Mortgage Lenders and Brokers in Ipswich, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ipswich, Massachusetts mortgage lenders include Beacon Bank & TrustBeacon Bank & Trust31 Market St, Ipswich, MA 01938A+5.0 ★Texas Ratio: 5.36%, TD BankTD Bank23 Market St, Ipswich, MA 01938A+5.0 ★Texas Ratio: 3.71%, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, Institution For SavingsInstitution For Savings112 County Rd, Ipswich, MA 01938A+5.0 ★Texas Ratio: 0.22%, Cape Ann Savings BankCape Ann Savings BankLeslie O Johnson Road, Gloucester, MA 01930A+5.0 ★Texas Ratio: 2.00%, Citizens Bank, NACitizens Bank, NA375 Centre Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 5.44%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA291 Main St, Acton, MA 01720A+5.0 ★Texas Ratio: 3.68%, BankesbBankesb770 Main St, Agawam, MA 01001, Newburyport Five Cents Savings BankNewburyport Five Cents Savings Bank40 Friend St, Amesbury, MA 01913A-4.9 ★Texas Ratio: 16.54%, and Bank of America NABank of America NA93 Brockton Ave, Abington, MA 02351A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ipswich, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ipswich are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ipswich, Massachusetts
Market share is the lender's share of all home loans closed in Ipswich, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Ipswich 31 Market St, Ipswich, MA 01938 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo, HELOC | 3 +6 HELOCs |
1.7% | 100% | $625,000 | View |
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1 office in Ipswich 23 Market St, Ipswich, MA 01938 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +21 HELOCs |
0.6% | 33.3% | $205,000 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, Jumbo, HELOC | 31 +3 HELOCs |
17.2% | 100% | $552,741 | View |
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112 County Rd, Ipswich, MA 01938 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 20 | 11.1% | 83.3% | $468,500 | View |
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Leslie O Johnson Road, Gloucester, MA 01930 A+5.0 ★Texas Ratio: 2.00% |
Conventional | 7 | 3.9% | 87.5% | $505,000 | View |
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375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44% |
Conventional, Jumbo, HELOC | 3 +17 HELOCs |
1.7% | 100% | $1,151,666 | View |
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291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 3 | 1.7% | 100% | $811,666 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional, HELOC | 2 +2 HELOCs |
1.1% | 75% | $185,000 | |
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40 Friend St, Amesbury, MA 01913 A-4.9 ★Texas Ratio: 16.54% |
Conventional | 2 | 1.1% | 100% | $440,000 | View |
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93 Brockton Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +5 HELOCs |
0.6% | 100% | $865,000 | View |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, HELOC | 1 +3 HELOCs |
0.6% | 100% | $455,000 | View |
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381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.6% | 100% | $1,505,000 | View |
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250 maple st, lynn, MA 01904 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.6% | 100% | $635,000 | View |
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One Boston Place, Boston, MA 02108 A+5.0 ★Texas Ratio: 0.37% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,175,000 | View |
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143 High St, Ipswich, MA 01938 C-3.7 ★Texas Ratio: 30.61% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
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1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39% |
Conventional | 1 | 0.6% | 100% | $145,000 | View |
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100 Macy St, Amesbury, MA 01913 4315 |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,125,000 | View |
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18 20 Central St, Andover, MA 01810 A4.5 ★Texas Ratio: 0.72% |
Conventional | 1 | 0.6% | 100% | $605,000 | View |
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188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional | 1 | 0.6% | 100% | $795,000 | View |
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285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +16 HELOCs |
0% | n/a | View | |
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660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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19 Haverhill Rd, Amesbury, MA 01913 A5.0 ★Texas Ratio: 10.06% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Salem Five Mortgage Company LLC
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Conventional, Jumbo | 14 | 7.8% | 100% | $479,285 | |
Mortgage Equity Partners LLC
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Conventional, FHA | 2 | 1.1% | 100% | $615,000 | |
Mit Federal Credit Union
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Conventional | 2 | 1.1% | 100% | $365,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 2 | 1.1% | 100% | $565,000 | View |
Drew Mortgage Associates, Inc
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Conventional | 2 | 1.1% | 100% | $210,000 | |
Msa Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $725,000 | |
New Fed Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $385,000 | |
Radius Financial Group Inc
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Conventional | 1 | 0.6% | 100% | $805,000 | |
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A+5.0 ★Texas Ratio: 4.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
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Conventional, Jumbo | 11 | 6.1% | 100% | $638,636 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, Jumbo | 8 | 4.4% | 100% | $716,250 | |
Rocket Mortgage
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Conventional | 7 | 3.9% | 70% | $89,285 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 5 | 2.8% | 100% | $381,000 | View |
loanDepot.com LLC
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Conventional, FHA, Jumbo | 4 | 2.2% | 80% | $387,500 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional | 4 | 2.2% | 100% | $482,500 | View |
Harborone Mortgage, LLC
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Conventional | 4 | 2.2% | 100% | $472,500 | |
Movement Mortgage, LLC
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Conventional | 3 | 1.7% | 100% | $575,000 | |
Guild Mortgage Company
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Conventional | 3 | 1.7% | 100% | $515,000 | |
Fairway Independent Mort Corp
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Conventional | 3 | 1.7% | 100% | $468,333 | |
United Wholesale Mortgage
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Conventional | 2 | 1.1% | 100% | $425,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 1.1% | 66.7% | $125,000 | |
EMM Loans LLC
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Conventional | 1 | 0.6% | 100% | $455,000 | |
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A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,285,000 | View |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.6% | 100% | $865,000 | View |
Newrez LLC
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Conventional | 1 | 0.6% | 100% | $385,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $565,000 | |
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A-5.0 ★Texas Ratio: 14.36% |
Conventional | 1 | 0.6% | 100% | $805,000 | View |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.6% | 100% | $475,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.6% | 100% | $705,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 100% | $465,000 | |
Mortgage Research Center
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VA | 1 | 0.6% | 100% | $685,000 | |
Keystone Funding, Inc
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Conventional | 1 | 0.6% | 100% | $635,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.6% | 100% | $575,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.6% | 100% | $405,000 | |
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★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.6% | 100% | $615,000 | View |
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A5.0 ★Texas Ratio: 7.00% |
Conventional | 1 | 0.6% | 100% | $525,000 | View |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.6% | 100% | $515,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.6% | 100% | $415,000 | View |
Service Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 7.00% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Ipswich Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ipswich, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Ipswich? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ipswich in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ipswich, MA
Use these to narrow the list above. Each category shows how many Ipswich, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Ipswich, MA
Independent mortgage companies closed 35.6 percent of home loans in Ipswich, Massachusetts in 2025, banks 61.7 percent and credit unions 2.8 percent. Mortgage Equity Partners LLC was the largest mortgage company, Beacon Bank & Trust the largest bank and St Jean'S Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Leader Bank NA led with 31 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ipswich, MA
By home loans closed in 2025, Beacon Bank & Trust was the largest mortgage lender in Ipswich, Massachusetts with 3 loans, about 1.7 percent of the market. The largest lender headquartered in Massachusetts was Leader Bank NA with 31 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Ipswich, Massachusetts in 2025, led by Mortgage Equity Partners LLC with 1. 2 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 10 credit unions closed home loans in Ipswich, Massachusetts in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ipswich, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ipswich, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ipswich. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
