What are the current interest rates at Hanscom Federal Credit Union?

Current rates for Hanscom Federal Credit Union include: 12-Month CD: 4.00%, 18-Month CD: 4.25%, 24-Month CD: 4.25%, 60-Month CD: 4.25%, Savings: 2.25%, MMA: 3.50%

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Hanscom Federal Credit Union

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Hanscom Federal Credit Union Rates & Review October 2026

Q: Is a member application needed to join Hanscom Federal Credit Union?

Yes, to access services at Hanscom Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Hanscom Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

Hanscom Federal Credit Union's top rates as of October 12, 2026 are 4.50% APY on its 12 Month IRA CDs CD, 2.25% APY on savings, 3.50% APY on money market accounts, 0.10% APY on checking, and auto loans from 5.19% APR, according to rates verified by MonitorBankRates. Other Hanscom Federal Credit Union CD rates include CD - 12 Month at 4.50%, 18 Month IRA CDs at 4.25%, and 30 Month IRA CDs at 4.25%. MonitorBankRates evaluates the financial stability of Hanscom Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.62%. Rates last updated and verified on 10/12/2026.

Hanscom Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hanscom Federal Credit Union? Share your experience about Hanscom Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Hanscom Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.62%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Hanscom Federal Credit Union
Hanscom AFB

1610 Eglin St
Hanscom AFB, MA 01731

https://www.hfcu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Hanscom Federal Credit Union CD Rates

Product	Rate	APY	Term
12 Month IRA Certificates	4.41%	4.50%	12 Month
Min Deposit $500 Details Early withdrawal penalties may apply. Fees may reduce the investment below the principal held at the beginning of the term. Last Updated 10/12/2026 Rate History 1 change since Sep 24, 2026 · 3.75% → 4.50% ▲ 0.75 pts · high 4.50% / low 3.75% Oct 4, 20264.50%▲ from 3.75% Sep 24, 20263.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Share Certificate - 12 Month	4.41%	4.50%	12 Month
Min Deposit $1,000 Details Minimum to open $1,000.00 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 4.50% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
18 Month IRA Certificates	4.169%	4.25%	18 Month
Min Deposit $500 Details Early withdrawal penalties may apply. Fees may reduce the investment below the principal held at the beginning of the term. Last Updated 10/12/2026 Rate History 1 change since Sep 24, 2026 · 3.50% → 4.25% ▲ 0.75 pts · high 4.25% / low 3.50% Oct 4, 20264.25%▲ from 3.50% Sep 24, 20263.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
30 Month IRA Certificates	4.169%	4.25%	30 Month
Min Deposit $500 Details Early withdrawal penalties may apply. Fees may reduce the investment below the principal held at the beginning of the term. Last Updated 10/12/2026 Rate History 1 change since Sep 24, 2026 · 3.75% → 4.25% ▲ 0.50 pts · high 4.25% / low 3.75% Oct 4, 20264.25%▲ from 3.75% Sep 24, 20263.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
60 Month IRA Certificates	4.169%	4.25%	60 Month
Min Deposit $500 Details Early withdrawal penalties may apply. Fees may reduce the investment below the principal held at the beginning of the term. Last Updated 10/12/2026 Rate History 1 change since Sep 24, 2026 · 4.00% → 4.25% ▲ 0.25 pts · high 4.25% / low 4.00% Oct 4, 20264.25%▲ from 4.00% Sep 24, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Share Certificate - 18 Month	4.169%	4.25%	18 Month
Min Deposit $1,000 Details Minimum to open $1,000.00 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 4.25% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Share Certificate - 24 Month	4.169%	4.25%	24 Month
Min Deposit $1,000 Details Minimum to open $1,000.00 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 4.25% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Share Certificate - 30 Month	4.169%	4.25%	30 Month
Min Deposit $1,000 Details Minimum to open $1,000.00 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 4.25% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Share Certificate - 36 Month	4.169%	4.25%	36 Month
Min Deposit $1,000 Details Minimum to open $1,000.00 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 4.25% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Share Certificate - 48 Month	4.169%	4.25%	48 Month
Min Deposit $1,000 Details Minimum to open $1,000.00 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 4.25% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Share Certificate - 60 Month	4.169%	4.25%	60 Month
Min Deposit $1,000 Details Minimum to open $1,000.00 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 4.25% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
6 Month IRA Certificates	3.928%	4.00%	6 Month
Min Deposit $500 Details Early withdrawal penalties may apply. Fees may reduce the investment below the principal held at the beginning of the term. Last Updated 10/12/2026 Rate History 1 change since Sep 24, 2026 · 3.50% → 4.00% ▲ 0.50 pts · high 4.00% / low 3.50% Oct 4, 20264.00%▲ from 3.50% Sep 24, 20263.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Share Certificate - 11 Month Early Access	3.928%	4.00%	11 Month
Min Deposit $1,000 Details Minimum to open $1,000.00; Early Access Certificate: special penalty-free offer after six days of opening, not available for rollover at maturity; matures to next shortest-term Certificate Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 4.00% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Share Certificate - 3 Month	3.928%	4.00%	3 Month
Min Deposit $1,000 Details Minimum to open $1,000.00 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 4.00% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Share Certificate - 6 Month	3.928%	4.00%	6 Month
Min Deposit $1,000 Details Minimum to open $1,000.00 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 4.00% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Share Certificate - 9 Month	3.928%	4.00%	9 Month
Min Deposit $1,000 Details Minimum to open $1,000.00 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 4.00% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%

Hanscom Federal Credit Union Savings Rates

Product	Rate	APY
Your Way Savings	2.21%	2.25%
Min Deposit $25 Min Balance $100,000 Details Balance: $100,000+; Your Way Checking required to open the Your Way Savings Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 2.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Your Way Savings	1.98%	2.00%
Min Deposit $25 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Your Way Checking required to open the Your Way Savings Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 2.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Your Way Savings	1.73%	1.75%
Min Deposit $25 Min Balance $30,000 Details Balance: $30,000 - $49,999.99; Your Way Checking required to open the Your Way Savings Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 1.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Your Way Savings	1.49%	1.50%
Min Deposit $25 Min Balance $20,000 Details Balance: $20,000 - $29,999.99; Your Way Checking required to open the Your Way Savings Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 1.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Your Way Savings	1.24%	1.25%
Min Deposit $25 Min Balance $10,000 Details Balance: $10,000 - $19,999.99; Your Way Checking required to open the Your Way Savings Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 1.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Your Way Savings	1.00%	1.00%
Min Deposit $25 Min Balance $8,000 Details Balance: $8,000 - $9,999.99; Your Way Checking required to open the Your Way Savings Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Your Way Savings	0.90%	0.90%
Min Deposit $25 Min Balance $6,000 Details Balance: $6,000 - $7,999.99; Your Way Checking required to open the Your Way Savings Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.90% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Your Way Savings	0.80%	0.80%
Min Deposit $25 Min Balance $4,000 Details Balance: $4,000 - $5,999.99; Your Way Checking required to open the Your Way Savings Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.80% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Your Way Savings	0.70%	0.70%
Min Deposit $25 Min Balance $2,000 Details Balance: $2,000 - $3,999.99; Your Way Checking required to open the Your Way Savings Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.70% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Your Way Savings	0.60%	0.60%
Min Deposit $25 Min Balance $1,000 Details Balance: $1,000 - $1,999.99; Your Way Checking required to open the Your Way Savings Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.60% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Your Way Savings	0.50%	0.50%
Min Deposit $25 Min Balance $750 Details Balance: $750 - $999.99; Your Way Checking required to open the Your Way Savings Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Your Way Savings	0.40%	0.40%
Min Deposit $25 Min Balance $400 Details Balance: $400 - $749.99; Your Way Checking required to open the Your Way Savings Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.40% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Your Way Savings	0.30%	0.30%
Min Deposit $25 Min Balance $200 Details Balance: $200 - $399.99; Your Way Checking required to open the Your Way Savings Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.30% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Your Way Savings	0.20%	0.20%
Min Deposit $25 Min Balance $0 Details Balance: $0.01 - $199.99; Your Way Checking required to open the Your Way Savings Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.20% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
IRA Share Savings	0.10%	0.10%
Min Deposit $1 Details Rates are variable and may change after the account is opened. Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Share Savings	0.10%	0.10%
Min Deposit $5 Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%

Hanscom Federal Credit Union Money Market Rates

Product	Rate	APY
Premier Money Market	3.445%	3.50%
Min Deposit $2,000 Min Balance $500,000 Details Balance: $500,000 - $999,999.99; Premier Checking required to open the Premier Money Market Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 3.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Premier Money Market	3.445%	3.50%
Min Deposit $2,000 Min Balance $1,000,000 Details Balance: $1,000,000+; Premier Checking required to open the Premier Money Market Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 3.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Premier Money Market	3.203%	3.25%
Min Deposit $2,000 Min Balance $100,000 Details Balance: $100,000 - $249,999.99; Premier Checking required to open the Premier Money Market Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 3.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Premier Money Market	3.203%	3.25%
Min Deposit $2,000 Min Balance $250,000 Details Balance: $250,000 - $499,999.99; Premier Checking required to open the Premier Money Market Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 3.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Premier Money Market	2.47%	2.50%
Min Deposit $2,000 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Premier Checking required to open the Premier Money Market Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 2.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Premier Money Market	1.49%	1.50%
Min Deposit $2,000 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Premier Checking required to open the Premier Money Market Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 1.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Premier Money Market	0.50%	0.50%
Min Deposit $2,000 Min Balance $0 Details Balance: $0.01 - $24,999.99; Premier Checking required to open the Premier Money Market Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
IRA Money Market	0.35%	0.35%
Min Deposit $2,000 Min Balance $75,000 Details Balance: $75,000.00 and over; Rates are variable and may change after the account is opened. Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.35% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
IRA Money Market	0.25%	0.25%
Min Deposit $2,000 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Rates are variable and may change after the account is opened. Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
IRA Money Market	0.25%	0.25%
Min Deposit $2,000 Min Balance $50,000 Details Balance: $50,000 - $74,999.99; Rates are variable and may change after the account is opened. Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
IRA Money Market	0.20%	0.20%
Min Deposit $2,000 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Rates are variable and may change after the account is opened. Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.20% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
IRA Money Market	0.10%	0.10%
Min Deposit $2,000 Min Balance $2,000 Details Balance: $2,000 - $9,999.99; Rates are variable and may change after the account is opened. Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%

Hanscom Federal Credit Union Checking Rates

Product	Rate	APY	View More
Premier Checking	0.10%	0.10%
Min Deposit $0 Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%

Hanscom Federal Credit Union Business Checking Rates

Product	Rate	APY	View More
Business Checking 250	0.10%	0.10%
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%

Hanscom Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loan	-	-	5.19%
Details As Low As; Auto Loan Rates as low as 5.19% APR* Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 5.19% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%

Hanscom Federal Credit Union Other Rates

Product	Rate	Points	APY/APR
Business Investment Account	0.50%	-	0.50%
Min Balance $0 Details Balance: $0.01 - $1,999.99 Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Business Investment Account	1.00%	-	1.00%
Min Balance $2,000 Details Balance: $2,000 - $9,999.99 Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Business Investment Account	1.49%	-	1.50%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 1.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Business Investment Account	1.98%	-	2.00%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 2.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Business Investment Account	2.23%	-	2.25%
Min Balance $50,000 Details Balance: $50,000. - $74,999.99 Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 2.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Business Investment Account	3.928%	-	4.00%
Min Balance $75,000 Details Balance: $75,000.00 + Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 4.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%
Secondary Shares	0.10%	-	0.10%
Min Deposit $1 Last Updated 10/12/2026 Rate History No change since Sep 12, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.62%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

Hanscom Federal Credit Union’s Texas Ratio stayed near 3.33% in Q3 2023 to 3.62% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$2.2B	3.62%	5.0	A+
March 31, 2026	$2.2B	4.18%	5.0	A+
December 31, 2025	$2.2B	5.34%	5.0	A+
September 30, 2025	$1.8B	3.63%	5.0	A+
June 30, 2025	$1.8B	4.13%	5.0	A+
March 31, 2025	$1.8B	3.24%	5.0	A+
December 31, 2024	$1.8B	10.41%	5.0	A
September 30, 2024	$1.8B	9.05%	5.0	A
June 30, 2024	$1.8B	8.25%	5.0	A
March 31, 2024	$1.9B	10.69%	5.0	A
December 31, 2023	$1.8B	9.30%	5.0	A
September 30, 2023	$1.9B	3.33%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Hanscom Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Hanscom Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Hanscom Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Hanscom Federal Credit Union

Website https://www.hfcu.org

Address 1610 Eglin St, Hanscom AFB, MA 01731

Phone 800-656-4328

Fax 888-279-7725

President Teresa Conrad

CEO Peter Rice

Full-Time Employees 311

Part-Time Employees 4

Branch Locations 22

ATM Locations 21

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.62%

Return on Assets (ROA)

0.1670%

Return on Equity (ROE)

1.5954%

Non-Performing Loans Ratio (NPL)

0.51%

Total Assets

2,176,313,938

Total Amount of Shares and Deposits

1,929,129,543

Total Shares and Deposits < 1 Year

1,879,221,604

Total Shares and Deposits 1 3 Years

30,658,972

Total Shares and Deposits > 3 Years

19,248,967

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

173,093,533

Total Uninsured Shares and Deposits > $250K (F+J)

173,093,533

Total Insured Shares and Deposits > $250K (item 17 less item K)

1,756,036,010

Total Interest Expense (Sum of items 6 8)

19,198,789

Share Certificates

15,050

Number of Accounts for Share Drafts

50,594

IRA KEOGH Accounts

3,690

Number of Accounts for Regular Shares

99,811

All other shares

10,576

Money Market Shares

6,408

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

24,770,747

Total Liabilities

1,960,079,734

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Hanscom Federal Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About Hanscom Federal Credit Union

How many branches does Hanscom Federal Credit Union operate?

Hanscom Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Hanscom Federal Credit Union?

Yes, to access services at Hanscom Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Hanscom Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Hanscom Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Hanscom Federal Credit Union offer online and mobile banking?

Most modern institutions like Hanscom Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hfcu.org.

Current Hanscom Federal Credit Union Rates

12-Month CD4.00%
18-Month CD4.25%
24-Month CD4.25%
60-Month CD4.25%
Savings2.25%
MMA3.50%

Retrieved from our database of financial products. Rates subject to change.

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Hanscom Federal Credit Union Rates & Review October 2026

Brian McKay

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Customer Reviews

Frequently Asked Questions About Hanscom Federal Credit Union

How many branches does Hanscom Federal Credit Union operate?

Is a member application needed to join Hanscom Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Hanscom Federal Credit Union offer online and mobile banking?

Current Hanscom Federal Credit Union Rates

Compare to Other Credit Unions