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Auto Loan Rates in South Hadley, Massachusetts (MA) for April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of local and national lenders actively lending to borrowers in South Hadley, Massachusetts. Your final approved rate will depend on your credit profile, loan term, and vehicle age.
| ✓Fact Checked | Auto Loan Rates — Last Updated and Verified: April 6, 2026

Current auto loan rates in South Hadley, Massachusetts include Greenfield Co-operative BankGreenfield Co-operative Bank487 Newton St, South Hadley, MA, 01075A+5.0 ★Texas Ratio: 1.89% offering New Car Auto Loan at 7.75%, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% offering Auto Loans at 3.24%, American Airlines Federal Credit UnionAmerican Airlines Federal Credit UnionA+5.0 ★Texas Ratio: 2.63% offering New Auto at 3.74%, TEWKSBURYTEWKSBURYA+5.0 ★Texas Ratio: 0.00% offering New & Used Vehicle Loans at 3.79%, Quincy Credit UnionQuincy Credit UnionA+5.0 ★Texas Ratio: 4.37% offering New Auto Loans at 3.99%. Auto loan rates as of April 6, 2026 according to verified data from MonitorBankRates.

South Hadley has 1 local institution in our database, with auto loan rates as low as 7.75% APR from Greenfield Co-operative Bank at 487 Newton St, South Hadley, MA, 01075. Use the tabs below to compare new and used auto loan rates. Rates are continually updated — we recommend checking back frequently.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in South Hadley, Massachusetts. Auto Loan Rates Last Updated and Verified: April 6, 2026

Compare Auto Loan Rates Today in South Hadley, Massachusetts & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Greenfield Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
487 Newton St, South Hadley, MA, 01075
New Car Auto Loan
7.75%
3 Years
View
▼
APR7.75%
Term3 Years
Last UpdatedApr 3, 2026
Details

Maximum Loan to Value (LTV): 90%**

Greenfield Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
487 Newton St, South Hadley, MA, 01075
New Car Auto Loan
8.00%
4 Years
View
▼
APR8.00%
Term4 Years
Last UpdatedApr 3, 2026
Details

Maximum Loan to Value (LTV): 90%**

Greenfield Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
487 Newton St, South Hadley, MA, 01075
New Car Auto Loan
8.25%
5 Years
View
▼
APR8.25%
Term5 Years
Last UpdatedApr 3, 2026
Details

Maximum Loan to Value (LTV): 90%**

Greenfield Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
487 Newton St, South Hadley, MA, 01075
New Car Auto Loan
8.50%
6 Years
View
▼
APR8.50%
Term6 Years
Last UpdatedApr 3, 2026
Details

Maximum Loan to Value (LTV): 90%**

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.24%
Auto Buying Service
View
▼
APR3.24%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2026 & Newer

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
View
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details

As Low As

TEWKSBURY
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Vehicle Loans
3.79%
36 Months
View
▼
APR3.79%
Term36 Months
Last UpdatedMar 24, 2026
Details

As Low As; Terms from 36 to 84 months with Direct Deposit

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
3.99%
0 - 75 Months
View
▼
APR3.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2026 & Newer

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New Auto Loans
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedMar 28, 2026
Details

As Low As

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Pre-Owned Auto Loans
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedMar 28, 2026
Details

As Low As

Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New Autos
3.99%
72 Months
View
▼
APR3.99%
Term72 Months
Last UpdatedApr 4, 2026
Details

90% Financing

Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Used Autos 2025 - 2026
3.99%
72 Months
View
▼
APR3.99%
Term72 Months
Last UpdatedApr 4, 2026
Details

90% Financing

Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
Auto Loan
3.99%
65 Months
View
▼
APR3.99%
Term65 Months
Last UpdatedApr 5, 2026
Details

As Low As

Methuen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
Auto Loan (New or Used)
4.05%
up to 36 months
View
▼
APR4.05%
Termup to 36 months
Last UpdatedApr 4, 2026
Details

As Low As

Methuen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
Auto Loan (Used)
4.05%
36 Months
View
▼
APR4.05%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As; up to 36 months

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New Auto Loans
4.24%
37 - 48 months
View
▼
APR4.24%
Term37 - 48 months
Last UpdatedMar 28, 2026
Details

As Low As

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Pre-Owned Auto Loans
4.24%
37 - 48 months
View
▼
APR4.24%
Term37 - 48 months
Last UpdatedMar 28, 2026
Details

As Low As

Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
New Vehicle (2024 & Newer) Loans & Refinancing
4.24%
1 Year
View
▼
APR4.24%
Term1 Year
Last UpdatedMar 29, 2026
Details

As Low As

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan Model Years 2022-2024
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedApr 2, 2026
Details

As Low As; Maximum borrowed $150,000

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2022 - 2021
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New Vehicle
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; Certain restrictions apply.

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
View
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Greater Springfield Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New and Used Autos
4.25%
3 Years
View
▼
APR4.25%
Term3 Years
Last UpdatedMar 27, 2026
Details

As Low As; Maximum Loan Amount is $75,000

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.49%
Auto Buying Service
View
▼
APR4.49%
TermAuto Buying Service
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2023 - 2025*

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
4 Year Auto Loan New < 25K miles
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 27, 2026
Details

As Low As

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5 Year Auto Loan New < 25K miles
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMar 27, 2026
Details

As Low As

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New < 25K miles Auto Loan
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMar 27, 2026
Details

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New Auto Loans
4.49%
49 - 72 months
View
▼
APR4.49%
Term49 - 72 months
Last UpdatedMar 28, 2026
Details

As Low As

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Pre-Owned Auto Loans
4.49%
49 - 72 months
View
▼
APR4.49%
Term49 - 72 months
Last UpdatedMar 28, 2026
Details

As Low As

Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Refinanced New Autos 2024/2025 Models
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 29, 2026
Details

Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
New Vehicle (2024 & Newer) Loans & Refinancing
4.49%
5 Years
View
▼
APR4.49%
Term5 Years
Last UpdatedMar 29, 2026
Details

As Low As

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan Model Years 2022-2024
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 2, 2026
Details

As Low As; Maximum borrowed $150,000

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
View
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 5, 2026
Details

As Low As

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New Car (2025 - 2026)
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 4, 2026
Details

Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Refinanced New Autos 2024/2025 Models
4.55%
48 Months
View
▼
APR4.55%
Term48 Months
Last UpdatedMar 29, 2026
Details

MyCom Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.63%
New Auto 2023 - 2026
4.59%
36 Months
View
▼
APR4.59%
Term36 Months
Last UpdatedApr 4, 2026
Details

UKRAINIAN SELFRELIANCE NEW ENGLAND
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
2024 or Newer Auto Loan
4.69%
12-48
View
▼
APR4.69%
Term12-48
Last UpdatedMar 29, 2026
Details

As Low As

MyCom Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.63%
New Auto 2023 - 2026
4.69%
48 Months
View
▼
APR4.69%
Term48 Months
Last UpdatedApr 4, 2026
Details

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto Loans
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedMar 27, 2026
Details

New < 25K miles

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New Auto Loans
4.74%
73 - 84 months
View
▼
APR4.74%
Term73 - 84 months
Last UpdatedMar 28, 2026
Details

As Low As

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Car Loans 2025-2026 Models or newer
4.74%
24 Months
View
▼
APR4.74%
Term24 Months
Last UpdatedMar 28, 2026
Details

Published rates reflects a .25% discount when you maintain automatic loan payments.

Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
Used Vehicle (2023 & Older) Loans & Refinancing
4.74%
1 Year
View
▼
APR4.74%
Term1 Year
Last UpdatedMar 29, 2026
Details

As Low As

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan Model Years 2022-2024
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 2, 2026
Details

As Low As; Maximum borrowed $150,000

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2020 & Older
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New Vehicle
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As; Certain restrictions apply.

Brookline Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
New Auto
4.75%
Up to 24 mos.
View
▼
APR4.75%
TermUp to 24 mos.
Last UpdatedMar 25, 2026
Details

Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Refinanced New Autos 2024/2025 Models
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 29, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Used Car (2022 - 2024)
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedApr 4, 2026
Details

MyCom Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.63%
New Auto 2023 - 2026
4.79%
60 Months
View
▼
APR4.79%
Term60 Months
Last UpdatedApr 4, 2026
Details

UKRAINIAN SELFRELIANCE NEW ENGLAND
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
2024 or Newer Auto Loan
4.89%
49-60
View
▼
APR4.89%
Term49-60
Last UpdatedMar 29, 2026
Details

As Low As

MyCom Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.63%
New Auto 2023 - 2026
4.89%
72 Months
View
▼
APR4.89%
Term72 Months
Last UpdatedApr 4, 2026
Details

Malden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
New Auto
4.95%
2 - 5 Years
View
▼
APR4.95%
Term2 - 5 Years
Last UpdatedApr 4, 2026
Details

As Low As

Malden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Used Auto (Under 4 Years Old)
4.95%
4 Years
View
▼
APR4.95%
Term4 Years
Last UpdatedApr 4, 2026
Details

As Low As

Alden Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.29%
New & Used Auto Loans
4.99%
Up to 36 Months
View
▼
APR4.99%
TermUp to 36 Months
Last UpdatedMar 25, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
Auto Loans
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 25, 2026
Details

As Low As

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
New/Used Auto (Model Years 2024-2026)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 25, 2026
Details

As Low As

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
Used Auto (Model Years < 2024)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 25, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 37 to 48-Month Term
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 49 to 60-Month Term
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 Up to 36-Month Term
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Alltrust Credit Union
Institution Rating:
D3.5 ★ Texas Ratio: 33.38%
Auto Loan - Model Years 2019-2020
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 25, 2026
Details

Up to 90% loan-to-value

Alltrust Credit Union
Institution Rating:
D3.5 ★ Texas Ratio: 33.38%
Auto Loan - Model Years 2021-2022
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 25, 2026
Details

Up to 95% loan-to-value

Alltrust Credit Union
Institution Rating:
D3.5 ★ Texas Ratio: 33.38%
Auto Loan - Model Years 2023 or later
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 25, 2026
Details

Up to 100% loan-to-value

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
4.99%
0 - 75 Months
View
▼
APR4.99%
Term0 - 75 Months
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2023 - 2025*

Homefield Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
Auto Loan
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMar 27, 2026
Details

As Low As

Liberty Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Auto Loans
4.99%
0-36
View
▼
APR4.99%
Term0-36
Last UpdatedMar 27, 2026
Details

As Low As

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
4.99%
3 Years
View
▼
APR4.99%
Term3 Years
Last UpdatedMar 27, 2026
Details

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
4 Year Auto Loan Used > 25K miles
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 27, 2026
Details

As Low As

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5 Year Auto Loan Used > 25K miles
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 27, 2026
Details

As Low As

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used > 25K miles Auto Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 27, 2026
Details

PIONEER VALLEY
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Vehicle Loan
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 28, 2026
Details

As Low As

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2023-2024 Models
4.99%
24 Months
View
▼
APR4.99%
Term24 Months
Last UpdatedMar 28, 2026
Details

Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
Used Vehicle (2023 & Older) Loans & Refinancing
4.99%
5 Years
View
▼
APR4.99%
Term5 Years
Last UpdatedMar 29, 2026
Details

As Low As

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
4.99%
4 Years
View
▼
APR4.99%
Term4 Years
Last UpdatedApr 2, 2026
Details

Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Used Autos 2022 - 2024
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 4, 2026
Details

90% Financing

Norfolk Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Auto Loans NEW
4.99%
72 months
View
▼
APR4.99%
Term72 months
Last UpdatedApr 4, 2026
Details

As Low As; Maximum Amount: $65,000

Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
Auto Loan
4.99%
75 Months
View
▼
APR4.99%
Term75 Months
Last UpdatedApr 5, 2026
Details

As Low As

Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
New Car Loans
4.99%
36-60
View
▼
APR4.99%
Term36-60
Last UpdatedApr 5, 2026
Details

As Low As

Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Used Car Loans (2023,2024)
4.99%
36-60
View
▼
APR4.99%
Term36-60
Last UpdatedApr 5, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.99%
Up to 60 months
View
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 5, 2026
Details

As Low As

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
New and Used Auto Loan
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedApr 6, 2026
Details

As Low As

Morton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
New Cars
4.99%
up to 7 years
View
▼
APR4.99%
Termup to 7 years
Last UpdatedApr 6, 2026
Details

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Car Loan Refinance Special
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 6, 2026
Details

As Low As

Brookline Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
New Auto
5.00%
36 mos.
View
▼
APR5.00%
Term36 mos.
Last UpdatedMar 25, 2026
Details

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
New Vehicle 2025-2026
5.00%
24-66
View
▼
APR5.00%
Term24-66
Last UpdatedMar 28, 2026
Details

As Low As; Less than 5K miles

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New Car (2025 - 2026)
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedApr 4, 2026
Details

Methuen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
Auto Loan (New or Used)
5.00%
up to 72 months
View
▼
APR5.00%
Termup to 72 months
Last UpdatedApr 4, 2026
Details

As Low As

Methuen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
Auto Loan (Used)
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As; up to 72 months

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
New Automobile Loans
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedApr 5, 2026
Details

LTV MAX: 100%; FICO Score: Platinum 720+

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Automobile Loans
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedApr 5, 2026
Details

LTV MAX: 100%; FICO Score: Platinum 720+

Greater Springfield Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New and Used Autos
5.12%
4 Years
View
▼
APR5.12%
Term4 Years
Last UpdatedMar 27, 2026
Details

As Low As; Maximum Loan Amount is $75,000

New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
New Auto - 2025 and newer models
5.20%
36 Months
View
▼
APR5.20%
Term36 Months
Last UpdatedMar 24, 2026
Details

As Low As; 100% financing available

New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Auto - 2021 - 2019 models
5.20%
36 Months
View
▼
APR5.20%
Term36 Months
Last UpdatedMar 24, 2026
Details

As Low As; 100% financing available

New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Auto - 2024 - 2022 models
5.20%
36 Months
View
▼
APR5.20%
Term36 Months
Last UpdatedMar 24, 2026
Details

As Low As; 100% financing available

Alden Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.29%
New & Used Auto Loans
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMar 25, 2026
Details

Greater Springfield Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New and Used Autos
5.24%
5 Years
View
▼
APR5.24%
Term5 Years
Last UpdatedMar 27, 2026
Details

As Low As; Maximum Loan Amount is $75,000

Liberty Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Auto Loans
5.24%
37-60
View
▼
APR5.24%
Term37-60
Last UpdatedMar 27, 2026
Details

As Low As

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto Loans
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 27, 2026
Details

Used > 25K miles

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Car Loans 2025-2026 Models or newer
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 28, 2026
Details

Published rates reflects a .25% discount when you maintain automatic loan payments.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Auto Loans (2025 - Newer)
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 4, 2026
Details

Direct Deposit Auto Pay

Brookline Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
New Auto
5.25%
72 mos.
View
▼
APR5.25%
Term72 mos.
Last UpdatedMar 25, 2026
Details

Brookline Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
Used Auto
5.25%
Up to 48 mos.
View
▼
APR5.25%
TermUp to 48 mos.
Last UpdatedMar 25, 2026
Details

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
5.25%
4 Years
View
▼
APR5.25%
Term4 Years
Last UpdatedMar 27, 2026
Details

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
New Auto
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMar 28, 2026
Details

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
New Vehicle 2025-2026
5.25%
67-84
View
▼
APR5.25%
Term67-84
Last UpdatedMar 28, 2026
Details

As Low As; Less than 5K miles

Polish National Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New Automobile Loans, 2025-2026 Model Years (Never Registered)
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMar 28, 2026
Details

Polish National Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Used Automobile Loans, 2018-2025 Model Years
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMar 28, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
5.25%
5 Years
View
▼
APR5.25%
Term5 Years
Last UpdatedApr 2, 2026
Details

RBT Rollstone B&T
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
Auto Loan
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedApr 2, 2026
Details

Pentucket Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
Auto Loan
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedApr 4, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
Auto Loan
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedApr 4, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New Vehicles Auto Loan
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedApr 4, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Older Used Car (2019 - 2023)
5.25%
36 Months
View
▼
APR5.25%
Term36 Months
Last UpdatedApr 4, 2026
Details

Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
New Automobile
5.25%
1-48
View
▼
APR5.25%
Term1-48
Last UpdatedApr 5, 2026
Details

Up To $60,000; 100% NADA value; Years 2025-2026; Maximum mileage up to 8,000

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
New Automobile Loans
5.25%
24 Months
View
▼
APR5.25%
Term24 Months
Last UpdatedApr 5, 2026
Details

LTV MAX: 90%; FICO Score: B 679-660

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Automobile Loans
5.25%
24 Months
View
▼
APR5.25%
Term24 Months
Last UpdatedApr 5, 2026
Details

LTV MAX: 90%; FICO Score: B 679-660

UKRAINIAN SELFRELIANCE NEW ENGLAND
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
2023 or Older Auto Loan
5.39%
12-48
View
▼
APR5.39%
Term12-48
Last UpdatedMar 29, 2026
Details

As Low As

Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Auto Loan 2022-2026
5.39%
63 Months
View
▼
APR5.39%
Term63 Months
Last UpdatedApr 4, 2026
Details

As Low As

Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Vehicle Loan
5.39%
63 Months
View
▼
APR5.39%
Term63 Months
Last UpdatedApr 4, 2026
Details

As Low As; New and used vehicles; Purchase, refinance, lease buyout; Finance up to 120% of vehicle value

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Car Loans - New And Used
5.39%
36 Months
View
▼
APR5.39%
Term36 Months
Last UpdatedApr 6, 2026
Details

As Low As; Car Model Years 2023 - 2026

Malden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Used Auto (Over 4 Years Old; No More Than 10 Years)
5.45%
4 Years
View
▼
APR5.45%
Term4 Years
Last UpdatedApr 4, 2026
Details

As Low As

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
Auto Loans
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedMar 25, 2026
Details

As Low As

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
New/Used Auto (Model Years 2024-2026)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedMar 25, 2026
Details

As Low As

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
Used Auto (Model Years 2021-2023)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedMar 25, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 61 to 72-Month Term*
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
5.49%
5 Years
View
▼
APR5.49%
Term5 Years
Last UpdatedMar 27, 2026
Details

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
Used Auto
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMar 28, 2026
Details

PIONEER VALLEY
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Vehicle Loan
5.49%
66 Months
View
▼
APR5.49%
Term66 Months
Last UpdatedMar 28, 2026
Details

As Low As

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Car Loans 2025-2026 Models or newer
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMar 28, 2026
Details

Published rates reflects a .25% discount when you maintain automatic loan payments.

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2021-2022 Models
5.49%
24 Months
View
▼
APR5.49%
Term24 Months
Last UpdatedMar 28, 2026
Details

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2023-2024 Models
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 28, 2026
Details

Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Refinanced New Autos 2024/2025 Models
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 29, 2026
Details

Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
New Vehicle (2024 & Newer) Loans & Refinancing
5.49%
7 Years
View
▼
APR5.49%
Term7 Years
Last UpdatedMar 29, 2026
Details

As Low As

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedApr 2, 2026
Details

As Low As; Maximum borrowed $50,000

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - New
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 3, 2026
Details

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Auto Loans (2025 - Newer)
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 4, 2026
Details

Without Direct Deposit Auto Pay

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Used Auto (Years 2021 - 2024)
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 4, 2026
Details

Direct Deposit Auto Pay

Plymouth County Teachers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
Auto Loan
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 5, 2026
Details

As Low As

Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
New Car Loans
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 5, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
New and Used Auto Loan
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 6, 2026
Details

As Low As

Brookline Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
Used Auto
5.50%
60 mos.
View
▼
APR5.50%
Term60 mos.
Last UpdatedMar 25, 2026
Details

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
Used Vehicle 2025
5.50%
24-75
View
▼
APR5.50%
Term24-75
Last UpdatedMar 28, 2026
Details

As Low As

RBT Rollstone B&T
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
Auto Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 2, 2026
Details

RBT Rollstone B&T
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
Used Vehicles Auto Loan
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedApr 2, 2026
Details

Bank of Easton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Auto Loans
5.50%
12-60
View
▼
APR5.50%
Term12-60
Last UpdatedApr 3, 2026
Details

Bank of Easton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New and Used Cars
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 3, 2026
Details

As Low As; The advertised rate includes a 0.50% discount with autopay from a Bank of Easton checking account. 10% downpayment required. Limited time offer, rate is subject to change at any time.

Pentucket Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
Auto Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 4, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
Auto Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 4, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New Vehicles Auto Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 4, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
Used Vehicles Auto Loan
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedApr 4, 2026
Details

Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
NEW VEHICLES
5.50%
7 year
View
▼
APR5.50%
Term7 year
Last UpdatedApr 4, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New Car (2025 - 2026)
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 4, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Used Car (2022 - 2024)
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedApr 4, 2026
Details

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
New Automobile Loans
5.50%
24 Months
View
▼
APR5.50%
Term24 Months
Last UpdatedApr 5, 2026
Details

LTV MAX: 80%; FICO Score: C 659-640

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Automobile Loans
5.50%
24 Months
View
▼
APR5.50%
Term24 Months
Last UpdatedApr 5, 2026
Details

LTV MAX: 80%; FICO Score: C 659-640

UKRAINIAN SELFRELIANCE NEW ENGLAND
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
2023 or Older Auto Loan
5.59%
49-60
View
▼
APR5.59%
Term49-60
Last UpdatedMar 29, 2026
Details

As Low As

UKRAINIAN SELFRELIANCE NEW ENGLAND
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
2024 or Newer Auto Loan
5.59%
61-72
View
▼
APR5.59%
Term61-72
Last UpdatedMar 29, 2026
Details

As Low As

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
Used Auto
5.63%
72 Months
View
▼
APR5.63%
Term72 Months
Last UpdatedMar 28, 2026
Details

Alden Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.29%
New & Used Auto Loans
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedMar 25, 2026
Details

Liberty Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
Auto Loans
5.74%
61-84
View
▼
APR5.74%
Term61-84
Last UpdatedMar 27, 2026
Details

As Low As

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2021-2022 Models
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedMar 28, 2026
Details

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - New
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedApr 3, 2026
Details

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - Used
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 3, 2026
Details

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Used Auto (Years 2021 - 2024)
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 4, 2026
Details

Without Direct Deposit Auto Pay

Franklin First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New & Used Car Loans
5.74%
36 Months
View
▼
APR5.74%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
New and Used Auto Loan
5.74%
48 Months
View
▼
APR5.74%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As

Brookline Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
Used Auto
5.75%
72 mos.
View
▼
APR5.75%
Term72 mos.
Last UpdatedMar 25, 2026
Details

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
New Auto
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMar 28, 2026
Details

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
Used Vehicle 2024
5.75%
24-75
View
▼
APR5.75%
Term24-75
Last UpdatedMar 28, 2026
Details

As Low As

Polish National Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Used Automobile Loans, 2015-2017 Model Years
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedMar 28, 2026
Details

Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Used Car
5.75%
4 years
View
▼
APR5.75%
Term4 years
Last UpdatedMar 29, 2026
Details

As Low As

RBT Rollstone B&T
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
Auto Loan
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedApr 2, 2026
Details

RBT Rollstone B&T
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
Used Vehicles Auto Loan
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedApr 2, 2026
Details

Pentucket Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.68%
Auto Loan
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

Pittsfield Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.96%
Auto Loan
5.75%
36 Months
View
▼
APR5.75%
Term36 Months
Last UpdatedApr 4, 2026
Details

APR * with Autopay from Checking: 5.250%

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
Auto Loan
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New Vehicles Auto Loan
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
Used Vehicles Auto Loan
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedApr 4, 2026
Details

Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
New Autos
5.75%
24 Months
View
▼
APR5.75%
Term24 Months
Last UpdatedApr 4, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Older Used Car (2019 - 2023)
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedApr 4, 2026
Details

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
New Automobile Loans
5.75%
24 Months
View
▼
APR5.75%
Term24 Months
Last UpdatedApr 5, 2026
Details

LTV MAX: 70%; FICO Score: D 639-620

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Automobile Loans
5.75%
24 Months
View
▼
APR5.75%
Term24 Months
Last UpdatedApr 5, 2026
Details

LTV MAX: 70%; FICO Score: D 639-620

Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Auto Loan 2022-2026
5.79%
66 Months
View
▼
APR5.79%
Term66 Months
Last UpdatedApr 4, 2026
Details

As Low As

Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Commercial Auto Loans
5.79%
66 Months
View
▼
APR5.79%
Term66 Months
Last UpdatedApr 4, 2026
Details

As Low As

Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Commercial Auto Loans
5.89%
63 Months
View
▼
APR5.89%
Term63 Months
Last UpdatedApr 4, 2026
Details

As Low As

Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
Auto Loan 2020-2021
5.94%
63 Months
View
▼
APR5.94%
Term63 Months
Last UpdatedApr 4, 2026
Details

As Low As

Fall River Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Used Auto (2022-2024)
5.95%
60 Months
View
▼
APR5.95%
Term60 Months
Last UpdatedMar 26, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Auto Loans
5.99%
76 - 84 Months
View
▼
APR5.99%
Term76 - 84 Months
Last UpdatedMar 25, 2026
Details

As Low As; APR - 2023 - 2025*

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITHOUT Direct Deposit
5.99%
3 Years
View
▼
APR5.99%
Term3 Years
Last UpdatedMar 27, 2026
Details

PIONEER VALLEY
Institution Rating:
A+5.0 ★ Texas Ratio: 0.34%
Vehicle Loan
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMar 28, 2026
Details

As Low As

Somerville Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
New Vehicle Loans 2024 - 2026
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMar 28, 2026
Details

As Low As

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2023-2024 Models
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 28, 2026
Details

Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
Used Vehicle (2023 & Older) Loans & Refinancing
5.99%
7 Years
View
▼
APR5.99%
Term7 Years
Last UpdatedMar 29, 2026
Details

As Low As

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedApr 2, 2026
Details

As Low As; Maximum borrowed $50,000

Commonwealth Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
New Auto
5.99%
36 Months
View
▼
APR5.99%
Term36 Months
Last UpdatedApr 2, 2026
Details

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - Used
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 3, 2026
Details

Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Used Autos 2019 - 2021
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 4, 2026
Details

90% Financing

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
Greenfield Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
487 Newton St, South Hadley, MA, 01075
New Car Auto Loan
7.75%
3 Years
View
▼
APR7.75%
Term3 Years
Last UpdatedApr 3, 2026
Details

Maximum Loan to Value (LTV): 90%**

Greenfield Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
487 Newton St, South Hadley, MA, 01075
New Car Auto Loan
8.00%
4 Years
View
▼
APR8.00%
Term4 Years
Last UpdatedApr 3, 2026
Details

Maximum Loan to Value (LTV): 90%**

Greenfield Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
487 Newton St, South Hadley, MA, 01075
New Car Auto Loan
8.25%
5 Years
View
▼
APR8.25%
Term5 Years
Last UpdatedApr 3, 2026
Details

Maximum Loan to Value (LTV): 90%**

Greenfield Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
487 Newton St, South Hadley, MA, 01075
New Car Auto Loan
8.50%
6 Years
View
▼
APR8.50%
Term6 Years
Last UpdatedApr 3, 2026
Details

Maximum Loan to Value (LTV): 90%**

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
3.74%
Up to 36 Months
View
▼
APR3.74%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details

As Low As

TEWKSBURY
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Vehicle Loans
3.79%
36 Months
View
▼
APR3.79%
Term36 Months
Last UpdatedMar 24, 2026
Details

As Low As; Terms from 36 to 84 months with Direct Deposit

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New Auto Loans
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedMar 28, 2026
Details

As Low As

Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
New Autos
3.99%
72 Months
View
▼
APR3.99%
Term72 Months
Last UpdatedApr 4, 2026
Details

90% Financing

Methuen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
Auto Loan (New or Used)
4.05%
up to 36 months
View
▼
APR4.05%
Termup to 36 months
Last UpdatedApr 4, 2026
Details

As Low As

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New Auto Loans
4.24%
37 - 48 months
View
▼
APR4.24%
Term37 - 48 months
Last UpdatedMar 28, 2026
Details

As Low As

Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
New Vehicle (2024 & Newer) Loans & Refinancing
4.24%
1 Year
View
▼
APR4.24%
Term1 Year
Last UpdatedMar 29, 2026
Details

As Low As

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2022 - 2021
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New Vehicle
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; Certain restrictions apply.

Greater Springfield Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New and Used Autos
4.25%
3 Years
View
▼
APR4.25%
Term3 Years
Last UpdatedMar 27, 2026
Details

As Low As; Maximum Loan Amount is $75,000

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
4 Year Auto Loan New < 25K miles
4.49%
48 Months
View
▼
APR4.49%
Term48 Months
Last UpdatedMar 27, 2026
Details

As Low As

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5 Year Auto Loan New < 25K miles
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMar 27, 2026
Details

As Low As

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New < 25K miles Auto Loan
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedMar 27, 2026
Details

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New Auto Loans
4.49%
49 - 72 months
View
▼
APR4.49%
Term49 - 72 months
Last UpdatedMar 28, 2026
Details

As Low As

Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Refinanced New Autos 2024/2025 Models
4.49%
36 Months
View
▼
APR4.49%
Term36 Months
Last UpdatedMar 29, 2026
Details

Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
New Vehicle (2024 & Newer) Loans & Refinancing
4.49%
5 Years
View
▼
APR4.49%
Term5 Years
Last UpdatedMar 29, 2026
Details

As Low As

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
New Auto
4.49%
Up to 60 months
View
▼
APR4.49%
TermUp to 60 months
Last UpdatedApr 5, 2026
Details

As Low As

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New Car (2025 - 2026)
4.50%
36 Months
View
▼
APR4.50%
Term36 Months
Last UpdatedApr 4, 2026
Details

Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Refinanced New Autos 2024/2025 Models
4.55%
48 Months
View
▼
APR4.55%
Term48 Months
Last UpdatedMar 29, 2026
Details

MyCom Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.63%
New Auto 2023 - 2026
4.59%
36 Months
View
▼
APR4.59%
Term36 Months
Last UpdatedApr 4, 2026
Details

UKRAINIAN SELFRELIANCE NEW ENGLAND
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
2024 or Newer Auto Loan
4.69%
12-48
View
▼
APR4.69%
Term12-48
Last UpdatedMar 29, 2026
Details

As Low As

MyCom Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.63%
New Auto 2023 - 2026
4.69%
48 Months
View
▼
APR4.69%
Term48 Months
Last UpdatedApr 4, 2026
Details

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
New Auto Loans
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedMar 27, 2026
Details

New < 25K miles

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
New Auto Loans
4.74%
73 - 84 months
View
▼
APR4.74%
Term73 - 84 months
Last UpdatedMar 28, 2026
Details

As Low As

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Car Loans 2025-2026 Models or newer
4.74%
24 Months
View
▼
APR4.74%
Term24 Months
Last UpdatedMar 28, 2026
Details

Published rates reflects a .25% discount when you maintain automatic loan payments.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2020 & Older
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New Vehicle
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As; Certain restrictions apply.

Brookline Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
New Auto
4.75%
Up to 24 mos.
View
▼
APR4.75%
TermUp to 24 mos.
Last UpdatedMar 25, 2026
Details

Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Refinanced New Autos 2024/2025 Models
4.75%
60 Months
View
▼
APR4.75%
Term60 Months
Last UpdatedMar 29, 2026
Details

MyCom Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.63%
New Auto 2023 - 2026
4.79%
60 Months
View
▼
APR4.79%
Term60 Months
Last UpdatedApr 4, 2026
Details

UKRAINIAN SELFRELIANCE NEW ENGLAND
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
2024 or Newer Auto Loan
4.89%
49-60
View
▼
APR4.89%
Term49-60
Last UpdatedMar 29, 2026
Details

As Low As

MyCom Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.63%
New Auto 2023 - 2026
4.89%
72 Months
View
▼
APR4.89%
Term72 Months
Last UpdatedApr 4, 2026
Details

Malden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
New Auto
4.95%
2 - 5 Years
View
▼
APR4.95%
Term2 - 5 Years
Last UpdatedApr 4, 2026
Details

As Low As

Alden Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.29%
New & Used Auto Loans
4.99%
Up to 36 Months
View
▼
APR4.99%
TermUp to 36 Months
Last UpdatedMar 25, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
New/Used Auto (Model Years 2024-2026)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 25, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 37 to 48-Month Term
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 49 to 60-Month Term
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 Up to 36-Month Term
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
4.99%
3 Years
View
▼
APR4.99%
Term3 Years
Last UpdatedMar 27, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
4.99%
4 Years
View
▼
APR4.99%
Term4 Years
Last UpdatedApr 2, 2026
Details

Norfolk Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.97%
Auto Loans NEW
4.99%
72 months
View
▼
APR4.99%
Term72 months
Last UpdatedApr 4, 2026
Details

As Low As; Maximum Amount: $65,000

Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
New Car Loans
4.99%
36-60
View
▼
APR4.99%
Term36-60
Last UpdatedApr 5, 2026
Details

As Low As

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
New and Used Auto Loan
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedApr 6, 2026
Details

As Low As

Morton Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.04%
New Cars
4.99%
up to 7 years
View
▼
APR4.99%
Termup to 7 years
Last UpdatedApr 6, 2026
Details

Brookline Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
New Auto
5.00%
36 mos.
View
▼
APR5.00%
Term36 mos.
Last UpdatedMar 25, 2026
Details

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
New Vehicle 2025-2026
5.00%
24-66
View
▼
APR5.00%
Term24-66
Last UpdatedMar 28, 2026
Details

As Low As; Less than 5K miles

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New Car (2025 - 2026)
5.00%
48 Months
View
▼
APR5.00%
Term48 Months
Last UpdatedApr 4, 2026
Details

Methuen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
Auto Loan (New or Used)
5.00%
up to 72 months
View
▼
APR5.00%
Termup to 72 months
Last UpdatedApr 4, 2026
Details

As Low As

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
New Automobile Loans
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedApr 5, 2026
Details

LTV MAX: 100%; FICO Score: Platinum 720+

Greater Springfield Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New and Used Autos
5.12%
4 Years
View
▼
APR5.12%
Term4 Years
Last UpdatedMar 27, 2026
Details

As Low As; Maximum Loan Amount is $75,000

New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
New Auto - 2025 and newer models
5.20%
36 Months
View
▼
APR5.20%
Term36 Months
Last UpdatedMar 24, 2026
Details

As Low As; 100% financing available

Alden Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.29%
New & Used Auto Loans
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMar 25, 2026
Details

Greater Springfield Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New and Used Autos
5.24%
5 Years
View
▼
APR5.24%
Term5 Years
Last UpdatedMar 27, 2026
Details

As Low As; Maximum Loan Amount is $75,000

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Car Loans 2025-2026 Models or newer
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 28, 2026
Details

Published rates reflects a .25% discount when you maintain automatic loan payments.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Auto Loans (2025 - Newer)
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 4, 2026
Details

Direct Deposit Auto Pay

Brookline Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
New Auto
5.25%
72 mos.
View
▼
APR5.25%
Term72 mos.
Last UpdatedMar 25, 2026
Details

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
5.25%
4 Years
View
▼
APR5.25%
Term4 Years
Last UpdatedMar 27, 2026
Details

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
New Auto
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMar 28, 2026
Details

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
New Vehicle 2025-2026
5.25%
67-84
View
▼
APR5.25%
Term67-84
Last UpdatedMar 28, 2026
Details

As Low As; Less than 5K miles

Polish National Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
New Automobile Loans, 2025-2026 Model Years (Never Registered)
5.25%
84 Months
View
▼
APR5.25%
Term84 Months
Last UpdatedMar 28, 2026
Details

TrustCo Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.16%
Auto Loans: New Vehicle
5.25%
5 Years
View
▼
APR5.25%
Term5 Years
Last UpdatedApr 2, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New Vehicles Auto Loan
5.25%
48 Months
View
▼
APR5.25%
Term48 Months
Last UpdatedApr 4, 2026
Details

Stoneham Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.62%
New Automobile
5.25%
1-48
View
▼
APR5.25%
Term1-48
Last UpdatedApr 5, 2026
Details

Up To $60,000; 100% NADA value; Years 2025-2026; Maximum mileage up to 8,000

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
New Automobile Loans
5.25%
24 Months
View
▼
APR5.25%
Term24 Months
Last UpdatedApr 5, 2026
Details

LTV MAX: 90%; FICO Score: B 679-660

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Car Loans - New And Used
5.39%
36 Months
View
▼
APR5.39%
Term36 Months
Last UpdatedApr 6, 2026
Details

As Low As; Car Model Years 2023 - 2026

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
New/Used Auto (Model Years 2024-2026)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedMar 25, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 61 to 72-Month Term*
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
5.49%
5 Years
View
▼
APR5.49%
Term5 Years
Last UpdatedMar 27, 2026
Details

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
New Car Loans 2025-2026 Models or newer
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedMar 28, 2026
Details

Published rates reflects a .25% discount when you maintain automatic loan payments.

Watertown Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New/Refinanced New Autos 2024/2025 Models
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 29, 2026
Details

Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
New Vehicle (2024 & Newer) Loans & Refinancing
5.49%
7 Years
View
▼
APR5.49%
Term7 Years
Last UpdatedMar 29, 2026
Details

As Low As

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - New
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 3, 2026
Details

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Auto Loans (2025 - Newer)
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 4, 2026
Details

Without Direct Deposit Auto Pay

Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
New Car Loans
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedApr 5, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
New and Used Auto Loan
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 6, 2026
Details

As Low As

Bank of Easton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New and Used Cars
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 3, 2026
Details

As Low As; The advertised rate includes a 0.50% discount with autopay from a Bank of Easton checking account. 10% downpayment required. Limited time offer, rate is subject to change at any time.

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New Vehicles Auto Loan
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 4, 2026
Details

Lowell Municipal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
NEW VEHICLES
5.50%
7 year
View
▼
APR5.50%
Term7 year
Last UpdatedApr 4, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
New Car (2025 - 2026)
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 4, 2026
Details

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
New Automobile Loans
5.50%
24 Months
View
▼
APR5.50%
Term24 Months
Last UpdatedApr 5, 2026
Details

LTV MAX: 80%; FICO Score: C 659-640

UKRAINIAN SELFRELIANCE NEW ENGLAND
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
2024 or Newer Auto Loan
5.59%
61-72
View
▼
APR5.59%
Term61-72
Last UpdatedMar 29, 2026
Details

As Low As

Alden Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.29%
New & Used Auto Loans
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedMar 25, 2026
Details

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - New
5.74%
72 Months
View
▼
APR5.74%
Term72 Months
Last UpdatedApr 3, 2026
Details

Franklin First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New & Used Car Loans
5.74%
36 Months
View
▼
APR5.74%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
New and Used Auto Loan
5.74%
48 Months
View
▼
APR5.74%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
New Auto
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedMar 28, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
New Vehicles Auto Loan
5.75%
72 Months
View
▼
APR5.75%
Term72 Months
Last UpdatedApr 4, 2026
Details

Notre Dame Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.53%
New Autos
5.75%
24 Months
View
▼
APR5.75%
Term24 Months
Last UpdatedApr 4, 2026
Details

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
New Automobile Loans
5.75%
24 Months
View
▼
APR5.75%
Term24 Months
Last UpdatedApr 5, 2026
Details

LTV MAX: 70%; FICO Score: D 639-620

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITHOUT Direct Deposit
5.99%
3 Years
View
▼
APR5.99%
Term3 Years
Last UpdatedMar 27, 2026
Details

Somerville Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
New Vehicle Loans 2024 - 2026
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedMar 28, 2026
Details

As Low As

Commonwealth Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.09%
New Auto
5.99%
36 Months
View
▼
APR5.99%
Term36 Months
Last UpdatedApr 2, 2026
Details

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
TEWKSBURY
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Vehicle Loans
3.79%
36 Months
View
▼
APR3.79%
Term36 Months
Last UpdatedMar 24, 2026
Details

As Low As; Terms from 36 to 84 months with Direct Deposit

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Pre-Owned Auto Loans
3.99%
Up to 36 months
View
▼
APR3.99%
TermUp to 36 months
Last UpdatedMar 28, 2026
Details

As Low As

Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Used Autos 2025 - 2026
3.99%
72 Months
View
▼
APR3.99%
Term72 Months
Last UpdatedApr 4, 2026
Details

90% Financing

Methuen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
Auto Loan (New or Used)
4.05%
up to 36 months
View
▼
APR4.05%
Termup to 36 months
Last UpdatedApr 4, 2026
Details

As Low As

Methuen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
Auto Loan (Used)
4.05%
36 Months
View
▼
APR4.05%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As; up to 36 months

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Pre-Owned Auto Loans
4.24%
37 - 48 months
View
▼
APR4.24%
Term37 - 48 months
Last UpdatedMar 28, 2026
Details

As Low As

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan Model Years 2022-2024
4.24%
36 Months
View
▼
APR4.24%
Term36 Months
Last UpdatedApr 2, 2026
Details

As Low As; Maximum borrowed $150,000

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2022 - 2021
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
4.24%
60 Months
View
▼
APR4.24%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.24%
Up to 36 Months
View
▼
APR4.24%
TermUp to 36 Months
Last UpdatedApr 5, 2026
Details

As Low As

Greater Springfield Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New and Used Autos
4.25%
3 Years
View
▼
APR4.25%
Term3 Years
Last UpdatedMar 27, 2026
Details

As Low As; Maximum Loan Amount is $75,000

Quincy Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.37%
Pre-Owned Auto Loans
4.49%
49 - 72 months
View
▼
APR4.49%
Term49 - 72 months
Last UpdatedMar 28, 2026
Details

As Low As

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan Model Years 2022-2024
4.49%
60 Months
View
▼
APR4.49%
Term60 Months
Last UpdatedApr 2, 2026
Details

As Low As; Maximum borrowed $150,000

Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
Used Vehicle (2023 & Older) Loans & Refinancing
4.74%
1 Year
View
▼
APR4.74%
Term1 Year
Last UpdatedMar 29, 2026
Details

As Low As

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan Model Years 2022-2024
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 2, 2026
Details

As Low As; Maximum borrowed $150,000

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2020 & Older
4.74%
60 Months
View
▼
APR4.74%
Term60 Months
Last UpdatedApr 4, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
4.74%
72 Months
View
▼
APR4.74%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Used Car (2022 - 2024)
4.75%
36 Months
View
▼
APR4.75%
Term36 Months
Last UpdatedApr 4, 2026
Details

Malden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Used Auto (Under 4 Years Old)
4.95%
4 Years
View
▼
APR4.95%
Term4 Years
Last UpdatedApr 4, 2026
Details

As Low As

Alden Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.29%
New & Used Auto Loans
4.99%
Up to 36 Months
View
▼
APR4.99%
TermUp to 36 Months
Last UpdatedMar 25, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
New/Used Auto (Model Years 2024-2026)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 25, 2026
Details

As Low As

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
Used Auto (Model Years < 2024)
4.99%
36 months
View
▼
APR4.99%
Term36 months
Last UpdatedMar 25, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 37 to 48-Month Term
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 25, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 49 to 60-Month Term
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 25, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 Up to 36-Month Term
4.99%
36 Months
View
▼
APR4.99%
Term36 Months
Last UpdatedMar 25, 2026
Details

As Low As

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
4.99%
3 Years
View
▼
APR4.99%
Term3 Years
Last UpdatedMar 27, 2026
Details

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
4 Year Auto Loan Used > 25K miles
4.99%
48 Months
View
▼
APR4.99%
Term48 Months
Last UpdatedMar 27, 2026
Details

As Low As

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
5 Year Auto Loan Used > 25K miles
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 27, 2026
Details

As Low As

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used > 25K miles Auto Loan
4.99%
60 Months
View
▼
APR4.99%
Term60 Months
Last UpdatedMar 27, 2026
Details

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2023-2024 Models
4.99%
24 Months
View
▼
APR4.99%
Term24 Months
Last UpdatedMar 28, 2026
Details

Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
Used Vehicle (2023 & Older) Loans & Refinancing
4.99%
5 Years
View
▼
APR4.99%
Term5 Years
Last UpdatedMar 29, 2026
Details

As Low As

Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Used Autos 2022 - 2024
4.99%
72 Months
View
▼
APR4.99%
Term72 Months
Last UpdatedApr 4, 2026
Details

90% Financing

Health Alliance Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.86%
Used Car Loans (2023,2024)
4.99%
36-60
View
▼
APR4.99%
Term36-60
Last UpdatedApr 5, 2026
Details

American Airlines Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.63%
Used Auto
4.99%
Up to 60 months
View
▼
APR4.99%
TermUp to 60 months
Last UpdatedApr 5, 2026
Details

As Low As

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
New and Used Auto Loan
4.99%
66 Months
View
▼
APR4.99%
Term66 Months
Last UpdatedApr 6, 2026
Details

As Low As

Methuen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
Auto Loan (New or Used)
5.00%
up to 72 months
View
▼
APR5.00%
Termup to 72 months
Last UpdatedApr 4, 2026
Details

As Low As

Methuen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
Auto Loan (Used)
5.00%
72 Months
View
▼
APR5.00%
Term72 Months
Last UpdatedApr 4, 2026
Details

As Low As; up to 72 months

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Automobile Loans
5.00%
24 Months
View
▼
APR5.00%
Term24 Months
Last UpdatedApr 5, 2026
Details

LTV MAX: 100%; FICO Score: Platinum 720+

Greater Springfield Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New and Used Autos
5.12%
4 Years
View
▼
APR5.12%
Term4 Years
Last UpdatedMar 27, 2026
Details

As Low As; Maximum Loan Amount is $75,000

New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Auto - 2021 - 2019 models
5.20%
36 Months
View
▼
APR5.20%
Term36 Months
Last UpdatedMar 24, 2026
Details

As Low As; 100% financing available

New Bedford Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.29%
Used Auto - 2024 - 2022 models
5.20%
36 Months
View
▼
APR5.20%
Term36 Months
Last UpdatedMar 24, 2026
Details

As Low As; 100% financing available

Alden Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.29%
New & Used Auto Loans
5.24%
48 Months
View
▼
APR5.24%
Term48 Months
Last UpdatedMar 25, 2026
Details

Greater Springfield Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.06%
New and Used Autos
5.24%
5 Years
View
▼
APR5.24%
Term5 Years
Last UpdatedMar 27, 2026
Details

As Low As; Maximum Loan Amount is $75,000

Mass Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.65%
Used Auto Loans
5.24%
72 Months
View
▼
APR5.24%
Term72 Months
Last UpdatedMar 27, 2026
Details

Used > 25K miles

Leominster Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.18%
New / Used Auto Loans 2026 - 2023
5.24%
84 Months
View
▼
APR5.24%
Term84 Months
Last UpdatedApr 4, 2026
Details

As Low As; Annual Percentage Rate (APR) quoted include a 1.00% discount for automatic monthly payment, and are the lowest available based on credit worthiness and ability to repay.; 100% financing available for qualified vehicles.; Used Vehicle rates are based on J.D. Power book value; 84 Month Term for qualified vehicles and borrowers only; All rates are subject to change without notice.

Brookline Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
Used Auto
5.25%
Up to 48 mos.
View
▼
APR5.25%
TermUp to 48 mos.
Last UpdatedMar 25, 2026
Details

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
5.25%
4 Years
View
▼
APR5.25%
Term4 Years
Last UpdatedMar 27, 2026
Details

Polish National Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Used Automobile Loans, 2018-2025 Model Years
5.25%
60 Months
View
▼
APR5.25%
Term60 Months
Last UpdatedMar 28, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Older Used Car (2019 - 2023)
5.25%
36 Months
View
▼
APR5.25%
Term36 Months
Last UpdatedApr 4, 2026
Details

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Automobile Loans
5.25%
24 Months
View
▼
APR5.25%
Term24 Months
Last UpdatedApr 5, 2026
Details

LTV MAX: 90%; FICO Score: B 679-660

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Car Loans - New And Used
5.39%
36 Months
View
▼
APR5.39%
Term36 Months
Last UpdatedApr 6, 2026
Details

As Low As; Car Model Years 2023 - 2026

Malden Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.20%
Used Auto (Over 4 Years Old; No More Than 10 Years)
5.45%
4 Years
View
▼
APR5.45%
Term4 Years
Last UpdatedApr 4, 2026
Details

As Low As

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
New/Used Auto (Model Years 2024-2026)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedMar 25, 2026
Details

As Low As

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
Used Auto (Model Years 2021-2023)
5.49%
72 months
View
▼
APR5.49%
Term72 months
Last UpdatedMar 25, 2026
Details

As Low As

AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
Vehicle Loans New or Used Model Years 2019-2025 61 to 72-Month Term*
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 25, 2026
Details

As Low As

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITH Direct Deposit
5.49%
5 Years
View
▼
APR5.49%
Term5 Years
Last UpdatedMar 27, 2026
Details

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
Used Auto
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedMar 28, 2026
Details

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2021-2022 Models
5.49%
24 Months
View
▼
APR5.49%
Term24 Months
Last UpdatedMar 28, 2026
Details

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2023-2024 Models
5.49%
72 Months
View
▼
APR5.49%
Term72 Months
Last UpdatedMar 28, 2026
Details

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan
5.49%
36 Months
View
▼
APR5.49%
Term36 Months
Last UpdatedApr 2, 2026
Details

As Low As; Maximum borrowed $50,000

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Used Auto (Years 2021 - 2024)
5.49%
60 Months
View
▼
APR5.49%
Term60 Months
Last UpdatedApr 4, 2026
Details

Direct Deposit Auto Pay

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
New and Used Auto Loan
5.49%
84 Months
View
▼
APR5.49%
Term84 Months
Last UpdatedApr 6, 2026
Details

As Low As

Brookline Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
Used Auto
5.50%
60 mos.
View
▼
APR5.50%
Term60 mos.
Last UpdatedMar 25, 2026
Details

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
Used Vehicle 2025
5.50%
24-75
View
▼
APR5.50%
Term24-75
Last UpdatedMar 28, 2026
Details

As Low As

RBT Rollstone B&T
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
Used Vehicles Auto Loan
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedApr 2, 2026
Details

Bank of Easton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
New and Used Cars
5.50%
60 Months
View
▼
APR5.50%
Term60 Months
Last UpdatedApr 3, 2026
Details

As Low As; The advertised rate includes a 0.50% discount with autopay from a Bank of Easton checking account. 10% downpayment required. Limited time offer, rate is subject to change at any time.

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
Used Vehicles Auto Loan
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedApr 4, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Used Car (2022 - 2024)
5.50%
48 Months
View
▼
APR5.50%
Term48 Months
Last UpdatedApr 4, 2026
Details

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Automobile Loans
5.50%
24 Months
View
▼
APR5.50%
Term24 Months
Last UpdatedApr 5, 2026
Details

LTV MAX: 80%; FICO Score: C 659-640

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
Used Auto
5.63%
72 Months
View
▼
APR5.63%
Term72 Months
Last UpdatedMar 28, 2026
Details

Alden Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.29%
New & Used Auto Loans
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedMar 25, 2026
Details

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2021-2022 Models
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedMar 28, 2026
Details

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - Used
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 3, 2026
Details

Metrowest Community Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.89%
Used Auto (Years 2021 - 2024)
5.74%
60 Months
View
▼
APR5.74%
Term60 Months
Last UpdatedApr 4, 2026
Details

Without Direct Deposit Auto Pay

Franklin First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
New & Used Car Loans
5.74%
36 Months
View
▼
APR5.74%
Term36 Months
Last UpdatedApr 4, 2026
Details

As Low As

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
New and Used Auto Loan
5.74%
48 Months
View
▼
APR5.74%
Term48 Months
Last UpdatedApr 6, 2026
Details

As Low As

Brookline Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.58%
Used Auto
5.75%
72 mos.
View
▼
APR5.75%
Term72 mos.
Last UpdatedMar 25, 2026
Details

Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
Used Vehicle 2024
5.75%
24-75
View
▼
APR5.75%
Term24-75
Last UpdatedMar 28, 2026
Details

As Low As

Polish National Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.51%
Used Automobile Loans, 2015-2017 Model Years
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedMar 28, 2026
Details

Worcester Fire Dept Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Used Car
5.75%
4 years
View
▼
APR5.75%
Term4 years
Last UpdatedMar 29, 2026
Details

As Low As

RBT Rollstone B&T
Institution Rating:
A+5.0 ★ Texas Ratio: 0.62%
Used Vehicles Auto Loan
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedApr 2, 2026
Details

Newburyport Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.70%
Used Vehicles Auto Loan
5.75%
60 Months
View
▼
APR5.75%
Term60 Months
Last UpdatedApr 4, 2026
Details

Somerville School Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.27%
Older Used Car (2019 - 2023)
5.75%
48 Months
View
▼
APR5.75%
Term48 Months
Last UpdatedApr 4, 2026
Details

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Used Automobile Loans
5.75%
24 Months
View
▼
APR5.75%
Term24 Months
Last UpdatedApr 5, 2026
Details

LTV MAX: 70%; FICO Score: D 639-620

Fall River Municipal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.29%
Used Auto (2022-2024)
5.95%
60 Months
View
▼
APR5.95%
Term60 Months
Last UpdatedMar 26, 2026
Details

Lowell Firefighters Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
New & Used Auto WITHOUT Direct Deposit
5.99%
3 Years
View
▼
APR5.99%
Term3 Years
Last UpdatedMar 27, 2026
Details

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Used Car Loans 2023-2024 Models
5.99%
84 Months
View
▼
APR5.99%
Term84 Months
Last UpdatedMar 28, 2026
Details

Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
Used Vehicle (2023 & Older) Loans & Refinancing
5.99%
7 Years
View
▼
APR5.99%
Term7 Years
Last UpdatedMar 29, 2026
Details

As Low As

City of Boston Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.75%
Used Vehicle Loan
5.99%
48 Months
View
▼
APR5.99%
Term48 Months
Last UpdatedApr 2, 2026
Details

As Low As; Maximum borrowed $50,000

Stoughton Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.54%
Auto Loans - Used
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 3, 2026
Details

Chelsea Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.35%
Used Autos 2019 - 2021
5.99%
72 Months
View
▼
APR5.99%
Term72 Months
Last UpdatedApr 4, 2026
Details

90% Financing

South Hadley, MA Auto Loan Rate Trends

Compare local South Hadley, MA auto loan rates against the statewide average

Daily auto loan rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Massachusetts Auto Trends →
New Auto Loan — MA Avg
6.679%
▼ 0.193 vs 7 days ago

Massachusetts new auto rates fell 0.193 points over the past 7 days to 6.679% APR.

Used Auto Loan — MA Avg
6.870%
▼ 0.158 vs 7 days ago

Massachusetts used auto rates fell 0.158 points over the past 7 days to 6.870% APR.

As of Apr 7, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Frequently Asked Questions about Auto Loans in South Hadley, Massachusetts

How does my credit score affect my car loan rate in Massachusetts?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in South Hadley, Massachusetts with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Massachusetts *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in South Hadley, Massachusetts typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in South Hadley, Massachusetts?

Based on our current data, some of the lowest auto loan rates available in South Hadley, Massachusetts include:
  • Greenfield Co-operative Bank: 7.75% (New Car Auto Loan)
  • Baxter Credit Union: 3.24% (Auto Loans)
  • American Airlines Federal Credit Union: 3.74% (New Auto)
  • TEWKSBURY: 3.79% (New & Used Vehicle Loans)
  • Quincy Credit Union: 3.99% (New Auto Loans)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in South Hadley, Massachusetts. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: April 6, 2026

South Hadley, Massachusetts Rates & Resources

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