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New Report Fall 2026 Housing Affordability Report: every state is less affordable than in late August as average 30-year mortgage rates passed 7%. Read the report

East Falmouth, MA Housing Affordability Index

East Falmouth, Massachusetts has an MBR Housing Affordability Index score of 68.0 (Significantly Less Affordable) as of October 30, 2026, ranking 164th most affordable of 193 scored Massachusetts cities, compared with 76.0 statewide and 97.4 nationally. On a median-priced $593,000 home with 20% down, the Massachusetts average 30-year fixed rate of 7.10% means a monthly principal and interest payment of about $3,189, or 47% of the city’s $81,464 median household income.

The MBR Housing Affordability Index (MBR-HAI) for East Falmouth is updated every night from live Massachusetts mortgage rates and U.S. Census Bureau income, home value and housing cost data for the city. A score of 100 equals the national average; higher scores mean homeownership is more affordable.

East Falmouth MBR-HAI 68.0 Significantly Less Affordable
Rank in Massachusetts 164 of 193 1 = most affordable
Massachusetts 76.0 Statewide score
National 97.4 100 = baseline
Avg 30-yr rate 7.10% Massachusetts lenders
Median home value $593,000 U.S. Census Bureau

East Falmouth is 8.0 points below the Massachusetts score. Scores as of October 30, 2026. See the Massachusetts index

View East Falmouth Mortgage Rates

What It Takes to Buy in East Falmouth

$3,189/mo
Principal & Interest
Median home, 20% down, 7.10%
$136,700
Income Needed
To keep the payment at 28% of income
$81,464
Median Household Income
Massachusetts: $103,960
7.3x
Price-to-Income Ratio
Massachusetts: 5.4x
$1,673/mo
Median Owner Costs
Mortgage, taxes, insurance, utilities
$3,556/yr
Median Property Tax
0.60% of median value
38.7%
Owner Cost Burden
Owners spending 30%+ of income on housing
71.7%
Renter Cost Burden
Renters spending 30%+ of income on rent

Source: U.S. Census Bureau American Community Survey 5-Year Estimates (2024) for East Falmouth, Massachusetts. The rate is the Massachusetts average 30-year fixed rate from MonitorBankRates, since lenders publish rates by state.

Cite the East Falmouth Score

“MonitorBankRates (MBR) Housing Affordability Index, MonitorBankRates.com, October 30, 2026. East Falmouth, Massachusetts score: 68.0 (Significantly Less Affordable), ranked 164 of 193 Massachusetts cities. monitorbankrates.com/housing-affordability-index/massachusetts/east-falmouth”