Best Money Market Rates in Worcester, Massachusetts (MA) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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Current Worcester, Massachusetts and the surrounding area money market deposit account rates include HarborOne BankHarborOne BankA+5.0 ★Texas Ratio: 3.37% Money Market Plus at 4.00% APY, Eastern Bank Boston, MAEastern Bank Boston, MAA+5.0 ★Texas Ratio: 2.03% Money Market Plus at 4.00% APY, Eastern BankEastern BankA+5.0 ★ Money Market Plus at 4.00% APY, Citizens BankCitizens Bank541a Lincoln St, Worcester, MA 01605A5.0 ★Texas Ratio: 8.28% Citizens Quest® Money Market at 3.75% APY, and Wrentham Co-operative BankWrentham Co-operative BankA+5.0 ★Texas Ratio: 0.00% Premier Money Market at 3.70% APY. Money market rates as of May 5, 2026 according to verified data from MonitorBankRates.
Worcester has 11 local institutions in our database, with money market rates as high as 3.75% APY from Citizens Bank at 541a Lincoln St, Worcester, MA 01605. Use the table below to compare all available offers, including options from institutions serving the broader Massachusetts area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Worcester, Massachusetts and surrounding area. Last Updated and Verified: May 5, 2026
Compare the Best Money Market Rates Today in Worcester, Massachusetts & the Surrounding Area
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Minimum to Open: $1,000
Minimum to Open: $1,000
Minimum to Open: $1,000
$25,000 - $49,999.99; earn the advertised APY
$50,000; earn the advertised APY
Earn 0.05% Annual Percentage Yield (APY) on balances of $50.00 and over. Available for business accounts only. You must deposit $5.00 to open this account and maintain an average daily balance of $50.00 to earn the dividend rate. There is no minimum balance to maintain. Dividend will be compounded and credited to your account every month. The dividend period is monthly. Rates effective as of 7/1/24 and are subject to change without notice.
$50 - $9,999.99; earn the advertised APY
Boosted 6 Month APY
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Community High Yield Money Market for consumer and business accounts. Earn 3.75% Annual Percentage Yield for new money only. Minimum balance of $10,000 to open.
Monthly compounding
Open Online
$15,000+
up to
Open Online
Balances $2,000,000-$4,000,000 (plus interest paid)
Balances $2,000,000-$4,000,000 (plus interest paid)
Standard APY
New Money Only
Monthly compounding
Qualifying balance up to $1,000,000.01
plus interest paid
Balances $250,000 and above
Open Online
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Qualifying balance up to $1,000,000.00
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Monthly compounding
Open Online
Monthly compounding
Monthly compounding
Qualifying balance up to $500,000.00
Monthly compounding
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Worcester, MA Money Market Rate Trends
Compare local Worcester, MA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield MMA rates rose 0.145 points over the past 7 days to 3.508% APY.
Massachusetts standard MMA rates fell 0.163 points over the past 7 days to 0.459% APY.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Worcester, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Worcester, Massachusetts. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Worcester, Massachusetts
What is a Money Market Account (MMA)?
Are Money Market accounts in Worcester, Massachusetts safe?
How often do MMA rates change in Worcester, Massachusetts?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Worcester, Massachusetts?
Best Money Market Rates in Worcester, Massachusetts
- HarborOne Bank
Money Market Plus — 4.00% APY - Eastern Bank Boston, MA
Money Market Plus — 4.00% APY - Eastern Bank
Money Market Plus — 4.00% APY - Citizens Bank
Citizens Quest® Money Market — 3.75% APY - Wrentham Co-operative Bank
Premier Money Market — 3.70% APY
