Current Fitchburg, Massachusetts and the surrounding area money market deposit account rates include Webster First Federal Credit UnionWebster First Federal Credit Union65 North St, Fitchburg, MA 01420 4327A+5.0 ★Texas Ratio: 2.16% Money Market Plus at 3.50% APY, Workers Federal Credit UnionWorkers Federal Credit Union815 Main St, Fitchburg, MA 01420A5.0 ★Texas Ratio: 8.41% Workers Money Market at 1.75% APY, RBT Rollstone B&TRBT Rollstone B&T780 Main St, Fitchburg, MA 01420A+5.0 ★Texas Ratio: 0.62% Money Market at 0.40% APY, IC Federal Credit UnionIC Federal Credit Union300 Bemis Rd, Fitchburg, MA 01420A-5.0 ★Texas Ratio: 13.48% Money Market at 0.10% APY, and Fidelity Co-operative BankFidelity Co-operative Bank130 Whalon St, Fitchburg, MA 01420A+5.0 ★Texas Ratio: 1.53% Premier Money Market at 0.09% APY. Money market rates as of May 18, 2026 according to verified data from MonitorBankRates.
Fitchburg has 5 local institutions in our database, with money market rates as high as 3.50% APY from Webster First Federal Credit Union at 65 North St, Fitchburg, MA 01420 4327. Use the table below to compare all available offers, including options from institutions serving the broader Massachusetts area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Fitchburg, Massachusetts and surrounding area. Last Updated and Verified: May 18, 2026
A minimum balance fee of $10 will be imposed each statement cycle if the daily balance falls below $1,000. The rate may change after the account is opened.
A minimum balance fee of $10 will be imposed each statement cycle if the daily balance falls below $1,000. The rate may change after the account is opened.
A minimum balance fee of $10 will be imposed each statement cycle if the daily balance falls below $1,000. The rate may change after the account is opened.
($25,000 - $49,999.99)
A minimum balance fee of $10 will be imposed each statement cycle if the daily balance falls below $1,000. The rate may change after the account is opened.
($50 - $9,999.99)
Earn 0.05% Annual Percentage Yield (APY) on balances of $50.00 and over. Available for business accounts only. You must deposit $5.00 to open this account and maintain an average daily balance of $50.00 to earn the dividend rate. There is no minimum balance to maintain. Dividend will be compounded and credited to your account every month. The dividend period is monthly. Rates effective as of 7/1/24 and are subject to change without notice. Daily Balance Computation Method: We use the daily balance method to calculate the dividend on your account. This method applies a daily periodic rate to the balance in your account each day and is credited to your account monthly on the last day of the cycle. Accrual of Interest on Non-Cash Items: Dividend begins to accrue on the business day you deposit non-cash items, such as checks, to your account. Transaction Limitations: During any calendar month, you may not make more than 6 (six) withdrawals. If you do, you may be subject to a transaction fee. Fees may reduce earnings.
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Boosted 6 Month APY
Qualifications Required
$15,000+
Open Online
up to
Balances $2,000,000-$4,000,000 (plus interest paid)
New Money Only
Open Online
Balances $2,000,000-$4,000,000 (plus interest paid)
Standard APY
Balance of $1,000,000.01 or More
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Balances $250,000-$1,000,000 (plus interest paid)
Balances $250,000 and above
Open Online
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Balance of $500,000.01-$1,000,000.00
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Over $200,000
As High as
Compare local Fitchburg, MA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield MMA rates fell 0.019 points over the past 7 days to 3.502% APY.
Massachusetts standard MMA rates fell 0.020 points over the past 7 days to 0.425% APY.
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Fitchburg, Massachusetts money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
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Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Fitchburg, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fitchburg, Massachusetts. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.