER VALLEY
Institution Rating:
A+5.0 ★ Texas Ratio: 3.22%
246 Brookdale Dr, Springfield, MA, 01104
Vehicle Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedJun 16, 2026
Details

Rates as low as APR1

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Logan International Airport, East Boston, MA, 02128
New Auto
4.09%
Up to 60 months
View
▼
APR4.09%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details

As low as

St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
806 Bedford St, Fall River, MA, 02723
Used Auto Loans - with 15% down
4.10%
Maximum term to 48 months
View
▼
APR4.10%
TermMaximum term to 48 months
Last UpdatedJun 16, 2026
Details

As Low As; Payment Per $1000: $22.63

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
100 Boston Scientific Way, Marlborough, MA, 01752
Auto Loans
4.14%
0 - 75 Months
View
▼
APR4.14%
Term0 - 75 Months
Last UpdatedJun 11, 2026
Details

As Low As; 2026 & Newer

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
24 Church St, Leominster, MA, 01453
New / Used Auto Loans
4.24%
60 months
View
▼
APR4.24%
Term60 months
Last UpdatedJun 16, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay. 100% financing available for qualified vehicles. Used Vehicle rates are based on J.D. Power book value. 84 Month Term for qualified vehicles and borrowers only. All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
24 Church St, Leominster, MA, 01453
New Vehicle Loan
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedJun 16, 2026
Details

As Low As; Certain restrictions apply.

Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.09%
520 W Boylston St, Worcester, MA, 01606 2026
Vehicle Loans
4.24%
up to 4 yr
View
▼
APR4.24%
Termup to 4 yr
Last UpdatedJun 16, 2026
Details

New/Used, Buy/Refi*. Other great rates & terms available. Apply online.

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
271 Greenwood St, Worcester, MA, 01607
Auto Loan - Model Year 2023-27 - 36 Month
4.39%
36 Month
View
▼
APR4.39%
Term36 Month
Last UpdatedJun 16, 2026
Details

Attleboro Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
138 S Main St, Attleboro, MA, 02703 3909
New Automobile Loans
4.50%
Up to 60 Months
View
▼
APR4.50%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details

2026 - 2027; 100% or up to 125% Financing & VSI/$125,000 Maximum

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Logan International Airport, East Boston, MA, 02128
Used Auto
4.59%
Up to 60 months
View
▼
APR4.59%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details

As low as

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
271 Greenwood St, Worcester, MA, 01607
Auto Loan - Model Year 2022 - 36 Month
4.64%
36 Month
View
▼
APR4.64%
Term36 Month
Last UpdatedJun 16, 2026
Details

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
24 Church St, Leominster, MA, 01453
New / Used Auto Loans
4.74%
72 months
View
▼
APR4.74%
Term72 months
Last UpdatedJun 16, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay. 100% financing available for qualified vehicles. Used Vehicle rates are based on J.D. Power book value. 84 Month Term for qualified vehicles and borrowers only. All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
24 Church St, Leominster, MA, 01453
New Vehicle Loan
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedJun 16, 2026
Details

As Low As; Certain restrictions apply.

600 Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.70%
600 Atlantic Ave, Boston, MA, 02210
Auto Loans
4.75%
2024-2026
View
▼
APR4.75%
Term2024-2026
Last UpdatedJun 16, 2026
Details

As Low As

600 Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.70%
600 Atlantic Ave, Boston, MA, 02210
New Auto Loans
4.75%
Up to 75 months
View
▼
APR4.75%
TermUp to 75 months
Last UpdatedJun 16, 2026
Details

As Low As; 100% financing is available.

Attleboro Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
138 S Main St, Attleboro, MA, 02703 3909
New Automobile Loans
4.75%
Up to 72 Months
View
▼
APR4.75%
TermUp to 72 Months
Last UpdatedJun 16, 2026
Details

2026 - 2027; 100% or up to 125% Financing & VSI/$125,000 Maximum

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
271 Greenwood St, Worcester, MA, 01607
Auto Loan - Model Year 2021 - 36 Month
4.89%
36 Month
View
▼
APR4.89%
Term36 Month
Last UpdatedJun 16, 2026
Details

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
271 Greenwood St, Worcester, MA, 01607
Auto Loan - Model Year 2023-27 - 48 Month
4.89%
48 Month
View
▼
APR4.89%
Term48 Month
Last UpdatedJun 16, 2026
Details

Malden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
10 Holden St, Malden, MA, 02148
New Auto
4.95%
2 - 5 Years
View
▼
APR4.95%
Term2 - 5 Years
Last UpdatedJun 16, 2026
Details

As Low As; Maximum Amount: 110.00%

Malden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
10 Holden St, Malden, MA, 02148
Used Auto (Under 4 Years Old)
4.95%
4 Years
View
▼
APR4.95%
Term4 Years
Last UpdatedJun 16, 2026
Details

As Low As; Maximum Amount: 100.00%

Tremont Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.56%
2 Granite Ave, Milton, MA, 02186
Auto Loans (2025-2026 Model Years)
4.99%
6 to 60 months
View
▼
APR4.99%
Term6 to 60 months
Last UpdatedJun 11, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
5 Cheshire Rd, Pittsfield, MA, 01201
Auto Loans: New Vehicle
4.99%
4 Years
View
▼
APR4.99%
Term4 Years
Last UpdatedJun 16, 2026
Details

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
950 Park St, Stoughton, MA, 02072
Auto Loans - New
4.99%
Up to 60 months
View
▼
APR4.99%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details

Vehicle Years: 2025 - 2026

Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
311 Chestnut St, Chelsea, MA, 02150
Used Autos 2022 - 2024
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedJun 16, 2026
Details

90% Financing

St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
806 Bedford St, Fall River, MA, 02723
New Auto Loans
4.99%
Maximum term to 60 months
View
▼
APR4.99%
TermMaximum term to 60 months
Last UpdatedJun 16, 2026
Details

As Low As

Norfolk Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
18 Union St Ste 104, Norfolk, MA, 02056 1855
NEW Auto Loan
4.99%
Up to 72 months
View
▼
APR4.99%
TermUp to 72 months
Last UpdatedJun 16, 2026
Details

As Low As; Maximum Amount: $65,000

Morton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
88 washington st, taunton, MA, 02780 2465
New Cars Loan
4.99%
up to 7 years
View
▼
APR4.99%
Termup to 7 years
Last UpdatedJun 16, 2026
Details

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
271 Greenwood St, Worcester, MA, 01607
Auto Loan - Model Year 2022 - 48 Month
4.99%
48 Month
View
▼
APR4.99%
Term48 Month
Last UpdatedJun 16, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA, 01851
Auto Loans
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedJun 16, 2026
Details

As Low As; **

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA, 01851
New/Used Auto (Model Years 2024-2026)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedJun 16, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA, 01851
Used Auto (Model Years < 2024)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedJun 16, 2026
Details

New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.21%
1150 Purchase St, New Bedford, MA, 02740 6635
New Auto - 2025 and newer models
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedJun 16, 2026
Details

As Low As; *

PIONEER VALLEY
Institution Rating:
A+5.0 ★ Texas Ratio: 3.22%
246 Brookdale Dr, Springfield, MA, 01104
Vehicle Loan
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedJun 16, 2026
Details

Rates as low as APR1

Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
659 Eastern Ave, Fall River, MA, 02723
New Autos
5.00%
24 months
View
▼
APR5.00%
Term24 months
Last UpdatedJun 16, 2026
Details

Attleboro Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
138 S Main St, Attleboro, MA, 02703 3909
New Automobile Loans
5.00%
Up to 84 Months
View
▼
APR5.00%
TermUp to 84 Months
Last UpdatedJun 16, 2026
Details

2026 - 2027; 100% or up to 125% Financing & VSI/$125,000 Maximum

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
New Automobile Loans
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedJun 16, 2026
Details

LTV MAX: 100%; FICO Score: Platinum 720+

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 24 months
5.00%
24 months
View
▼
APR5.00%
Term24 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 100%; FICO Score: Platinum 720+

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 36 months
5.00%
36 months
View
▼
APR5.00%
Term36 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 100%; FICO Score: Platinum 720+

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 48 months
5.00%
48 months
View
▼
APR5.00%
Term48 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 100%; FICO Score: Platinum 720+

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 60 months
5.00%
60 months
View
▼
APR5.00%
Term60 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 100%; FICO Score: Platinum 720+

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
100 Boston Scientific Way, Marlborough, MA, 01752
Auto Loans
5.14%
0 - 75 Months
View
▼
APR5.14%
Term0 - 75 Months
Last UpdatedJun 11, 2026
Details

As Low As; 2023 - 2025*

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
271 Greenwood St, Worcester, MA, 01607
Auto Loan - Model Year 2023-27 - 66 Month
5.14%
66 Month
View
▼
APR5.14%
Term66 Month
Last UpdatedJun 16, 2026
Details

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
271 Greenwood St, Worcester, MA, 01607
Auto Loan - Model Year 2022 - 66 Month
5.19%
66 Month
View
▼
APR5.19%
Term66 Month
Last UpdatedJun 16, 2026
Details

New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.21%
1150 Purchase St, New Bedford, MA, 02740 6635
Used Auto - 2021 - 2019 models
5.20%
36 months
View
▼
APR5.20%
Term36 months
Last UpdatedJun 16, 2026
Details

As Low As

New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.21%
1150 Purchase St, New Bedford, MA, 02740 6635
Used Auto - 2024 - 2022 models
5.20%
36 months
View
▼
APR5.20%
Term36 months
Last UpdatedJun 16, 2026
Details

As Low As

Tremont Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.56%
2 Granite Ave, Milton, MA, 02186
Auto Loans (2025-2026 Model Years)
5.24%
61 to 72 months
View
▼
APR5.24%
Term61 to 72 months
Last UpdatedJun 11, 2026
Details

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
24 Church St, Leominster, MA, 01453
New / Used Auto Loans
5.24%
84 months
View
▼
APR5.24%
Term84 months
Last UpdatedJun 16, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay. 100% financing available for qualified vehicles. Used Vehicle rates are based on J.D. Power book value. 84 Month Term for qualified vehicles and borrowers only. All rates are subject to change without notice.

Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8 Cedar St, Woburn, MA, 01801 7246
Vehicle New/Used Finance up to 120% of the Value of the vehicle Loan
5.24%
Up to 60 Months
View
▼
APR5.24%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details

As Low As; Year: 2024-2026; Loan Amount: Maximum $100,000

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
70 Westview St, Lexington, MA, 02421 3142
New Auto
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedJun 11, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
5 Cheshire Rd, Pittsfield, MA, 01201
Auto Loans: New Vehicle
5.25%
5 Years
View
▼
APR5.25%
Term5 Years
Last UpdatedJun 16, 2026
Details

Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
659 Eastern Ave, Fall River, MA, 02723
New Autos
5.25%
36 months
View
▼
APR5.25%
Term36 months
Last UpdatedJun 16, 2026
Details

Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
659 Eastern Ave, Fall River, MA, 02723
Used Autos
5.25%
24 months
View
▼
APR5.25%
Term24 months
Last UpdatedJun 16, 2026
Details

Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
40 Pine St, Stoneham, MA, 02180 2048
New Automobile
5.25%
1-48 months
View
▼
APR5.25%
Term1-48 months
Last UpdatedJun 16, 2026
Details

Up To $60,000; 100% NADA value; Years 2025-2026; Maximum mileage up to 8,000

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
New Automobile Loans
5.25%
24 Months
View
▼
APR5.25%
Term24 Months
Last UpdatedJun 16, 2026
Details

LTV MAX: 90%; FICO Score: B 679-660

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 24 months
5.25%
24 months
View
▼
APR5.25%
Term24 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 90%; FICO Score: B 679-660

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 36 months
5.25%
36 months
View
▼
APR5.25%
Term36 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 90%; FICO Score: B 679-660

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 48 months
5.25%
48 months
View
▼
APR5.25%
Term48 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 90%; FICO Score: B 679-660

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 60 months
5.25%
60 months
View
▼
APR5.25%
Term60 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 90%; FICO Score: B 679-660

Greylock Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.81%
150 West St, Pittsfield, MA, 01201
Auto Loan - 2023 and newer vehicles
5.29%
6 Years
View
▼
APR5.29%
Term6 Years
Last UpdatedJun 16, 2026
Details

0.50% discount for new and used Electronic Vehicles (excluding Hybrids).

Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.27%
241 Union St, Rockland, MA, 02370
New & Used Auto Loan
5.39%
48 Month
View
▼
APR5.39%
Term48 Month
Last UpdatedJun 16, 2026
Details

As Low As; **

Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.27%
241 Union St, Rockland, MA, 02370
Used Auto Loan
5.39%
48 Month
View
▼
APR5.39%
Term48 Month
Last UpdatedJun 16, 2026
Details

As Low As; **

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
271 Greenwood St, Worcester, MA, 01607
Auto Loan - Model Year 2021 - 48 Month
5.39%
48 Month
View
▼
APR5.39%
Term48 Month
Last UpdatedJun 16, 2026
Details

Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.27%
241 Union St, Rockland, MA, 02370
Auto Loan
5.44%
60 Month
View
▼
APR5.44%
Term60 Month
Last UpdatedJun 16, 2026
Details

As Low As; **

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
271 Greenwood St, Worcester, MA, 01607
Auto Loan - Model Year 2022 - 75 Month
5.44%
75 Month
View
▼
APR5.44%
Term75 Month
Last UpdatedJun 16, 2026
Details

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
271 Greenwood St, Worcester, MA, 01607
Auto Loan - Model Year 2023-27 - 75 Month
5.44%
75 Month
View
▼
APR5.44%
Term75 Month
Last UpdatedJun 16, 2026
Details

Malden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
10 Holden St, Malden, MA, 02148
Used Auto (Over 4 Years Old; No More Than 10 Years)
5.45%
4 Years
View
▼
APR5.45%
Term4 Years
Last UpdatedJun 16, 2026
Details

As Low As; Maximum Amount: 100.00%

Tremont Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.56%
2 Granite Ave, Milton, MA, 02186
Auto Loans (2022-2024 Model Years)
5.49%
6 to 60 months
View
▼
APR5.49%
Term6 to 60 months
Last UpdatedJun 11, 2026
Details

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
70 Westview St, Lexington, MA, 02421 3142
Used Auto
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedJun 11, 2026
Details

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
950 Park St, Stoughton, MA, 02072
Auto Loans - Used
5.49%
Up to 60 months
View
▼
APR5.49%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details

Vehicle Years: 2022 - 2025

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
200 Concord St, Framingham, MA, 01702 8306
Used Auto (Years 2021 - 2024) Direct Deposit Auto Pay - Up to 60 months
5.49%
Up to 60 months
View
▼
APR5.49%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details

Estimated payment per $1,000.00 is $19.10 based on 60 months

Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8 Cedar St, Woburn, MA, 01801 7246
Vehicle New Finance up to 120% of the Value of the vehicle Loan
5.49%
Up to 60 Months
View
▼
APR5.49%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details

As Low As; Year: 2024-2026; Loan Amount: Maximum $100,000

Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.27%
241 Union St, Rockland, MA, 02370
New & Used Auto Loan
5.49%
72 Month
View
▼
APR5.49%
Term72 Month
Last UpdatedJun 16, 2026
Details

As Low As; **

Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.27%
241 Union St, Rockland, MA, 02370
Used Auto Loan
5.49%
72 Month
View
▼
APR5.49%
Term72 Month
Last UpdatedJun 16, 2026
Details

As Low As; **

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA, 01851
Auto Loans
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedJun 16, 2026
Details

As Low As; **

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA, 01851
New/Used Auto (Model Years 2024-2026)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedJun 16, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA, 01851
Used Auto (Model Years 2021-2023)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedJun 16, 2026
Details

PIONEER VALLEY
Institution Rating:
A+5.0 ★ Texas Ratio: 3.22%
246 Brookdale Dr, Springfield, MA, 01104
Vehicle Loan
5.49%
66 Months
View
▼
APR5.49%
Term66 Months
Last UpdatedJun 16, 2026
Details

Rates as low as APR1

Bank of Easton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
275 Washington St, North Easton, MA, 02356
Auto Loans
5.50%
12-60 months
View
▼
APR5.50%
Term12-60 months
Last UpdatedJun 16, 2026
Details

Year: 2022-2026

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
950 Park St, Stoughton, MA, 02072
Auto Loans - New
5.50%
72 months
View
▼
APR5.50%
Term72 months
Last UpdatedJun 16, 2026
Details

Vehicle Years: 2025 - 2026

Pentucket Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
1 Merrimack St, Haverhill, MA, 01830
New Vehicles Loan
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedJun 16, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
63 State St, Newburyport, MA, 01950
New Vehicles Loan
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedJun 16, 2026
Details

Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
375 Merrimack St, Lowell, MA, 01852 5909
New Vehicles Loan
5.50%
7 year(s)
View
▼
APR5.50%
Term7 year(s)
Last UpdatedJun 16, 2026
Details

Model Yrs: 2024 - 2025; Tier: 1; Credit Score: 700-850; Debt Ratio: 42 %; MAX: $ 100,000

Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
659 Eastern Ave, Fall River, MA, 02723
New Autos
5.50%
72 months
View
▼
APR5.50%
Term72 months
Last UpdatedJun 16, 2026
Details

Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
659 Eastern Ave, Fall River, MA, 02723
Used Autos
5.50%
36 months
View
▼
APR5.50%
Term36 months
Last UpdatedJun 16, 2026
Details

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
New Automobile Loans
5.50%
24 Months
View
▼
APR5.50%
Term24 Months
Last UpdatedJun 16, 2026
Details

LTV MAX: 80%; FICO Score: C 659-640

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 24 months
5.50%
24 months
View
▼
APR5.50%
Term24 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 80%; FICO Score: C 659-640

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 36 months
5.50%
36 months
View
▼
APR5.50%
Term36 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 80%; FICO Score: C 659-640

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 48 months
5.50%
48 months
View
▼
APR5.50%
Term48 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 80%; FICO Score: C 659-640

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 60 months
5.50%
60 months
View
▼
APR5.50%
Term60 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 80%; FICO Score: C 659-640

Somerset Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
740 County St, Somerset, MA, 02726
New & Used Auto Loan
5.50%
12 Months to 72 Months
View
▼
APR5.50%
Term12 Months to 72 Months
Last UpdatedJun 16, 2026
Details

As Low As

Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.27%
241 Union St, Rockland, MA, 02370
Auto Loan
5.54%
48 Month
View
▼
APR5.54%
Term48 Month
Last UpdatedJun 16, 2026
Details

As Low As; **

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
70 Westview St, Lexington, MA, 02421 3142
Used Auto
5.63%
72 Months
View
▼
APR5.63%
Term72 Months
Last UpdatedJun 11, 2026
Details

Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.27%
241 Union St, Rockland, MA, 02370
Auto Loan
5.64%
48 Month
View
▼
APR5.64%
Term48 Month
Last UpdatedJun 16, 2026
Details

As Low As; **

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
271 Greenwood St, Worcester, MA, 01607
Auto Loan - Model Year 2021 - 66 Month
5.64%
66 Month
View
▼
APR5.64%
Term66 Month
Last UpdatedJun 16, 2026
Details

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
950 Park St, Stoughton, MA, 02072
Auto Loans - Used
5.74%
Up to 60 months
View
▼
APR5.74%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details

Vehicle Years: 2018 - 2021

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
200 Concord St, Framingham, MA, 01702 8306
Used Auto (Years 2021 - 2024) Without Direct Deposit Auto Pay - Up to 60 months
5.74%
Up to 60 months
View
▼
APR5.74%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details

Estimated payment per $1,000.00 is $19.22 based on 60 months

Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8 Cedar St, Woburn, MA, 01801 7246
Vehicle New/Used Finance up to 120% of the Value of the vehicle Loan
5.74%
Up to 61-84 Months
View
▼
APR5.74%
TermUp to 61-84 Months
Last UpdatedJun 16, 2026
Details

As Low As; Year: 2024-2026; Loan Amount: Maximum $100,000

New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
1 Wall St Ste 402, Burlington, MA, 01803
New Auto Loan
5.74%
3 Year Term
View
▼
APR5.74%
Term3 Year Term
Last UpdatedJun 16, 2026
Details

As Low As; Age of Vehicle: 2023 and Newer

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
70 Westview St, Lexington, MA, 02421 3142
New Auto
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedJun 11, 2026
Details

Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
21 Main St, Franklin, MA, 02038
New Cars Loan
5.75%
36 Months
View
▼
APR5.75%
Term36 Months
Last UpdatedJun 16, 2026
Details

As Low As

Pentucket Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
1 Merrimack St, Haverhill, MA, 01830
Auto Loan
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedJun 16, 2026
Details

Pentucket Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
1 Merrimack St, Haverhill, MA, 01830
New Vehicles Loan
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedJun 16, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
63 State St, Newburyport, MA, 01950
New Vehicles Loan
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedJun 16, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
63 State St, Newburyport, MA, 01950
Used Vehicles Loan
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedJun 16, 2026
Details

Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
659 Eastern Ave, Fall River, MA, 02723
Used Autos
5.75%
72 months
View
▼
APR5.75%
Term72 months
Last UpdatedJun 16, 2026
Details

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
New Automobile Loans
5.75%
24 Months
View
▼
APR5.75%
Term24 Months
Last UpdatedJun 16, 2026
Details

LTV MAX: 70%; FICO Score: D 639-620

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 24 months
5.75%
24 months
View
▼
APR5.75%
Term24 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 70%; FICO Score: D 639-620

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 36 months
5.75%
36 months
View
▼
APR5.75%
Term36 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 70%; FICO Score: D 639-620

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 48 months
5.75%
48 months
View
▼
APR5.75%
Term48 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 70%; FICO Score: D 639-620

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 60 months
5.75%
60 months
View
▼
APR5.75%
Term60 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 70%; FICO Score: D 639-620

New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.21%
1150 Purchase St, New Bedford, MA, 02740 6635
New Auto - 2025 and newer models
5.75%
75 months
View
▼
APR5.75%
Term75 months
Last UpdatedJun 16, 2026
Details

As Low As; **

Greylock Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.81%
150 West St, Pittsfield, MA, 01201
Auto Loan - 2020-2022
5.79%
6 Years
View
▼
APR5.79%
Term6 Years
Last UpdatedJun 16, 2026
Details

0.50% discount for new and used Electronic Vehicles (excluding Hybrids).

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
950 Park St, Stoughton, MA, 02072
Auto Loans - Used
5.99%
72 months
View
▼
APR5.99%
Term72 months
Last UpdatedJun 16, 2026
Details

Vehicle Years: 2022 - 2025

Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
311 Chestnut St, Chelsea, MA, 02150
Used Autos 2019 - 2021
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedJun 16, 2026
Details

90% Financing

Somerville Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.92%
236 Holland St, Somerville, MA, 02144
New Vehicle Loans
5.99%
Up to 72 months
View
▼
APR5.99%
TermUp to 72 months
Last UpdatedJun 16, 2026
Details

Maximum Amount: $80,000; Minimum Balance: $30,000 for 72-84 months

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
200 Concord St, Framingham, MA, 01702 8306
Used Auto (Years 2021 - 2024) Direct Deposit Auto Pay for 61-84 months
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedJun 16, 2026
Details

Estimated payment per $1,000.00 is $14.61 based on 84 months

St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
806 Bedford St, Fall River, MA, 02723
Used Auto Loans - with 15% down (Maximum term to 48 months, Vehicles 1 - 5 years old)
5.99%
48 months
View
▼
APR5.99%
Term48 months
Last UpdatedJun 16, 2026
Details

As Low As; Vehicles 1 - 5 years old

Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
40 Pine St, Stoneham, MA, 02180 2048
New Automobile
5.99%
49-72 months
View
▼
APR5.99%
Term49-72 months
Last UpdatedJun 16, 2026
Details

Up To $60,000; 100% NADA value; Years 2025-2026; Maximum mileage up to 8,000

Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8 Cedar St, Woburn, MA, 01801 7246
Vehicle New Finance up to 120% of the Value of the vehicle Loan
5.99%
Up to 61-84 Months
View
▼
APR5.99%
TermUp to 61-84 Months
Last UpdatedJun 16, 2026
Details

As Low As; Year: 2024-2026; Loan Amount: Maximum $100,000

Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8 Cedar St, Woburn, MA, 01801 7246
Vehicle Used Finance up to 120% of the Value of the vehicle Loan
5.99%
Up to 60 Months
View
▼
APR5.99%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details

As Low As; Year: 2019-2023; Loan Amount: Maximum $75,000

New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
1 Wall St Ste 402, Burlington, MA, 01803
New Auto Loan
5.99%
4 Year Term
View
▼
APR5.99%
Term4 Year Term
Last UpdatedJun 16, 2026
Details

As Low As; Age of Vehicle: 2023 and Newer

Morton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
88 washington st, taunton, MA, 02780 2465
Used Cars Loan
5.99%
up to 6 years
View
▼
APR5.99%
Termup to 6 years
Last UpdatedJun 16, 2026
Details

Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
51 Willow St, Lynn, MA, 01901
New Vehicle (60 month) Loan
5.99%
60 month
View
▼
APR5.99%
Term60 month
Last UpdatedJun 16, 2026
Details

PIONEER VALLEY
Institution Rating:
A+5.0 ★ Texas Ratio: 3.22%
246 Brookdale Dr, Springfield, MA, 01104
Vehicle Loan
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedJun 16, 2026
Details

Rates as low as APR1

Pentucket Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
1 Merrimack St, Haverhill, MA, 01830
Auto Loan
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedJun 16, 2026
Details

Pentucket Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
1 Merrimack St, Haverhill, MA, 01830
New Vehicles Loan
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedJun 16, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
63 State St, Newburyport, MA, 01950
New Vehicles Loan
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedJun 16, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
63 State St, Newburyport, MA, 01950
Used Vehicles Loan
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedJun 16, 2026
Details

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
New Automobile Loans
6.00%
24 Months
View
▼
APR6.00%
Term24 Months
Last UpdatedJun 16, 2026
Details

LTV MAX: 60%; FICO Score: E < 619

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 24 months
6.00%
24 months
View
▼
APR6.00%
Term24 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 60%; FICO Score: E < 619

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 36 months
6.00%
36 months
View
▼
APR6.00%
Term36 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 60%; FICO Score: E < 619

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 48 months
6.00%
48 months
View
▼
APR6.00%
Term48 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 60%; FICO Score: E < 619

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 60 months
6.00%
60 months
View
▼
APR6.00%
Term60 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 60%; FICO Score: E < 619

New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.21%
1150 Purchase St, New Bedford, MA, 02740 6635
New Auto - 2025 and newer models
6.00%
84 months
View
▼
APR6.00%
Term84 months
Last UpdatedJun 16, 2026
Details

As Low As; **

Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
375 Merrimack St, Lowell, MA, 01852 5909
Used Vehicle Loan
6.10%
6 year(s)
View
▼
APR6.10%
Term6 year(s)
Last UpdatedJun 16, 2026
Details

Model Yrs: 2010 - 2023; Credit Score: 700-850; Debt Ratio: 42 %; MAX: $ 85,000

Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
243 Broadway, Methuen, MA, 01844
24 Month New Auto Loan
6.12%
24 Month
View
▼
APR6.12%
Term24 Month
Last UpdatedJun 16, 2026
Details

Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
243 Broadway, Methuen, MA, 01844
New Auto
6.12%
24 mo.
View
▼
APR6.12%
Term24 mo.
Last UpdatedJun 16, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
100 Boston Scientific Way, Marlborough, MA, 01752
Auto Loans
6.14%
76 - 84 Months
View
▼
APR6.14%
Term76 - 84 Months
Last UpdatedJun 11, 2026
Details

As Low As

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
271 Greenwood St, Worcester, MA, 01607
Auto Loan - Model Year 2020 - 66 Month
6.14%
66 Month
View
▼
APR6.14%
Term66 Month
Last UpdatedJun 16, 2026
Details

Tremont Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.56%
2 Granite Ave, Milton, MA, 02186
Auto Loans (2025-2026 Model Years)
6.24%
73 to 84 months
View
▼
APR6.24%
Term73 to 84 months
Last UpdatedJun 11, 2026
Details

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
950 Park St, Stoughton, MA, 02072
Auto Loans - New
6.24%
84 months
View
▼
APR6.24%
Term84 months
Last UpdatedJun 16, 2026
Details

Vehicle Years: 2025 - 2026

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
200 Concord St, Framingham, MA, 01702 8306
Used Auto (Years 2021 - 2024) Without Direct Deposit Auto Pay for 61-84 months
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedJun 16, 2026
Details

Estimated payment per $1,000.00 is $14.73 based on 84 months

Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8 Cedar St, Woburn, MA, 01801 7246
Vehicle Used Finance up to 120% of the Value of the vehicle Loan
6.24%
Up to 60 Months
View
▼
APR6.24%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details

As Low As; Year: 2019-2023; Loan Amount: Maximum $75,000

New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
1 Wall St Ste 402, Burlington, MA, 01803
Used Auto Loan
6.24%
3 Year Term
View
▼
APR6.24%
Term3 Year Term
Last UpdatedJun 16, 2026
Details

As Low As; Age of Vehicle: 2018 - 2022

Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.27%
241 Union St, Rockland, MA, 02370
Auto Loan
6.24%
48 Month
View
▼
APR6.24%
Term48 Month
Last UpdatedJun 16, 2026
Details

As Low As; **

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
100 SWIFT ST, EAST BOSTON, MA, 02128 1864
New Auto 4 Year term
6.24%
48 Months
View
▼
APR6.24%
Term48 Months
Last UpdatedJun 16, 2026
Details

As Low As

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
5 Cheshire Rd, Pittsfield, MA, 01201
Auto Loans: Used Vehicle
6.25%
5 Years
View
▼
APR6.25%
Term5 Years
Last UpdatedJun 16, 2026
Details

Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
21 Main St, Franklin, MA, 02038
New Cars Loan
6.25%
48 Months
View
▼
APR6.25%
Term48 Months
Last UpdatedJun 16, 2026
Details

As Low As

Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
243 Broadway, Methuen, MA, 01844
New Auto
6.25%
36 mo.
View
▼
APR6.25%
Term36 mo.
Last UpdatedJun 16, 2026
Details

Bank of Easton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
275 Washington St, North Easton, MA, 02356
Auto Loans
6.25%
12-48 months
View
▼
APR6.25%
Term12-48 months
Last UpdatedJun 16, 2026
Details

Year: 2019-2021

Country Bank for Savings
Institution Rating:
A5.0 ★ Texas Ratio: 7.70%
155 West St, Ware, MA, 01082
Vehicle Loan
6.25%
60 Months
View
▼
APR6.25%
Term60 Months
Last UpdatedJun 16, 2026
Details

Year of Vehicle: 2024-2026

Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
375 Merrimack St, Lowell, MA, 01852 5909
New Vehicles Loan
6.25%
7 year(s)
View
▼
APR6.25%
Term7 year(s)
Last UpdatedJun 16, 2026
Details

Model Yrs: 2024 - 2025; Tier: 2; Credit Score: 600-699; Debt Ratio: 38 %; MAX: $ 100,000

New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.21%
1150 Purchase St, New Bedford, MA, 02740 6635
Used Auto - 2024 - 2022 models
6.25%
75 months
View
▼
APR6.25%
Term75 months
Last UpdatedJun 16, 2026
Details

As Low As

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
271 Greenwood St, Worcester, MA, 01607
Auto Loan - Model Year 2021 - 75 Month
6.34%
75 Month
View
▼
APR6.34%
Term75 Month
Last UpdatedJun 16, 2026
Details

Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
243 Broadway, Methuen, MA, 01844
New Auto
6.38%
48 mo.
View
▼
APR6.38%
Term48 mo.
Last UpdatedJun 16, 2026
Details

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
271 Greenwood St, Worcester, MA, 01607
Auto Loan - Model Year 2019 - 60 Month
6.44%
60 Month
View
▼
APR6.44%
Term60 Month
Last UpdatedJun 16, 2026
Details

Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
40 Pine St, Stoneham, MA, 02180 2048
Used Automobile
6.49%
12-72 months
View
▼
APR6.49%
Term12-72 months
Last UpdatedJun 16, 2026
Details

Up To $50,000; 90% NADA value; Years 2020-2026

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
100 SWIFT ST, EAST BOSTON, MA, 02128 1864
New Auto 5 Year term
6.49%
60 Months
View
▼
APR6.49%
Term60 Months
Last UpdatedJun 16, 2026
Details

As Low As

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
100 SWIFT ST, EAST BOSTON, MA, 02128 1864
Used Auto
6.49%
48 Months
View
▼
APR6.49%
Term48 Months
Last UpdatedJun 16, 2026
Details

As Low As*

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
100 SWIFT ST, EAST BOSTON, MA, 02128 1864
Used Auto 4 Year term
6.49%
48 Months
View
▼
APR6.49%
Term48 Months
Last UpdatedJun 16, 2026
Details

As Low As

PIONEER VALLEY
Institution Rating:
A+5.0 ★ Texas Ratio: 3.22%
246 Brookdale Dr, Springfield, MA, 01104
Vehicle Loan
6.49%
78 Months
View
▼
APR6.49%
Term78 Months
Last UpdatedJun 16, 2026
Details

Rates as low as APR1

Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
21 Main St, Franklin, MA, 02038
Used Cars Loan
6.50%
24 Months
View
▼
APR6.50%
Term24 Months
Last UpdatedJun 16, 2026
Details

As Low As

Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
243 Broadway, Methuen, MA, 01844
New Auto
6.50%
60 mo.
View
▼
APR6.50%
Term60 mo.
Last UpdatedJun 16, 2026
Details

Country Bank for Savings
Institution Rating:
A5.0 ★ Texas Ratio: 7.70%
155 West St, Ware, MA, 01082
Vehicle Loan
6.50%
72 Months
View
▼
APR6.50%
Term72 Months
Last UpdatedJun 16, 2026
Details

Year of Vehicle: 2024-2026

Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
375 Merrimack St, Lowell, MA, 01852 5909
New Vehicles Loan
6.50%
7 year(s)
View
▼
APR6.50%
Term7 year(s)
Last UpdatedJun 16, 2026
Details

Model Yrs: 2024 - 2025; Tier: 3; Credit Score: 500-599; Debt Ratio: 32 %; MAX: $ 100,000

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
271 Greenwood St, Worcester, MA, 01607
Auto Loan - Model Year 2020 - 75 Month
6.54%
75 Month
View
▼
APR6.54%
Term75 Month
Last UpdatedJun 16, 2026
Details

Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
243 Broadway, Methuen, MA, 01844
Used Auto
6.62%
24 mo.
View
▼
APR6.62%
Term24 mo.
Last UpdatedJun 16, 2026
Details

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
271 Greenwood St, Worcester, MA, 01607
Auto Loan - Model Year 2022 - 84 Month
6.64%
84 Month
View
▼
APR6.64%
Term84 Month
Last UpdatedJun 16, 2026
Details

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.16%
271 Greenwood St, Worcester, MA, 01607
Auto Loan - Model Year 2023-27 - 84 Month
6.64%
84 Month
View
▼
APR6.64%
Term84 Month
Last UpdatedJun 16, 2026
Details

New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
1 Wall St Ste 402, Burlington, MA, 01803
Used Auto Loan
6.74%
4 Year Term
View
▼
APR6.74%
Term4 Year Term
Last UpdatedJun 16, 2026
Details

As Low As; Age of Vehicle: 2018 - 2022

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
100 SWIFT ST, EAST BOSTON, MA, 02128 1864
New Auto 6 Year term
6.74%
72 Months
View
▼
APR6.74%
Term72 Months
Last UpdatedJun 16, 2026
Details

As Low As

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
100 SWIFT ST, EAST BOSTON, MA, 02128 1864
Used Auto
6.74%
60 Months
View
▼
APR6.74%
Term60 Months
Last UpdatedJun 16, 2026
Details

As Low As*

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
100 SWIFT ST, EAST BOSTON, MA, 02128 1864
Used Auto 5 Year term
6.74%
60 Months
View
▼
APR6.74%
Term60 Months
Last UpdatedJun 16, 2026
Details

As Low As

Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
21 Main St, Franklin, MA, 02038
New Cars Loan
6.75%
60 Months
View
▼
APR6.75%
Term60 Months
Last UpdatedJun 16, 2026
Details

As Low As

Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
243 Broadway, Methuen, MA, 01844
Used Auto
6.75%
36 mo.
View
▼
APR6.75%
Term36 mo.
Last UpdatedJun 16, 2026
Details

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
200 Concord St, Framingham, MA, 01702 8306
Used Auto (Years 2018 - 2020) Direct Deposit Auto Pay
6.75%
Up to 60 months
View
▼
APR6.75%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details

Estimated payment per $1,000.00 is $19.69 based on 60 months

Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
51 Willow St, Lynn, MA, 01901
New Vehicle (Over 60 Month) Loan
6.75%
Over 60 Month
View
▼
APR6.75%
TermOver 60 Month
Last UpdatedJun 16, 2026
Details

Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
375 Merrimack St, Lowell, MA, 01852 5909
Used Vehicle Loan
6.85%
6 year(s)
View
▼
APR6.85%
Term6 year(s)
Last UpdatedJun 16, 2026
Details

Model Yrs: 2010 - 2023; Credit Score: 600-699; Debt Ratio: 38 %; MAX: $ 85,000

Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
243 Broadway, Methuen, MA, 01844
Used Auto
6.88%
48 mo.
View
▼
APR6.88%
Term48 mo.
Last UpdatedJun 16, 2026
Details

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
70 Westview St, Lexington, MA, 02421 3142
New Auto
6.88%
84 Months
View
▼
APR6.88%
Term84 Months
Last UpdatedJun 11, 2026
Details

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
70 Westview St, Lexington, MA, 02421 3142
Used Auto
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedJun 11, 2026
Details

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
950 Park St, Stoughton, MA, 02072
Auto Loans - Used
6.99%
84 months
View
▼
APR6.99%
Term84 months
Last UpdatedJun 16, 2026
Details

Vehicle Years: 2022 - 2025

Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
311 Chestnut St, Chelsea, MA, 02150
Used Autos 2016 - 2018
6.99%
60 Months
View
▼
APR6.99%
Term60 Months
Last UpdatedJun 16, 2026
Details

90% Financing

Somerville Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.92%
236 Holland St, Somerville, MA, 02144
Used Vehicle Loans 2021 - 2023
6.99%
Up to 72 months
View
▼
APR6.99%
TermUp to 72 months
Last UpdatedJun 16, 2026
Details

As Low As; $30,000 min for 72 mos

St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
806 Bedford St, Fall River, MA, 02723
Used Auto Loans - with 15% down (Maximum term to 48 months, Vehicles 6 years or older)
6.99%
48 months
View
▼
APR6.99%
Term48 months
Last UpdatedJun 16, 2026
Details

As Low As; Vehicles 6 years or older

Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8 Cedar St, Woburn, MA, 01801 7246
Vehicle Used Finance up to 80% of the Value of the vehicle Loan
6.99%
Up to 36 Months
View
▼
APR6.99%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details

As Low As; Year: 2009-2018; Loan Amount: Maximum $50,000

New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
1 Wall St Ste 402, Burlington, MA, 01803
New Auto Loan
6.99%
6 Year Term
View
▼
APR6.99%
Term6 Year Term
Last UpdatedJun 16, 2026
Details

As Low As; Age of Vehicle: 2023 and Newer

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA, 01851
Auto Loans
6.99%
84 months
View
▼
APR6.99%
Term84 months
Last UpdatedJun 16, 2026
Details

As Low As; **

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA, 01851
New/Used Auto (Model Years 2022-2026)
6.99%
84 months
View
▼
APR6.99%
Term84 months
Last UpdatedJun 16, 2026
Details

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
100 SWIFT ST, EAST BOSTON, MA, 02128 1864
New Auto 7 Year term
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedJun 16, 2026
Details

As Low As

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
100 SWIFT ST, EAST BOSTON, MA, 02128 1864
Used Auto
6.99%
72 Months
View
▼
APR6.99%
Term72 Months
Last UpdatedJun 16, 2026
Details

As Low As*

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
100 SWIFT ST, EAST BOSTON, MA, 02128 1864
Used Auto 6 Year term
6.99%
72 Months
View
▼
APR6.99%
Term72 Months
Last UpdatedJun 16, 2026
Details

As Low As

New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.21%
1150 Purchase St, New Bedford, MA, 02740 6635
Used Auto - 2024 - 2022 models
6.99%
84 months
View
▼
APR6.99%
Term84 months
Last UpdatedJun 16, 2026
Details

As Low As

PIONEER VALLEY
Institution Rating:
A+5.0 ★ Texas Ratio: 3.22%
246 Brookdale Dr, Springfield, MA, 01104
Vehicle Loan
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedJun 16, 2026
Details

Rates as low as APR1

Massachusetts New Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Logan International Airport, East Boston, MA, 02128
New Auto
3.34%
Up to 36 Months
View
▼
APR3.34%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details

As low as

TEWKSBURY
Institution Rating:
A+5.0 ★ Texas Ratio: 1.91%
752 Main St, Tewksbury, MA, 01876
New & Used Vehicle Loans
3.79%
36 to 84 months
View
▼
APR3.79%
Term36 to 84 months
Last UpdatedJun 16, 2026
Details

As Low As; Fixed; Terms from 36 to 84 months with Direct Deposit

Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
311 Chestnut St, Chelsea, MA, 02150
New Autos
3.99%
72 Months
View
▼
APR3.99%
Term72 Months
Last UpdatedJun 16, 2026
Details

90% Financing

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Logan International Airport, East Boston, MA, 02128
New Auto
4.09%
Up to 60 months
View
▼
APR4.09%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details

As low as

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
24 Church St, Leominster, MA, 01453
New / Used Auto Loans
4.24%
60 months
View
▼
APR4.24%
Term60 months
Last UpdatedJun 16, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay. 100% financing available for qualified vehicles. Used Vehicle rates are based on J.D. Power book value. 84 Month Term for qualified vehicles and borrowers only. All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
24 Church St, Leominster, MA, 01453
New Vehicle Loan
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedJun 16, 2026
Details

As Low As; Certain restrictions apply.

Attleboro Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
138 S Main St, Attleboro, MA, 02703 3909
New Automobile Loans
4.50%
Up to 60 Months
View
▼
APR4.50%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details

2026 - 2027; 100% or up to 125% Financing & VSI/$125,000 Maximum

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
24 Church St, Leominster, MA, 01453
New / Used Auto Loans
4.74%
72 months
View
▼
APR4.74%
Term72 months
Last UpdatedJun 16, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay. 100% financing available for qualified vehicles. Used Vehicle rates are based on J.D. Power book value. 84 Month Term for qualified vehicles and borrowers only. All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
24 Church St, Leominster, MA, 01453
New Vehicle Loan
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedJun 16, 2026
Details

As Low As; Certain restrictions apply.

600 Atlantic Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.70%
600 Atlantic Ave, Boston, MA, 02210
New Auto Loans
4.75%
Up to 75 months
View
▼
APR4.75%
TermUp to 75 months
Last UpdatedJun 16, 2026
Details

As Low As; 100% financing is available.

Attleboro Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
138 S Main St, Attleboro, MA, 02703 3909
New Automobile Loans
4.75%
Up to 72 Months
View
▼
APR4.75%
TermUp to 72 Months
Last UpdatedJun 16, 2026
Details

2026 - 2027; 100% or up to 125% Financing & VSI/$125,000 Maximum

Malden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
10 Holden St, Malden, MA, 02148
New Auto
4.95%
2 - 5 Years
View
▼
APR4.95%
Term2 - 5 Years
Last UpdatedJun 16, 2026
Details

As Low As; Maximum Amount: 110.00%

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
5 Cheshire Rd, Pittsfield, MA, 01201
Auto Loans: New Vehicle
4.99%
4 Years
View
▼
APR4.99%
Term4 Years
Last UpdatedJun 16, 2026
Details

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
950 Park St, Stoughton, MA, 02072
Auto Loans - New
4.99%
Up to 60 months
View
▼
APR4.99%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details

Vehicle Years: 2025 - 2026

St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
806 Bedford St, Fall River, MA, 02723
New Auto Loans
4.99%
Maximum term to 60 months
View
▼
APR4.99%
TermMaximum term to 60 months
Last UpdatedJun 16, 2026
Details

As Low As

Norfolk Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.92%
18 Union St Ste 104, Norfolk, MA, 02056 1855
NEW Auto Loan
4.99%
Up to 72 months
View
▼
APR4.99%
TermUp to 72 months
Last UpdatedJun 16, 2026
Details

As Low As; Maximum Amount: $65,000

Morton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
88 washington st, taunton, MA, 02780 2465
New Cars Loan
4.99%
up to 7 years
View
▼
APR4.99%
Termup to 7 years
Last UpdatedJun 16, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA, 01851
New/Used Auto (Model Years 2024-2026)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedJun 16, 2026
Details

New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.21%
1150 Purchase St, New Bedford, MA, 02740 6635
New Auto - 2025 and newer models
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedJun 16, 2026
Details

As Low As; *

Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
659 Eastern Ave, Fall River, MA, 02723
New Autos
5.00%
24 months
View
▼
APR5.00%
Term24 months
Last UpdatedJun 16, 2026
Details

Attleboro Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
138 S Main St, Attleboro, MA, 02703 3909
New Automobile Loans
5.00%
Up to 84 Months
View
▼
APR5.00%
TermUp to 84 Months
Last UpdatedJun 16, 2026
Details

2026 - 2027; 100% or up to 125% Financing & VSI/$125,000 Maximum

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
New Automobile Loans
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedJun 16, 2026
Details

LTV MAX: 100%; FICO Score: Platinum 720+

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
24 Church St, Leominster, MA, 01453
New / Used Auto Loans
5.24%
84 months
View
▼
APR5.24%
Term84 months
Last UpdatedJun 16, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay. 100% financing available for qualified vehicles. Used Vehicle rates are based on J.D. Power book value. 84 Month Term for qualified vehicles and borrowers only. All rates are subject to change without notice.

Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8 Cedar St, Woburn, MA, 01801 7246
Vehicle New/Used Finance up to 120% of the Value of the vehicle Loan
5.24%
Up to 60 Months
View
▼
APR5.24%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details

As Low As; Year: 2024-2026; Loan Amount: Maximum $100,000

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
70 Westview St, Lexington, MA, 02421 3142
New Auto
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedJun 11, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
5 Cheshire Rd, Pittsfield, MA, 01201
Auto Loans: New Vehicle
5.25%
5 Years
View
▼
APR5.25%
Term5 Years
Last UpdatedJun 16, 2026
Details

Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
659 Eastern Ave, Fall River, MA, 02723
New Autos
5.25%
36 months
View
▼
APR5.25%
Term36 months
Last UpdatedJun 16, 2026
Details

Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
40 Pine St, Stoneham, MA, 02180 2048
New Automobile
5.25%
1-48 months
View
▼
APR5.25%
Term1-48 months
Last UpdatedJun 16, 2026
Details

Up To $60,000; 100% NADA value; Years 2025-2026; Maximum mileage up to 8,000

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
New Automobile Loans
5.25%
24 Months
View
▼
APR5.25%
Term24 Months
Last UpdatedJun 16, 2026
Details

LTV MAX: 90%; FICO Score: B 679-660

Greylock Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.81%
150 West St, Pittsfield, MA, 01201
Auto Loan - 2023 and newer vehicles
5.29%
6 Years
View
▼
APR5.29%
Term6 Years
Last UpdatedJun 16, 2026
Details

0.50% discount for new and used Electronic Vehicles (excluding Hybrids).

Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.27%
241 Union St, Rockland, MA, 02370
New & Used Auto Loan
5.39%
48 Month
View
▼
APR5.39%
Term48 Month
Last UpdatedJun 16, 2026
Details

As Low As; **

Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8 Cedar St, Woburn, MA, 01801 7246
Vehicle New Finance up to 120% of the Value of the vehicle Loan
5.49%
Up to 60 Months
View
▼
APR5.49%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details

As Low As; Year: 2024-2026; Loan Amount: Maximum $100,000

Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.27%
241 Union St, Rockland, MA, 02370
New & Used Auto Loan
5.49%
72 Month
View
▼
APR5.49%
Term72 Month
Last UpdatedJun 16, 2026
Details

As Low As; **

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA, 01851
New/Used Auto (Model Years 2024-2026)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedJun 16, 2026
Details

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
950 Park St, Stoughton, MA, 02072
Auto Loans - New
5.50%
72 months
View
▼
APR5.50%
Term72 months
Last UpdatedJun 16, 2026
Details

Vehicle Years: 2025 - 2026

Pentucket Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
1 Merrimack St, Haverhill, MA, 01830
New Vehicles Loan
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedJun 16, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
63 State St, Newburyport, MA, 01950
New Vehicles Loan
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedJun 16, 2026
Details

Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
375 Merrimack St, Lowell, MA, 01852 5909
New Vehicles Loan
5.50%
7 year(s)
View
▼
APR5.50%
Term7 year(s)
Last UpdatedJun 16, 2026
Details

Model Yrs: 2024 - 2025; Tier: 1; Credit Score: 700-850; Debt Ratio: 42 %; MAX: $ 100,000

Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
659 Eastern Ave, Fall River, MA, 02723
New Autos
5.50%
72 months
View
▼
APR5.50%
Term72 months
Last UpdatedJun 16, 2026
Details

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
New Automobile Loans
5.50%
24 Months
View
▼
APR5.50%
Term24 Months
Last UpdatedJun 16, 2026
Details

LTV MAX: 80%; FICO Score: C 659-640

Somerset Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
740 County St, Somerset, MA, 02726
New & Used Auto Loan
5.50%
12 Months to 72 Months
View
▼
APR5.50%
Term12 Months to 72 Months
Last UpdatedJun 16, 2026
Details

As Low As

Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8 Cedar St, Woburn, MA, 01801 7246
Vehicle New/Used Finance up to 120% of the Value of the vehicle Loan
5.74%
Up to 61-84 Months
View
▼
APR5.74%
TermUp to 61-84 Months
Last UpdatedJun 16, 2026
Details

As Low As; Year: 2024-2026; Loan Amount: Maximum $100,000

New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
1 Wall St Ste 402, Burlington, MA, 01803
New Auto Loan
5.74%
3 Year Term
View
▼
APR5.74%
Term3 Year Term
Last UpdatedJun 16, 2026
Details

As Low As; Age of Vehicle: 2023 and Newer

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
70 Westview St, Lexington, MA, 02421 3142
New Auto
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedJun 11, 2026
Details

Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
21 Main St, Franklin, MA, 02038
New Cars Loan
5.75%
36 Months
View
▼
APR5.75%
Term36 Months
Last UpdatedJun 16, 2026
Details

As Low As

Pentucket Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
1 Merrimack St, Haverhill, MA, 01830
New Vehicles Loan
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedJun 16, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
63 State St, Newburyport, MA, 01950
New Vehicles Loan
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedJun 16, 2026
Details

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
New Automobile Loans
5.75%
24 Months
View
▼
APR5.75%
Term24 Months
Last UpdatedJun 16, 2026
Details

LTV MAX: 70%; FICO Score: D 639-620

New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.21%
1150 Purchase St, New Bedford, MA, 02740 6635
New Auto - 2025 and newer models
5.75%
75 months
View
▼
APR5.75%
Term75 months
Last UpdatedJun 16, 2026
Details

As Low As; **

Somerville Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.92%
236 Holland St, Somerville, MA, 02144
New Vehicle Loans
5.99%
Up to 72 months
View
▼
APR5.99%
TermUp to 72 months
Last UpdatedJun 16, 2026
Details

Maximum Amount: $80,000; Minimum Balance: $30,000 for 72-84 months

Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
40 Pine St, Stoneham, MA, 02180 2048
New Automobile
5.99%
49-72 months
View
▼
APR5.99%
Term49-72 months
Last UpdatedJun 16, 2026
Details

Up To $60,000; 100% NADA value; Years 2025-2026; Maximum mileage up to 8,000

Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8 Cedar St, Woburn, MA, 01801 7246
Vehicle New Finance up to 120% of the Value of the vehicle Loan
5.99%
Up to 61-84 Months
View
▼
APR5.99%
TermUp to 61-84 Months
Last UpdatedJun 16, 2026
Details

As Low As; Year: 2024-2026; Loan Amount: Maximum $100,000

New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
1 Wall St Ste 402, Burlington, MA, 01803
New Auto Loan
5.99%
4 Year Term
View
▼
APR5.99%
Term4 Year Term
Last UpdatedJun 16, 2026
Details

As Low As; Age of Vehicle: 2023 and Newer

Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
51 Willow St, Lynn, MA, 01901
New Vehicle (60 month) Loan
5.99%
60 month
View
▼
APR5.99%
Term60 month
Last UpdatedJun 16, 2026
Details

Pentucket Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
1 Merrimack St, Haverhill, MA, 01830
New Vehicles Loan
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedJun 16, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
63 State St, Newburyport, MA, 01950
New Vehicles Loan
6.00%
72 Months
View
▼
APR6.00%
Term72 Months
Last UpdatedJun 16, 2026
Details

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
New Automobile Loans
6.00%
24 Months
View
▼
APR6.00%
Term24 Months
Last UpdatedJun 16, 2026
Details

LTV MAX: 60%; FICO Score: E < 619

New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.21%
1150 Purchase St, New Bedford, MA, 02740 6635
New Auto - 2025 and newer models
6.00%
84 months
View
▼
APR6.00%
Term84 months
Last UpdatedJun 16, 2026
Details

As Low As; **

Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
243 Broadway, Methuen, MA, 01844
24 Month New Auto Loan
6.12%
24 Month
View
▼
APR6.12%
Term24 Month
Last UpdatedJun 16, 2026
Details

Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
243 Broadway, Methuen, MA, 01844
New Auto
6.12%
24 mo.
View
▼
APR6.12%
Term24 mo.
Last UpdatedJun 16, 2026
Details

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
950 Park St, Stoughton, MA, 02072
Auto Loans - New
6.24%
84 months
View
▼
APR6.24%
Term84 months
Last UpdatedJun 16, 2026
Details

Vehicle Years: 2025 - 2026

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
100 SWIFT ST, EAST BOSTON, MA, 02128 1864
New Auto 4 Year term
6.24%
48 Months
View
▼
APR6.24%
Term48 Months
Last UpdatedJun 16, 2026
Details

As Low As

Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
21 Main St, Franklin, MA, 02038
New Cars Loan
6.25%
48 Months
View
▼
APR6.25%
Term48 Months
Last UpdatedJun 16, 2026
Details

As Low As

Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
243 Broadway, Methuen, MA, 01844
New Auto
6.25%
36 mo.
View
▼
APR6.25%
Term36 mo.
Last UpdatedJun 16, 2026
Details

Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
375 Merrimack St, Lowell, MA, 01852 5909
New Vehicles Loan
6.25%
7 year(s)
View
▼
APR6.25%
Term7 year(s)
Last UpdatedJun 16, 2026
Details

Model Yrs: 2024 - 2025; Tier: 2; Credit Score: 600-699; Debt Ratio: 38 %; MAX: $ 100,000

Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
243 Broadway, Methuen, MA, 01844
New Auto
6.38%
48 mo.
View
▼
APR6.38%
Term48 mo.
Last UpdatedJun 16, 2026
Details

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
100 SWIFT ST, EAST BOSTON, MA, 02128 1864
New Auto 5 Year term
6.49%
60 Months
View
▼
APR6.49%
Term60 Months
Last UpdatedJun 16, 2026
Details

As Low As

Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
243 Broadway, Methuen, MA, 01844
New Auto
6.50%
60 mo.
View
▼
APR6.50%
Term60 mo.
Last UpdatedJun 16, 2026
Details

Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
375 Merrimack St, Lowell, MA, 01852 5909
New Vehicles Loan
6.50%
7 year(s)
View
▼
APR6.50%
Term7 year(s)
Last UpdatedJun 16, 2026
Details

Model Yrs: 2024 - 2025; Tier: 3; Credit Score: 500-599; Debt Ratio: 32 %; MAX: $ 100,000

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
100 SWIFT ST, EAST BOSTON, MA, 02128 1864
New Auto 6 Year term
6.74%
72 Months
View
▼
APR6.74%
Term72 Months
Last UpdatedJun 16, 2026
Details

As Low As

Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
21 Main St, Franklin, MA, 02038
New Cars Loan
6.75%
60 Months
View
▼
APR6.75%
Term60 Months
Last UpdatedJun 16, 2026
Details

As Low As

Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
51 Willow St, Lynn, MA, 01901
New Vehicle (Over 60 Month) Loan
6.75%
Over 60 Month
View
▼
APR6.75%
TermOver 60 Month
Last UpdatedJun 16, 2026
Details

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
70 Westview St, Lexington, MA, 02421 3142
New Auto
6.88%
84 Months
View
▼
APR6.88%
Term84 Months
Last UpdatedJun 11, 2026
Details

New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
1 Wall St Ste 402, Burlington, MA, 01803
New Auto Loan
6.99%
6 Year Term
View
▼
APR6.99%
Term6 Year Term
Last UpdatedJun 16, 2026
Details

As Low As; Age of Vehicle: 2023 and Newer

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA, 01851
New/Used Auto (Model Years 2022-2026)
6.99%
84 months
View
▼
APR6.99%
Term84 months
Last UpdatedJun 16, 2026
Details

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
100 SWIFT ST, EAST BOSTON, MA, 02128 1864
New Auto 7 Year term
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedJun 16, 2026
Details

As Low As

Massachusetts Used Auto Auto Loan Rates

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
806 Bedford St, Fall River, MA, 02723
Used Auto Loans - with 15% down
3.10%
Maximum term to 36 months
View
▼
APR3.10%
TermMaximum term to 36 months
Last UpdatedJun 16, 2026
Details

As Low As; Payment Per $1000: $29.13

TEWKSBURY
Institution Rating:
A+5.0 ★ Texas Ratio: 1.91%
752 Main St, Tewksbury, MA, 01876
New & Used Vehicle Loans
3.79%
36 to 84 months
View
▼
APR3.79%
Term36 to 84 months
Last UpdatedJun 16, 2026
Details

As Low As; Fixed; Terms from 36 to 84 months with Direct Deposit

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Logan International Airport, East Boston, MA, 02128
Used Auto
3.84%
Up to 36 Months
View
▼
APR3.84%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details

As low as

Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
311 Chestnut St, Chelsea, MA, 02150
Used Autos 2025 - 2026
3.99%
72 Months
View
▼
APR3.99%
Term72 Months
Last UpdatedJun 16, 2026
Details

90% Financing

St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
806 Bedford St, Fall River, MA, 02723
Used Auto Loans - with 15% down
4.10%
Maximum term to 48 months
View
▼
APR4.10%
TermMaximum term to 48 months
Last UpdatedJun 16, 2026
Details

As Low As; Payment Per $1000: $22.63

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
24 Church St, Leominster, MA, 01453
New / Used Auto Loans
4.24%
60 months
View
▼
APR4.24%
Term60 months
Last UpdatedJun 16, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay. 100% financing available for qualified vehicles. Used Vehicle rates are based on J.D. Power book value. 84 Month Term for qualified vehicles and borrowers only. All rates are subject to change without notice.

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.51%
Logan International Airport, East Boston, MA, 02128
Used Auto
4.59%
Up to 60 months
View
▼
APR4.59%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details

As low as

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
24 Church St, Leominster, MA, 01453
New / Used Auto Loans
4.74%
72 months
View
▼
APR4.74%
Term72 months
Last UpdatedJun 16, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay. 100% financing available for qualified vehicles. Used Vehicle rates are based on J.D. Power book value. 84 Month Term for qualified vehicles and borrowers only. All rates are subject to change without notice.

Malden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
10 Holden St, Malden, MA, 02148
Used Auto (Under 4 Years Old)
4.95%
4 Years
View
▼
APR4.95%
Term4 Years
Last UpdatedJun 16, 2026
Details

As Low As; Maximum Amount: 100.00%

Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
311 Chestnut St, Chelsea, MA, 02150
Used Autos 2022 - 2024
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedJun 16, 2026
Details

90% Financing

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA, 01851
New/Used Auto (Model Years 2024-2026)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedJun 16, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA, 01851
Used Auto (Model Years < 2024)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedJun 16, 2026
Details

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 24 months
5.00%
24 months
View
▼
APR5.00%
Term24 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 100%; FICO Score: Platinum 720+

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 36 months
5.00%
36 months
View
▼
APR5.00%
Term36 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 100%; FICO Score: Platinum 720+

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 48 months
5.00%
48 months
View
▼
APR5.00%
Term48 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 100%; FICO Score: Platinum 720+

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 60 months
5.00%
60 months
View
▼
APR5.00%
Term60 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 100%; FICO Score: Platinum 720+

New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.21%
1150 Purchase St, New Bedford, MA, 02740 6635
Used Auto - 2021 - 2019 models
5.20%
36 months
View
▼
APR5.20%
Term36 months
Last UpdatedJun 16, 2026
Details

As Low As

New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.21%
1150 Purchase St, New Bedford, MA, 02740 6635
Used Auto - 2024 - 2022 models
5.20%
36 months
View
▼
APR5.20%
Term36 months
Last UpdatedJun 16, 2026
Details

As Low As

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
24 Church St, Leominster, MA, 01453
New / Used Auto Loans
5.24%
84 months
View
▼
APR5.24%
Term84 months
Last UpdatedJun 16, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay. 100% financing available for qualified vehicles. Used Vehicle rates are based on J.D. Power book value. 84 Month Term for qualified vehicles and borrowers only. All rates are subject to change without notice.

Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8 Cedar St, Woburn, MA, 01801 7246
Vehicle New/Used Finance up to 120% of the Value of the vehicle Loan
5.24%
Up to 60 Months
View
▼
APR5.24%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details

As Low As; Year: 2024-2026; Loan Amount: Maximum $100,000

Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
659 Eastern Ave, Fall River, MA, 02723
Used Autos
5.25%
24 months
View
▼
APR5.25%
Term24 months
Last UpdatedJun 16, 2026
Details

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 24 months
5.25%
24 months
View
▼
APR5.25%
Term24 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 90%; FICO Score: B 679-660

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 36 months
5.25%
36 months
View
▼
APR5.25%
Term36 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 90%; FICO Score: B 679-660

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 48 months
5.25%
48 months
View
▼
APR5.25%
Term48 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 90%; FICO Score: B 679-660

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 60 months
5.25%
60 months
View
▼
APR5.25%
Term60 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 90%; FICO Score: B 679-660

Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.27%
241 Union St, Rockland, MA, 02370
New & Used Auto Loan
5.39%
48 Month
View
▼
APR5.39%
Term48 Month
Last UpdatedJun 16, 2026
Details

As Low As; **

Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.27%
241 Union St, Rockland, MA, 02370
Used Auto Loan
5.39%
48 Month
View
▼
APR5.39%
Term48 Month
Last UpdatedJun 16, 2026
Details

As Low As; **

Malden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
10 Holden St, Malden, MA, 02148
Used Auto (Over 4 Years Old; No More Than 10 Years)
5.45%
4 Years
View
▼
APR5.45%
Term4 Years
Last UpdatedJun 16, 2026
Details

As Low As; Maximum Amount: 100.00%

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
70 Westview St, Lexington, MA, 02421 3142
Used Auto
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedJun 11, 2026
Details

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
950 Park St, Stoughton, MA, 02072
Auto Loans - Used
5.49%
Up to 60 months
View
▼
APR5.49%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details

Vehicle Years: 2022 - 2025

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
200 Concord St, Framingham, MA, 01702 8306
Used Auto (Years 2021 - 2024) Direct Deposit Auto Pay - Up to 60 months
5.49%
Up to 60 months
View
▼
APR5.49%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details

Estimated payment per $1,000.00 is $19.10 based on 60 months

Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.27%
241 Union St, Rockland, MA, 02370
New & Used Auto Loan
5.49%
72 Month
View
▼
APR5.49%
Term72 Month
Last UpdatedJun 16, 2026
Details

As Low As; **

Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.27%
241 Union St, Rockland, MA, 02370
Used Auto Loan
5.49%
72 Month
View
▼
APR5.49%
Term72 Month
Last UpdatedJun 16, 2026
Details

As Low As; **

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA, 01851
New/Used Auto (Model Years 2024-2026)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedJun 16, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA, 01851
Used Auto (Model Years 2021-2023)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedJun 16, 2026
Details

Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
659 Eastern Ave, Fall River, MA, 02723
Used Autos
5.50%
36 months
View
▼
APR5.50%
Term36 months
Last UpdatedJun 16, 2026
Details

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 24 months
5.50%
24 months
View
▼
APR5.50%
Term24 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 80%; FICO Score: C 659-640

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 36 months
5.50%
36 months
View
▼
APR5.50%
Term36 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 80%; FICO Score: C 659-640

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 48 months
5.50%
48 months
View
▼
APR5.50%
Term48 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 80%; FICO Score: C 659-640

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 60 months
5.50%
60 months
View
▼
APR5.50%
Term60 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 80%; FICO Score: C 659-640

Somerset Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.48%
740 County St, Somerset, MA, 02726
New & Used Auto Loan
5.50%
12 Months to 72 Months
View
▼
APR5.50%
Term12 Months to 72 Months
Last UpdatedJun 16, 2026
Details

As Low As

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
70 Westview St, Lexington, MA, 02421 3142
Used Auto
5.63%
72 Months
View
▼
APR5.63%
Term72 Months
Last UpdatedJun 11, 2026
Details

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
950 Park St, Stoughton, MA, 02072
Auto Loans - Used
5.74%
Up to 60 months
View
▼
APR5.74%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details

Vehicle Years: 2018 - 2021

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
200 Concord St, Framingham, MA, 01702 8306
Used Auto (Years 2021 - 2024) Without Direct Deposit Auto Pay - Up to 60 months
5.74%
Up to 60 months
View
▼
APR5.74%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details

Estimated payment per $1,000.00 is $19.22 based on 60 months

Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8 Cedar St, Woburn, MA, 01801 7246
Vehicle New/Used Finance up to 120% of the Value of the vehicle Loan
5.74%
Up to 61-84 Months
View
▼
APR5.74%
TermUp to 61-84 Months
Last UpdatedJun 16, 2026
Details

As Low As; Year: 2024-2026; Loan Amount: Maximum $100,000

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
63 State St, Newburyport, MA, 01950
Used Vehicles Loan
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedJun 16, 2026
Details

Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
659 Eastern Ave, Fall River, MA, 02723
Used Autos
5.75%
72 months
View
▼
APR5.75%
Term72 months
Last UpdatedJun 16, 2026
Details

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 24 months
5.75%
24 months
View
▼
APR5.75%
Term24 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 70%; FICO Score: D 639-620

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 36 months
5.75%
36 months
View
▼
APR5.75%
Term36 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 70%; FICO Score: D 639-620

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 48 months
5.75%
48 months
View
▼
APR5.75%
Term48 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 70%; FICO Score: D 639-620

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 60 months
5.75%
60 months
View
▼
APR5.75%
Term60 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 70%; FICO Score: D 639-620

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
950 Park St, Stoughton, MA, 02072
Auto Loans - Used
5.99%
72 months
View
▼
APR5.99%
Term72 months
Last UpdatedJun 16, 2026
Details

Vehicle Years: 2022 - 2025

Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
311 Chestnut St, Chelsea, MA, 02150
Used Autos 2019 - 2021
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedJun 16, 2026
Details

90% Financing

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
200 Concord St, Framingham, MA, 01702 8306
Used Auto (Years 2021 - 2024) Direct Deposit Auto Pay for 61-84 months
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedJun 16, 2026
Details

Estimated payment per $1,000.00 is $14.61 based on 84 months

St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
806 Bedford St, Fall River, MA, 02723
Used Auto Loans - with 15% down (Maximum term to 48 months, Vehicles 1 - 5 years old)
5.99%
48 months
View
▼
APR5.99%
Term48 months
Last UpdatedJun 16, 2026
Details

As Low As; Vehicles 1 - 5 years old

Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8 Cedar St, Woburn, MA, 01801 7246
Vehicle Used Finance up to 120% of the Value of the vehicle Loan
5.99%
Up to 60 Months
View
▼
APR5.99%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details

As Low As; Year: 2019-2023; Loan Amount: Maximum $75,000

Morton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
88 washington st, taunton, MA, 02780 2465
Used Cars Loan
5.99%
up to 6 years
View
▼
APR5.99%
Termup to 6 years
Last UpdatedJun 16, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
63 State St, Newburyport, MA, 01950
Used Vehicles Loan
6.00%
60 Months
View
▼
APR6.00%
Term60 Months
Last UpdatedJun 16, 2026
Details

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 24 months
6.00%
24 months
View
▼
APR6.00%
Term24 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 60%; FICO Score: E < 619

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 36 months
6.00%
36 months
View
▼
APR6.00%
Term36 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 60%; FICO Score: E < 619

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 48 months
6.00%
48 months
View
▼
APR6.00%
Term48 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 60%; FICO Score: E < 619

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.57%
101 Page St, New Bedford, MA, 02740
Used Automobile Loans 60 months
6.00%
60 months
View
▼
APR6.00%
Term60 months
Last UpdatedJun 16, 2026
Details

LTV MAX: 60%; FICO Score: E < 619

Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
375 Merrimack St, Lowell, MA, 01852 5909
Used Vehicle Loan
6.10%
6 year(s)
View
▼
APR6.10%
Term6 year(s)
Last UpdatedJun 16, 2026
Details

Model Yrs: 2010 - 2023; Credit Score: 700-850; Debt Ratio: 42 %; MAX: $ 85,000

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
200 Concord St, Framingham, MA, 01702 8306
Used Auto (Years 2021 - 2024) Without Direct Deposit Auto Pay for 61-84 months
6.24%
84 Months
View
▼
APR6.24%
Term84 Months
Last UpdatedJun 16, 2026
Details

Estimated payment per $1,000.00 is $14.73 based on 84 months

Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8 Cedar St, Woburn, MA, 01801 7246
Vehicle Used Finance up to 120% of the Value of the vehicle Loan
6.24%
Up to 60 Months
View
▼
APR6.24%
TermUp to 60 Months
Last UpdatedJun 16, 2026
Details

As Low As; Year: 2019-2023; Loan Amount: Maximum $75,000

New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
1 Wall St Ste 402, Burlington, MA, 01803
Used Auto Loan
6.24%
3 Year Term
View
▼
APR6.24%
Term3 Year Term
Last UpdatedJun 16, 2026
Details

As Low As; Age of Vehicle: 2018 - 2022

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
5 Cheshire Rd, Pittsfield, MA, 01201
Auto Loans: Used Vehicle
6.25%
5 Years
View
▼
APR6.25%
Term5 Years
Last UpdatedJun 16, 2026
Details

New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.21%
1150 Purchase St, New Bedford, MA, 02740 6635
Used Auto - 2024 - 2022 models
6.25%
75 months
View
▼
APR6.25%
Term75 months
Last UpdatedJun 16, 2026
Details

As Low As

Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.59%
40 Pine St, Stoneham, MA, 02180 2048
Used Automobile
6.49%
12-72 months
View
▼
APR6.49%
Term12-72 months
Last UpdatedJun 16, 2026
Details

Up To $50,000; 90% NADA value; Years 2020-2026

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
100 SWIFT ST, EAST BOSTON, MA, 02128 1864
Used Auto
6.49%
48 Months
View
▼
APR6.49%
Term48 Months
Last UpdatedJun 16, 2026
Details

As Low As*

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
100 SWIFT ST, EAST BOSTON, MA, 02128 1864
Used Auto 4 Year term
6.49%
48 Months
View
▼
APR6.49%
Term48 Months
Last UpdatedJun 16, 2026
Details

As Low As

Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
21 Main St, Franklin, MA, 02038
Used Cars Loan
6.50%
24 Months
View
▼
APR6.50%
Term24 Months
Last UpdatedJun 16, 2026
Details

As Low As

Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
243 Broadway, Methuen, MA, 01844
Used Auto
6.62%
24 mo.
View
▼
APR6.62%
Term24 mo.
Last UpdatedJun 16, 2026
Details

New England Teamsters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
1 Wall St Ste 402, Burlington, MA, 01803
Used Auto Loan
6.74%
4 Year Term
View
▼
APR6.74%
Term4 Year Term
Last UpdatedJun 16, 2026
Details

As Low As; Age of Vehicle: 2018 - 2022

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
100 SWIFT ST, EAST BOSTON, MA, 02128 1864
Used Auto
6.74%
60 Months
View
▼
APR6.74%
Term60 Months
Last UpdatedJun 16, 2026
Details

As Low As*

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
100 SWIFT ST, EAST BOSTON, MA, 02128 1864
Used Auto 5 Year term
6.74%
60 Months
View
▼
APR6.74%
Term60 Months
Last UpdatedJun 16, 2026
Details

As Low As

Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
243 Broadway, Methuen, MA, 01844
Used Auto
6.75%
36 mo.
View
▼
APR6.75%
Term36 mo.
Last UpdatedJun 16, 2026
Details

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
200 Concord St, Framingham, MA, 01702 8306
Used Auto (Years 2018 - 2020) Direct Deposit Auto Pay
6.75%
Up to 60 months
View
▼
APR6.75%
TermUp to 60 months
Last UpdatedJun 16, 2026
Details

Estimated payment per $1,000.00 is $19.69 based on 60 months

Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
375 Merrimack St, Lowell, MA, 01852 5909
Used Vehicle Loan
6.85%
6 year(s)
View
▼
APR6.85%
Term6 year(s)
Last UpdatedJun 16, 2026
Details

Model Yrs: 2010 - 2023; Credit Score: 600-699; Debt Ratio: 38 %; MAX: $ 85,000

Methuen Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.45%
243 Broadway, Methuen, MA, 01844
Used Auto
6.88%
48 mo.
View
▼
APR6.88%
Term48 mo.
Last UpdatedJun 16, 2026
Details

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 7.09%
70 Westview St, Lexington, MA, 02421 3142
Used Auto
6.99%
84 Months
View
▼
APR6.99%
Term84 Months
Last UpdatedJun 11, 2026
Details

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
950 Park St, Stoughton, MA, 02072
Auto Loans - Used
6.99%
84 months
View
▼
APR6.99%
Term84 months
Last UpdatedJun 16, 2026
Details

Vehicle Years: 2022 - 2025

Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.30%
311 Chestnut St, Chelsea, MA, 02150
Used Autos 2016 - 2018
6.99%
60 Months
View
▼
APR6.99%
Term60 Months
Last UpdatedJun 16, 2026
Details

90% Financing

Somerville Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.92%
236 Holland St, Somerville, MA, 02144
Used Vehicle Loans 2021 - 2023
6.99%
Up to 72 months
View
▼
APR6.99%
TermUp to 72 months
Last UpdatedJun 16, 2026
Details

As Low As; $30,000 min for 72 mos

St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.37%
806 Bedford St, Fall River, MA, 02723
Used Auto Loans - with 15% down (Maximum term to 48 months, Vehicles 6 years or older)
6.99%
48 months
View
▼
APR6.99%
Term48 months
Last UpdatedJun 16, 2026
Details

As Low As; Vehicles 6 years or older

Common Trust Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.79%
8 Cedar St, Woburn, MA, 01801 7246
Vehicle Used Finance up to 80% of the Value of the vehicle Loan
6.99%
Up to 36 Months
View
▼
APR6.99%
TermUp to 36 Months
Last UpdatedJun 16, 2026
Details

As Low As; Year: 2009-2018; Loan Amount: Maximum $50,000

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.60%
87 Hale St, Lowell, MA, 01851
New/Used Auto (Model Years 2022-2026)
6.99%
84 months
View
▼
APR6.99%
Term84 months
Last UpdatedJun 16, 2026
Details

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
100 SWIFT ST, EAST BOSTON, MA, 02128 1864
Used Auto
6.99%
72 Months
View
▼
APR6.99%
Term72 Months
Last UpdatedJun 16, 2026
Details

As Low As*

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.65%
100 SWIFT ST, EAST BOSTON, MA, 02128 1864
Used Auto 6 Year term
6.99%
72 Months
View
▼
APR6.99%
Term72 Months
Last UpdatedJun 16, 2026
Details

As Low As

New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.21%
1150 Purchase St, New Bedford, MA, 02740 6635
Used Auto - 2024 - 2022 models
6.99%
84 months
View
▼
APR6.99%
Term84 months
Last UpdatedJun 16, 2026
Details

As Low As

Massachusetts Auto Loan Rate Trends

Compare local Massachusetts auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Massachusetts Auto Trends →
New Auto Loan — MA Avg
6.535%
▲ 0.354 vs 7 days ago

Massachusetts new auto rates rose 0.354 points over the past 7 days to 6.535% APR.

Used Auto Loan — MA Avg
6.511%
▼ 0.061 vs 7 days ago

Massachusetts used auto rates fell 0.061 points over the past 7 days to 6.511% APR.

As of Jun 19, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Massachusetts auto loan rate tables are free for consumers to use, and we do not receive payment from any lender to be included or to be ranked in any particular order. Listings are based solely on the rates each lender publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Auto Loan Rate Data: We aggregate new and used auto loan rates for Massachusetts directly from the official websites of banks, credit unions, and online lenders using our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing data from the lenders’ own digital properties and verifying APRs regularly, every rate on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available auto loan products in Massachusetts. We feature a comprehensive mix of lenders — from neighborhood credit unions and competitive regional banks to large national auto lenders available to borrowers in MA.

Regularly Updated APRs: Our rate updaters verify and update auto loan rates regularly. Because APRs can change based on market conditions and lender policies, every product features its own “last updated” date for full transparency. Auto loan APRs shown typically represent the lowest available rate for borrowers with excellent credit; your actual rate will depend on your credit history, credit score, income, loan term, vehicle age, and other underwriting factors.

Frequently Asked Questions about Auto Loans in Massachusetts

How does my credit score affect my car loan rate in Massachusetts?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Massachusetts with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Massachusetts *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Massachusetts typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Massachusetts?

Based on our current data, some of the lowest auto loan rates available in Massachusetts include:
  • St Anthony Of Padua Federal Credit Union: 3.10% (Used Auto Loans - with 15% down)
  • American Airlines Federal Credit Union: 3.34% (New Auto)
  • TEWKSBURY: 3.79% (New & Used Vehicle Loans)
  • Chelsea Employees Federal Credit Union: 3.99% (New Autos)
  • PIONEER VALLEY: 3.99% (Vehicle Loan)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Massachusetts. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: June 16, 2026

Massachusetts Rates & Resources

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Auto Loan Rates by City in Massachusetts

  • Abington
  • Accord
  • Acton
  • Acushnet
  • Adams
  • Agawam
  • Allston
  • Amesbury
  • Amherst
  • Andover
  • Arlington
  • Arlington Heights
  • Ashburnham
  • Ashby
  • Ashfield
  • Ashland
  • Ashley Falls
  • Assonet
  • Athol
  • Attleboro
  • Attleboro Falls
  • Auburn
  • Auburndale
  • Avon
  • Ayer
  • Babson Park
  • Baldwinville
  • Barnstable
  • Barnstable Town
  • Barre
  • Becket
  • Bedford
  • Belchertown
  • Bellingham
  • Belmont
  • Berkley
  • Berkshire
  • Berlin
  • Bernardston
  • Beverly
  • Billerica
  • Blackstone
  • Blandford
  • Bolton
  • Bondsville
  • Boston
  • Boxborough
  • Boxford
  • Boylston
  • Braintree
  • Brant Rock
  • Brewster
  • Bridgewater
  • Brighton
  • Brimfield
  • Brockton
  • Brookfield
  • Brookline
  • Brookline Village
  • Bryantville
  • Buckland
  • Burlington
  • Buzzards Bay
  • Byfield
  • Cambridge
  • Canton
  • Carlisle
  • Carver
  • Cataumet
  • Centerville
  • Charlemont
  • Charlestown
  • Charlton
  • Charlton City
  • Charlton Depot
  • Chartley
  • Chatham
  • Chelmsford
  • Chelsea
  • Cherry Valley
  • Cheshire
  • Chester
  • Chesterfield
  • Chestnut Hill
  • Chicopee
  • Chilmark
  • Clinton
  • Cohasset
  • Colrain
  • Concord
  • Conway
  • Cotuit
  • Cummaquid
  • Cummington
  • Cuttyhunk
  • Dalton
  • Danvers
  • Dartmouth
  • Dedham
  • Deerfield
  • Dennis
  • Dennis Port
  • Dighton
  • Douglas
  • Dover
  • Dracut
  • Drury
  • Dudley
  • Dunstable
  • Duxbury
  • East Bridgewater
  • East Brookfield
  • East Dennis
  • East Falmouth
  • East Freetown
  • East Longmeadow
  • East Mansfield
  • East Orleans
  • East Otis
  • East Princeton
  • East Sandwich
  • East Taunton
  • East Templeton
  • East Walpole
  • East Wareham
  • Eastham
  • Easthampton
  • Easton
  • Edgartown
  • Elmwood
  • Erving
  • Essex
  • Everett
  • Fairhaven
  • Fall River
  • Falmouth
  • Fayville
  • Feeding Hills
  • Fiskdale
  • Fitchburg
  • Florence
  • Forestdale
  • Foxboro
  • Foxborough
  • Framingham
  • Franklin
  • Gardner
  • Georgetown
  • Gilbertville
  • Glendale
  • Gloucester
  • Goshen
  • Grafton
  • Granby
  • Granville
  • Great Barrington
  • Green Harbor
  • Greenbush
  • Greenfield
  • Groton
  • Groveland
  • Hadley
  • Halifax
  • Hamilton
  • Hampden
  • Hanover
  • Hanson
  • Hardwick
  • Harvard
  • Harwich
  • Harwich Port
  • Hatfield
  • Hathorne
  • Haverhill
  • Haydenville
  • Heath
  • Hingham
  • Hinsdale
  • Holbrook
  • Holden
  • Holland
  • Holliston
  • Holyoke
  • Hopedale
  • Hopkinton
  • Housatonic
  • Hubbardston
  • Hudson
  • Hull
  • Humarock
  • Huntington
  • Hyannis
  • Hyannis Port
  • Hyde Park
  • Indian Orchard
  • Ipswich
  • Jamaica Plain
  • Jefferson
  • Kingston
  • Lake Pleasant
  • Lakeville
  • Lancaster
  • Lanesboro
  • Lawrence
  • Lee
  • Leeds
  • Leicester
  • Lenox
  • Lenox Dale
  • Leominster
  • Leverett
  • Lexington
  • Lincoln
  • Linwood
  • Littleton
  • Longmeadow
  • Lowell
  • Ludlow
  • Lunenburg
  • Lynn
  • Lynnfield
  • Malden
  • Manchaug
  • Manchester
  • Manomet
  • Mansfield
  • Marblehead
  • Marion
  • Marlborough
  • Marshfield
  • Marshfield Hills
  • Marstons Mills
  • Mashpee
  • Mattapan
  • Mattapoisett
  • Maynard
  • Medfield
  • Medford
  • Medway
  • Melrose
  • Mendon
  • Menemsha
  • Merrimac
  • Methuen
  • Middleboro
  • Middlefield
  • Middleton
  • Milford
  • Mill River
  • Millbury
  • Millis
  • Millville
  • Milton
  • Milton Village
  • Minot
  • Monponsett
  • Monroe Bridge
  • Monson
  • Montague
  • Monterey
  • Monument Beach
  • Nahant
  • Nantucket
  • Natick
  • Needham
  • New Bedford
  • New Braintree
  • New Salem
  • New Town
  • Newbury
  • Newburyport
  • Newton
  • Newton Center
  • Newton Highlands
  • Newton Lower Falls
  • Newton Upper Falls
  • Newtonville
  • Nonantum
  • Norfolk
  • North Adams
  • North Amherst
  • North Andover
  • North Attleboro
  • North Billerica
  • North Brookfield
  • North Carver
  • North Chatham
  • North Chelmsford
  • North Dartmouth
  • North Dighton
  • North Eastham
  • North Easton
  • North Egremont
  • North Falmouth
  • North Grafton
  • North Hatfield
  • North Marshfield
  • North Oxford
  • North Pembroke
  • North Reading
  • North Scituate
  • North Truro
  • North Uxbridge
  • Northampton
  • Northborough
  • Northbridge
  • Northfield
  • Norton
  • Norwell
  • Norwood
  • Nutting Lake
  • Oak Bluffs
  • Oakham
  • Ocean Bluff
  • Onset
  • Orange
  • Orleans
  • Osterville
  • Otis
  • Oxford
  • Palmer
  • Paxton
  • Peabody
  • Pembroke
  • Pepperell
  • Petersham
  • Pinehurst
  • Pittsfield
  • Plainfield
  • Plainville
  • Plymouth
  • Plympton
  • Pocasset
  • Prides Crossing
  • Princeton
  • Provincetown
  • Quincy
  • Randolph
  • Raynham
  • Raynham Center
  • Reading
  • Readville
  • Rehoboth
  • Revere
  • Richmond
  • Rochdale
  • Rochester
  • Rockland
  • Rockport
  • Roslindale
  • Rowe
  • Rowley
  • Royalston
  • Russell
  • Rutland
  • Sagamore
  • Sagamore Beach
  • Salem
  • Salisbury
  • Sandisfield
  • Sandwich
  • Saugus
  • Savoy
  • Scituate
  • Seekonk
  • Sharon
  • Shattuckville
  • Sheffield
  • Shelburne Falls
  • Sheldonville
  • Sherborn
  • Shirley
  • Shrewsbury
  • Shutesbury
  • Siasconset
  • Silver Beach
  • Somerset
  • Somerville
  • South Barre
  • South Carver
  • South Chatham
  • South Dartmouth
  • South Deerfield
  • South Dennis
  • South Easton
  • South Egremont
  • South Grafton
  • South Hadley
  • South Hamilton
  • South Harwich
  • South Lancaster
  • South Lee
  • South Orleans
  • South Walpole
  • South Wellfleet
  • South Yarmouth
  • Southampton
  • Southborough
  • Southbridge
  • Southfield
  • Southwick
  • Spencer
  • Springfield
  • Sterling
  • Still River
  • Stockbridge
  • Stoneham
  • Stoughton
  • Stow
  • Sturbridge
  • Sudbury
  • Sunderland
  • Sutton
  • Swampscott
  • Swansea
  • Taunton
  • Templeton
  • Tewksbury
  • Thorndike
  • Three Rivers
  • Tolland
  • Topsfield
  • Townsend
  • Truro
  • Turners Falls
  • Tyngsboro
  • Tyringham
  • Upton
  • Uxbridge
  • Village Of Nagog Woods
  • Vineyard Haven
  • Waban
  • Wakefield
  • Wales
  • Walpole
  • Waltham
  • Ware
  • Wareham
  • Warren
  • Warwick
  • Watertown
  • Waverley
  • Wayland
  • Webster
  • Wellesley
  • Wellesley Hills
  • Wellfleet
  • Wendell
  • Wendell Depot
  • Wenham
  • West Barnstable
  • West Boxford
  • West Boylston
  • West Bridgewater
  • West Brookfield
  • West Chatham
  • West Chesterfield
  • West Dennis
  • West Falmouth
  • West Groton
  • West Harwich
  • West Hatfield
  • West Hyannisport
  • West Medford
  • West Millbury
  • West Newbury
  • West Newton
  • West Roxbury
  • West Springfield
  • West Stockbridge
  • West Tisbury
  • West Townsend
  • West Wareham
  • West Warren
  • West Yarmouth
  • Westborough
  • Westfield
  • Westford
  • Westminster
  • Weston
  • Westport
  • Westport Point
  • Westwood
  • Weymouth
  • Whately
  • Wheelwright
  • White Horse Beach
  • Whitinsville
  • Whitman
  • Wilbraham
  • Williamsburg
  • Williamstown
  • Wilmington
  • Winchendon
  • Winchendon Springs
  • Winchester
  • Windsor
  • Winthrop
  • Woburn
  • Woods Hole
  • Woodville
  • Worcester
  • Woronoco
  • Worthington
  • Wrentham
  • Yarmouth Port