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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

Duxbury, MA Housing Affordability Index

Duxbury, Massachusetts has an MBR Housing Affordability Index score of 46.9 (Least Affordable) as of October 30, 2026, ranking 193rd most affordable of 193 scored Massachusetts cities, compared with 76.0 statewide and 97.4 nationally. On a median-priced $1,705,600 home with 20% down, a jumbo loan at 7.35% means a monthly principal and interest payment of about $9,403, or 89% of the city’s $126,694 median household income.

The MBR Housing Affordability Index (MBR-HAI) for Duxbury is updated every night from live Massachusetts mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

Duxbury MBR-HAI 46.9 Least Affordable
Rank in Massachusetts 193 of 193 1 = most affordable
Massachusetts 76.0 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.10% Massachusetts lenders
Median home value $1,705,600 U.S. Census Bureau

Duxbury is 29.0 points below the Massachusetts score. Scores as of October 30, 2026. See the Massachusetts index

View Duxbury Mortgage Rates

What It Takes to Buy in Duxbury

$9,403/mo
Principal & Interest
Median home, 20% down, 7.35% jumbo
$403,000
Income Needed
To keep the payment at 28% of income
$126,694
Median Household Income
Massachusetts: $103,960
13.5x
Price-to-Income Ratio
Massachusetts: 5.4x
$4,170/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$6,085/yr
Median Property Tax
Massachusetts figure
45.6%
Owner Cost Burden
Owners spending 30%+ of income on housing
100.0%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for Duxbury, Massachusetts. The rate is the Massachusetts average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state. A 20% down loan on the median home here is above the $832,750 conforming limit, so the index adds 0.25% for jumbo pricing.

How Duxbury Ranks in Massachusetts

Cities with similar scores
#190Harwich Port57.1 #191Vineyard Haven55.1 #192Chatham47.4
#193Duxbury46.9
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Cite the Duxbury Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. Duxbury, Massachusetts score: 46.9 (Least Affordable), ranked 193 of 193 Massachusetts cities. monitorbankrates.com/housing-affordability-index/massachusetts/duxbury”