☰

Home›
Banks›
Marblehead Bank

iAdvertiser Disclosure

Marblehead Bank Rates & Review May 2026

Item: Marblehead Bank
Rating: 6985
Author: OxxB

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 5, 2026

Marblehead Bank's 6-Month Fixed Rate Certificate of Deposit (CD) rates are at 3.51%. Marblehead Bank's 30-Year Fixed Rate Mortgage 1 rates are at 5.75%. MonitorBankRates evaluates the financial stability of Marblehead Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.28%. Rates were last updated on 05/05/2026.

Marblehead Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Marblehead Bank? Share your experience about Marblehead Bank by leaving a review below, or read customer reviews before you decide to use Marblehead Bank.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.28%

Excellent Lower than avg

Marblehead Bank

21 Atlantic Ave
Marblehead, MA 01945

https://www.marblebank.com

Marblehead Bank CD Rates

Product	Rate	APY	Term	View More
6-Month Fixed Rate Certificate of Deposit (CD)	3.45%	3.51%
Min Deposit $500 Last Updated 05/05/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%

Marblehead Bank Mortgage Rates

Product	Rate	Points	APR	Term	View More
30-Year Fixed Rate Mortgage 1	5.75%	-	5.99%
Details w/ automatic deduction Last Updated 05/05/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 1.28%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Marblehead Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Marblehead Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Marblehead Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Marblehead Bank

FDIC Certificate # 90234

Address 21 Atlantic Ave, Marblehead, MA 01945 · Essex

Website https://www.marblebank.com

Established 03/18/1871

FDIC Insurance Date 09/17/1985

Domestic Offices 3

Total Branches 3

Regulator FED

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

1.28%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.6051%

Return on Equity (ROE) 7.6000%

Non-Performing Loans (NPL) 0.11%

Total Assets $266,718,000

Total Deposits $234,412,000

Equity Capital $26,271,000

Net Income $1,060,000

Headquarters Marblehead

Total Offices 3

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

OxxB

★★★★★

December 17, 2025

yKVh

Log in to reply Are you from Marblehead Bank and want to reply to a review? Log in or register and verify yourself to reply as a representative from Marblehead Bank.

Want to discuss Marblehead Bank with other members? Visit our Community Reviews hub to see all reviews, ask questions, and join the conversation.

Average Rating

★★★★★

Total Reviews

Add Your Rating and Review for Marblehead Bank

Frequently Asked Questions About Marblehead Bank

Is Marblehead Bank a safe place to deposit money?

Yes, Marblehead Bank is considered a safe financial institution. With a Texas Ratio of 1.2761913381907%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Marblehead Bank operate?

Marblehead Bank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Marblehead Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Marblehead Bank provides members with tools to manage their accounts and build a solid financial history.

Does Marblehead Bank offer online and mobile banking?

Most modern institutions like Marblehead Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.marblebank.com.