Fitchburg, Massachusetts (MA) Savings Rates - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best savings rates for Fitchburg, Massachusetts and the surrounding area include IC Federal Credit UnionIC Federal Credit Union300 Bemis Rd, Fitchburg, MA 01420A-5.0 ★Texas Ratio: 15.06% High-Yield Savings at 3.04% APY, Workers Federal Credit UnionWorkers Federal Credit Union815 Main St, Fitchburg, MA 01420A5.0 ★Texas Ratio: 9.04% Advantage Savings Account at 3.00% APY, Fidelity Co-operative BankFidelity Co-operative Bank130 Whalon St, Fitchburg, MA 01420A+5.0 ★Texas Ratio: 1.53% Retirement Premier Savings (IRA) at 3.00% APY, Rockland TrustRockland Trust420 John Fitch Hwy, Fitchburg, MA 01420A+5.0 ★Texas Ratio: 1.37% Complete Business Money Market Savings at 0.55% APY, and Webster First Federal Credit UnionWebster First Federal Credit Union65 North St, Fitchburg, MA 01420 4327A+5.0 ★Texas Ratio: 2.22% First Rate Savings at 0.05% APY. Savings rates as of March 29, 2026 according to verified data from MonitorBankRates.
To see how these savings rates in Fitchburg, Massachusetts, and the surrounding area, compare, use our comprehensive tables below for side-by-side comparisons to find the best savings rates available. Rates in Fitchburg, Massachusetts (MA) are continually updated — we recommend checking back frequently.
Savings rates reflect recent market quotes and representative offers available to depositors in Fitchburg, Massachusetts and the surrounding area. Last Updated and Verified: March 29, 2026
Compare the Best Savings Rates in Fitchburg, Massachusetts & Surrounding Communities
Available to consumers only. New money is welcome but not required.
Qualifying balance up to $100,000.00
Qualifications Required: linked Advantage High Interest or Advantage Cash Back account qualifications are met; Qualifying balance up to $100,000
to earn the advertised APY
Available to consumers only. New money is welcome but not required.
$50.00 to earn the advertised APY.
$50.00 to earn the advertised APY.
$50.00 to earn the advertised APY.
$50.00 to earn the advertised APY.
Qualifying balance up to $1,000.00
Qualifying balance up to $2,000.00
Qualifying balance up to $9,999.99
Qualifying balances of $250,000 or less only
Qualifying balance up to $25,000.00
LevelUp Rate is applied to the full balance of LevelUp Savings accounts that receive a total of at least $250 in deposits during the Evaluation Period.
Earn 10x the National Average2
Qualifying balance up to $25,000.00
Qualifying balance up to $10,000
Qualifying balance up to $10,000.00
Qualifications Required: Have at least 30 debit card purchases post and settle your account; Have at least 1 direct deposit or automatic payment (ACH) post and settle; Be enrolled in and agree to receive eStatements; Qualifying balance up to $25,000.00; Links to [EMPOWER Rewards Checking](https://www.leebank.com/personal/personal-checking/empower-rewards-checking.html)
bump up for PayBackSM or Quarter Back® customers
Balances $100,000 -$500,000
NEW MONEY ONLY
High Yield Savings5
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Fitchburg, MA Savings Rate Trends
Compare local Fitchburg, MA savings rate quotes against the statewide average
Weekly savings rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield savings rates fell 1.478 points this week to 1.622% APY, down from 3.100% last week.
Massachusetts standard savings rates rose 0.172 points this week to 0.253% APY, up from 0.082% last week.
Methodology & Data Sources
Direct-Sourced & Verified Savings Rate Data: We aggregate savings account rates for Fitchburg, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every savings rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Fitchburg, Massachusetts. We feature a comprehensive mix of institutions — from neighborhood credit unions and competitive regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update savings rates daily. Because savings account yields can fluctuate rapidly, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Savings Accounts in Fitchburg, Massachusetts
What is a High-Yield Savings Account (HYSA)?
Are savings accounts in Fitchburg, Massachusetts safe?
How often do savings rates change in Fitchburg, Massachusetts?
Do I need a minimum deposit to open a savings account?
What is the difference between a Savings Account and a Money Market Account?
Are online banks better than local banks in Fitchburg, Massachusetts?
How do I open a savings account in Fitchburg, Massachusetts?
Best Savings Rates in Fitchburg, Massachusetts
- IC Federal Credit Union
High-Yield Savings — 3.04% APY - Workers Federal Credit Union
Advantage Savings Account — 3.00% APY - Fidelity Co-operative Bank
Retirement Premier Savings (IRA) — 3.00% APY - Rockland Trust
Complete Business Money Market Savings — 0.55% APY - Webster First Federal Credit Union
First Rate Savings — 0.05% APY
