Liberty Bank Middletown, CT Rates and Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Liberty Bank Middletown, CT's 6-Month CD rates are at 3.65%, 6-Month HSA CD rates are at 3.65%, 6-Month Business CD rates are at 3.51%, 3-Month Business CD rates are at 3.00%, 3-Month CD rates are at 3.00%. Liberty Bank Middletown, CT's savings rates are at 0.05%. Liberty Bank Middletown, CT's money market rates are at 0.35%. Liberty Bank Middletown, CT's 15 Year Fixed Mortgage rates are at 5.50%, 10/6m ARM rates are at 5.50%, 30 Year Fixed Mortgage rates are at 5.88%. MonitorBankRates evaluates the financial stability of Liberty Bank Middletown, CT with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.26%. Rates were last updated on 03/04/2026.
Rate Updates and AvailabilityLiberty Bank Middletown, CT money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Liberty Bank Middletown, CT? Share your experience about Liberty Bank Middletown, CT by leaving a review below, or read customer reviews before you decide to use Liberty Bank Middletown, CT. Liberty Bank Middletown, CT Texas RatioLiberty Bank Middletown, CT's Texas Ratio is at 5.26%, which is considered excellent. The Texas Ratio for Liberty Bank Middletown, CT is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Exceptional
Out of 5.0 Stars
Liberty Bank Middletown, CT has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Liberty Bank Middletown, CT is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Overall Health & Safety Grade
A+
Exceptional Health
Score: 97/100
Liberty Bank Middletown, CT has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 03/04/2026 
Liberty Bank Middletown, CT CD Rates
Liberty Bank Middletown, CT Savings Rates
Liberty Bank Middletown, CT Money Market Rates
Liberty Bank Middletown, CT Mortgage Rates
Liberty Bank Middletown, CT Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Liberty Bank Middletown, CT is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Liberty Bank Middletown, CT rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Liberty Bank Middletown, CT's official website for the most current offers and terms.
Bank Profile & OverviewLiberty Bank Middletown, CT
245 Long Hill RdMiddletown, CT 06457 Lower Connecticut River Valley Established Date: 05/15/1825 FDIC Certificate #: 17943 Date of FDIC Deposit Insurance: 01/02/1959 Bank Holding Company: LIBERTY FINANCIAL CORP How Many Domestic U.S. Offices? 51 How Many Branches are There? 51 Website: https://www.liberty-bank.com
Is Liberty Bank Middletown, CT FDIC Insured? Yes
What is Liberty Bank Middletown, CT's Cert number? 17943
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsMonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (97/100)
Texas Ratio:
5.26%
Return on Assets (ROA):
1.4531%
Return on Equity (ROE):
10.9200%
Non-Performing Loans (NPL):
0.57%
Total Assets:
$8,984,131,000
Total Deposits:
$6,949,290,000
Equity Capital:
$1,172,614,000
Net Income:
$84,280,000
Headquarters:
Middletown
Regulator:
FDIC
# of Offices:
51
Source: FDIC | Last Updated 12/31/2025
Customer ReviewsPeter
February 19, 2026
Great service, easy-to-use app, & great CD rates.
Peter
February 19, 2026
Great service, easy-to-use app, & great CD rates.
MIVa
December 17, 2025
bsoA
Add Your Rating and Review for Liberty Bank Middletown, CT
Frequently Asked Questions About Liberty Bank Middletown, CTHow do I open an account at Liberty Bank Middletown, CT?You can typically open an account at Liberty Bank Middletown, CT by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Liberty Bank Middletown, CT provides a range of mortgage and home equity products. Is Liberty Bank Middletown, CT a safe place to deposit money?Yes, Liberty Bank Middletown, CT is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Liberty Bank Middletown, CT offer online and mobile banking?Most modern institutions like Liberty Bank Middletown, CT provide digital access including online balance checks and transfers. Compare to other Banks |
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