Massachusetts Housing Affordability Index
Daily affordability score for Massachusetts compared to the national average. Updated every night using live mortgage rates and U.S. Census Bureau income and home value data.
Massachusetts Affordability Ranking
Massachusetts MBR-HAI · 90-Day Trend
Dashed line = national average. Amber dashed line = 100 baseline. Score updates each morning after the nightly rate aggregation run.
Key Affordability Factors · Massachusetts
Source: U.S. Census Bureau American Community Survey and Current Population Survey. Mortgage rate from MBR live rate database.
How Massachusetts Ranks Among All States
| Rank | State | MBR-HAI Score | Affordability |
|---|---|---|---|
| ▲ See top 45 states → | |||
| 46 | New York | 81.9 | Moderately Less Affordable |
| 47 | Oregon | 79.7 | Moderately Less Affordable |
| 48 | Dist. of Columbia | 78.7 | Moderately Less Affordable |
| 49 | Massachusetts You are here | 77.8 | Moderately Less Affordable |
| 50 | Hawaii | 70.7 | Moderately Less Affordable |
| 51 | California | 68.4 | Significantly Less Affordable |
Showing states ranked near Massachusetts · May 26, 2026 • View complete national rankings →
Download Massachusetts HAI Data
2026-05-26,MA,77.8,100.0,6.364
Daily scores for all 51 states, filter by state or date in Excel or Google Sheets.
All States (CSV)Press & Citation Resources · Massachusetts
Ready-to-publish sentences using today's Massachusetts data, an email template you can send to clients, and direct contact for press inquiries or custom data requests.
Ready-to-Publish Sentences
Each sentence updates daily with the live Massachusetts score. Free for editorial use with attribution to MonitorBankRates.
In Massachusetts, the MonitorBankRates (MBR) Housing Affordability Index stood at 77.8 on May 26, 2026, ranking #49 of 51 U.S. states for homeownership affordability and indicating moderately less affordable conditions relative to the national baseline. The state-level reading combines Massachusetts's 30-year mortgage rate average of 6.364% with U.S. Census Bureau housing values, household income, property taxes, and cost burden data.
“Massachusetts's MonitorBankRates (MBR) Housing Affordability Index score of 77.8 places it #49 of 51 nationwide. Below the 100 baseline, that means buyer purchasing power in Massachusetts is weaker than the long-run national average computed at a 6.5% mortgage rate. The state's 30-year average is currently 6.364%, and the index lags the national average.”
Brian McKay, MonitorBankRates
🏠 MonitorBankRates (MBR) Housing Affordability Index. Massachusetts: 77.8 (Moderately Less Affordable), rank #49 of 51 states. 30-yr mortgage avg: 6.36%. National baseline = 100. Updated daily · via @MonitorBankRates → https://www.monitorbankrates.com/housing-affordability-index/massachusetts/
Housing affordability in Massachusetts is currently sitting at 77.8 on the MonitorBankRates (MBR) Housing Affordability Index, ranking it #49 of 51 U.S. states. With 100 representing the long-term national baseline at a 6.5% reference rate, Massachusetts's 30-year mortgage rate of 6.36% reflects moderately less affordable conditions for local buyers. The state lags the national average as a whole.
Mortgage Broker Email Template
Pre-written client update for Massachusetts homebuyers. Personalize the bracketed fields and send.
For Press & Researchers
The Massachusetts MBR-HAI is free to cite for editorial, academic, and policy use with attribution. We're happy to provide additional support:
- Custom data cuts: Massachusetts metros, MSAs, or historical slices on request
- Embargo-friendly releases: give us 24 hours notice for scheduled coverage
- Background interviews: methodology, market context, or commentary on rate moves
- Direct contact: contact form or reply to any address listed there
For our published citation history and recent media mentions, see MBR in the Press.
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