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Pittsfield Co-operative Bank Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 27, 2026
Pittsfield Co-operative Bank's Term Deposit Certificate - 15-Month rates are at 3.50%, Term Deposit Certificate - 9-Month rates are at 3.35%, Individual Retirement Account (IRA) Certificate - 12-Month rates are at 3.00%, Individual Retirement Account (IRA) Certificate - 36-Month rates are at 2.00%, Individual Retirement Account (IRA) Certificate - 48-Month rates are at 2.00%. Pittsfield Co-operative Bank's savings rates are at 0.30%. Pittsfield Co-operative Bank's money market rates are at 2.25%. Pittsfield Co-operative Bank's checking rates are as high as 3.00%. Pittsfield Co-operative Bank's Fixed Rate Mortgage - 10 Year Fixed rates are at 6.00%, First-Time Homebuyer - 30 Year Fixed rates are at 6.125%, Fixed Rate Mortgage - 15 Year Fixed rates are at 6.125%, Fixed Rate Mortgage - 20 Year Fixed rates are at 6.25%, Fixed Rate Mortgage - 30 Year Fixed rates are at 6.375%. Pittsfield Co-operative Bank's Personal Loan Rates are as low as 14.25%. MonitorBankRates evaluates the financial stability of Pittsfield Co-operative Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.25%. Rates last updated and verified on 10/27/2026.
Pittsfield Co-operative Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pittsfield Co-operative Bank? Share your experience about Pittsfield Co-operative Bank by leaving a review below, or read customer reviews before you decide to use Pittsfield Co-operative Bank.
Pittsfield Co-operative Bank has earned an overall safety grade of A+ (Exceptional, Score: 99/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective FDIC regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Pittsfield Co-operative Bank has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
2.25%
ExcellentLower than avg
Pittsfield Co-operative Bank Texas Ratio
Pittsfield Co-operative Bank's Texas Ratio is 2.25%, which is considered excellent and is lower than the national average of 5.85%.
Pittsfield Co-operative Bank has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
2.96% to 2.25% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this bank has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.
Pittsfield Co-operative Bank CD Rates
Product
Rate
APY
Term
View More
Term Deposit Certificate - 15 month
-
3.50%
15 Months
Min Deposit$500
DetailsEffective Date: October 1, 2026
Last Updated10/27/2026
Rate History
No change since Oct 14, 2026 · 3.50% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.25%
Term Deposit Certificate - 9 month
3.255%
3.35%
9 Months
Min Deposit$500
DetailsEffective Date: October 1, 2026
Last Updated10/27/2026
Rate History
No change since Oct 14, 2026 · 3.35% APY · checked 3 times
DetailsBalance: $25,000.01 - $100,000.00; Promotional rate paid for first 90 days; Effective Date: October 1, 2026
Last Updated10/27/2026
Rate History
No change since Oct 22, 2026 · 0.10% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.25%
Interest Checking - Base Rate
0.049%
0.05%
Min Deposit$0
Min Balance$0
DetailsBase rate and base APY paid if qualifications are not met; Effective Date: October 1, 2026
Last Updated10/27/2026
Rate History
No change since Sep 20, 2026 · 0.05% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.25%
Relationship Checking - Base Rate
0.049%
0.05%
Min Deposit$0
Min Balance$0
DetailsBase rate; Effective Date: October 1, 2026
Last Updated10/27/2026
Rate History
No change since Sep 20, 2026 · 0.05% APY · checked 9 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.25%
Pittsfield Co-operative Bank Mortgage Rates
Product
Rate
Points
APR
Term
View More
Fixed Rate Mortgage - 10 Year Fixed
6.00%
0
6.194%
10 years
No additional details.
Last Updated10/27/2026
Rate History
No change since Oct 22, 2026 · 6.19% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.25%
First-Time Homebuyer - 30 Year Fixed
6.125%
0
6.208%
DetailsUp to 89% financing with no mortgage insurance required.
Last Updated10/27/2026
Rate History
No change since Sep 20, 2026 · 6.21% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.25%
Fixed Rate Mortgage - 15 Year Fixed
6.125%
0
6.263%
15 years
No additional details.
Last Updated10/27/2026
Rate History
No change since Oct 22, 2026 · 6.26% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.25%
Fixed Rate Mortgage - 20 Year Fixed
6.25%
0
6.362%
20 years
No additional details.
Last Updated10/27/2026
Rate History
No change since Oct 22, 2026 · 6.36% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.25%
Fixed Rate Mortgage - 30 Year Fixed
6.375%
0
6.461%
30 years
No additional details.
Last Updated10/27/2026
Rate History
No change since Oct 22, 2026 · 6.46% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.25%
Adjustable Rate Mortgage - 5 Year
6.625%
0.000
6.692%
5 Year
DetailsMax rate increase per adjustment period: 2%; Lifetime cap: 6%; Margin: 2.75%; APR based on a $100,000 mortgage for 30 years; index is the corresponding 1-year, 3-year, or 5-year Treasury constant maturity
Last Updated10/27/2026
Rate History
No change since Oct 8, 2026 · 6.69% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.25%
Adjustable Rate Mortgage - 10/1 Year
6.50%
0.000
6.773%
10/1 Year
DetailsMax rate increase per adjustment period: 2%; Lifetime cap: 6%; Margin: 2.75%; APR based on a $100,000 mortgage for 30 years; index is the corresponding 1-year, 3-year, or 5-year Treasury constant maturity
Last Updated10/27/2026
Rate History
No change since Oct 8, 2026 · 6.77% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.25%
Adjustable Rate Mortgage - 7/1 Year
6.75%
0.000
6.937%
7/1 Year
DetailsMax rate increase per adjustment period: 2%; Lifetime cap: 6%; Margin: 2.75%; APR based on a $100,000 mortgage for 30 years; index is the corresponding 1-year, 3-year, or 5-year Treasury constant maturity
Last Updated10/27/2026
Rate History
No change since Oct 8, 2026 · 6.94% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.25%
Pittsfield Co-operative Bank Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Loan - 5 Year Fixed
6.625%
0
6.625%
5 Year
No additional details.
Last Updated10/27/2026
Rate History
No change since Oct 8, 2026 · 6.63% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.25%
Home Equity Loan - 10 Year Fixed
6.75%
0
6.75%
10 Year
No additional details.
Last Updated10/27/2026
Rate History
No change since Oct 8, 2026 · 6.75% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.25%
Home Equity Loan - 15 Year Fixed
6.875%
0
6.875%
15 Year
No additional details.
Last Updated10/27/2026
Rate History
No change since Oct 8, 2026 · 6.88% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.25%
Home Equity Loan - 20 Year Fixed
7.00%
0
7.00%
20 Year
No additional details.
Last Updated10/27/2026
Rate History
No change since Oct 8, 2026 · 7.00% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.25%
Home Equity Line of Credit
7.50%
-
7.50%
25 Years
DetailsUp to 80% financing; APR is variable and can change monthly to equal the Wall Street Journal Prime Rate; Maximum APR 18%; $500 prepayment penalty if closed within 24 months
Last Updated10/27/2026
Rate History
No change since Oct 8, 2026 · 7.50% APR · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.25%
Pittsfield Co-operative Bank Auto Loan Rates
Product
Rate
Points
APR
Term
View More
Auto Loan
-
-
5.75%
36 Months
DetailsModel Year: 2026/2025/2024; APR with Autopay from Checking: 5.250%; Payments Per $1,000: $30.31 (base), $30.08 (autopay); Effective Date: October 1, 2026; High mileage may reduce term
Last Updated10/27/2026
Rate History
No change since Sep 16, 2026 · 5.75% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.25%
Auto Loan
-
-
6.00%
48 Months
DetailsModel Year: 2026/2025/2024; APR with Autopay from Checking: 5.500%; Payments Per $1,000: $23.48 (base), $23.26 (autopay); Effective Date: October 1, 2026; High mileage may reduce term
Last Updated10/27/2026
Rate History
No change since Sep 16, 2026 · 6.00% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.25%
Auto Loan
-
-
6.25%
60 Months
DetailsModel Year: 2026/2025/2024; APR with Autopay from Checking: 5.750%; Payments Per $1,000: $19.45 (base), $19.22 (autopay); Effective Date: October 1, 2026; High mileage may reduce term
Last Updated10/27/2026
Rate History
No change since Sep 16, 2026 · 6.25% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.25%
Auto Loan
-
-
6.75%
36 Months
DetailsModel Year: 2023-2022; APR with Autopay from Checking: 6.250%; Payments Per $1,000: $30.76 (base), $30.54 (autopay); Effective Date: October 1, 2026; High mileage may reduce term
Last Updated10/27/2026
Rate History
No change since Sep 16, 2026 · 6.75% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.25%
Auto Loan
-
-
7.00%
72 Months
DetailsModel Year: 2026/2025/2024; APR with Autopay from Checking: 6.500%; Payments Per $1,000: $17.05 (base), $16.81 (autopay); Effective Date: October 1, 2026; High mileage may reduce term
Last Updated10/27/2026
Rate History
No change since Sep 16, 2026 · 7.00% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.25%
Auto Loan
-
-
7.00%
48 Months
DetailsModel Year: 2023-2022; APR with Autopay from Checking: 6.500%; Payments Per $1,000: $23.95 (base), $23.71 (autopay); Effective Date: October 1, 2026; High mileage may reduce term
Last Updated10/27/2026
Rate History
No change since Sep 16, 2026 · 7.00% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.25%
Auto Loan
-
-
7.25%
60 Months
DetailsModel Year: 2023-2022; APR with Autopay from Checking: 6.750%; Payments Per $1,000: $19.92 (base), $19.68 (autopay); Effective Date: October 1, 2026; High mileage may reduce term
Last Updated10/27/2026
Rate History
No change since Sep 16, 2026 · 7.25% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.25%
Auto Loan
-
-
7.49%
84 Months
DetailsModel Year: 2026/2025/2024; APR with Autopay from Checking: 6.990%; Payments Per $1,000: $15.33 (base), $15.09 (autopay); Effective Date: October 1, 2026; High mileage may reduce term
Last Updated10/27/2026
Rate History
No change since Sep 16, 2026 · 7.49% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.25%
Auto Loan
-
-
7.50%
72 Months
DetailsModel Year: 2023-2022; APR with Autopay from Checking: 7.000%; Payments Per $1,000: $17.29 (base), $17.05 (autopay); Effective Date: October 1, 2026; High mileage may reduce term
Last Updated10/27/2026
Rate History
No change since Sep 16, 2026 · 7.50% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.25%
Auto Loan
-
-
7.75%
36 Months
DetailsModel Year: 2021 & Older; APR with Autopay from Checking: 7.250%; Payments Per $1,000: $31.22 (base), $30.99 (autopay); Effective Date: October 1, 2026; High mileage may reduce term
Last Updated10/27/2026
Rate History
No change since Sep 16, 2026 · 7.75% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.25%
Auto Loan
-
-
8.00%
48 Months
DetailsModel Year: 2021 & Older; APR with Autopay from Checking: 7.500%; Payments Per $1,000: $24.41 (base), $24.18 (autopay); Effective Date: October 1, 2026; High mileage may reduce term
Last Updated10/27/2026
Rate History
No change since Sep 16, 2026 · 8.00% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.25%
Auto Loan
-
-
8.25%
60 Months
DetailsModel Year: 2021 & Older; APR with Autopay from Checking: 7.750%; Payments Per $1,000: $20.40 (base), $20.16 (autopay); Effective Date: October 1, 2026; High mileage may reduce term
Last Updated10/27/2026
Rate History
No change since Sep 16, 2026 · 8.25% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.25%
Pittsfield Co-operative Bank Personal Loan Rates
Product
APR
Term
View More
Personal Loan - Unsecured
14.25%
36 Months
Detailsup to $3,000; Max Term; Payments Per $1,000 $34.30 not a rate
Last Updated10/27/2026
Rate History
No change since Sep 16, 2026 · 14.25% APR · checked 10 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.25%
Financial Health History
Pittsfield Co-operative Bank’s Texas Ratio fell from 2.96% in Q3 2023 to 2.25% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$452M
2.25%
5.0
A+
March 31, 2026
$445M
2.08%
5.0
A+
December 31, 2025
$432M
2.02%
5.0
A+
September 30, 2025
$415M
2.67%
5.0
A+
June 30, 2025
$423M
2.53%
5.0
A+
March 31, 2025
$404M
2.16%
5.0
A+
December 31, 2024
$396M
2.87%
5.0
A+
September 30, 2024
$404M
2.83%
5.0
A+
June 30, 2024
$378M
2.80%
5.0
A+
March 31, 2024
$382M
1.81%
5.0
A+
December 31, 2023
$385M
2.24%
5.0
A+
September 30, 2023
$389M
2.96%
5.0
A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating:
Our rating for Pittsfield Co-operative Bank is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather Pittsfield Co-operative Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Pittsfield Co-operative Bank's official website for the most current offers and terms.
Address
70 South St,
Pittsfield, MA 01201 · Berkshire
FDIC Certificate #26393
RegulatorFDIC
EstablishedJanuary 1, 1889
FDIC Insurance DateOctober 8, 1985
Domestic Offices5
Total Branches5
FDIC Insured✓ Yes, up to $250,000 per depositor
Financials
MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.25%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
0.1992%
Return on Equity (ROE)
1.5900%
Non-Performing Loans Ratio (NPL)
0.28%
Total Assets
$451,501,000
Total Deposits
$327,733,000
Equity Capital
$55,645,000
Net Income
$441,000
Headquarters
Pittsfield
Total Branches and Offices
5
Source: FDIC — Last Updated June 30, 2026
2026 MBR Health & Safety Badge
Pittsfield Co-operative Bank earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Pittsfield Co-operative Bank
Does Pittsfield Co-operative Bank offer CDs?
Yes. Pittsfield Co-operative Bank offers certificates of deposit (CDs) with fixed interest rates across multiple term lengths. CD rates verified by MonitorBankRates as of October 27, 2026 include 3.50% APY on its Term Deposit Certificate - 15-Month, 3.35% APY on its Term Deposit Certificate - 9-Month and 3.00% APY on its Individual Retirement Account (IRA) Certificate - 12-Month.
Are CDs from Pittsfield Co-operative Bank FDIC insured?
Yes. Pittsfield Co-operative Bank is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.
What is the highest CD rate at Pittsfield Co-operative Bank?
The highest CD rate MonitorBankRates has verified for Pittsfield Co-operative Bank is 3.50% APY on its 15-Months Term Deposit Certificate - 15-Month, as of October 27, 2026.
What CD terms does Pittsfield Co-operative Bank offer?
The Pittsfield Co-operative Bank CD terms MonitorBankRates tracks include 9 month, 12 month, 15 month, 18 month, 2 year, 3 year, 4 year and 5 year terms, with rates from 2.00% to 3.50% APY. The institution may offer other terms or specials that are not listed here, so check with Pittsfield Co-operative Bank for its full lineup.
What is the highest savings rate at Pittsfield Co-operative Bank?
The highest savings rate MonitorBankRates has verified for Pittsfield Co-operative Bank is 0.30% APY on its Tiered Statement Savings, as of October 27, 2026.
What is the highest money market rate at Pittsfield Co-operative Bank?
The highest money market rate MonitorBankRates has verified for Pittsfield Co-operative Bank is 2.25% APY on its Money Market Deposit Account, as of October 27, 2026.
What is the highest checking rate at Pittsfield Co-operative Bank?
The highest checking rate MonitorBankRates has verified for Pittsfield Co-operative Bank is 3.00% APY on its Relationship Checking - Promotional Rate (First 90 Days), as of October 27, 2026.
What is the lowest 30 year fixed mortgage rate at Pittsfield Co-operative Bank?
The lowest 30 year fixed mortgage rate MonitorBankRates has verified for Pittsfield Co-operative Bank is 6.125% rate on its First-Time Homebuyer - 30 Year Fixed, as of October 27, 2026.
What is the lowest auto loan rate at Pittsfield Co-operative Bank?
The lowest auto loan rate MonitorBankRates has verified for Pittsfield Co-operative Bank is 5.75% APR on its Auto Loan, as of October 27, 2026.
What is the lowest personal loan rate at Pittsfield Co-operative Bank?
The lowest personal loan rate MonitorBankRates has verified for Pittsfield Co-operative Bank is 14.25% APR on its Personal Loan - Unsecured, as of October 27, 2026.
How many branches does Pittsfield Co-operative Bank operate?
Pittsfield Co-operative Bank currently maintains approximately 5 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, Pittsfield Co-operative Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Pittsfield Co-operative Bank provides members with tools to manage their accounts and build a solid financial history.
Does Pittsfield Co-operative Bank offer online and mobile banking?
Most modern institutions like Pittsfield Co-operative Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pittsfieldcoop.com/.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do Pittsfield Co-operative Bank rates compare?
Pittsfield Co-operative Bank's top rates are 3.50% APY on its 15-Months Term Deposit Certificate - 15-Month, 0.30% APY on its Tiered Statement Savings, 2.25% APY on its Money Market Deposit Account, 3.00% APY on its Relationship Checking - Promotional Rate (First 90 Days), 6.00% on its Fixed Rate Mortgage - 10 Year Fixed and 14.25% APR on its Personal Loan - Unsecured, verified by MonitorBankRates on October 27, 2026.
Current Pittsfield Co-operative Bank Rates
12-Month CD1.00%
18-Month CD1.10%
24-Month CD1.25%
36-Month CD2.00%
48-Month CD2.00%
60-Month CD2.00%
Savings0.30%
MMA2.25%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
