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RBT Rollstone B&T Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 14, 2026
RBT Rollstone B&T's top rates as of October 14, 2026 are 3.75% APY on its 20-Months 20-Month CD, 0.10% APY on savings, 0.40% APY on money market accounts, 1.26% APY on checking, and personal loans from 11.00% APR, according to rates verified by MonitorBankRates. Other RBT Rollstone B&T CD rates include 10-Months 10-Month CD at 3.55%, 12-Months 12-Month CD at 3.50%, and 12-Months 12-Month IRA at 3.50%. MonitorBankRates evaluates the financial stability of RBT Rollstone B&T with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.64%. Rates last updated and verified on 10/14/2026.
RBT Rollstone B&T money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at RBT Rollstone B&T? Share your experience about RBT Rollstone B&T by leaving a review below, or read customer reviews before you decide to use RBT Rollstone B&T.
RBT Rollstone B&T has earned an overall safety grade of A+ (Exceptional, Score: 99/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective FDIC regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
RBT Rollstone B&T has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
1.64%
ExcellentLower than avg
RBT Rollstone B&T Texas Ratio
RBT Rollstone B&T's Texas Ratio is 1.64%, which is considered excellent and is lower than the national average of 5.85%.
RBT Rollstone B&T has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
0.62% to 1.64% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this bank has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.
RBT Rollstone B&T CD Rates
Product
Rate
APY
Term
View More
20 Month CD
3.68%
3.75%
20 months
Min Deposit$500
DetailsFixed Rate Certificate Specials; Not available for IRA; Substantial penalty for early withdrawal; Fees may reduce earnings
Last Updated10/14/2026
Rate History
2 changes since Sep 27, 2026 · 3.75% → 3.75% ▼ 0.00 pts · high 4.00% / low 3.75%
Oct 14, 20263.75%▼ from 4.00%
Oct 7, 20264.00%▲ from 3.75%
Sep 27, 20263.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
10 Month CD
3.54%
3.55%
10 months
Min Deposit$500
DetailsFixed Rate Certificate Specials; Not available for IRA; Substantial penalty for early withdrawal; Fees may reduce earnings
Last Updated10/14/2026
Rate History
2 changes since Sep 27, 2026 · 3.55% → 3.55% ▼ 0.00 pts · high 3.75% / low 3.55%
Oct 14, 20263.55%▼ from 3.75%
Oct 7, 20263.75%▲ from 3.55%
Sep 27, 20263.55%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
12 Month CD
3.44%
3.50%
12 months
Min Deposit$500
DetailsFixed Rate Certificates & IRAs; $500 minimum to open all terms; Substantial penalty for early withdrawal; Fees could reduce earnings
Last Updated10/14/2026
Rate History
No change since Sep 19, 2026 · 3.50% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
12 Month IRA
3.44%
3.50%
12 months
Min Deposit$500
DetailsFixed Rate Certificates & IRAs; IRA; $500 minimum to open all terms; Substantial penalty for early withdrawal; IRAs subject to additional IRS considerations
Last Updated10/14/2026
Rate History
No change since Sep 19, 2026 · 3.50% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
5 Month CD
3.42%
3.45%
5 months
Min Deposit$500
DetailsFixed Rate Certificate Specials; Not available for IRA; Substantial penalty for early withdrawal; Fees may reduce earnings
Last Updated10/14/2026
Rate History
No change since Sep 27, 2026 · 3.45% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
24 Month CD/IRA
3.20%
3.25%
24 months
Min Deposit$500
DetailsFixed Rate Certificates & IRAs; $500 minimum to open all terms; Substantial penalty for early withdrawal; Fees could reduce earnings; IRAs subject to additional IRS considerations
Last Updated10/14/2026
Rate History
No change since Sep 19, 2026 · 3.25% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
60 Month CD/IRA
1.29%
1.30%
60 months
Min Deposit$500
DetailsFixed Rate Certificates & IRAs; $500 minimum to open all terms; Substantial penalty for early withdrawal; Fees could reduce earnings; IRAs subject to additional IRS considerations
Last Updated10/14/2026
Rate History
No change since Sep 19, 2026 · 1.30% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
48 Month CD/IRA
1.24%
1.25%
48 months
Min Deposit$500
DetailsFixed Rate Certificates & IRAs; $500 minimum to open all terms; Substantial penalty for early withdrawal; Fees could reduce earnings; IRAs subject to additional IRS considerations
Last Updated10/14/2026
Rate History
No change since Sep 19, 2026 · 1.25% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
36 Month CD/IRA
1.14%
1.15%
36 months
Min Deposit$500
DetailsFixed Rate Certificates & IRAs; $500 minimum to open all terms; Substantial penalty for early withdrawal; Fees could reduce earnings; IRAs subject to additional IRS considerations
Last Updated10/14/2026
Rate History
No change since Sep 19, 2026 · 1.15% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
18 Month CD/IRA
0.85%
0.85%
18 months
Min Deposit$500
DetailsFixed Rate Certificates & IRAs; $500 minimum to open all terms; Substantial penalty for early withdrawal; Fees could reduce earnings; IRAs subject to additional IRS considerations
Last Updated10/14/2026
Rate History
No change since Sep 19, 2026 · 0.85% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
9 Month CD
0.75%
0.75%
9 months
Min Deposit$500
DetailsFixed Rate Certificates & IRAs; $500 minimum to open all terms; Substantial penalty for early withdrawal; Fees could reduce earnings
Last Updated10/14/2026
Rate History
No change since Sep 19, 2026 · 0.75% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
6 Month CD
0.50%
0.50%
6 months
Min Deposit$500
DetailsFixed Rate Certificates & IRAs; $500 minimum to open all terms; Substantial penalty for early withdrawal; Fees could reduce earnings
Last Updated10/14/2026
Rate History
No change since Sep 19, 2026 · 0.50% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
3 Month CD
0.25%
0.25%
3 months
Min Deposit$500
DetailsFixed Rate Certificates & IRAs; $500 minimum to open all terms; Substantial penalty for early withdrawal; Fees could reduce earnings
Last Updated10/14/2026
Rate History
No change since Sep 19, 2026 · 0.25% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
RBT Rollstone B&T Savings Rates
Product
Rate
APY
View More
Savings Accounts
0.10%
0.10%
Min Deposit$10
Min Balance$10
DetailsBalance: $10 and over; $10 minimum to open; Less than minimum earns no interest; Variable rate account; Rate may change after account is opened
Last Updated10/14/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
Holiday Club Account
0.05%
0.05%
Min Deposit$10
Min Balance$10
DetailsBalance: $10 and over; $10 minimum to open; Less than minimum earns no interest; Variable rate account; Rate may change after account is opened
Last Updated10/14/2026
Rate History
No change since Sep 24, 2026 · 0.05% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
RBT Rollstone B&T Money Market Rates
Product
Rate
APY
View More
Money Market
0.40%
0.40%
Min Deposit$10
Min Balance$500,000
DetailsBalance: $500,000+; $10 minimum to open; Minimum balance fee of $10 each statement cycle if daily balance falls below $1,000; Rate may change after account is opened
Last Updated10/14/2026
Rate History
No change since Sep 19, 2026 · 0.40% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
Money Market
0.40%
0.40%
Min Deposit$10
Min Balance$100,000
DetailsBalance: $100,000 - $499,999.99; $10 minimum to open; Minimum balance fee of $10 each statement cycle if daily balance falls below $1,000; Rate may change after account is opened
Last Updated10/14/2026
Rate History
No change since Sep 19, 2026 · 0.40% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
Money Market
0.40%
0.40%
Min Deposit$10
Min Balance$50,000
DetailsBalance: $50,000 - $99,999.99; $10 minimum to open; Minimum balance fee of $10 each statement cycle if daily balance falls below $1,000; Rate may change after account is opened
Last Updated10/14/2026
Rate History
No change since Sep 19, 2026 · 0.40% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
Money Market
0.20%
0.20%
Min Deposit$10
Min Balance$25,000
DetailsBalance: $25,000 - $49,999.99; $10 minimum to open; Minimum balance fee of $10 each statement cycle if daily balance falls below $1,000; Rate may change after account is opened
Last Updated10/14/2026
Rate History
No change since Sep 19, 2026 · 0.20% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
Money Market
0.20%
0.20%
Min Deposit$10
Min Balance$10,000
DetailsBalance: $10,000 - $24,999.99; $10 minimum to open; Minimum balance fee of $10 each statement cycle if daily balance falls below $1,000; Rate may change after account is opened
Last Updated10/14/2026
Rate History
No change since Sep 19, 2026 · 0.20% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
Money Market
0.10%
0.10%
Min Deposit$10
Min Balance$1,000
DetailsBalance: $1,000 - $9,999.99; $10 minimum to open; Minimum balance fee of $10 each statement cycle if daily balance falls below $1,000; Rate may change after account is opened
Last Updated10/14/2026
Rate History
No change since Sep 19, 2026 · 0.10% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
Money Market
0.05%
0.05%
Min Deposit$10
Min Balance$0
DetailsBalance: $0 - $999.99; $10 minimum to open; Minimum balance fee of $10 each statement cycle if daily balance falls below $1,000; Rate may change after account is opened
Last Updated10/14/2026
Rate History
No change since Sep 19, 2026 · 0.05% APY · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
RBT Rollstone B&T Checking Rates
Product
Rate
APY
View More
Rewards Checking
1.25%
1.26%
Min Deposit$10
Min Balance$0
DetailsQualifications Required; Balance: $0.00 - $15,000.00 (if eligibility requirements are met); Balances over $15,000 earn 0.01%-1.26% APY per footnote and are not extracted; Reimbursement up to $20.00 foreign ATM fees; Rates may change after account is opened; Fees may reduce earnings
Last Updated10/14/2026
Rate History
No change since Sep 24, 2026 · 1.26% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
Relationship Checking Premier
0.11%
0.11%
Min Deposit$10
Min Balance$0
DetailsQualifications Required: Combined deposit balances of $10,000 or more in checking, savings, CD, or IRA accounts; direct deposit of $500 or more posted and cleared to the account per statement cycle; Balance: $.00 and over (if eligibility requirements are met); $10 minimum to open; $15 monthly fee if eligibility requirements not met; Variable rate account; Personal accounts only
Last Updated10/14/2026
Rate History
No change since Sep 24, 2026 · 0.11% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
Lifeline 18/65 Checking
0.01%
0.01%
Min Deposit$10
Min Balance$0
DetailsBalance: $0.00; $10 minimum to open; Must be 18 years of age or younger or 65 years of age or older to qualify; Variable rate account; Personal accounts only
Last Updated10/14/2026
Rate History
No change since Sep 24, 2026 · 0.01% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
RBT Rollstone B&T Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Fixed Portion - 5 Year
6.75%
-
6.75%
5 Year
DetailsFixed portion; maximum of three fixed portions available simultaneously; minimum loan amount $5,000; subject to Rollstone Bank & Trust credit standards
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 6.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
Home Equity Fixed Portion - 10 Year
7.00%
-
7.00%
10 Year
DetailsFixed portion; maximum of three fixed portions available simultaneously; minimum loan amount $5,000; subject to Rollstone Bank & Trust credit standards
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 7.00% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
Home Equity Fixed Portion - 15 Year
7.25%
-
7.25%
15 Year
DetailsFixed portion; maximum of three fixed portions available simultaneously; minimum loan amount $5,000; subject to Rollstone Bank & Trust credit standards
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 7.25% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
RBT Rollstone B&T Auto Loan Rates
Product
Rate
Points
APR
Term
View More
New Vehicle Auto Loan
-
-
5.50%
48 Months
DetailsAs Low As; Loan Type: New Vehicle; Maximum Loan Amount: $100,000; Auto-payment discount: 0.25%; Vehicle model must be new (current calendar year or the coming year); Loans up to 110% LTV; Auto loans available to MA, NH, and ME residents
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 5.50% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
New Vehicles Auto Loan
-
-
5.50%
48 Months
DetailsAs Low As; Maximum Loan Amount: $100,000; 0.25% reduction for auto-payment from a Rollstone Bank & Trust deposit account; new vehicles only
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 5.50% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
Auto Loan
-
-
5.75%
48 Months
DetailsMaximum Loan Amount: $75,000
Last Updated10/14/2026
Rate History
1 change since Sep 15, 2026 · 5.50% → 5.75% ▲ 0.25 pts · high 5.75% / low 5.50%
Oct 14, 20265.75%▲ from 5.50%
Sep 15, 20265.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
New Vehicle Auto Loan
-
-
5.75%
60 Months
DetailsAs Low As; Loan Type: New Vehicle; Maximum Loan Amount: $100,000; Auto-payment discount: 0.25%; Vehicle model must be new (current calendar year or the coming year); Loans up to 110% LTV; Auto loans available to MA, NH, and ME residents
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 5.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
New Vehicles Auto Loan
-
-
5.75%
60 Months
DetailsAs Low As; Maximum Loan Amount: $100,000; 0.25% reduction for auto-payment from a Rollstone Bank & Trust deposit account; new vehicles only
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 5.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
Used Vehicle Auto Loan
-
-
5.75%
DetailsAdditional APR listed for this product: 6.00%. As Low As; Vehicle model age must be 10 (ten) years or less; Auto-payment discount: 0.25%; Loans up to 110% LTV; Auto loans available to MA, NH, and ME residents
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 5.75% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
Auto Loan
-
-
6.00%
60 Months
DetailsMaximum Loan Amount: $75,000
Last Updated10/14/2026
Rate History
1 change since Sep 15, 2026 · 5.75% → 6.00% ▲ 0.25 pts · high 6.00% / low 5.75%
Oct 14, 20266.00%▲ from 5.75%
Sep 15, 20265.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
New Vehicle Auto Loan
-
-
6.00%
72 Months
DetailsAs Low As; Loan Type: New Vehicle; Maximum Loan Amount: $100,000; Auto-payment discount: 0.25%; Vehicle model must be new (current calendar year or the coming year); Loans up to 110% LTV; Auto loans available to MA, NH, and ME residents
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 6.00% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
New Vehicles Auto Loan
-
-
6.00%
72 Months
DetailsAs Low As; Maximum Loan Amount: $100,000; 0.25% reduction for auto-payment from a Rollstone Bank & Trust deposit account; new vehicles only
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 6.00% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
RBT Rollstone B&T RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Boat Loan (<25 ft & <5 tons)
-
9.00%
Up to 10 years
DetailsLoan amount: $25,000-$250,000; 0.25% reduction in rate for auto-payment from a Rollstone Bank & Trust deposit account
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 9.00% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
RBT Rollstone B&T Personal Loan Rates
Product
APR
Term
View More
Personal Loan
11.00%
DetailsAs Low As; Auto-payment discount: 0.25%
Last Updated10/14/2026
Rate History
1 change since Sep 15, 2026 · 11.75% → 11.00% ▼ 0.75 pts · high 11.75% / low 11.00%
Oct 14, 202611.00%▼ from 11.75%
Sep 15, 202611.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
Unsecured Personal Loan
11.00%
12-48 Months
DetailsLoan amount: $1,000-$20,000
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 11.00% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
RBT Rollstone B&T Other Rates
Product
Rate
Points
APY/APR
Term
View More
Credit Builder Loan
-
-
5.00%
Up to 24 Months
DetailsLoan amount: $600-$2,500; Credit builder terms available from 12-24 months; Applicant must open a savings account with Rollstone Bank & Trust to qualify
Last Updated10/14/2026
Rate History
No change since Oct 14, 2026 · 5.00% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.64%
Financial Health History
RBT Rollstone B&T’s Texas Ratio rose from 0.62% in Q3 2023 to 1.64% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$816M
1.64%
5.0
A+
March 31, 2026
$836M
0.76%
5.0
A+
December 31, 2025
$848M
0.50%
5.0
A+
September 30, 2025
$905M
0.94%
5.0
A+
June 30, 2025
$931M
1.05%
5.0
A+
March 31, 2025
$930M
0.95%
5.0
A+
December 31, 2024
$912M
0.98%
5.0
A+
September 30, 2024
$917M
0.63%
5.0
A+
June 30, 2024
$899M
0.50%
5.0
A+
March 31, 2024
$921M
0.53%
5.0
A+
December 31, 2023
$917M
0.56%
5.0
A+
September 30, 2023
$910M
0.62%
5.0
A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating:
Our rating for RBT Rollstone B&T is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather RBT Rollstone B&T rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with RBT Rollstone B&T's official website for the most current offers and terms.
Bank Profile & Overview
Institution NameRBT Rollstone B&T
Bank Holding CompanyRIVER RUN BCORP MHC
Address
780 Main St,
Fitchburg, MA 01420 · Worcester
RBT Rollstone B&T earned the Verified Healthy badge
Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.
Learn more about the MBR Health & Safety Badge program on our methodology page.
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Frequently Asked Questions About RBT Rollstone B&T
How many branches does RBT Rollstone B&T operate?
RBT Rollstone B&T currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, RBT Rollstone B&T does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, RBT Rollstone B&T provides members with tools to manage their accounts and build a solid financial history.
Does RBT Rollstone B&T offer online and mobile banking?
Most modern institutions like RBT Rollstone B&T provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.rollstonebank.com.
Current RBT Rollstone B&T Rates
12-Month CD3.50%
18-Month CD0.85%
24-Month CD3.25%
36-Month CD1.15%
48-Month CD1.25%
60-Month CD1.30%
Savings0.10%
MMA0.40%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
