Mortgage Lenders and Brokers in Lynn, Massachusetts
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lynn, Massachusetts mortgage lenders include St Jean'S Credit UnionSt Jean'S Credit Union250 maple st, lynn, MA 01904A+5.0 ★Texas Ratio: 3.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA391 Lynnway, Lynn, MA 01901A+5.0 ★Texas Ratio: 3.68%, Eastern BankEastern Bank156 Boston St, Lynn, MA 01904A+5.0 ★Texas Ratio: 2.61%, Community Credit Union of LynnCommunity Credit Union of Lynn1 Andrew St, Lynn, MA 01901 1101, Rockland Trust BankRockland Trust Bank335 Broadway, Lynn, MA 01904A+5.0 ★Texas Ratio: 2.64%, RiverWorks Credit UnionRiverWorks Credit Union947 Western Ave, Lynn, MA 01905 2640, Bank of America NABank of America NA1 State St, Lynn, MA 01901A+5.0 ★Texas Ratio: 4.14%, Reading Cooperative BankReading Cooperative Bank400 Broadway, Lynn, MA 01904A4.5 ★Texas Ratio: 0.72%, Citizens Bank, NACitizens Bank, NA35 Washington St, Lynn, MA 01904A+5.0 ★Texas Ratio: 5.44%, and Salem Five Cents Savings BankSalem Five Cents Savings Bank20 State St, Lynn, MA 01901A+5.0 ★Texas Ratio: 3.29%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lynn, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lynn are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lynn, Massachusetts
Market share is the lender's share of all home loans closed in Lynn, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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250 maple st, lynn, MA 01904 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 15 | 1.6% | 68.2% | $145,666 | View |
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1 office in Lynn 391 Lynnway, Lynn, MA 01901 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 13 +1 HELOCs |
1.4% | 100% | $369,615 | View |
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2 offices in Lynn 156 Boston St, Lynn, MA 01904 A+5.0 ★Texas Ratio: 2.61% |
Conventional, FHA, HELOC | 11 +108 HELOCs |
1.2% | 68.8% | $477,727 | View |
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1 Andrew St, Lynn, MA 01901 1101 |
Conventional | 8 | 0.9% | 72.7% | $391,250 | View |
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1 office in Lynn 335 Broadway, Lynn, MA 01904 A+5.0 ★Texas Ratio: 2.64% |
Conventional, HELOC | 7 +7 HELOCs |
0.7% | 66.7% | $693,571 | View |
RiverWorks Credit Union
947 Western Ave, Lynn, MA 01905 2640 |
Conventional | 6 | 0.6% | 100% | $438,333 | |
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1 office in Lynn 1 State St, Lynn, MA 01901 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 5 +14 HELOCs |
0.5% | 100% | $421,000 | View |
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1 office in Lynn 400 Broadway, Lynn, MA 01904 A4.5 ★Texas Ratio: 0.72% |
Conventional | 5 | 0.5% | 100% | $271,000 | View |
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1 office in Lynn 35 Washington St, Lynn, MA 01904 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 4 +74 HELOCs |
0.4% | 80% | $192,500 | View |
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1 office in Lynn 20 State St, Lynn, MA 01901 A+5.0 ★Texas Ratio: 3.29% |
HELOC | 0 +29 HELOCs |
0% | n/a | View | |
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136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62% |
Conventional, FHA, HELOC | 20 +3 HELOCs |
2.1% | 80% | $500,000 | View |
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475 Western Ave, Lynn, MA 01904 3317 A+5.0 ★Texas Ratio: 5.39% |
Conventional, FHA, HELOC | 19 +14 HELOCs |
2% | 87% | $295,526 | View |
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1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22% |
Conventional, HELOC | 16 +1 HELOCs |
1.7% | 100% | $401,875 | View |
Bankesb
770 Main St, Agawam, MA 01001 |
Conventional, FHA, HELOC | 11 +2 HELOCs |
1.2% | 84.6% | $419,545 | |
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188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52% |
Conventional, HELOC | 11 +2 HELOCs |
1.2% | 100% | $430,454 | View |
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806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA, HELOC | 7 +5 HELOCs |
0.7% | 77.8% | $600,714 | View |
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112 County Rd, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 0.22% |
Conventional | 7 | 0.7% | 87.5% | $455,000 | View |
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245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58% |
Conventional, HELOC | 6 +1 HELOCs |
0.6% | 100% | $491,666 | View |
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107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99% |
Conventional, HELOC | 5 +2 HELOCs |
0.5% | 100% | $581,000 | View |
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419 Broadway, Everett, MA 02149 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 5 | 0.5% | 100% | $351,000 | View |
Digital Federal Credit Union
100 Powdermill Rd, Acton, MA 01720 |
Conventional, HELOC | 4 +6 HELOCs |
0.4% | 80% | $262,500 | |
Direct Federal Credit Union
50 Cabot St, Needham, MA 02494 |
Conventional | 4 | 0.4% | 100% | $150,000 | |
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105 Broadway, Arlington, MA 02474 A+5.0 ★Texas Ratio: 1.72% |
Conventional | 3 | 0.3% | 100% | $201,666 | View |
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408 Massachusetts Ave, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +4 HELOCs |
0.2% | 66.7% | $280,000 | View |
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19 Haverhill Rd, Amesbury, MA 01913 A5.0 ★Texas Ratio: 10.06% |
Conventional, HELOC | 2 +2 HELOCs |
0.2% | 66.7% | $70,000 | View |
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300 Granite St Fl 3, Braintree, MA 02184 3909 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 2 | 0.2% | 100% | $95,000 | View |
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84 Main St, Andover, MA 01810 A5.0 ★Texas Ratio: 9.38% |
Conventional | 2 | 0.2% | 100% | $430,000 | View |
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325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62% |
VA, HELOC | 1 +3 HELOCs |
0.1% | 50% | $515,000 | View |
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55 Fruit St, Boston, MA 02114 2621 A5.0 ★Texas Ratio: 9.82% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $575,000 | View |
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19 Church St, Winchester, MA 01890 A+5.0 ★Texas Ratio: 2.71% |
Conventional | 1 | 0.1% | 100% | $415,000 | View |
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2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75% |
Conventional | 1 | 0.1% | 100% | $135,000 | View |
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210 Main St, Great Barrington, MA 01230 A+5.0 ★Texas Ratio: 3.43% |
Conventional | 1 | 0.1% | 100% | $575,000 | View |
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183 Main St, Everett, MA 02149 A5.0 ★Texas Ratio: 6.39% |
Conventional | 1 | 0.1% | 100% | $125,000 | View |
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100 Cummings Ctr Ste 101f, Beverly, MA 01915 A+5.0 ★Texas Ratio: 2.39% |
Conventional | 1 | 0.1% | 100% | $425,000 | View |
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1 Blue Pride Way, Attleboro, MA 02703 A+5.0 ★Texas Ratio: 3.37% |
Conventional | 1 | 0.1% | 100% | $415,000 | View |
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744 Broad St, East Weymouth, MA 02189 A5.0 ★Texas Ratio: 10.65% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
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12 Chestnut st, Peabody, MA 01960 A+5.0 ★Texas Ratio: 5.81% |
Conventional | 1 | 0.1% | 100% | $145,000 | View |
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700 Boston Rd, Billerica, MA 01821 A5.0 ★Texas Ratio: 6.48% |
Conventional | 1 | 0.1% | 100% | $605,000 | View |
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52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 0.1% | 50% | $195,000 | View |
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56 Amity St, Amherst, MA 01002 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 1 | 0.1% | 100% | $105,000 | View |
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6 Harrison Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.1% | 100% | $485,000 | View |
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1073 Main St, Clinton, MA 01510 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 1 | 0.1% | 100% | $25,000 | View |
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188 Medford St, Arlington, MA 02474 A+5.0 ★Texas Ratio: 1.57% |
Conventional | 1 | 0.1% | 100% | $485,000 | View |
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5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41% |
Conventional | 1 | 0.1% | 100% | $495,000 | View |
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★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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820 Suffield Strret, Agawam, MA 01001 A+5.0 ★Texas Ratio: 5.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Salem Five Mortgage Company LLC
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Conventional, FHA, VA | 57 | 6.1% | 89.2% | $459,736 | |
Msa Mortgage, LLC
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Conventional, FHA | 52 | 5.6% | 88.1% | $576,538 | |
New Fed Mortgage Corp.
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Conventional, FHA | 39 | 4.2% | 92.9% | $443,717 | |
Mortgage Equity Partners LLC
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Conventional, FHA, VA | 9 | 1% | 100% | $446,111 | |
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A+5.0 ★Texas Ratio: 4.53% |
Conventional | 6 | 0.6% | 100% | $333,333 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 5 | 0.5% | 100% | $497,000 | View |
Radius Financial Group Inc
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Conventional | 3 | 0.3% | 100% | $385,000 | |
Mit Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $685,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 75 | 8% | 84.8% | $301,800 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 72 +4 HELOCs |
7.7% | 84.1% | $568,194 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 61 +3 HELOCs |
6.5% | 88.7% | $485,163 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 42 +5 HELOCs |
4.5% | 95.5% | $492,380 | |
Total Mortgage Services, LLC
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Conventional, FHA | 24 | 2.6% | 96% | $421,666 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, USDA, HELOC | 19 +1 HELOCs |
2% | 84% | $486,578 | View |
Nationstar Mortgage
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Conventional, FHA | 13 | 1.4% | 60.9% | $289,615 | |
Primelending
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Conventional, FHA, VA | 12 | 1.3% | 75% | $590,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 12 | 1.3% | 85% | $481,666 | |
Newrez LLC
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Conventional, FHA, VA | 12 | 1.3% | 40% | $360,000 | |
Republic State Mortgage Company
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Conventional, FHA | 11 | 1.2% | 91.7% | $417,727 | |
New American Funding, LLC.
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Conventional, FHA | 11 | 1.2% | 64.7% | $493,181 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 10 +4 HELOCs |
1.1% | 58.8% | $274,000 | |
Guild Mortgage Company
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Conventional, FHA | 10 | 1.1% | 100% | $510,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA, HELOC | 8 +1 HELOCs |
0.9% | 80% | $621,250 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 8 | 0.9% | 69.2% | $456,250 | |
Union Home Mortgage Corp.
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Conventional, FHA | 8 | 0.9% | 88.9% | $506,250 | |
Paramount Residential Mortgage
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Conventional, FHA | 7 | 0.7% | 100% | $635,000 | |
Mld Mortgage, Inc.Dba the Money Store
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Conventional, FHA | 6 | 0.6% | 85.7% | $468,333 | |
Webster Bank, N.A.
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Conventional | 6 | 0.6% | 66.7% | $226,666 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 5 | 0.5% | 75% | $255,000 | View |
Amerisave Mortgage Company
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Conventional, VA | 5 | 0.5% | 26.3% | $179,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 5 | 0.5% | 62.5% | $421,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 5 | 0.5% | 83.3% | $115,000 | View |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 5 | 0.5% | 100% | $553,000 | |
EMM Loans LLC
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Conventional, FHA | 4 | 0.4% | 100% | $392,500 | |
First Home Mortgage
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Conventional, FHA | 4 | 0.4% | 100% | $290,000 | |
Nqm Funding, LLC
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Conventional | 4 | 0.4% | 100% | $605,000 | |
Arc Home LLC
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Conventional | 3 | 0.3% | 100% | $361,666 | |
Lakeview Loan Servicing, LLC
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FHA | 3 | 0.3% | 66.7% | $471,666 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 3 | 0.3% | 100% | $551,666 | View |
Nfm, Inc
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Conventional, FHA | 3 | 0.3% | 100% | $598,333 | |
Mortgage Research Center
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VA | 3 | 0.3% | 60% | $445,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 3 | 0.3% | 100% | $498,333 | |
Navy Federal Credit Union
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VA, HELOC | 2 +2 HELOCs |
0.2% | 40% | $425,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.2% | 33.3% | $195,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 2 | 0.2% | 100% | $235,000 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 0.2% | 100% | $575,000 | |
Allied Mortgage Group, Inc
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Conventional, FHA | 2 | 0.2% | 100% | $515,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 0.2% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 2 | 0.2% | 66.7% | $460,000 | View |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.2% | 100% | $265,000 | |
William Raveis Mortgage, LLC
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Conventional | 2 | 0.2% | 66.7% | $475,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 2 | 0.2% | 100% | $570,000 | View |
T2 Financial LLC
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Conventional | 2 | 0.2% | 66.7% | $620,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 2 | 0.2% | 100% | $370,000 | View |
Mutual of Omaha Mortgage
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Conventional | 2 | 0.2% | 25% | $560,000 | |
Plaza Home Mortgage, Inc
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FHA | 2 | 0.2% | 100% | $590,000 | |
JMAC Lending, Inc.
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Conventional, FHA | 2 | 0.2% | 100% | $560,000 | |
American Airlines Federal Cred
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $385,000 | |
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A-5.0 ★Texas Ratio: 14.36% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.1% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.1% | 100% | $845,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 100% | $165,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.1% | 100% | $595,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.1% | 100% | $365,000 | |
Norwich Commercial Group Inc
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VA | 1 | 0.1% | 100% | $295,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.1% | 50% | $265,000 | |
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A5.0 ★Texas Ratio: 8.11% |
Conventional | 1 | 0.1% | 100% | $215,000 | |
Oaktree Funding Corp
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Conventional | 1 | 0.1% | 100% | $425,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.1% | 100% | $285,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.1% | 66.7% | $545,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.1% | 100% | $205,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.1% | 100% | $735,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.1% | 100% | $445,000 | View |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.1% | 100% | $255,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.1% | 100% | $565,000 | |
Service Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $115,000 | |
Embrace Home Loans, Inc.
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FHA | 1 | 0.1% | 100% | $655,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.1% | 100% | $815,000 | View |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $645,000 | |
Mid-Island Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $665,000 | |
Province Mortgage Associates, Inc.
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FHA | 1 | 0.1% | 100% | $435,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.1% | 100% | $75,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $315,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.1% | 50% | $395,000 | View |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.1% | 100% | $325,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.1% | 100% | $355,000 | View |
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A5.0 ★Texas Ratio: 7.00% |
Conventional | 1 | 0.1% | 50% | $425,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.1% | 33.3% | $615,000 | View |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 0.1% | 100% | $365,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.1% | 100% | $625,000 | |
Cake Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $555,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | 100% |
Lynn Mortgage Rate Trends
Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lynn, Massachusetts
Looking for mortgage lenders near me or mortgage brokers near me in Lynn? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lynn in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lynn, MA
Use these to narrow the list above. Each category shows how many Lynn, MA lenders fit and what that kind of lender is usually best for.
Who Lends in Lynn, MA
Independent mortgage companies closed 64.5 percent of home loans in Lynn, Massachusetts in 2025, banks 26.8 percent and credit unions 8.7 percent. Msa Mortgage, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and St Jean'S Credit Union the largest credit union. Among lenders headquartered in Massachusetts, St Jean'S Credit Union led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.
More Massachusetts Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lynn, MA
By home loans closed in 2025, St Jean'S Credit Union was the largest mortgage lender in Lynn, Massachusetts with 15 loans, about 1.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Lynn, Massachusetts, Salem Five Mortgage Company LLC approved the highest share of completed applications in 2025 at 89.2 percent, against a 82.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
50 lenders closed FHA loans in Lynn, Massachusetts in 2025, led by United Wholesale Mortgage with 30. 19 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 52 banks and 23 credit unions closed home loans in Lynn, Massachusetts in 2025, alongside 70 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lynn, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lynn, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lynn. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
