Everett Co-operative Bank Rates and Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Everett Co-operative Bank's 135-Day CD rates are at 4.00%, 135-Day Special Certificate rates are at 4.00%, 24-Month CD rates are at 4.00%, 24-Month Special Certificate rates are at 4.00%, 6-Month Special Certificate rates are at 4.00%. Everett Co-operative Bank's savings rates are at 0.05%. Everett Co-operative Bank's money market rates are at 0.05%. Everett Co-operative Bank's 15 Year Fixed Rate rates are at 5.38%, 10 Year Fixed Rate rates are at 5.38%, VA 30 Year Fixed rates are at 5.62%, 30 Year Fixed Rate rates are at 5.88%, 20 Year Fixed Rate rates are at 5.88%. MonitorBankRates evaluates the financial stability of Everett Co-operative Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.90%. Rates were last updated on 03/04/2026.
Rate Updates and AvailabilityEverett Co-operative Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Everett Co-operative Bank? Share your experience about Everett Co-operative Bank by leaving a review below, or read customer reviews before you decide to use Everett Co-operative Bank. Everett Co-operative Bank Texas RatioEverett Co-operative Bank's Texas Ratio is at 0.90%, which is considered excellent. The Texas Ratio for Everett Co-operative Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Exceptional
Out of 5.0 Stars
Everett Co-operative Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Everett Co-operative Bank is a exceptional bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Overall Health & Safety Grade
A+
Exceptional Health
Score: 100/100
Everett Co-operative Bank has earned an overall safety grade of A+. This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. Rates Last Updated: 03/04/2026 
Everett Co-operative Bank CD Rates
Everett Co-operative Bank Savings Rates
Everett Co-operative Bank Money Market Rates
Everett Co-operative Bank Checking Rates
Everett Co-operative Bank Mortgage Rates
Everett Co-operative Bank Home Equity & HELOC
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Everett Co-operative Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Everett Co-operative Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Everett Co-operative Bank's official website for the most current offers and terms.
Bank Profile & OverviewEverett Co-operative Bank
419 BroadwayEverett, MA 02149 Middlesex Established Date: 01/01/1890 FDIC Certificate #: 26444 Date of FDIC Deposit Insurance: 11/26/1985 Bank Holding Company: ECB BCORP INC How Many Domestic U.S. Offices? 3 How Many Branches are There? 3 Website: https://www.everettbank.com
Is Everett Co-operative Bank FDIC Insured? Yes
What is Everett Co-operative Bank's Cert number? 26444
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsMonitorBankRates Star Rating:
5.0 / 5.0 ★
Overall Health & Safety Grade:
A+ (100/100)
Texas Ratio:
0.90%
Return on Assets (ROA):
0.3987%
Return on Equity (ROE):
3.5000%
Non-Performing Loans (NPL):
0.08%
Total Assets:
$1,605,360,000
Total Deposits:
$1,144,175,000
Equity Capital:
$153,754,000
Net Income:
$7,604,000
Headquarters:
Everett
Regulator:
FDIC
# of Offices:
3
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Everett Co-operative BankHow do I open an account at Everett Co-operative Bank?You can typically open an account at Everett Co-operative Bank by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Everett Co-operative Bank provides a range of mortgage and home equity products. Is Everett Co-operative Bank a safe place to deposit money?Yes, Everett Co-operative Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Everett Co-operative Bank offer online and mobile banking?Most modern institutions like Everett Co-operative Bank provide digital access including online balance checks and transfers. Compare to Other Banks
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