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Auto Loan Rates in Cummaquid, Massachusetts (MA) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in Cummaquid, Massachusetts. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: April 14, 2026

Current auto loan rates in Cummaquid, Massachusetts include Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans 2026 & Newer at 3.24%, American Airlines Federal Credit UnionAmerican Airlines Federal Credit UnionA+5.0 ★Texas Ratio: 2.63% offering New Auto at 3.74%, TEWKSBURYTEWKSBURYA+5.0 ★Texas Ratio: 0.00% offering New & Used Vehicle Loans at 3.79%, Plymouth County Teachers Federal Credit UnionPlymouth County Teachers Federal Credit UnionA5.0 ★Texas Ratio: 10.45% offering Auto Loan at 3.99%, Quincy Credit UnionQuincy Credit UnionA+5.0 ★Texas Ratio: 4.37% offering New Auto Loans at 3.99%. Auto loan rates as of April 14, 2026 according to verified data from MonitorBankRates.

Cummaquid borrowers have access to 53 lenders serving the Massachusetts area, with auto loan rates as low as 3.24% APR from Baxter Credit Union. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Cummaquid, Massachusetts. Auto Loan Rates Last Updated and Verified: April 14, 2026

Compare Auto Loan Rates Today in Cummaquid, Massachusetts & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 8, 2026
Details

As Low As

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
View
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details

As Low As

TEWKSBURY
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Vehicle Loans
3.79%
36 Months
View
▼
APR3.79%
Term36 Months
Last UpdatedApr 14, 2026
Details

As Low As

Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
Auto Loan
3.99%
65 Months
View
▼
APR3.99%
Term65 Months
Last UpdatedApr 5, 2026
Details

As Low As

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New Auto Loans
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 8, 2026
Details

As Low As

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Pre-Owned Auto Loans
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 8, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details

As Low As; APR - 2026 & Newer

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details

As Low As

Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New Autos
3.99%
72 Months
View
▼
APR3.99%
Term72 Months
Last UpdatedApr 11, 2026
Details

90% Financing

Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Used Autos 2025 - 2026
3.99%
72 Months
View
▼
APR3.99%
Term72 Months
Last UpdatedApr 11, 2026
Details

90% Financing

PIONEER VALLEY
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Vehicle Loan
3.99%
36 Months
View
▼
APR3.99%
Term36 Months
Last UpdatedApr 14, 2026
Details

As Low As

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
View
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
New Vehicle (2024 & Newer) Loans & Refinancing
4.24%
1 Year
View
▼
APR4.24%
Term1 Year
Last UpdatedApr 8, 2026
Details

As Low As

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New Auto Loans
4.24%
37 - 48 months
View
▼
APR4.24%
Term37 - 48 months
Last UpdatedApr 8, 2026
Details

As Low As

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Pre-Owned Auto Loans
4.24%
37 - 48 months
View
▼
APR4.24%
Term37 - 48 months
Last UpdatedApr 8, 2026
Details

As Low As

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan (Model Years 2022-2024)
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedApr 8, 2026
Details

As Low As; Maximum borrowed $150,000

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2022 - 2021
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New Vehicle
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As; Certain restrictions apply.

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
View
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 5, 2026
Details

As Low As

Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
New Vehicle (2024 & Newer) Loans & Refinancing
4.49%
5 Years
View
▼
APR4.49%
Term5 Years
Last UpdatedApr 8, 2026
Details

As Low As

Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Refinanced New Autos 2024/2025 Models
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 8, 2026
Details

Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Car (2024 - 2026)
4.49%
4 years
View
▼
APR4.49%
Term4 years
Last UpdatedApr 8, 2026
Details

As Low As

Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
NEW CAR (2024-2026)
4.49%
4 years
View
▼
APR4.49%
Term4 years
Last UpdatedApr 8, 2026
Details

As Low As

Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
USED CAR
4.49%
4 years
View
▼
APR4.49%
Term4 years
Last UpdatedApr 8, 2026
Details

As Low As

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New Auto Loans
4.49%
49 - 72 months
View
▼
APR4.49%
Term49 - 72 months
Last UpdatedApr 8, 2026
Details

As Low As

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Pre-Owned Auto Loans
4.49%
49 - 72 months
View
▼
APR4.49%
Term49 - 72 months
Last UpdatedApr 8, 2026
Details

As Low As

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan (Model Years 2022-2024)
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 8, 2026
Details

As Low As; Maximum borrowed $150,000

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Car Loans 2025-2026 Models or newer
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedApr 8, 2026
Details

Annual Percentage Rate (APR) effective 4/1/26. Published rates reflects a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
4 Year Auto Loan New < 25K miles
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 8, 2026
Details

As Low As

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5 Year Auto Loan New < 25K miles
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 8, 2026
Details

As Low As

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New < 25K miles Auto Loan
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 8, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2023 - 2025
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedApr 8, 2026
Details

As Low As

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New Car (2025 - 2026)
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 11, 2026
Details

Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Refinanced New Autos 2024/2025 Models
4.55%
48 Months
View
▼
APR4.55%
Term48 Months
Last UpdatedApr 8, 2026
Details

UKRAINIAN SELFRELIANCE NEW ENGLAND
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
2024 or Newer Auto Loan
4.69%
12-48
View
▼
APR4.69%
Term12-48
Last UpdatedMar 29, 2026
Details

As Low As

Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
Used Vehicle (2023 & Older) Loans & Refinancing
4.74%
1 Year
View
▼
APR4.74%
Term1 Year
Last UpdatedApr 8, 2026
Details

As Low As

Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Car (2024 - 2026)
4.74%
5 years
View
▼
APR4.74%
Term5 years
Last UpdatedApr 8, 2026
Details

As Low As

Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
NEW CAR (2024-2026)
4.74%
5 years
View
▼
APR4.74%
Term5 years
Last UpdatedApr 8, 2026
Details

As Low As

Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
USED CAR
4.74%
5 years
View
▼
APR4.74%
Term5 years
Last UpdatedApr 8, 2026
Details

As Low As

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New Auto Loans
4.74%
73 - 84 months
View
▼
APR4.74%
Term73 - 84 months
Last UpdatedApr 8, 2026
Details

As Low As

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan (Model Years 2022-2024)
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 8, 2026
Details

As Low As; Maximum borrowed $150,000

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2023-2024 Models
4.74%
24 Months
View
▼
APR4.74%
Term24 Months
Last UpdatedApr 8, 2026
Details

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
6 Year Auto Loan New < 25K miles
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 8, 2026
Details

As Low As

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto Loans
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 8, 2026
Details

New < 25K miles

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2020 & Older
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New Vehicle
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As; Certain restrictions apply.

Brookline Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
New Auto
4.75%
Up to 24 mos.
View
▼
APR4.75%
TermUp to 24 mos.
Last UpdatedApr 8, 2026
Details

Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Refinanced New Autos 2024/2025 Models
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedApr 8, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Used Car (2022 - 2024)
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedApr 11, 2026
Details

UKRAINIAN SELFRELIANCE NEW ENGLAND
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
2024 or Newer Auto Loan
4.89%
49-60
View
▼
APR4.89%
Term49-60
Last UpdatedMar 29, 2026
Details

As Low As

Malden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
New Auto
4.95%
2 - 5 Years
View
▼
APR4.95%
Term2 - 5 Years
Last UpdatedApr 11, 2026
Details

As Low As

Malden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Used Auto (Under 4 Years Old)
4.95%
4 Years
View
▼
APR4.95%
Term4 Years
Last UpdatedApr 11, 2026
Details

As Low As

Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
Auto Loan
4.99%
75 Months
View
▼
APR4.99%
Term75 Months
Last UpdatedApr 5, 2026
Details

As Low As

Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
New Car Loans
4.99%
36-60
View
▼
APR4.99%
Term36-60
Last UpdatedApr 5, 2026
Details

As Low As

Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Used Car Loans (2023,2024)
4.99%
36-60
View
▼
APR4.99%
Term36-60
Last UpdatedApr 5, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.99%
Up to 60 months
View
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 5, 2026
Details

As Low As

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
New and Used Auto Loan
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedApr 6, 2026
Details

As Low As

Morton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
New Cars
4.99%
up to 7 years
View
▼
APR4.99%
Termup to 7 years
Last UpdatedApr 6, 2026
Details

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Car Loan Refinance Special
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As

Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
Used Vehicle (2023 & Older) Loans & Refinancing
4.99%
5 Years
View
▼
APR4.99%
Term5 Years
Last UpdatedApr 8, 2026
Details

As Low As

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
New/Used Auto (Model Years 2024-2026)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedApr 8, 2026
Details

As Low As

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
Used Auto (Model Years < 2024)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedApr 8, 2026
Details

As Low As

Alltrust Credit Union
Institution Rating:
D3.5 ★ Texas Ratio: 33.38%
Auto Loan - Model Years 2019-2020
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 8, 2026
Details

Up to 90% loan-to-value

Alltrust Credit Union
Institution Rating:
D3.5 ★ Texas Ratio: 33.38%
Auto Loan - Model Years 2021-2022
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 8, 2026
Details

Up to 95% loan-to-value

Alltrust Credit Union
Institution Rating:
D3.5 ★ Texas Ratio: 33.38%
Auto Loan - Model Years 2023 or later
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 8, 2026
Details

Up to 100% loan-to-value

Liberty Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Auto Loans
4.99%
0-36
View
▼
APR4.99%
Term0-36
Last UpdatedApr 8, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 37 to 48-Month Term
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 8, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 49 to 60-Month Term
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 8, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 Up to 36-Month Term
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 8, 2026
Details

As Low As

Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Car (2024 - 2026)
4.99%
6 years
View
▼
APR4.99%
Term6 years
Last UpdatedApr 8, 2026
Details

As Low As

Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
NEW CAR (2024-2026)
4.99%
6 years
View
▼
APR4.99%
Term6 years
Last UpdatedApr 8, 2026
Details

As Low As

Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
USED CAR
4.99%
6 years
View
▼
APR4.99%
Term6 years
Last UpdatedApr 8, 2026
Details

As Low As

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
4.99%
3 Years
View
▼
APR4.99%
Term3 Years
Last UpdatedApr 8, 2026
Details

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Auto Loans
4.99%
63 Months
View
▼
APR4.99%
Term63 Months
Last UpdatedApr 8, 2026
Details

Up to

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto Loans
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 8, 2026
Details

As Low As; New vehicle: Less than 5,000 miles. Up to 115% financing may be available. Your rate, term, and approved loan amount may vary based on your creditworthiness. Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate. Rates are effective as of today's date and are subject to change without notice.

Alden Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.29%
New & Used Auto Loans
4.99%
Up to 36 Months
View
▼
APR4.99%
TermUp to 36 Months
Last UpdatedApr 8, 2026
Details

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Car Loans 2025-2026 Models or newer
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 8, 2026
Details

Annual Percentage Rate (APR) effective 4/1/26. Published rates reflects a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.

Homefield Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
Auto Loan
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 8, 2026
Details

As Low As

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
4 Year Auto Loan Used > 25K miles
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 8, 2026
Details

As Low As

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5 Year Auto Loan Used > 25K miles
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 8, 2026
Details

As Low As

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used > 25K miles Auto Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 8, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details

As Low As; APR - 2023 - 2025*

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2023 - 2025
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
4.99%
76 - 84 Months
View
▼
APR4.99%
Term76 - 84 Months
Last UpdatedApr 8, 2026
Details

As Low As

Tremont Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.31%
Auto Loans (2025-2026 Model Years)
4.99%
6 to 60
View
▼
APR4.99%
Term6 to 60
Last UpdatedApr 9, 2026
Details

As Low As

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
4.99%
4 Years
View
▼
APR4.99%
Term4 Years
Last UpdatedApr 11, 2026
Details

Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Used Autos 2022 - 2024
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 11, 2026
Details

90% Financing

St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
New Auto Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As; Maximum term to 60 months

Norfolk Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Auto Loans NEW
4.99%
72 months
View
▼
APR4.99%
Term72 months
Last UpdatedApr 11, 2026
Details

As Low As; Maximum Amount: $65,000

PIONEER VALLEY
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Vehicle Loan
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 14, 2026
Details

As Low As

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
New Automobile Loans
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedApr 5, 2026
Details

LTV MAX: 100%; FICO Score: Platinum 720+

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Automobile Loans
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedApr 5, 2026
Details

LTV MAX: 100%; FICO Score: Platinum 720+

Brookline Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
New Auto
5.00%
36 mos.
View
▼
APR5.00%
Term36 mos.
Last UpdatedApr 8, 2026
Details

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
New Vehicle 2025-2026
5.00%
24-66
View
▼
APR5.00%
Term24-66
Last UpdatedApr 8, 2026
Details

As Low As; Less than 5K miles

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New Car (2025 - 2026)
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedApr 11, 2026
Details

Members Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
Used Cars Up to 4-Year Term
5.20%
0 - 48
View
▼
APR5.20%
Term0 - 48
Last UpdatedApr 8, 2026
Details

As Low As

New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
New Auto - 2025 and newer models
5.20%
36 Months
View
▼
APR5.20%
Term36 Months
Last UpdatedApr 8, 2026
Details

As Low As; 100% financing available

New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Auto - 2021 - 2019 models
5.20%
36 Months
View
▼
APR5.20%
Term36 Months
Last UpdatedApr 8, 2026
Details

As Low As; 100% financing available

New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Auto - 2024 - 2022 models
5.20%
36 Months
View
▼
APR5.20%
Term36 Months
Last UpdatedApr 8, 2026
Details

As Low As; 100% financing available

Liberty Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Auto Loans
5.24%
37-60
View
▼
APR5.24%
Term37-60
Last UpdatedApr 8, 2026
Details

As Low As

Alden Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.29%
New & Used Auto Loans
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 8, 2026
Details

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Car Loans 2025-2026 Models or newer
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 8, 2026
Details

Annual Percentage Rate (APR) effective 4/1/26. Published rates reflects a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2021-2022 Models
5.24%
24 Months
View
▼
APR5.24%
Term24 Months
Last UpdatedApr 8, 2026
Details

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2023-2024 Models
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 8, 2026
Details

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
6 Year Auto Loan Used > 25K miles
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 8, 2026
Details

As Low As

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto Loans
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 8, 2026
Details

Used > 25K miles

Tremont Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.31%
Auto Loans (2025-2026 Model Years)
5.24%
61 to 72
View
▼
APR5.24%
Term61 to 72
Last UpdatedApr 9, 2026
Details

As Low As

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 11, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Auto Loans (2025 - Newer)
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 11, 2026
Details

Direct Deposit Auto Pay

Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
New Automobile
5.25%
1-48
View
▼
APR5.25%
Term1-48
Last UpdatedApr 5, 2026
Details

Up To $60,000; 100% NADA value; Years 2025-2026; Maximum mileage up to 8,000

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
New Automobile Loans
5.25%
24 Months
View
▼
APR5.25%
Term24 Months
Last UpdatedApr 5, 2026
Details

LTV MAX: 90%; FICO Score: B 679-660

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Automobile Loans
5.25%
24 Months
View
▼
APR5.25%
Term24 Months
Last UpdatedApr 5, 2026
Details

LTV MAX: 90%; FICO Score: B 679-660

Polish National Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New Automobile Loans, 2025-2026 Model Years (Never Registered)
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedApr 8, 2026
Details

Polish National Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Used Automobile Loans, 2018-2025 Model Years
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 8, 2026
Details

Brookline Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
New Auto
5.25%
72 mos.
View
▼
APR5.25%
Term72 mos.
Last UpdatedApr 8, 2026
Details

Brookline Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
Used Auto
5.25%
Up to 48 mos.
View
▼
APR5.25%
TermUp to 48 mos.
Last UpdatedApr 8, 2026
Details

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
New Vehicle 2025-2026
5.25%
67-84
View
▼
APR5.25%
Term67-84
Last UpdatedApr 8, 2026
Details

As Low As; Less than 5K miles

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
5.25%
4 Years
View
▼
APR5.25%
Term4 Years
Last UpdatedApr 8, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
5.25%
5 Years
View
▼
APR5.25%
Term5 Years
Last UpdatedApr 11, 2026
Details

Pentucket Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
Auto Loan
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedApr 11, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Older Used Car (2019 - 2023)
5.25%
36 Months
View
▼
APR5.25%
Term36 Months
Last UpdatedApr 11, 2026
Details

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
New Auto
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 14, 2026
Details

UKRAINIAN SELFRELIANCE NEW ENGLAND
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
2023 or Older Auto Loan
5.39%
12-48
View
▼
APR5.39%
Term12-48
Last UpdatedMar 29, 2026
Details

As Low As

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Car Loans - New And Used
5.39%
36 Months
View
▼
APR5.39%
Term36 Months
Last UpdatedApr 6, 2026
Details

As Low As; Car Model Years 2023 - 2026

Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
2022-2026 Auto Loan
5.44%
63 Months
View
▼
APR5.44%
Term63 Months
Last UpdatedApr 11, 2026
Details

As Low As; APR shown assumes the account is paired with an active Direct Advantage Checking. Without a Direct Advantage Checking Account, the APR will be 0.25% higher.

Malden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Used Auto (Over 4 Years Old; No More Than 10 Years)
5.45%
4 Years
View
▼
APR5.45%
Term4 Years
Last UpdatedApr 11, 2026
Details

As Low As

Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
Auto Loan
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 5, 2026
Details

As Low As

Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
New Car Loans
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 5, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
New and Used Auto Loan
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 6, 2026
Details

As Low As

Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
New Vehicle (2024 & Newer) Loans & Refinancing
5.49%
7 Years
View
▼
APR5.49%
Term7 Years
Last UpdatedApr 8, 2026
Details

As Low As

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
Auto Loans
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedApr 8, 2026
Details

As Low As

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
New/Used Auto (Model Years 2024-2026)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedApr 8, 2026
Details

As Low As

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
Used Auto (Model Years 2021-2023)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedApr 8, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 61 to 72-Month Term*
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 8, 2026
Details

As Low As

Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Refinanced New Autos 2024/2025 Models
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 8, 2026
Details

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
5.49%
5 Years
View
▼
APR5.49%
Term5 Years
Last UpdatedApr 8, 2026
Details

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto Loans 2022 - 2026
5.49%
Up to 63 Months
View
▼
APR5.49%
TermUp to 63 Months
Last UpdatedApr 8, 2026
Details

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedApr 8, 2026
Details

As Low As; Maximum borrowed $50,000

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2021-2022 Models
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 8, 2026
Details

Tremont Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.31%
Auto Loans (2022-2024 Model Years)
5.49%
6 to 60
View
▼
APR5.49%
Term6 to 60
Last UpdatedApr 9, 2026
Details

As Low As

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - New
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 11, 2026
Details

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Auto Loans (2025 - Newer)
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 11, 2026
Details

Without Direct Deposit Auto Pay

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Used Auto (Years 2021 - 2024)
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 11, 2026
Details

Direct Deposit Auto Pay

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
Used Auto
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 14, 2026
Details

PIONEER VALLEY
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Vehicle Loan
5.49%
66 Months
View
▼
APR5.49%
Term66 Months
Last UpdatedApr 14, 2026
Details

As Low As

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
New Automobile Loans
5.50%
24 Months
View
▼
APR5.50%
Term24 Months
Last UpdatedApr 5, 2026
Details

LTV MAX: 80%; FICO Score: C 659-640

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Automobile Loans
5.50%
24 Months
View
▼
APR5.50%
Term24 Months
Last UpdatedApr 5, 2026
Details

LTV MAX: 80%; FICO Score: C 659-640

Members Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
Used Cars 5-Year Term
5.50%
0 - 60
View
▼
APR5.50%
Term0 - 60
Last UpdatedApr 8, 2026
Details

As Low As

Brookline Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
Used Auto
5.50%
60 mos.
View
▼
APR5.50%
Term60 mos.
Last UpdatedApr 8, 2026
Details

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
Used Vehicle 2025
5.50%
24-75
View
▼
APR5.50%
Term24-75
Last UpdatedApr 8, 2026
Details

As Low As

Pentucket Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
Auto Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 11, 2026
Details

Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
NEW VEHICLES
5.50%
7 year
View
▼
APR5.50%
Term7 year
Last UpdatedApr 11, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New Car (2025 - 2026)
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 11, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Used Car (2022 - 2024)
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedApr 11, 2026
Details

UKRAINIAN SELFRELIANCE NEW ENGLAND
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
2023 or Older Auto Loan
5.59%
49-60
View
▼
APR5.59%
Term49-60
Last UpdatedMar 29, 2026
Details

As Low As

UKRAINIAN SELFRELIANCE NEW ENGLAND
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
2024 or Newer Auto Loan
5.59%
61-72
View
▼
APR5.59%
Term61-72
Last UpdatedMar 29, 2026
Details

As Low As

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
Used Auto
5.63%
72 Months
View
▼
APR5.63%
Term72 Months
Last UpdatedApr 14, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
New and Used Auto Loan
5.74%
48 Months
View
▼
APR5.74%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As

Liberty Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Auto Loans
5.74%
61-84
View
▼
APR5.74%
Term61-84
Last UpdatedApr 8, 2026
Details

As Low As

Alden Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.29%
New & Used Auto Loans
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 8, 2026
Details

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2023-2024 Models
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 8, 2026
Details

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - New
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedApr 11, 2026
Details

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - Used
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 11, 2026
Details

Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
2020-2021 Auto Loan
5.74%
63 Months
View
▼
APR5.74%
Term63 Months
Last UpdatedApr 11, 2026
Details

As Low As; APR shown assumes the account is paired with an active Direct Advantage Checking. Without a Direct Advantage Checking Account, the APR will be 0.25% higher.

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Used Auto (Years 2021 - 2024)
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 11, 2026
Details

Without Direct Deposit Auto Pay

Pittsfield Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
Auto Loan
5.75%
36 Months
View
▼
APR5.75%
Term36 Months
Last UpdatedApr 4, 2026
Details

APR * with Autopay from Checking: 5.250%

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
New Automobile Loans
5.75%
24 Months
View
▼
APR5.75%
Term24 Months
Last UpdatedApr 5, 2026
Details

LTV MAX: 70%; FICO Score: D 639-620

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Automobile Loans
5.75%
24 Months
View
▼
APR5.75%
Term24 Months
Last UpdatedApr 5, 2026
Details

LTV MAX: 70%; FICO Score: D 639-620

Polish National Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Used Automobile Loans, 2015-2017 Model Years
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedApr 8, 2026
Details

Brookline Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
Used Auto
5.75%
72 mos.
View
▼
APR5.75%
Term72 mos.
Last UpdatedApr 8, 2026
Details

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
Used Vehicle 2024
5.75%
24-75
View
▼
APR5.75%
Term24-75
Last UpdatedApr 8, 2026
Details

As Low As

Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars
5.75%
36 Months
View
▼
APR5.75%
Term36 Months
Last UpdatedApr 11, 2026
Details

As Low As

Pentucket Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
Auto Loan
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedApr 11, 2026
Details

Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
New Autos
5.75%
24 Months
View
▼
APR5.75%
Term24 Months
Last UpdatedApr 11, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Older Used Car (2019 - 2023)
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedApr 11, 2026
Details

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
New Auto
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedApr 14, 2026
Details

Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
2020-2021 Auto Loan
5.84%
66 Months
View
▼
APR5.84%
Term66 Months
Last UpdatedApr 11, 2026
Details

As Low As; APR shown assumes the account is paired with an active Direct Advantage Checking. Without a Direct Advantage Checking Account, the APR will be 0.25% higher.

Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
2022-2026 Auto Loan
5.89%
66 Months
View
▼
APR5.89%
Term66 Months
Last UpdatedApr 11, 2026
Details

As Low As; APR shown assumes the account is paired with an active Direct Advantage Checking. Without a Direct Advantage Checking Account, the APR will be 0.25% higher.

Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
2020-2021 Auto Loan
5.94%
75 Months
View
▼
APR5.94%
Term75 Months
Last UpdatedApr 11, 2026
Details

As Low As; APR shown assumes the account is paired with an active Direct Advantage Checking. Without a Direct Advantage Checking Account, the APR will be 0.25% higher.

Fall River Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Used Auto (2022-2024)
5.95%
60 Months
View
▼
APR5.95%
Term60 Months
Last UpdatedApr 8, 2026
Details

Somerville Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
New Vehicle Loans 2024 - 2026
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMar 28, 2026
Details

As Low As

Commonwealth Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
New Auto
5.99%
36 Months
View
▼
APR5.99%
Term36 Months
Last UpdatedApr 2, 2026
Details

Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
New Automobile
5.99%
49-72
View
▼
APR5.99%
Term49-72
Last UpdatedApr 5, 2026
Details

Up To $60,000; 100% NADA value; Years 2025-2026; Maximum mileage up to 8,000

Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Used Car Loans (2020,2021,2022)
5.99%
36-60
View
▼
APR5.99%
Term36-60
Last UpdatedApr 5, 2026
Details

Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Used Car Loans (2023,2024)
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 5, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
New and Used Auto Loan
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As

Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New Vehicle
5.99%
60 month
View
▼
APR5.99%
Term60 month
Last UpdatedApr 6, 2026
Details

Morton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Used Cars
5.99%
up to 6 years
View
▼
APR5.99%
Termup to 6 years
Last UpdatedApr 6, 2026
Details

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Car Loans - New And Used
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As; Car Model Years 2023 - 2026

Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
Used Vehicle (2023 & Older) Loans & Refinancing
5.99%
7 Years
View
▼
APR5.99%
Term7 Years
Last UpdatedApr 8, 2026
Details

As Low As

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITHOUT Direct Deposit
5.99%
3 Years
View
▼
APR5.99%
Term3 Years
Last UpdatedApr 8, 2026
Details

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto Loans
5.99%
64 - 72 Months
View
▼
APR5.99%
Term64 - 72 Months
Last UpdatedApr 8, 2026
Details

As Low As; New vehicle: Less than 5,000 miles. Up to 115% financing may be available. Your rate, term, and approved loan amount may vary based on your creditworthiness. Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate. Rates are effective as of today's date and are subject to change without notice.

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto Loans
5.99%
64 - 72 Months
View
▼
APR5.99%
Term64 - 72 Months
Last UpdatedApr 8, 2026
Details

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto Loans 2019 - 2021
5.99%
Up to 63 Months
View
▼
APR5.99%
TermUp to 63 Months
Last UpdatedApr 8, 2026
Details

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedApr 8, 2026
Details

As Low As; Maximum borrowed $50,000

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2021-2022 Models
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 8, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
5.99%
76 - 84 Months
View
▼
APR5.99%
Term76 - 84 Months
Last UpdatedApr 8, 2026
Details

As Low As; APR - 2023 - 2025*

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2023 - 2025
5.99%
76 - 84 Months
View
▼
APR5.99%
Term76 - 84 Months
Last UpdatedApr 8, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedApr 8, 2026
Details

As Low As

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
View
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details

As Low As

TEWKSBURY
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Vehicle Loans
3.79%
36 Months
View
▼
APR3.79%
Term36 Months
Last UpdatedApr 14, 2026
Details

As Low As

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New Auto Loans
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 8, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedApr 8, 2026
Details

As Low As

Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New Autos
3.99%
72 Months
View
▼
APR3.99%
Term72 Months
Last UpdatedApr 11, 2026
Details

90% Financing

Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
New Vehicle (2024 & Newer) Loans & Refinancing
4.24%
1 Year
View
▼
APR4.24%
Term1 Year
Last UpdatedApr 8, 2026
Details

As Low As

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New Auto Loans
4.24%
37 - 48 months
View
▼
APR4.24%
Term37 - 48 months
Last UpdatedApr 8, 2026
Details

As Low As

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2022 - 2021
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New Vehicle
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As; Certain restrictions apply.

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
View
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 5, 2026
Details

As Low As

Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
New Vehicle (2024 & Newer) Loans & Refinancing
4.49%
5 Years
View
▼
APR4.49%
Term5 Years
Last UpdatedApr 8, 2026
Details

As Low As

Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Refinanced New Autos 2024/2025 Models
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedApr 8, 2026
Details

Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Car (2024 - 2026)
4.49%
4 years
View
▼
APR4.49%
Term4 years
Last UpdatedApr 8, 2026
Details

As Low As

Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
NEW CAR (2024-2026)
4.49%
4 years
View
▼
APR4.49%
Term4 years
Last UpdatedApr 8, 2026
Details

As Low As

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New Auto Loans
4.49%
49 - 72 months
View
▼
APR4.49%
Term49 - 72 months
Last UpdatedApr 8, 2026
Details

As Low As

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Car Loans 2025-2026 Models or newer
4.49%
24 Months
View
▼
APR4.49%
Term24 Months
Last UpdatedApr 8, 2026
Details

Annual Percentage Rate (APR) effective 4/1/26. Published rates reflects a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
4 Year Auto Loan New < 25K miles
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedApr 8, 2026
Details

As Low As

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5 Year Auto Loan New < 25K miles
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 8, 2026
Details

As Low As

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New < 25K miles Auto Loan
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 8, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New Car (2025 - 2026)
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 11, 2026
Details

Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Refinanced New Autos 2024/2025 Models
4.55%
48 Months
View
▼
APR4.55%
Term48 Months
Last UpdatedApr 8, 2026
Details

UKRAINIAN SELFRELIANCE NEW ENGLAND
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
2024 or Newer Auto Loan
4.69%
12-48
View
▼
APR4.69%
Term12-48
Last UpdatedMar 29, 2026
Details

As Low As

Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Car (2024 - 2026)
4.74%
5 years
View
▼
APR4.74%
Term5 years
Last UpdatedApr 8, 2026
Details

As Low As

Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
NEW CAR (2024-2026)
4.74%
5 years
View
▼
APR4.74%
Term5 years
Last UpdatedApr 8, 2026
Details

As Low As

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New Auto Loans
4.74%
73 - 84 months
View
▼
APR4.74%
Term73 - 84 months
Last UpdatedApr 8, 2026
Details

As Low As

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
6 Year Auto Loan New < 25K miles
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 8, 2026
Details

As Low As

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto Loans
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 8, 2026
Details

New < 25K miles

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2020 & Older
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New Vehicle
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As; Certain restrictions apply.

Brookline Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
New Auto
4.75%
Up to 24 mos.
View
▼
APR4.75%
TermUp to 24 mos.
Last UpdatedApr 8, 2026
Details

Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Refinanced New Autos 2024/2025 Models
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedApr 8, 2026
Details

UKRAINIAN SELFRELIANCE NEW ENGLAND
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
2024 or Newer Auto Loan
4.89%
49-60
View
▼
APR4.89%
Term49-60
Last UpdatedMar 29, 2026
Details

As Low As

Malden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
New Auto
4.95%
2 - 5 Years
View
▼
APR4.95%
Term2 - 5 Years
Last UpdatedApr 11, 2026
Details

As Low As

Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
New Car Loans
4.99%
36-60
View
▼
APR4.99%
Term36-60
Last UpdatedApr 5, 2026
Details

As Low As

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
New and Used Auto Loan
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedApr 6, 2026
Details

As Low As

Morton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
New Cars
4.99%
up to 7 years
View
▼
APR4.99%
Termup to 7 years
Last UpdatedApr 6, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
New/Used Auto (Model Years 2024-2026)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedApr 8, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 37 to 48-Month Term
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 8, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 49 to 60-Month Term
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 8, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 Up to 36-Month Term
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 8, 2026
Details

As Low As

Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
New Car (2024 - 2026)
4.99%
6 years
View
▼
APR4.99%
Term6 years
Last UpdatedApr 8, 2026
Details

As Low As

Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
NEW CAR (2024-2026)
4.99%
6 years
View
▼
APR4.99%
Term6 years
Last UpdatedApr 8, 2026
Details

As Low As

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
4.99%
3 Years
View
▼
APR4.99%
Term3 Years
Last UpdatedApr 8, 2026
Details

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto Loans
4.99%
Up to 63 Months
View
▼
APR4.99%
TermUp to 63 Months
Last UpdatedApr 8, 2026
Details

As Low As; New vehicle: Less than 5,000 miles. Up to 115% financing may be available. Your rate, term, and approved loan amount may vary based on your creditworthiness. Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate. Rates are effective as of today's date and are subject to change without notice.

Alden Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.29%
New & Used Auto Loans
4.99%
Up to 36 Months
View
▼
APR4.99%
TermUp to 36 Months
Last UpdatedApr 8, 2026
Details

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Car Loans 2025-2026 Models or newer
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 8, 2026
Details

Annual Percentage Rate (APR) effective 4/1/26. Published rates reflects a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans 2026 & Newer
4.99%
76 - 84 Months
View
▼
APR4.99%
Term76 - 84 Months
Last UpdatedApr 8, 2026
Details

As Low As

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
4.99%
4 Years
View
▼
APR4.99%
Term4 Years
Last UpdatedApr 11, 2026
Details

St Anthony Of Padua Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.41%
New Auto Loans
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As; Maximum term to 60 months

Norfolk Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Auto Loans NEW
4.99%
72 months
View
▼
APR4.99%
Term72 months
Last UpdatedApr 11, 2026
Details

As Low As; Maximum Amount: $65,000

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
New Automobile Loans
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedApr 5, 2026
Details

LTV MAX: 100%; FICO Score: Platinum 720+

Brookline Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
New Auto
5.00%
36 mos.
View
▼
APR5.00%
Term36 mos.
Last UpdatedApr 8, 2026
Details

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
New Vehicle 2025-2026
5.00%
24-66
View
▼
APR5.00%
Term24-66
Last UpdatedApr 8, 2026
Details

As Low As; Less than 5K miles

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New Car (2025 - 2026)
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedApr 11, 2026
Details

New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
New Auto - 2025 and newer models
5.20%
36 Months
View
▼
APR5.20%
Term36 Months
Last UpdatedApr 8, 2026
Details

As Low As; 100% financing available

Alden Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.29%
New & Used Auto Loans
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 8, 2026
Details

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Car Loans 2025-2026 Models or newer
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 8, 2026
Details

Annual Percentage Rate (APR) effective 4/1/26. Published rates reflects a .25% discount when you maintain automatic loan payments. Subject to credit approval. Rates and terms are subject to change at any time without notice. Other terms and conditions may apply.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 11, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Auto Loans (2025 - Newer)
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 11, 2026
Details

Direct Deposit Auto Pay

Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
New Automobile
5.25%
1-48
View
▼
APR5.25%
Term1-48
Last UpdatedApr 5, 2026
Details

Up To $60,000; 100% NADA value; Years 2025-2026; Maximum mileage up to 8,000

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
New Automobile Loans
5.25%
24 Months
View
▼
APR5.25%
Term24 Months
Last UpdatedApr 5, 2026
Details

LTV MAX: 90%; FICO Score: B 679-660

Polish National Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New Automobile Loans, 2025-2026 Model Years (Never Registered)
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedApr 8, 2026
Details

Brookline Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
New Auto
5.25%
72 mos.
View
▼
APR5.25%
Term72 mos.
Last UpdatedApr 8, 2026
Details

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
New Vehicle 2025-2026
5.25%
67-84
View
▼
APR5.25%
Term67-84
Last UpdatedApr 8, 2026
Details

As Low As; Less than 5K miles

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
5.25%
4 Years
View
▼
APR5.25%
Term4 Years
Last UpdatedApr 8, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
5.25%
5 Years
View
▼
APR5.25%
Term5 Years
Last UpdatedApr 11, 2026
Details

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
New Auto
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 14, 2026
Details

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Car Loans - New And Used
5.39%
36 Months
View
▼
APR5.39%
Term36 Months
Last UpdatedApr 6, 2026
Details

As Low As; Car Model Years 2023 - 2026

Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
New Car Loans
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 5, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
New and Used Auto Loan
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 6, 2026
Details

As Low As

Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
New Vehicle (2024 & Newer) Loans & Refinancing
5.49%
7 Years
View
▼
APR5.49%
Term7 Years
Last UpdatedApr 8, 2026
Details

As Low As

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
New/Used Auto (Model Years 2024-2026)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedApr 8, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 61 to 72-Month Term*
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 8, 2026
Details

As Low As

Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Refinanced New Autos 2024/2025 Models
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 8, 2026
Details

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
5.49%
5 Years
View
▼
APR5.49%
Term5 Years
Last UpdatedApr 8, 2026
Details

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - New
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 11, 2026
Details

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Auto Loans (2025 - Newer)
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 11, 2026
Details

Without Direct Deposit Auto Pay

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
New Automobile Loans
5.50%
24 Months
View
▼
APR5.50%
Term24 Months
Last UpdatedApr 5, 2026
Details

LTV MAX: 80%; FICO Score: C 659-640

Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
NEW VEHICLES
5.50%
7 year
View
▼
APR5.50%
Term7 year
Last UpdatedApr 11, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New Car (2025 - 2026)
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 11, 2026
Details

UKRAINIAN SELFRELIANCE NEW ENGLAND
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
2024 or Newer Auto Loan
5.59%
61-72
View
▼
APR5.59%
Term61-72
Last UpdatedMar 29, 2026
Details

As Low As

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
New and Used Auto Loan
5.74%
48 Months
View
▼
APR5.74%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As

Alden Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.29%
New & Used Auto Loans
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 8, 2026
Details

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - New
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedApr 11, 2026
Details

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
New Automobile Loans
5.75%
24 Months
View
▼
APR5.75%
Term24 Months
Last UpdatedApr 5, 2026
Details

LTV MAX: 70%; FICO Score: D 639-620

Dean Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.95%
New Cars
5.75%
36 Months
View
▼
APR5.75%
Term36 Months
Last UpdatedApr 11, 2026
Details

As Low As

Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
New Autos
5.75%
24 Months
View
▼
APR5.75%
Term24 Months
Last UpdatedApr 11, 2026
Details

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
New Auto
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedApr 14, 2026
Details

Somerville Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
New Vehicle Loans 2024 - 2026
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMar 28, 2026
Details

As Low As

Commonwealth Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
New Auto
5.99%
36 Months
View
▼
APR5.99%
Term36 Months
Last UpdatedApr 2, 2026
Details

Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
New Automobile
5.99%
49-72
View
▼
APR5.99%
Term49-72
Last UpdatedApr 5, 2026
Details

Up To $60,000; 100% NADA value; Years 2025-2026; Maximum mileage up to 8,000

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
New and Used Auto Loan
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As

Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
New Vehicle
5.99%
60 month
View
▼
APR5.99%
Term60 month
Last UpdatedApr 6, 2026
Details

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Car Loans - New And Used
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As; Car Model Years 2023 - 2026

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITHOUT Direct Deposit
5.99%
3 Years
View
▼
APR5.99%
Term3 Years
Last UpdatedApr 8, 2026
Details

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
New Auto Loans
5.99%
64 - 72 Months
View
▼
APR5.99%
Term64 - 72 Months
Last UpdatedApr 8, 2026
Details

As Low As; New vehicle: Less than 5,000 miles. Up to 115% financing may be available. Your rate, term, and approved loan amount may vary based on your creditworthiness. Advertised APR is the lowest available. Not all borrowers will qualify for the lowest rate. Rates are effective as of today's date and are subject to change without notice.

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
TEWKSBURY
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Vehicle Loans
3.79%
36 Months
View
▼
APR3.79%
Term36 Months
Last UpdatedApr 14, 2026
Details

As Low As

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Pre-Owned Auto Loans
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedApr 8, 2026
Details

As Low As

Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Used Autos 2025 - 2026
3.99%
72 Months
View
▼
APR3.99%
Term72 Months
Last UpdatedApr 11, 2026
Details

90% Financing

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
View
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Pre-Owned Auto Loans
4.24%
37 - 48 months
View
▼
APR4.24%
Term37 - 48 months
Last UpdatedApr 8, 2026
Details

As Low As

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan (Model Years 2022-2024)
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedApr 8, 2026
Details

As Low As; Maximum borrowed $150,000

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2022 - 2021
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
USED CAR
4.49%
4 years
View
▼
APR4.49%
Term4 years
Last UpdatedApr 8, 2026
Details

As Low As

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Pre-Owned Auto Loans
4.49%
49 - 72 months
View
▼
APR4.49%
Term49 - 72 months
Last UpdatedApr 8, 2026
Details

As Low As

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan (Model Years 2022-2024)
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 8, 2026
Details

As Low As; Maximum borrowed $150,000

Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
Used Vehicle (2023 & Older) Loans & Refinancing
4.74%
1 Year
View
▼
APR4.74%
Term1 Year
Last UpdatedApr 8, 2026
Details

As Low As

Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
USED CAR
4.74%
5 years
View
▼
APR4.74%
Term5 years
Last UpdatedApr 8, 2026
Details

As Low As

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan (Model Years 2022-2024)
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 8, 2026
Details

As Low As; Maximum borrowed $150,000

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2023-2024 Models
4.74%
24 Months
View
▼
APR4.74%
Term24 Months
Last UpdatedApr 8, 2026
Details

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2020 & Older
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedApr 11, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 11, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Used Car (2022 - 2024)
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedApr 11, 2026
Details

Malden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Used Auto (Under 4 Years Old)
4.95%
4 Years
View
▼
APR4.95%
Term4 Years
Last UpdatedApr 11, 2026
Details

As Low As

Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Used Car Loans (2023,2024)
4.99%
36-60
View
▼
APR4.99%
Term36-60
Last UpdatedApr 5, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.99%
Up to 60 months
View
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 5, 2026
Details

As Low As

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
New and Used Auto Loan
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedApr 6, 2026
Details

As Low As

Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
Used Vehicle (2023 & Older) Loans & Refinancing
4.99%
5 Years
View
▼
APR4.99%
Term5 Years
Last UpdatedApr 8, 2026
Details

As Low As

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
New/Used Auto (Model Years 2024-2026)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedApr 8, 2026
Details

As Low As

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
Used Auto (Model Years < 2024)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedApr 8, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 37 to 48-Month Term
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 8, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 49 to 60-Month Term
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 8, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 Up to 36-Month Term
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedApr 8, 2026
Details

As Low As

Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
USED CAR
4.99%
6 years
View
▼
APR4.99%
Term6 years
Last UpdatedApr 8, 2026
Details

As Low As

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
4.99%
3 Years
View
▼
APR4.99%
Term3 Years
Last UpdatedApr 8, 2026
Details

Alden Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.29%
New & Used Auto Loans
4.99%
Up to 36 Months
View
▼
APR4.99%
TermUp to 36 Months
Last UpdatedApr 8, 2026
Details

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
4 Year Auto Loan Used > 25K miles
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedApr 8, 2026
Details

As Low As

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5 Year Auto Loan Used > 25K miles
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 8, 2026
Details

As Low As

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used > 25K miles Auto Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedApr 8, 2026
Details

Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Used Autos 2022 - 2024
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 11, 2026
Details

90% Financing

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Automobile Loans
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedApr 5, 2026
Details

LTV MAX: 100%; FICO Score: Platinum 720+

Members Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
Used Cars Up to 4-Year Term
5.20%
0 - 48
View
▼
APR5.20%
Term0 - 48
Last UpdatedApr 8, 2026
Details

As Low As

New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Auto - 2021 - 2019 models
5.20%
36 Months
View
▼
APR5.20%
Term36 Months
Last UpdatedApr 8, 2026
Details

As Low As; 100% financing available

New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Auto - 2024 - 2022 models
5.20%
36 Months
View
▼
APR5.20%
Term36 Months
Last UpdatedApr 8, 2026
Details

As Low As; 100% financing available

Alden Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.29%
New & Used Auto Loans
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedApr 8, 2026
Details

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2021-2022 Models
5.24%
24 Months
View
▼
APR5.24%
Term24 Months
Last UpdatedApr 8, 2026
Details

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2023-2024 Models
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 8, 2026
Details

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
6 Year Auto Loan Used > 25K miles
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 8, 2026
Details

As Low As

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto Loans
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedApr 8, 2026
Details

Used > 25K miles

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 11, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Automobile Loans
5.25%
24 Months
View
▼
APR5.25%
Term24 Months
Last UpdatedApr 5, 2026
Details

LTV MAX: 90%; FICO Score: B 679-660

Polish National Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Used Automobile Loans, 2018-2025 Model Years
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedApr 8, 2026
Details

Brookline Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
Used Auto
5.25%
Up to 48 mos.
View
▼
APR5.25%
TermUp to 48 mos.
Last UpdatedApr 8, 2026
Details

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
5.25%
4 Years
View
▼
APR5.25%
Term4 Years
Last UpdatedApr 8, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Older Used Car (2019 - 2023)
5.25%
36 Months
View
▼
APR5.25%
Term36 Months
Last UpdatedApr 11, 2026
Details

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Car Loans - New And Used
5.39%
36 Months
View
▼
APR5.39%
Term36 Months
Last UpdatedApr 6, 2026
Details

As Low As; Car Model Years 2023 - 2026

Malden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Used Auto (Over 4 Years Old; No More Than 10 Years)
5.45%
4 Years
View
▼
APR5.45%
Term4 Years
Last UpdatedApr 11, 2026
Details

As Low As

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
New and Used Auto Loan
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 6, 2026
Details

As Low As

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
New/Used Auto (Model Years 2024-2026)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedApr 8, 2026
Details

As Low As

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
Used Auto (Model Years 2021-2023)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedApr 8, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 61 to 72-Month Term*
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 8, 2026
Details

As Low As

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
5.49%
5 Years
View
▼
APR5.49%
Term5 Years
Last UpdatedApr 8, 2026
Details

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto Loans 2022 - 2026
5.49%
Up to 63 Months
View
▼
APR5.49%
TermUp to 63 Months
Last UpdatedApr 8, 2026
Details

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedApr 8, 2026
Details

As Low As; Maximum borrowed $50,000

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2021-2022 Models
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 8, 2026
Details

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Used Auto (Years 2021 - 2024)
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 11, 2026
Details

Direct Deposit Auto Pay

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
Used Auto
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 14, 2026
Details

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Automobile Loans
5.50%
24 Months
View
▼
APR5.50%
Term24 Months
Last UpdatedApr 5, 2026
Details

LTV MAX: 80%; FICO Score: C 659-640

Members Plus Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.40%
Used Cars 5-Year Term
5.50%
0 - 60
View
▼
APR5.50%
Term0 - 60
Last UpdatedApr 8, 2026
Details

As Low As

Brookline Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
Used Auto
5.50%
60 mos.
View
▼
APR5.50%
Term60 mos.
Last UpdatedApr 8, 2026
Details

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
Used Vehicle 2025
5.50%
24-75
View
▼
APR5.50%
Term24-75
Last UpdatedApr 8, 2026
Details

As Low As

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Used Car (2022 - 2024)
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedApr 11, 2026
Details

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
Used Auto
5.63%
72 Months
View
▼
APR5.63%
Term72 Months
Last UpdatedApr 14, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
New and Used Auto Loan
5.74%
48 Months
View
▼
APR5.74%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As

Alden Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.29%
New & Used Auto Loans
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 8, 2026
Details

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2023-2024 Models
5.74%
84 Months
View
▼
APR5.74%
Term84 Months
Last UpdatedApr 8, 2026
Details

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - Used
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 11, 2026
Details

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Used Auto (Years 2021 - 2024)
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 11, 2026
Details

Without Direct Deposit Auto Pay

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Automobile Loans
5.75%
24 Months
View
▼
APR5.75%
Term24 Months
Last UpdatedApr 5, 2026
Details

LTV MAX: 70%; FICO Score: D 639-620

Polish National Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Used Automobile Loans, 2015-2017 Model Years
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedApr 8, 2026
Details

Brookline Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
Used Auto
5.75%
72 mos.
View
▼
APR5.75%
Term72 mos.
Last UpdatedApr 8, 2026
Details

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
Used Vehicle 2024
5.75%
24-75
View
▼
APR5.75%
Term24-75
Last UpdatedApr 8, 2026
Details

As Low As

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Older Used Car (2019 - 2023)
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedApr 11, 2026
Details

Fall River Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Used Auto (2022-2024)
5.95%
60 Months
View
▼
APR5.95%
Term60 Months
Last UpdatedApr 8, 2026
Details

Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Used Car Loans (2020,2021,2022)
5.99%
36-60
View
▼
APR5.99%
Term36-60
Last UpdatedApr 5, 2026
Details

Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Used Car Loans (2023,2024)
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 5, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
New and Used Auto Loan
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As

Morton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
Used Cars
5.99%
up to 6 years
View
▼
APR5.99%
Termup to 6 years
Last UpdatedApr 6, 2026
Details

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Car Loans - New And Used
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As; Car Model Years 2023 - 2026

Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
Used Vehicle (2023 & Older) Loans & Refinancing
5.99%
7 Years
View
▼
APR5.99%
Term7 Years
Last UpdatedApr 8, 2026
Details

As Low As

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITHOUT Direct Deposit
5.99%
3 Years
View
▼
APR5.99%
Term3 Years
Last UpdatedApr 8, 2026
Details

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto Loans
5.99%
64 - 72 Months
View
▼
APR5.99%
Term64 - 72 Months
Last UpdatedApr 8, 2026
Details

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
Used Auto Loans 2019 - 2021
5.99%
Up to 63 Months
View
▼
APR5.99%
TermUp to 63 Months
Last UpdatedApr 8, 2026
Details

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedApr 8, 2026
Details

As Low As; Maximum borrowed $50,000

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2021-2022 Models
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 8, 2026
Details

Cummaquid, MA Auto Loan Rate Trends

Compare local Cummaquid, MA auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Massachusetts Auto Trends →
New Auto Loan — MA Avg
6.333%
Unchanged vs 7 days ago

Massachusetts new auto loan rates currently average 6.333% APR.

Used Auto Loan — MA Avg
6.263%
Unchanged vs 7 days ago

Massachusetts used auto loan rates currently average 6.263% APR.

As of Apr 16, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in Cummaquid, Massachusetts

How does my credit score affect my car loan rate in Massachusetts?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Cummaquid, Massachusetts with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Massachusetts *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Cummaquid, Massachusetts typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Cummaquid, Massachusetts?

Based on our current data, some of the lowest auto loan rates available in Cummaquid, Massachusetts include:
  • Baxter Credit Union: 3.24% (Auto Loans 2026 & Newer)
  • American Airlines Federal Credit Union: 3.74% (New Auto)
  • TEWKSBURY: 3.79% (New & Used Vehicle Loans)
  • Plymouth County Teachers Federal Credit Union: 3.99% (Auto Loan)
  • Quincy Credit Union: 3.99% (New Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Cummaquid, Massachusetts. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 14, 2026

Cummaquid, Massachusetts Rates & Resources

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