Best Money Market Rates in Ipswich, Massachusetts (MA) - May 2026
Brian McKay
Brian McKay
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Current Ipswich, Massachusetts and the surrounding area money market deposit account rates include Institution for SavingsInstitution for Savings28 Depot Sq, Ipswich, MA 01938A+5.0 ★Texas Ratio: 0.11% Business Sapphire Money Market at 3.25% APY, BankGloucesterBankGloucester143 High St, Ipswich, MA 01938B+4.7 ★Texas Ratio: 19.12% Premier Plus Money Market at 2.00% APY, Eastern BankEastern BankA+5.0 ★ Money Market Plus at 4.00% APY, HarborOne BankHarborOne BankA+5.0 ★Texas Ratio: 3.37% Money Market Plus at 4.00% APY, and Eastern Bank Boston, MAEastern Bank Boston, MAA+5.0 ★Texas Ratio: 2.03% Money Market Plus at 4.00% APY. Money market rates as of May 12, 2026 according to verified data from MonitorBankRates.
Ipswich has 2 local institutions in our database, with money market rates as high as 3.25% APY from Institution for Savings at 28 Depot Sq, Ipswich, MA 01938. Use the table below to compare all available offers, including options from institutions serving the broader Massachusetts area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Ipswich, Massachusetts and surrounding area. Last Updated and Verified: May 12, 2026
Compare the Best Money Market Rates Today in Ipswich, Massachusetts & the Surrounding Area
Balances $2,000,000-$4,000,000 (plus interest paid)
Balances $2,000,000-$4,000,000 (plus interest paid)
plus interest paid
Balances $250,000 and above
Balances $1,000,000-$1,999,999.99
Balances $1,000,000-$1,999,999.99
Balances $500,000-$999,999.99
Balances $500,000-$999,999.99
Balances less than $2,000,000
Balances less than $250,000
Balances less than $2,000,000
Balances less than $500,000
Balances less than $500,000
Balances $1,000,000 and above
Balances $1,000,000 and above
Balances $500,000-$999,999.99
Balances $500,000-$999,999.99
Balances $250,000-$499,999.99
Balances $250,000-$499,999.99
Balances $250,000.00 and above
Balances $250,000
Balances less than $250,000
Balances $100,000 and above
Balances $150,000-$249,999.99
Balances less than $250,000
Balances $100,000 and above
Balances $150,000-$249,999.99
$150,000
Balances less than $2,500
Balances less than $1,000
$150,000
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
Boosted 6 Month APY
Qualifying balance up to $25,000.00
Qualifying balance up to $25,000.00
$15,000+
Open Online
up to
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Rates are variable and may change after the account is opened at any time at SCU's discretion. Fees may reduce earnings on the account. Other conditions may apply. Please refer to SCU's Important Account Information for Our Members and Schedule of Fees and Service Charges for important information and disclosures.
Over $200,000
As High as
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Ipswich, MA Money Market Rate Trends
Compare local Ipswich, MA money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Massachusetts high-yield MMA rates rose 0.007 points over the past 7 days to 3.521% APY.
Massachusetts standard MMA rates rose 0.004 points over the past 7 days to 0.444% APY.
Methodology & Data Sources
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Ipswich, Massachusetts directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Ipswich, Massachusetts. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MA.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Ipswich, Massachusetts
What is a Money Market Account (MMA)?
Are Money Market accounts in Ipswich, Massachusetts safe?
How often do MMA rates change in Ipswich, Massachusetts?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Ipswich, Massachusetts?
Best Money Market Rates in Ipswich, Massachusetts
- Institution for Savings
Business Sapphire Money Market — 3.25% APY - BankGloucester
Premier Plus Money Market — 2.00% APY - Eastern Bank
Money Market Plus — 4.00% APY - HarborOne Bank
Money Market Plus — 4.00% APY - Eastern Bank Boston, MA
Money Market Plus — 4.00% APY
