Fidelity Co-operative Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 0.10%, 6-month CD rates at 4.30% and 3-month CD rates at 0.50%. Current savings rates are at 0.03% and money market rates are at 0.30%. Mortgage rates today on 30-year fixed loans are around 6.98%. Credit Card rates are at 14.00%. Personal Loan rates are at 9.50%. All these rates, and more, can be found in our database of rates. Fidelity Co-operative Bank's 7-Month CD rates are at 4.10%, 60-Month CD rates are at 1.00%, 24-Month CD rates are at 0.85%, 12-Month CD rates are at 0.80%. Fidelity Co-operative Bank's savings rates are at 3.40%. Fidelity Co-operative Bank's money market rates are at 2.00%. Fidelity Co-operative Bank's 30-Year Fixed Jumbo rates are at 7.50%, 30-Year Fixed rates are at 7.50%, 15-Year Fixed Jumbo rates are at 6.88%, 15-Year Fixed rates are at 6.62%.

Fidelity Co-operative Bank

To see how these rates compare to Fidelity Co-operative Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Fidelity Co-operative Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Fidelity Co-operative Bank CD rates. You can also compare Fidelity Co-operative Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Fidelity Co-operative Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fidelity Co-operative Bank? Share your experience about Fidelity Co-operative Bank by leaving a review below, or read customer reviews before you decide to use Fidelity Co-operative Bank.

Fidelity Co-operative Bank Texas Ratio

Fidelity Co-operative Bank's Texas Ratio is at 1.56%, which is considered excellent. The Texas Ratio for Fidelity Co-operative Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Fidelity Co-operative Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

0.80%

2.55%

18-Month CD

N/A

2.28%

24-Month CD

0.85%

2.27%

36-Month CD

N/A

2.19%

48-Month CD

N/A

2.14%

60-Month CD

1.00%

2.26%

Savings

3.40%

0.66%

MMA

2.00%

1.05%

30-Year Fixed

7.69%

6.91%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Fidelity Co-operative Bank

9 Leominster Connector
Leominster, MA 01453

https://www.fidelitybankonline.com

MonitorBankRates' Rating

5/5

★★★★★

Review Fidelity Co-operative Bank

Fidelity Co-operative Bank CD Rates and Interest Rates

Fidelity Co-operative Bank

7-Month CD

4.10%

$500

Fidelity Co-operative Bank

Earn More Savings

3.40%

$5,000

Fidelity Co-operative Bank

BusinessWorx Money Market

2.00%

$150,000

Fidelity Co-operative Bank

60-Month CD

1.00%

$500

Fidelity Co-operative Bank

24-Month CD

0.85%

$500

Fidelity Co-operative Bank

12-Month CD

0.80%

$500

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Fidelity Co-operative Bank Mortgage Rates

Fidelity Co-operative Bank

15-Year Fixed

6.625%

6.972%

0.000

Fidelity Co-operative Bank

15-Year Fixed Jumbo

6.875%

7.179%

0.000

Fidelity Co-operative Bank

30-Year Fixed

7.500%

7.694%

0.000

Fidelity Co-operative Bank

30-Year Fixed Jumbo

7.500%

7.694%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Fidelity Co-operative Bank Rates with Other Competitive Bank and Credit Union Rates

Bank 1st

6-Month CD

4.70%

$2,500

Climate First Bank

Choice Checking

4.46%

Gunnison S&L

60-Month CD

4.09%

Ivy Bank, a div of Cambridge Savings Bank

12-Month CD

4.00%

$1,000

Goldwater Bank

High Yield Savings

4.00%

$100

First Enterprise Bank

18-Month CD

3.75%

$1,000

Security FSB

SecFed High Yield Money Market

3.56%

$250,000

Cendera Bank

36-Month CD

3.55%

$1,000

FCN Bank, N.A.

15-Month CD

3.55%

$1,000

Premier Bank Omaha, NE

24-Month CD

3.55%

$500

VirtualBank

60-Month CD

3.51%

Suncoast Credit Union

48-Month CD

3.50%

$500

Fidelity Bank West Memphis, AR

24-Month CD

3.30%

$500

Armstrong County Building and Loan Association

120-Month CD

3.25%

$500

Farmers National Bank

48-Month CD

3.05%

$10,000

Farmers State Bank Waterloo, IA

Rewards Checking

3.04%

Lyons Federal Bank

24-Month CD

3.03%

$50,000

New Market Bank

18-Month CD

3.01%

$500

Thomaston Savings Bank

6-Month CD

3.00%

$1,000

QNB Bank

6-Month CD

2.96%

$500

FSB of St. Charles, MO

24-Month CD

2.90%

$1,000

MVSB

18-Month CD

2.75%

$500

First National Bank of Bastrop

30-Month CD

2.52%

$500

TFB Tecumseh Federal Bank

12-Month CD

2.52%

$500

F&M Bank of St. Clair

60-Month CD

2.50%

$500

First National Bank of Steeleville

24-Month CD

2.50%

$500

Bank of the Valley

12-Month CD

2.22%

$500

Jones Bank

48-Month CD

2.00%

$500

North Shore Bank of Commerce

60-Month CD

2.00%

$1,000

Clinton Bank

48-Month CD

1.91%

$500

State Bank Waterloo, IL

Cash Rewards Checking

1.75%

$50

Carson Bank

36-Month CD

1.71%

$500

Community Bank of Oelwein

60-Month CD

1.65%

$500

Haven Savings Bank

60-Month CD

1.65%

$100

Education Credit Union

Super Money Market

1.65%

$2,500

Bank of Lake Mills

18-Month CD

1.45%

$500

Root River State Bank

12-Month CD

1.40%

$300

Liberty Bank Liberty, IL

18-Month CD

1.25%

$500

Century SLA

24-Month CD

0.85%

$1,000

Chester National Bank

48-Month CD

0.65%

$500

Eclipse Bank

60-Month CD

0.60%

$1,000

Community National Bank (VT)

24-Month CD

0.59%

$2,500

Bank of Magnolia

36-Month CD

0.50%

$1,000

Peoples Bank Chestertown, MD

48-Month CD

0.50%

$500

Savings Bank Wakefield, MA

48-Month CD

0.30%

$1,000

1st Ed Credit Union

Money Market

0.25%

$500

First Horizon

12-Month CD

0.10%

$1,000

Milford Bank

3-Month CD

0.05%

$1,000

United Bank of Philadelphia

3-Month CD

0.03%

$500

First Federal S&L of McMinnville

Statement Savings

0.02%

Disclaimer

Fidelity Co-operative Bank Mortgage Rates

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

State Employees Credit Union

5-Year ARM

5.125%

5.230%

0.000

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

5 Year ARM

5.125%

5.523%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

State Employees Credit Union

15-Year Fixed

5.500%

5.654%

0.000

North Carolina Press Association Federal Credit Union

15 Year Fixed

5.500%

5.654%

0.000

PNB of Kewanee

30-Year Fixed

5.560%

5.730%

0.000

NESC Federal Credit Union

15 Year Fixed

5.750%

5.756%

0.000

PNB of Kewanee

15-Year Fixed

5.500%

5.785%

0.000

Mutual Security Credit Union

15-Year Fixed

5.750%

5.793%

0.000

American Eagle Financial Credit Union

15-Year Fixed

5.625%

5.797%

0.000

Altoona First Savings Bank

15-Year Fixed

5.750%

5.801%

0.000

Pittsford Federal Credit Union

15-Year Fixed

5.750%

5.801%

0.000

Sikorsky Credit Union

15-Year Fixed

5.750%

5.806%

0.000

Security Service Federal Credit Union

10-Year Fixed (Power Rate)

5.500%

5.814%

0.000

McCoy Federal Credit Union

10 Year Fixed

5.500%

5.820%

0.000

Pittsford Federal Credit Union

10-Year Fixed

5.750%

5.832%

0.000

Disclaimer

Fidelity Co-operative Bank Information

Fidelity Co-operative Bank

9 Leominster Connector
Leominster, MA 01453
Worcester
Established Date: 01/01/1888
FDIC Certificate #: 26451
Date of FDIC Deposit Insurance: 08/09/1989

Bank Holding Company: FIDELITY MUTUAL HOLDING CO

How Many Domestic U.S. Offices? 14

How Many Branches are There? 14

Website: https://www.fidelitybankonline.com

Is Fidelity Co-operative Bank FDIC Insured? Yes

What is Fidelity Co-operative Bank's Cert number? 26451

What is the maximum amount for insured deposits? $250,000 per holder, per account

Fidelity Co-operative Bank Financials

Total Assets:

$1,458,808,000

Total Deposits:

$1,312,519,000

Equity Capital:

$130,426,000

Domestic Deposits:

$1,312,519,000

Net Income:

$2,890,000

Return on Assets:

0.5403%

Quarterly Return on Assets:

0.7800%

Pretax Return on Assets:

1.0215%

Pretax Quarterly Return on Assets:

1.0200%

Return on Equity:

6.4300%

Quarterly Return on Equity:

8.9400%

Common Equity Tier 1 Capital Ratio:

12.1922%

Tier 1 Risk-Based Capital Ratio:

12.1922%

Leverage Tier 1 (Core Capital) Ratio:

9.1421%

Total Risk-Based Capital Ratio (YTD):

13.0736%

Total Interest Income (YTD):

4.8026%

Headquarters:

Leominster

FDIC Field Office:

Windsor

Regulator:

FDIC

County:

Worcester

# of Offices:

Metropolitan Statistical Area (MSA):

Worcester, MA-CT

Consolidated Metropolitan Statistical Area (CMSA):

Boston-Worcester-Lawrence, MA-NH-ME-CT

OTS Region:

Northeast

FDIC Region:

New York

Source: FDIC Last Updated 03/31/2024

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