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Mortgage Lenders and Brokers in Haverhill, Massachusetts

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Haverhill, Massachusetts mortgage lenders include Pentucket BankPentucket Bank120 Lincoln Ave, Haverhill, MA 01830A+5.0 ★Texas Ratio: 5.92%, Haverhill BankHaverhill Bank1094 Main St, Haverhill, MA 01830A+5.0 ★Texas Ratio: 1.02%, Lowell Five Cent Savings BankLowell Five Cent Savings Bank750 Main St, Haverhill, MA 01830A5.0 ★Texas Ratio: 6.48%, Bank of America NABank of America NA191 Merrimack St, Haverhill, MA 01830A+5.0 ★Texas Ratio: 4.14%, TD BankTD Bank153 Merrimack St, Haverhill, MA 01830A+5.0 ★Texas Ratio: 3.71%, Brightbridge Credit UnionBrightbridge Credit Union2 Water St, Haverhill, MA 01830, Leader Bank NALeader Bank NA1201 Massachusetts Ave, Arlington, MA 02476A+5.0 ★Texas Ratio: 0.22%, Institution For SavingsInstitution For Savings112 County Rd, Amesbury, MA 01913A+5.0 ★Texas Ratio: 0.22%, M&T BankM&T Bank806 Suffield St, Agawam, MA 01001A+5.0 ★Texas Ratio: 4.11%, and Digital Federal Credit UnionDigital Federal Credit Union100 Powdermill Rd, Acton, MA 01720. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Haverhill, Massachusetts in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Haverhill are listed first, then lenders elsewhere in Massachusetts, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Haverhill, Massachusetts

Market share is the lender's share of all home loans closed in Haverhill, Massachusetts. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Pentucket Bank 2 offices in Haverhill 120 Lincoln Ave, Haverhill, MA 01830 A+5.0 ★Texas Ratio: 5.92%	Conventional	24	2.1%	82.8%	$241,250	View
Haverhill Bank 2 offices in Haverhill 1094 Main St, Haverhill, MA 01830 A+5.0 ★Texas Ratio: 1.02%	Conventional	15	1.3%	83.3%	$334,333	View
Lowell Five Cent Savings Bank 1 office in Haverhill 750 Main St, Haverhill, MA 01830 A5.0 ★Texas Ratio: 6.48%	Conventional	7	0.6%	100%	$563,571	View
Bank of America NA 1 office in Haverhill 191 Merrimack St, Haverhill, MA 01830 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	6 +14 HELOCs	0.5%	100%	$288,333	View
TD Bank 1 office in Haverhill 153 Merrimack St, Haverhill, MA 01830 A+5.0 ★Texas Ratio: 3.71%	Conventional, HELOC	4 +31 HELOCs	0.4%	36.4%	$195,000	View
Brightbridge Credit Union 2 Water St, Haverhill, MA 01830	Conventional, HELOC	41 +22 HELOCs	3.7%	85.4%	$173,292	View
Leader Bank NA 1201 Massachusetts Ave, Arlington, MA 02476 A+5.0 ★Texas Ratio: 0.22%	Conventional, FHA	40	3.6%	100%	$425,750	View
Institution For Savings 112 County Rd, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 0.22%	Conventional	21	1.9%	95.5%	$411,190	View
M&T Bank 806 Suffield St, Agawam, MA 01001 A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, HELOC	13 +7 HELOCs	1.2%	81.2%	$485,769	View
Digital Federal Credit Union 100 Powdermill Rd, Acton, MA 01720	Conventional, HELOC	12 +22 HELOCs	1.1%	54.5%	$193,333
Jeanne D'Arc Credit Union 245 Chelmsford St, Chelmsford, MA 01824 2343 A+5.0 ★Texas Ratio: 2.58%	Conventional, HELOC	12 +6 HELOCs	1.1%	100%	$155,000	View
Fall River Five Cents Savings 136 Faunce Corner Mall Rd, Dartmouth, MA 02747 A5.0 ★Texas Ratio: 7.62%	Conventional, FHA	11	1%	84.6%	$678,636	View
Rockland Trust Bank 381 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.64%	Conventional	10	0.9%	66.7%	$354,000	View
Citizens Bank, NA 375 Centre Ave, Abington, MA 02351 A+5.0 ★Texas Ratio: 5.44%	Conventional, VA, HELOC	9 +55 HELOCs	0.8%	90.9%	$516,111	View
JPMorgan Chase Bank, NA 291 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	8 +1 HELOCs	0.7%	72.7%	$426,250	View
Newburyport Five Cents Savings Bank 40 Friend St, Amesbury, MA 01913 A-4.9 ★Texas Ratio: 16.54%	Conventional	8	0.7%	88.9%	$357,500	View
Eastern Bank 660 Bedford St, Abington, MA 02351 A+5.0 ★Texas Ratio: 2.61%	Conventional, HELOC	6 +22 HELOCs	0.5%	85.7%	$385,000	View
Metro Credit Union 1 Center Plz, Boston, MA 02108 A+5.0 ★Texas Ratio: 5.39%	Conventional, HELOC	6 +2 HELOCs	0.5%	75%	$240,000	View
Bankesb 770 Main St, Agawam, MA 01001	Conventional, HELOC	6 +2 HELOCs	0.5%	85.7%	$410,000
Align Credit Union 20 Cushing Ave, Haverhill, MA 01830 A5.0 ★Texas Ratio: 10.06%	Conventional, HELOC	4 +15 HELOCs	0.4%	80%	$202,500	View
Workers Federal Credit Union 107 Tower Rd, Athol, MA 01331 9823 A+5.0 ★Texas Ratio: 5.99%	Conventional, HELOC	3 +2 HELOCs	0.3%	100%	$298,333	View
Cambridge Savings Bank 188 Massachusetts Ave, Arlington, MA 02474 A5.0 ★Texas Ratio: 9.52%	Conventional, HELOC	3 +1 HELOCs	0.3%	75%	$348,333	View
Everett Co-Operative Bank 419 Broadway, Everett, MA 02149 A+5.0 ★Texas Ratio: 0.89%	Conventional	2	0.2%	100%	$215,000	View
Reading Cooperative Bank 18 20 Central St, Andover, MA 01810 A4.5 ★Texas Ratio: 0.72%	Conventional	2	0.2%	100%	$145,000	View
NESC Federal Credit Union 310 LOWELL ST, ANDOVER, MA 01810 A+5.0 ★Texas Ratio: 5.84%	Conventional	2	0.2%	100%	$305,000	View
Harvard Federal Credit Union 55 Fruit St, Boston, MA 02114 2621 A5.0 ★Texas Ratio: 9.82%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$205,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews 109 Causeway St, Boston, MA 02114 A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$285,000	View
Main Street Bank 7 Main St, Ayer, MA 01432 A5.0 ★Texas Ratio: 11.53%	Conventional	1	0.1%	100%	$325,000	View
St Jean'S Credit Union 250 maple st, lynn, MA 01904 A+5.0 ★Texas Ratio: 3.72%	Conventional	1	0.1%	50%	$395,000	View
Rockland Federal Credit Union 200 Westgate Dr Unit 119A, Brockton, MA 02301 A+5.0 ★Texas Ratio: 3.09%	Conventional	1	0.1%	100%	$85,000	View
Stonehambank - A Co-Operative 493 Boston Rd, Billerica, MA 01821 A+5.0 ★Texas Ratio: 3.27%	Conventional	1	0.1%	100%	$165,000	View
Direct Federal Credit Union 50 Cabot St, Needham, MA 02494	Conventional	1	0.1%	50%	$325,000
Unibank For Savings 10 Cheney St, Blackstone, MA 01504 A+5.0 ★Texas Ratio: 5.57%	Conventional	1	0.1%	100%	$105,000	View
Middlesex Savings Bank 279 Main St, Acton, MA 01720 A+5.0 ★Texas Ratio: 1.23%	Conventional	1	0.1%	100%	$65,000	View
Stoughton Co-Operative Bank 20 Park St, Stoughton, MA 02072 A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$725,000	View
Cape Ann Savings Bank Leslie O Johnson Road, Gloucester, MA 01930 A+5.0 ★Texas Ratio: 2.00%	Conventional	1	0.1%	100%	$785,000	View
Bristol County Savings Bank 1 Blue Pride Way, Attleboro, MA 02703 A+5.0 ★Texas Ratio: 3.37%	Conventional	1	0.1%	100%	$805,000	View
Salem Co-operative Bank 284 Merrimack St, Methuen, MA 01844 A+5.0 ★Texas Ratio: 1.95%	Conventional	1	0.1%	50%	$255,000	View
Eagle Bank 389 Hanover St, Boston, MA 02113 A+5.0 ★Texas Ratio: 0.32%	Conventional	1	0.1%	50%	$505,000	View
Cornerstone Bank 52 Main St, Ashburnham, MA 01430 A+5.0 ★Texas Ratio: 2.94%	Conventional	1	0.1%	50%	$505,000	View
Wells Fargo Bank NA 125 High St, Boston, MA 02110 A+5.0 ★Texas Ratio: 5.36%	Conventional	1	0.1%	100%	$85,000	View
Webster Five Cents Savings Bank 400 Southbridge St, Auburn, MA 01501 A+5.0 ★Texas Ratio: 2.90%	Conventional	1	0.1%	100%	$665,000	View
Northern Bank & Trust Company 414 Massachusetts Ave, Acton, MA 01720 A5.0 ★Texas Ratio: 13.93%	Conventional	1	0.1%	100%	$305,000	View
Winchester Savings Bank 188 Medford St, Arlington, MA 02474 A+5.0 ★Texas Ratio: 1.57%	Conventional	1	0.1%	100%	$455,000	View
Salem Five Cents Savings Bank 285 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.29%	HELOC	0 +14 HELOCs	0%	n/a		View
Hanscom Federal Credit Union 325 Great Rd, Bedford, MA 01730 A+5.0 ★Texas Ratio: 3.62%	HELOC	0 +10 HELOCs	0%	0%		View
Beacon Bank & Trust 820 Suffield Strret, Agawam, MA 01001 A+5.0 ★Texas Ratio: 5.36%	HELOC	0 +1 HELOCs	0%	n/a		View
Central One Federal Credit Union 63 Southbridge St, Auburn, MA 01501	HELOC	0 +1 HELOCs	0%	n/a
Needham Bank 5 Market St, Amesbury, MA 01913 A+5.0 ★Texas Ratio: 3.41%	HELOC	0 +1 HELOCs	0%	n/a		View
Baycoast Bank 2 Locust St, Berkley, MA 02779 A5.0 ★Texas Ratio: 12.75%	HELOC	0 +1 HELOCs	0%	n/a		View
Salem Five Mortgage Company LLC	Conventional, FHA, VA, Jumbo	29	2.6%	93.5%	$476,034
New Fed Mortgage Corp.	Conventional, FHA, VA	21	1.9%	100%	$408,333
Mortgage Equity Partners LLC	Conventional, FHA	15	1.3%	93.8%	$496,333
Radius Financial Group Inc	Conventional	5	0.4%	100%	$483,000
Bangor Savings Bank A+5.0 ★Texas Ratio: 4.53%	Conventional, HELOC	4 +2 HELOCs	0.4%	57.1%	$372,500	View
Msa Mortgage, LLC	Conventional, FHA	3	0.3%	75%	$548,333
Northpoint Mortgage, Inc. A5.0 ★Texas Ratio: 8.47%	Conventional, FHA	3	0.3%	75%	$511,666	View
Ross Mortgage Company	FHA	1	0.1%	100%	$465,000
Enterprise Bank and Trust Company	Conventional	1	0.1%	100%	$315,000
Mit Federal Credit Union	Conventional	1	0.1%	100%	$65,000
Members Mortgage Company Inc	Conventional	1	0.1%	100%	$395,000
Drew Mortgage Associates, Inc	FHA	1	0.1%	100%	$305,000
Harborone Bank	HELOC	0 +1 HELOCs	0%	n/a
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	77 +3 HELOCs	6.9%	87.5%	$528,246
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	73 +4 HELOCs	6.5%	98.6%	$424,315
Rocket Mortgage	Conventional, FHA, VA	71	6.3%	84.7%	$283,873
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	70 +2 HELOCs	6.3%	86.6%	$452,142
Total Mortgage Services, LLC	Conventional, FHA, VA, HELOC	42 +1 HELOCs	3.8%	85.7%	$421,666
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	35	3.1%	100%	$500,142
Cmg Mortgage Inc A+5.0 ★Texas Ratio: 2.02%	Conventional, FHA, VA, USDA, HELOC	25 +4 HELOCs	2.2%	96.2%	$371,400	View
Fairway Independent Mort Corp	Conventional, FHA	24	2.1%	92.6%	$431,250
loanDepot.com LLC	Conventional, FHA, HELOC	19 +1 HELOCs	1.7%	82.6%	$301,315
New American Funding, LLC.	Conventional, FHA, VA, HELOC	18 +2 HELOCs	1.6%	90%	$349,444
Movement Mortgage, LLC	Conventional, FHA, HELOC	16 +2 HELOCs	1.4%	100%	$356,250
Newrez LLC	Conventional, FHA, VA	15	1.3%	51.7%	$286,333
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	14	1.3%	100%	$502,142
Pennymac Loan Services LLC	Conventional, FHA, VA	14	1.3%	77.3%	$450,000
Nationstar Mortgage	Conventional, FHA	14	1.3%	87.5%	$302,142
Guild Mortgage Company	Conventional, FHA	13	1.2%	93.3%	$412,692
EMM Loans LLC	Conventional, FHA	11	1%	92.3%	$362,272
Amerisave Mortgage Company	Conventional, FHA	11	1%	42.3%	$128,636
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, VA	11	1%	91.7%	$561,363
Primelending	Conventional, FHA, VA	10	0.9%	100%	$536,000
Mortgage Research Center	VA	8	0.7%	72.7%	$431,250
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	7	0.6%	50%	$446,428
Shoreham Bank	Conventional, FHA	7	0.6%	100%	$300,714
Harborone Mortgage, LLC	Conventional, FHA	7	0.6%	100%	$480,714
US Bank, N.A. A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, HELOC	5 +1 HELOCs	0.4%	71.4%	$549,000	View
Colorado Federal Savings Bank A+5.0 ★Texas Ratio: 3.16%	Conventional	5	0.4%	100%	$453,000	View
Guaranteed Rate Affinity, LLC	Conventional	4	0.4%	100%	$485,000
American Financial Network, Inc.	Conventional, FHA	4	0.4%	100%	$475,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	4	0.4%	100%	$550,000	View
Envoy Mortgage, Ltd	Conventional, FHA	3	0.3%	100%	$528,333
Discover Bank	Conventional	3	0.3%	23.1%	$71,666
William Raveis Mortgage, LLC	Conventional	3	0.3%	100%	$495,000
Nfm, Inc	Conventional, FHA	3	0.3%	100%	$748,333
Embrace Home Loans, Inc.	Conventional, FHA	3	0.3%	100%	$661,666
Milend, Inc	Conventional, FHA	3	0.3%	75%	$335,000
Keystone Funding, Inc	Conventional, FHA	3	0.3%	100%	$541,666
Paramount Residential Mortgage	Conventional, FHA	3	0.3%	100%	$561,666
Navy Federal Credit Union	VA, HELOC	2 +3 HELOCs	0.2%	50%	$505,000
Berkshire Bank A-5.0 ★Texas Ratio: 14.36%	Conventional, HELOC	2 +2 HELOCs	0.2%	100%	$455,000	View
Spring Eq, LLC	Conventional, HELOC	2 +1 HELOCs	0.2%	28.6%	$115,000
First Community Mortgage, Inc.	Conventional, FHA	2	0.2%	100%	$470,000
American Financial Resources LLC	Conventional, FHA	2	0.2%	100%	$675,000
Norwich Commercial Group Inc	Conventional	2	0.2%	100%	$210,000
Amerant Mortgage LLC	Conventional	2	0.2%	100%	$275,000
Republic State Mortgage Company	Conventional	2	0.2%	100%	$535,000
Union Home Mortgage Corp.	Conventional	2	0.2%	100%	$480,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA, Jumbo	2	0.2%	66.7%	$730,000	View
American Pacific Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$505,000
Province Mortgage Associates, Inc.	Conventional, FHA	2	0.2%	100%	$600,000
Mission Loans, LLC	Conventional	2	0.2%	100%	$90,000
Mutual of Omaha Mortgage	FHA	2	0.2%	66.7%	$410,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	2	0.2%	100%	$610,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	2	0.2%	66.7%	$80,000	View
Ark-La-Tex Financial Services LLC	Conventional, FHA	2	0.2%	100%	$590,000
Lighthouse Federal Credit Union	Conventional	2	0.2%	66.7%	$70,000
Service Federal Credit Union	Conventional, HELOC	1 +6 HELOCs	0.1%	33.3%	$435,000
Goodleap, LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$355,000
Better Mortgage Corporation	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$485,000
Arc Home LLC	Conventional	1	0.1%	100%	$575,000
Semper Home Loans, Inc	Conventional	1	0.1%	100%	$265,000
Originpoint, LLC	Conventional	1	0.1%	100%	$375,000
Cornerstone First Mortgage, LLC	FHA	1	0.1%	100%	$735,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$375,000	View
Primary Residential Mortgage, INC.	FHA	1	0.1%	100%	$465,000
Watermark Capital, Inc.	FHA	1	0.1%	100%	$615,000
All Credit Considered Mortgage, Inc.	Conventional	1	0.1%	100%	$385,000
Nbkc Bank	Conventional	1	0.1%	100%	$365,000
Reliant Home Funding, Inc	Conventional	1	0.1%	100%	$515,000
Synergy One Lending, Inc.	Conventional	1	0.1%	100%	$305,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional	1	0.1%	33.3%	$355,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	50%	$245,000	View
Pcsb Bank	Conventional	1	0.1%	100%	$455,000
American Financing Corporation	Conventional	1	0.1%	100%	$75,000
Bay Equity LLC	Conventional	1	0.1%	100%	$485,000
First Colony Mortgage Corporat	Conventional	1	0.1%	100%	$265,000
First World Mortgage Corporaton	Conventional	1	0.1%	100%	$385,000
Greenbox Loans	Conventional	1	0.1%	100%	$1,055,000
Cardinal Financial Company, Li	FHA	1	0.1%	100%	$685,000
Transportation Federal Credit Union	Conventional	1	0.1%	100%	$115,000
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$525,000
Planet Home Lending, LLC	FHA	1	0.1%	100%	$395,000
Ladera Lending, Inc. A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$265,000	View
Partners Bank of New England	Conventional	1	0.1%	100%	$575,000
Communityamerica Federal Credit Union	Conventional	1	0.1%	100%	$125,000
Empeople Credit Union	Conventional	1	0.1%	100%	$85,000
Financial Resources Federal Cr	Conventional	1	0.1%	100%	$425,000
Megastar Finanacial Corp	Conventional	1	0.1%	100%	$495,000
Nations Direct Mortgage, LLC	Conventional	1	0.1%	100%	$85,000
Zillow Home Loans, LLC	Conventional	1	0.1%	100%	$355,000
Prosperity Home Mortgage, LLC	Conventional	1	0.1%	100%	$275,000
BMO Harris Bank NA A+5.0 ★Texas Ratio: 3.54%	Conventional	1	0.1%	100%	$155,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	FHA	1	0.1%	100%	$585,000	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.1%	100%	$475,000	View
The Washington Trust Company, of Westerly A5.0 ★Texas Ratio: 7.00%	FHA	1	0.1%	100%	$535,000	View
Washington Trust Mortgage Company LLC A5.0 ★Texas Ratio: 7.00%	Conventional	1	0.1%	100%	$415,000	View
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0.1%	100%	$505,000
United Nations Federal CU	Conventional	1	0.1%	100%	$455,000
Texana Bank	Conventional	1	0.1%	100%	$445,000
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0.1%	100%	$665,000	View
Luxury Mortgage Corp.	Conventional	1	0.1%	100%	$675,000
Village Capital & Investment	VA	1	0.1%	100%	$615,000
Figure Lending LLC	HELOC	0 +7 HELOCs	0%	n/a
Tower Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +2 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Afl-Cio Ecu	HELOC	0 +1 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	0%
Third Federal Savings and Loan A+5.0 ★Texas Ratio: 2.32%	HELOC	0 +1 HELOCs	0%	n/a		View
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Haverhill Mortgage Rate Trends

Daily average mortgage rates for Massachusetts compared with the national average, updated every evening.

30-Year Fixed MA Avg

7.075%

▲ 0.078 vs 7 days ago

15-Year Fixed MA Avg

6.731%

▲ 0.111 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Haverhill, Massachusetts

Looking for mortgage lenders near me or mortgage brokers near me in Haverhill? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Haverhill in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Haverhill, MA

Use these to narrow the list above. Each category shows how many Haverhill, MA lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 77 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 68 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 27 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 54 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 20 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 4 lenders. Loans above the conforming limit for higher priced homes Local lenders based in MA 53 lenders headquartered in Massachusetts, the closest thing to a mortgage lender near you

Who Lends in Haverhill, MA

Independent mortgage companies closed 63.8 percent of home loans in Haverhill, Massachusetts in 2025, banks 27.7 percent and credit unions 8.5 percent. New Fed Mortgage Corp. was the largest mortgage company, Pentucket Bank the largest bank and Brightbridge Credit Union the largest credit union. Among lenders headquartered in Massachusetts, Pentucket Bank led with 24 loans.

63.8%

Mortgage companies

27.7%

Banks

8.5%

Credit unions

16%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

An attorney must handle the closing in Massachusetts. State deeds excise (transfer tax) of $4.56 per $1,000 of price, customarily paid by the seller; Barnstable County charges $6.12 per $1,000, and Nantucket and Martha's Vineyard add a 2 percent buyer paid land bank fee. No mortgage recording tax.

More Massachusetts Mortgage Lender Pages

All Massachusetts lenders 613 lenders Boston 302 lenders Springfield 168 lenders Worcester 199 lenders Brockton 139 lenders Lowell 160 lenders New Bedford 118 lenders Newton 152 lenders Taunton 147 lenders Lynn 135 lenders Quincy 150 lenders Fall River 122 lenders Weymouth Town 152 lenders

Frequently Asked Questions About Mortgage Lenders in Haverhill, MA

Who is the largest mortgage lender in Haverhill, MA?

By home loans closed in 2025, Pentucket Bank was the largest mortgage lender in Haverhill, Massachusetts with 24 loans, about 2.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Haverhill, MA have the highest approval rates?

Among lenders with meaningful volume in Haverhill, Massachusetts, CrossCountry Mortgage, LLC approved the highest share of completed applications in 2025 at 98.6 percent, against a 85 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Haverhill, MA mortgage lenders offer FHA, VA and USDA loans?

54 lenders closed FHA loans in Haverhill, Massachusetts in 2025, led by Guaranteed Rate, Inc. with 24. 20 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Haverhill, MA lender list?

Yes. 68 banks and 27 credit unions closed home loans in Haverhill, Massachusetts in 2025, alongside 77 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Haverhill, MA ranked on this page?

Lenders are ranked only by the number of home loans they closed in Haverhill, Massachusetts during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Haverhill, Massachusetts for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Haverhill. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.