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Albright Credit Union Rates & Review May 2026

Albright Credit Union's 7 month CD rates are at 3.82%, 7 CD rates are at 3.82%, Regular term and IRA CDs - 7 month rates are at 3.82%, 12 month CD rates are at 3.71%, Regular term and IRA CDs - 12 month rates are at 3.71%. Albright Credit Union's savings rates are at 0.05%. Albright Credit Union's money market rates are at 0.35%. Albright Credit Union's Personal Loan Rates are at 4.44%. MonitorBankRates evaluates the financial stability of Albright Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.81%. Rates were last updated on 05/12/2026.

Albright Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Albright Credit Union? Share your experience about Albright Credit Union by leaving a review below, or read customer reviews before you decide to use Albright Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 95/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
10.81%
Excellent Higher than avg
Albright Credit Union
Duracell Main Office
14 Research Drive
Bethel, CT 06810
https://www.albrightcu.com/
Member NCUA

Albright Credit Union CD Rates

Product Rate APY Term View More
7 month Certificate 3.75% 3.82% 7 months
Min Deposit $2,500
Details Regular term and IRA Certificates - Minimum Deposit $2,500.00
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
7 CD - 3.82% 7
No additional details.
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
Regular term and IRA Certificates - 7 month 3.75% 3.82% 7 months
Min Deposit $2,500
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
12 month Certificate 3.65% 3.71% 12 months
Min Deposit $2,500
Details Regular term and IRA Certificates - Minimum Deposit $2,500.00
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
Regular term and IRA Certificates - 12 month 3.65% 3.71% 12 months
Min Deposit $2,500
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
60 month Certificate 3.50% 3.56% 60 months
Min Deposit $2,500
Details Regular term and IRA Certificates - Minimum Deposit $2,500.00
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
Regular term and IRA Certificates - 60 month 3.50% 3.56% 60 months
Min Deposit $2,500
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
48 month Certificate 3.30% 3.35% 48 months
Min Deposit $2,500
Details Regular term and IRA Certificates - Minimum Deposit $2,500.00
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
Regular term and IRA Certificates - 48 month 3.30% 3.35% 48 months
Min Deposit $2,500
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
36 month Certificate 3.25% 3.30% 36 months
Min Deposit $2,500
Details Regular term and IRA Certificates - Minimum Deposit $2,500.00
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
Regular term and IRA Certificates - 36 month 3.25% 3.30% 36 months
Min Deposit $2,500
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
24 month Certificate 3.10% 3.14% 24 months
Min Deposit $2,500
Details Regular term and IRA Certificates - Minimum Deposit $2,500.00
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
Regular term and IRA Certificates - 24 month 3.10% 3.14% 24 months
Min Deposit $2,500
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
18 month Certificate 3.00% 3.04% 18 months
Min Deposit $2,500
Details Regular term and IRA Certificates - Minimum Deposit $2,500.00
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
Regular term and IRA Certificates - 18 month 3.00% 3.04% 18 months
Min Deposit $2,500
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
12 month Save to Win! Qualifying Certificate Account 2.75% 2.79% 12 months
Min Deposit $2,500
Details Regular term and IRA Certificates - Minimum Deposit $2,500.00; Ask for details - You may win a $25 monthly cash prize!
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
6 month Certificate 2.00% 2.02% 6 months
Min Deposit $2,500
Details Regular term and IRA Certificates - Minimum Deposit $2,500.00
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
Regular term and IRA Certificates - 6 month 2.00% 2.02% 6 months
Min Deposit $2,500
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%

Albright Credit Union Savings Rates

Product Rate APY View More
IRA Share/Health Savings 0.35% 0.35%
Min Balance $10
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
Holiday Club 0.25% 0.25%
Min Balance $10
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
Minor/Youth Savings 0.25% 0.25%
Min Balance $10
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
Rainy Day Club 0.25% 0.25%
Min Balance $10
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
Vacation Club 0.25% 0.25%
Min Balance $10
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
Regular Savings 0.05% 0.05%
Min Balance $25
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%

Albright Credit Union Money Market Rates

Product Rate APY View More
Money Market 0.55% 0.55%
Min Balance $1,000
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
Money Market 0.35% 0.35%
Min Balance $1,000
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%

Albright Credit Union Checking Rates

Product Rate APY View More
Checking Plus 0.05% 0.05%
No additional details.
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%

Albright Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Fixed Rate - - 5.40% 60
No additional details.
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
Home Equity Fixed Rate - - 5.74% 120
No additional details.
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
Home Equity Line of Credit - - 6.00% 10
Details Lines up to $150,000 based on Home Value. *Variable Rate based on the Prime Rate. Ask Credit Union for full details.
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%

Albright Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loans - - 4.44% 60
Details As Low As; Model year: 2025 or newer with less than 7,000 miles; Up to 100% financing available
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
New Auto Loans - - 4.64% 72
Details As Low As; Up to 100% financing available
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
Used Auto Loans - - 4.64% 48
Details As Low As; Model years: 2023 or newer (and 2025 with more than 7,000 miles; Up to 100% financing available
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
New Auto Loans - - 5.64% 84
Details As Low As; Up to 100% financing available
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
Used Auto Loans - - 5.64% 72
Details As Low As; Up to 100% financing available
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
Used Auto Loans - - 5.90% 36
Details As Low As; Model years: 2021 -2022 (older considered on case by case basis); Up to 100% financing available
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
Used Auto Loans - - 6.15% 48
Details As Low As; Up to 100% financing available
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
Used Auto Loans - - 6.64% 60
Details As Low As; Up to 100% financing available
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%

Albright Credit Union Credit Card Rates

Product Rate APR View More
Credit Cards - 1.99%
Details Intro rate expires: 12 months; Regular APR: 7.99% - 17.99%
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
Credit Cards - 7.99%
Details Regular APR: 7.99% up to 17.99%
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%
Credit Cards - 15.00%
Details Regular APR: 15.00% up to 17.99%
Last Updated 05/12/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 10.81%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Albright Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Albright Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Albright Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Albright Credit Union
Address 14 Research Drive, Bethel, CT 06810
Phone 203-796-4500
Fax 203-791-3225
President Maciej Milewski
CEO Sabrina DeFazio
Full-Time Employees 14
Part-Time Employees 0
Branch Locations 3
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.81%
Return on Assets (ROA)
0.7030%
Return on Equity (ROE)
6.1909%
Non-Performing Loans Ratio (NPL)
2.21%
Total Assets
72,520,751
Total Amount of Shares and Deposits
64,035,401
Total Shares and Deposits < 1 Year
61,647,633
Total Shares and Deposits 1 3 Years
1,478,923
Total Shares and Deposits > 3 Years
908,845
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,971,190
Total Uninsured Shares and Deposits > $250K (F+J)
1,971,190
Total Insured Shares and Deposits > $250K (item 17 less item K)
62,064,211
Total Interest Expense (Sum of items 6 8)
385,824
Share Certificates
305
Number of Accounts for Share Drafts
3,936
IRA KEOGH Accounts
193
Number of Accounts for Regular Shares
5,439
All other shares
11
Money Market Shares
115
Net Income (unless the amount is already included in Undivided Earnings)
509,797
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,317,344
Total Liabilities
64,313,937
Source: NCUA — Last Updated 09/30/2025
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Albright Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Customer Reviews

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0
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Frequently Asked Questions About Albright Credit Union

How many branches does Albright Credit Union operate?

Albright Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Albright Credit Union?

Yes, to access services at Albright Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Albright Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Albright Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Albright Credit Union offer online and mobile banking?

Most modern institutions like Albright Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.albrightcu.com/.

Current Albright Credit Union Rates

  • 12-Month CD2.79%
  • 18-Month CD3.04%
  • 24-Month CD3.14%
  • 60-Month CD3.56%
  • Savings0.05%
  • MMA0.35%
Retrieved from our database of financial products. Rates subject to change.