What are the current interest rates at Everett Co-operative Bank?

Current rates for Everett Co-operative Bank include: 12-Month CD: 0.50%, 18-Month CD: 0.65%, 24-Month CD: 1.00%, 36-Month CD: 1.50%, 48-Month CD: 1.75%, 60-Month CD: 1.75%, Savings: 1.75%, MMA: 3.25%

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Everett Co-operative Bank Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Everett Co-operative Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

Everett Co-operative Bank's top rates as of October 12, 2026 are 3.75% APY on its 135-Day Special Certificate, 1.75% APY on savings, 3.25% APY on money market accounts, 0.05% APY on checking, and 6.125% on its 5/1 Jumbo Adjustable Rate Loan mortgage, according to rates verified by MonitorBankRates. Other Everett Co-operative Bank CD rates include 18-Month Special Certificate at 3.75%, 24-Month Special Certificate at 3.75%, and 36-Month Special Certificate at 3.75%. Other Everett Co-operative Bank mortgage rates include 7/1 Jumbo Adjustable Rate Loan at 6.25%, 7/1 Adjustable Rate Loan at 6.25%, and 5/1 Adjustable Rate Loan at 6.125%. MonitorBankRates evaluates the financial stability of Everett Co-operative Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.89%. Rates last updated and verified on 10/12/2026.

Everett Co-operative Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Everett Co-operative Bank? Share your experience about Everett Co-operative Bank by leaving a review below, or read customer reviews before you decide to use Everett Co-operative Bank.

Verified Healthy Q2 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.89%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Everett Co-operative Bank

419 Broadway
Everett, MA 02149

https://www.everettbank.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Everett Co-operative Bank CD Rates

Product	Rate	APY	Term
135-Day Special Certificate	3.69%	3.75%	135-Day
Min Deposit $500 Min Balance $500 Details Open Online Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 3.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
18-Month Special Certificate	3.69%	3.75%	18-Month
Min Deposit $500 Min Balance $500 Details Open Online Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 3.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
24-Month Special Certificate	3.69%	3.75%	24-Month
Details Open Online Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 3.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
36-Month Special Certificate	3.69%	3.75%	36-Month
Details Open Online Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 3.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
6-Month Insured CD	-	3.75%	6-Month
Min Deposit $500 Details New money only. $250,000 maximum deposit. Annual Percentage Yield (APY) is accurate of the date posted and is subject to change without notice. APY assumes the interest remains on deposit until maturity. A penalty may be imposed for early withdrawal. Offer may be withdrawn at any time. A minimum of $500 is required to open a Certificate of Deposit and earn the advertised APY. Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 3.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
6-Month Special Certificate	3.69%	3.75%	6-Month
Min Deposit $500 Min Balance $500 Details Open Online Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 3.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
9-Month Special Certificate	3.69%	3.75%	9-Month
Min Deposit $500 Min Balance $500 Details Open Online Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 3.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
12-Month Special Certificate	3.445%	3.50%	12-Month
Details Open Online Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 3.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
48-Month Certificate	1.74%	1.75%	48-Month
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 1.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
60-Month Certificate	1.74%	1.75%	60-Month
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 1.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
36-Month Certificate	1.49%	1.50%	36-Month
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 1.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
24-Month Certificate	1.00%	1.00%	24-Month
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 1.00% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
30-Month Certificate	0.75%	0.75%	30-Month
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
18-Month Certificate	0.65%	0.65%	18-Month
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
12-Month Certificate	0.50%	0.50%	12-Month
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
6-Month Certificate	0.20%	0.20%	6-Month
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.20% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
91-Day Certificate	0.05%	0.05%	91-Day
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%

Everett Co-operative Bank Business CD Rates

Product	Rate	APY	Term	View More
2-Year Business CD	2.23%	2.25%	2-Year
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 2.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%

Everett Co-operative Bank Savings Rates

Product	Rate	APY
Milestone Savings	1.736%	1.75%
Min Deposit $10 Min Balance $10,000 Details Open Online Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 1.75% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
Milestone Savings	0.05%	0.05%
Min Deposit $10 Min Balance $10 Details Open Online Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
Statement Savings	0.05%	0.05%
Min Deposit $10 Min Balance $10 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%

Everett Co-operative Bank Money Market Rates

Product	Rate	APY
IRA Money Market	3.20%	3.25%
Min Balance $500 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 3.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
Everett Elite Money Market	2.62%	2.65%
Min Deposit $2,500 Min Balance $100,000 Details Open Online; Balance: $100,000.00 and above Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 2.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
Premiere Money Market	0.35%	0.35%
Min Deposit $2,500 Min Balance $250,000 Details Balance: $250,000.00 or more Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.35% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
Standard Money Market	0.10%	0.10%
Min Deposit $10 Min Balance $10,000 Details Balance: $10,000.00 or more Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
Everett Elite Money Market	0.05%	0.05%
Min Deposit $2,500 Min Balance $10,000 Details Open Online; Balance: $10,000.00 to $99,999.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
Premiere Money Market	0.05%	0.05%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500.00 to $249,999.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
Standard Money Market	0.05%	0.05%
Min Deposit $10 Min Balance $10 Details Balance: $10.00 to $9,999.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%

Everett Co-operative Bank Business Money Market Rates

Product	Rate	APY
Elite Business Money Market	2.62%	2.65%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000.00 and above Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 2.65% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
Business Money Market Special	1.49%	1.50%
Min Deposit $50,000 Min Balance $50,000 Details Balance: $50,000.00 and above Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 1.50% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
Business Money Market	0.10%	0.10%
Min Deposit $5,000 Min Balance $5,000 Details Balance: $5,000.00 and above Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
Elite Business Money Market	0.05%	0.05%
Min Deposit $2,500 Min Balance $10,000 Details Balance: $10,000.00 to $99,999,99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%

Everett Co-operative Bank Checking Rates

Product	Rate	APY	View More
Everett Elite Checking	0.05%	0.05%
Min Deposit $10 Min Balance $10 Details Balance: $10+ Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.05% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%

Everett Co-operative Bank Mortgage Rates

Product	Rate	Points	APR	Term
7/1 Jumbo Adjustable Rate Loan	6.25%	-	6.763%	30 years
Details caps 2/2/6 repayment schedule based on 30 years Last Updated 10/12/2026 Rate History 2 changes since Sep 16, 2026 · 6.50% → 6.76% ▲ 0.26 pts · high 6.76% / low 6.50% Oct 8, 20266.76%▲ from 6.65% Sep 24, 20266.65%▲ from 6.50% Sep 16, 20266.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
7/1 Adjustable Rate Loan	6.25%	-	6.79%	30 years
Details caps 2/2/6 repayment schedule based on 30 years Last Updated 10/12/2026 Rate History 2 changes since Sep 16, 2026 · 6.53% → 6.79% ▲ 0.26 pts · high 6.79% / low 6.53% Oct 8, 20266.79%▲ from 6.67% Sep 24, 20266.67%▲ from 6.53% Sep 16, 20266.53%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
5/1 Jumbo Adjustable Rate Loan	6.125%	-	6.834%	30 years
Details caps caps 2/2/6 repayment schedule based on 30 years Last Updated 10/12/2026 Rate History 2 changes since Sep 16, 2026 · 6.57% → 6.83% ▲ 0.26 pts · high 6.83% / low 6.57% Oct 8, 20266.83%▲ from 6.72% Sep 24, 20266.72%▲ from 6.57% Sep 16, 20266.57%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
5/1 Adjustable Rate Loan	6.125%	-	6.861%	30 years
Details caps 2/2/6 repayment schedule based on 30 years Last Updated 10/12/2026 Rate History 2 changes since Sep 16, 2026 · 6.60% → 6.86% ▲ 0.26 pts · high 6.86% / low 6.60% Oct 8, 20266.86%▲ from 6.74% Sep 24, 20266.74%▲ from 6.60% Sep 16, 20266.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
15 Year Fixed Rate	6.875%	-	6.953%	15 years
No additional details. Last Updated 10/12/2026 Rate History 3 changes since Sep 20, 2026 · 6.58% → 6.95% ▲ 0.38 pts · high 7.20% / low 6.58% Oct 12, 20266.95%▼ from 7.20% Oct 8, 20267.20%▲ from 6.95% Oct 1, 20266.95%▲ from 6.58% Sep 20, 20266.58%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
10 Year Fixed Rate	6.99%	-	7.099%	10 years
No additional details. Last Updated 10/12/2026 Rate History 3 changes since Sep 20, 2026 · 6.61% → 7.10% ▲ 0.49 pts · high 7.23% / low 6.61% Oct 12, 20267.10%▼ from 7.23% Oct 8, 20267.23%▲ from 7.10% Oct 1, 20267.10%▲ from 6.61% Sep 20, 20266.61%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
20 Year Fixed Rate	7.25%	-	7.313%	20 years
No additional details. Last Updated 10/12/2026 Rate History 3 changes since Sep 20, 2026 · 6.94% → 7.31% ▲ 0.38 pts · high 7.56% / low 6.94% Oct 12, 20267.31%▼ from 7.56% Oct 8, 20267.56%▲ from 7.31% Oct 1, 20267.31%▲ from 6.94% Sep 20, 20266.94%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
30 Year Fixed Rate	7.375%	-	7.424%	30 years
No additional details. Last Updated 10/12/2026 Rate History 3 changes since Sep 20, 2026 · 7.17% → 7.42% ▲ 0.25 pts · high 7.55% / low 7.17% Oct 12, 20267.42%▼ from 7.55% Oct 8, 20267.55%▲ from 7.42% Oct 1, 20267.42%▲ from 7.17% Sep 20, 20267.17%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
30 Year Jumbo Fixed Rate	7.625%	-	7.645%	30 years
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 7.27% → 7.65% ▲ 0.38 pts · high 7.65% / low 7.27% Oct 1, 20267.65%▲ from 7.27% Sep 20, 20267.27%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%

Everett Co-operative Bank Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Line of Credit	7.00%	-	7.00%	10 year
Details Term: 10 year draw period, 15 year repayment period Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Sep 24, 20267.00%▲ from 6.75% Sep 16, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
Home Equity Fixed Rate Loan	7.25%	-	7.25%	5 Years
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 7.25% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
Home Equity Fixed Rate Loan	7.50%	-	7.50%	10 Years
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 7.50% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%
Home Equity Fixed Rate Loan	7.75%	-	7.75%	15 Years
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 7.75% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%

Everett Co-operative Bank Other Rates

Product	Rate	Points	APY/APR	Term	View More
25 Year Fixed Rate	7.375%	-	7.43%	25 years
Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 7.18% → 7.43% ▲ 0.25 pts · high 7.43% / low 7.18% Oct 1, 20267.43%▲ from 7.18% Sep 20, 20267.18%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.89%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Everett Co-operative Bank’s Texas Ratio stayed near 0.90% in Q3 2023 to 0.89% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$1.7B	0.89%	5.0	A+
March 31, 2026	$1.6B	0.78%	5.0	A+
December 31, 2025	$1.6B	0.74%	5.0	A+
September 30, 2025	$1.6B	0.76%	5.0	A+
June 30, 2025	$1.5B	0.87%	5.0	A+
March 31, 2025	$1.5B	0.86%	5.0	A+
December 31, 2024	$1.4B	1.34%	5.0	A+
September 30, 2024	$1.4B	0.77%	5.0	A+
June 30, 2024	$1.3B	0.84%	5.0	A+
March 31, 2024	$1.3B	0.85%	5.0	A+
December 31, 2023	$1.3B	0.87%	5.0	A+
September 30, 2023	$1.2B	0.90%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Everett Co-operative Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Everett Co-operative Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Everett Co-operative Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Everett Co-operative Bank

Bank Holding Company ECB BCORP INC

Address 419 Broadway, Everett, MA 02149 · Middlesex

Website https://www.everettbank.com

FDIC Certificate # 26444

Established 18900101

FDIC Insurance Date 19851126

Domestic Offices 3

Total Branches 3

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.89%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.7693%

Return on Equity (ROE) 7.9900%

Non-Performing Loans (NPL) 0.09%

Total Assets $1,671,230,000

Total Deposits $1,203,450,000

Equity Capital $162,654,000

Net Income $6,317,000

Headquarters Everett

Total Branches and Offices 3

Source: FDIC | Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Everett Co-operative Bank earned the Verified Healthy badge

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Customer Reviews

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Frequently Asked Questions About Everett Co-operative Bank

How many branches does Everett Co-operative Bank operate?

Everett Co-operative Bank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Everett Co-operative Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Everett Co-operative Bank provides members with tools to manage their accounts and build a solid financial history.

Does Everett Co-operative Bank offer online and mobile banking?

Most modern institutions like Everett Co-operative Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.everettbank.com.

Current Everett Co-operative Bank Rates

12-Month CD0.50%
18-Month CD0.65%
24-Month CD1.00%
36-Month CD1.50%
48-Month CD1.75%
60-Month CD1.75%
Savings1.75%
MMA3.25%

Retrieved from our database of financial products. Rates subject to change.

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Everett Co-operative Bank Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Everett Co-operative Bank Texas Ratio

Everett Co-operative Bank Health Trend

Everett Co-operative Bank CD Rates

Everett Co-operative Bank Business CD Rates

Everett Co-operative Bank Savings Rates

Everett Co-operative Bank Money Market Rates

Everett Co-operative Bank Business Money Market Rates

Everett Co-operative Bank Checking Rates

Everett Co-operative Bank Mortgage Rates

Everett Co-operative Bank Home Equity & HELOC

Everett Co-operative Bank Other Rates

Financial Health History

Methodology & Data Sources

Bank Profile & Overview

Financial Health & Assets

Everett Co-operative Bank earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Everett Co-operative Bank

How many branches does Everett Co-operative Bank operate?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Everett Co-operative Bank offer online and mobile banking?

Current Everett Co-operative Bank Rates

Compare to Other Banks