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Canton Co-operative Bank Rates and Review February 2026

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Canton Co-operative Bank's CD 3 Year rates are at 2.75%, IRA CD 3 Year rates are at 2.75%, CD 3-Month rates are at 2.50%, IRA CD 3-Month rates are at 2.50%, CD 4 Year rates are at 2.25%. Canton Co-operative Bank's savings rates are at 0.10%. Canton Co-operative Bank's money market rates are at 0.25%.

Canton Co-operative Bank

Rate Updates and Availability

Canton Co-operative Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Canton Co-operative Bank? Share your experience about Canton Co-operative Bank by leaving a review below, or read customer reviews before you decide to use Canton Co-operative Bank.

Canton Co-operative Bank Texas Ratio

Canton Co-operative Bank's Texas Ratio is at 9.07%, which is considered excellent. The Texas Ratio for Canton Co-operative Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0
Excellent
Out of 5.0 Stars

Canton Co-operative Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, Canton Co-operative Bank is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs. Avg
12-Month CD
1.00%
18-Month CD
N/A
24-Month CD
1.51%
36-Month CD
2.75%
48-Month CD
2.25%
60-Month CD
N/A
Savings
0.10%
MMA
0.25%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Canton Co-operative Bank
671 Washington St
Canton, MA 02021
Member FDIC
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCELLENT
🏆

Banks:
Embed the badge above on your site.

Canton Co-operative Bank CD Rates

Product Rate APY Term View More
CD 3 Year 2.72% 2.75% 3 Year
No additional details.
Last Updated 02/14/2026
IRA CD 3 Year 2.72% 2.75% 3 Year
No additional details.
Last Updated 02/14/2026
CD 3 Month 2.48% 2.50% 3 Month
No additional details.
Last Updated 02/14/2026
IRA CD 3 Month 2.48% 2.50% 3 Month
No additional details.
Last Updated 02/14/2026
CD 4 Year 2.23% 2.25% 4 Year
No additional details.
Last Updated 02/14/2026
IRA CD 4 Year 2.23% 2.25% 4 Year
No additional details.
Last Updated 02/14/2026
CD 6 Month 2.00% 2.02% 6 Month
No additional details.
Last Updated 02/14/2026
IRA CD 6 Month 2.00% 2.02% 6 Month
No additional details.
Last Updated 02/14/2026
CD 2 Year 1.50% 1.51% 2 Year
No additional details.
Last Updated 02/14/2026
IRA CD 2 Year 1.50% 1.51% 2 Year
No additional details.
Last Updated 02/14/2026
CD 1 Year 1.00% 1.00% 1 Year
No additional details.
Last Updated 02/14/2026
IRA CD 1 Year 1.00% 1.00% 1 Year
No additional details.
Last Updated 02/14/2026

Canton Co-operative Bank Savings Rates

Product Rate APY View More
IRA Statement Savings Account 0.10% 0.10%
Min Balance$20
DetailsDaily balance of $20.00 required to avoid a $1.00 monthly service charge (does not apply to IRA)
Last Updated 02/14/2026
Passbook Savings Account 0.10% 0.10%
Min Deposit$20
Min Balance$20
DetailsDaily balance of $20.00 required to avoid a $1.00 monthly service charge
Last Updated 02/14/2026
Statement Savings Account 0.10% 0.10%
Min Deposit$20
Min Balance$20
DetailsDaily balance of $20.00 required to avoid a $1.00 monthly service charge (does not apply to IRA)
Last Updated 02/14/2026

Canton Co-operative Bank Money Market Rates

Product Rate APY View More
Business Money Market 2.50% 2.50%
Min Deposit$300,000
DetailsBalances $300,000.00 to $999,999.99
Last Updated 02/14/2026
Personal Money Market Accounts Premium & IRA Premium 2.50% 2.50%
Min Deposit$300,000
DetailsBalances $300,000.00 to $999,999.99
Last Updated 02/14/2026
Business Money Market 2.00% 2.00%
Min Deposit$100,000
DetailsBalances $100,000.00 to $299,999.99
Last Updated 02/14/2026
Personal Money Market Accounts Premium & IRA Premium 2.00% 2.00%
Min Deposit$100,000
DetailsBalances $100,000.00 to $299,999.99
Last Updated 02/14/2026
Business Money Market 1.00% 1.00%
Min Deposit$10,000
DetailsBalances $10,000.00 to $99,999.99
Last Updated 02/14/2026
Personal Money Market Accounts Premium & IRA Premium 1.00% 1.00%
Min Deposit$10,000
DetailsBalances $10,000.00 to $99,999.99
Last Updated 02/14/2026
Business Money Market 0.25% 0.25%
Min Deposit$0
DetailsBalances $0.01 to $9,999.99
Last Updated 02/14/2026
Personal Money Market Accounts Premium & IRA Premium 0.25% 0.25%
Min Deposit$0
DetailsBalances $0.01 to $9,999.99
Last Updated 02/14/2026

Canton Co-operative Bank Checking Rates

Product Rate APY View More
High Interest Checking or more 0.12% 0.12%
DetailsBalances $1,500.00; Daily balance of $1,500.00 required to avoid a $6.00 monthly service charge
Last Updated 02/14/2026
Business Interest Checking 0.07% 0.07%
Min Balance$1,500
DetailsDaily balance of $1,500.00 required to avoid a $6.00 monthly service charge
Last Updated 02/14/2026
High Interest Checking to $1,499.99 0.07% 0.07%
DetailsBalances $10.00; Daily balance of $1,500.00 required to avoid a $6.00 monthly service charge
Last Updated 02/14/2026
50+ Free Interest Checking 0.05% 0.05%
No additional details.
Last Updated 02/14/2026

Canton Co-operative Bank Home Equity & HELOC

Product Rate Points APR Term View More
HELOC 5.25% - 5.25%
DetailsAfter 6 Month Intro Rate
Last Updated 02/14/2026
HELOC 6.25% - 6.25%
DetailsAfter 6 Month Intro Rate
Last Updated 02/14/2026

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Canton Co-operative Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Canton Co-operative Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Canton Co-operative Bank's official website for the most current offers and terms.

Bank Profile & Overview

Canton Co-operative Bank
671 Washington St
Canton, MA 02021
Norfolk
Established Date: 01/01/1891
FDIC Certificate #: 26450
Date of FDIC Deposit Insurance: 12/05/1985
How Many Domestic U.S. Offices? 1
How Many Branches are There? 1
Is Canton Co-operative Bank FDIC Insured? Yes
What is Canton Co-operative Bank's Cert number? 26450
What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

Total Assets:
$153,861,000
Total Deposits:
$128,777,000
Equity Capital:
$19,349,000
Net Income:
$45,000
Return on Assets (ROA):
0.5887%
Return on Equity (ROE):
4.7600%
Headquarters:
Canton
Regulator:
FED
# of Offices:
1
Source: FDIC | Last Updated 03/31/2024

Customer Reviews

YkED
★★★★★
December 17, 2025
OClT
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Canton Co-operative Bank

How do I open an account at Canton Co-operative Bank?

You can typically open an account at Canton Co-operative Bank by visiting a local branch or applying through their official website.

Is there a first-time homebuyer program?

Currently, Canton Co-operative Bank provides a range of mortgage and home equity products.

Is Canton Co-operative Bank a safe place to deposit money?

Yes, Canton Co-operative Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.

Does Canton Co-operative Bank offer online and mobile banking?

Most modern institutions like Canton Co-operative Bank provide digital access including online balance checks and transfers.

Current Canton Co-operative Bank Rates

ProductAPY
12-Month CD1.00%
24-Month CD1.51%
36-Month CD2.75%
48-Month CD2.25%
Savings0.10%
MMA0.25%

Rates subject to change.