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Best Money Market Rates in Topsfield, Massachusetts (MA) - May 2026

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Brian McKay Brian McKay
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 12, 2026

Current Topsfield, Massachusetts and the surrounding area money market deposit account rates include Institution for SavingsInstitution for Savings5 Main St, Topsfield, MA 01983A+5.0 ★Texas Ratio: 0.11% Business Sapphire Money Market at 3.25% APY, Eastern BankEastern BankA+5.0 ★ Money Market Plus at 4.00% APY, HarborOne BankHarborOne BankA+5.0 ★Texas Ratio: 3.37% Money Market Plus at 4.00% APY, Eastern Bank Boston, MAEastern Bank Boston, MAA+5.0 ★Texas Ratio: 2.03% Money Market Plus at 4.00% APY, and Citizens BankCitizens BankA5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.75% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.

Topsfield has 1 local institution in our database, with money market rates as high as 3.25% APY from Institution for Savings at 5 Main St, Topsfield, MA 01983. Use the table below to compare all available offers, including options from institutions serving the broader Massachusetts area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Topsfield, Massachusetts and surrounding area. Last Updated and Verified: May 12, 2026

Compare the Best Money Market Rates Today in Topsfield, Massachusetts & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
5 Main St, Topsfield, MA 01983
Sapphire Money Market
3.25%
$2,000,000
View
▼
Rate3.20%
Min Deposit$2,000,000
Min Balance—
UpdatedMay 5, 2026
Details

Balances $2,000,000-$4,000,000 (plus interest paid)

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
5 Main St, Topsfield, MA 01983
Business Sapphire Money Market
3.25%
$2,000,000
View
▼
Rate3.20%
Min Deposit$2,000,000
Min Balance—
UpdatedMay 5, 2026
Details

Balances $2,000,000-$4,000,000 (plus interest paid)

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
5 Main St, Topsfield, MA 01983
Business Gold Money Market
3.00%
$250,000
View
▼
Rate2.96%
Min Deposit$250,000
Min Balance—
UpdatedMay 5, 2026
Details

plus interest paid

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
5 Main St, Topsfield, MA 01983
Gold Money Market
3.00%
$250,000
View
▼
Rate2.96%
Min Deposit$250,000
Min Balance—
UpdatedMay 5, 2026
Details

Balances $250,000 and above

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
5 Main St, Topsfield, MA 01983
Business Diamond Money Market
2.00%
$500,000
View
▼
Rate1.98%
Min Deposit$500,000
Min Balance—
UpdatedMay 5, 2026
Details

Balances $1,000,000-$1,999,999.99

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
5 Main St, Topsfield, MA 01983
Diamond Money Market
2.00%
$500,000
View
▼
Rate1.98%
Min Deposit$500,000
Min Balance—
UpdatedMay 5, 2026
Details

Balances $1,000,000-$1,999,999.99

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
5 Main St, Topsfield, MA 01983
Business Diamond Money Market
1.85%
$500,000
View
▼
Rate1.83%
Min Deposit$500,000
Min Balance—
UpdatedMay 5, 2026
Details

Balances $500,000-$999,999.99

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
5 Main St, Topsfield, MA 01983
Diamond Money Market
1.85%
$500,000
View
▼
Rate1.83%
Min Deposit$500,000
Min Balance—
UpdatedMay 5, 2026
Details

Balances $500,000-$999,999.99

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
5 Main St, Topsfield, MA 01983
Diamond Money Market
1.50%
$500,000
View
▼
Rate1.49%
Min Deposit$500,000
Min Balance—
UpdatedMay 5, 2026
Details

Balances less than $500,000

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
5 Main St, Topsfield, MA 01983
Business Diamond Money Market
1.50%
$500,000
View
▼
Rate1.49%
Min Deposit$500,000
Min Balance—
UpdatedMay 5, 2026
Details

Balances less than $500,000

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
5 Main St, Topsfield, MA 01983
Business Sapphire Money Market
1.50%
$2,000,000
View
▼
Rate1.49%
Min Deposit$2,000,000
Min Balance—
UpdatedMay 5, 2026
Details

Balances less than $2,000,000

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
5 Main St, Topsfield, MA 01983
Business Gold Money Market
1.50%
$250,000
View
▼
Rate1.49%
Min Deposit$250,000
Min Balance—
UpdatedMay 5, 2026
Details

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
5 Main St, Topsfield, MA 01983
Sapphire Money Market
1.50%
$2,000,000
View
▼
Rate1.49%
Min Deposit$2,000,000
Min Balance—
UpdatedMay 5, 2026
Details

Balances less than $2,000,000

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
5 Main St, Topsfield, MA 01983
Gold Money Market
1.50%
$250,000
View
▼
Rate1.49%
Min Deposit$250,000
Min Balance—
UpdatedMay 5, 2026
Details

Balances less than $250,000

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
5 Main St, Topsfield, MA 01983
Business Titanium Money Market
0.50%
$250,000
View
▼
Rate0.50%
Min Deposit$250,000
Min Balance—
UpdatedMay 5, 2026
Details

Balances $1,000,000 and above

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
5 Main St, Topsfield, MA 01983
Titanium Money Market
0.50%
$250,000
View
▼
Rate0.50%
Min Deposit$250,000
Min Balance—
UpdatedMay 5, 2026
Details

Balances $1,000,000 and above

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
5 Main St, Topsfield, MA 01983
Business Titanium Money Market
0.40%
$250,000
View
▼
Rate0.40%
Min Deposit$250,000
Min Balance—
UpdatedMay 5, 2026
Details

Balances $500,000-$999,999.99

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
5 Main St, Topsfield, MA 01983
Titanium Money Market
0.40%
$250,000
View
▼
Rate0.40%
Min Deposit$250,000
Min Balance—
UpdatedMay 5, 2026
Details

Balances $500,000-$999,999.99

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
5 Main St, Topsfield, MA 01983
Business Titanium Money Market
0.30%
$250,000
View
▼
Rate0.30%
Min Deposit$250,000
Min Balance—
UpdatedMay 5, 2026
Details

Balances $250,000-$499,999.99

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
5 Main St, Topsfield, MA 01983
Titanium Money Market
0.30%
$250,000
View
▼
Rate0.30%
Min Deposit$250,000
Min Balance—
UpdatedMay 5, 2026
Details

Balances $250,000-$499,999.99

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
5 Main St, Topsfield, MA 01983
Super Money Market*
0.25%
$150,000
View
▼
Rate0.25%
Min Deposit$150,000
Min Balance—
UpdatedMay 5, 2026
Details

Balances $250,000.00 and above

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
5 Main St, Topsfield, MA 01983
Business Super Money Market* and up
0.25%
$150,000
View
▼
Rate0.25%
Min Deposit$150,000
Min Balance—
UpdatedMay 5, 2026
Details

Balances $250,000

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
5 Main St, Topsfield, MA 01983
Super Money Market*
0.15%
$150,000
View
▼
Rate0.15%
Min Deposit$150,000
Min Balance—
UpdatedMay 5, 2026
Details

Balances $150,000-$249,999.99

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
5 Main St, Topsfield, MA 01983
Titanium Money Market
0.15%
$250,000
View
▼
Rate0.15%
Min Deposit$250,000
Min Balance—
UpdatedMay 5, 2026
Details

Balances less than $250,000

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
5 Main St, Topsfield, MA 01983
Traditional Money Market
0.15%
$1,000
View
▼
Rate0.15%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Balances $100,000 and above

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
5 Main St, Topsfield, MA 01983
Business Traditional Money Market
0.15%
$2,500
View
▼
Rate0.15%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

Balances $100,000 and above

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
5 Main St, Topsfield, MA 01983
Business Super Money Market*
0.15%
$150,000
View
▼
Rate0.15%
Min Deposit$150,000
Min Balance—
UpdatedMay 5, 2026
Details

Balances $150,000-$249,999.99

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
5 Main St, Topsfield, MA 01983
Business Titanium Money Market
0.15%
$250,000
View
▼
Rate0.15%
Min Deposit$250,000
Min Balance—
UpdatedMay 5, 2026
Details

Balances less than $250,000

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
5 Main St, Topsfield, MA 01983
Traditional Money Market
0.10%
$1,000
View
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedMay 5, 2026
Details

Balances less than $1,000

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
5 Main St, Topsfield, MA 01983
Business Super Money Market* Balances less than
0.10%
$150,000
View
▼
Rate0.10%
Min Deposit$150,000
Min Balance—
UpdatedMay 5, 2026
Details

$150,000

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
5 Main St, Topsfield, MA 01983
Super Money Market* Balances less than
0.10%
$150,000
View
▼
Rate0.10%
Min Deposit$150,000
Min Balance—
UpdatedMay 5, 2026
Details

$150,000

Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
5 Main St, Topsfield, MA 01983
Business Traditional Money Market
0.10%
$2,500
View
▼
Rate0.10%
Min Deposit$2,500
Min Balance—
UpdatedMay 5, 2026
Details

Balances less than $2,500

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Money Market Plus
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Boosted 6 Month APY

HarborOne Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.37%
Money Market Plus
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Eastern Bank
Institution Rating:
A+5.0 ★
Money Market Plus
4.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Private Client® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
Citizens Quest® Money Market
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Qualifying balance up to $25,000.00

Wrentham Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Premier Money Market
3.70%
$0
View
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special Intro rate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

$15,000+

Naveo Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.91%
Premier Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Money Market Plus
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

OneLocal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
High Yield Money Market & iYield Money Market Account
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Open Online

Needham Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Premium Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Needham Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
Super Saver Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

BankProv
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
Super Saver Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

BankProv
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
Premium Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

DCU Digital Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.98%
Money Market
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premier Money Market
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

BrightBridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Accounts
3.40%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

BrightBridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Business Money Market
3.40%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
Money Market Accounts
3.29%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
Money Market
3.29%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

up to

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premier Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Money Market Plus
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Savers Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
Ultra Money Market Special -Personal and Business
3.25%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
Money Market Plus
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Standard APY

OneLocal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
High Yield Money Market & iYield Money Market Account
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Open Online

MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
High Yield Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

New Money Only

Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
Business Money Market Special
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

North Easton SB
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Business Premier Leader Money MarketSpecial
3.19%
$0
View
▼
Rate3.14%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Bank of Easton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
Advantage Money Market Account
3.09%
$0
View
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMay 5, 2026
Details

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
MyPremium Money Market Tier 4
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
MyPremium Money Market Tier 5
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
MyPremium Money Market Tier 3
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Money Market Plus
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Money Market (High Yield: New Money Special)
2.79%
$2,500
View
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Business Money Market Savings Special
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
MyPremium Money Market Tier 2
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.

Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.02%
MyPremium Money Market Tier 1
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedMay 12, 2026
Details

Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.

First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Money Market (High Yield: New Money Special)
2.53%
$2,500
View
▼
Rate2.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 10, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premier Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.03%
Business Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
Money Market Accounts
2.27%
$0
View
▼
Rate2.25%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Direct Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.76%
money market
2.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Southbridge Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.37%
Money Market
2.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

As High as

Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
Business Money Market Savings Special
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Taupa Lithuanian Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.52%
Money market / Savings
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Massachusetts Family Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.53%
Money Market
2.00%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Over $200,000

Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
Money Market Plus
1.77%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
Money Market Accounts
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
Workers Money Market Checking
1.75%
$1,000
View
▼
Rate1.73%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
Workers Money Market
1.75%
$0
View
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Business Money Market
1.75%
$100,000
View
▼
Rate1.74%
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details

St Jeans Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.69%
Super Money Market
1.75%
$100,000
View
▼
Rate1.74%
Min Deposit$100,000
Min Balance—
UpdatedMay 12, 2026
Details

Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.03%
Business Money Market
1.70%
$0
View
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMay 4, 2026
Details

Service Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.03%
Money Market Account
1.70%
$100,000
View
▼
Rate1.69%
Min Deposit$100,000
Min Balance—
UpdatedMay 4, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
Business Money Market Account
1.70%
$0
View
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Align Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.20%
Money Market Account
1.70%
$0
View
▼
Rate1.69%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
Premier Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 6, 2026
Details

Southcoast Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.60%
Tiered Savings/Money Market Accounts
1.50%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedMay 7, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
Workers Money Market
1.50%
$0
View
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMay 10, 2026
Details

Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
Workers Money Market Checking
1.50%
$1,000
View
▼
Rate1.49%
Min Deposit$1,000
Min Balance—
UpdatedMay 10, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Topsfield, Massachusetts and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Topsfield, MA Money Market Rate Trends

Compare local Topsfield, MA money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Massachusetts MMA Trends →
High-Yield MMA — MA Avg
3.521%
▲ 0.007 vs 7 days ago

Massachusetts high-yield MMA rates rose 0.007 points over the past 7 days to 3.521% APY.

Standard MMA — MA Avg
0.444%
▲ 0.004 vs 7 days ago

Massachusetts standard MMA rates rose 0.004 points over the past 7 days to 0.444% APY.

As of May 13, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Topsfield, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Topsfield, Massachusetts. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MA.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Topsfield, Massachusetts

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Massachusetts.

Are Money Market accounts in Topsfield, Massachusetts safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Massachusetts up to $250,000 per depositor, per institution.

How often do MMA rates change in Topsfield, Massachusetts?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Massachusetts rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Topsfield, Massachusetts?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Topsfield, Massachusetts require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Topsfield, Massachusetts

Here are some of the highest money market account APYs currently available in Topsfield, Massachusetts and the surrounding area:
  • Institution for Savings
    Business Sapphire Money Market — 3.25% APY
  • Eastern Bank
    Money Market Plus — 4.00% APY
  • HarborOne Bank
    Money Market Plus — 4.00% APY
  • Eastern Bank Boston, MA
    Money Market Plus — 4.00% APY
  • Citizens Bank
    Citizens Private Client® Money Market — 3.75% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Topsfield, Massachusetts. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 12, 2026

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