Best Money Market Rates in Lowell, Massachusetts (MA) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current Lowell, Massachusetts and the surrounding area money market deposit account rates include Eastern Bank Boston, MAEastern Bank Boston, MA50 Central St, Lowell, MA 01852A+5.0 ★Texas Ratio: 2.03% Money Market Plus at 4.00% APY, DCU Digital Federal Credit UnionDCU Digital Federal Credit Union564 Bridge St, Lowell, MA 01850A5.0 ★Texas Ratio: 9.98% Money Market at 3.50% APY, Workers Federal Credit UnionWorkers Federal Credit Union1201 Bridge St, Lowell, MA 01850A5.0 ★Texas Ratio: 9.04% Workers Money Market at 1.75% APY, Align Credit UnionAlign Credit Union87 Hale St, Lowell, MA 01851A5.0 ★Texas Ratio: 11.20% Business Money Market Account at 1.70% APY, and Lowell Five BankLowell Five Bank1095 Westford St, Lowell, MA 01851A+5.0 ★Texas Ratio: 1.76% Premier Money Market at 0.50% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Lowell has 5 local institutions in our database, with money market rates as high as 4.00% APY from Eastern Bank Boston, MA at 50 Central St, Lowell, MA 01852. Use the table below to compare all available offers, including options from institutions serving the broader Massachusetts area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Lowell, Massachusetts and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Lowell, Massachusetts & the Surrounding Area
Boosted 6 Month APY
Standard APY
Boosted 6 Month APY
Fees could reduce earnings. Account rate is variable and is subject to change at any time. Entire balance earns interest rate and APY for the selected tier. Minimum to open accounts is $10. Minimum balance of $2,500.00 is required to avoid $5.00 monthly fee.
Fees could reduce earnings. Account rate is variable and is subject to change at any time. Entire balance earns interest rate and APY for the selected tier. Minimum to open accounts is $10. Minimum balance of $2,500.00 is required to avoid $5.00 monthly fee.
Fees could reduce earnings. Account rate is variable and is subject to change at any time. Entire balance earns interest rate and APY for the selected tier. Minimum to open accounts is $10. Minimum balance of $2,500.00 is required to avoid $5.00 monthly fee.
Fees could reduce earnings. Account rate is variable and is subject to change at any time. Entire balance earns interest rate and APY for the selected tier. Minimum to open accounts is $10. Minimum balance of $2,500.00 is required to avoid $5.00 monthly fee.
Fees could reduce earnings. Account rate is variable and is subject to change at any time. Entire balance earns interest rate and APY for the selected tier. Minimum to open accounts is $10. Minimum balance of $2,500.00 is required to avoid $5.00 monthly fee.
Standard APY
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Open Online
$15,000+
up to
New Money Only
Balances $2,000,000-$4,000,000 (plus interest paid)
Balances $2,000,000-$4,000,000 (plus interest paid)
Open Online
Balance of $1,000,000.01 or More
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Open Online
Balances $250,000 and above
plus interest paid
Balance of $500,000.01-$1,000,000.00
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Open Online
Over $200,000
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Lowell, MA Money Market Rate Trends
Compare local Lowell, MA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield MMA rates rose 0.007 points over the past 7 days to 3.521% APY.
Massachusetts standard MMA rates rose 0.004 points over the past 7 days to 0.444% APY.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Lowell, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Lowell, Massachusetts. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Lowell, Massachusetts
What is a Money Market Account (MMA)?
Are Money Market accounts in Lowell, Massachusetts safe?
How often do MMA rates change in Lowell, Massachusetts?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Lowell, Massachusetts?
Best Money Market Rates in Lowell, Massachusetts
- Eastern Bank Boston, MA
Money Market Plus — 4.00% APY - DCU Digital Federal Credit Union
Money Market — 3.50% APY - Workers Federal Credit Union
Workers Money Market — 1.75% APY - Align Credit Union
Business Money Market Account — 1.70% APY - Lowell Five Bank
Premier Money Market — 0.50% APY
