Mortgage Rates Massachusetts (MA) for March 2026
Content reviewed by
Brian McKay
i
Editorial Disclosure
Brian McKay
Brian McKay
Founder & Data ArchitectExpertise
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of lenders actively lending in Massachusetts. Our editorial content is independent of any advertiser relationships.
Current 30-year fixed mortgage rates in Massachusetts as of March 20, 2026 are as follows, according to verified data from MonitorBankRates: Institution for SavingsInstitution for Savings112 County Rd, Amesbury, MA, 01913A+5.0 ★Texas Ratio: 0.11% at 4.99%, First Citizens Federal Credit UnionFirst Citizens Federal Credit Union1341 COVE RD, East Wareham, MA, 02538A+5.0 ★Texas Ratio: 2.23% at 5.00%, Florence BankFlorence Bank1 Main St, Amherst, MA, 01002A+5.0 ★Texas Ratio: 4.08% at 5.62%, TrustCo BankTrustCo Bank5 Cheshire Rd, Pittsfield, MA, 01201A+5.0 ★Texas Ratio: 3.16% at 5.75%, and Mass Bay Credit UnionMass Bay Credit Union1250 Hancock St, Everett, MA, 02127A+5.0 ★Texas Ratio: 5.65% at 5.75%.
Mortgage rates in Massachusetts (MA) are continually updated to reflect market conditions. Whether you are purchasing a home or refinancing, comparing current loan options across top-rated local lenders and national banks is critical. We empower borrowers with transparent financial health metrics — including A-F Safety Grades, verified Star Ratings, and Texas Ratios — so you can confidently choose a stable, highly-rated institution.
Mortgage Rates reflect actual verified offers from lenders actively lending to Massachusetts borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: March 20, 2026
Massachusetts Mortgage Rate Trends
Compare local Massachusetts mortgage rate quotes against the statewide average
Weekly mortgage rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
30-Year Fixed — MA Avg
6.241%
▲ 0.156 from last week
For buyers in Massachusetts, the broader Massachusetts 30-year fixed average mortgage rate rose 0.156 points this week to 6.241%, according to MonitorBankRates trend data.
15-Year Fixed — MA Avg
5.857%
▼ 1.914 from last week
For buyers in Massachusetts, the broader Massachusetts 15-year fixed average mortgage rate fell 1.914 points this week to 5.857%, according to MonitorBankRates trend data.
As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare Mortgage Rates Today in Massachusetts
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
112 County Rd, Amesbury, MA, 01913
30 Year Fixed
4.99%
5.03%
▼
Rate4.99%
APR5.03%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
First Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1341 COVE RD, East Wareham, MA, 02538
30-Year Fixed
30-Year
5.00%
5.08%
▼
Rate5.00%
APR5.08%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
1 Main St, Amherst, MA, 01002
Welcome Home - 30-Year Fixed Rate
5.62%
5.68%
▼
Rate5.62%
APR5.68%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
1 Main St, Amherst, MA, 01002
FTHB - 30-Year Fixed Rate
5.75%
5.81%
▼
Rate5.75%
APR5.81%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
5 Cheshire Rd, Pittsfield, MA, 01201
30 Year Mortgages
5.75%
5.81%
▼
Rate5.75%
APR5.81%
Points0.000
UpdatedMar 15, 2026
Details
Purchase
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
5 Cheshire Rd, Pittsfield, MA, 01201
30 Year Mortgages Purchase
5.75%
5.81%
▼
Rate5.75%
APR5.81%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Mass Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1250 Hancock St, Everett, MA, 02127
30 Year Fixed Rate Mortgage Loans & Refinancing
30
5.75%
5.82%
▼
Rate5.75%
APR5.82%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Luso Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.57%
1 Crane Park Dr Ste 4, Ludlow, MA, 01056
The Rate Improver Mortgage 30-Year Fixed Rate
30-Year Fixed Rate
5.75%
5.84%
▼
Rate5.75%
APR5.84%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Luso Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.57%
1 Crane Park Dr Ste 4, Ludlow, MA, 01056
TRIM: The Rate Improver Mortgage 30-Year Fixed Rate
30-Year Fixed Rate
5.75%
5.84%
▼
Rate5.75%
APR5.84%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Winter Hill Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
271 Main St, North Reading, MA, 01864
ONE Mortgage 30 Year Fixed (Purchases only)
5.75%
5.86%
▼
Rate5.75%
APR5.86%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Winchester Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
19 Church St, Winchester, MA, 01801
30 Year Fixed
5.88%
5.88%
▼
Rate5.88%
APR5.88%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
100 Forbes Blvd, Brockton, MA, 02032 1018
30 Year Fixed
5.88%
5.90%
▼
Rate5.88%
APR5.90%
Points1.000
UpdatedMar 11, 2026
Details
No additional details available.
Savings Bank Wakefield, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1105 Summer St, Andover, MA, 01810
30-Year Fixed
30 Years
5.62%
5.90%
▼
Rate5.62%
APR5.90%
Points2.000
UpdatedMar 15, 2026
Details
See note 1
Savings Bank Wakefield, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1105 Summer St, Andover, MA, 01810
First Time Homebuyer 30 Year Fixed
30 Year
5.88%
5.91%
▼
Rate5.88%
APR5.91%
Points0.000
UpdatedMar 15, 2026
Details
Special Offer
Everett Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
331 Montvale Ave, Everett, MA, 01801
30 Year Fixed Rate
30
5.88%
5.92%
▼
Rate5.88%
APR5.92%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
100 Forbes Blvd, Brockton, MA, 02032 1018
30 Year Fixed
5.88%
5.93%
▼
Rate5.88%
APR5.93%
Points1.000
UpdatedMar 11, 2026
Details
No additional details available.
Wrentham Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1005 South St, Norfolk, MA, 02056
30 Year Fixed (Conforming)
30
5.88%
5.93%
▼
Rate5.88%
APR5.93%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Savings Bank Wakefield, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1105 Summer St, Andover, MA, 01810
30-Year Fixed
30 Years
5.75%
5.93%
▼
Rate5.75%
APR5.93%
Points1.000
UpdatedMar 15, 2026
Details
See note 1
Greenfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
108 N Pleasant St, Amherst, MA, 01002
30-Year Fixed Bi-Weekly
30 Years
5.88%
5.94%
▼
Rate5.88%
APR5.94%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Canton Co-operative Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.05%
671 Washington St, Canton, MA, 02021
30 Year Fixed Rate
5.88%
5.94%
▼
Rate5.88%
APR5.94%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
1 Main St, Amherst, MA, 01002
30-Year Fixed-Rate
5.62%
5.95%
▼
Rate5.62%
APR5.95%
Points2.000
UpdatedMar 20, 2026
Details
No additional details available.
Savings Bank Wakefield, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1105 Summer St, Andover, MA, 01810
30-Year Fixed
30 Years
5.88%
5.97%
▼
Rate5.88%
APR5.97%
Points0.000
UpdatedMar 15, 2026
Details
See note 1
Charles River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
1 Hastings St, Bellingham, MA, 01756
30 Year Fixed
30
5.75%
5.98%
▼
Rate5.75%
APR5.98%
Points2.000
UpdatedMar 16, 2026
Details
No additional details available.
Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
1 Main St, Amherst, MA, 01002
30-Year Fixed-Rate
5.75%
5.98%
▼
Rate5.75%
APR5.98%
Points1.000
UpdatedMar 20, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
100 Boston Scientific Way, Marlborough, MA, 01752
30-Year Fixed Mortgage
6.00%
6.00%
▼
Rate6.00%
APR6.00%
Points0.000
UpdatedMar 18, 2026
Details
As Low As; POINTS MAY APPLY
Worcester Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
1 Officer Manny Familia Way, Worcester, MA, 01605
30 Year Fixed
5.89%
6.00%
▼
Rate5.89%
APR6.00%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
1 Main St, Amherst, MA, 01002
30-Year Fixed-Rate
5.88%
6.01%
▼
Rate5.88%
APR6.01%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Commonwealth Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
1172 River St, Boston, MA, 02108
30 Year Fixed
30 Year
5.99%
6.02%
▼
Rate5.99%
APR6.02%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
300 Apollo Dr, Chelmsford, MA, 01824 3629
30 Year Fixed (HomeReady®)*
6.00%
6.03%
▼
Rate6.00%
APR6.03%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
Lowell Five Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
1095 Westford St, Billerica, MA, 01463
Premier 30 Year Fixed Rate
5.99%
6.03%
▼
Rate5.99%
APR6.03%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1690 Main St, Brockton, MA, 02048 1223
30 Year Fixed Rate - Conforming
5.99%
6.03%
▼
Rate5.99%
APR6.03%
Points0.000
UpdatedMar 11, 2026
Details
No additional details available.
Cambridge Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
1 Thompson Sq, Arlington, MA, 01730
30 Year Fixed Rate
30
5.99%
6.04%
▼
Rate5.99%
APR6.04%
Points0.000
UpdatedMar 18, 2026
Details
Jumbo
Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
1 Main St, Amherst, MA, 01002
30-Year Fixed-Rate
6.00%
6.04%
▼
Rate6.00%
APR6.04%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
St Annes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
130 High St, Dartmouth, MA, 02719 3090
30-Year Fixed Rate Mortgage
30
5.99%
6.04%
▼
Rate5.99%
APR6.04%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Bank of Easton
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
12 Robert Dr, North Easton, MA, 02356
30 Year Fixed
30
5.88%
6.06%
▼
Rate5.88%
APR6.06%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
94 Shaker Road, East Longmeadow, MA, 01028
30 Year Fixed Mortgage
6.00%
6.07%
▼
Rate6.00%
APR6.07%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Greenfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
108 N Pleasant St, Amherst, MA, 01002
30-Year Fixed for First Time Home Buyers*
30 Years
6.00%
6.08%
▼
Rate6.00%
APR6.08%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
110 Newbury St, Amesbury, MA, 01701
30 Year Fixed
5.88%
6.11%
▼
Rate5.88%
APR6.11%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Charles River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
1 Hastings St, Bellingham, MA, 01756
30 Year Fixed
30
6.00%
6.14%
▼
Rate6.00%
APR6.14%
Points1.000
UpdatedMar 16, 2026
Details
No additional details available.
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
100 Forbes Blvd, Brockton, MA, 02032 1018
30 Year Fixed
6.12%
6.15%
▼
Rate6.12%
APR6.15%
Points0.000
UpdatedMar 11, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
100 Boston Scientific Way, Marlborough, MA, 01752
30 Year Fixed
30
6.00%
6.16%
▼
Rate6.00%
APR6.16%
Points0.625
UpdatedMar 18, 2026
Details
As Low As
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1690 Main St, Brockton, MA, 02048 1223
30 Year Fixed Rate - Conforming MoveUp Home Loan
6.12%
6.17%
▼
Rate6.12%
APR6.17%
Points0.000
UpdatedMar 11, 2026
Details
No additional details available.
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
100 Forbes Blvd, Brockton, MA, 02032 1018
30 Year Fixed
6.12%
6.18%
▼
Rate6.12%
APR6.18%
Points0.000
UpdatedMar 11, 2026
Details
No additional details available.
Methuen Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.45%
243 Broadway, Methuen, MA, 01844
30 Year Mortgage Fixed Rate
6.12%
6.18%
▼
Rate6.12%
APR6.18%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Country Bank for Savings
Institution Rating:
A5.0 ★Texas Ratio: 7.70%
1084 Main St, Belchertown, MA, 01007
30 Year Fixed Low Down Payment First Time Homebuyer**
6.12%
6.19%
▼
Rate6.12%
APR6.19%
Points0.000
UpdatedMar 18, 2026
Details
CAPS: N/A
Naveo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
251 Hampshire St, Cambridge, MA, 01905
30 Year Fixed Rate
30 Year
6.12%
6.19%
▼
Rate6.12%
APR6.19%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
StonehamBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
493 Boston Rd, Billerica, MA, 01821
30-Year Fixed Rate
30
6.12%
6.20%
▼
Rate6.12%
APR6.20%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Greenfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
108 N Pleasant St, Amherst, MA, 01002
30-Year Fixed for Purchases
30 Years
6.12%
6.21%
▼
Rate6.12%
APR6.21%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Greenfield Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
144 Main St, Amherst, MA, 01002
Homegrown Heroes 30 Year Fixed
6.12%
6.24%
▼
Rate6.12%
APR6.24%
Points0.000
UpdatedMar 16, 2026
Details
No additional details available.
NCB North Cambridge Coopertive Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2360 Massachusetts Ave, Cambridge, MA, 02140
30 Year Fixed Rate
6.25%
6.26%
▼
Rate6.25%
APR6.26%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
100 SWIFT ST, BOSTON, MA, 02128 1864
15 Year Fixed
5.25%
5.13%
▼
Rate5.25%
APR5.13%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
First Citizens Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.23%
1341 COVE RD, East Wareham, MA, 02538
15-Year Fixed
15-Year
5.00%
5.14%
▼
Rate5.00%
APR5.14%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
100 Boston Scientific Way, Marlborough, MA, 01752
15-Year Fixed Mortgage
5.38%
5.38%
▼
Rate5.38%
APR5.38%
Points0.000
UpdatedMar 18, 2026
Details
As Low As; POINTS MAY APPLY
Charles River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
1 Hastings St, Bellingham, MA, 01756
15 Year Fixed
15
5.00%
5.38%
▼
Rate5.00%
APR5.38%
Points2.000
UpdatedMar 16, 2026
Details
No additional details available.
Everett Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
331 Montvale Ave, Everett, MA, 01801
15 Year Fixed Rate
15
5.38%
5.45%
▼
Rate5.38%
APR5.45%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Winchester Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
19 Church St, Winchester, MA, 01801
15 Year Fixed
5.50%
5.52%
▼
Rate5.50%
APR5.52%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Savings Bank Wakefield, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1105 Summer St, Andover, MA, 01810
15-Year Fixed
15 Years
5.38%
5.53%
▼
Rate5.38%
APR5.53%
Points0.000
UpdatedMar 15, 2026
Details
See note 1
Savings Bank Wakefield, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1105 Summer St, Andover, MA, 01810
15-Year Fixed
15 Years
5.25%
5.55%
▼
Rate5.25%
APR5.55%
Points1.000
UpdatedMar 15, 2026
Details
See note 1
Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
1 Main St, Amherst, MA, 01002
15-Year Fixed-Rate
5.50%
5.56%
▼
Rate5.50%
APR5.56%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Shrewsbury Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.71%
489 BOSTON TPKE, SHREWSBURY, MA, 01545
15 Year Fixed Rate
5.50%
5.57%
▼
Rate5.50%
APR5.57%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Lowell Five Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
1095 Westford St, Billerica, MA, 01463
15 Year Fixed
5.50%
5.57%
▼
Rate5.50%
APR5.57%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Wrentham Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1005 South St, Norfolk, MA, 02056
15 Year Fixed (Conforming)
15
5.50%
5.59%
▼
Rate5.50%
APR5.59%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
1 Main St, Amherst, MA, 01002
15-Year Fixed-Rate
5.38%
5.60%
▼
Rate5.38%
APR5.60%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Charles River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
1 Hastings St, Bellingham, MA, 01756
15 Year Fixed
15
5.38%
5.60%
▼
Rate5.38%
APR5.60%
Points1.000
UpdatedMar 16, 2026
Details
No additional details available.
Canton Co-operative Bank
Institution Rating:
A5.0 ★Texas Ratio: 9.05%
671 Washington St, Canton, MA, 02021
15 Year Fixed Rate
5.50%
5.61%
▼
Rate5.50%
APR5.61%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★Texas Ratio: 5.26%
94 Shaker Road, East Longmeadow, MA, 01028
15 Year Fixed Mortgage
5.50%
5.62%
▼
Rate5.50%
APR5.62%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
StonehamBank
Institution Rating:
A+5.0 ★Texas Ratio: 0.30%
493 Boston Rd, Billerica, MA, 01821
15-Year Fixed Rate
15
5.50%
5.62%
▼
Rate5.50%
APR5.62%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
112 County Rd, Amesbury, MA, 01913
15-Year Fixed Rate Residential Mortgage
5.50%
5.62%
▼
Rate5.50%
APR5.62%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
1 Main St, Amherst, MA, 01002
15-Year Fixed-Rate
5.25%
5.63%
▼
Rate5.25%
APR5.63%
Points1.000
UpdatedMar 20, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
100 Boston Scientific Way, Marlborough, MA, 01752
15 Year Fixed
15
5.38%
5.65%
▼
Rate5.38%
APR5.65%
Points0.750
UpdatedMar 18, 2026
Details
As Low As
Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
1 Main St, Amherst, MA, 01002
15-Year Fixed-Rate
5.12%
5.66%
▼
Rate5.12%
APR5.66%
Points2.000
UpdatedMar 20, 2026
Details
No additional details available.
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
100 Forbes Blvd, Brockton, MA, 02032 1018
15 Year Fixed
5.62%
5.67%
▼
Rate5.62%
APR5.67%
Points1.000
UpdatedMar 11, 2026
Details
No additional details available.
Commonwealth Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
1172 River St, Boston, MA, 02108
15 Year Fixed**
15 Year
5.62%
5.67%
▼
Rate5.62%
APR5.67%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
100 Forbes Blvd, Brockton, MA, 02032 1018
15 Year Fixed
5.62%
5.71%
▼
Rate5.62%
APR5.71%
Points1.000
UpdatedMar 11, 2026
Details
No additional details available.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
125 High St, Boston, MA, 02110
15-Year Fixed Rate
5.50%
5.73%
▼
Rate5.50%
APR5.73%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Mass Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 5.65%
1250 Hancock St, Everett, MA, 02127
15 Year Fixed Rate Mortgage Loans & Refinancing
15
5.62%
5.74%
▼
Rate5.62%
APR5.74%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
1 Commerce Way, Abington, MA, 01001
15-Year Fixed Rate
5.62%
5.76%
▼
Rate5.62%
APR5.76%
Points0.375
UpdatedMar 18, 2026
Details
Rates shown include 0.125% autopay and paperless discount.
Citizens Bank
Institution Rating:
A5.0 ★Texas Ratio: 8.28%
1 Commerce Way, Abington, MA, 01001
15-Year Fixed Rate
5.62%
5.77%
▼
Rate5.62%
APR5.77%
Points0.375
UpdatedMar 18, 2026
Details
No additional details available.
Bank of Easton
Institution Rating:
A+5.0 ★Texas Ratio: 0.03%
12 Robert Dr, North Easton, MA, 02356
15 Year Fixed
15
5.50%
5.77%
▼
Rate5.50%
APR5.77%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
300 Apollo Dr, Chelmsford, MA, 01824 3629
15 Year Fixed
5.75%
5.80%
▼
Rate5.75%
APR5.80%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1690 Main St, Brockton, MA, 02048 1223
15 Year Fixed Rate - Conforming
5.75%
5.82%
▼
Rate5.75%
APR5.82%
Points0.000
UpdatedMar 11, 2026
Details
No additional details available.
Charles River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
1 Hastings St, Bellingham, MA, 01756
15 Year Fixed
15
5.75%
5.82%
▼
Rate5.75%
APR5.82%
Points0.000
UpdatedMar 16, 2026
Details
No additional details available.
Naveo Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.91%
251 Hampshire St, Cambridge, MA, 01905
15 Year Fixed Rate
15 Year
5.75%
5.86%
▼
Rate5.75%
APR5.86%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Greenfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
108 N Pleasant St, Amherst, MA, 01002
15-Year Fixed
15 Years
5.75%
5.88%
▼
Rate5.75%
APR5.88%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Winter Hill Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
271 Main St, North Reading, MA, 01864
15 Year Fixed Rate Conforming - First Mortgage Loans
15 Year
5.75%
5.90%
▼
Rate5.75%
APR5.90%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Worcester Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
1 Officer Manny Familia Way, Worcester, MA, 01605
15 Year Fixed
5.75%
5.91%
▼
Rate5.75%
APR5.91%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
UMassFive College Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.35%
1 Campus Center Way, Amherst, MA, 01003
15 Year Fixed
5.75%
5.91%
▼
Rate5.75%
APR5.91%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Greenfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
108 N Pleasant St, Amherst, MA, 01002
15-Year Fixed
15 Years
5.62%
5.91%
▼
Rate5.62%
APR5.91%
Points1.000
UpdatedMar 20, 2026
Details
No additional details available.
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
100 Forbes Blvd, Brockton, MA, 02032 1018
15 Year Fixed
5.88%
5.92%
▼
Rate5.88%
APR5.92%
Points0.000
UpdatedMar 11, 2026
Details
No additional details available.
Greenfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
108 N Pleasant St, Amherst, MA, 01002
15-Year Fixed
15 Years
5.50%
5.95%
▼
Rate5.50%
APR5.95%
Points2.000
UpdatedMar 20, 2026
Details
No additional details available.
Cambridge Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
1 Thompson Sq, Arlington, MA, 01730
15 Year Fixed Rate
15
5.88%
5.95%
▼
Rate5.88%
APR5.95%
Points0.000
UpdatedMar 18, 2026
Details
Jumbo
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
100 Forbes Blvd, Brockton, MA, 02032 1018
15 Year Fixed
5.88%
5.97%
▼
Rate5.88%
APR5.97%
Points0.000
UpdatedMar 11, 2026
Details
No additional details available.
Liberty Bay Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.15%
10 Downer Ave, Braintree, MA, 02043
15 Year Fixed
5.88%
5.98%
▼
Rate5.88%
APR5.98%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
110 Newbury St, Amesbury, MA, 01701
15 Year Fixed
5.62%
6.01%
▼
Rate5.62%
APR6.01%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
NCB North Cambridge Coopertive Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
2360 Massachusetts Ave, Cambridge, MA, 02140
15 Year Fixed Rate
6.00%
6.02%
▼
Rate6.00%
APR6.02%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Tremont Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.31%
10 Corinth St, Dorchester, MA, 02125
15 Year Fixed Conventional
5.62%
6.02%
▼
Rate5.62%
APR6.02%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Tremont Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 12.31%
10 Corinth St, Dorchester, MA, 02125
15 Year Fixed Conventional**
5.62%
6.02%
▼
Rate5.62%
APR6.02%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1 Courthouse Way, Bedford, MA, 01434
15-Year Fixed
5.75%
6.05%
▼
Rate5.75%
APR6.05%
Points0.000
UpdatedMar 20, 2026
Details
As Low As; Primary Residence
Cambridge Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
1 Thompson Sq, Arlington, MA, 01730
15 Year Fixed Rate
15
6.00%
6.08%
▼
Rate6.00%
APR6.08%
Points0.000
UpdatedMar 18, 2026
Details
Conforming
Village Bank Auburndale, MA
Institution Rating:
A+5.0 ★Texas Ratio: 1.85%
120 Seminary Ave, Auburndale, MA, 01778
15-Year Fixed
15 years
5.75%
6.11%
▼
Rate5.75%
APR6.11%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
First Priority Credit Union Boston, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.69%
100 SWIFT ST, BOSTON, MA, 02128 1864
5/1 ARM
5.50%
5.35%
▼
Rate5.50%
APR5.35%
Points0.000
UpdatedMar 18, 2026
Details
(2/5 Caps)
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
118 W Main St, Auburn, MA, 01420 4327
1 Year Adjustable
5.25%
5.37%
▼
Rate5.25%
APR5.37%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
118 W Main St, Auburn, MA, 01420 4327
Convertible 1 Yr Adjustable
5.25%
5.37%
▼
Rate5.25%
APR5.37%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
112 County Rd, Amesbury, MA, 01913
First-Time/Affordable Homebuyer Loan* 15 Year Fixed
5.00%
5.43%
▼
Rate5.00%
APR5.43%
Points2.000
UpdatedMar 20, 2026
Details
No additional details available.
Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
1 Main St, Amherst, MA, 01002
Welcome Home- 10/1-Year Adjustable Rate (30-Year Term)
4.88%
5.46%
▼
Rate4.88%
APR5.46%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.22%
118 W Main St, Auburn, MA, 01420 4327
3 Year Adjustable
5.38%
5.49%
▼
Rate5.38%
APR5.49%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
112 County Rd, Amesbury, MA, 01913
First-Time/Affordable Homebuyer Loan* 30 Year Fixed
5.25%
5.50%
▼
Rate5.25%
APR5.50%
Points2.000
UpdatedMar 20, 2026
Details
No additional details available.
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
112 County Rd, Amesbury, MA, 01913
First-Time/Affordable Homebuyer Loan* 15 Year Fixed
5.25%
5.53%
▼
Rate5.25%
APR5.53%
Points1.000
UpdatedMar 20, 2026
Details
No additional details available.
Lowell Five Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.76%
1095 Westford St, Billerica, MA, 01463
15/1 ARM, 1st Time Homebuyer
5.25%
5.54%
▼
Rate5.25%
APR5.54%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
1 Main St, Amherst, MA, 01002
FTHB - 10/1-Year Adjustable Rate (30-Year Term)
5.00%
5.54%
▼
Rate5.00%
APR5.54%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
112 County Rd, Amesbury, MA, 01913
First-Time/Affordable Homebuyer Loan* 15 Year Fixed
5.50%
5.62%
▼
Rate5.50%
APR5.62%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
112 County Rd, Amesbury, MA, 01913
First-Time/Affordable Homebuyer Loan* 30 Year Fixed
5.50%
5.66%
▼
Rate5.50%
APR5.66%
Points1.000
UpdatedMar 20, 2026
Details
No additional details available.
Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
1 Main St, Amherst, MA, 01002
FTHB - 7/1-Year Adjustable Rate (30-Year Term)
4.88%
5.68%
▼
Rate4.88%
APR5.68%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
UMassFive College Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.35%
1 Campus Center Way, Amherst, MA, 01003
3/1 ARM
5.50%
5.69%
▼
Rate5.50%
APR5.69%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
1 Main St, Amherst, MA, 01002
10/1-Year Adjustable-Rate (30-Year Term)
5.12%
5.70%
▼
Rate5.12%
APR5.70%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
300 Apollo Dr, Chelmsford, MA, 01824 3629
5 Year Adjustable (ARM)
5.62%
5.70%
▼
Rate5.62%
APR5.70%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
300 Apollo Dr, Chelmsford, MA, 01824 3629
7 Year Adjustable (ARM)
5.62%
5.70%
▼
Rate5.62%
APR5.70%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
St Annes Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.11%
130 High St, Dartmouth, MA, 02719 3090
5/1 Adjustable Rate Mortgage
5 Years
5.50%
5.70%
▼
Rate5.50%
APR5.70%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
UMassFive College Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.35%
1 Campus Center Way, Amherst, MA, 01003
5/1 ARM
5.62%
5.72%
▼
Rate5.62%
APR5.72%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Seamens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
221 Commercial St, North Eastham, MA, 02651
7/1 ARM First Time Homebuyer
5.12%
5.74%
▼
Rate5.12%
APR5.74%
Points0.000
UpdatedMar 11, 2026
Details
No additional details available.
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
100 Forbes Blvd, Brockton, MA, 02032 1018
Refinance Your Mortgage - On The House 5/5 ARM
10 Years
5.50%
5.75%
▼
Rate5.50%
APR5.75%
Points0.000
UpdatedMar 11, 2026
Details
No additional details available.
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
100 Forbes Blvd, Brockton, MA, 02032 1018
Refinance Your Mortgage - On The House 5/5 ARM Jumbo
10 Years
5.50%
5.75%
▼
Rate5.50%
APR5.75%
Points0.000
UpdatedMar 11, 2026
Details
No additional details available.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
300 Apollo Dr, Chelmsford, MA, 01824 3629
Jumbo Loans 5 Year Adjustable (ARM)
5.75%
5.76%
▼
Rate5.75%
APR5.76%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
300 Apollo Dr, Chelmsford, MA, 01824 3629
Jumbo Loans 7 Year Adjustable (ARM)
5.75%
5.76%
▼
Rate5.75%
APR5.76%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
Greenfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
108 N Pleasant St, Amherst, MA, 01002
10/1 Adjustable Rate Mortgage*
30 Years
5.25%
5.76%
▼
Luso Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.57%
1 Crane Park Dr Ste 4, Ludlow, MA, 01056
Jumbo / Non-Conforming Fixed Rate Mortgage Including New Construction / Condo
10 Year
5.75%
5.79%
▼
Rate5.75%
APR5.79%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
1 Main St, Amherst, MA, 01002
FTHB - 5/1-Year Adjustable Rate (30-Year Term)
4.75%
5.80%
▼
Rate4.75%
APR5.80%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
1 Main St, Amherst, MA, 01002
7/1-Year Adjustable-Rate (30-Year Term)
5.00%
5.81%
▼
Rate5.00%
APR5.81%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.11%
112 County Rd, Amesbury, MA, 01913
First-Time/Affordable Homebuyer Loan* 30 Year Fixed
5.75%
5.82%
▼
Rate5.75%
APR5.82%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Polish National Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
1 Parkside Ave, Chicopee, MA, 01020
7/1 ARM
30 Years
5.00%
5.84%
▼
Rate5.00%
APR5.84%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
UMassFive College Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.35%
1 Campus Center Way, Amherst, MA, 01003
5/5 ARM
5.75%
5.84%
▼
Rate5.75%
APR5.84%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Winchester Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
19 Church St, Winchester, MA, 01801
7/3 ARM
30 Years
5.75%
5.88%
▼
Rate5.75%
APR5.88%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Luso Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.57%
1 Crane Park Dr Ste 4, Ludlow, MA, 01056
Jumbo / Non-Conforming Fixed Rate Mortgage Including New Construction / Condo
10 Year
5.62%
5.88%
▼
Rate5.62%
APR5.88%
Points1.000
UpdatedMar 20, 2026
Details
No additional details available.
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
100 Forbes Blvd, Brockton, MA, 02032 1018
Jumbo Loans - Adjustable Rate First Mortgages (ARM) 5/1 Years (30 Years)
5.25%
5.89%
▼
Rate5.25%
APR5.89%
Points0.000
UpdatedMar 11, 2026
Details
No additional details available.
Winchester Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.21%
19 Church St, Winchester, MA, 01801
5/5 ARM
30 Years
5.50%
5.89%
▼
Rate5.50%
APR5.89%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
100 Forbes Blvd, Brockton, MA, 02032 1018
5/1 Years (30 Years)
5.25%
5.90%
▼
Rate5.25%
APR5.90%
Points0.000
UpdatedMar 11, 2026
Details
No additional details available.
Luso Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.57%
1 Crane Park Dr Ste 4, Ludlow, MA, 01056
Jumbo / Non-Conforming Fixed Rate Mortgage Including New Construction / Condo
15 Year
5.88%
5.90%
▼
Rate5.88%
APR5.90%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1690 Main St, Brockton, MA, 02048 1223
7/6 ARM - Conforming
360
5.38%
5.91%
▼
Rate5.38%
APR5.91%
Points0.000
UpdatedMar 11, 2026
Details
Up to $832,750
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1690 Main St, Brockton, MA, 02048 1223
7/6 ARM - Jumbo
360
5.38%
5.91%
▼
Rate5.38%
APR5.91%
Points0.000
UpdatedMar 11, 2026
Details
$832,751 to $2,000,000
Florence Bank
Institution Rating:
A+5.0 ★Texas Ratio: 4.08%
1 Main St, Amherst, MA, 01002
5/1-Year Adjustable-Rate (30-Year Term)
4.88%
5.93%
▼
Rate4.88%
APR5.93%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1690 Main St, Brockton, MA, 02048 1223
10/6 ARM - Jumbo
360
5.62%
5.93%
▼
Rate5.62%
APR5.93%
Points0.000
UpdatedMar 11, 2026
Details
$832,751 to $2,000,000
Luso Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.57%
1 Crane Park Dr Ste 4, Ludlow, MA, 01056
Jumbo / Non-Conforming Fixed Rate Mortgage Including New Construction / Condo
15 Year
5.75%
5.93%
▼
Rate5.75%
APR5.93%
Points1.000
UpdatedMar 20, 2026
Details
No additional details available.
Greenfield Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.57%
108 N Pleasant St, Amherst, MA, 01002
5/1 Adjustable Rate Mortgage*
30 Years
5.25%
5.94%
▼
Rate5.25%
APR5.94%
Points0.000
UpdatedMar 20, 2026
Details
60 Months@
Seamens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
221 Commercial St, North Eastham, MA, 02651
5/1 Adjustable Rate Mortgage (ARM)
5.25%
5.94%
▼
Rate5.25%
APR5.94%
Points0.000
UpdatedMar 11, 2026
Details
No additional details available.
Seamens Bank
Institution Rating:
A+5.0 ★Texas Ratio: 2.74%
221 Commercial St, North Eastham, MA, 02651
7/1 ARM
5.50%
5.95%
▼
Rate5.50%
APR5.95%
Points0.000
UpdatedMar 11, 2026
Details
No additional details available.
Polish National Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
1 Parkside Ave, Chicopee, MA, 01020
5/1 ARM
30 Years
4.88%
5.95%
▼
Rate4.88%
APR5.95%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
100 Forbes Blvd, Brockton, MA, 02032 1018
Jumbo Loans - Adjustable Rate First Mortgages (ARM) 7/1 Years (30 Years)
5.62%
5.96%
▼
Rate5.62%
APR5.96%
Points0.000
UpdatedMar 11, 2026
Details
No additional details available.
Luso Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 9.57%
1 Crane Park Dr Ste 4, Ludlow, MA, 01056
Jumbo / Non-Conforming Fixed Rate Mortgage Including New Construction / Condo
15 Year
5.62%
5.96%
▼
Rate5.62%
APR5.96%
Points2.000
UpdatedMar 20, 2026
Details
No additional details available.
Savings Bank Wakefield, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1105 Summer St, Andover, MA, 01810
First Time Homebuyer 7/3 ARM
Years 1-7
5.62%
5.97%
▼
Rate5.62%
APR5.97%
Points0.000
UpdatedMar 15, 2026
Details
Special Offer
Cambridge Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.62%
1 Thompson Sq, Arlington, MA, 01730
7/6 ARM
30 years
5.49%
5.97%
▼
Rate5.49%
APR5.97%
Points0.000
UpdatedMar 18, 2026
Details
Jumbo
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
99 Chestnut St, North Attleboro, MA, 02760
Jumbo Fixed Rate 10 yr
5.50%
5.55%
▼
Rate5.50%
APR5.55%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Wrentham Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1005 South St, Norfolk, MA, 02056
15 Year Fixed (Jumbo)
15
5.50%
5.59%
▼
Rate5.50%
APR5.59%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
100 Forbes Blvd, Brockton, MA, 02032 1018
Refinance Your Mortgage - On The House Fixed Jumbo
5 Years
5.62%
5.62%
▼
Rate5.62%
APR5.62%
Points0.000
UpdatedMar 11, 2026
Details
No additional details available.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
300 Apollo Dr, Chelmsford, MA, 01824 3629
Jumbo Loans 10 Year Fixed
5.62%
5.66%
▼
Rate5.62%
APR5.66%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
99 Chestnut St, North Attleboro, MA, 02760
Jumbo Fixed Rate 15 yr
5.62%
5.66%
▼
Rate5.62%
APR5.66%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Commonwealth Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
1172 River St, Boston, MA, 02108
15 Year Fixed Jumbo
15 Year
5.75%
5.79%
▼
Rate5.75%
APR5.79%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1690 Main St, Brockton, MA, 02048 1223
15 Year Fixed Rate - Jumbo
5.75%
5.82%
▼
Rate5.75%
APR5.82%
Points0.000
UpdatedMar 11, 2026
Details
No additional details available.
Greenfield Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
144 Main St, Amherst, MA, 01002
Jumbo Loans
10
5.62%
5.87%
▼
Rate5.62%
APR5.87%
Points0.000
UpdatedMar 16, 2026
Details
No additional details available.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
300 Apollo Dr, Chelmsford, MA, 01824 3629
Jumbo Loans 20 Year Fixed
5.88%
5.89%
▼
Rate5.88%
APR5.89%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
300 Apollo Dr, Chelmsford, MA, 01824 3629
Jumbo Loans 15 Year Fixed
5.88%
5.90%
▼
Rate5.88%
APR5.90%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
Greenfield Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
144 Main St, Amherst, MA, 01002
Jumbo Loans
15
5.75%
5.92%
▼
Rate5.75%
APR5.92%
Points0.000
UpdatedMar 16, 2026
Details
No additional details available.
Wrentham Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
1005 South St, Norfolk, MA, 02056
30 Year Fixed (Jumbo)
30
5.88%
5.93%
▼
Rate5.88%
APR5.93%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Greenfield Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
144 Main St, Amherst, MA, 01002
Jumbo Loans
15
5.62%
5.96%
▼
Rate5.62%
APR5.96%
Points1.000
UpdatedMar 16, 2026
Details
No additional details available.
Greenfield Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
144 Main St, Amherst, MA, 01002
Jumbo Loans
15
5.50%
5.99%
▼
Rate5.50%
APR5.99%
Points2.000
UpdatedMar 16, 2026
Details
No additional details available.
TrustCo Bank
Institution Rating:
A+5.0 ★Texas Ratio: 3.16%
5 Cheshire Rd, Pittsfield, MA, 01201
First Mortgage, Jumbo (30 Year)
5.99%
6.00%
▼
Rate5.99%
APR6.00%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Hingham Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
13 Elm St, Boston, MA, 02025
30 YR Jumbo
360
6.00%
6.01%
▼
Rate6.00%
APR6.01%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Savings Bank Wakefield, MA
Institution Rating:
A+5.0 ★Texas Ratio: 2.32%
1105 Summer St, Andover, MA, 01810
30-Year Fixed Jumbo
30 Years
6.00%
6.01%
▼
Rate6.00%
APR6.01%
Points0.000
UpdatedMar 15, 2026
Details
See note 2
Hingham Institution for Savings
Institution Rating:
A+5.0 ★Texas Ratio: 0.05%
13 Elm St, Boston, MA, 02025
15 YR Jumbo
180
6.00%
6.02%
▼
Rate6.00%
APR6.02%
Points0.000
UpdatedMar 20, 2026
Details
No additional details available.
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1690 Main St, Brockton, MA, 02048 1223
30 Year Fixed Rate - Jumbo
5.99%
6.03%
▼
Rate5.99%
APR6.03%
Points0.000
UpdatedMar 11, 2026
Details
No additional details available.
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.47%
1690 Main St, Brockton, MA, 02048 1223
20 Year Fixed Rate - Jumbo
5.99%
6.05%
▼
Rate5.99%
APR6.05%
Points0.000
UpdatedMar 11, 2026
Details
No additional details available.
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
100 Forbes Blvd, Brockton, MA, 02032 1018
Refinance Your Mortgage - On The House Fixed Jumbo
10 Years
6.12%
6.12%
▼
Rate6.12%
APR6.12%
Points0.000
UpdatedMar 11, 2026
Details
No additional details available.
USALLIANCE
Institution Rating:
B4.5 ★Texas Ratio: 21.07%
300 Apollo Dr, Chelmsford, MA, 01824 3629
Jumbo Loans 30 Year Fixed
6.12%
6.14%
▼
Rate6.12%
APR6.14%
Points0.000
UpdatedMar 15, 2026
Details
As Low As
Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
99 Chestnut St, North Attleboro, MA, 02760
Jumbo Fixed Rate 20 yr
6.00%
6.16%
▼
Rate6.00%
APR6.16%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Webster Five Cents Savings Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.57%
100 Front St, Auburn, MA, 01501
30 Year Jumbo
30 Year Jumbo
6.12%
6.17%
▼
Rate6.12%
APR6.17%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
110 Newbury St, Amesbury, MA, 01701
Fixed Jumbo
6.12%
6.17%
▼
Rate6.12%
APR6.17%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Align Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 11.20%
110 Newbury St, Amesbury, MA, 01701
Jumbo 30
6.12%
6.17%
▼
Rate6.12%
APR6.17%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Greenfield Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
144 Main St, Amherst, MA, 01002
Jumbo Loans
20
6.12%
6.23%
▼
Rate6.12%
APR6.23%
Points0.000
UpdatedMar 16, 2026
Details
No additional details available.
Baxter Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.73%
100 Boston Scientific Way, Marlborough, MA, 01752
Jumbo 30 Year Fixed
30
6.12%
6.26%
▼
Rate6.12%
APR6.26%
Points1.000
UpdatedMar 18, 2026
Details
As Low As
Greenfield Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
144 Main St, Amherst, MA, 01002
Jumbo Loans
20
6.00%
6.27%
▼
Rate6.00%
APR6.27%
Points1.000
UpdatedMar 16, 2026
Details
No additional details available.
Everett Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
331 Montvale Ave, Everett, MA, 01801
30 Year Jumbo Fixed Rate
30
6.25%
6.27%
▼
Rate6.25%
APR6.27%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Greenfield Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
144 Main St, Amherst, MA, 01002
Jumbo Loans
20
5.88%
6.27%
▼
Rate5.88%
APR6.27%
Points2.000
UpdatedMar 16, 2026
Details
No additional details available.
Coastal1 Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 2.03%
99 Chestnut St, North Attleboro, MA, 02760
Jumbo Fixed Rate 30 yr
6.25%
6.27%
▼
Rate6.25%
APR6.27%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Commonwealth Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.09%
1172 River St, Boston, MA, 02108
30 Year Fixed Jumbo
30 Year
6.25%
6.29%
▼
Rate6.25%
APR6.29%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Greenfield Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
144 Main St, Amherst, MA, 01002
Jumbo Loans
30
6.00%
6.30%
▼
Rate6.00%
APR6.30%
Points2.000
UpdatedMar 16, 2026
Details
No additional details available.
Winter Hill Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.00%
271 Main St, North Reading, MA, 01864
Fixed Rate Jumbo - First Mortgage Loans 30 Year
6.25%
6.32%
▼
Rate6.25%
APR6.32%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Greenfield Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
144 Main St, Amherst, MA, 01002
Jumbo Loans
30
6.12%
6.33%
▼
Rate6.12%
APR6.33%
Points1.000
UpdatedMar 16, 2026
Details
No additional details available.
Greenfield Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.89%
144 Main St, Amherst, MA, 01002
Jumbo Loans
30
6.25%
6.36%
▼
Rate6.25%
APR6.36%
Points0.000
UpdatedMar 16, 2026
Details
No additional details available.
Charles River Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.63%
1 Hastings St, Bellingham, MA, 01756
Jumbo Loan Rate - Fixed
30
6.50%
6.54%
▼
Rate6.50%
APR6.54%
Points0.000
UpdatedMar 16, 2026
Details
No additional details available.
Sharon And Crescent United Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.02%
100 Forbes Blvd, Brockton, MA, 02032 1018
Refinance Your Mortgage - On The House Fixed Jumbo
12 Years
6.62%
6.62%
▼
Rate6.62%
APR6.62%
Points0.000
UpdatedMar 11, 2026
Details
No additional details available.
Fidelity Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
1 School Sq, Barre, MA, 01005
10 Year Jumbo
6.25%
6.67%
▼
Rate6.25%
APR6.67%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Fidelity Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
1 School Sq, Barre, MA, 01005
15 Year Jumbo
6.38%
6.67%
▼
Rate6.38%
APR6.67%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Fidelity Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
1 School Sq, Barre, MA, 01005
20 Year Jumbo
6.62%
6.87%
▼
Rate6.62%
APR6.87%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Fidelity Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 1.53%
1 School Sq, Barre, MA, 01005
30 Year Jumbo
6.75%
6.93%
▼
Rate6.75%
APR6.93%
Points0.000
UpdatedMar 18, 2026
Details
No additional details available.
Polish National Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 1.51%
1 Parkside Ave, Chicopee, MA, 01020
Fixed Rate Jumbo
30 Years
6.88%
7.07%
▼
Rate6.88%
APR7.07%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Everett Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
331 Montvale Ave, Everett, MA, 01801
FHA 30 Year Fixed
5.62%
6.30%
▼
Rate5.62%
APR6.30%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Worcester Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 4.20%
1 Officer Manny Familia Way, Worcester, MA, 01605
FHA 30 Year Fixed
5.75%
6.35%
▼
Rate5.75%
APR6.35%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
UMassFive College Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.35%
1 Campus Center Way, Amherst, MA, 01003
FHA 30 Year Fixed
5.75%
6.35%
▼
Rate5.75%
APR6.35%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
Source: Verified Mortgage Rate Data provided by MonitorBankRates
Lender
Product
Term
Rate
APR
Profile
Everett Co-operative Bank
Institution Rating:
A+5.0 ★Texas Ratio: 0.90%
331 Montvale Ave, Everett, MA, 01801
VA 30 Year Fixed
5.62%
5.79%
▼
Rate5.62%
APR5.79%
Points0.000
UpdatedMar 13, 2026
Details
No additional details available.
Wells Fargo
Institution Rating:
A5.0 ★Texas Ratio: 7.44%
125 High St, Boston, MA, 02110
30-Year Fixed-Rate VA
5.62%
5.82%
▼
Rate5.62%
APR5.82%
Points0.000
UpdatedMar 15, 2026
Details
No additional details available.
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★Texas Ratio: 3.74%
1 Courthouse Way, Bedford, MA, 01434
VA Loans
6.12%
6.43%
▼
Rate6.12%
APR6.43%
Points0.000
UpdatedMar 20, 2026
Details
30-Year Rates As Low As; Primary Residence
UMassFive College Federal Credit Union
Institution Rating:
A5.0 ★Texas Ratio: 7.35%
1 Campus Center Way, Amherst, MA, 01003
VA 30 Year Fixed
7.00%
7.25%
▼
Rate7.00%
APR7.25%
Points0.000
UpdatedMar 17, 2026
Details
No additional details available.
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The mortgage rates displayed are verified and sourced directly from the official websites of the listed financial institutions. Your final approved rate will depend on your specific credit history, credit score, loan amount, and down payment.
Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.
Banks and Credit Unions: If you need to update your rate data or request removal from MonitorBankRates.com, please contact us here.
Mortgage Calculators
Methodology & Data Sources
Direct-Sourced & Verified Mortgage Rate Data: We aggregate mortgage and refinance rates for Massachusetts directly from the official websites of local lenders, credit unions, and national mortgage originators using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every rate displayed is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available home loan products in Massachusetts. We feature a comprehensive mix of licensed NMLS financial institutions — from neighborhood credit unions and competitive regional banks to large national originators available to borrowers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update mortgage rates daily. Because rates and APRs can fluctuate rapidly based on bond markets and economic conditions, every loan product features its own “last updated” date for full transparency.
Proprietary Lender Health & Safety Grades: Beyond tracking rates, MonitorBankRates evaluates the financial stability of every listed institution. Our Health Grades (A+ to F) and Star Ratings are composite metrics calculated using objective regulatory data — including the Texas Ratio — ensuring you compare rates from secure, reliable lenders.
Frequently Asked Questions about Mortgage Rates in Massachusetts
How does my credit score affect my rate in Massachusetts?
Your credit score is a major factor. Generally, borrowers in Massachusetts with higher credit scores (760+) receive the lowest interest rates.
What is a 30-Year Fixed Mortgage?
A 30-year fixed-rate mortgage is a home loan where the interest rate remains the same for the entire 30-year term. It is the most popular type of mortgage in Massachusetts because it offers lower monthly payments compared to shorter-term loans.
What are closing costs in Massachusetts?
Closing costs are fees paid at the end of a real estate transaction, typically ranging from 2% to 5% of the loan amount. In Massachusetts, these may include appraisal fees, title insurance, and recording fees.
Should I lock my mortgage rate?
If you are satisfied with the current rate and worried rates might rise before closing on your home in Massachusetts, locking your rate is a good idea. It guarantees your rate for a specific period.
What is an Adjustable-Rate Mortgage (ARM)?
An ARM has an interest rate that can change over time. It usually starts with a lower fixed rate for a period (e.g., 5 years) before adjusting annually based on market indices.
What is a Jumbo Loan in Massachusetts?
A Jumbo Loan exceeds the conforming loan limits set by the FHFA. In high-cost areas of Massachusetts, these limits are higher. These loans typically require stronger credit and larger down payments.
Do I need 20% down to buy a house in Massachusetts?
No. While 20% avoids Private Mortgage Insurance (PMI), many lenders in Massachusetts offer loans with as little as 3% or 3.5% down (FHA). VA loans may require no down payment.
What is the difference between Interest Rate and APR?
The interest rate is the cost of borrowing the principal. The APR (Annual Percentage Rate) includes the interest rate plus other costs like points and fees, giving a truer cost of the loan.
How do I find the best lender in Massachusetts?
Compare rates from multiple sources including local banks, credit unions, and online lenders using the tables on this page to find the best offer for your situation.
What are the best Mortgage rates in Massachusetts?
- Institution for Savings: 4.99% (30 Year Fixed)
- First Citizens Federal Credit Union: 5.00% (30-Year Fixed)
- Florence Bank: 5.62% (Welcome Home - 30-Year Fixed Rate)
- TrustCo Bank: 5.75% (30 Year Mortgages)
- Mass Bay Credit Union: 5.75% (30 Year Fixed Rate Mortgage Loans & Refinancing)
Mortgage Rates reflect actual verified offers from lenders actively lending to Massachusetts borrowers. Your final approved rate will depend on your credit profile, loan-to-value ratio, and daily market movements. Last Updated and Verified: March 20, 2026
Mortgage Rates by City in Massachusetts
