Best Money Market Rates in Massachusetts (MA) - March 2026
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Massachusetts money market rates include Liberty Bay Credit UnionLiberty Bay Credit Union300 Granite St Fl 3, Braintree, MA 02184 3909A+5.0 ★Texas Ratio: 2.15% Business Money Market at 4.25% APY, Athol Savings BankAthol Savings Bank388 Main St, Athol, MA 01331A5.0 ★Texas Ratio: 7.51% Xtreme Business Money Market at 4.25% APY, Hanscom Federal Credit UnionHanscom Federal Credit Union495 Summer St, Boston, MA 02210A+5.0 ★Texas Ratio: 3.74% Premier Money Market at 3.75% APY, Community Credit Union Of LynnCommunity Credit Union Of Lynn1 Andrew St, Lynn, MA 01901 1101A-5.0 ★Texas Ratio: 14.06% Community High Yield Money Market Account at 3.75% APY, and Wrentham Co-operative BankWrentham Co-operative Bank102 South St, Wrentham, MA 02093A+5.0 ★Texas Ratio: 0.00% Premier Money Market at 3.70% APY.
To see how these money market rates in Massachusetts compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Massachusetts (MA) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Massachusetts and surrounding area. Last Updated and Verified: March 20, 2026
Massachusetts Money Market Rate Trends
Compare local Massachusetts MMA rate quotes against the statewide average
Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — MA Avg
1.147%
▲ 0.464 from last week
Massachusetts high-yield MMA rates rose 0.464 points this week to 1.147% APY, up from 0.683% last week.
Standard MMA — MA Avg
1.056%
▲ 0.794 from last week
Massachusetts standard MMA rates rose 0.794 points this week to 1.056% APY, up from 0.263% last week.
As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare the Best Money Market Rates Today in Massachusetts
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Athol Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
388 Main St, Athol, MA 01331
Xtreme Business Money Market
4.25%
$0
▼
Rate4.17%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Variable Rate
Liberty Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
300 Granite St Fl 3, Braintree, MA 02184 3909
Business Money Market
4.25%
$5
▼
Rate4.16%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Liberty Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
300 Granite St Fl 3, Braintree, MA 02184 3909
High Yield Money Market
4.00%
$10,000
▼
Rate3.92%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
1 Andrew St, Lynn, MA 01901 1101
Community High Yield Money Market Account
3.75%
$10,000
▼
Rate3.69%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Earn 3.75% Annual Percentage Yield for new money only.
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
495 Summer St, Boston, MA 02210
Premier Money Market
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Wrentham Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
102 South St, Wrentham, MA 02093
Premier Money Market
3.70%
$0
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
30 Middlesex St, Lowell, MA 01852
Non-Profit Money Market
3.61%
$10
▼
Rate3.50%
Min Deposit$10
Min Balance—
UpdatedMar 15, 2026
Details
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
241 Union St, Rockland, MA 02370
Money Market
3.55%
$0
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
271 Greenwood St, Worcester, MA 01607
Money Market Plus
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Liberty Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
300 Granite St Fl 3, Braintree, MA 02184 3909
High Yield Money Market
3.50%
$10,000
▼
Rate3.44%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
495 Summer St, Boston, MA 02210
Premier Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
100 Boston Scientific Way, Marlborough, MA 01752
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$15,000+
Needham Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
5 Market St, Amesbury, MA 01913
Super Saver Money Market
3.50%
$250
▼
Rate3.44%
Min Deposit$250
Min Balance—
UpdatedMar 20, 2026
Details
$50,000+
Needham Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
5 Market St, Amesbury, MA 01913
Premium Money Market
3.50%
$250
▼
Rate3.45%
Min Deposit$250
Min Balance—
UpdatedMar 20, 2026
Details
$50,000.00+
OneLocal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
11 Central St, Norwood, MA 02062
High Yield Money Market & iYield Money Market Account
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
BankProv
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
5 Market St, Amesbury, MA 01913
Super Saver Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
BankProv
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
5 Market St, Amesbury, MA 01913
Premium Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Eagle Bank Everett, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
350 Broadway, Everett, MA 02149
Platinum Money Market
3.49%
$20,000
▼
Rate3.44%
Min Deposit$20,000
Min Balance—
UpdatedMar 17, 2026
Details
Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
815 Main St, Fitchburg, MA 01420
Workers Money Market
3.35%
$1,000
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
815 Main St, Fitchburg, MA 01420
Workers Money Market Checking
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Millbury National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
18 Main St, Millbury, MA 01527
Platinum Money Market
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Rate Index: 30 Day Avg SOFR* minus 10% of the 30 Day Avg SOFR rate index
Millbury National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
18 Main St, Millbury, MA 01527
Platinum Money Market**
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Millbury National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
18 Main St, Millbury, MA 01527
Personal/Business Platinum Money Market**
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Rate Index: 30 Day Avg SOFR* minus 10% of the 30 Day Avg SOFR rate index
Cape Ann Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
109 Main St, Gloucester, MA 01930
Lighthouse Business Money Market Account
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
103 N Elm St, Westfield, MA 01085
Money Market Accounts
3.29%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
UKRAINIAN SELFRELIANCE NEW ENGLAND
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
103 N Elm St, Westfield, MA 01085 1603
Money Market Accounts
3.29%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
93 State St, Newburyport, MA 01950
Business Sapphire Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Balances $2,000,000-$4,000,000 (plus interest paid)
Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
139 Cabot St, Beverly, MA 01915
Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Savers Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
270 Main St, Southbridge, MA 01550
Ultra Money Market Special -Personal and Business
3.25%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
70 Westview St, Lexington, MA 02421 3142
High Yield Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
New Money Only
Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
93 State St, Newburyport, MA 01950
Sapphire Money Market
3.25%
$2,000,000
▼
Rate3.20%
Min Deposit$2,000,000
Min Balance—
UpdatedMar 20, 2026
Details
Balances $2,000,000-$4,000,000 (plus interest paid)
Canton Co-operative Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.05%
671 Washington St, Canton, MA 02021
Premium & IRA Premium Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Canton Co-operative Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.05%
671 Washington St, Canton, MA 02021
Business Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
OneLocal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
11 Central St, Norwood, MA 02062
High Yield Money Market & iYield Money Market Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Everett Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
419 Broadway, Everett, MA 02149
IRA Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
1336 Massachusetts Ave, Cambridge, MA 02138
Money Market Special
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
1336 Massachusetts Ave, Cambridge, MA 02138
Money Market Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
271 Greenwood St, Worcester, MA 01607
Money Market Plus
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
94 Shaker Road, East Longmeadow, MA 01028
Business Money Market Special
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
tcb The Cooperative Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.39%
201 Main St, Charlestown, MA 02129
TCB Premier Money MarketEffective 03-01-2026
3.15%
$0
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
241 Union St, Rockland, MA 02370
Money Market
3.10%
$0
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
30 Middlesex St, Lowell, MA 01852
High Yield Online Money Market
3.09%
$10
▼
Rate3.00%
Min Deposit$10
Min Balance—
UpdatedMar 15, 2026
Details
Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
30 Middlesex St, Lowell, MA 01852
Business Money Market Account
3.09%
$10
▼
Rate3.00%
Min Deposit$10
Min Balance—
UpdatedMar 15, 2026
Details
Bank of Easton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
275 Washington St, North Easton, MA 02356
Advantage Money Market Account
3.09%
$0
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
94 Shaker Road, East Longmeadow, MA 01028
Business Money Market Special
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
North Brookfield SB
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
9 Gilbert St, North Brookfield, MA 01535
Level Up Money Market
3.05%
$20,000
▼
Rate3.00%
Min Deposit$20,000
Min Balance—
UpdatedMar 20, 2026
Details
Balance of $1,000,000.01 or More
Bluestone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
756 Orchard St, Raynham, MA 02767
Business Platinum Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Note: Earn this high rate when you open a Business Platinum Money Market with money that is not already held in a Bluestone Bank account.
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
282 Providence Hwy, Westwood, MA 02090
Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
282 Providence Hwy, Westwood, MA 02090
Money Market1
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Canton Co-operative Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.05%
671 Washington St, Canton, MA 02021
Business Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Wrentham Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
102 South St, Wrentham, MA 02093
Premier Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Canton Co-operative Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.05%
671 Washington St, Canton, MA 02021
Premium & IRA Premium Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Bank5 Connect
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
160 County St, New Bedford, MA 02740
Connect Money Market
3.03%
$100
▼
Rate2.99%
Min Deposit$100
Min Balance—
UpdatedMar 17, 2026
Details
Liberty Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
300 Granite St Fl 3, Braintree, MA 02184 3909
Business Money Market
3.00%
$5
▼
Rate2.96%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
139 Cabot St, Beverly, MA 01915
Money Market
3.00%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
520 W Boylston St, Worcester, MA 01606 2026
VIP Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
271 Greenwood St, Worcester, MA 01607
Money Market Plus
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
147 Main St, Gloucester, MA 01930
Citizens Private Client® Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Get up to 3.00% APY with preferred rates or up to 0.15% APY with standard rates
Dedham Institution for Savings
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
55 Elm St, Dedham, MA 02026
Premium Money Market Account
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
OneLocal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
11 Central St, Norwood, MA 02062
High Yield Money Market & iYield Money Market Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
93 State St, Newburyport, MA 01950
Business Gold Money Market
3.00%
$250,000
▼
Rate2.96%
Min Deposit$250,000
Min Balance—
UpdatedMar 20, 2026
Details
plus interest paid
Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
93 State St, Newburyport, MA 01950
Gold Money Market
3.00%
$250,000
▼
Rate2.96%
Min Deposit$250,000
Min Balance—
UpdatedMar 20, 2026
Details
Balances $250,000 and above
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
94 Shaker Road, East Longmeadow, MA 01028
Money Market Special
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Bank of Easton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
275 Washington St, North Easton, MA 02356
Advantage Money Market Account
2.99%
$0
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Cape Cod Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
121 Main St, Yarmouth Port, MA 02675
Premier Money Market
2.85%
$0
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
94 Shaker Road, East Longmeadow, MA 01028
Business Money Market Special
2.80%
$0
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
North Brookfield SB
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
9 Gilbert St, North Brookfield, MA 01535
Level Up Money Market
2.79%
$20,000
▼
Rate2.75%
Min Deposit$20,000
Min Balance—
UpdatedMar 20, 2026
Details
Balance of $500,000.01-$1,000,000.00
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
100 SWIFT ST, EAST BOSTON, MA 02128 1864
Money Market (High Yield: New Money Special)
2.79%
$2,500
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedMar 18, 2026
Details
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
100 SWIFT ST, EAST BOSTON, MA 02128 1864
Money Market
2.79%
$2,500
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedMar 18, 2026
Details
(High Yield: New Money Special)
NBT Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
76 Park St, Lee, MA 01238
Accelerate Money Market Tier 5
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Average daily balance $500,000 +
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
282 Providence Hwy, Westwood, MA 02090
Money Market
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
282 Providence Hwy, Westwood, MA 02090
Money Market1
2.78%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
241 Union St, Rockland, MA 02370
Business Money Market
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Methuen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
248 Broadway, Methuen, MA 01844
Money Market Account
2.75%
$0
▼
Rate2.75%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
147 Main St, Gloucester, MA 01930
Citizens Quest® Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Get up to 2.75% Annual Percentage Yield (APY) with preferred rates or up to 0.03% APY with standard rates.
Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
50 Main St, Millbury, MA 01527
Business Money Market Savings Special
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
94 Shaker Road, East Longmeadow, MA 01028
Money Market Special
2.75%
$0
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
241 Union St, Rockland, MA 02370
Business Money Market
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
241 Union St, Rockland, MA 02370
IRA Money Market
2.55%
$0
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
100 SWIFT ST, EAST BOSTON, MA 02128 1864
Money Market (High Yield: New Money Special)
2.53%
$2,500
▼
Rate2.50%
Min Deposit$2,500
Min Balance—
UpdatedMar 18, 2026
Details
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
100 SWIFT ST, EAST BOSTON, MA 02128 1864
Money Market
2.53%
$2,500
▼
Rate2.50%
Min Deposit$2,500
Min Balance—
UpdatedMar 18, 2026
Details
(High Yield: New Money Special)
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
282 Providence Hwy, Westwood, MA 02090
Money Market
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
282 Providence Hwy, Westwood, MA 02090
Money Market1
2.53%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
139 Cabot St, Beverly, MA 01915
Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.03%
199 Worcester Ct, Falmouth, MA 02540
Business Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Methuen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
248 Broadway, Methuen, MA 01844
Money Market Account
2.50%
$0
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Liberty Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
300 Granite St Fl 3, Braintree, MA 02184 3909
Business Money Market
2.50%
$5
▼
Rate2.47%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
495 Summer St, Boston, MA 02210
Premier Money Market
2.50%
$0
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
815 Main St, Fitchburg, MA 01420
Workers Money Market Checking
2.35%
$0
▼
Rate2.32%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
815 Main St, Fitchburg, MA 01420
Workers Money Market
2.35%
$1,000
▼
Rate2.32%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
103 N Elm St, Westfield, MA 01085
Money Market Accounts
2.27%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Methuen Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.76%
248 Broadway, Methuen, MA 01844
Money Market Account
2.25%
$0
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
520 W Boylston St, Worcester, MA 01606 2026
VIP Money Market
2.25%
$0
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
241 Union St, Rockland, MA 02370
Money Market
2.20%
$0
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
282 Providence Hwy, Westwood, MA 02090
Money Market
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
282 Providence Hwy, Westwood, MA 02090
Money Market1
2.02%
$0
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Naveo Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
493 Somerville Ave, Somerville, MA 02143
Premier Money Market Tier 3
2.01%
$2,500
▼
Rate2.00%
Min Deposit$2,500
Min Balance—
UpdatedMar 17, 2026
Details
Southbridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
179 Main St, Southbridge, MA 01550
Money Market
2.00%
$100,000
▼
Rate1.98%
Min Deposit$100,000
Min Balance—
UpdatedMar 15, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Massachusetts and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Massachusetts. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Massachusetts
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Massachusetts.
Are Money Market accounts in Massachusetts safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Massachusetts up to $250,000 per depositor, per institution.
How often do MMA rates change in Massachusetts?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Massachusetts rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Massachusetts
Here are some of the highest money market account APYs currently available in Massachusetts:
- Liberty Bay Credit Union
Business Money Market — 4.25% APY - Athol Savings Bank
Xtreme Business Money Market — 4.25% APY - Hanscom Federal Credit Union
Premier Money Market — 3.75% APY - Community Credit Union Of Lynn
Community High Yield Money Market Account — 3.75% APY - Wrentham Co-operative Bank
Premier Money Market — 3.70% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Massachusetts. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026
Cities in Massachusetts
