Best Money Market Rates in Worcester, Massachusetts (MA) - March 2026
Content reviewed by
Brian McKay
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Brian McKay
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The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
Current Worcester, Massachusetts and the surrounding area money market rates include Athol Savings BankAthol Savings Bank388 Main St, Athol, MA 01331A5.0 ★Texas Ratio: 7.51% Xtreme Business Money Market at 4.25% APY, Liberty Bay Credit UnionLiberty Bay Credit Union300 Granite St Fl 3, Braintree, MA 02184 3909A+5.0 ★Texas Ratio: 2.15% Business Money Market at 4.25% APY, Hanscom Federal Credit UnionHanscom Federal Credit Union495 Summer St, Boston, MA 02210A+5.0 ★Texas Ratio: 3.74% Premier Money Market at 3.75% APY, Community Credit Union Of LynnCommunity Credit Union Of Lynn1 Andrew St, Lynn, MA 01901 1101A-5.0 ★Texas Ratio: 14.06% Community High Yield Money Market Account at 3.75% APY, and Wrentham Co-operative BankWrentham Co-operative Bank102 South St, Wrentham, MA 02093A+5.0 ★Texas Ratio: 0.00% Premier Money Market at 3.70% APY.
To see how these money market rates in Worcester, Massachusetts and the surrounding area compare, use our comprehensive tables below for side-by-side comparisons so you can find the best yields available. Rates in Worcester, Massachusetts (MA) are continually updated we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Worcester, Massachusetts and surrounding area. Last Updated and Verified: March 20, 2026
Worcester, MA Money Market Rate Trends
Compare local Worcester, MA MMA rate quotes against the statewide average
Weekly money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
High-Yield MMA — MA Avg
1.147%
▲ 0.464 from last week
Massachusetts high-yield MMA rates rose 0.464 points this week to 1.147% APY, up from 0.683% last week.
Standard MMA — MA Avg
1.056%
▲ 0.794 from last week
Massachusetts standard MMA rates rose 0.794 points this week to 1.056% APY, up from 0.263% last week.
As of Mar 20, 2026 • Rate data sourced from 8,500+ monitored institutions
Powered by MonitorBankRates
Compare the Best Money Market Rates Today in Worcester, Massachusetts & the Surrounding Area
Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
271 Greenwood St, Worcester, MA 01607
Money Market Plus
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
301 Grove St Ste 1, Worcester, MA 01605
Workers Money Market Checking
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
301 Grove St Ste 1, Worcester, MA 01605
Workers Money Market
3.35%
$1,000
▼
Rate3.30%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
271 Greenwood St, Worcester, MA 01607
Money Market Plus
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
520 W Boylston St, Worcester, MA 01606 2026
VIP Money Market
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
271 Greenwood St, Worcester, MA 01607
Money Market Plus
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
541a Lincoln St, Worcester, MA 01605
Citizens Private Client® Money Market
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Get up to 3.00% APY with preferred rates or up to 0.15% APY with standard rates
Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
117 Stafford St Ste B, Worcester, MA 01603 1478
Business Money Market Savings Special
2.75%
$0
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
541a Lincoln St, Worcester, MA 01605
Citizens Quest® Money Market
2.75%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Get up to 2.75% Annual Percentage Yield (APY) with preferred rates or up to 0.03% APY with standard rates.
Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
301 Grove St Ste 1, Worcester, MA 01605
Workers Money Market
2.35%
$1,000
▼
Rate2.32%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
301 Grove St Ste 1, Worcester, MA 01605
Workers Money Market Checking
2.35%
$0
▼
Rate2.32%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
UniBank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
24 Gold Star Blvd, Worcester, MA 01605
Business Tiered Rate Money Market Account1
2.28%
$0
▼
Rate2.26%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
520 W Boylston St, Worcester, MA 01606 2026
VIP Money Market
2.25%
$0
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
36 Park Ave, Worcester, MA 01609
Premium Money Market Account
2.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
117 Stafford St Ste B, Worcester, MA 01603 1478
Business Money Market Savings Special
2.00%
$0
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
UniBank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
24 Gold Star Blvd, Worcester, MA 01605
Business Tiered Rate Money Market Account1
1.92%
$0
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
271 Greenwood St, Worcester, MA 01607
Money Market Plus
1.77%
$0
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
520 W Boylston St, Worcester, MA 01606 2026
VIP Money Market
1.75%
$0
▼
Rate1.73%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
UniBank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
24 Gold Star Blvd, Worcester, MA 01605
Tiered Rate Money Market Account2
1.50%
$0
▼
Rate1.49%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
36 Park Ave, Worcester, MA 01609
Premium Money Market Account
1.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
UniBank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
24 Gold Star Blvd, Worcester, MA 01605
Business Tiered Rate Money Market Account1
1.41%
$0
▼
Rate1.40%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
36 Park Ave, Worcester, MA 01609
Premium Money Market Account
1.40%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
301 Grove St Ste 1, Worcester, MA 01605
Workers Money Market
1.35%
$1,000
▼
Rate1.34%
Min Deposit$1,000
Min Balance—
UpdatedMar 15, 2026
Details
Workers Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.04%
301 Grove St Ste 1, Worcester, MA 01605
Workers Money Market Checking
1.35%
$0
▼
Rate1.34%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
271 Greenwood St, Worcester, MA 01607
Money Market Plus
1.26%
$0
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
520 W Boylston St, Worcester, MA 01606 2026
VIP Money Market
1.25%
$0
▼
Rate1.24%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
36 Park Ave, Worcester, MA 01609
Premium Money Market Account
1.25%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
UniBank for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
24 Gold Star Blvd, Worcester, MA 01605
Tiered Rate Money Market Account2
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
AllCom Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
36 Park Ave, Worcester, MA 01609
Money Market Account
1.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
117 Stafford St Ste B, Worcester, MA 01603 1478
Business Money Market Savings Special
1.00%
$0
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
271 Greenwood St, Worcester, MA 01607
Money Market Plus
0.75%
$0
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
271 Greenwood St, Worcester, MA 01607
Money Market Plus
0.50%
$0
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Worcester Police Department Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
805 W Boylston St, Worcester, MA 01606 3032
Money Markets
0.25%
$0
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
271 Greenwood St, Worcester, MA 01607
Business Money Market
0.20%
$0
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
271 Greenwood St, Worcester, MA 01607
Business Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
271 Greenwood St, Worcester, MA 01607
Money Market
0.15%
$0
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
117 Stafford St Ste B, Worcester, MA 01603 1478
Business Money Market Statement
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Millbury Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.52%
117 Stafford St Ste B, Worcester, MA 01603 1478
Money Market Checking
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
IC Federal Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 15.06%
947 W Boylston St, Worcester, MA 01606 1275
Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
earn the advertised APY
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
271 Greenwood St, Worcester, MA 01607
Business Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Webster First Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.22%
271 Greenwood St, Worcester, MA 01607
Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Worcester Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.20%
520 W Boylston St, Worcester, MA 01606 2026
Business Money Market
0.10%
$0
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Athol Savings Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.51%
388 Main St, Athol, MA 01331
Xtreme Business Money Market
4.25%
$0
▼
Rate4.17%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Variable Rate
Liberty Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
300 Granite St Fl 3, Braintree, MA 02184 3909
Business Money Market
4.25%
$5
▼
Rate4.16%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Liberty Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
300 Granite St Fl 3, Braintree, MA 02184 3909
High Yield Money Market
4.00%
$10,000
▼
Rate3.92%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
495 Summer St, Boston, MA 02210
Premier Money Market
3.75%
$0
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Community Credit Union Of Lynn
Institution Rating:
A-5.0 ★ Texas Ratio: 14.06%
1 Andrew St, Lynn, MA 01901 1101
Community High Yield Money Market Account
3.75%
$10,000
▼
Rate3.69%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Earn 3.75% Annual Percentage Yield for new money only.
Wrentham Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
102 South St, Wrentham, MA 02093
Premier Money Market
3.70%
$0
▼
Rate3.64%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
30 Middlesex St, Lowell, MA 01852
Non-Profit Money Market
3.61%
$10
▼
Rate3.50%
Min Deposit$10
Min Balance—
UpdatedMar 15, 2026
Details
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
241 Union St, Rockland, MA 02370
Money Market
3.55%
$0
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
OneLocal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
11 Central St, Norwood, MA 02062
High Yield Money Market & iYield Money Market Account
3.50%
$0
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Needham Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
5 Market St, Amesbury, MA 01913
Premium Money Market
3.50%
$250
▼
Rate3.45%
Min Deposit$250
Min Balance—
UpdatedMar 20, 2026
Details
$50,000.00+
Liberty Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
300 Granite St Fl 3, Braintree, MA 02184 3909
High Yield Money Market
3.50%
$10,000
▼
Rate3.44%
Min Deposit$10,000
Min Balance—
UpdatedMar 20, 2026
Details
Hanscom Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.74%
495 Summer St, Boston, MA 02210
Premier Money Market
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
100 Boston Scientific Way, Marlborough, MA 01752
Money Market Special Intro rate
3.50%
$0
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
$15,000+
BankProv
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
5 Market St, Amesbury, MA 01913
Premium Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Needham Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.75%
5 Market St, Amesbury, MA 01913
Super Saver Money Market
3.50%
$250
▼
Rate3.44%
Min Deposit$250
Min Balance—
UpdatedMar 20, 2026
Details
$50,000+
BankProv
Institution Rating:
A5.0 ★ Texas Ratio: 10.50%
5 Market St, Amesbury, MA 01913
Super Saver Money Market
3.50%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Eagle Bank Everett, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
350 Broadway, Everett, MA 02149
Platinum Money Market
3.49%
$20,000
▼
Rate3.44%
Min Deposit$20,000
Min Balance—
UpdatedMar 17, 2026
Details
Millbury National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
18 Main St, Millbury, MA 01527
Platinum Money Market**
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Millbury National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
18 Main St, Millbury, MA 01527
Personal/Business Platinum Money Market**
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Rate Index: 30 Day Avg SOFR* minus 10% of the 30 Day Avg SOFR rate index
Millbury National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.10%
18 Main St, Millbury, MA 01527
Platinum Money Market
3.35%
$0
▼
Rate3.30%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Rate Index: 30 Day Avg SOFR* minus 10% of the 30 Day Avg SOFR rate index
Cape Ann Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.84%
109 Main St, Gloucester, MA 01930
Lighthouse Business Money Market Account
3.30%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
UKRAINIAN SELFRELIANCE NEW ENGLAND
Institution Rating:
A+5.0 ★ Texas Ratio: 0.96%
103 N Elm St, Westfield, MA 01085 1603
Money Market Accounts
3.29%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.56%
103 N Elm St, Westfield, MA 01085
Money Market Accounts
3.29%
$0
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
139 Cabot St, Beverly, MA 01915
Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Savers Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.61%
270 Main St, Southbridge, MA 01550
Ultra Money Market Special -Personal and Business
3.25%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Canton Co-operative Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.05%
671 Washington St, Canton, MA 02021
Premium & IRA Premium Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
1336 Massachusetts Ave, Cambridge, MA 02138
Money Market Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Eastern Bank Boston, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
1336 Massachusetts Ave, Cambridge, MA 02138
Money Market Special
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
Everett Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.90%
419 Broadway, Everett, MA 02149
IRA Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
OneLocal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
11 Central St, Norwood, MA 02062
High Yield Money Market & iYield Money Market Account
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
MASS INSTITUTE OF TECH
Institution Rating:
B+4.7 ★ Texas Ratio: 18.63%
70 Westview St, Lexington, MA 02421 3142
High Yield Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
New Money Only
Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
93 State St, Newburyport, MA 01950
Sapphire Money Market
3.25%
$2,000,000
▼
Rate3.20%
Min Deposit$2,000,000
Min Balance—
UpdatedMar 20, 2026
Details
Balances $2,000,000-$4,000,000 (plus interest paid)
Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
93 State St, Newburyport, MA 01950
Business Sapphire Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Balances $2,000,000-$4,000,000 (plus interest paid)
Canton Co-operative Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.05%
671 Washington St, Canton, MA 02021
Business Money Market
3.25%
$0
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
94 Shaker Road, East Longmeadow, MA 01028
Business Money Market Special
3.20%
$0
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
tcb The Cooperative Bank
Institution Rating:
A-5.0 ★ Texas Ratio: 14.39%
201 Main St, Charlestown, MA 02129
TCB Premier Money MarketEffective 03-01-2026
3.15%
$0
▼
Rate3.11%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Rockland Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.47%
241 Union St, Rockland, MA 02370
Money Market
3.10%
$0
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 11, 2026
Details
Bank of Easton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
275 Washington St, North Easton, MA 02356
Advantage Money Market Account
3.09%
$0
▼
Rate3.05%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
30 Middlesex St, Lowell, MA 01852
Business Money Market Account
3.09%
$10
▼
Rate3.00%
Min Deposit$10
Min Balance—
UpdatedMar 15, 2026
Details
Washington Savings Bank Lowell, MA
Institution Rating:
A+5.0 ★ Texas Ratio: 4.14%
30 Middlesex St, Lowell, MA 01852
High Yield Online Money Market
3.09%
$10
▼
Rate3.00%
Min Deposit$10
Min Balance—
UpdatedMar 15, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
94 Shaker Road, East Longmeadow, MA 01028
Business Money Market Special
3.05%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
North Brookfield SB
Institution Rating:
A+5.0 ★ Texas Ratio: 1.70%
9 Gilbert St, North Brookfield, MA 01535
Level Up Money Market
3.05%
$20,000
▼
Rate3.00%
Min Deposit$20,000
Min Balance—
UpdatedMar 20, 2026
Details
Balance of $1,000,000.01 or More
Bluestone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
756 Orchard St, Raynham, MA 02767
Business Platinum Money Market
3.05%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Note: Earn this high rate when you open a Business Platinum Money Market with money that is not already held in a Bluestone Bank account.
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
282 Providence Hwy, Westwood, MA 02090
Money Market1
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Ukrainian Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.45%
282 Providence Hwy, Westwood, MA 02090
Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Canton Co-operative Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.05%
671 Washington St, Canton, MA 02021
Premium & IRA Premium Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Canton Co-operative Bank
Institution Rating:
A5.0 ★ Texas Ratio: 9.05%
671 Washington St, Canton, MA 02021
Business Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
Wrentham Co-operative Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
102 South St, Wrentham, MA 02093
Premier Money Market
3.04%
$0
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMar 17, 2026
Details
Bank5 Connect
Institution Rating:
A+5.0 ★ Texas Ratio: 1.34%
160 County St, New Bedford, MA 02740
Connect Money Market
3.03%
$100
▼
Rate2.99%
Min Deposit$100
Min Balance—
UpdatedMar 17, 2026
Details
Liberty Bay Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.15%
300 Granite St Fl 3, Braintree, MA 02184 3909
Business Money Market
3.00%
$5
▼
Rate2.96%
Min Deposit$5
Min Balance—
UpdatedMar 20, 2026
Details
Beverly Municipal Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.78%
139 Cabot St, Beverly, MA 01915
Money Market
3.00%
$0
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details
Liberty Bank Middletown, CT
Institution Rating:
A+5.0 ★ Texas Ratio: 5.26%
94 Shaker Road, East Longmeadow, MA 01028
Money Market Special
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details
Dedham Institution for Savings
Institution Rating:
A5.0 ★ Texas Ratio: 6.25%
55 Elm St, Dedham, MA 02026
Premium Money Market Account
3.00%
$0
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 13, 2026
Details
OneLocal Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.65%
11 Central St, Norwood, MA 02062
High Yield Money Market & iYield Money Market Account
3.00%
$0
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details
Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
93 State St, Newburyport, MA 01950
Business Gold Money Market
3.00%
$250,000
▼
Rate2.96%
Min Deposit$250,000
Min Balance—
UpdatedMar 20, 2026
Details
plus interest paid
Institution for Savings
Institution Rating:
A+5.0 ★ Texas Ratio: 0.11%
93 State St, Newburyport, MA 01950
Gold Money Market
3.00%
$250,000
▼
Rate2.96%
Min Deposit$250,000
Min Balance—
UpdatedMar 20, 2026
Details
Balances $250,000 and above
Bank of Easton
Institution Rating:
A+5.0 ★ Texas Ratio: 0.03%
275 Washington St, North Easton, MA 02356
Advantage Money Market Account
2.99%
$0
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedMar 18, 2026
Details
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MonitorBankRates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Worcester, Massachusetts and the surrounding area.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Worcester, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Worcester, Massachusetts. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Worcester, Massachusetts
What is a Money Market Account (MMA)?
A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Massachusetts.
Are Money Market accounts in Worcester, Massachusetts safe?
Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Massachusetts up to $250,000 per depositor, per institution.
How often do MMA rates change in Worcester, Massachusetts?
Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Massachusetts rate tables daily to ensure you see the most current high-yield options.
Can I write checks from a Money Market Account?
Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.
Best Money Market Rates in Worcester, Massachusetts
Here are some of the highest money market account APYs currently available in Worcester, Massachusetts and the surrounding area:
- Athol Savings Bank
Xtreme Business Money Market — 4.25% APY - Liberty Bay Credit Union
Business Money Market — 4.25% APY - Hanscom Federal Credit Union
Premier Money Market — 3.75% APY - Community Credit Union Of Lynn
Community High Yield Money Market Account — 3.75% APY - Wrentham Co-operative Bank
Premier Money Market — 3.70% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Worcester, Massachusetts. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: March 20, 2026
