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Advertiser Disclosure
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 Albright Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 10, 2026
Albright Credit Union's top rates as of October 10, 2026 are 3.82% APY on its 36 Month Regular term and IRA CDs CD, 0.35% APY on savings, 1.26% APY on money market accounts, 0.05% APY on checking, and auto loans from 4.44% APR, according to rates verified by MonitorBankRates. Other Albright Credit Union CD rates include 48 Month Regular term and IRA CDs at 3.82%, 60 Month Regular term and IRA CDs at 3.82%, and 24 Month Regular term and IRA CDs at 3.72%. MonitorBankRates evaluates the financial stability of Albright Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.48%. Rates last updated and verified on 10/10/2026. Albright Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Albright Credit Union? Share your experience about Albright Credit Union by leaving a review below, or read customer reviews before you decide to use Albright Credit Union. Albright Credit Union
Duracell - Main Office 14 Research Drive
https://www.albrightcu.com/ Bethel, CT 06810  Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Albright Credit Union CD Rates
Albright Credit Union Savings Rates
Albright Credit Union Money Market Rates
Albright Credit Union Checking Rates
Albright Credit Union Home Equity & HELOC
Albright Credit Union Auto Loan Rates
Albright Credit Union Other Rates
Financial Health HistoryAlbright Credit Union’s Texas Ratio rose from 7.87% in Q3 2023 to 9.48% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Albright Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Albright Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Albright Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Albright Credit Union
Website
https://www.albrightcu.com/
Address
14 Research Drive,
Bethel, CT 06810
Phone
203-796-4500
Fax
203-791-3225
President
Maciej Milewski
CEO
Sabrina DeFazio
Full-Time Employees
14
Part-Time Employees
1
Branch Locations
3
ATM Locations
2
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.48%
Return on Assets (ROA)
0.5399%
Return on Equity (ROE)
4.5437%
Non-Performing Loans Ratio (NPL)
2.15%
Total Assets
73,949,123
Total Amount of Shares and Deposits
64,941,013
Total Shares and Deposits < 1 Year
62,926,311
Total Shares and Deposits 1 3 Years
1,497,627
Total Shares and Deposits > 3 Years
517,074
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,582,385
Total Uninsured Shares and Deposits > $250K (F+J)
2,582,385
Total Insured Shares and Deposits > $250K (item 17 less item K)
62,358,628
Total Interest Expense (Sum of items 6 8)
306,557
Share Certificates
367
Number of Accounts for Share Drafts
3,921
IRA KEOGH Accounts
175
Number of Accounts for Regular Shares
4,948
All other shares
202
Money Market Shares
107
Net Income (unless the amount is already included in Undivided Earnings)
399,239
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,637,504
Total Liabilities
65,162,512
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About Albright Credit UnionHow many branches does Albright Credit Union operate?Albright Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Albright Credit Union?Yes, to access services at Albright Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Albright Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Albright Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Albright Credit Union offer online and mobile banking?Most modern institutions like Albright Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.albrightcu.com/. Current Albright Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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