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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Green Harbor, MA Housing Affordability Index

Green Harbor, Massachusetts has an MBR Housing Affordability Index score of 129.3 (Highly Affordable) as of October 30, 2026, ranking 1st most affordable of 193 scored Massachusetts cities, compared with 76.0 statewide and 97.4 nationally. On a median-priced $816,900 home with 20% down, the Massachusetts average 30-year fixed rate of 7.10% means a monthly principal and interest payment of about $4,393, or 26% of the city’s $203,159 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Green Harbor is updated every night from live Massachusetts mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Green Harbor MBR-HAI 129.3 Highly Affordable
Rank in Massachusetts 1 of 193 1 = most affordable
Massachusetts 76.0 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.10% Massachusetts lenders
Median home value $816,900 U.S. Census Bureau

Green Harbor is 53.3 points above the Massachusetts score. Scores as of October 30, 2026. See the Massachusetts index

View Green Harbor Mortgage Rates

What It Takes to Buy in Green Harbor

$4,393/mo
Principal & Interest
Median home, 20% down, 7.10%
$188,300
Income Needed
To keep the payment at 28% of income
$203,159
Median Household Income
Massachusetts: $103,960
4.0x
Price-to-Income Ratio
Massachusetts: 5.4x
$1,407/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$6,337/yr
Median Property Tax
0.78% of median value
5.2%
Owner Cost Burden
Owners spending 30%+ of income on housing
49.4%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Green Harbor, Massachusetts. The rate is the Massachusetts average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

How Green Harbor Ranks in Massachusetts

Cities with similar scores

Cite the Green Harbor Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Green Harbor, Massachusetts score: 129.3 (Highly Affordable), ranked 1 of 193 Massachusetts cities. monitorbankrates.com/housing-affordability-index/massachusetts/green-harbor”