Southbridge Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Southbridge Credit Union 12-month CD rates can be found at 2.25%, 6-month CD rates at 3.80% and 3-month CD rates at 0.50%. Savings rates are at 0.01% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 6.63%. Credit Card rates are at 15.00%. Personal Loan rates are at 16.25%. All these rates, and more, can be found in our database of rates which you can compare to Southbridge Credit Union rates.

Compare Southbridge Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Southbridge Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Southbridge Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Southbridge Credit Union? Share your experience about Southbridge Credit Union by leaving a review below, or read customer reviews before you decide to use Southbridge Credit Union.

Overall, Southbridge Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.55%

18-Month CD

N/A

2.29%

24-Month CD

N/A

2.28%

36-Month CD

N/A

2.20%

48-Month CD

N/A

2.14%

60-Month CD

N/A

2.26%

Savings

N/A

0.65%

MMA

N/A

1.03%

30-Year Fixed

N/A

6.63%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Southbridge Credit Union
Lending Center Operations

155 Main St
Southbridge, MA 01550

https://www.southbridgecu.com

MonitorBankRates' Rating

5/5

★★★★★

Review Southbridge Credit Union

Compare Southbridge Credit Union Rates with Other Competitive Bank and Credit Union Rates

First Foundation Bank

Online Money Market

4.50%

$1,000

Citizens Bank & Trust Company KY

48-Month CD

4.35%

$500

SchoolsFirst Federal Credit Union

24-Month CD

4.15%

$500

Security Bank USA

3-Month CD

4.11%

$25,000

Luminate Bank

Radiant Savings

4.07%

$100

National Bank of Malvern

12-Month CD

4.00%

$500

F&M Bank Miamisburg, OH

Kasasa Checking

4.00%

First Security Bank Mackinaw, IL

9-Month CD

3.75%

$1,000

Think Mutual Bank

12-Month CD

3.75%

$250

Texas Heritage National Bank

18-Month CD

3.61%

$1,000

BMO Alto

60-Month CD

3.60%

First United Bank Dimmitt, TX

12-Month CD

3.60%

$1,000

Bank of Franklin County

24-Month CD

3.60%

$500

1st Advantage Bank

36-Month CD

3.51%

$500

Acadia Federal Credit Union

36-Month CD

3.50%

$1,000

First FSB Rochester, IN

48-Month CD

3.29%

$500

Mauch Chunk Trust Company

12-Month CD

3.06%

$500

Bank First, NA

48-Month CD

2.78%

$1,000

American State Bank of Grygla

36-Month CD

2.52%

$500

Farmers and Merchants Bank Milligan, NE

36-Month CD

2.32%

$500

New Foundation SB

24-Month CD

2.25%

$1,000

Mercer County State Bank

Money Market

2.02%

$500,000

Bank of Lake Mills

Interest Advantage Checking

2.00%

$25

FSB of Golva

Passbook Savings

2.00%

$50

Wolf River Community Bank

24-Month CD

1.55%

$1,000

First Bank Waverly, IA

60-Month CD

1.51%

$1,000

La Salle State Bank

30-Month CD

1.51%

$1,000

Western Nebraska Bank

12-Month CD

1.41%

$250

Frontier Bank Sioux Falls, SD

12-Month CD

1.35%

$1,000

CNB St Louis Bank

48-Month CD

1.10%

$500

Mechanics Cooperative Bank

12-Month CD

1.00%

$500

Community National Bank (VT)

48-Month CD

0.90%

$2,500

FNB in Taylorville

36-Month CD

0.80%

$1,000

The Victory Bank

48-Month CD

0.75%

$500

WaterStone Bank

60-Month CD

0.70%

$1,000

First Arkansas Bank and Trust

24-Month CD

0.65%

$500

Beardstown Savings

30-Month CD

0.60%

North Valley Bank Zanesville, OH

36-Month CD

0.55%

$1,000

Adirondack Bank

48-Month CD

0.50%

$1,000

Abington Bank

36-Month CD

0.40%

$1,000

Lone Star Bank

Savings

0.30%

$200

Washington Financial Bank

24-Month CD

0.25%

$500

Bellevue State Bank

Savings

0.15%

$10

Cecil Bank

Savings

0.15%

$10

First Community Bank of Hillsboro

Interest Checking

0.15%

$1,000

PSB Provident Savings Bank

12-Month CD

0.12%

$1,000

William Penn Bank

Money Market

0.10%

$1,000

Jewett City Savings Bank

Money Market

0.05%

$100

The Bank of Glen Burnie

Statement Savings

0.05%

$100

Gorham Savings Bank

207 Checking

0.02%

$25

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Southbridge Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Nuvision Federal Credit Union

15-Year Fixed

5.250%

5.570%

1.250

Abound Federal Credit Union

5-Year ARM

5.625%

5.707%

0.000

Wells Fargo

15-Year Fixed

5.500%

5.724%

1.000

PNB of Kewanee

30-Year Fixed

5.560%

5.730%

0.000

Mutual Security Credit Union

7/1 ARM

5.750%

5.834%

0.000

Wrentham Co-operative Bank

15-Year Fixed

5.750%

5.844%

0.000

Addition Financial Credit Union

15-Year Fixed

5.750%

5.932%

0.000

Hoosier Hills Credit Union

15 Year Fixed

5.750%

5.955%

0.000

Ideal Credit Union

15 Year Fixed

5.750%

5.968%

0.000

Wells Fargo

30-Year Fixed

5.750%

5.979%

1.000

Wells Fargo

30-Year Fixed VA

5.750%

5.979%

1.000

Golden Belt Bank, FSA

15-Year Fixed

6.000%

6.036%

0.000

Holyoke Credit Union

15 Year Fixed Jumbo

6.000%

6.040%

0.000

JTNB

15-Year Fixed

5.950%

6.064%

0.000

GreenLeaf Bank

15-Year Fixed

6.125%

6.144%

0.000

Honda Federal Credit Union

15 Year Fixed

6.000%

6.153%

0.000

American Bank

15-Year Fixed

5.875%

6.173%

0.000

Greater Iowa Credit Union

30 Year Fixed

6.125%

6.176%

0.000

JTNB

20-Year Fixed

6.100%

6.191%

0.000

StonehamBank

20-Year Fixed

6.125%

6.215%

0.000

Morton Lane Federal Credit Union

15 Year Fixed

6.125%

6.229%

0.000

Good Neighbors Federal Credit Union

15 Year Fixed

6.125%

6.229%

0.000

Accentra Credit Union

15-Year Fixed

5.875%

6.239%

0.000

Penn East Federal Credit Union

30-year Fixed

5.875%

6.245%

2.950

Mid-Atlantic Federal Credit Union

15 Year Fixed

6.250%

6.281%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Southbridge Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

University First Federal Credit Union

Visa Crimson Rewards Card

13.740%

1st Northern California Credit Union

Visa Premier

9.900%

705 Federal Credit Union

VISA Credit Card

7.900% - 15.900%

Maximum credit card amount offered is $10,000 with a 36-month term.

Teachers Federal Credit Union

Visa Platinum

16.200%

Academic Federal Credit Union

Academic FCU VISA® Secured Card

10.900% - 15.400%

No annual fee, no cash advance fee, rewards program.

Abbott Laboratories Credit Union

Select Rewards Visa

15.200%

Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.

1st Valley Credit Union

Platinum Secured Visa

8.750%

Access Federal Credit Union

Access FCU Visa Gold

9.900%

Teachers Federal Credit Union

Visa Low Rate

14.000%

Acadian Federal Credit Union

Acadian CU Visa Classic

9.200%

9.20% APR for purchases, balance transfers and cash advances.

Academic Federal Credit Union

Academic VISA® Gold

15.400%

Access Federal Credit Union

Access FCU Visa Classic

13.500%

Abbott Laboratories Credit Union

Student Select Visa

17.200%

Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.

Abbey Credit Union

VISA® Gold

11.960%

America First Federal Credit Union

Platinum Low Rate VISA

12.240%

Low Rate Platinum Card

Security Service Federal Credit Union

Security Service Power Rewards MasterCard

18.000%

Hughes Federal Credit Union

Visa Platinum Credit Card

9.500% - 12.500%

Aberdeen Proving Ground FCU

Visa Platinum Preferred Rewards

15.740% - 17.990%

ACFCU

Max Cash Preferred Card Visa

19.490% - 29.740%

Get more value with up to 5% cash back in 2 categories you choose.

Acipco Federal Credit Union

Visa Credit Card

9.990%

Y-12 Federal Credit Union

VISA Secured

18.000%

America First Federal Credit Union

PLATINUM REWARDS VISA

14.740%

AAEC Credit Union

VISA Credit Card

11.900%

No annual fee

ACFCU

Platinum Card Visa

18.240% - 29.240%

Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.

SchoolsFirst Federal Credit Union

Inspire Mastercard

13.750% - 17.900%

Maximum Loan Amount Up to $35,000.00

Disclaimer

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Southbridge Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Abbott Laboratories Credit Union

Personal Loan

10.490%

60 - 60

University First Federal Credit Union

Personal Loans

12.990%

$0 - $2,000

24 - 24

1st Valley Credit Union

AMP Loan

10.500%

AAEC Credit Union

Personal Signature Loans

14.000%

Hughes Federal Credit Union

Summer/Holiday Loans

9.500%

A+ Federal Credit Union

A+ Personal Loan

8.990%

Mountain America Federal Credit Union

Personal Loan

13.740%

AAC Credit Union

Personal Loans Share Secured

5.990%

Academic Federal Credit Union

Signature Loan

7.000%

$500 - $15,000

Access Community Credit Union

Personal Loans

11.990%

1 - 12

1st Valley Credit Union

Signature Loan

10.500%

Teachers Federal Credit Union

Unsecured Personal Loan

10.990%

$0 - $50,000

12 - 60

A+ Federal Credit Union

A+ Preferred Line Of Credit

10.990%

Alec Federal Credit Union

New Signature Loans

8.990%

ABCO Federal Credit Union

Personal Loans

10.490%

Acme Continental Credit Union

Signature Loan

8.950%

1 - 60

Aberdeen Proving Ground FCU

Personal Loan Rates

5.740%

1 - 36

ACFCU

Line of Credit

13.700%

University First Federal Credit Union

Personal Loans

13.240%

$0 - $2,000

36 - 36

Abri Credit Union

Personal Loans

8.990% - 19.990%

$500 - $30,000

360 Federal Credit Union

Term Line of Credit 84 months

8.000%

SchoolsFirst Federal Credit Union

Payroll Savings Loan

17.900%

$0 - $500

Access Community Credit Union

Debt Consolidation

13.990%

1 - 72

Abri Credit Union

Readi Cash Line-of-Credit Revolving

13.900%

$500 - $15,000

Randolph Brooks FCU

Personal Line of Credit

12.950% - 18.000%

Disclaimer

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Southbridge Credit Union rate data right now, check back for updates, we are adding rates all the time.

Southbridge Credit Union Information

Credit Union Name: Southbridge Credit Union

Website: https://www.southbridgecu.com

Full Time Employees: 42
Part Time Employees: 1
President: Phil Cyr
CEO: Katherine Theodoss
Branch Locations: 4
ATM Locations: 4

Corporate Office Address:

155 Main St
Southbridge, MA 01550
Phone Number: 508-764-1773
Fax Number: 508-764-1777

Southbridge Credit Union Financials

Total Assets:

220,908,524

Total Amount of Shares and Deposits:

184,857,310

Total Shares and Deposits < 1 Year:

176,982,725

Total Shares and Deposits 1 3 Years:

5,948,462

Total Shares and Deposits > 3 Years:

1,926,123

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):

9,512,179

Total Uninsured Shares and Deposits > $250K (F+J):

9,512,179

Total Insured Shares and Deposits > $250K (item 17 less item K):

175,345,131

Total Interest Expense (Sum of items 6 8):

664,406

Share Certificates:

997

Number of Accounts for Share Drafts:

8,837

IRA KEOGH Accounts:

474

Number of Accounts for Regular Shares:

14,802

All other shares:

520

Money Market Shares:

343

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

12,679,987

Total Liabilities:

197,908,410

Southbridge Credit Union Questions and Answers

No Cost Share Drafts:

Yes

Share Certificates with Low Minimum Balance Requirements:

Yes

Is Financial Counseling Offered?:

Financial Education offered for Members?:

Are financial literacy Workshops offered?:

Yes

Is there a first time homebuyer program?:

Credit management and repair offered?:

Online Financial Literacy?:

Bilingual Services:

No Cost Bill Payer:

Yes

Credit Builder:

Mortgage Processing:

Yes

Approved Mortgage Seller?:

Yes

Brokered Certificates of Deposits:

payment:

Are low cost wire transfers available?:

Yes

Member Application:

Yes

Are New Loans Available:

Yes

New Share Account:

Yes

Are online loan payments available:

Yes

Online Bill Payment Allowed?:

Yes

Can I download my account history?:

Electronic Signature Authentication Certification:

Yes

Can I get my bank statements online?:

Yes

External Account Transfers Allowed:

Yes

Remote Deposit Allowed:

Yes

Are Mobile Payments Avilable?:

Yes

Source: NCUA Last Updated 03/31/2024

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