Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Quincy Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 14, 2026
Quincy Credit Union's top rates as of October 14, 2026 are 4.13% APY on its CD Special Rate - 16 Month, 0.10% APY on savings, 1.50% APY on money market accounts, 5.88% on its Jumbo Adjustable Rate Mortgage - 5/1 Year, personal loans from 12.65% APR, and credit cards from 8.99% APR, according to rates verified by MonitorBankRates. Other Quincy Credit Union CD rates include 6 Month Standard CD at 3.85%, 12 Month Standard CD at 3.25%, and 24 Month Standard CD at 3.00%. Other Quincy Credit Union mortgage rates include Fixed Jumbo Mortgage 15 Year Fixed Rate at 6.38%, Fixed Mortgage - 30 Year Fixed at 6.50%, and Fixed Mortgage - 15 Year Fixed at 6.38%. MonitorBankRates evaluates the financial stability of Quincy Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.24%. Rates last updated and verified on 10/14/2026.
Quincy Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Quincy Credit Union? Share your experience about Quincy Credit Union by leaving a review below, or read customer reviews before you decide to use Quincy Credit Union.
Quincy Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 98/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Quincy Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
3.24%
ExcellentLower than avg
Quincy Credit Union Texas Ratio
Quincy Credit Union's Texas Ratio is 3.24%, which is considered excellent and is lower than the national average of 6.13%.
Quincy Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
1.14% to 3.24% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Quincy Credit Union CD Rates
Product
Rate
APY
Term
View More
Share Certificate Special Rate - 16 Month
4.05%
4.13%
16 month
Min Deposit$1,000
Min Balance$1,000
DetailsSpecial rate; CLICK HERE for requirements; Minimum daily balance to earn APY: $1,000.00
Last Updated10/14/2026
Rate History
No change since Oct 10, 2026 · 4.13% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
6 Month Standard Share Certificate
3.78%
3.85%
6 months
Min Deposit$1,000
Min Balance$1,000
Last Updated10/14/2026
Rate History
No change since Sep 22, 2026 · 3.85% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
12 Month Standard Share Certificate
3.20%
3.25%
12 months
Min Deposit$1,000
Min Balance$1,000
Last Updated10/14/2026
Rate History
No change since Sep 22, 2026 · 3.25% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
24 Month Standard Share Certificate
2.96%
3.00%
24 months
Min Deposit$1,000
Min Balance$1,000
Last Updated10/14/2026
Rate History
No change since Sep 22, 2026 · 3.00% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
36 Month Standard Share Certificate
2.96%
3.00%
36 months
Min Deposit$1,000
Min Balance$1,000
Last Updated10/14/2026
Rate History
No change since Sep 22, 2026 · 3.00% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
48 Month Standard Share Certificate
2.96%
3.00%
48 months
Min Deposit$1,000
Min Balance$1,000
Last Updated10/14/2026
Rate History
No change since Sep 22, 2026 · 3.00% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
60 Month Standard Share Certificate
2.96%
3.00%
60 months
Min Deposit$1,000
Min Balance$1,000
Last Updated10/14/2026
Rate History
No change since Sep 22, 2026 · 3.00% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
Quincy Credit Union Savings Rates
Product
Rate
APY
View More
Primary Share Savings Account
0.10%
0.10%
Min Deposit$5
Min Balance$15
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
Quincy Credit Union Business Savings Rates
Product
Rate
APY
View More
Business Advantage Share Savings
0.10%
0.10%
Min Deposit$100
Min Balance$100
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
Quincy Credit Union Money Market Rates
Product
Rate
APY
View More
Money Market
1.49%
1.50%
Min Balance$100,000
DetailsBalance: $100,000.00 and over; Membership eligibility required; A $5 Primary Share Account must be maintained
Last Updated10/14/2026
Rate History
No change since Oct 10, 2026 · 1.50% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
Money Market
1.24%
1.25%
Min Balance$50,000
DetailsBalance: $50,000.00 - $99,999.99; Membership eligibility required; A $5 Primary Share Account must be maintained
Last Updated10/14/2026
Rate History
No change since Oct 10, 2026 · 1.25% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
Money Market
1.00%
1.00%
Min Balance$25,000
DetailsBalance: $25,000.00 - $49,999.99; Membership eligibility required; A $5 Primary Share Account must be maintained
Last Updated10/14/2026
Rate History
1 change since Oct 1, 2026 · 0.25% → 1.00% ▲ 0.75 pts · high 1.00% / low 0.25%
Oct 10, 20261.00%▲ from 0.25%
Oct 1, 20260.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
Money Market
0.50%
0.50%
Min Balance$2,500
DetailsBalance: $2,500.00 - $24,999.99; Membership eligibility required; A $5 Primary Share Account must be maintained
Last Updated10/14/2026
Rate History
No change since Oct 10, 2026 · 0.50% APY · checked 2 times
No change since Oct 1, 2026 · 6.94% APR · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
Jumbo ARM 10/1 Year
6.375%
-
6.94%
120 months
DetailsFixed monthly payments: 120; Fully Indexed Rate: 7.250%; Index: 1-year U.S. Treasury Bill plus 2.75% margin; Rate adjustments capped at 2.00% per adjustment period, lifetime maximum increase 6.00%; Apply Now
1 change since Sep 22, 2026 · 7.56% → 7.55% ▼ 0.01 pts · high 7.56% / low 7.55%
Oct 1, 20267.55%▼ from 7.56%
Sep 22, 20267.56%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
Adjustable-Rate Mortgage (ARM) 10/1 Year
6.375%
-
7.55%
120 months
DetailsFixed monthly payments: 120; Fully Indexed Rate: 7.250%; Number of monthly payments: 360
Last Updated10/14/2026
Rate History
3 changes since Sep 18, 2026 · 6.95% → 7.55% ▲ 0.60 pts · high 7.56% / low 6.94%
Oct 14, 20267.55%▲ from 6.94%
Oct 1, 20266.94%▼ from 7.56%
Sep 22, 20267.56%▲ from 6.95%
Sep 18, 20266.95%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
Quincy Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Line of Credit
6.50%
-
6.50%
DetailsMaximum loan amount $250,000; Variable APR based on WSJ Prime minus 0.50%; Maximum APR 18.00%; Minimum floor rate 3.50%; Loan-to-value not to exceed 80%
Last Updated10/14/2026
Rate History
1 change since Sep 14, 2026 · 6.25% → 6.50% ▲ 0.25 pts · high 6.50% / low 6.25%
Sep 27, 20266.50%▲ from 6.25%
Sep 14, 20266.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
Fixed Rate Home Equity Loans
7.375%
-
7.375%
1-5 years
DetailsMaximum loan amount $250,000; Loan-to-value not to exceed 80%
Last Updated10/14/2026
Rate History
1 change since Sep 14, 2026 · 7.13% → 7.38% ▲ 0.25 pts · high 7.38% / low 7.13%
Sep 18, 20267.38%▲ from 7.13%
Sep 14, 20267.13%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
Fixed Rate Home Equity Loans
7.875%
-
7.875%
6-10 years
DetailsMaximum loan amount $250,000; Loan-to-value not to exceed 80%
Last Updated10/14/2026
Rate History
1 change since Sep 14, 2026 · 7.63% → 7.88% ▲ 0.25 pts · high 7.88% / low 7.63%
Sep 18, 20267.88%▲ from 7.63%
Sep 14, 20267.63%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
Fixed Rate Home Equity Loans
8.125%
-
8.125%
11-15 years
DetailsMaximum loan amount $250,000; Loan-to-value not to exceed 80%
Last Updated10/14/2026
Rate History
1 change since Sep 14, 2026 · 7.88% → 8.13% ▲ 0.25 pts · high 8.13% / low 7.88%
Sep 18, 20268.13%▲ from 7.88%
Sep 14, 20267.88%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
Fixed Rate Home Equity Loans
8.375%
-
8.375%
16-20 years
DetailsMaximum loan amount $250,000; Loan-to-value not to exceed 80%
Last Updated10/14/2026
Rate History
1 change since Sep 14, 2026 · 8.13% → 8.38% ▲ 0.25 pts · high 8.38% / low 8.13%
Sep 18, 20268.38%▲ from 8.13%
Sep 14, 20268.13%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
Quincy Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
New Auto Loans
-
-
4.49%
Up to 36 months
DetailsAs Low As; APR with auto pay (requires QCU Checking Account)
Last Updated10/14/2026
Rate History
1 change since Sep 14, 2026 · 3.99% → 4.49% ▲ 0.50 pts · high 4.49% / low 3.99%
Oct 10, 20264.49%▲ from 3.99%
Sep 14, 20263.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
Pre-Owned Auto Loans
-
-
4.49%
Up to 36 months
DetailsAs Low As; APR with auto pay (requires QCU Checking Account)
Last Updated10/14/2026
Rate History
1 change since Sep 14, 2026 · 3.99% → 4.49% ▲ 0.50 pts · high 4.49% / low 3.99%
Oct 10, 20264.49%▲ from 3.99%
Sep 14, 20263.99%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
New Auto Loans
-
-
5.00%
37 - 48 months
DetailsAs Low As; APR with auto pay (requires QCU Checking Account)
Last Updated10/14/2026
Rate History
1 change since Sep 14, 2026 · 4.50% → 5.00% ▲ 0.50 pts · high 5.00% / low 4.50%
Oct 10, 20265.00%▲ from 4.50%
Sep 14, 20264.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
Pre-Owned Auto Loans
-
-
5.00%
37 - 48 months
DetailsAs Low As; APR with auto pay (requires QCU Checking Account)
Last Updated10/14/2026
Rate History
1 change since Sep 14, 2026 · 4.50% → 5.00% ▲ 0.50 pts · high 5.00% / low 4.50%
Oct 10, 20265.00%▲ from 4.50%
Sep 14, 20264.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
New Auto Loans
-
-
5.25%
49 - 72 months
DetailsAs Low As; APR with auto pay (requires QCU Checking Account)
Last Updated10/14/2026
Rate History
1 change since Sep 14, 2026 · 4.75% → 5.25% ▲ 0.50 pts · high 5.25% / low 4.75%
Oct 10, 20265.25%▲ from 4.75%
Sep 14, 20264.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
Pre-Owned Auto Loans
-
-
5.25%
49 - 72 months
DetailsAs Low As; APR with auto pay (requires QCU Checking Account)
Last Updated10/14/2026
Rate History
1 change since Sep 14, 2026 · 4.75% → 5.25% ▲ 0.50 pts · high 5.25% / low 4.75%
Oct 10, 20265.25%▲ from 4.75%
Sep 14, 20264.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
New Auto Loans
-
-
5.50%
73 - 84 months
DetailsAs Low As; APR with auto pay (requires QCU Checking Account)
Last Updated10/14/2026
Rate History
1 change since Sep 14, 2026 · 5.00% → 5.50% ▲ 0.50 pts · high 5.50% / low 5.00%
Oct 10, 20265.50%▲ from 5.00%
Sep 14, 20265.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
Quincy Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Recreational Vehicles Loan
-
7.74%
Up to 120 months
DetailsAs Low As; APR with auto pay (requires QCU Checking Account)
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 7.74% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
Quincy Credit Union Credit Card Rates
Product
Rate
APR
View More
VISA Traditional Credit Card (Variable Rate)
-
8.99%
DetailsVariable Rate; Revolving line of credit
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 8.99% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
VISA Signature Credit Card (Variable Rate)
-
18.00%
DetailsVariable Rate; Revolving line of credit
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 18.00% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
Quincy Credit Union Personal Loan Rates
Product
APR
Term
View More
Personal Loans
12.65%
Up to 48 months
DetailsAs Low As; APR with auto pay (requires QCU Checking Account)
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 12.65% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
Personal Loans
13.65%
Up to 72 months
DetailsAs Low As; APR with auto pay (requires QCU Checking Account)
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 13.65% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
VISA Signature Credit Card (Variable Rate)
18.00%
DetailsVariable Rate; Revolving line of credit
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 18.00% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
Quincy Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
IRA Share Account
0.20%
-
0.20%
Min Deposit$250
Min Balance$15
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 0.20% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
Real Estate Escrow
0.10%
-
0.10%
Min Deposit$0
Min Balance$15
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
Special Share Accounts
0.10%
-
0.10%
Min Deposit$5
Min Balance$15
Last Updated10/14/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
Standard CD - 12 months
3.20%
-
3.25%
12 months
Min Deposit$1,000
Min Balance$1,000
Last Updated10/14/2026
Rate History
No change since Sep 22, 2026 · 3.25% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
Standard CD - 24 months
2.96%
-
3.00%
24 months
Min Deposit$1,000
Min Balance$1,000
Last Updated10/14/2026
Rate History
No change since Sep 22, 2026 · 3.00% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
Standard CD - 36 months
2.96%
-
3.00%
36 months
Min Deposit$1,000
Min Balance$1,000
Last Updated10/14/2026
Rate History
No change since Sep 22, 2026 · 3.00% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
Standard CD - 48 months
2.96%
-
3.00%
48 months
Min Deposit$1,000
Min Balance$1,000
Last Updated10/14/2026
Rate History
No change since Sep 22, 2026 · 3.00% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
Standard CD - 6 months
3.78%
-
3.85%
6 months
Min Deposit$1,000
Min Balance$1,000
Last Updated10/14/2026
Rate History
No change since Sep 22, 2026 · 3.85% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
Standard CD - 60 months
2.96%
-
3.00%
60 months
Min Deposit$1,000
Min Balance$1,000
Last Updated10/14/2026
Rate History
No change since Sep 22, 2026 · 3.00% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.24%
Financial Health History
Quincy Credit Union’s Texas Ratio rose from 1.14% in Q3 2023 to 3.24% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$729M
3.24%
5.0
A+
March 31, 2026
$733M
2.01%
5.0
A+
December 31, 2025
$731M
2.89%
5.0
A+
September 30, 2025
$714M
4.28%
5.0
A+
June 30, 2025
$709M
1.98%
5.0
A+
March 31, 2025
$717M
1.12%
5.0
A+
December 31, 2024
$693M
1.82%
5.0
A+
September 30, 2024
$702M
1.70%
5.0
A+
June 30, 2024
$701M
1.07%
5.0
A+
March 31, 2024
$712M
1.19%
5.0
A+
December 31, 2023
$712M
1.88%
5.0
A+
September 30, 2023
$710M
1.14%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Quincy Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Quincy Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Quincy Credit Union's official website for the most current offers and terms.
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
38,556,229
Total Uninsured Shares and Deposits > $250K (F+J)
38,556,229
Total Insured Shares and Deposits > $250K (item 17 less item K)
607,223,973
Total Interest Expense (Sum of items 6 8)
4,225,590
Share Certificates
4,523
Number of Accounts for Share Drafts
26,826
IRA KEOGH Accounts
1,436
Number of Accounts for Regular Shares
46,700
Money Market Shares
1,206
Net Income (unless the amount is already included in Undivided Earnings)
2,961,490
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
59,008,239
Total Liabilities
643,940,460
Source: NCUA — Last Updated 06/30/2026
Q2 2026 MBR Health & Safety Badge
Quincy Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
There are no reviews for Quincy Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Quincy Credit Union
Frequently Asked Questions About Quincy Credit Union
How many branches does Quincy Credit Union operate?
Quincy Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Quincy Credit Union?
Yes, to access services at Quincy Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Quincy Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Quincy Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Quincy Credit Union offer online and mobile banking?
Most modern institutions like Quincy Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.qcu.org.
Current Quincy Credit Union Rates
12-Month CD3.25%
24-Month CD3.00%
60-Month CD3.00%
Savings0.10%
MMA1.50%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
